OECD Banking Statistics: Financial Statements of Banks 2012
This publication provides information on financial statements of banks in OECD member countries.
310 26 3MB
English Pages 260 Year 2012
Table of contents
Conventional signs and abbreviations
Country tables
Austria
Belgium
Canada
Chile
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Ireland
Israel
Italy
Japan
Korea
Luxembourg
Mexico
Netherlands
New Zealand
Norway
Poland
Portugal
Slovak Republic
Slovenia
Spain
Sweden
Switzerland
Turkey
United Kingdom
United States
Russian Federation
Recommend Papers
![Bank Profitability: Financial Statements of Banks 2000: Financial Statements of Banks [Bilingual ed.]](https://ebin.pub/img/200x200/bank-profitability-financial-statements-of-banks-2000-financial-statements-of-banks-bilingualnbsped.jpg)
![Company Accounts and Analysis of Financial Statements (Accountancy 12) [1]](https://ebin.pub/img/200x200/company-accounts-and-analysis-of-financial-statements-accountancy-12-1.jpg)
- Author / Uploaded
- Oecd
File loading please wait...
Citation preview
OECD Banking Statistics: Financial Statements of Banks 2002-2009
2012
OECD Banking Statistics: Financial Statements of Banks 2012
This work is published on the responsibility of the Secretary-General of the OECD. The opinions expressed and arguments employed herein do not necessarily reflect the official views of the Organisation or of the governments of its member countries. This document and any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of international frontiers and boundaries and to the name of any territory, city or area.
Please cite this publication as: OECD (2012), OECD Banking Statistics: Financial Statements of Banks 2012, OECD Publishing. http://dx.doi.org/10.1787/9789264179783-en
Annual: OECD Banking Statistics ISBN 978-92-64-17978-3 (print) ISBN 978-92-64-18029-1 (online)
The statistical data for Israel are supplied by and under the responsibility of the relevant Israeli authorities. The use of such data by the OECD is without prejudice to the status of the Golan Heights, East Jerusalem and Israeli settlements in the West Bank under the terms of international law.
Corrigenda to OECD publications may be found on line at: www.oecd.org/publishing/corrigenda.
© OECD 2012 You can copy, download or print OECD content for your own use, and you can include excerpts from OECD publications, databases and multimedia products in your own documents, presentations, blogs, websites and teaching materials, provided that suitable acknowledgment of OECD as source and copyright owner is given. All requests for public or commercial use and translation rights should be submitted to [email protected]. Requests for permission to photocopy portions of this material for public or commercial use shall be addressed directly to the Copyright Clearance Center (CCC) at [email protected] or the Centre français d’exploitation du droit de copie (CFC) at [email protected].
Table of contents Conventional signs and abbreviations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Country tables . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5
Austria. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Belgium . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Canada . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Chile . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Czech Republic. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Denmark . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Estonia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Finland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . France . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Germany . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Greece . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Hungary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ireland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Israel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Italy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Japan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Korea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Luxembourg . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mexico . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Netherlands . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . New Zealand . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Norway . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Poland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Portugal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Slovak Republic . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Slovenia. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Spain . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sweden . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Switzerland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Turkey . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . United Kingdom . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . United States . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Russian Federation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6 10 16 26 32 36 47 53 67 77 91 99 103 107 113 117 121 131 135 146 152 158 162 170 174 184 192 202 212 224 230 234 247
OECD BANKING STATISTICS 2012 – © OECD 2012
3
Conventional signs and abbreviations Signs and abbreviations Totals may not add up due to rounding ..
Not available
0
Nil or negligible
.
Decimal point
Currency ISO abbreviation Currency
Abbreviation
Austria
euro
EUR
Belgium
euro
EUR
Canada
dollar
CAD
Chile
peso
CLP
koruna
CZK
krone
DKK
Czech Republic Denmark Estonia
euro
EUR
Finland
euro
EUR
France
euro
EUR
Germany
euro
EUR
Greece
euro
EUR
Hungary
forint
HUF
euro
EUR
Ireland Israel
new israeli sheqel
ILS
Italy
euro
EUR
Japan
yen
JPY
Korea
won
KRW
Luxembourg
euro
EUR
Mexico
peso
MXN
Netherlands
euro
EUR
New Zealand
dollar
NZD
Norway
krone
NOK
Poland
zloty
PLN
Portugal
euro
EUR
Slovak Republic
euro
EUR
Slovenia
euro
EUR
euro
EUR
Spain Sweden
krona
SEK
Switzerland
franc
CHF
lira
TRY
Turkey United Kingdom
pound
GBP
United States
dollar
USD
new russian ruble
RUB
Russian Federation
OECD BANKING STATISTICS 2012 © OECD 2012
4
ISSN 1607-0623 OECD Banking Statistics 2012 © OECD 2012
Country tables
5
AUSTRIA Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
23 522 16 623 6 899 6 631 4 028 1 003 541 3 064 13 529 9 470 4 728 3 140 1 602 4 060 2 151 2 162 -11 .. 1 908 311 1 598 231 1 367
20 846 13 955 6 891 6 771 4 250 1 099 614 3 006 13 662 9 400 4 746 3 089 1 566 4 262 1 803 1 848 -45 .. 2 459 350 2 109 233 1 876
21 219 14 254 6 966 7 234 4 600 1 236 578 3 293 14 200 9 551 4 842 3 067 1 642 4 649 938 2 089 -1 151 .. 3 711 387 3 324 265 3 059
23 556 16 667 6 888 8 549 5 381 1 509 623 4 054 15 437 9 829 5 005 3 260 1 563 5 608 1 606 2 014 -408 .. 4 002 457 3 545 201 3 344
28 802 21 738 7 065 9 279 6 074 1 828 636 4 398 16 343 10 576 5 423 3 447 1 706 5 768 -965 1 885 -2 850 .. 6 733 416 6 317 305 6 012
37 291 29 900 7 391 10 499 6 645 2 063 292 5 625 17 890 10 624 5 416 3 653 1 555 7 266 2 111 2 010 101 .. 5 155 325 4 830 372 4 458
45 735 37 576 8 159 11 959 5 975 1 804 -822 8 610 20 118 11 081 5 696 3 851 1 534 9 037 10 305 4 584 5 721 .. -1 268 163 -1 431 -285 -1 146
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
6 581 152 659 286 810 106 887 19 409
7 451 167 574 291 147 115 247 22 065
5 967 182 509 306 406 134 510 20 291
7 105 196 530 332 677 157 536 24 299
7 268 224 573 357 340 172 067 26 164
10 064 262 903 388 629 194 394 30 072
14 645 351 442 430 431 204 061 46 431
.. .. .. .. ..
27 601 3 544 164 579 220 399 119 881 36 342
30 586 4 125 171 228 230 738 127 252 39 555
33 326 10 388 180 949 240 783 142 721 41 516
36 670 13 606 203 508 252 519 164 653 47 191
45 686 13 551 219 802 271 333 182 800 54 240
59 522 15 442 252 810 304 884 209 139 44 265
66 349 26 204 321 353 320 709 237 434 74 961
.. .. .. .. .. ..
572 346 575 667
603 484 590 691
649 683 629 963
718 147 689 295
787 412 754 181
886 061 841 503
1 047 010 1 027 541
.. ..
537 66 343 40 007 156 057
320 71 314 43 613 175 198
328 85 427 48 755 200 134
349 101 771 55 416 245 637
.. 110 848 61 219 291 444
.. 116 549 77 816 350 729
.. 121 328 82 733 318 013
.. .. .. ..
163 886
174 932
187 936
223 994
247 321
265 065
261 440
..
26 860 13 485 1 113 39 233 262 341
29 705 14 941 1 106 43 539 270 159
32 102 16 742 1 712 47 132 285 892
35 003 18 862 2 048 51 817 317 139
41 801 20 264 2 594 59 471 350 760
58 331 23 409 3 119 78 621 436 488
66 871 24 935 4 049 87 757 454 725
.. .. .. .. ..
897 4 471 69 547
896 4 401 67 075
883 4 359 65 369
880 4 317 65 425
871 4 279 66 507
870 4 286 68 219
867 4 254 68 950
.. .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/ed3a
OECD BANKING STATISTICS 2012 – © OECD 2012
6
AUSTRIA Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.09 2.89 1.20 1.15 0.70 0.17 0.09 0.53 2.35 1.65 0.82 0.55 0.28 0.71 0.37 0.38 0.00 .. 0.33 0.05 0.28 0.04 0.24
3.53 2.36 1.17 1.15 0.72 0.19 0.10 0.51 2.31 1.59 0.80 0.52 0.27 0.72 0.31 0.31 -0.01 .. 0.42 0.06 0.36 0.04 0.32
3.37 2.26 1.11 1.15 0.73 0.20 0.09 0.52 2.25 1.52 0.77 0.49 0.26 0.74 0.15 0.33 -0.18 .. 0.59 0.06 0.53 0.04 0.49
3.42 2.42 1.00 1.24 0.78 0.22 0.09 0.59 2.24 1.43 0.73 0.47 0.23 0.81 0.23 0.29 -0.06 .. 0.58 0.07 0.51 0.03 0.49
3.82 2.88 0.94 1.23 0.81 0.24 0.08 0.58 2.17 1.40 0.72 0.46 0.23 0.77 -0.13 0.25 -0.38 .. 0.89 0.06 0.84 0.04 0.80
4.43 3.55 0.88 1.25 0.79 0.25 0.04 0.67 2.13 1.26 0.64 0.43 0.19 0.86 0.25 0.24 0.01 .. 0.61 0.04 0.57 0.04 0.53
4.45 3.66 0.79 1.16 0.58 0.18 -0.08 0.84 1.96 1.08 0.55 0.38 0.15 0.88 1.00 0.45 0.56 .. -0.12 0.02 -0.14 -0.03 -0.11
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
50.99 49.01 29.77 7.41 4.00 22.65 69.99 34.94 23.21 11.84 30.01 15.90 15.98 -0.08 .. 14.10 2.30 11.81
50.44 49.56 31.11 8.04 4.49 22.00 68.80 34.74 22.61 11.46 31.20 13.20 13.53 -0.33 .. 18.00 2.56 15.44
49.06 50.94 32.39 8.70 4.07 23.19 67.26 34.10 21.60 11.56 32.74 6.61 14.71 -8.11 .. 26.13 2.73 23.41
44.62 55.38 34.86 9.78 4.04 26.26 63.67 32.42 21.12 10.13 36.33 10.40 13.05 -2.64 .. 25.93 2.96 22.96
43.23 56.78 37.17 11.19 3.89 26.91 64.71 33.18 21.09 10.44 35.29 -5.91 11.53 -17.44 .. 41.20 2.55 38.65
41.31 58.69 37.14 11.53 1.63 31.44 59.39 30.27 20.42 8.69 40.62 11.80 11.24 0.57 .. 28.82 1.82 27.00
40.56 59.44 29.70 8.97 -4.09 42.80 55.08 28.31 19.14 7.63 44.92 51.22 22.79 28.44 .. -6.30 0.81 -7.11
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
53.00 53.26 -0.26 .. 47.00 7.65 39.36
42.30 43.36 -1.06 .. 57.70 8.21 49.48
20.18 44.93 -24.76 .. 79.82 8.32 71.50
28.64 35.91 -7.28 .. 71.36 8.15 63.21
-16.73 32.68 -49.41 .. 116.73 7.21 109.52
29.05 27.66 1.39 .. 70.95 4.47 66.47
114.03 50.73 63.31 .. -14.03 1.80 -15.84
.. .. .. .. .. .. ..
1.15 26.67 50.11 18.68 3.39
1.24 27.77 48.24 19.10 3.66
0.92 28.09 47.16 20.70 3.12
0.99 27.37 46.32 21.94 3.38
0.92 28.52 45.38 21.85 3.32
1.14 29.67 43.86 21.94 3.39
1.40 33.57 41.11 19.49 4.44
.. .. .. .. ..
4.82 0.62 28.76 38.51 20.95 6.35
5.07 0.68 28.37 38.23 21.09 6.55
5.13 1.60 27.85 37.06 21.97 6.39
5.11 1.90 28.34 35.16 22.93 6.57
5.80 1.72 27.91 34.46 23.22 6.89
6.72 1.74 28.53 34.41 23.60 5.00
6.34 2.50 30.69 30.63 22.68 7.16
.. .. .. .. .. ..
.. 0.09 11.59 6.99 27.27
.. 0.05 11.82 7.23 29.03
.. 0.05 13.15 7.50 30.81
.. 0.05 14.17 7.72 34.20
.. .. 14.08 7.78 37.01
.. .. 13.15 8.78 39.58
.. .. 11.59 7.90 30.37
.. .. .. .. ..
28.63
28.99
28.93
31.19
31.41
29.92
24.97
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/ed3a
OECD BANKING STATISTICS 2012 – © OECD 2012
7
AUSTRIA Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 734 51 27 56 627 .. 104 11 .. .. 93 2 407 59 19 2 329 3 246
Institutions 2008
2009
1 726 52 19 55 619 .. 104 11 .. .. 93 2 385 58 19 2 308 3 216
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
5 4 047 852 .. 1 011 2 184 .. 190 168 .. .. 22 .. .. .. .. 4 242
Branches 2008
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
3 4 023 839 .. 1 007 2 177 .. 180 167 .. .. 13 .. .. .. .. 4 206
2007
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 61 946 83 810 692 560 829 016 250 932 307 490 203 803 209 980 150 351 176 458 291 277 345 068 .. .. 175 045 206 027 87 631 96 791 .. .. .. .. 87 414 109 236 267 180 231 879 88 617 92 579 12 917 11 936 165 646 127 364 1 196 731 1 350 732
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Total financial assets 2007 2008 2009 61 798 83 667 688 391 824 929 249 908 306 542 239 320 209 374 149 421 175 550 289 062 342 837 .. .. 174 734 205 712 87 501 96 661 .. .. .. .. 87 233 109 051 263 904 228 795 85 579 89 551 12 679 11 880 165 646 127 364 1 188 827 1 343 103
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/cd52
OECD BANKING STATISTICS 2012 – © OECD 2012
8
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
AUSTRIA Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
344 702 98 734 443 436
359 650 120 956 480 606
352 872 142 476 495 348
397 751 171 277 569 028
424 082 209 075 633 157
473 989 250 014 724 003
508 674 233 239 741 913
.. .. ..
72 935 56 978 129 913
70 878 53 623 124 501
98 415 58 995 157 410
80 794 75 904 156 698
80 187 84 413 164 600
75 198 100 342 175 540
101 295 225 886 327 181
.. .. ..
417 637 155 712 573 349
430 528 174 579 605 107
451 287 201 471 652 758
478 545 247 181 725 726
504 269 293 488 797 757
549 187 350 356 899 543
609 970 459 124 1 069 094
.. .. ..
370 407 74 935 445 342
394 051 87 465 481 516
316 524 205 559 522 083
414 805 178 621 593 426
454 906 200 587 655 493
532 985 223 324 756 309
751 592 113 481 865 073
.. .. ..
36 809 91 198 128 007
31 805 91 786 123 591
32 656 98 019 130 675
68 214 64 086 132 300
32 691 109 573 142 264
37 433 105 801 143 234
88 562 115 459 204 021
.. .. ..
407 216 166 133 573 349
425 856 179 251 605 107
349 180 303 578 652 758
483 019 242 707 725 726
487 597 310 160 797 757
570 418 329 125 899 543
840 154 228 940 1 069 094
.. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1e0a
OECD BANKING STATISTICS 2012 – © OECD 2012
9
2009
BELGIUM Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
59 713 51 630 8 082 5 531 3 418 1 639 2 576 1 175 13 613 9 144 4 973 669 3 502 4 470 861 846 298 -282 3 609 989 2 620 2 178 442
49 251 41 026 8 224 6 048 3 368 1 611 2 414 1 878 14 273 8 698 4 887 523 3 288 5 575 586 877 -123 -169 4 989 696 4 292 2 265 2 027
58 051 49 575 8 476 4 724 3 700 1 790 2 452 362 13 200 8 799 4 873 519 3 406 4 402 190 481 -131 -160 4 212 760 3 452 3 917 -464
53 596 45 273 8 323 5 483 4 249 1 954 1 514 1 673 13 806 8 794 4 747 470 3 577 5 012 -305 -47 -47 -210 5 317 659 4 658 2 516 2 142
53 926 45 829 8 097 10 828 4 735 2 182 4 964 3 310 18 924 9 722 4 984 449 4 289 9 202 330 149 -19 200 8 872 833 8 039 4 903 3 137
69 846 61 899 7 946 8 919 5 273 2 378 4 154 1 870 16 865 10 581 5 252 457 4 872 6 285 2 657 361 2 492 -195 3 627 643 2 985 3 145 -161
75 503 65 903 9 600 -9 130 4 901 2 676 539 -11 894 469 10 993 5 442 475 5 075 -10 523 8 772 3 113 5 245 414 -19 295 218 -19 513 848 -20 361
40 529 30 510 10 019 4 142 5 163 2 427 1 516 -110 14 161 11 695 5 289 475 5 931 2 466 5 179 1 459 634 3 085 -2 713 312 -3 025 410 -3 435
6 156 172 600 289 381 250 438 73 753
10 102 202 442 299 231 261 750 78 549
6 878 226 946 322 912 272 258 100 209
7 896 273 703 385 478 297 550 109 195
8 973 298 682 424 330 313 967 113 222
19 821 339 776 473 698 327 480 152 382
11 721 231 044 451 488 325 397 221 492
21 780 217 765 410 883 318 106 161 594
31 209 43 228 494 338 078 91 302 103 202
31 559 92 265 021 360 596 84 054 110 752
30 903 25 293 653 399 094 76 663 128 866
31 300 486 390 786 445 250 72 833 133 169
37 103 720 435 899 463 790 80 342 141 319
56 616 1 433 468 904 512 312 97 453 176 440
46 812 617 340 518 522 806 78 375 252 015
48 297 310 254 587 532 203 109 867 184 863
792 328 811 334
852 074 814 593
929 204 930 573
1 073 822 1 026 912
1 159 174 1 107 226
1 313 157 1 248 326
1 241 142 1 360 275
1 130 127 1 175 437
23 043 199 069 28 326 422 863
18 866 215 043 27 841 476 911
16 133 226 949 29 176 527 393
15 061 251 465 31 024 656 441
14 326 253 738 45 903 710 841
17 763 238 129 71 589 811 709
12 118 274 281 38 997 677 936
9 989 266 091 42 026 576 661
368 260
402 612
440 040
560 175
612 266
687 933
524 605
459 193
32 750 19 284 20 999 31 035 202 112
31 496 18 227 20 300 29 424 214 167
32 470 16 733 20 660 28 543 226 281
31 225 17 183 22 919 25 489 250 361
38 952 17 152 21 592 34 513 299 731
61 034 21 353 2 497 79 890 405 853
54 459 24 371 3 062 75 768 332 160
53 120 18 019 4 096 67 043 311 411
65 10 975 74 896
61 10 011 72 210
59 9 525 70 483
54 9 207 68 478
51 8 601 67 435
52 8 451 66 724
51 8 259 65 246
48 .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a037
OECD BANKING STATISTICS 2012 – © OECD 2012
10
BELGIUM Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
7.36 6.36 1.00 0.68 0.42 0.20 0.32 0.15 1.68 1.13 0.61 0.08 0.43 0.55 0.11 0.10 0.04 -0.04 0.45 0.12 0.32 0.27 0.05
6.05 5.04 1.01 0.74 0.41 0.20 0.30 0.23 1.75 1.07 0.60 0.06 0.40 0.68 0.07 0.11 -0.02 -0.02 0.61 0.09 0.53 0.28 0.25
6.24 5.33 0.91 0.51 0.40 0.19 0.26 0.04 1.42 0.95 0.52 0.06 0.37 0.47 0.02 0.05 -0.01 -0.02 0.45 0.08 0.37 0.42 -0.05
5.22 4.41 0.81 0.53 0.41 0.19 0.15 0.16 1.34 0.86 0.46 0.05 0.35 0.49 -0.03 -0.01 -0.01 -0.02 0.52 0.06 0.45 0.25 0.21
4.87 4.14 0.73 0.98 0.43 0.20 0.45 0.30 1.71 0.88 0.45 0.04 0.39 0.83 0.03 0.01 0.00 0.02 0.80 0.08 0.73 0.44 0.28
5.60 4.96 0.64 0.71 0.42 0.19 0.33 0.15 1.35 0.85 0.42 0.04 0.39 0.50 0.21 0.03 0.20 -0.02 0.29 0.05 0.24 0.25 -0.01
5.55 4.85 0.71 -0.67 0.36 0.20 0.04 -0.87 0.03 0.81 0.40 0.04 0.37 -0.77 0.65 0.23 0.39 0.03 -1.42 0.02 -1.44 0.06 -1.50
3.45 2.60 0.85 0.35 0.44 0.21 0.13 -0.01 1.21 1.00 0.45 0.04 0.51 0.21 0.44 0.12 0.05 0.26 -0.23 0.03 -0.26 0.04 -0.29
59.37 40.63 25.11 12.04 18.92 8.63 67.17 36.53 4.91 25.73 32.83 6.33 6.21 2.19 -2.08 26.51 7.26 19.24
57.62 42.38 23.60 11.29 16.91 13.16 60.94 34.24 3.67 23.04 39.06 4.11 6.15 -0.86 -1.18 34.95 4.88 30.07
64.21 35.79 28.03 13.56 18.58 2.74 66.65 36.92 3.94 25.80 33.35 1.44 3.64 -0.99 -1.22 31.91 5.76 26.15
60.29 39.71 30.78 14.15 10.97 12.12 63.70 34.38 3.41 25.91 36.30 -2.21 -0.34 -0.34 -1.52 38.51 4.77 33.74
42.79 57.22 25.02 11.53 26.23 17.49 51.37 26.34 2.37 22.66 48.63 1.75 0.79 -0.10 1.06 46.88 4.40 42.48
47.12 52.89 31.26 14.10 24.63 11.09 62.74 31.14 2.71 28.89 37.26 15.76 2.14 14.77 -1.16 21.51 3.81 17.70
2 045.66 -1 945.66 1 044.30 570.21 114.92 -2 534.66 2 342.47 1 159.71 101.21 1 081.55 -2 242.47 1 869.18 663.43 1 117.62 88.13 -4 111.65 46.54 -4 158.18
70.75 29.25 36.46 17.14 10.71 -0.78 82.59 37.35 3.35 41.88 17.41 36.57 10.30 4.48 21.79 -19.16 2.20 -21.36
19.26 18.92 6.66 -6.32 80.74 22.12 58.61
10.51 15.74 -2.21 -3.02 89.49 12.49 77.00
4.31 10.92 -2.97 -3.64 95.69 17.26 78.43
-6.08 -0.94 -0.95 -4.20 106.08 13.15 92.93
3.59 1.62 -0.21 2.18 96.41 9.05 87.36
42.28 5.75 39.65 -3.11 57.72 10.23 47.49
-83.35 -29.59 -49.84 -3.93 183.35 -2.08 185.43
210.02 59.17 25.72 125.13 -110.02 12.66 -122.68
0.78 21.78 36.52 31.61 9.31
1.19 23.76 35.12 30.72 9.22
0.74 24.42 34.75 29.30 10.78
0.74 25.49 35.90 27.71 10.17
0.77 25.77 36.61 27.09 9.77
1.51 25.88 36.07 24.94 11.60
0.94 18.62 36.38 26.22 17.85
1.93 19.27 36.36 28.15 14.30
3.94 0.01 28.84 42.67 11.52 13.03
3.70 0.01 31.10 42.32 9.87 13.00
3.33 0.00 31.60 42.95 8.25 13.87
2.92 0.05 36.39 41.46 6.78 12.40
3.20 0.06 37.60 40.01 6.93 12.19
4.31 0.11 35.71 39.01 7.42 13.44
3.77 0.05 27.44 42.12 6.32 20.31
4.27 0.03 22.53 47.09 9.72 16.36
.. 2.91 25.13 3.58 53.37
.. 2.21 25.24 3.27 55.97
.. 1.74 24.42 3.14 56.76
.. 1.40 23.42 2.89 61.13
.. 1.24 21.89 3.96 61.32
.. 1.35 18.13 5.45 61.81
.. 0.98 22.10 3.14 54.62
.. 0.88 23.55 3.72 51.03
46.48
47.25
47.36
52.17
52.82
52.39
42.27
40.63
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a037
OECD BANKING STATISTICS 2012 – © OECD 2012
11
BELGIUM Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
42 264 36 333 5 931 4 360 2 012 825 2 366 808 10 291 6 817 3 916 485 2 416 3 474 630 652 223 -245 2 844 707 2 137 2 005 131
36 815 30 603 6 212 4 917 2 151 846 1 927 1 684 11 128 6 639 3 905 415 2 320 4 489 425 732 -104 -203 4 064 437 3 627 1 883 1 745
52 011 45 593 6 417 3 730 2 363 962 2 007 322 10 148 6 691 3 933 412 2 345 3 457 128 421 -121 -173 3 329 479 2 850 3 309 -459
47 457 41 342 6 115 4 326 2 714 997 1 225 1 383 10 440 6 668 3 865 377 2 425 3 773 -239 -116 -45 -79 4 012 339 3 673 2 242 1 431
47 793 42 048 5 746 9 798 3 082 1 116 4 719 3 112 15 544 7 558 4 099 370 3 088 7 986 312 135 -18 195 7 674 542 7 132 4 494 2 638
62 426 56 934 5 492 7 719 3 454 1 238 3 942 1 560 13 210 8 199 4 269 369 3 560 5 012 2 674 351 2 457 -134 2 337 396 1 942 2 190 -248
66 306 59 196 7 109 -9 985 3 247 1 526 311 -12 017 -2 875 8 611 4 462 386 3 762 -11 486 8 414 3 000 4 965 450 -19 900 79 -19 980 388 -20 368
32 838 25 337 7 501 3 011 3 353 1 244 1 145 -243 10 512 9 193 4 237 376 4 579 1 319 4 991 1 220 652 3 118 -3 672 130 -3 801 18 -3 819
4 655 148 349 244 667 209 679 66 588
8 626 181 791 251 707 217 725 73 904
5 360 201 428 271 131 230 899 96 249
5 882 247 235 328 701 259 676 105 266
7 291 270 525 357 819 277 756 108 966
17 827 302 010 400 881 292 946 146 705
8 003 196 735 376 224 281 530 214 238
18 835 147 697 331 873 270 293 152 155
23 796 0 207 480 274 491 73 896 94 275
23 822 37 246 437 292 965 66 193 104 297
23 361 3 274 185 326 206 58 719 122 593
24 910 477 368 151 369 724 55 829 127 668
29 051 677 412 455 381 844 63 326 135 004
47 249 1 423 441 607 423 845 77 585 168 660
37 529 535 312 672 424 138 58 120 243 736
37 053 308 192 945 424 876 90 136 175 535
673 938 688 479
733 753 694 332
805 068 808 904
946 760 898 706
1 022 357 974 841
1 160 369 1 101 762
1 076 730 1 200 183
920 853 980 455
19 821 164 272 25 586 379 959
13 946 178 263 25 515 435 411
12 617 191 180 27 102 482 036
13 184 216 298 30 194 612 956
13 011 219 908 44 837 657 499
16 002 206 718 70 226 749 258
7 952 236 051 37 527 610 387
8 276 221 307 40 710 470 280
340 813
379 753
416 269
536 014
584 525
654 702
492 205
406 427
25 510 17 569 20 264 22 815 159 491
23 846 16 472 19 783 20 535 171 637
24 889 14 922 20 045 19 767 181 562
25 319 15 252 22 118 18 454 206 177
31 183 15 224 20 888 25 519 249 926
51 896 19 707 1 914 69 689 346 473
45 342 22 744 2 326 65 760 279 981
43 478 16 287 3 393 56 372 254 313
4 .. ..
4 .. ..
4 .. ..
4 .. ..
4 .. ..
4 .. ..
4 .. ..
4 .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a037
OECD BANKING STATISTICS 2012 – © OECD 2012
12
BELGIUM Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.14 5.28 0.86 0.63 0.29 0.12 0.34 0.12 1.50 0.99 0.57 0.07 0.35 0.51 0.09 0.10 0.03 -0.04 0.41 0.10 0.31 0.29 0.02
5.30 4.41 0.90 0.71 0.31 0.12 0.28 0.24 1.60 0.96 0.56 0.06 0.33 0.65 0.06 0.11 -0.02 -0.03 0.59 0.06 0.52 0.27 0.25
6.43 5.64 0.79 0.46 0.29 0.12 0.25 0.04 1.25 0.83 0.49 0.05 0.29 0.43 0.02 0.05 -0.02 -0.02 0.41 0.06 0.35 0.41 -0.06
5.28 4.60 0.68 0.48 0.30 0.11 0.14 0.15 1.16 0.74 0.43 0.04 0.27 0.42 -0.03 -0.01 -0.01 -0.01 0.45 0.04 0.41 0.25 0.16
4.90 4.31 0.59 1.01 0.32 0.11 0.48 0.32 1.60 0.78 0.42 0.04 0.32 0.82 0.03 0.01 0.00 0.02 0.79 0.06 0.73 0.46 0.27
5.67 5.17 0.50 0.70 0.31 0.11 0.36 0.14 1.20 0.74 0.39 0.03 0.32 0.46 0.24 0.03 0.22 -0.01 0.21 0.04 0.18 0.20 -0.02
5.53 4.93 0.59 -0.83 0.27 0.13 0.03 -1.00 -0.24 0.72 0.37 0.03 0.31 -0.96 0.70 0.25 0.41 0.04 -1.66 0.01 -1.67 0.03 -1.70
3.35 2.58 0.77 0.31 0.34 0.13 0.12 -0.03 1.07 0.94 0.43 0.04 0.47 0.14 0.51 0.12 0.07 0.32 -0.37 0.01 -0.39 0.00 -0.39
57.63 42.37 19.55 8.02 22.99 7.85 66.24 38.05 4.72 23.48 33.76 6.13 6.34 2.17 -2.38 27.63 6.87 20.76
55.82 44.18 19.33 7.60 17.32 15.13 59.66 35.09 3.73 20.85 40.34 3.82 6.58 -0.93 -1.83 36.52 3.93 32.60
63.24 36.76 23.29 9.48 19.78 3.17 65.93 38.76 4.06 23.11 34.07 1.26 4.15 -1.19 -1.70 32.81 4.72 28.09
58.57 41.43 26.00 9.55 11.74 13.25 63.87 37.02 3.61 23.23 36.14 -2.29 -1.11 -0.43 -0.76 38.43 3.25 35.18
36.96 63.04 19.83 7.18 30.36 20.02 48.62 26.37 2.38 19.87 51.38 2.01 0.87 -0.11 1.26 49.37 3.49 45.88
41.57 58.43 26.15 9.37 29.84 11.81 62.06 32.32 2.80 26.95 37.94 20.25 2.66 18.60 -1.01 17.69 3.00 14.70
-247.26 347.26 -112.94 -53.06 -10.80 417.94 -299.47 -155.19 -13.44 -130.84 399.47 -292.64 -104.32 -172.66 -15.66 692.11 -2.76 694.87
71.36 28.64 31.90 11.83 10.89 -2.31 87.45 40.31 3.58 43.57 12.55 47.48 11.60 6.21 29.67 -34.93 1.24 -36.16
18.15 18.77 6.41 -7.04 81.85 20.35 61.50
9.47 16.31 -2.31 -4.53 90.53 9.73 80.80
3.70 12.19 -3.49 -4.99 96.30 13.85 82.45
-6.35 -3.07 -1.18 -2.09 106.35 8.98 97.37
3.91 1.69 -0.22 2.44 96.09 6.79 89.30
53.36 7.00 49.03 -2.67 46.64 7.90 38.74
-73.26 -26.12 -43.22 -3.92 173.26 -0.69 173.95
378.32 92.47 49.46 236.40 -278.32 9.84 -288.16
0.69 22.01 36.30 31.11 9.88
1.18 24.78 34.30 29.67 10.07
0.67 25.02 33.68 28.68 11.96
0.62 26.11 34.72 27.43 11.12
0.71 26.46 35.00 27.17 10.66
1.54 26.03 34.55 25.25 12.64
0.74 18.27 34.94 26.15 19.90
2.05 16.04 36.04 29.35 16.52
3.53 0.00 30.79 40.73 10.97 13.99
3.25 0.01 33.59 39.93 9.02 14.21
2.90 0.00 34.06 40.52 7.29 15.23
2.63 0.05 38.89 39.05 5.90 13.49
2.84 0.07 40.34 37.35 6.19 13.21
4.07 0.12 38.06 36.53 6.69 14.54
3.49 0.05 29.04 39.39 5.40 22.64
4.02 0.03 20.95 46.14 9.79 19.06
.. 2.94 24.38 3.80 56.38
.. 1.90 24.30 3.48 59.34
.. 1.57 23.75 3.37 59.88
.. 1.39 22.85 3.19 64.74
.. 1.27 21.51 4.39 64.31
.. 1.38 17.82 6.05 64.57
.. 0.74 21.92 3.49 56.69
.. 0.90 24.03 4.42 51.07
50.57
51.76
51.71
56.62
57.17
56.42
45.71
44.14
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a037
OECD BANKING STATISTICS 2012 – © OECD 2012
13
BELGIUM Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 52 52 27 .. .. .. 520 .. .. .. 520 437 156 281 .. 1 010
Institutions 2008
2009
1 51 51 28 .. .. .. 555 .. .. .. 555 404 151 253 .. 1 011
1 48 48 28 .. .. .. 572 .. .. .. 572 437 156 281 .. 1 058
5 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 2 262 66 724 66 724 .. .. .. .. .. .. .. .. .. .. 24 048 .. .. ..
Employees 2008 2 254 65 246 65 246 .. .. .. .. .. .. .. .. .. .. 24 300 .. .. ..
2009 2 199 .. .. .. .. .. .. .. .. .. .. .. .. 23 882 .. .. ..
Total financial assets 2007 2008 2009 88 975 127 708 81 715 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 359 661 299 654 327 144 .. .. .. .. .. .. .. .. .. 359 661 299 654 327 144 231 667 232 528 229 850 217 284 220 335 229 850 14 384 12 193 .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 7 8 451 8 451 .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 7 8 259 8 259 .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 112 356 153 205 101 461 1 313 157 1 241 142 1 130 127 1 313 157 1 241 142 1 130 127 239 222 241 415 644 595 .. .. .. .. .. .. .. .. .. 366 757 307 410 335 832 .. .. .. .. .. .. .. .. .. 366 757 307 410 335 832 232 171 232 350 233 212 220 376 223 752 233 212 14 433 12 245 .. .. .. .. 2 024 442 1 934 106 1 800 632
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5a2e
OECD BANKING STATISTICS 2012 – © OECD 2012
14
BELGIUM Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
355 225 261 639 616 863
358 722 301 104 659 825
373 357 346 378 719 735
396 474 395 135 791 609
426 666 422 708 849 374
479 751 510 772 990 524
536 891 434 371 971 262
527 942 389 529 917 471
14 239 161 225 175 464
16 442 175 807 192 248
28 454 181 015 209 468
20 907 261 306 282 213
21 667 288 132 309 800
21 697 300 937 322 633
26 315 243 565 269 880
25 524 187 131 212 656
369 464 422 863 792 328
375 163 476 911 852 074
401 811 527 393 929 203
417 381 656 441 1 073 822
448 333 710 841 1 159 174
501 448 811 709 1 313 157
563 206 677 936 1 241 142
553 466 576 661 1 130 127
406 601 208 975 615 576
429 930 233 153 663 082
463 721 262 610 726 331
491 537 306 624 798 161
515 839 329 477 845 316
589 026 384 260 973 285
639 868 327 677 967 545
624 461 297 813 922 274
17 467 159 285 176 752
19 532 169 460 188 992
25 442 177 430 202 872
22 110 253 550 275 661
31 068 282 789 313 858
36 199 303 673 339 872
76 669 196 928 273 597
46 473 161 380 207 853
424 068 368 260 792 328
449 461 402 612 852 074
489 163 440 040 929 203
513 647 560 175 1 073 822
546 908 612 266 1 159 174
625 224 687 933 1 313 157
716 538 524 605 1 241 142
670 934 459 193 1 130 127
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8b80
OECD BANKING STATISTICS 2012 – © OECD 2012
15
CANADA Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CAD
2002
2003
2004
2005
2006
2007
2008
2009
78 095 39 680 38 415 32 867 0 0 0 32 867 71 283 48 431 23 717 8 152 16 562 22 852 9 645 9 645 0 0 13 207 2 612 10 596 5 135 5 461
76 359 37 693 38 665 33 857 0 0 0 33 857 72 523 48 672 23 870 8 159 16 644 23 850 4 339 4 339 0 0 19 512 4 619 14 891 6 138 8 753
73 850 34 924 38 927 36 582 0 0 0 36 582 75 508 50 129 24 661 8 195 17 272 25 380 1 778 1 778 0 0 23 602 5 856 17 745 6 373 11 372
84 542 45 521 39 021 40 018 0 0 0 40 018 79 039 55 523 25 127 8 374 22 023 23 516 2 393 2 393 0 0 21 123 5 657 15 465 7 398 8 068
105 184 65 216 39 968 44 855 0 0 0 44 855 84 823 53 542 26 413 8 330 18 798 31 282 2 679 2 679 0 0 28 603 5 839 22 764 8 428 14 336
124 648 81 555 43 093 46 283 0 0 0 46 283 89 375 56 710 27 534 8 832 20 345 32 665 3 802 3 802 0 0 28 864 5 259 23 605 9 878 13 727
124 454 74 854 49 600 34 469 0 0 0 34 469 84 069 58 492 27 815 9 642 21 036 25 577 7 307 7 307 0 0 18 270 1 806 16 464 10 868 5 596
102 263 46 043 56 221 44 535 0 0 0 44 535 100 756 64 595 30 237 9 757 24 600 36 162 13 713 13 713 0 0 22 449 4 745 17 704 12 020 5 685
21 001 83 387 1 055 436 401 183 273 877
22 418 84 908 1 060 481 455 635 261 799
21 696 74 137 1 125 687 478 651 289 166
22 868 90 752 1 248 884 549 986 294 183
26 096 95 678 1 384 411 647 007 304 581
27 471 107 972 1 514 131 666 172 394 450
31 366 118 941 1 730 276 690 126 621 928
43 004 103 423 1 717 877 760 143 460 670
101 445 574 123 958 1 145 888 25 981 437 038
106 128 710 128 601 1 166 221 24 671 458 910
111 636 2 123 209 1 237 010 25 857 491 623
120 304 47 143 046 1 368 834 28 191 546 251
135 229 27 160 537 1 506 389 28 038 627 553
147 566 27 159 194 1 662 940 31 041 709 428
174 526 111 145 722 1 972 880 41 170 858 228
194 921 3 110 374 1 979 247 39 176 761 396
1 834 884 1 822 627
1 885 241 1 860 064
1 989 337 1 937 290
2 206 673 2 098 006
2 457 773 2 332 224
2 710 196 2 583 985
3 192 637 2 951 417
3 085 117 3 138 878
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
Million CAD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
16
CANADA Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.29 2.18 2.11 1.80 0.00 0.00 0.00 1.80 3.91 2.66 1.30 0.45 0.91 1.25 0.53 0.53 0.00 0.00 0.73 0.14 0.58 0.28 0.30
4.11 2.03 2.08 1.82 0.00 0.00 0.00 1.82 3.90 2.62 1.28 0.44 0.90 1.28 0.23 0.23 0.00 0.00 1.05 0.25 0.80 0.33 0.47
3.81 1.80 2.01 1.89 0.00 0.00 0.00 1.89 3.90 2.59 1.27 0.42 0.89 1.31 0.09 0.09 0.00 0.00 1.22 0.30 0.92 0.33 0.59
4.03 2.17 1.86 1.91 0.00 0.00 0.00 1.91 3.77 2.65 1.20 0.40 1.05 1.12 0.11 0.11 0.00 0.00 1.01 0.27 0.74 0.35 0.39
4.51 2.80 1.71 1.92 0.00 0.00 0.00 1.92 3.64 2.30 1.13 0.36 0.81 1.34 0.12 0.12 0.00 0.00 1.23 0.25 0.98 0.36 0.62
4.82 3.16 1.67 1.79 0.00 0.00 0.00 1.79 3.46 2.20 1.07 0.34 0.79 1.26 0.15 0.15 0.00 0.00 1.12 0.20 0.91 0.38 0.53
4.22 2.54 1.68 1.17 0.00 0.00 0.00 1.17 2.85 1.98 0.94 0.33 0.71 0.87 0.25 0.25 0.00 0.00 0.62 0.06 0.56 0.37 0.19
3.26 1.47 1.79 1.42 0.00 0.00 0.00 1.42 3.21 2.06 0.96 0.31 0.78 1.15 0.44 0.44 0.00 0.00 0.72 0.15 0.56 0.38 0.18
53.89 46.11 0.00 0.00 0.00 46.11 67.94 33.27 11.44 23.23 32.06 13.53 13.53 0.00 0.00 18.53 3.66 14.87
53.31 46.69 0.00 0.00 0.00 46.69 67.11 32.91 11.25 22.95 32.89 5.98 5.98 0.00 0.00 26.91 6.37 20.53
51.55 48.45 0.00 0.00 0.00 48.45 66.39 32.66 10.85 22.87 33.61 2.36 2.36 0.00 0.00 31.26 7.76 23.50
49.37 50.63 0.00 0.00 0.00 50.63 70.25 31.79 10.60 27.86 29.75 3.03 3.03 0.00 0.00 26.73 7.16 19.57
47.12 52.88 0.00 0.00 0.00 52.88 63.12 31.14 9.82 22.16 36.88 3.16 3.16 0.00 0.00 33.72 6.88 26.84
48.22 51.79 0.00 0.00 0.00 51.79 63.45 30.81 9.88 22.76 36.55 4.25 4.25 0.00 0.00 32.30 5.88 26.41
59.00 41.00 0.00 0.00 0.00 41.00 69.58 33.09 11.47 25.02 30.42 8.69 8.69 0.00 0.00 21.73 2.15 19.58
55.80 44.20 0.00 0.00 0.00 44.20 64.11 30.01 9.68 24.42 35.89 13.61 13.61 0.00 0.00 22.28 4.71 17.57
42.21 42.21 0.00 0.00 57.79 11.43 46.37
18.19 18.19 0.00 0.00 81.81 19.37 62.44
7.01 7.01 0.00 0.00 92.99 23.07 69.92
10.18 10.18 0.00 0.00 89.82 24.06 65.76
8.56 8.56 0.00 0.00 91.44 18.67 72.77
11.64 11.64 0.00 0.00 88.36 16.10 72.26
28.57 28.57 0.00 0.00 71.43 7.06 64.37
37.92 37.92 0.00 0.00 62.08 13.12 48.96
1.15 4.55 57.52 21.86 14.93
1.19 4.50 56.25 24.17 13.89
1.09 3.73 56.59 24.06 14.54
1.04 4.11 56.60 24.92 13.33
1.06 3.89 56.33 26.33 12.39
1.01 3.98 55.87 24.58 14.55
0.98 3.73 54.20 21.62 19.48
1.39 3.35 55.68 24.64 14.93
5.53 0.03 6.76 62.45 1.42 23.82
5.63 0.04 6.82 61.86 1.31 24.34
5.61 0.00 6.19 62.18 1.30 24.71
5.45 0.00 6.48 62.03 1.28 24.76
5.50 0.00 6.53 61.29 1.14 25.53
5.45 0.00 5.87 61.36 1.15 26.18
5.47 0.00 4.56 61.80 1.29 26.88
6.32 0.00 3.58 64.16 1.27 24.68
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
17
CANADA Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CAD
2002
2003
2004
2005
2006
2007
2008
2009
68 692 35 553 33 139 30 884 0 0 0 30 884 64 024 43 299 23 717 7 880 11 702 20 725 9 432 9 432 0 0 11 293 2 325 8 969 4 359 4 610
66 578 33 460 33 117 31 789 0 0 0 31 789 64 907 43 090 23 870 7 912 11 309 21 816 4 123 4 123 0 0 17 694 4 297 13 395 5 570 7 825
64 220 30 789 33 432 33 786 0 0 0 33 786 67 217 44 224 24 661 7 955 11 607 22 994 1 536 1 536 0 0 21 458 5 489 15 968 5 828 10 140
74 207 41 214 32 993 37 321 0 0 0 37 321 70 314 49 072 25 127 8 133 15 813 21 242 2 160 2 160 0 0 19 082 5 369 13 712 6 738 6 975
92 969 59 806 33 163 41 927 0 0 0 41 927 75 090 46 485 26 413 8 083 11 988 28 606 2 406 2 406 0 0 26 200 5 466 20 734 7 712 13 022
110 557 74 941 35 616 42 650 0 0 0 42 650 78 265 49 054 27 534 8 560 12 961 29 211 3 444 3 444 0 0 25 768 4 746 21 022 9 034 11 988
109 857 67 913 41 944 29 676 0 0 0 29 676 71 620 50 202 27 815 9 362 13 026 21 418 6 818 6 818 0 0 14 600 1 078 13 522 10 360 3 162
89 277 40 549 48 729 41 127 0 0 0 41 127 89 856 56 541 30 237 9 496 16 807 33 316 13 151 13 151 0 0 20 165 4 352 15 813 11 494 4 320
5 374 83 387 929 671 380 198 263 046
5 291 84 908 918 859 432 109 251 765
4 692 74 137 970 266 454 888 276 371
5 199 90 752 1 074 978 526 730 281 432
5 677 95 678 1 197 294 620 429 290 629
6 063 107 972 1 309 080 640 882 375 437
7 817 118 941 1 507 927 660 165 599 549
18 979 103 423 1 482 755 726 958 440 323
89 144 574 123 958 995 063 25 586 427 351
92 306 710 128 601 1 001 131 24 307 445 877
96 407 2 123 209 1 060 144 25 500 475 092
103 786 47 143 046 1 178 477 28 046 525 689
116 320 27 160 537 1 301 011 27 873 603 939
126 815 27 159 194 1 437 680 30 406 685 312
151 864 111 145 722 1 727 770 40 770 828 162
169 841 3 110 374 1 720 804 38 735 732 681
1 661 676 1 654 631
1 692 932 1 677 305
1 780 354 1 736 644
1 979 091 1 879 723
2 209 707 2 094 399
2 439 434 2 324 571
2 894 399 2 666 917
2 772 438 2 833 419
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
44 .. ..
42 .. ..
41 .. ..
43 .. ..
45 .. ..
45 .. ..
45 .. ..
49 .. ..
Million CAD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
18
CANADA Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.15 2.15 2.00 1.87 0.00 0.00 0.00 1.87 3.87 2.62 1.43 0.48 0.71 1.25 0.57 0.57 0.00 0.00 0.68 0.14 0.54 0.26 0.28
3.97 2.00 1.97 1.90 0.00 0.00 0.00 1.90 3.87 2.57 1.42 0.47 0.67 1.30 0.25 0.25 0.00 0.00 1.06 0.26 0.80 0.33 0.47
3.70 1.77 1.93 1.95 0.00 0.00 0.00 1.95 3.87 2.55 1.42 0.46 0.67 1.32 0.09 0.09 0.00 0.00 1.24 0.32 0.92 0.34 0.58
3.95 2.19 1.76 1.99 0.00 0.00 0.00 1.99 3.74 2.61 1.34 0.43 0.84 1.13 0.12 0.12 0.00 0.00 1.02 0.29 0.73 0.36 0.37
4.44 2.86 1.58 2.00 0.00 0.00 0.00 2.00 3.59 2.22 1.26 0.39 0.57 1.37 0.12 0.12 0.00 0.00 1.25 0.26 0.99 0.37 0.62
4.76 3.22 1.53 1.84 0.00 0.00 0.00 1.84 3.37 2.11 1.18 0.37 0.56 1.26 0.15 0.15 0.00 0.00 1.11 0.20 0.90 0.39 0.52
4.12 2.55 1.57 1.11 0.00 0.00 0.00 1.11 2.69 1.88 1.04 0.35 0.49 0.80 0.26 0.26 0.00 0.00 0.55 0.04 0.51 0.39 0.12
3.15 1.43 1.72 1.45 0.00 0.00 0.00 1.45 3.17 2.00 1.07 0.34 0.59 1.18 0.46 0.46 0.00 0.00 0.71 0.15 0.56 0.41 0.15
51.76 48.24 0.00 0.00 0.00 48.24 67.63 37.04 12.31 18.28 32.37 14.73 14.73 0.00 0.00 17.64 3.63 14.01
51.02 48.98 0.00 0.00 0.00 48.98 66.39 36.78 12.19 17.42 33.61 6.35 6.35 0.00 0.00 27.26 6.62 20.64
49.74 50.26 0.00 0.00 0.00 50.26 65.79 36.69 11.84 17.27 34.21 2.29 2.29 0.00 0.00 31.92 8.17 23.76
46.92 53.08 0.00 0.00 0.00 53.08 69.79 35.74 11.57 22.49 30.21 3.07 3.07 0.00 0.00 27.14 7.64 19.50
44.16 55.84 0.00 0.00 0.00 55.84 61.91 35.18 10.76 15.97 38.10 3.20 3.20 0.00 0.00 34.89 7.28 27.61
45.51 54.49 0.00 0.00 0.00 54.49 62.68 35.18 10.94 16.56 37.32 4.40 4.40 0.00 0.00 32.92 6.06 26.86
58.57 41.44 0.00 0.00 0.00 41.44 70.10 38.84 13.07 18.19 29.91 9.52 9.52 0.00 0.00 20.39 1.51 18.88
54.23 45.77 0.00 0.00 0.00 45.77 62.92 33.65 10.57 18.70 37.08 14.64 14.64 0.00 0.00 22.44 4.84 17.60
45.51 45.51 0.00 0.00 54.49 11.22 43.28
18.90 18.90 0.00 0.00 81.11 19.70 61.40
6.68 6.68 0.00 0.00 93.32 23.87 69.44
10.17 10.17 0.00 0.00 89.83 25.28 64.55
8.41 8.41 0.00 0.00 91.59 19.11 72.48
11.79 11.79 0.00 0.00 88.21 16.25 71.97
31.83 31.83 0.00 0.00 68.17 5.03 63.13
39.47 39.47 0.00 0.00 60.53 13.06 47.46
0.32 5.02 55.95 22.88 15.83
0.31 5.02 54.28 25.52 14.87
0.26 4.16 54.50 25.55 15.52
0.26 4.59 54.32 26.62 14.22
0.26 4.33 54.18 28.08 13.15
0.25 4.43 53.66 26.27 15.39
0.27 4.11 52.10 22.81 20.71
0.69 3.73 53.48 26.22 15.88
5.37 0.04 7.46 59.88 1.54 25.72
5.45 0.04 7.60 59.14 1.44 26.34
5.42 0.00 6.92 59.55 1.43 26.69
5.24 0.00 7.23 59.55 1.42 26.56
5.26 0.00 7.27 58.88 1.26 27.33
5.20 0.00 6.53 58.94 1.25 28.09
5.25 0.00 5.04 59.69 1.41 28.61
6.13 0.00 3.98 62.07 1.40 26.43
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
19
CANADA Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CAD
2002
2003
2004
2005
2006
2007
2008
2009
8 799 3 761 5 038 1 647 0 0 0 1 647 6 685 4 730 0 225 4 505 1 955 193 193 0 0 1 762 238 1 524 748 776
9 157 3 861 5 296 1 726 0 0 0 1 726 7 022 5 164 0 205 4 959 1 858 190 190 0 0 1 668 275 1 393 548 845
8 998 3 754 5 244 2 414 0 0 0 2 414 7 658 5 482 0 207 5 275 2 176 226 226 0 0 1 950 309 1 641 506 1 135
9 612 3 923 5 689 2 324 0 0 0 2 324 8 013 5 973 0 215 5 758 2 040 220 220 0 0 1 820 228 1 592 607 985
11 296 4 945 6 351 2 309 0 0 0 2 309 8 660 6 356 0 213 6 143 2 304 257 257 0 0 2 047 270 1 777 645 1 132
12 996 6 019 6 977 2 922 0 0 0 2 922 9 899 6 860 0 245 6 615 3 039 349 349 0 0 2 690 380 2 310 713 1 597
13 411 6 227 7 184 4 012 0 0 0 4 012 11 196 7 502 0 254 7 248 3 694 479 479 0 0 3 215 588 2 627 437 2 190
11 907 4 904 7 003 2 653 0 0 0 2 653 9 656 7 240 0 233 7 007 2 416 532 532 0 0 1 884 277 1 607 464 1 143
14 570 0 119 372 18 948 10 096
16 004 0 134 192 21 441 9 395
15 893 0 146 775 21 695 11 941
16 534 0 161 332 20 245 12 005
18 732 0 175 720 20 200 13 095
18 575 0 192 484 19 510 16 210
20 159 0 208 414 25 066 18 114
20 525 0 220 832 27 207 16 240
11 380 0 0 142 201 355 9 050
12 859 0 0 155 546 323 12 304
14 185 0 0 166 048 356 15 715
15 289 0 0 177 329 144 17 354
17 126 0 0 190 328 165 20 128
18 706 0 0 207 234 635 20 204
20 256 0 0 224 256 400 26 841
22 186 0 0 236 687 441 25 490
162 986 158 087
181 032 172 009
196 304 188 668
210 116 203 210
227 747 218 932
246 779 237 263
271 753 259 266
284 804 278 279
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
Million CAD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
20
CANADA Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.57 2.38 3.19 1.04 0.00 0.00 0.00 1.04 4.23 2.99 0.00 0.14 2.85 1.24 0.12 0.12 0.00 0.00 1.12 0.15 0.96 0.47 0.49
5.32 2.25 3.08 1.00 0.00 0.00 0.00 1.00 4.08 3.00 0.00 0.12 2.88 1.08 0.11 0.11 0.00 0.00 0.97 0.16 0.81 0.32 0.49
4.77 1.99 2.78 1.28 0.00 0.00 0.00 1.28 4.06 2.91 0.00 0.11 2.80 1.15 0.12 0.12 0.00 0.00 1.03 0.16 0.87 0.27 0.60
4.73 1.93 2.80 1.14 0.00 0.00 0.00 1.14 3.94 2.94 0.00 0.11 2.83 1.00 0.11 0.11 0.00 0.00 0.90 0.11 0.78 0.30 0.49
5.16 2.26 2.90 1.06 0.00 0.00 0.00 1.06 3.96 2.90 0.00 0.10 2.81 1.05 0.12 0.12 0.00 0.00 0.94 0.12 0.81 0.30 0.52
5.48 2.54 2.94 1.23 0.00 0.00 0.00 1.23 4.17 2.89 0.00 0.10 2.79 1.28 0.15 0.15 0.00 0.00 1.13 0.16 0.97 0.30 0.67
5.17 2.40 2.77 1.55 0.00 0.00 0.00 1.55 4.32 2.89 0.00 0.10 2.80 1.43 0.19 0.19 0.00 0.00 1.24 0.23 1.01 0.17 0.85
4.28 1.76 2.52 0.95 0.00 0.00 0.00 0.95 3.47 2.60 0.00 0.08 2.52 0.87 0.19 0.19 0.00 0.00 0.68 0.10 0.58 0.17 0.41
75.36 24.64 0.00 0.00 0.00 24.64 70.76 0.00 3.37 67.39 29.25 2.89 2.89 0.00 0.00 26.36 3.56 22.80
75.42 24.58 0.00 0.00 0.00 24.58 73.54 0.00 2.92 70.62 26.46 2.71 2.71 0.00 0.00 23.75 3.92 19.84
68.48 31.52 0.00 0.00 0.00 31.52 71.59 0.00 2.70 68.88 28.42 2.95 2.95 0.00 0.00 25.46 4.04 21.43
71.00 29.00 0.00 0.00 0.00 29.00 74.54 0.00 2.68 71.86 25.46 2.75 2.75 0.00 0.00 22.71 2.85 19.87
73.34 26.66 0.00 0.00 0.00 26.66 73.40 0.00 2.46 70.94 26.61 2.97 2.97 0.00 0.00 23.64 3.12 20.52
70.48 29.52 0.00 0.00 0.00 29.52 69.30 0.00 2.48 66.83 30.70 3.53 3.53 0.00 0.00 27.17 3.84 23.34
64.17 35.83 0.00 0.00 0.00 35.83 67.01 0.00 2.27 64.74 32.99 4.28 4.28 0.00 0.00 28.72 5.25 23.46
72.53 27.48 0.00 0.00 0.00 27.48 74.98 0.00 2.41 72.57 25.02 5.51 5.51 0.00 0.00 19.51 2.87 16.64
9.87 9.87 0.00 0.00 90.13 12.17 77.95
10.23 10.23 0.00 0.00 89.77 14.80 74.97
10.39 10.39 0.00 0.00 89.61 14.20 75.41
10.78 10.78 0.00 0.00 89.22 11.18 78.04
11.16 11.16 0.00 0.00 88.85 11.72 77.13
11.48 11.48 0.00 0.00 88.52 12.50 76.01
12.97 12.97 0.00 0.00 87.03 15.92 71.12
22.02 22.02 0.00 0.00 77.98 11.47 66.52
8.94 0.00 73.24 11.63 6.19
8.84 0.00 74.13 11.84 5.19
8.10 0.00 74.77 11.05 6.08
7.87 0.00 76.78 9.64 5.71
8.23 0.00 77.16 8.87 5.75
7.53 0.00 78.00 7.91 6.57
7.42 0.00 76.69 9.22 6.67
7.21 0.00 77.54 9.55 5.70
6.98 0.00 0.00 87.25 0.22 5.55
7.10 0.00 0.00 85.92 0.18 6.80
7.23 0.00 0.00 84.59 0.18 8.01
7.28 0.00 0.00 84.40 0.07 8.26
7.52 0.00 0.00 83.57 0.07 8.84
7.58 0.00 0.00 83.98 0.26 8.19
7.45 0.00 0.00 82.52 0.15 9.88
7.79 0.00 0.00 83.11 0.16 8.95
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
21
CANADA Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CAD
2002
2003
2004
2005
2006
2007
2008
2009
604 366 238 336 0 0 0 336 574 402 0 47 355 172 20 20 0 0 152 49 103 28 75
624 372 252 342 0 0 0 342 594 418 0 42 376 176 26 26 0 0 150 47 103 20 83
632 381 251 382 0 0 0 382 633 423 0 33 390 210 16 16 0 0 194 58 136 39 97
723 384 339 373 0 0 0 373 712 478 0 26 452 234 13 13 0 0 221 60 161 53 108
919 465 454 619 0 0 0 619 1 073 701 0 34 667 372 16 16 0 0 356 103 253 71 182
1 095 595 500 711 0 0 0 711 1 211 796 0 27 769 415 9 9 0 0 406 133 273 131 142
1 186 714 472 781 0 0 0 781 1 253 788 0 26 762 465 10 10 0 0 455 140 315 71 244
1 079 590 489 755 0 0 0 755 1 244 814 0 28 786 430 30 30 0 0 400 116 284 62 222
1 057 0 6 393 2 037 735
1 123 0 7 430 2 085 639
1 111 0 8 646 2 068 854
1 135 0 12 574 3 011 746
1 687 0 11 397 6 378 857
2 833 0 12 567 5 780 2 803
3 390 0 13 935 4 895 4 265
3 500 0 14 290 5 978 4 107
921 0 0 8 624 40 637
963 0 0 9 544 41 729
1 044 0 0 10 818 1 816
1 229 0 0 13 028 1 3 208
1 783 0 0 15 050 0 3 486
2 045 0 0 18 026 0 3 912
2 406 0 0 20 854 0 3 225
2 894 0 0 21 756 0 3 225
10 222 9 909
11 277 10 750
12 679 11 978
17 466 15 073
20 319 18 893
23 983 22 151
26 485 25 234
27 875 27 180
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
Million CAD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
22
CANADA Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.10 3.69 2.40 3.39 0.00 0.00 0.00 3.39 5.79 4.06 0.00 0.47 3.58 1.74 0.20 0.20 0.00 0.00 1.53 0.49 1.04 0.28 0.76
5.81 3.46 2.34 3.18 0.00 0.00 0.00 3.18 5.53 3.89 0.00 0.39 3.50 1.64 0.24 0.24 0.00 0.00 1.40 0.44 0.96 0.19 0.77
5.28 3.18 2.10 3.19 0.00 0.00 0.00 3.19 5.29 3.53 0.00 0.28 3.26 1.75 0.13 0.13 0.00 0.00 1.62 0.48 1.14 0.33 0.81
4.80 2.55 2.25 2.48 0.00 0.00 0.00 2.48 4.72 3.17 0.00 0.17 3.00 1.55 0.09 0.09 0.00 0.00 1.47 0.40 1.07 0.35 0.72
4.86 2.46 2.40 3.28 0.00 0.00 0.00 3.28 5.68 3.71 0.00 0.18 3.53 1.97 0.09 0.09 0.00 0.00 1.88 0.55 1.34 0.38 0.96
4.94 2.69 2.26 3.21 0.00 0.00 0.00 3.21 5.47 3.59 0.00 0.12 3.47 1.87 0.04 0.04 0.00 0.00 1.83 0.60 1.23 0.59 0.64
4.70 2.83 1.87 3.10 0.00 0.00 0.00 3.10 4.97 3.12 0.00 0.10 3.02 1.84 0.04 0.04 0.00 0.00 1.80 0.56 1.25 0.28 0.97
3.97 2.17 1.80 2.78 0.00 0.00 0.00 2.78 4.58 3.00 0.00 0.10 2.89 1.58 0.11 0.11 0.00 0.00 1.47 0.43 1.05 0.23 0.82
41.46 58.54 0.00 0.00 0.00 58.54 70.04 0.00 8.19 61.85 29.97 3.48 3.48 0.00 0.00 26.48 8.54 17.94
42.42 57.58 0.00 0.00 0.00 57.58 70.37 0.00 7.07 63.30 29.63 4.38 4.38 0.00 0.00 25.25 7.91 17.34
39.65 60.35 0.00 0.00 0.00 60.35 66.83 0.00 5.21 61.61 33.18 2.53 2.53 0.00 0.00 30.65 9.16 21.49
47.61 52.39 0.00 0.00 0.00 52.39 67.14 0.00 3.65 63.48 32.87 1.83 1.83 0.00 0.00 31.04 8.43 22.61
42.31 57.69 0.00 0.00 0.00 57.69 65.33 0.00 3.17 62.16 34.67 1.49 1.49 0.00 0.00 33.18 9.60 23.58
41.29 58.71 0.00 0.00 0.00 58.71 65.73 0.00 2.23 63.50 34.27 0.74 0.74 0.00 0.00 33.53 10.98 22.54
37.67 62.33 0.00 0.00 0.00 62.33 62.89 0.00 2.08 60.81 37.11 0.80 0.80 0.00 0.00 36.31 11.17 25.14
39.31 60.69 0.00 0.00 0.00 60.69 65.43 0.00 2.25 63.18 34.57 2.41 2.41 0.00 0.00 32.15 9.33 22.83
11.63 11.63 0.00 0.00 88.37 28.49 59.88
14.77 14.77 0.00 0.00 85.23 26.71 58.52
7.62 7.62 0.00 0.00 92.38 27.62 64.76
5.56 5.56 0.00 0.00 94.44 25.64 68.80
4.30 4.30 0.00 0.00 95.70 27.69 68.01
2.17 2.17 0.00 0.00 97.83 32.05 65.78
2.15 2.15 0.00 0.00 97.85 30.11 67.74
6.98 6.98 0.00 0.00 93.02 26.98 66.05
10.34 0.00 62.54 19.93 7.19
9.96 0.00 65.89 18.49 5.67
8.76 0.00 68.19 16.31 6.74
6.50 0.00 71.99 17.24 4.27
8.30 0.00 56.09 31.39 4.22
11.81 0.00 52.40 24.10 11.69
12.80 0.00 52.62 18.48 16.10
12.56 0.00 51.27 21.45 14.73
9.01 0.00 0.00 84.37 0.39 6.23
8.54 0.00 0.00 84.63 0.36 6.46
8.23 0.00 0.00 85.32 0.01 6.44
7.04 0.00 0.00 74.59 0.01 18.37
8.78 0.00 0.00 74.07 0.00 17.16
8.53 0.00 0.00 75.16 0.00 16.31
9.08 0.00 0.00 78.74 0.00 12.18
10.38 0.00 0.00 78.05 0.00 11.57
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c74f
OECD BANKING STATISTICS 2012 – © OECD 2012
23
CANADA Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 .. 45 .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
1 .. 45 .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008
2007 1 .. 49 .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 71 664 2 343 715 2 057 716 .. .. 258 286 27 713 2 714 637 .. 173 029 88 024 2 453 584 1 396 352 537 266 859 086 .. 6 526 368
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million CAD
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 54 340 78 760 71 931 2 036 009 2 259 490 2 369 696 1 785 466 1 983 316 2 080 129 .. .. .. .. .. .. 226 514 249 642 261 677 24 029 26 532 27 890 2 298 643 2 627 180 2 745 256 .. .. .. 80 505 121 254 173 687 103 284 101 124 88 356 2 114 854 2 404 802 2 483 213 1 383 234 1 365 444 1 413 816 524 238 509 647 554 730 858 996 855 797 859 086 .. .. .. 5 772 226 6 330 874 6 600 699
Total financial assets 2007 2008 54 079 78 480 2 012 044 2 232 668 1 764 853 1 960 199 .. .. .. .. 223 330 246 122 23 861 26 347 2 269 949 2 595 061 .. .. 79 889 120 595 102 966 100 777 2 087 094 2 373 689 1 365 386 1 346 143 506 390 490 346 858 996 855 797 .. .. 5 701 458 6 252 352
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/53de
OECD BANKING STATISTICS 2012 – © OECD 2012
24
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
CANADA Table 3. Classification of bank assets and liabilities Million CAD Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
.. .. 992 241
.. .. 1 080 766
.. .. 1 185 184
.. .. 1 276 977
.. .. 1 437 505
.. .. 1 631 429
.. .. 1 646 041
.. .. 1 875 558
.. .. 669 435
.. .. 612 166
.. .. 595 170
.. .. 702 114
.. .. 772 202
.. .. 808 004
.. .. 1 248 358
.. .. 896 880
.. .. 1 661 676
.. .. 1 692 932
.. .. 1 780 354
.. .. 1 979 091
.. .. 2 209 707
.. .. 2 439 433
.. .. 2 894 399
.. .. 2 772 438
.. .. 958 419
.. .. 1 055 966
.. .. 1 162 868
.. .. 1 260 330
.. .. 1 410 979
.. .. 1 602 381
.. .. 1 664 107
.. .. 1 765 571
.. .. 703 257
.. .. 636 966
.. .. 617 486
.. .. 718 761
.. .. 798 728
.. .. 837 052
.. .. 1 230 292
.. .. 1 006 867
.. .. 1 661 676
.. .. 1 692 932
.. .. 1 780 354
.. .. 1 979 091
.. .. 2 209 707
.. .. 2 439 433
.. .. 2 894 399
.. .. 2 772 438
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/0960
OECD BANKING STATISTICS 2012 – © OECD 2012
25
CHILE Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CLP
2002
2003
2004
2005
2006
2007
2008
2009
3 540 940 1 762 042 1 778 899 439 365 436 146 71 625 154 119 -79 274 2 218 264 1 230 649 662 642 167 017 400 990 987 615 402 821 412 186 4 661 -14 025 584 794 78 550 506 244 370 130 136 114
2 380 237 1 221 488 1 158 749 1 211 029 535 409 94 188 71 660 698 148 2 369 779 1 223 986 663 737 168 370 391 878 1 145 792 402 339 394 817 7 024 499 743 453 120 908 622 545 489 044 133 500
3 002 856 1 323 029 1 679 827 691 322 568 487 113 029 105 391 130 473 2 371 149 1 291 066 697 407 172 713 420 946 1 080 084 289 108 267 163 12 679 9 266 790 976 126 346 664 630 487 446 177 184
3 896 206 1 965 400 1 930 806 618 731 636 435 134 591 36 720 80 167 2 549 537 1 378 439 755 532 173 242 449 666 1 171 097 232 783 224 487 2 895 5 401 938 314 160 416 777 898 464 108 313 790
4 558 102 2 303 129 2 254 973 690 355 708 377 178 467 212 069 -51 624 2 945 327 1 507 465 835 787 164 733 506 945 1 437 863 356 343 349 226 4 799 2 317 1 081 520 186 842 894 677 527 772 366 905
6 606 266 3 746 973 2 859 293 482 636 754 960 222 348 -58 284 8 307 3 341 929 1 657 205 914 437 187 001 555 767 1 684 724 534 174 529 684 2 747 1 743 1 150 550 181 248 969 301 639 518 329 783
9 201 865 5 606 613 3 595 252 1 265 963 1 115 615 230 447 1 692 619 -1 311 824 4 861 215 2 466 448 1 264 019 281 159 921 270 2 394 767 1 168 024 1 106 212 .. 61 812 1 226 743 241 746 984 997 741 735 243 262
4 809 910 1 555 958 3 253 952 2 121 636 1 243 342 218 825 -328 931 1 426 050 5 375 588 2 418 651 1 288 643 270 786 859 222 2 956 937 1 462 826 1 373 593 .. 89 233 1 494 111 269 216 1 224 895 817 702 407 193
976 335 611 291 31 527 769 8 515 159 3 191 272
1 557 140 361 186 33 480 544 8 512 810 3 367 587
1 974 843 451 500 37 832 931 9 101 904 4 187 329
2 746 720 660 617 44 833 507 8 659 754 4 457 908
3 729 356 801 982 52 782 245 7 534 443 4 842 308
2 536 404 1 487 767 63 735 096 9 504 373 6 225 890
3 059 030 1 681 013 71 791 620 13 421 999 13 150 064
3 908 491 2 635 074 70 553 247 15 249 968 9 556 985
4 040 436 229 393 412 813 20 276 535 1 746 421 18 116 228
4 349 394 673 451 649 061 20 141 348 1 556 208 19 909 806
4 635 693 1 045 262 481 410 24 016 164 2 133 134 21 236 842
5 134 911 408 033 583 041 29 971 599 2 708 096 22 552 827
5 701 865 651 252 458 172 34 317 515 3 952 474 24 609 055
6 943 075 564 020 333 866 40 159 128 6 488 520 29 000 920
7 501 448 200 851 393 357 61 103 319 8 483 001 25 421 750
8 035 322 1 111 280 234 044 58 564 118 9 049 505 24 909 496
44 821 826 43 872 148
47 279 267 46 050 547
53 548 506 50 413 887
61 358 506 57 453 506
69 690 334 65 524 420
83 489 531 76 589 932
103 103 726 93 296 628
101 903 765 102 503 746
.. 8 515 159 .. 1 561 608
.. 8 512 810 .. 1 261 417
.. 9 101 904 .. 1 485 548
.. 8 659 754 .. 1 749 481
.. 7 534 443 .. 2 708 710
.. 9 504 373 .. 3 149 890
.. 13 421 999 .. 3 426 408
.. 15 249 968 .. 2 716 650
97 808
108 084
85 387
84 962
178 562
116 253
139 071
325 810
3 557 392 965 510 32 226 4 490 676 32 049 346
3 725 683 929 753 23 272 4 632 164 32 935 938
3 971 063 1 163 605 28 520 5 106 149 37 693 083
4 357 013 1 326 276 24 666 5 658 623 43 695 211
4 807 188 1 707 951 20 049 6 495 090 51 812 699
5 973 774 2 001 163 243 375 7 731 561 63 475 800
7 474 153 2 489 593 247 978 9 715 767 77 564 695
8 003 506 2 563 346 10 515 10 556 336 73 622 259
25 1 434 36 701
26 1 481 37 150
27 1 505 38 474
26 1 603 39 302
26 1 723 42 714
26 1 890 49 030
26 1 984 50 308
25 1 952 50 858
Million CLP
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4786
OECD BANKING STATISTICS 2012 – © OECD 2012
26
CHILE Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
8.07 4.02 4.06 1.00 0.99 0.16 0.35 -0.18 5.06 2.81 1.51 0.38 0.91 2.25 0.92 0.94 0.01 -0.03 1.33 0.18 1.15 0.84 0.31
5.17 2.65 2.52 2.63 1.16 0.21 0.16 1.52 5.15 2.66 1.44 0.37 0.85 2.49 0.87 0.86 0.02 0.00 1.61 0.26 1.35 1.06 0.29
5.96 2.62 3.33 1.37 1.13 0.22 0.21 0.26 4.70 2.56 1.38 0.34 0.84 2.14 0.57 0.53 0.03 0.02 1.57 0.25 1.32 0.97 0.35
6.78 3.42 3.36 1.08 1.11 0.23 0.06 0.14 4.44 2.40 1.32 0.30 0.78 2.04 0.41 0.39 0.01 0.01 1.63 0.28 1.35 0.81 0.55
6.96 3.52 3.44 1.05 1.08 0.27 0.32 -0.08 4.50 2.30 1.28 0.25 0.77 2.19 0.54 0.53 0.01 0.00 1.65 0.29 1.37 0.81 0.56
8.63 4.89 3.73 0.63 0.99 0.29 -0.08 0.01 4.36 2.16 1.19 0.24 0.73 2.20 0.70 0.69 0.00 0.00 1.50 0.24 1.27 0.84 0.43
9.86 6.01 3.85 1.36 1.20 0.25 1.81 -1.41 5.21 2.64 1.36 0.30 0.99 2.57 1.25 1.19 .. 0.07 1.32 0.26 1.06 0.80 0.26
4.69 1.52 3.17 2.07 1.21 0.21 -0.32 1.39 5.24 2.36 1.26 0.26 0.84 2.89 1.43 1.34 .. 0.09 1.46 0.26 1.20 0.80 0.40
80.19 19.81 19.66 3.23 6.95 -3.57 55.48 29.87 7.53 18.08 44.52 18.16 18.58 0.21 -0.63 26.36 3.54 22.82
48.90 51.10 22.59 3.98 3.02 29.46 51.65 28.01 7.11 16.54 48.35 16.98 16.66 0.30 0.02 31.37 5.10 26.27
70.84 29.16 23.98 4.77 4.45 5.50 54.45 29.41 7.28 17.75 45.55 12.19 11.27 0.54 0.39 33.36 5.33 28.03
75.73 24.27 24.96 5.28 1.44 3.14 54.07 29.63 6.80 17.64 45.93 9.13 8.81 0.11 0.21 36.80 6.29 30.51
76.56 23.44 24.05 6.06 7.20 -1.75 51.18 28.38 5.59 17.21 48.82 12.10 11.86 0.16 0.08 36.72 6.34 30.38
85.56 14.44 22.59 6.65 -1.74 0.25 49.59 27.36 5.60 16.63 50.41 15.98 15.85 0.08 0.05 34.43 5.42 29.00
73.96 26.04 22.95 4.74 34.82 -26.99 50.74 26.00 5.78 18.95 49.26 24.03 22.76 .. 1.27 25.24 4.97 20.26
60.53 39.47 23.13 4.07 -6.12 26.53 44.99 23.97 5.04 15.98 55.01 27.21 25.55 .. 1.66 27.79 5.01 22.79
40.79 41.74 0.47 -1.42 59.21 7.95 51.26
35.12 34.46 0.61 0.04 64.89 10.55 54.33
26.77 24.74 1.17 0.86 73.23 11.70 61.54
19.88 19.17 0.25 0.46 80.12 13.70 66.43
24.78 24.29 0.33 0.16 75.22 12.99 62.22
31.71 31.44 0.16 0.10 68.29 10.76 57.54
48.77 46.19 .. 2.58 51.23 10.10 41.13
49.47 46.45 .. 3.02 50.53 9.11 41.42
2.18 1.36 70.34 19.00 7.12
3.29 0.76 70.81 18.01 7.12
3.69 0.84 70.65 17.00 7.82
4.48 1.08 73.07 14.11 7.27
5.35 1.15 75.74 10.81 6.95
3.04 1.78 76.34 11.38 7.46
2.97 1.63 69.63 13.02 12.75
3.84 2.59 69.24 14.97 9.38
9.01 0.51 0.92 45.24 3.90 40.42
9.20 1.42 1.37 42.60 3.29 42.11
8.66 1.95 0.90 44.85 3.98 39.66
8.37 0.67 0.95 48.85 4.41 36.76
8.18 0.93 0.66 49.24 5.67 35.31
8.32 0.68 0.40 48.10 7.77 34.74
7.28 0.20 0.38 59.26 8.23 24.66
7.89 1.09 0.23 57.47 8.88 24.44
.. .. 19.00 .. 3.48
.. .. 18.01 .. 2.67
.. .. 17.00 .. 2.77
.. .. 14.11 .. 2.85
.. .. 10.81 .. 3.89
.. .. 11.38 .. 3.77
.. .. 13.02 .. 3.32
.. .. 14.97 .. 2.67
0.22
0.23
0.16
0.14
0.26
0.14
0.14
0.32
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4786
OECD BANKING STATISTICS 2012 – © OECD 2012
27
CHILE Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CLP
2002
2003
2004
2005
2006
2007
2008
2009
2 581 144 1 280 558 1 300 587 249 673 332 694 58 540 77 562 -102 043 1 550 260 877 886 469 729 118 645 289 512 672 374 300 415 319 831 3 269 -22 686 371 959 56 378 315 581 278 679 36 902
1 655 361 889 341 766 020 911 865 409 476 76 873 50 880 528 381 1 677 885 823 410 441 800 117 264 264 346 854 475 285 573 283 633 4 619 -2 679 568 902 100 804 468 098 402 840 65 258
2 172 516 980 066 1 192 449 525 456 443 276 91 554 75 459 98 275 1 717 906 900 665 477 345 121 761 301 559 817 241 214 086 205 114 7 137 1 835 603 154 103 988 499 166 415 321 83 845
2 838 411 1 454 458 1 383 953 438 327 491 197 110 463 26 449 31 145 1 822 281 939 086 504 124 120 648 314 314 883 194 157 777 155 326 3 161 -710 725 417 130 459 594 959 376 089 218 869
3 371 031 1 717 742 1 653 289 486 327 543 561 143 377 156 112 -69 970 2 139 616 1 057 529 573 829 117 052 366 647 1 082 087 251 361 251 442 1 267 -1 348 830 726 150 777 679 949 412 586 267 363
4 991 557 2 881 785 2 109 773 357 982 590 815 179 229 -131 965 78 361 2 467 754 1 157 629 625 666 139 179 392 784 1 310 126 392 850 390 023 1 924 903 917 276 146 161 771 115 538 575 232 540
6 962 915 4 143 347 2 819 568 921 848 887 978 171 580 1 278 348 -1 072 898 3 741 416 1 803 822 950 669 179 181 673 972 1 937 594 875 638 828 516 .. 47 122 1 061 956 209 748 852 208 608 946 243 262
3 594 348 1 070 267 2 524 081 1 558 347 1 008 843 181 951 -421 990 1 153 445 4 082 428 1 771 034 958 917 184 193 627 924 2 311 394 1 111 520 1 032 059 .. 79 461 1 199 874 216 812 983 062 661 856 321 206
658 624 176 314 23 049 429 6 212 947 2 260 615
1 331 614 166 251 24 176 749 6 252 439 2 360 878
1 740 824 193 426 27 799 592 6 234 019 2 981 795
2 479 369 298 567 33 314 961 6 304 765 2 912 743
3 379 855 304 646 39 088 125 5 307 800 3 375 686
1 968 293 1 084 062 46 578 899 6 666 488 3 969 788
2 533 911 1 292 704 53 174 025 9 644 433 9 248 861
3 080 585 2 054 880 52 603 639 10 791 975 6 555 025
2 522 207 224 715 205 890 14 098 143 1 423 122 13 883 851
2 718 116 631 856 392 037 14 036 372 1 279 048 15 230 503
2 811 383 992 301 317 855 16 854 346 1 859 287 16 114 484
3 090 967 311 790 302 171 22 124 305 2 123 519 17 357 653
3 470 603 286 800 328 815 25 489 840 3 148 109 18 731 946
4 145 939 194 453 64 613 29 000 901 4 975 291 21 886 334
4 828 930 130 628 81 734 46 306 057 6 632 487 17 914 098
5 392 175 1 033 205 223 835 44 341 836 6 958 161 17 136 892
32 357 929 27 301 239
34 287 932 33 322 930
38 949 656 36 618 794
45 310 404 42 130 030
51 456 113 48 383 258
60 267 530 55 861 822
75 893 934 68 080 732
75 086 104 75 490 019
.. 6 212 947 .. 1 348 428
.. 6 252 439 .. 1 115 758
.. 6 234 019 .. 1 271 635
.. 6 304 765 .. 1 498 906
.. 5 307 800 .. 2 490 103
.. 6 666 488 .. 2 806 594
.. 9 644 433 .. 3 171 116
.. 10 791 975 .. 1 348 624
58 694
64 626
7 661
5 601
22 751
15 747
17 531
28 766
2 206 626 777 186 7 382 2 976 431 23 092 061
2 250 018 754 700 5 009 2 999 709 23 524 292
2 312 216 988 537 14 495 3 286 259 27 188 561
2 496 008 1 135 835 12 931 3 618 912 31 695 396
2 790 654 1 481 915 11 101 4 261 468 38 002 405
3 374 824 1 695 977 10 890 5 059 911 45 804 027
4 802 640 2 032 373 12 662 6 822 350 57 143 909
5 360 655 1 958 051 8 867 7 309 839 54 538 375
5 1 051 25 094
5 1 072 25 560
5 1 047 25 834
5 1 173 27 297
5 1 270 29 834
5 1 386 34 159
5 1 508 36 788
5 1 471 36 928
Million CLP
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4786
OECD BANKING STATISTICS 2012 – © OECD 2012
28
CHILE Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
9.45 4.69 4.76 0.92 1.22 0.21 0.28 -0.37 5.68 3.22 1.72 0.44 1.06 2.46 1.10 1.17 0.01 -0.08 1.36 0.21 1.16 1.02 0.14
4.97 2.67 2.30 2.74 1.23 0.23 0.15 1.59 5.04 2.47 1.33 0.35 0.79 2.56 0.86 0.85 0.01 -0.01 1.71 0.30 1.41 1.21 0.20
5.93 2.68 3.26 1.44 1.21 0.25 0.21 0.27 4.69 2.46 1.30 0.33 0.82 2.23 0.59 0.56 0.02 0.01 1.65 0.28 1.36 1.13 0.23
6.74 3.45 3.29 1.04 1.17 0.26 0.06 0.07 4.33 2.23 1.20 0.29 0.75 2.10 0.37 0.37 0.01 0.00 1.72 0.31 1.41 0.89 0.52
6.97 3.55 3.42 1.01 1.12 0.30 0.32 -0.15 4.42 2.19 1.19 0.24 0.76 2.24 0.52 0.52 0.00 0.00 1.72 0.31 1.41 0.85 0.55
8.94 5.16 3.78 0.64 1.06 0.32 -0.24 0.14 4.42 2.07 1.12 0.25 0.70 2.35 0.70 0.70 0.00 0.00 1.64 0.26 1.38 0.96 0.42
10.23 6.09 4.14 1.35 1.30 0.25 1.88 -1.58 5.50 2.65 1.40 0.26 0.99 2.85 1.29 1.22 .. 0.07 1.56 0.31 1.25 0.89 0.36
4.76 1.42 3.34 2.06 1.34 0.24 -0.56 1.53 5.41 2.35 1.27 0.24 0.83 3.06 1.47 1.37 .. 0.11 1.59 0.29 1.30 0.88 0.43
83.90 16.11 21.46 3.78 5.00 -6.58 56.63 30.30 7.65 18.68 43.37 19.38 20.63 0.21 -1.46 23.99 3.64 20.36
45.65 54.35 24.40 4.58 3.03 31.49 49.07 26.33 6.99 15.76 50.93 17.02 16.90 0.28 -0.16 33.91 6.01 27.90
69.41 30.59 25.80 5.33 4.39 5.72 52.43 27.79 7.09 17.55 47.57 12.46 11.94 0.42 0.11 35.11 6.05 29.06
75.95 24.05 26.96 6.06 1.45 1.71 51.53 27.66 6.62 17.25 48.47 8.66 8.52 0.17 -0.04 39.81 7.16 32.65
77.27 22.73 25.41 6.70 7.30 -3.27 49.43 26.82 5.47 17.14 50.57 11.75 11.75 0.06 -0.06 38.83 7.05 31.78
85.49 14.51 23.94 7.26 -5.35 3.18 46.91 25.35 5.64 15.92 53.09 15.92 15.81 0.08 0.04 37.17 5.92 31.25
75.36 24.64 23.73 4.59 34.17 -28.68 48.21 25.41 4.79 18.01 51.79 23.40 22.14 .. 1.26 28.38 5.61 22.78
61.83 38.17 24.71 4.46 -10.34 28.25 43.38 23.49 4.51 15.38 56.62 27.23 25.28 .. 1.95 29.39 5.31 24.08
44.68 47.57 0.49 -3.37 55.32 8.39 46.94
33.42 33.19 0.54 -0.31 66.58 11.80 54.78
26.20 25.10 0.87 0.23 73.80 12.72 61.08
17.86 17.59 0.36 -0.08 82.14 14.77 67.36
23.23 23.24 0.12 -0.13 76.77 13.93 62.84
29.99 29.77 0.15 0.07 70.01 11.16 58.86
45.19 42.76 .. 2.43 54.81 10.83 43.98
48.09 44.65 .. 3.44 51.91 9.38 42.53
2.04 0.55 71.23 19.20 6.99
3.88 0.49 70.51 18.24 6.89
4.47 0.50 71.37 16.01 7.66
5.47 0.66 73.53 13.92 6.43
6.57 0.59 75.96 10.32 6.56
3.27 1.80 77.29 11.06 6.59
3.34 1.70 70.06 12.71 12.19
4.10 2.74 70.06 14.37 8.73
7.80 0.69 0.64 43.57 4.40 42.91
7.93 1.84 1.14 40.94 3.73 44.42
7.22 2.55 0.82 43.27 4.77 41.37
6.82 0.69 0.67 48.83 4.69 38.31
6.75 0.56 0.64 49.54 6.12 36.40
6.88 0.32 0.11 48.12 8.26 36.32
6.36 0.17 0.11 61.01 8.74 23.60
7.18 1.38 0.30 59.06 9.27 22.82
.. .. 19.20 .. 4.17
.. .. 18.24 .. 3.25
.. .. 16.01 .. 3.27
.. .. 13.92 .. 3.31
.. .. 10.32 .. 4.84
.. .. 11.06 .. 4.66
.. .. 12.71 .. 4.18
.. .. 14.37 .. 1.80
0.18
0.19
0.02
0.01
0.04
0.03
0.02
0.04
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4786
OECD BANKING STATISTICS 2012 – © OECD 2012
29
CHILE Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 26 26 13 .. .. .. 4 .. .. .. 4 .. .. 6 .. ..
2009
1 26 26 13 .. .. .. 5 .. .. .. 5 .. .. 5 .. ..
1 1 952 1 952 712 .. .. .. 188 .. .. .. 188 .. .. 213 .. ..
626 49 030 49 030 13 761 .. .. .. 2 359 .. .. .. 2 359 .. .. 6 131 .. ..
Employees 2008 627 50 308 50 308 15 452 .. .. .. 2 428 .. .. .. 2 428 .. .. 6 184 .. ..
Total financial assets 2007 2008 2009 10 925 241 18 250 153 18 567 683 9 504 373 13 421 999 15 249 968 9 504 373 13 421 999 15 249 968 3 518 160 5 275 516 5 357 725 .. .. .. .. .. .. .. .. .. 17 478 51 324 84 205 .. .. .. .. .. .. .. .. .. 17 478 51 324 84 205 .. .. .. .. .. .. 55 173 152 46 750 887 59 785 337 .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 25 25 13 .. .. .. 5 .. .. .. 5 .. .. 5 .. ..
1 1 890 1 890 657 .. .. .. 172 .. .. .. 172 .. .. 249 .. ..
Branches 2008 1 1 984 1 984 683 .. .. .. 180 .. .. .. 180 .. .. 226 .. ..
2009
2007
2009 641 50 858 50 858 17 051 .. .. .. 2 602 .. .. .. 2 602 .. .. 5 399 .. ..
Million CLP
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 10 940 464 18 267 196 18 612 088 83 489 531 103 103 726 101 903 765 83 489 531 103 103 726 101 903 765 35 419 274 41 834 296 39 645 549 .. .. .. .. .. .. .. .. .. 800 963 994 897 1 182 559 .. .. .. .. .. .. .. .. .. 800 963 994 897 1 182 559 .. .. .. .. .. .. 783 253 1 038 940 1 156 139 .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/3b79
OECD BANKING STATISTICS 2012 – © OECD 2012
30
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
CHILE Table 3. Classification of bank assets and liabilities Million CLP 2002 Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2003
2004
2005
2006
2007
2008
2009
40 156 605 0 40 156 605
41 218 103 0 41 218 103
45 715 880 0 45 715 880
50 982 075 0 50 982 075
58 387 157 0 58 387 157
72 313 424 0 72 313 424
87 259 301 0 87 259 301
89 993 079 0 89 993 079
3 103 612 1 561 608 4 665 220
4 799 747 1 261 417 6 061 164
6 347 079 1 485 548 7 832 627
8 626 950 1 749 481 10 376 431
8 594 466 2 708 710 11 303 176
8 026 217 3 149 890 11 176 107
12 418 017 3 426 408 15 844 425
9 194 036 2 716 650 11 910 686
43 260 218 1 561 608 44 821 826
46 017 850 1 261 417 47 279 267
52 062 958 1 485 548 53 548 506
59 609 025 1 749 481 61 358 506
66 981 624 2 708 710 69 690 334
80 339 641 3 149 890 83 489 531
99 677 318 3 426 408 103 103 726
99 187 115 2 716 650 101 903 765
37 288 195 0 37 288 195
38 991 563 0 38 991 563
44 383 909 0 44 383 909
50 496 433 0 50 496 433
58 068 004 0 58 068 004
69 332 402 0 69 332 402
81 768 392 0 81 768 392
83 588 882 0 83 588 882
7 435 823 97 808 7 533 630
8 179 620 108 084 8 287 704
9 079 210 85 387 9 164 598
10 777 112 84 962 10 862 074
11 443 767 178 562 11 622 329
14 040 875 116 253 14 157 129
21 196 263 139 071 21 335 334
17 989 073 325 810 18 314 883
44 724 018 97 808 44 821 826
47 171 183 108 084 47 279 267
53 463 119 85 387 53 548 506
61 273 545 84 962 61 358 506
69 511 771 178 562 69 690 334
83 373 277 116 253 83 489 531
102 964 655 139 071 103 103 726
101 577 955 325 810 101 903 765
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b480
OECD BANKING STATISTICS 2012 – © OECD 2012
31
CZECH REPUBLIC Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CZK
2002
2003
2004
2005
2006
2007
2008
2009
122 763 66 568 56 194 52 761 29 962 6 174 11 612 17 360 108 955 79 037 22 432 33 912 22 693 29 918 -9 748 .. .. .. 39 666 11 554 28 112 .. 28 112
99 603 45 300 54 303 44 838 35 657 9 314 8 764 9 732 99 141 85 667 23 391 32 982 29 294 13 474 -27 788 .. .. .. 41 262 11 068 30 193 .. 30 193
103 105 43 342 59 762 48 824 38 072 6 768 10 959 6 561 108 587 85 203 24 557 33 159 27 488 23 383 -21 726 .. .. .. 45 109 12 014 33 095 .. 33 095
107 144 43 100 64 043 .. 38 899 7 068 10 890 9 710 .. 51 786 26 223 25 562 .. .. .. .. .. .. 49 272 10 133 39 139 .. 39 139
124 114 52 567 71 547 .. 41 093 8 175 .. .. .. 55 652 28 976 26 676 .. .. .. .. .. .. 49 142 11 132 38 010 .. 38 010
156 436 71 738 84 698 .. 44 830 8 989 .. .. .. 59 673 30 918 28 755 .. .. .. .. .. .. 59 201 12 213 46 987 .. 46 987
191 917 93 874 98 043 .. 46 779 10 658 .. .. .. 61 685 31 197 30 488 .. .. .. .. .. .. 54 039 8 345 45 695 .. 45 695
174 606 71 316 103 290 .. 46 755 10 314 .. .. .. 60 340 31 046 29 295 .. .. .. .. .. .. 71 214 11 053 60 161 .. 60 161
525 145 385 163 892 293 526 730 249 877
503 592 288 679 950 685 642 227 188 636
458 618 339 602 1 010 321 618 888 214 181
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
238 901 2 743 347 011 1 567 972 166 553 256 028
213 427 120 338 395 1 596 381 197 460 228 034
281 155 68 339 740 1 668 895 197 326 154 425
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
2 579 208 2 218 070
2 573 819 2 250 411
2 641 609 ..
2 954 369 ..
3 151 810 ..
3 750 649 ..
4 044 478 ..
4 092 382 ..
203 074 258 409 65 247 477 107
267 586 351 539 23 102 421 819
223 432 372 323 23 134 471 558
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
274 785
304 211
288 438
..
..
..
..
..
127 434 21 899 18 794 130 539 ..
146 057 11 993 14 374 143 676 ..
141 328 9 402 4 033 146 696 ..
159 845 11 367 4 070 167 142 ..
171 668 28 540 4 508 195 700 ..
198 010 32 879 9 617 221 272 ..
219 859 32 105 21 112 230 852 ..
237 553 37 954 10 813 264 694 ..
37 1 804 40 625
35 1 754 39 004
35 1 871 38 160
36 1 931 37 540
37 1 989 38 232
37 1 987 41 207
37 1 994 39 003
39 1 992 37 864
Million CZK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8826
OECD BANKING STATISTICS 2012 – © OECD 2012
32
CZECH REPUBLIC Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.54 3.00 2.53 2.38 1.35 0.28 0.52 0.78 4.91 3.56 1.01 1.53 1.02 1.35 -0.44 .. .. .. 1.79 0.52 1.27 .. 1.27
4.43 2.01 2.41 1.99 1.58 0.41 0.39 0.43 4.41 3.81 1.04 1.47 1.30 0.60 -1.24 .. .. .. 1.83 0.49 1.34 .. 1.34
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
51.58 48.42 27.50 5.67 10.66 15.93 72.54 20.59 31.13 20.83 27.46 -8.95 .. .. .. 36.41 10.61 25.80
54.77 45.23 35.97 9.40 8.84 9.82 86.41 23.59 33.27 29.55 13.59 -28.03 .. .. .. 41.62 11.16 30.46
55.04 44.96 35.06 6.23 10.09 6.04 78.47 22.62 30.54 25.31 21.53 -20.01 .. .. .. 41.54 11.06 30.48
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
-32.58 .. .. .. 132.58 38.62 93.96
-206.24 .. .. .. 306.24 82.15 224.09
-92.91 .. .. .. 192.91 51.38 141.53
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
20.36 14.93 34.60 20.42 9.69
19.57 11.22 36.94 24.95 7.33
17.36 12.86 38.25 23.43 8.11
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
9.26 0.11 13.45 60.79 6.46 9.93
8.29 0.01 13.15 62.02 7.67 8.86
10.64 0.00 12.86 63.18 7.47 5.85
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
.. .. .. .. .. ..
.. 7.87 10.02 2.53 18.50
.. 10.40 13.66 0.90 16.39
.. 8.46 14.10 0.88 17.85
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
10.65
11.82
10.92
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8826
OECD BANKING STATISTICS 2012 – © OECD 2012
33
CZECH REPUBLIC Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 37 .. 29 .. .. .. .. .. .. .. .. 62 52 10 .. ..
2009
1 37 .. 30 .. .. .. .. .. .. .. .. 63 53 10 .. ..
7 1 992 .. 1 928 .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 474 41 207 .. 38 841 .. .. .. .. .. .. .. .. 14 961 14 458 534 .. ..
Employees 2008 1 484 39 003 .. 36 701 .. .. .. .. .. .. .. .. 15 301 14 770 531 .. ..
2009 1 482 37 864 .. 35 573 .. .. .. .. .. .. .. .. 15 089 14 586 503 .. ..
Total financial assets 2007 2008 2009 756 510 784 395 793 987 3 750 649 4 044 478 4 092 382 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 473 465 513 552 590 934 310 794 332 101 381 848 162 671 181 450 209 087 .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 39 .. 31 .. .. .. .. .. .. .. .. 62 52 10 .. ..
7 1 987 .. 1 944 .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 7 1 994 .. 1 900 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Million CZK
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 756 510 754 395 793 987 3 750 649 4 044 478 4 092 382 .. .. .. 3 182 210 3 425 345 3 437 942 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 512 308 563 475 612 778 345 110 369 208 396 907 167 198 191 707 215 871 .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
34
CZECH REPUBLIC Table 3. Classification of bank assets and liabilities Million CZK Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
1 948 097 214 791 2 162 889
2 018 497 183 186 2 201 684
2 014 800 196 573 2 211 373
2 154 961 223 667 2 378 628
2 366 996 218 862 2 585 859
2 769 063 288 926 3 057 989
3 094 556 341 249 3 435 805
3 299 917 246 804 3 546 721
154 003 262 316 416 319
133 503 238 632 372 135
155 251 274 985 430 236
164 744 501 373 666 117
189 786 470 123 659 909
215 011 576 340 791 352
255 838 464 779 720 617
256 206 424 290 680 497
2 102 100 477 107 2 579 208
2 152 000 421 819 2 573 819
2 170 051 471 558 2 641 609
2 319 705 725 039 2 954 369
2 556 782 688 985 3 151 810
2 984 075 865 266 3 750 649
3 350 395 806 028 4 044 478
3 556 123 671 094 4 092 382
2 094 248 93 038 2 187 286
2 069 781 94 670 2 164 451
2 126 671 100 335 2 227 006
2 296 378 109 362 2 405 741
2 490 248 129 775 2 620 023
2 890 266 184 438 3 074 704
3 121 881 299 121 3 421 002
3 319 017 254 214 3 573 231
210 175 181 747 391 922
199 826 209 542 409 368
226 501 188 103 414 603
238 832 309 796 548 629
257 361 274 426 531 787
279 052 396 893 675 945
278 461 345 015 623 476
266 514 252 637 519 151
2 304 423 274 785 2 579 208
2 269 608 304 211 2 573 819
2 353 171 288 438 2 641 609
2 535 211 419 158 2 954 369
2 747 609 404 201 3 151 810
3 169 318 581 331 3 750 649
3 400 342 644 136 4 044 478
3 585 531 506 851 4 092 382
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/d351
OECD BANKING STATISTICS 2012 – © OECD 2012
35
DENMARK Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million DKK
2002
2003
2004
2005
2006
2007
2008
2009
84 614 48 771 35 843 21 261 14 785 2 356 7 109 1 723 57 104 31 026 19 328 .. .. 26 078 5 753 4 321 .. .. 20 325 5 835 14 489 6 612 7 877
76 680 39 557 37 123 24 614 15 815 2 626 8 628 2 797 61 737 31 813 20 330 .. .. 29 923 6 369 5 091 .. .. 23 554 7 249 16 305 8 878 7 427
77 584 42 324 35 260 30 241 16 953 2 834 13 272 2 850 65 501 32 756 20 197 .. .. 32 744 2 949 1 638 .. .. 29 796 7 849 21 947 10 454 11 493
96 703 59 317 37 385 32 961 20 715 3 855 13 595 2 505 70 347 33 866 21 487 .. .. 36 481 1 359 -940 .. .. 35 122 8 184 26 937 .. ..
121 999 85 497 36 502 43 825 21 746 3 803 23 042 2 840 80 326 37 283 23 114 .. .. 43 043 639 -1 950 .. .. 42 426 8 966 33 461 .. ..
170 074 127 356 42 718 42 753 24 793 4 830 19 993 2 797 85 471 42 981 26 496 .. .. 42 490 2 788 -157 .. .. 39 702 7 102 32 600 .. ..
204 304 151 333 52 970 24 078 23 993 5 539 1 583 4 042 77 049 48 265 28 158 .. .. 28 784 35 040 28 393 .. .. -6 419 -303 -6 116 .. ..
145 488 75 905 69 583 34 522 23 214 5 359 12 941 3 731 104 111 55 330 29 532 .. .. 48 781 64 388 58 322 .. .. -15 613 -88 -15 524 .. ..
126 748 361 556 893 855 606 835 260 316
157 433 349 880 935 443 718 179 163 345
150 066 358 506 1 066 846 713 775 232 561
204 543 451 681 1 341 831 611 036 393 843
148 251 481 541 1 690 714 805 560 245 045
202 163 542 871 2 140 681 922 651 376 677
134 089 452 857 2 273 892 1 024 971 842 970
164 315 452 237 1 981 151 1 160 258 561 526
129 755 118 361 525 256 844 280 188 975 442 681
138 407 111 617 594 750 932 812 216 646 330 048
144 466 165 175 539 456 1 034 368 236 246 402 043
172 106 214 723 588 672 1 178 359 318 543 530 532
215 403 293 039 745 380 1 290 391 379 509 447 389
244 132 357 650 907 977 1 618 890 448 789 607 606
231 699 507 592 670 091 1 678 435 585 469 1 055 493
242 100 186 737 666 001 1 654 384 676 849 893 415
2 249 310 2 109 565
2 324 280 2 289 992
2 521 755 2 423 017
3 002 935 2 762 345
3 371 111 3 187 022
4 185 043 3 778 076
4 728 779 4 456 911
4 319 486 4 524 132
.. 510 702 96 133 ..
.. 611 258 106 922 ..
.. 598 391 115 384 ..
.. 585 655 25 381 ..
.. 680 732 124 828 ..
.. 759 306 163 345 ..
.. 883 696 141 275 ..
.. 1 007 613 152 644 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
102 2 027 43 000
101 2 014 41 000
103 2 025 40 922
104 1 975 42 342
103 2 000 41 294
104 1 962 44 773
101 1 879 47 386
99 1 760 45 935
Million DKK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
36
DENMARK Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.01 2.31 1.70 1.01 0.70 0.11 0.34 0.08 2.71 1.47 0.92 .. .. 1.24 0.27 0.21 .. .. 0.96 0.28 0.69 0.31 0.37
3.35 1.73 1.62 1.08 0.69 0.12 0.38 0.12 2.70 1.39 0.89 .. .. 1.31 0.28 0.22 .. .. 1.03 0.32 0.71 0.39 0.32
3.20 1.75 1.46 1.25 0.70 0.12 0.55 0.12 2.70 1.35 0.83 .. .. 1.35 0.12 0.07 .. .. 1.23 0.32 0.91 0.43 0.47
3.50 2.15 1.35 1.19 0.75 0.14 0.49 0.09 2.55 1.23 0.78 .. .. 1.32 0.05 -0.03 .. .. 1.27 0.30 0.98 .. ..
3.83 2.68 1.15 1.38 0.68 0.12 0.72 0.09 2.52 1.17 0.73 .. .. 1.35 0.02 -0.06 .. .. 1.33 0.28 1.05 .. ..
4.50 3.37 1.13 1.13 0.66 0.13 0.53 0.07 2.26 1.14 0.70 .. .. 1.13 0.07 0.00 .. .. 1.05 0.19 0.86 .. ..
4.58 3.40 1.19 0.54 0.54 0.12 0.04 0.09 1.73 1.08 0.63 .. .. 0.65 0.79 0.64 .. .. -0.14 -0.01 -0.14 .. ..
3.22 1.68 1.54 0.76 0.51 0.12 0.29 0.08 2.30 1.22 0.65 .. .. 1.08 1.42 1.29 .. .. -0.35 0.00 -0.34 .. ..
62.77 37.23 25.89 4.13 12.45 3.02 54.33 33.85 .. .. 45.67 10.08 7.57 .. .. 35.59 10.22 25.37
60.13 39.87 25.62 4.25 13.98 4.53 51.53 32.93 .. .. 48.47 10.32 8.25 .. .. 38.15 11.74 26.41
53.83 46.17 25.88 4.33 20.26 4.35 50.01 30.84 .. .. 49.99 4.50 2.50 .. .. 45.49 11.98 33.51
53.15 46.86 29.45 5.48 19.33 3.56 48.14 30.55 .. .. 51.86 1.93 -1.34 .. .. 49.93 11.63 38.29
45.44 54.56 27.07 4.74 28.69 3.54 46.42 28.78 .. .. 53.59 0.80 -2.43 .. .. 52.82 11.16 41.66
49.98 50.02 29.01 5.65 23.39 3.27 50.29 31.00 .. .. 49.71 3.26 -0.18 .. .. 46.45 8.31 38.14
68.75 31.25 31.14 7.19 2.05 5.25 62.64 36.55 .. .. 37.36 45.48 36.85 .. .. -8.33 -0.39 -7.94
66.84 33.16 22.30 5.15 12.43 3.58 53.15 28.37 .. .. 46.86 61.85 56.02 .. .. -15.00 -0.09 -14.91
22.06 16.57 .. .. 77.94 22.38 55.56
21.29 17.01 .. .. 78.72 24.22 54.49
9.01 5.00 .. .. 91.00 23.97 67.02
3.73 -2.58 .. .. 96.27 22.43 73.84
1.49 -4.53 .. .. 98.57 20.83 77.74
6.56 -0.37 .. .. 93.44 16.71 76.73
121.74 98.64 .. .. -22.30 -1.05 -21.25
132.00 119.56 .. .. -32.01 -0.18 -31.83
5.64 16.07 39.74 26.98 11.57
6.77 15.05 40.25 30.90 7.03
5.95 14.22 42.31 28.31 9.22
6.81 15.04 44.68 20.35 13.12
4.40 14.28 50.15 23.90 7.27
4.83 12.97 51.15 22.05 9.00
2.84 9.58 48.09 21.68 17.83
3.80 10.47 45.87 26.86 13.00
5.77 5.26 23.35 37.54 8.40 19.68
5.96 4.80 25.59 40.13 9.32 14.20
5.73 6.55 21.39 41.02 9.37 15.94
5.73 7.15 19.60 39.24 10.61 17.67
6.39 8.69 22.11 38.28 11.26 13.27
5.83 8.55 21.70 38.68 10.72 14.52
4.90 10.73 14.17 35.49 12.38 22.32
5.61 4.32 15.42 38.30 15.67 20.68
.. .. 22.71 4.27 ..
.. .. 26.30 4.60 ..
.. .. 23.73 4.58 ..
.. .. 19.50 0.85 ..
.. .. 20.19 3.70 ..
.. .. 18.14 3.90 ..
.. .. 18.69 2.99 ..
.. .. 23.33 3.53 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
37
DENMARK Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million DKK
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
70 228 40 339 29 889 27 417 15 187 2 685 12 237 2 678 57 305 28 051 17 506 .. .. 29 254 1 957 914 .. .. 27 297 7 268 20 029 10 160 9 869
88 788 56 997 31 790 29 083 18 448 3 675 11 929 2 381 60 874 28 781 18 502 .. .. 32 093 745 -1 303 .. .. 31 348 7 293 24 055 .. ..
112 240 81 717 30 522 38 885 19 156 3 601 20 594 2 736 69 407 31 496 19 689 .. .. 37 911 609 -1 711 .. .. 37 321 8 010 29 310 .. ..
156 583 120 540 36 043 38 771 21 907 4 602 18 781 2 684 74 814 36 539 22 723 .. .. 38 275 2 524 -181 .. .. 35 751 6 339 29 411 .. ..
187 683 142 310 45 373 23 406 21 339 5 313 3 597 3 782 68 779 41 254 24 202 .. .. 27 525 30 915 24 523 .. .. -3 390 79 -3 469 .. ..
131 398 70 220 61 179 30 766 20 514 5 156 11 812 3 599 91 948 47 197 25 357 .. .. 44 752 55 979 50 182 .. .. -11 231 485 -11 716 .. ..
.. .. .. .. ..
.. .. .. .. ..
140 663 350 384 975 809 671 373 227 445
194 672 440 380 1 227 356 571 596 380 696
142 286 464 664 1 541 645 761 282 237 409
196 264 528 828 1 960 278 877 280 366 290
121 659 436 749 2 086 511 978 408 826 514
156 582 431 307 1 818 110 1 106 502 546 452
.. .. .. .. .. ..
.. .. .. .. .. ..
124 166 160 736 519 107 932 959 236 067 392 639
147 826 210 621 557 108 1 062 954 317 983 518 208
186 269 283 469 702 332 1 158 216 376 209 440 791
211 038 351 786 855 504 1 467 150 442 079 601 383
202 929 498 057 622 912 1 514 735 574 643 1 036 566
213 287 185 633 634 324 1 485 345 663 939 876 425
.. ..
2 184 844 ..
2 365 674 2 275 259
2 814 700 2 590 187
3 147 286 2 980 993
3 928 940 3 538 113
4 449 842 4 189 391
4 058 953 4 254 397
.. .. .. ..
.. .. .. ..
.. 564 522 106 850 ..
.. 552 377 19 219 ..
.. 647 172 114 110 ..
.. 726 020 151 260 ..
.. 847 323 131 085 ..
.. 964 195 142 307 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
51 1 480 34 155
52 1 424 35 170
53 1 421 34 363
55 1 366 37 347
55 1 304 40 015
53 1 213 38 394
Million DKK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
38
DENMARK Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
3.09 1.77 1.31 1.21 0.67 0.12 0.54 0.12 2.52 1.23 0.77 .. .. 1.29 0.09 0.04 .. .. 1.20 0.32 0.88 0.45 0.43
3.43 2.20 1.23 1.12 0.71 0.14 0.46 0.09 2.35 1.11 0.71 .. .. 1.24 0.03 -0.05 .. .. 1.21 0.28 0.93 .. ..
3.77 2.74 1.02 1.30 0.64 0.12 0.69 0.09 2.33 1.06 0.66 .. .. 1.27 0.02 -0.06 .. .. 1.25 0.27 0.98 .. ..
4.43 3.41 1.02 1.10 0.62 0.13 0.53 0.08 2.12 1.03 0.64 .. .. 1.08 0.07 -0.01 .. .. 1.01 0.18 0.83 .. ..
4.48 3.40 1.08 0.56 0.51 0.13 0.09 0.09 1.64 0.99 0.58 .. .. 0.66 0.74 0.59 .. .. -0.08 0.00 -0.08 .. ..
3.09 1.65 1.44 0.72 0.48 0.12 0.28 0.09 2.16 1.11 0.60 .. .. 1.05 1.32 1.18 .. .. -0.26 0.01 -0.28 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
52.16 47.84 26.50 4.69 21.35 4.67 48.95 30.55 .. .. 51.05 3.42 1.60 .. .. 47.63 12.68 34.95
52.22 47.78 30.31 6.04 19.60 3.91 47.28 30.39 .. .. 52.72 1.22 -2.14 .. .. 51.50 11.98 39.52
43.98 56.02 27.60 5.19 29.67 3.94 45.38 28.37 .. .. 54.62 0.88 -2.47 .. .. 53.77 11.54 42.23
48.18 51.82 29.28 6.15 25.10 3.59 48.84 30.37 .. .. 51.16 3.37 -0.24 .. .. 47.79 8.47 39.31
65.97 34.03 31.03 7.72 5.23 5.50 59.98 35.19 .. .. 40.02 44.95 35.66 .. .. -4.93 0.12 -5.04
66.54 33.46 22.31 5.61 12.85 3.91 51.33 27.58 .. .. 48.67 60.88 54.58 .. .. -12.21 0.53 -12.74
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
6.69 3.13 .. .. 93.31 24.85 68.47
2.32 -4.06 .. .. 97.68 22.72 74.96
1.61 -4.51 .. .. 98.44 21.13 77.32
6.60 -0.47 .. .. 93.41 16.56 76.84
112.32 89.10 .. .. -12.32 0.29 -12.60
125.09 112.14 .. .. -25.10 1.08 -26.18
.. .. .. .. ..
.. .. .. .. ..
5.95 14.81 41.25 28.38 9.61
6.92 15.65 43.61 20.31 13.53
4.52 14.76 48.98 24.19 7.54
5.00 13.46 49.89 22.33 9.32
2.73 9.82 46.89 21.99 18.57
3.86 10.63 44.79 27.26 13.46
.. .. .. .. .. ..
.. .. .. .. .. ..
5.25 6.80 21.94 39.44 9.98 16.60
5.25 7.48 19.79 37.76 11.30 18.41
5.92 9.01 22.32 36.80 11.95 14.01
5.37 8.95 21.77 37.34 11.25 15.31
4.56 11.19 14.00 34.04 12.91 23.29
5.26 4.57 15.63 36.59 16.36 21.59
.. .. .. .. ..
.. .. .. .. ..
.. .. 23.86 4.52 ..
.. .. 19.63 0.68 ..
.. .. 20.56 3.63 ..
.. .. 18.48 3.85 ..
.. .. 19.04 2.95 ..
.. .. 23.76 3.51 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
39
DENMARK Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million DKK
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
60 565 36 711 23 854 22 423 12 258 1 956 9 881 2 240 46 277 22 214 14 179 .. .. 24 064 1 166 392 .. .. 22 897 6 314 16 583 8 987 7 596
77 794 52 753 25 041 22 932 14 497 2 582 8 844 2 174 47 973 22 264 14 726 .. .. 25 709 284 -1 474 .. .. 25 425 5 775 19 650 .. ..
96 435 73 597 22 838 31 132 14 751 2 338 16 133 2 586 53 970 23 647 15 224 .. .. 30 323 557 -1 374 .. .. 29 766 6 358 23 408 .. ..
130 972 104 605 26 366 31 114 16 364 2 794 15 090 2 454 57 481 26 965 17 360 .. .. 30 516 1 898 -427 .. .. 28 618 4 832 23 786 .. ..
158 192 123 044 35 147 19 834 16 438 3 044 3 202 3 238 54 981 30 599 18 600 .. .. 24 382 19 548 13 756 .. .. 4 833 865 3 969 .. ..
112 548 61 112 51 436 27 482 16 462 3 368 11 298 3 089 78 918 36 311 20 503 .. .. 42 608 36 402 31 943 .. .. 6 205 2 531 3 674 .. ..
.. .. .. .. ..
.. .. .. .. ..
123 614 324 731 850 048 598 065 215 010
172 475 413 096 1 058 402 491 427 171 613
133 520 426 269 1 311 412 656 403 218 445
185 650 482 750 1 644 007 760 919 337 905
81 008 390 619 1 737 827 864 828 770 875
130 167 403 990 1 582 512 1 025 261 524 071
.. .. .. .. .. ..
.. .. .. .. .. ..
97 468 146 156 458 717 805 573 235 542 368 010
118 545 186 053 353 486 910 851 317 029 421 048
146 151 251 500 557 684 985 041 368 994 436 679
160 314 307 939 701 433 1 247 544 424 358 569 642
156 003 425 368 478 889 1 275 797 542 087 967 013
171 120 183 849 550 254 1 278 915 639 289 842 572
.. ..
1 958 088 ..
2 111 467 2 034 777
2 307 013 2 303 595
2 746 049 2 526 531
3 411 230 3 078 639
3 845 157 3 628 193
3 666 001 3 755 579
.. .. .. ..
.. .. .. ..
.. 499 287 98 778 ..
.. 481 425 10 002 ..
.. 561 470 94 934 ..
.. 629 787 131 132 ..
.. 747 387 117 441 ..
.. 897 139 128 122 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
5 1 099 26 888
5 1 041 27 197
5 1 030 26 317
5 968 28 137
5 923 30 722
6 873 30 353
Million DKK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
40
DENMARK Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2.98 1.80 1.17 1.10 0.60 0.10 0.49 0.11 2.27 1.09 0.70 .. .. 1.18 0.06 0.02 .. .. 1.13 0.31 0.82 0.44 0.37
3.38 2.29 1.09 1.00 0.63 0.11 0.38 0.09 2.08 0.97 0.64 .. .. 1.12 0.01 -0.06 .. .. 1.10 0.25 0.85 .. ..
3.82 2.91 0.90 1.23 0.58 0.09 0.64 0.10 2.14 0.94 0.60 .. .. 1.20 0.02 -0.05 .. .. 1.18 0.25 0.93 .. ..
4.25 3.40 0.86 1.01 0.53 0.09 0.49 0.08 1.87 0.88 0.56 .. .. 0.99 0.06 -0.01 .. .. 0.93 0.16 0.77 .. ..
4.36 3.39 0.97 0.55 0.45 0.08 0.09 0.09 1.52 0.84 0.51 .. .. 0.67 0.54 0.38 .. .. 0.13 0.02 0.11 .. ..
3.00 1.63 1.37 0.73 0.44 0.09 0.30 0.08 2.10 0.97 0.55 .. .. 1.14 0.97 0.85 .. .. 0.17 0.07 0.10 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
51.55 48.45 26.49 4.23 21.35 4.84 48.00 30.64 .. .. 52.00 2.52 0.85 .. .. 49.48 13.64 35.83
52.20 47.80 30.22 5.38 18.43 4.53 46.41 30.70 .. .. 53.59 0.59 -3.07 .. .. 53.00 12.04 40.96
42.32 57.68 27.33 4.33 29.89 4.79 43.82 28.21 .. .. 56.19 1.03 -2.55 .. .. 55.15 11.78 43.37
45.87 54.13 28.47 4.86 26.25 4.27 46.91 30.20 .. .. 53.09 3.30 -0.74 .. .. 49.79 8.41 41.38
63.93 36.07 29.90 5.54 5.82 5.89 55.65 33.83 .. .. 44.35 35.55 25.02 .. .. 8.79 1.57 7.22
65.18 34.82 20.86 4.27 14.32 3.92 46.01 25.98 .. .. 53.99 46.13 40.48 .. .. 7.86 3.21 4.66
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
4.85 1.63 .. .. 95.15 26.24 68.91
1.11 -5.73 .. .. 98.89 22.46 76.43
1.84 -4.53 .. .. 98.16 20.97 77.20
6.22 -1.40 .. .. 93.78 15.83 77.95
80.17 56.42 .. .. 19.82 3.55 16.28
85.44 74.97 .. .. 14.56 5.94 8.62
.. .. .. .. ..
.. .. .. .. ..
5.85 15.38 40.26 28.33 10.18
7.48 17.91 45.88 21.30 7.44
4.86 15.52 47.76 23.90 7.96
5.44 14.15 48.19 22.31 9.91
2.11 10.16 45.20 22.49 20.05
3.55 11.02 43.17 27.97 14.30
.. .. .. .. .. ..
.. .. .. .. .. ..
4.62 6.92 21.73 38.15 11.16 17.43
5.14 8.07 15.32 39.48 13.74 18.25
5.32 9.16 20.31 35.87 13.44 15.90
4.70 9.03 20.56 36.57 12.44 16.70
4.06 11.06 12.45 33.18 14.10 25.15
4.67 5.02 15.01 34.89 17.44 22.98
.. .. .. .. ..
.. .. .. .. ..
.. .. 23.65 4.68 ..
.. .. 20.87 0.43 ..
.. .. 20.45 3.46 ..
.. .. 18.46 3.84 ..
.. .. 19.44 3.05 ..
.. .. 24.47 3.50 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
41
DENMARK Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million DKK
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
6 835 1 879 4 956 2 617 1 657 140 942 156 7 573 4 314 2 489 .. .. 3 259 918 676 .. .. 2 340 557 1 783 293 1 490
7 378 2 208 5 169 3 543 2 130 169 1 471 110 8 712 4 675 2 766 .. .. 4 038 563 335 .. .. 3 475 858 2 616 .. ..
9 147 3 623 5 524 4 435 2 435 193 2 093 99 9 959 5 321 3 139 .. .. 4 637 -6 -230 .. .. 4 646 916 3 730 .. ..
12 650 6 488 6 162 3 657 2 716 218 1 058 102 9 819 5 925 3 487 .. .. 3 894 194 -6 .. .. 3 700 731 2 969 .. ..
15 582 8 569 7 013 809 2 477 216 -1 705 253 7 822 6 428 3 634 .. .. 1 393 3 983 3 752 .. .. -2 751 -388 -2 363 .. ..
13 114 5 355 7 760 3 496 2 496 192 1 069 124 11 257 7 449 3 820 .. .. 3 809 7 937 7 682 .. .. -4 130 -500 -3 630 .. ..
.. .. .. .. ..
.. .. .. .. ..
9 129 6 403 85 071 41 427 4 850
9 519 9 557 107 505 39 163 12 085
5 754 15 117 140 648 42 708 7 265
5 739 11 867 170 254 43 639 9 971
12 205 13 943 176 023 44 706 16 176
7 469 17 808 151 950 51 910 14 709
.. .. .. .. .. ..
.. .. .. .. .. ..
18 940 4 439 20 174 94 040 180 9 110
22 614 4 102 31 237 107 324 560 11 993
27 023 9 570 41 797 123 443 3 300 6 358
30 649 5 865 51 119 141 123 6 708 6 008
26 597 9 536 45 561 151 885 10 818 18 657
26 780 1 029 31 389 155 462 12 897 16 289
.. ..
128 829 ..
146 881 137 855
177 829 162 355
211 492 194 660
241 471 226 481
263 053 252 262
243 846 253 450
.. .. .. ..
.. .. .. ..
.. 33 641 7 786 ..
.. 33 059 6 103 ..
.. 33 238 9 470 ..
.. 32 930 10 710 ..
.. 35 747 8 958 ..
.. 42 879 9 031 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
49 463 6 235
49 470 6 616
47 499 6 363
45 513 6 846
42 491 6 946
41 471 6 900
Million DKK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
42
DENMARK Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
4.96 1.36 3.60 1.90 1.20 0.10 0.68 0.11 5.49 3.13 1.81 .. .. 2.36 0.67 0.49 .. .. 1.70 0.40 1.29 0.21 1.08
4.54 1.36 3.18 2.18 1.31 0.10 0.91 0.07 5.37 2.88 1.70 .. .. 2.49 0.35 0.21 .. .. 2.14 0.53 1.61 .. ..
4.70 1.86 2.84 2.28 1.25 0.10 1.08 0.05 5.12 2.73 1.61 .. .. 2.38 0.00 -0.12 .. .. 2.39 0.47 1.92 .. ..
5.59 2.87 2.72 1.62 1.20 0.10 0.47 0.05 4.34 2.62 1.54 .. .. 1.72 0.09 0.00 .. .. 1.63 0.32 1.31 .. ..
6.18 3.40 2.78 0.32 0.98 0.09 -0.68 0.10 3.10 2.55 1.44 .. .. 0.55 1.58 1.49 .. .. -1.09 -0.15 -0.94 .. ..
5.17 2.11 3.06 1.38 0.99 0.08 0.42 0.05 4.44 2.94 1.51 .. .. 1.50 3.13 3.03 .. .. -1.63 -0.20 -1.43 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
65.45 34.55 21.89 1.84 12.44 2.07 56.97 32.87 .. .. 43.03 12.13 8.93 .. .. 30.90 7.36 23.55
59.33 40.67 24.45 1.94 16.89 1.27 53.66 31.75 .. .. 46.34 6.46 3.85 .. .. 39.88 9.85 30.03
55.47 44.53 24.45 1.94 21.02 1.00 53.43 31.52 .. .. 46.57 -0.06 -2.31 .. .. 46.66 9.20 37.46
62.76 37.24 27.66 2.23 10.77 1.04 60.34 35.51 .. .. 39.66 1.97 -0.06 .. .. 37.69 7.45 30.24
89.66 10.34 31.67 2.77 -21.80 3.24 82.19 46.46 .. .. 17.81 50.92 47.98 .. .. -35.17 -4.97 -30.21
68.93 31.05 22.17 1.71 9.50 1.10 66.17 33.94 .. .. 33.83 70.51 68.24 .. .. -36.69 -4.44 -32.25
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
28.19 20.74 .. .. 71.81 17.10 54.72
13.94 8.30 .. .. 86.06 21.26 64.80
-0.13 -4.97 .. .. 100.19 19.75 80.44
4.98 -0.16 .. .. 95.03 18.78 76.25
285.88 269.35 .. .. -197.47 -27.89 -169.59
208.41 201.69 .. .. -108.45 -13.13 -95.32
.. .. .. .. ..
.. .. .. .. ..
6.22 4.36 57.92 28.21 3.30
5.35 5.37 60.45 22.02 6.80
2.72 7.15 66.50 20.19 3.44
2.38 4.91 70.51 18.07 4.13
4.64 5.30 66.92 17.00 6.15
3.06 7.30 62.31 21.29 6.03
.. .. .. .. .. ..
.. .. .. .. .. ..
12.90 3.02 13.74 64.02 0.12 6.20
12.72 2.31 17.57 60.35 0.32 6.74
12.78 4.53 19.76 58.37 1.56 3.01
12.69 2.43 21.17 58.44 2.78 2.49
10.11 3.63 17.32 57.74 4.11 7.09
10.98 0.42 12.87 63.75 5.29 6.68
.. .. .. .. ..
.. .. .. .. ..
.. .. 22.90 5.30 ..
.. .. 18.59 3.43 ..
.. .. 15.72 4.48 ..
.. .. 13.64 4.44 ..
.. .. 13.59 3.41 ..
.. .. 17.58 3.70 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
43
DENMARK Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million DKK
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
520 105 415 208 108 8 92 16 623 391 202 .. .. 232 73 47 .. .. 158 24 135 1 134
538 112 426 335 137 11 195 13 760 410 219 .. .. 351 51 28 .. .. 300 33 266 .. ..
612 156 456 505 155 9 354 5 961 465 286 .. .. 495 36 -8 .. .. 459 39 420 .. ..
841 328 513 325 170 10 154 11 838 517 287 .. .. 321 70 31 .. .. 251 31 220 .. ..
1 039 455 585 -136 177 10 -310 7 448 583 322 .. .. -134 143 118 .. .. -277 7 -284 .. ..
975 331 644 261 204 11 60 8 905 685 354 .. .. 220 472 458 .. .. -251 -73 -178 .. ..
.. .. .. .. ..
.. .. .. .. ..
274 1 719 5 966 974 266
352 1 743 6 970 278 1 063
211 1 760 8 421 1 571 371
159 2 176 10 148 1 732 416
225 2 164 11 358 1 857 279
264 3 122 11 091 1 846 365
.. .. .. .. .. ..
.. .. .. .. .. ..
1 360 0 175 7 369 0 295
1 666 0 327 8 082 0 331
2 111 0 1 252 8 732 0 239
2 445 0 1 354 10 617 2 213
2 173 0 1 618 11 816 8 270
2 033 75 289 13 576 13 701
.. ..
8 602 ..
9 199 8 901
10 406 9 803
12 333 11 370
14 632 13 482
15 884 15 258
16 687 16 285
.. .. .. ..
.. .. .. ..
.. 227 748 ..
.. 219 59 ..
.. 322 1 249 ..
.. 357 1 376 ..
.. 625 1 232 ..
.. 539 1 306 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. ..
.. .. ..
3 82 532
3 81 556
3 80 568
4 83 580
4 84 425
5 76 641
Million DKK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
44
DENMARK Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
5.85 1.18 4.66 2.33 1.22 0.10 1.04 0.18 7.00 4.39 2.27 .. .. 2.61 0.83 0.53 .. .. 1.78 0.27 1.52 0.01 1.51
5.49 1.14 4.34 3.42 1.40 0.11 1.99 0.14 7.76 4.18 2.23 .. .. 3.58 0.52 0.29 .. .. 3.06 0.34 2.71 .. ..
5.38 1.38 4.01 4.44 1.36 0.08 3.12 0.05 8.45 4.09 2.52 .. .. 4.36 0.32 -0.07 .. .. 4.04 0.35 3.69 .. ..
6.24 2.43 3.80 2.41 1.26 0.07 1.15 0.08 6.21 3.84 2.13 .. .. 2.38 0.52 0.23 .. .. 1.86 0.23 1.63 .. ..
6.81 2.98 3.83 -0.89 1.16 0.07 -2.03 0.04 2.94 3.82 2.11 .. .. -0.88 0.94 0.77 .. .. -1.82 0.04 -1.86 .. ..
5.99 2.03 3.96 1.60 1.25 0.07 0.37 0.05 5.56 4.21 2.18 .. .. 1.35 2.90 2.81 .. .. -1.54 -0.45 -1.09 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
66.65 33.35 17.36 1.36 14.79 2.56 62.77 32.47 .. .. 37.23 11.79 7.62 .. .. 25.44 3.79 21.65
55.97 44.03 18.04 1.42 25.64 1.76 53.85 28.79 .. .. 46.15 6.76 3.68 .. .. 39.39 4.40 34.99
47.42 52.58 16.11 0.96 36.89 0.54 48.44 29.76 .. .. 51.56 3.75 -0.85 .. .. 47.81 4.10 43.71
61.22 38.79 20.27 1.20 18.43 1.29 61.73 34.24 .. .. 38.27 8.33 3.65 .. .. 29.94 3.72 26.22
130.40 -30.40 39.57 2.30 -69.15 1.48 129.93 71.91 .. .. -29.93 31.91 26.25 .. .. -61.83 1.51 -63.34
71.18 28.82 22.54 1.20 6.60 0.88 75.65 39.14 .. .. 24.35 52.11 50.57 .. .. -27.77 -8.11 -19.66
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
31.67 20.46 .. .. 68.33 10.18 58.15
14.65 7.98 .. .. 85.35 9.53 75.83
7.28 -1.65 .. .. 92.72 7.95 84.77
21.76 9.53 .. .. 78.24 9.72 68.52
-106.62 -87.73 .. .. 206.62 -5.05 211.67
214.04 207.68 .. .. -114.04 -33.30 -80.74
.. .. .. .. ..
.. .. .. .. ..
2.98 18.69 64.85 10.59 2.89
3.38 16.75 66.98 2.67 10.21
1.71 14.27 68.28 12.74 3.01
1.09 14.87 69.36 11.84 2.84
1.42 13.63 71.50 11.69 1.76
1.58 18.71 66.46 11.06 2.19
.. .. .. .. .. ..
.. .. .. .. .. ..
14.79 0.00 1.91 80.11 0.00 3.20
16.01 0.00 3.14 77.66 0.00 3.18
17.11 0.00 10.15 70.80 0.00 1.94
16.71 0.00 9.25 72.56 0.01 1.46
13.68 0.00 10.19 74.39 0.05 1.70
12.19 0.45 1.73 81.36 0.08 4.20
.. .. .. .. ..
.. .. .. .. ..
.. .. 2.47 8.13 ..
.. .. 2.11 0.56 ..
.. .. 2.61 10.13 ..
.. .. 2.44 9.40 ..
.. .. 3.94 7.75 ..
.. .. 3.23 7.83 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/70f3
OECD BANKING STATISTICS 2012 – © OECD 2012
45
DENMARK Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. 104 55 8 45 4 .. 8 8 .. .. .. 215 178 37 .. 327
Institutions 2008 .. 101 55 9 42 4 .. 8 8 .. .. .. 211 174 37 .. 320
2009
Branches 2008
2007 .. 99 53 8 41 5 .. 8 8 .. .. .. 195 159 36 .. 302
.. 1 962 1 366 351 513 83 .. 53 53 .. .. .. .. .. .. .. 2 015
.. 1 879 1 304 344 491 84 .. 65 65 .. .. .. .. .. .. .. 1 944
2009
.. 44 773 37 347 7 908 6 846 580 .. 4 122 4 122 .. .. .. 16 031 15 995 36 .. 64 926
Employees 2008 .. 47 386 40 015 8 587 6 946 425 .. 4 126 4 126 .. .. .. 16 310 16 274 36 .. 67 822
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
.. 1 760 1 213 324 471 76 .. 56 56 .. .. .. .. .. .. .. 1 816
2009 .. 45 935 38 394 8 089 6 900 641 .. 4 108 4 108 .. .. .. 16 493 16 455 38 .. 66 536
Million DKK Total assets or liabilities 2008 2009 .. .. .. 4 185 043 4 728 779 4 319 486 3 928 940 4 449 842 4 058 953 705 157 825 738 946 592 241 471 263 053 243 846 14 632 15 884 16 687 .. .. .. 2 620 657 2 819 007 3 101 744 2 620 657 2 819 007 3 101 744 .. .. .. .. .. .. .. .. .. 1 671 093 1 557 888 1 842 213 1 628 065 1 515 175 1 796 885 43 028 42 713 45 328 .. .. .. 8 476 793 9 105 674 9 263 443 2007
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/0539
OECD BANKING STATISTICS 2012 – © OECD 2012
46
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
ESTONIA Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
272 120 152 87 77 21 5 26 238 151 112 27 13 87 9 9 0 0 78 4 74 .. ..
268 123 146 109 86 23 16 31 255 141 113 16 12 114 7 7 0 0 108 11 97 .. ..
297 138 158 172 103 28 66 31 330 156 133 14 9 174 12 12 0 0 162 4 157 .. ..
379 188 191 201 135 34 57 43 392 188 161 10 17 204 6 6 0 0 198 1 197 .. ..
597 310 287 191 163 42 8 63 479 233 204 10 19 245 13 14 0 0 232 2 231 .. ..
988 599 389 430 201 52 154 127 818 308 267 10 32 510 35 35 0 0 475 2 472 .. ..
1 283 873 411 263 204 52 11 100 674 298 133 11 153 376 125 125 0 0 251 0 251 .. ..
818 556 262 249 174 49 8 116 512 322 124 36 161 189 761 542 218 1 -571 0 -571 .. ..
317 646 3 161 902 196
414 737 4 386 613 164
584 1 227 5 873 684 169
877 1 959 7 985 812 197
1 228 1 414 11 308 1 130 228
1 274 2 313 15 206 1 303 394
1 798 2 266 16 482 1 095 187
1 848 1 688 14 960 1 954 143
634 0 759 3 119 442 266
714 0 1 062 3 420 878 240
838 0 1 731 4 143 1 620 205
1 022 2 2 931 6 088 1 451 336
1 286 0 4 160 7 859 1 162 842
1 765 0 7 125 9 130 1 149 1 322
1 921 0 8 931 9 586 1 053 338
1 751 0 8 413 10 124 136 169
5 221 4 744
6 314 5 674
8 537 7 376
11 830 10 067
15 308 13 534
20 491 18 237
21 828 21 355
20 593 20 951
430 230 242 1 083
328 19 267 1 129
43 273 368 1 773
98 185 530 2 836
293 136 701 2 687
215 152 936 4 077
109 72 915 2 983
444 182 1 329 3 047
1 692
2 420
4 079
5 489
6 809
10 089
4 001
3 992
548 78 9 617 0
627 70 20 677 0
764 36 9 791 0
923 93 92 923 0
1 177 463 97 1 543 0
1 612 751 100 2 259 0
1 559 689 18 2 230 11 825
1 783 706 14 2 472 1 108
7 198 3 934
7 197 4 280
9 203 4 455
13 227 5 025
14 245 5 681
15 259 6 286
17 254 6 132
17 213 5 693
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fbbe
OECD BANKING STATISTICS 2012 – © OECD 2012
47
ESTONIA Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.73 2.54 3.19 1.83 1.62 0.45 0.10 0.56 5.02 3.19 2.37 0.56 0.26 1.83 0.19 0.18 0.01 0.00 1.64 0.08 1.55 .. ..
4.73 2.16 2.57 1.93 1.51 0.40 0.28 0.54 4.50 2.48 1.99 0.28 0.21 2.01 0.12 0.12 0.00 0.00 1.90 0.19 1.70 .. ..
4.03 1.88 2.15 2.33 1.40 0.39 0.89 0.42 4.48 2.12 1.80 0.19 0.13 2.36 0.17 0.16 0.00 0.00 2.19 0.06 2.14 .. ..
3.77 1.87 1.90 2.00 1.34 0.34 0.57 0.43 3.90 1.87 1.60 0.10 0.17 2.03 0.06 0.06 0.00 0.00 1.97 0.01 1.96 .. ..
4.41 2.29 2.12 1.41 1.21 0.31 0.06 0.46 3.54 1.72 1.51 0.07 0.14 1.81 0.10 0.10 0.00 0.00 1.72 0.01 1.70 .. ..
5.42 3.28 2.13 2.36 1.10 0.29 0.84 0.70 4.49 1.69 1.46 0.05 0.17 2.80 0.20 0.20 0.00 0.00 2.60 0.01 2.59 .. ..
6.01 4.09 1.92 1.23 0.96 0.24 0.05 0.47 3.16 1.40 0.63 0.05 0.72 1.76 0.59 0.59 0.00 0.00 1.18 0.00 1.18 .. ..
3.91 2.65 1.25 1.19 0.83 0.23 0.04 0.56 2.44 1.54 0.59 0.17 0.77 0.90 3.63 2.59 1.04 0.00 -2.73 0.00 -2.73 .. ..
63.63 36.37 32.28 8.95 1.95 11.09 63.60 47.18 11.16 5.26 36.40 3.80 3.66 0.13 0.00 32.61 1.65 30.96
57.13 42.87 33.59 8.88 6.17 11.98 55.23 44.21 6.30 4.72 44.77 2.62 2.55 0.07 0.00 42.15 4.26 37.89
47.98 52.02 31.31 8.60 19.88 9.43 47.35 40.25 4.29 2.82 52.65 3.72 3.64 0.08 0.00 48.93 1.25 47.68
48.68 51.32 34.43 8.59 14.50 10.98 47.97 41.11 2.55 4.31 52.03 1.43 1.43 0.01 0.00 50.60 0.27 50.33
60.03 39.97 34.12 8.83 1.60 13.08 48.71 42.66 2.07 3.98 51.29 2.77 2.87 -0.10 0.00 48.52 0.33 48.19
47.52 52.48 24.56 6.40 18.82 15.51 37.64 32.57 1.21 3.85 62.37 4.34 4.34 0.00 0.00 58.03 0.30 57.73
60.92 39.08 30.26 7.70 1.68 14.83 44.18 19.79 1.69 22.71 55.82 18.53 18.53 0.00 0.01 37.29 0.00 37.29
51.24 48.76 34.01 9.60 1.63 22.73 62.97 24.33 7.07 31.56 37.04 148.67 105.98 42.53 0.17 -111.64 0.00 -111.64
10.43 10.06 0.37 0.00 89.57 4.54 85.03
5.86 5.70 0.15 0.00 94.15 9.51 84.63
7.06 6.91 0.16 0.00 92.94 2.38 90.56
2.75 2.74 0.01 0.00 97.25 0.52 96.73
5.39 5.59 -0.20 0.00 94.61 0.65 93.96
6.95 6.95 0.00 0.00 93.05 0.48 92.57
33.20 33.19 0.00 0.01 66.80 0.00 66.80
401.44 286.16 114.83 0.45 -301.44 0.00 -301.44
6.07 12.38 60.54 17.27 3.75
6.56 11.68 69.46 9.71 2.59
6.84 14.37 68.79 8.01 1.98
7.41 16.56 67.50 6.87 1.67
8.02 9.24 73.87 7.38 1.49
6.22 11.29 74.21 6.36 1.92
8.24 10.38 75.51 5.02 0.86
8.97 8.20 72.65 9.49 0.69
12.14 0.01 14.53 59.74 8.47 5.10
11.30 0.01 16.83 54.16 13.90 3.80
9.81 0.00 20.28 48.52 18.98 2.41
8.64 0.02 24.77 51.47 12.26 2.84
8.40 0.00 27.17 51.34 7.59 5.50
8.61 0.00 34.77 44.56 5.61 6.45
8.80 0.00 40.91 43.92 4.82 1.55
8.51 0.00 40.85 49.16 0.66 0.82
.. 8.25 4.40 4.63 20.75
.. 5.20 0.29 4.22 17.89
.. 0.51 3.20 4.31 20.77
.. 0.83 1.56 4.48 23.97
.. 1.91 0.89 4.58 17.55
.. 1.05 0.74 4.57 19.90
.. 0.50 0.33 4.19 13.67
.. 2.16 0.88 6.45 14.79
32.42
38.32
47.78
46.40
44.48
49.24
18.33
19.39
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fbbe
OECD BANKING STATISTICS 2012 – © OECD 2012
48
ESTONIA Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
230 98 132 73 69 18 3 20 205 127 91 24 11 78 8 7 0 0 71 3 67 .. ..
221 99 122 94 77 20 14 24 217 114 90 14 10 103 6 6 0 0 97 10 87 .. ..
241 111 130 155 92 25 64 24 284 125 105 11 8 160 11 10 0 0 149 4 145 .. ..
300 150 150 179 118 29 54 35 329 147 125 7 15 182 5 5 0 0 177 0 177 .. ..
458 240 219 155 137 36 5 49 374 176 155 7 14 198 11 11 0 0 187 0 187 .. ..
734 442 293 372 170 44 150 96 664 233 202 7 24 432 29 29 0 0 402 0 402 .. ..
1 066 713 352 235 181 48 9 92 587 241 107 9 125 346 106 106 0 0 239 0 239 .. ..
659 456 204 217 152 41 3 103 420 265 97 33 135 156 692 476 216 0 -537 0 -537 .. ..
260 468 2 590 840 166
312 618 3 547 552 134
422 1 097 4 687 592 140
662 1 768 6 182 704 163
925 1 205 8 606 966 183
918 2 011 10 951 1 075 337
1 440 1 817 13 396 1 060 176
1 227 1 270 11 724 1 890 123
584 0 514 2 619 402 205
653 0 658 2 861 814 176
764 0 999 3 428 1 597 148
916 0 1 923 4 998 1 379 263
1 104 0 2 748 6 310 1 045 679
1 494 0 4 560 7 177 937 1 124
1 826 0 6 547 8 370 944 202
1 685 0 6 000 8 306 74 168
4 324 140 882
5 162 4 681
6 937 6 027
9 479 8 084
11 886 10 662
15 291 13 772
17 889 17 948
16 234 16 772
391 223 226 867
239 59 254 959
23 216 353 1 563
40 142 522 2 534
182 94 690 2 289
44 106 925 3 498
89 62 909 2 712
415 164 1 312 2 788
1 223
1 748
3 101
4 088
4 815
6 698
3 465
3 439
507 61 9 559 3 681
578 53 20 610 4 218
701 17 9 709 5 349
829 67 91 805 7 060
1 024 417 96 1 345 10 195
1 393 667 99 1 956 12 881
1 471 667 17 2 121 11 325
1 690 681 13 2 355 1 055
2 156 3 125
2 155 3 544
2 161 3 505
2 163 3 858
2 165 4 235
2 162 4 641
3 170 4 943
3 142 4 594
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fbbe
OECD BANKING STATISTICS 2012 – © OECD 2012
49
ESTONIA Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
0.16 0.07 0.09 0.05 0.05 0.01 0.00 0.01 0.15 0.09 0.07 0.02 0.01 0.06 0.01 0.01 0.00 0.00 0.05 0.00 0.05 .. ..
4.73 2.12 2.61 2.02 1.65 0.43 0.29 0.51 4.63 2.43 1.92 0.29 0.22 2.20 0.13 0.13 0.00 0.00 2.08 0.21 1.86 .. ..
4.00 1.85 2.15 2.57 1.52 0.41 1.06 0.40 4.72 2.07 1.75 0.19 0.13 2.65 0.18 0.17 0.00 0.00 2.48 0.07 2.41 .. ..
3.71 1.85 1.86 2.21 1.46 0.36 0.67 0.43 4.07 1.82 1.55 0.09 0.19 2.25 0.07 0.07 0.00 0.00 2.19 0.00 2.19 .. ..
4.30 2.25 2.05 1.46 1.29 0.34 0.05 0.46 3.51 1.65 1.46 0.06 0.14 1.86 0.10 0.11 -0.01 0.00 1.75 0.00 1.75 .. ..
5.33 3.21 2.12 2.70 1.23 0.32 1.09 0.70 4.82 1.69 1.47 0.05 0.17 3.14 0.21 0.21 0.00 0.00 2.92 0.00 2.92 .. ..
5.94 3.97 1.96 1.31 1.01 0.27 0.05 0.52 3.27 1.35 0.60 0.05 0.70 1.93 0.59 0.59 0.00 0.00 1.33 0.00 1.33 .. ..
3.93 2.72 1.21 1.29 0.91 0.25 0.02 0.62 2.51 1.58 0.58 0.20 0.81 0.93 4.13 2.84 1.29 0.00 -3.20 0.00 -3.20 .. ..
64.43 35.57 33.48 9.00 1.47 9.63 61.78 44.49 11.94 5.35 38.22 3.78 3.62 0.16 0.00 34.45 1.57 32.88
56.40 43.60 35.61 9.31 6.29 11.01 52.39 41.38 6.30 4.71 47.61 2.79 2.71 0.08 0.00 44.82 4.57 40.25
45.57 54.43 32.21 8.68 22.40 8.51 43.78 37.01 3.97 2.80 56.22 3.72 3.62 0.10 0.00 52.50 1.45 51.05
45.68 54.32 35.97 8.78 16.53 10.60 44.66 37.95 2.09 4.63 55.34 1.66 1.66 0.01 0.00 53.68 0.00 53.68
58.48 41.53 36.74 9.63 1.36 13.05 47.14 41.54 1.75 3.85 52.86 2.88 3.01 -0.13 0.00 49.98 0.00 49.98
44.03 55.97 25.52 6.60 22.55 14.50 35.00 30.44 1.00 3.55 65.01 4.44 4.44 0.00 0.00 60.57 0.00 60.57
60.04 39.96 30.80 8.15 1.57 15.74 41.11 18.19 1.55 21.38 58.89 18.09 18.09 0.00 0.00 40.80 0.00 40.80
48.41 51.59 36.16 9.85 0.74 24.54 63.02 23.02 7.87 32.13 36.98 164.66 113.28 51.38 0.00 -127.68 0.00 -127.68
9.88 9.47 0.41 0.00 90.12 4.10 86.02
5.86 5.69 0.17 0.00 94.14 9.61 84.53
6.61 6.44 0.17 0.00 93.39 2.59 90.81
3.01 2.99 0.01 0.00 97.00 0.00 97.00
5.46 5.70 -0.25 0.00 94.55 0.00 94.55
6.82 6.82 0.00 0.00 93.18 0.00 93.18
30.72 30.72 0.00 0.00 69.28 0.00 69.28
445.23 306.30 138.92 0.00 -345.23 0.00 -345.23
6.02 10.82 59.90 19.42 3.84
6.04 11.97 68.71 10.69 2.60
6.08 15.81 67.57 8.53 2.02
6.99 18.66 65.22 7.42 1.72
7.79 10.14 72.41 8.13 1.54
6.00 13.15 71.61 7.03 2.20
8.05 10.16 74.89 5.93 0.98
7.56 7.82 72.22 11.64 0.76
13.50 0.01 11.88 60.57 9.29 4.75
12.65 0.01 12.75 55.42 15.77 3.40
11.01 0.00 14.41 49.42 23.03 2.13
9.67 0.00 20.28 52.73 14.55 2.77
9.29 0.00 23.12 53.09 8.80 5.71
9.77 0.00 29.82 46.94 6.13 7.35
10.21 0.00 36.60 46.79 5.28 1.13
10.38 0.00 36.96 51.17 0.46 1.04
.. 9.04 5.15 5.23 20.05
.. 4.63 1.14 4.92 18.57
.. 0.33 3.11 5.09 22.54
.. 0.42 1.50 5.50 26.73
.. 1.53 0.79 5.81 19.26
.. 0.29 0.70 6.05 22.87
.. 0.50 0.35 5.08 15.16
.. 2.55 1.01 8.08 17.17
28.28
33.87
44.71
43.13
40.51
43.80
19.37
21.18
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fbbe
OECD BANKING STATISTICS 2012 – © OECD 2012
50
ESTONIA Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 15 15 13 .. .. .. 772 .. .. 615 157 35 13 22 .. 823
2009
1 17 17 15 .. .. .. 793 .. .. 573 220 43 12 31 .. 854
1 17 17 14 .. .. .. 1 364 .. .. 1 098 266 47 13 34 .. 1 429
Branches 2008
.. 213 213 199 .. .. .. .. .. .. .. .. 6 6 .. .. ..
235 6 286 6 286 5 987 .. .. .. .. .. .. .. .. 1 575 1 575 .. .. ..
Employees 2008 239 6 132 6 132 5 840 .. .. .. .. .. .. .. .. 1 506 1 506 .. .. ..
Total financial assets 2007 2008 2009 2 240 2 819 2 764 20 424 21 757 20 548 20 424 21 757 20 548 20 188 21 369 20 208 .. .. .. .. .. .. .. .. .. 6 664 5 941 5 725 .. .. .. .. .. .. 4 964 4 950 4 664 1 700 991 1 061 1 590 1 515 1 799 809 715 776 781 801 1 023 .. .. .. 30 919 32 032 30 836
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 .. 259 259 236 .. .. .. .. .. .. .. .. 6 6 .. .. ..
.. 254 254 229 .. .. .. .. .. .. .. .. 6 6 .. .. ..
2009
2007
2009 233 5 693 5 693 5 419 .. .. .. .. .. .. .. .. 1 737 1 737 .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 2 335 2 914 2 862 20 491 21 828 20 593 20 491 21 828 20 593 20 234 21 438 20 249 .. .. .. .. .. .. .. .. .. 6 704 6 198 6 004 .. .. .. .. .. .. 4 993 5 041 4 784 1 712 1 156 1 221 1 590 1 515 1 799 809 715 776 781 801 1 023 .. .. .. 31 121 32 456 31 257
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/f0e4
OECD BANKING STATISTICS 2012 – © OECD 2012
51
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
ESTONIA Table 3. Classification of bank assets and liabilities Million EUR 2002 Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2003
2004
2005
2006
2007
2008
2009
1 302 250 1 552
1 426 231 1 658
1 937 301 2 238
2 647 518 3 165
3 914 638 4 552
4 632 949 5 581
4 414 1 033 5 447
3 822 1 364 5 186
2 835 833 3 668
3 759 898 4 657
4 828 1 471 6 299
6 348 2 318 8 666
8 707 2 049 10 756
11 782 3 128 14 910
13 413 2 968 16 381
12 779 2 628 15 407
4 137 1 083 5 221
5 185 1 129 6 314
6 764 1 773 8 537
8 994 2 836 11 830
12 621 2 687 15 308
16 414 4 077 20 491
17 827 4 001 21 828
16 601 3 992 20 593
2 860 207 3 067
3 206 227 3 434
3 704 385 4 089
4 891 464 5 355
6 465 465 6 929
7 071 678 7 750
7 768 898 8 666
7 955 364 8 319
589 1 565 2 153
614 2 267 2 880
734 3 714 4 448
1 374 5 101 6 475
1 587 6 792 8 379
2 587 10 155 12 742
2 254 10 908 13 162
2 532 9 741 12 274
3 449 1 772 5 221
3 820 2 494 6 314
4 439 4 099 8 537
6 265 5 565 11 830
8 052 7 256 15 308
9 658 10 833 20 491
10 022 11 806 21 828
10 487 10 106 20 593
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8289
OECD BANKING STATISTICS 2012 – © OECD 2012
52
FINLAND Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
5 924 3 444 2 480 1 689 1 042 225 608 265 4 169 2 428 1 017 154 1 257 1 742 154 34 0 120 1 588 350 1 237 1 308 -71
4 974 2 494 2 481 3 149 1 081 243 441 1 869 5 629 2 737 1 038 143 1 556 2 892 193 19 0 174 2 698 -72 2 771 260 2 510
5 082 2 514 2 568 1 590 1 167 332 508 246 4 158 2 398 993 139 1 267 1 760 211 14 0 197 1 549 164 1 385 362 1 023
6 335 3 517 2 819 1 347 1 242 395 395 104 4 165 2 024 1 009 122 893 2 141 155 0 0 155 1 986 -49 2 034 386 1 648
8 612 5 349 3 263 1 775 1 432 435 586 192 5 037 2 168 1 083 127 959 2 869 306 0 0 306 2 563 543 2 020 4 288 -2 268
11 656 8 063 3 592 2 463 1 594 518 1 377 10 6 055 2 395 1 161 152 1 083 3 660 305 0 0 305 3 355 631 2 724 1 122 1 602
14 543 10 160 4 383 841 1 504 626 187 -224 5 225 2 548 1 243 136 1 169 2 677 243 0 0 243 2 435 545 1 890 1 523 367
8 243 4 583 3 660 1 181 1 638 679 473 -251 4 840 2 620 1 281 148 1 192 2 220 169 0 0 169 2 051 507 1 544 834 710
3 945 37 365 82 531 25 376 9 041
2 466 46 294 89 724 15 151 25 230
3 435 49 642 99 455 15 176 34 274
4 050 53 386 114 546 18 680 36 341
4 178 62 319 128 857 20 808 32 042
6 257 62 028 146 671 24 170 40 329
6 766 68 132 165 323 27 039 107 185
12 109 80 009 166 186 33 230 87 841
17 210 849 26 453 64 790 10 996 37 960
18 847 1 849 25 973 69 060 11 283 51 853
18 800 2 348 29 797 72 632 14 708 63 697
21 074 3 262 32 430 79 509 21 007 69 720
23 144 1 961 42 129 83 499 29 533 67 938
21 985 923 41 904 96 519 31 542 86 582
22 782 5 199 52 924 110 635 35 480 147 424
23 812 3 857 62 760 110 385 37 574 140 989
158 257 160 222
178 865 168 561
201 982 190 423
227 003 214 493
248 204 237 603
279 456 263 830
374 444 326 950
379 377 376 911
8 145 7 357 9 874 23 513
7 651 5 922 1 578 28 996
8 148 5 260 1 768 37 444
8 350 5 718 4 613 86 082
9 209 7 097 4 502 94 967
10 939 7 796 5 436 109 030
13 637 8 703 4 700 183 313
10 496 17 210 5 525 182 641
19 259
34 735
48 074
91 863
104 272
115 200
188 093
201 991
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
350 1 255 25 910
348 1 244 24 894
342 1 212 24 278
342 1 225 24 368
338 1 201 24 772
334 1 189 25 657
333 1 159 26 484
318 1 125 32 298
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
53
FINLAND Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.70 2.15 1.55 1.05 0.65 0.14 0.38 0.17 2.60 1.52 0.63 0.10 0.79 1.09 0.10 0.02 0.00 0.08 0.99 0.22 0.77 0.82 -0.04
2.95 1.48 1.47 1.87 0.64 0.14 0.26 1.11 3.34 1.62 0.62 0.09 0.92 1.72 0.12 0.01 0.00 0.10 1.60 -0.04 1.64 0.16 1.49
2.67 1.32 1.35 0.84 0.61 0.17 0.27 0.13 2.18 1.26 0.52 0.07 0.67 0.92 0.11 0.01 0.00 0.10 0.81 0.09 0.73 0.19 0.54
2.95 1.64 1.31 0.63 0.58 0.18 0.18 0.05 1.94 0.94 0.47 0.06 0.42 1.00 0.07 0.00 0.00 0.07 0.93 -0.02 0.95 0.18 0.77
3.62 2.25 1.37 0.75 0.60 0.18 0.25 0.08 2.12 0.91 0.46 0.05 0.40 1.21 0.13 0.00 0.00 0.13 1.08 0.23 0.85 1.81 -0.96
4.42 3.06 1.36 0.93 0.60 0.20 0.52 0.00 2.30 0.91 0.44 0.06 0.41 1.39 0.12 0.00 0.00 0.12 1.27 0.24 1.03 0.43 0.61
4.45 3.11 1.34 0.26 0.46 0.19 0.06 -0.07 1.60 0.78 0.38 0.04 0.36 0.82 0.07 0.00 0.00 0.07 0.75 0.17 0.58 0.47 0.11
2.19 1.22 0.97 0.31 0.44 0.18 0.13 -0.07 1.28 0.70 0.34 0.04 0.32 0.59 0.05 0.00 0.00 0.05 0.54 0.14 0.41 0.22 0.19
59.48 40.52 24.98 5.39 14.58 6.35 58.23 24.38 3.69 30.16 41.77 3.70 0.82 0.00 2.87 38.08 8.41 29.67
44.07 55.93 19.21 4.32 7.84 33.21 48.63 18.45 2.54 27.64 51.37 3.44 0.34 0.00 3.10 47.94 -1.29 49.22
61.77 38.23 28.08 7.99 12.23 5.91 57.67 23.87 3.33 30.46 42.34 5.08 0.33 0.00 4.75 37.25 3.95 33.30
67.67 32.33 29.83 9.47 9.49 2.49 48.60 24.22 2.93 21.45 51.40 3.73 0.00 0.00 3.73 47.67 -1.17 48.84
64.77 35.23 28.42 8.63 11.63 3.80 43.05 21.50 2.51 19.04 56.95 6.08 0.00 0.00 6.08 50.87 10.78 40.10
59.32 40.68 26.33 8.56 22.74 0.16 39.56 19.17 2.51 17.88 60.44 5.04 0.00 0.00 5.04 55.41 10.42 44.99
83.90 16.10 28.79 11.98 3.57 -4.28 48.76 23.79 2.61 22.37 51.24 4.64 0.00 0.00 4.64 46.60 10.43 36.17
75.61 24.39 33.84 14.03 9.77 -5.19 54.14 26.46 3.05 24.63 45.86 3.49 0.00 0.00 3.49 42.38 10.48 31.90
8.85 1.97 0.00 6.88 91.15 20.12 71.03
6.69 0.66 0.00 6.03 93.31 -2.50 95.81
12.00 0.78 0.00 11.22 88.00 9.33 78.67
7.25 0.00 0.00 7.25 92.75 -2.28 95.03
10.67 0.00 0.00 10.67 89.33 18.92 70.41
8.33 0.00 0.00 8.33 91.67 17.24 74.43
9.06 0.00 0.00 9.06 90.94 20.35 70.59
7.61 0.00 0.00 7.61 92.40 22.84 69.55
2.49 23.61 52.15 16.04 5.71
1.38 25.88 50.16 8.47 14.11
1.70 24.58 49.24 7.51 16.97
1.78 23.52 50.46 8.23 16.01
1.68 25.11 51.92 8.38 12.91
2.24 22.20 52.48 8.65 14.43
1.81 18.20 44.15 7.22 28.63
3.19 21.09 43.81 8.76 23.15
10.88 0.54 16.72 40.94 6.95 23.99
10.54 1.03 14.52 38.61 6.31 28.99
9.31 1.16 14.75 35.96 7.28 31.54
9.28 1.44 14.29 35.03 9.25 30.71
9.32 0.79 16.97 33.64 11.90 27.37
7.87 0.33 15.00 34.54 11.29 30.98
6.08 1.39 14.13 29.55 9.48 39.37
6.28 1.02 16.54 29.10 9.90 37.16
.. 5.15 4.65 6.24 14.86
.. 4.28 3.31 0.88 16.21
.. 4.03 2.60 0.88 18.54
.. 3.68 2.52 2.03 37.92
.. 3.71 2.86 1.81 38.26
.. 3.91 2.79 1.95 39.02
.. 3.64 2.32 1.26 48.96
.. 2.77 4.54 1.46 48.14
12.17
19.42
23.80
40.47
42.01
41.22
50.23
53.24
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
54
FINLAND Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
3 772 2 530 1 243 1 230 623 92 594 104 2 473 1 408 641 86 681 1 064 32 -1 0 33 1 032 206 827 1 174 -347
3 098 1 772 1 326 2 654 642 113 397 1 729 3 980 1 697 651 78 968 2 283 71 0 0 71 2 213 -212 2 425 201 2 224
3 383 1 863 1 519 1 075 722 201 429 126 2 595 1 406 618 75 713 1 189 56 0 0 56 1 133 48 1 085 200 884
4 516 2 786 1 730 943 747 242 259 178 2 673 1 209 620 71 519 1 463 -9 0 0 -9 1 472 -171 1 644 312 1 332
6 379 4 338 2 041 1 342 889 264 452 264 3 383 1 316 677 73 566 2 067 87 0 0 87 1 980 406 1 574 4 261 -2 687
8 505 6 331 2 174 2 074 1 023 324 1 253 123 4 248 1 500 725 102 673 2 747 96 0 0 96 2 652 472 2 180 1 043 1 137
10 731 7 833 2 899 578 971 424 130 -99 3 477 1 590 779 78 733 1 887 89 0 0 89 1 797 406 1 391 1 388 3
5 837 3 395 2 442 917 1 088 488 428 -111 3 359 1 696 833 85 777 1 663 87 0 0 87 1 576 398 1 178 765 413
3 538 32 736 47 665 21 990 5 558
2 049 41 730 52 377 11 289 21 911
3 006 45 139 59 824 11 212 31 447
3 587 50 390 69 280 13 511 33 531
3 689 59 418 77 667 14 509 29 082
5 826 58 427 89 491 17 066 36 986
6 567 63 530 104 863 19 802 102 261
11 888 75 822 100 583 25 308 83 709
11 988 849 17 470 39 476 6 901 34 803
13 160 1 849 16 924 41 917 6 827 48 679
13 550 2 348 21 543 43 537 9 389 60 261
15 388 3 262 23 659 48 296 13 612 66 081
16 837 1 961 31 821 50 350 20 020 63 376
14 947 923 30 723 60 058 19 970 81 174
15 759 5 199 42 743 71 293 19 290 142 739
16 141 3 857 52 128 71 031 18 042 136 112
111 488 113 350
129 356 120 422
150 628 139 992
170 299 160 463
184 365 177 332
207 795 196 080
297 023 252 409
297 310 297 167
6 951 5 696 9 343 22 070
5 997 4 320 972 27 920
6 897 3 163 1 152 36 143
7 046 3 336 3 129 84 043
7 505 4 165 2 839 91 740
8 841 4 638 3 587 104 478
10 548 6 180 3 074 177 993
7 458 14 615 3 235 178 011
18 745
34 130
47 361
85 548
96 174
105 011
172 543
183 113
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
11 513 15 341
11 503 14 415
11 476 14 017
12 511 14 111
13 507 14 444
14 487 15 113
15 565 16 295
15 539 15 561
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
55
FINLAND Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.33 2.23 1.10 1.09 0.55 0.08 0.52 0.09 2.18 1.24 0.57 0.08 0.60 0.94 0.03 0.00 0.00 0.03 0.91 0.18 0.73 1.04 -0.31
2.57 1.47 1.10 2.20 0.53 0.09 0.33 1.44 3.31 1.41 0.54 0.06 0.80 1.90 0.06 0.00 0.00 0.06 1.84 -0.18 2.01 0.17 1.85
2.42 1.33 1.09 0.77 0.52 0.14 0.31 0.09 1.85 1.00 0.44 0.05 0.51 0.85 0.04 0.00 0.00 0.04 0.81 0.04 0.78 0.14 0.63
2.81 1.74 1.08 0.59 0.47 0.15 0.16 0.11 1.67 0.75 0.39 0.04 0.32 0.91 -0.01 0.00 0.00 -0.01 0.92 -0.11 1.02 0.19 0.83
3.60 2.45 1.15 0.76 0.50 0.15 0.26 0.15 1.91 0.74 0.38 0.04 0.32 1.17 0.05 0.00 0.00 0.05 1.12 0.23 0.89 2.40 -1.52
4.34 3.23 1.11 1.06 0.52 0.17 0.64 0.06 2.17 0.77 0.37 0.05 0.34 1.40 0.05 0.00 0.00 0.05 1.35 0.24 1.11 0.53 0.58
4.25 3.10 1.15 0.23 0.39 0.17 0.05 -0.04 1.38 0.63 0.31 0.03 0.29 0.75 0.04 0.00 0.00 0.04 0.71 0.16 0.55 0.55 0.00
1.96 1.14 0.82 0.31 0.37 0.16 0.14 -0.04 1.13 0.57 0.28 0.03 0.26 0.56 0.03 0.00 0.00 0.03 0.53 0.13 0.40 0.26 0.14
50.27 49.73 25.21 3.71 24.01 4.23 56.96 25.93 3.49 27.54 43.04 1.29 -0.03 0.00 1.32 41.75 8.32 33.44
33.31 66.69 16.14 2.85 9.97 43.43 42.63 16.36 1.95 24.32 57.37 1.78 0.00 0.00 1.78 55.59 -5.32 60.92
58.56 41.44 27.82 7.76 16.52 4.86 54.18 23.81 2.89 27.47 45.82 2.14 -0.01 0.00 2.15 43.68 1.87 41.81
64.73 35.27 27.94 9.04 9.69 6.68 45.25 23.20 2.65 19.41 54.75 -0.33 0.00 0.00 -0.33 55.08 -6.41 61.50
60.33 39.67 26.29 7.80 13.37 7.81 38.90 20.02 2.16 16.72 61.10 2.57 0.00 0.00 2.57 58.53 12.00 46.53
51.17 48.83 24.07 7.63 29.50 2.89 35.32 17.07 2.41 15.85 64.68 2.25 0.00 0.00 2.25 62.43 11.10 51.33
83.37 16.63 27.92 12.20 3.75 -2.85 45.74 22.41 2.25 21.08 54.26 2.57 0.00 0.00 2.57 51.69 11.68 40.00
72.70 27.30 32.37 14.51 12.74 -3.29 50.48 24.81 2.53 23.14 49.52 2.60 0.00 0.00 2.60 46.91 11.84 35.08
2.99 -0.08 0.00 3.07 97.01 19.33 77.68
3.10 0.00 0.00 3.10 96.91 -9.28 106.19
4.67 -0.01 0.00 4.69 95.33 4.08 91.25
-0.61 0.00 0.00 -0.61 100.61 -11.71 112.32
4.21 0.00 0.00 4.21 95.79 19.64 76.15
3.48 0.00 0.00 3.48 96.52 17.17 79.35
4.74 0.00 0.00 4.74 95.26 21.53 73.73
5.26 0.00 0.00 5.26 94.74 23.90 70.84
3.17 29.36 42.75 19.72 4.99
1.58 32.26 40.49 8.73 16.94
2.00 29.97 39.72 7.44 20.88
2.11 29.59 40.68 7.93 19.69
2.00 32.23 42.13 7.87 15.77
2.80 28.12 43.07 8.21 17.80
2.21 21.39 35.31 6.67 34.43
4.00 25.50 33.83 8.51 28.16
10.75 0.76 15.67 35.41 6.19 31.22
10.17 1.43 13.08 32.40 5.28 37.63
9.00 1.56 14.30 28.90 6.23 40.01
9.04 1.92 13.89 28.36 7.99 38.80
9.13 1.06 17.26 27.31 10.86 34.38
7.19 0.44 14.79 28.90 9.61 39.07
5.31 1.75 14.39 24.00 6.50 48.06
5.43 1.30 17.53 23.89 6.07 45.78
.. 6.24 5.11 8.38 19.80
.. 4.64 3.34 0.75 21.58
.. 4.58 2.10 0.77 24.00
.. 4.14 1.96 1.84 49.35
.. 4.07 2.26 1.54 49.76
.. 4.26 2.23 1.73 50.28
.. 3.55 2.08 1.04 59.93
.. 2.51 4.92 1.09 59.87
16.81
26.39
31.44
50.23
52.17
50.54
58.09
61.59
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
56
FINLAND Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
3 573 2 430 1 143 1 139 541 70 576 91 2 282 1 271 584 73 614 1 012 20 0 0 20 992 195 797 1 145 -348
2 916 1 689 1 227 2 558 557 91 373 1 719 3 785 1 549 590 66 894 2 236 56 0 0 56 2 180 -224 2 404 173 2 231
3 204 1 782 1 422 977 622 176 415 116 2 399 1 250 555 64 632 1 148 38 0 0 38 1 110 38 1 072 174 898
4 401 2 729 1 671 819 637 201 232 152 2 491 1 083 562 59 462 1 408 75 0 0 75 1 333 -164 1 496 261 1 236
6 102 4 190 1 912 1 188 720 215 428 255 3 101 1 126 587 60 479 1 974 82 0 0 82 1 892 394 1 499 4 206 -2 707
8 075 6 067 2 008 1 870 796 263 1 226 111 3 878 1 255 609 89 557 2 623 67 0 0 67 2 556 451 2 105 981 1 124
10 028 7 362 2 666 490 795 371 165 -100 3 155 1 325 668 60 597 1 831 36 0 0 36 1 795 394 1 401 1 345 55
5 225 3 145 2 080 838 889 429 453 -75 2 918 1 365 694 64 607 1 553 105 0 0 105 1 449 361 1 087 707 381
3 437 32 275 44 174 21 071 5 355
1 997 41 314 48 337 10 330 21 712
2 877 44 654 55 033 10 235 31 260
3 468 49 539 63 766 12 562 33 274
3 592 58 920 71 208 13 487 28 643
5 692 57 343 82 377 14 540 36 517
5 784 61 934 93 262 14 403 101 703
11 255 74 820 88 186 18 938 83 077
11 596 849 16 826 36 192 6 752 34 098
12 713 1 849 15 996 38 593 6 676 47 863
13 084 2 348 20 428 39 660 9 079 59 459
14 791 3 262 22 224 43 765 13 186 65 381
16 169 1 961 30 100 45 731 19 536 62 353
14 164 923 29 320 52 678 19 328 80 056
14 660 5 169 39 075 58 636 18 262 141 284
14 856 3 767 47 373 58 589 17 002 134 689
106 312 108 234
123 690 115 001
144 057 133 873
162 609 153 333
175 850 169 230
196 468 186 159
277 087 236 778
276 276 276 682
6 176 5 665 9 229 21 941
5 240 4 247 843 27 742
6 183 3 078 973 35 908
6 552 3 145 2 865 83 636
7 072 3 848 2 567 91 141
7 231 4 051 3 258 103 471
7 985 3 610 2 808 174 510
5 216 10 792 2 930 173 041
18 723
34 076
47 300
85 291
95 934
104 724
172 100
182 823
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
3 451 13 505
3 441 12 595
3 415 11 975
3 449 11 810
3 445 11 760
3 430 13 325
3 431 13 658
3 411 12 965
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
57
FINLAND Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.30 2.25 1.06 1.05 0.50 0.07 0.53 0.09 2.11 1.17 0.54 0.07 0.57 0.94 0.02 0.00 0.00 0.02 0.92 0.18 0.74 1.06 -0.32
2.54 1.47 1.07 2.23 0.48 0.08 0.33 1.50 3.29 1.35 0.51 0.06 0.78 1.94 0.05 0.00 0.00 0.05 1.90 -0.20 2.09 0.15 1.94
2.39 1.33 1.06 0.73 0.46 0.13 0.31 0.09 1.79 0.93 0.41 0.05 0.47 0.86 0.03 0.00 0.00 0.03 0.83 0.03 0.80 0.13 0.67
2.87 1.78 1.09 0.53 0.42 0.13 0.15 0.10 1.62 0.71 0.37 0.04 0.30 0.92 0.05 0.00 0.00 0.05 0.87 -0.11 0.98 0.17 0.81
3.61 2.48 1.13 0.70 0.43 0.13 0.25 0.15 1.83 0.67 0.35 0.04 0.28 1.17 0.05 0.00 0.00 0.05 1.12 0.23 0.89 2.49 -1.60
4.34 3.26 1.08 1.01 0.43 0.14 0.66 0.06 2.08 0.67 0.33 0.05 0.30 1.41 0.04 0.00 0.00 0.04 1.37 0.24 1.13 0.53 0.60
4.24 3.11 1.13 0.21 0.34 0.16 0.07 -0.04 1.33 0.56 0.28 0.03 0.25 0.77 0.02 0.00 0.00 0.02 0.76 0.17 0.59 0.57 0.02
1.89 1.14 0.75 0.30 0.32 0.16 0.16 -0.03 1.06 0.49 0.25 0.02 0.22 0.56 0.04 0.00 0.00 0.04 0.52 0.13 0.39 0.26 0.14
50.07 49.93 23.73 3.06 25.25 4.01 55.67 25.58 3.20 26.89 44.33 0.86 0.00 0.00 0.86 43.47 8.56 34.91
32.41 67.59 14.72 2.41 9.86 45.42 40.93 15.59 1.73 23.61 59.07 1.47 0.00 0.00 1.47 57.60 -5.91 63.51
59.28 40.72 25.92 7.32 17.30 4.82 52.13 23.13 2.67 26.33 47.87 1.59 0.00 0.00 1.59 46.28 1.57 44.71
67.11 32.89 25.56 8.06 9.30 6.09 43.47 22.57 2.35 18.54 56.53 3.01 0.00 0.00 3.01 53.52 -6.57 60.09
61.67 38.33 23.23 6.93 13.80 8.23 36.32 18.94 1.94 15.44 63.68 2.64 0.00 0.00 2.64 61.04 12.70 48.34
51.78 48.22 20.51 6.77 31.62 2.86 32.37 15.71 2.30 14.36 67.63 1.72 0.00 0.00 1.72 65.91 11.64 54.27
84.48 15.52 25.20 11.75 5.23 -3.16 41.98 21.17 1.90 18.91 58.02 1.13 0.00 0.00 1.13 56.89 12.49 44.39
71.29 28.71 30.48 14.70 15.51 -2.57 46.77 23.78 2.20 20.79 53.23 3.58 0.00 0.00 3.58 49.65 12.38 37.27
1.94 0.00 0.00 1.94 98.06 19.31 78.76
2.48 0.00 0.00 2.48 97.52 -10.01 107.52
3.31 0.00 0.00 3.31 96.69 3.28 93.41
5.33 0.00 0.00 5.33 94.67 -11.61 106.29
4.15 0.00 0.00 4.15 95.85 19.94 75.91
2.54 0.00 0.00 2.54 97.46 17.21 80.25
1.95 0.00 0.00 1.95 98.05 21.53 76.52
6.73 0.00 0.00 6.73 93.27 23.26 70.02
3.23 30.36 41.55 19.82 5.04
1.62 33.40 39.08 8.35 17.55
2.00 31.00 38.20 7.10 21.70
2.13 30.47 39.21 7.73 20.46
2.04 33.51 40.49 7.67 16.29
2.90 29.19 41.93 7.40 18.59
2.09 22.35 33.66 5.20 36.70
4.07 27.08 31.92 6.86 30.07
10.91 0.80 15.83 34.04 6.35 32.07
10.28 1.50 12.93 31.20 5.40 38.70
9.08 1.63 14.18 27.53 6.30 41.28
9.10 2.01 13.67 26.91 8.11 40.21
9.20 1.12 17.12 26.01 11.11 35.46
7.21 0.47 14.92 26.81 9.84 40.75
5.29 1.87 14.10 21.16 6.59 50.99
5.38 1.36 17.15 21.21 6.15 48.75
.. 5.81 5.33 8.68 20.64
.. 4.24 3.43 0.68 22.43
.. 4.29 2.14 0.68 24.93
.. 4.03 1.93 1.76 51.43
.. 4.02 2.19 1.46 51.83
.. 3.68 2.06 1.66 52.67
.. 2.88 1.30 1.01 62.98
.. 1.89 3.91 1.06 62.63
17.61
27.55
32.83
52.45
54.55
53.30
62.11
66.17
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
58
FINLAND Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
333 130 204 61 52 7 0 15 265 187 76 14 97 78 30 18 0 11 48 15 33 0 33
292 105 187 70 56 7 4 17 257 188 76 13 100 68 28 1 0 27 40 14 26 0 26
277 98 179 81 61 7 11 16 260 183 77 11 95 77 31 0 0 31 46 15 31 0 31
294 102 192 56 63 10 12 -10 247 149 80 8 61 98 31 0 0 31 67 18 49 0 49
361 149 212 66 70 9 26 -22 278 153 81 8 65 125 33 0 0 33 92 28 64 0 64
488 251 237 71 77 9 14 -11 308 172 90 8 74 136 34 0 0 34 102 25 77 1 76
551 322 229 42 69 9 2 -19 271 171 88 8 75 100 16 0 0 16 84 20 64 0 64
228 76 152 32 46 6 10 -19 183 117 58 6 53 66 4 0 0 4 62 15 47 1 47
223 628 5 121 1 197 333
255 670 5 570 1 175 292
279 715 6 093 1 322 297
309 787 6 578 1 412 312
335 734 6 828 1 951 248
259 904 7 511 2 643 326
28 583 5 002 884 218
28 534 5 326 937 236
596 0 821 5 304 146 637
680 0 821 5 728 173 560
734 0 825 6 307 259 580
818 0 924 6 801 329 527
883 0 948 7 246 382 639
1 028 0 1 414 7 854 390 957
761 0 69 5 542 82 260
860 0 106 5 744 124 227
7 503 7 238
7 962 7 733
8 706 8 334
9 399 9 052
10 097 9 748
11 643 10 870
6 715 9 179
7 060 6 888
766 384 47 146
792 280 103 158
667 533 123 296
509 764 139 596
837 894 220 997
1 130 1 162 352 1 751
349 379 156 239
179 484 273 187
4
32
44
103
85
85
0
0
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
40 226 2 034
40 232 1 968
40 233 1 904
40 231 1 918
40 226 1 930
39 238 2 033
38 165 1 259
35 169 1 252
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
59
FINLAND Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.61 1.79 2.82 0.84 0.72 0.10 0.00 0.21 3.66 2.59 1.05 0.19 1.34 1.07 0.41 0.25 0.00 0.16 0.66 0.21 0.45 0.00 0.45
3.78 1.36 2.42 0.90 0.72 0.08 0.05 0.22 3.32 2.44 0.98 0.17 1.29 0.88 0.36 0.02 0.00 0.35 0.52 0.19 0.33 0.00 0.33
3.33 1.18 2.15 0.97 0.74 0.09 0.13 0.20 3.12 2.20 0.92 0.13 1.14 0.93 0.37 0.00 0.00 0.37 0.55 0.18 0.37 0.00 0.37
3.25 1.13 2.12 0.61 0.70 0.11 0.14 -0.11 2.73 1.64 0.88 0.09 0.67 1.09 0.35 0.00 0.00 0.35 0.74 0.20 0.54 0.00 0.54
3.70 1.53 2.18 0.68 0.72 0.10 0.27 -0.22 2.85 1.57 0.83 0.08 0.66 1.28 0.34 0.00 0.00 0.34 0.94 0.28 0.66 0.00 0.66
4.49 2.31 2.18 0.65 0.71 0.09 0.13 -0.10 2.83 1.58 0.83 0.07 0.68 1.25 0.31 0.00 0.00 0.31 0.94 0.23 0.71 0.01 0.70
6.00 3.51 2.49 0.46 0.75 0.10 0.02 -0.21 2.95 1.86 0.96 0.09 0.81 1.09 0.17 0.00 0.00 0.17 0.92 0.22 0.70 0.00 0.69
3.31 1.10 2.21 0.46 0.67 0.09 0.15 -0.27 2.66 1.70 0.85 0.09 0.76 0.97 0.06 0.00 0.00 0.06 0.91 0.22 0.69 0.01 0.68
76.96 23.04 19.78 2.61 0.08 5.79 70.71 28.80 5.22 36.69 29.29 11.22 6.89 0.00 4.33 18.07 5.74 12.33
72.82 27.18 21.74 2.54 1.44 6.53 73.44 29.54 5.09 38.81 26.56 10.96 0.53 0.00 10.43 15.60 5.62 9.98
68.87 31.13 23.56 2.88 4.19 6.26 70.35 29.42 4.30 36.64 29.65 11.99 0.00 0.00 11.99 17.66 5.76 11.90
77.53 22.47 25.61 3.98 5.02 -4.18 60.18 32.27 3.31 24.61 39.82 12.68 0.00 0.00 12.68 27.14 7.23 19.92
76.24 23.77 25.35 3.32 9.48 -7.74 55.11 28.96 2.90 23.26 44.89 11.91 0.00 0.00 11.91 32.98 9.95 23.03
76.99 23.01 25.07 3.02 4.63 -3.67 55.87 29.25 2.59 24.03 44.13 11.01 0.00 0.00 11.01 33.12 7.98 25.14
84.58 15.43 25.32 3.28 0.57 -7.18 63.07 32.47 3.03 27.57 36.93 5.79 0.00 0.00 5.79 31.15 7.48 23.66
82.79 17.21 25.28 3.47 5.70 -10.29 63.78 31.73 3.37 28.68 36.22 2.25 0.00 0.00 2.25 33.97 8.24 25.73
38.30 23.51 0.00 14.79 61.70 19.59 42.11
41.28 2.01 0.00 39.27 58.72 21.14 37.58
40.44 0.00 0.00 40.44 59.56 19.42 40.14
31.83 0.00 0.00 31.83 68.17 18.15 50.02
26.53 0.00 0.00 26.53 73.47 22.17 51.30
24.95 0.00 0.00 24.95 75.05 18.07 56.98
15.67 0.00 0.00 15.67 84.33 20.26 64.07
6.21 0.00 0.00 6.21 93.79 22.75 71.04
2.98 8.37 68.26 15.96 4.44
3.20 8.41 69.96 14.76 3.67
3.21 8.21 69.98 15.19 3.41
3.29 8.37 69.99 15.02 3.32
3.32 7.27 67.63 19.33 2.46
2.22 7.76 64.51 22.70 2.80
0.42 8.68 74.49 13.16 3.25
0.39 7.56 75.44 13.27 3.34
7.95 0.00 10.94 70.68 1.94 8.50
8.54 0.00 10.32 71.95 2.17 7.03
8.43 0.00 9.48 72.45 2.98 6.66
8.70 0.00 9.83 72.37 3.50 5.60
8.74 0.00 9.39 71.76 3.78 6.33
8.83 0.00 12.14 67.46 3.35 8.22
11.33 0.00 1.03 82.54 1.22 3.88
12.18 0.00 1.50 81.35 1.76 3.21
.. 10.21 5.12 0.63 1.94
.. 9.95 3.52 1.30 1.98
.. 7.66 6.12 1.41 3.40
.. 5.42 8.13 1.47 6.35
.. 8.29 8.86 2.18 9.88
.. 9.70 9.98 3.02 15.04
.. 5.20 5.64 2.32 3.55
.. 2.54 6.86 3.87 2.65
0.06
0.40
0.51
1.09
0.84
0.73
0.00
0.00
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
60
FINLAND Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
1 124 360 764 313 224 41 21 108 1 077 688 252 44 392 389 80 10 0 70 309 76 233 20 213
1 000 300 700 329 237 38 40 90 1 029 703 263 40 399 327 95 6 0 89 231 63 168 18 150
982 304 678 357 237 37 73 84 1 035 673 257 42 374 362 112 0 0 112 250 64 186 18 168
1 042 345 697 280 261 42 128 -67 978 542 265 33 245 435 130 0 0 130 305 69 236 22 214
1 232 437 796 264 275 44 85 -52 1 060 557 277 33 247 503 155 0 0 155 348 76 271 23 249
1 673 751 922 240 262 46 113 -89 1 162 579 293 32 255 583 124 0 0 124 459 98 361 27 334
1 997 1 019 978 146 212 42 65 -89 1 124 627 318 33 275 497 111 0 0 111 387 81 306 83 223
1 283 512 770 181 251 42 74 -102 951 629 325 33 271 322 57 0 0 57 265 54 211 17 193
180 3 645 19 347 1 451 1 264
157 3 627 21 639 1 572 1 197
145 3 537 24 182 1 420 1 153
146 1 930 27 074 2 416 1 106
146 1 705 30 259 2 306 1 137
156 2 077 32 658 2 379 1 163
146 3 266 34 623 2 567 1 248
146 3 199 35 705 2 820 1 107
3 038 0 1 146 20 010 459 1 233
3 328 0 1 776 21 415 419 1 255
3 552 0 2 472 22 788 395 1 231
3 852 0 2 626 24 412 509 1 274
4 237 0 3 548 25 904 450 1 413
4 676 0 3 258 28 607 330 1 561
4 959 0 2 110 32 760 298 1 723
5 320 0 2 688 33 611 262 1 098
25 887 24 893
28 193 27 040
30 438 29 315
32 672 31 555
35 552 34 112
38 433 36 993
41 850 40 141
42 978 42 414
131 896 424 9
416 712 445 32
92 865 463 43
319 786 1 311 53
118 807 1 381 54
296 648 1 434 58
524 703 1 341 58
255 624 1 941 72
0
0
15
44
38
43
52
54
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
285 516 7 403
284 509 7 410
281 503 7 373
280 483 7 327
275 468 7 325
271 464 7 395
270 429 7 726
261 417 14 295
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
61
FINLAND Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.52 1.45 3.07 1.26 0.90 0.16 0.08 0.43 4.33 2.76 1.01 0.18 1.57 1.56 0.32 0.04 0.00 0.28 1.24 0.30 0.94 0.08 0.86
3.70 1.11 2.59 1.22 0.88 0.14 0.15 0.33 3.81 2.60 0.97 0.15 1.48 1.21 0.35 0.02 0.00 0.33 0.86 0.23 0.62 0.07 0.56
3.35 1.04 2.31 1.22 0.81 0.13 0.25 0.29 3.53 2.30 0.88 0.14 1.28 1.24 0.38 0.00 0.00 0.38 0.85 0.22 0.64 0.06 0.57
3.30 1.09 2.21 0.89 0.83 0.13 0.41 -0.21 3.10 1.72 0.84 0.10 0.78 1.38 0.41 0.00 0.00 0.41 0.97 0.22 0.75 0.07 0.68
3.61 1.28 2.33 0.78 0.81 0.13 0.25 -0.15 3.11 1.63 0.81 0.10 0.72 1.48 0.46 0.00 0.00 0.46 1.02 0.22 0.80 0.07 0.73
4.52 2.03 2.49 0.65 0.71 0.12 0.31 -0.24 3.14 1.57 0.79 0.09 0.69 1.58 0.34 0.00 0.00 0.34 1.24 0.26 0.98 0.07 0.90
4.98 2.54 2.44 0.36 0.53 0.10 0.16 -0.22 2.80 1.56 0.79 0.08 0.69 1.24 0.28 0.00 0.00 0.28 0.96 0.20 0.76 0.21 0.56
3.02 1.21 1.82 0.43 0.59 0.10 0.17 -0.24 2.24 1.48 0.77 0.08 0.64 0.76 0.13 0.00 0.00 0.13 0.62 0.13 0.50 0.04 0.46
70.97 29.03 20.83 3.78 1.95 10.04 63.90 23.42 4.11 36.37 36.10 7.44 0.92 0.00 6.52 28.67 7.03 21.64
68.01 31.99 23.07 3.72 3.86 8.78 68.27 25.56 3.91 38.81 31.73 9.27 0.60 0.00 8.68 22.46 6.12 16.34
65.51 34.49 22.89 3.56 7.01 8.15 65.03 24.85 4.06 36.13 34.97 10.82 0.01 0.00 10.81 24.15 6.16 17.99
71.31 28.69 26.73 4.31 13.13 -6.86 55.46 27.06 3.34 25.05 44.54 13.32 0.00 0.00 13.32 31.22 7.05 24.17
75.07 24.93 25.95 4.19 8.06 -4.89 52.54 26.16 3.08 23.30 47.46 14.65 0.00 0.00 14.65 32.81 7.21 25.60
79.39 20.61 22.51 3.92 9.70 -7.67 49.84 25.20 2.72 21.92 50.16 10.66 0.00 0.00 10.66 39.50 8.42 31.09
86.99 13.02 18.87 3.72 5.74 -7.88 55.76 28.33 2.93 24.51 44.24 9.84 0.00 0.00 9.84 34.40 7.17 27.23
81.00 19.00 26.41 4.42 7.74 -10.74 66.18 34.21 3.50 28.48 33.82 5.99 0.00 0.00 5.99 27.83 5.68 22.14
20.60 2.54 0.00 18.06 79.40 19.47 59.93
29.23 1.88 0.00 27.35 70.77 19.28 51.50
30.94 0.03 0.00 30.91 69.06 17.62 51.44
29.91 0.00 0.00 29.91 70.09 15.83 54.26
30.87 0.00 0.00 30.87 69.13 15.19 53.94
21.25 0.00 0.00 21.25 78.75 16.78 61.97
22.25 0.00 0.00 22.25 77.75 16.21 61.55
17.71 0.00 0.00 17.71 82.29 16.80 65.48
0.70 14.08 74.74 5.61 4.88
0.56 12.86 76.75 5.58 4.25
0.48 11.62 79.45 4.67 3.79
0.45 5.91 82.87 7.40 3.39
0.41 4.80 85.11 6.49 3.20
0.41 5.40 84.97 6.19 3.03
0.35 7.80 82.73 6.14 2.98
0.34 7.44 83.08 6.56 2.58
11.74 0.00 4.43 77.30 1.78 4.76
11.81 0.00 6.30 75.96 1.49 4.45
11.67 0.00 8.12 74.87 1.30 4.05
11.79 0.00 8.04 74.72 1.56 3.90
11.92 0.00 9.98 72.86 1.27 3.98
12.17 0.00 8.48 74.43 0.86 4.06
11.85 0.00 5.04 78.28 0.71 4.12
12.38 0.00 6.25 78.21 0.61 2.56
.. 0.51 3.46 1.64 0.04
.. 1.47 2.53 1.58 0.11
.. 0.30 2.84 1.52 0.14
.. 0.98 2.41 4.01 0.16
.. 0.33 2.27 3.88 0.15
.. 0.77 1.69 3.73 0.15
.. 1.25 1.68 3.20 0.14
.. 0.59 1.45 4.52 0.17
0.00
0.00
0.05
0.13
0.11
0.11
0.12
0.13
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
62
FINLAND Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
694 425 269 86 141 85 -7 37 355 144 47 9 88 211 12 7 0 5 199 54 145 115 30
585 317 268 95 146 85 1 33 363 149 48 12 89 214 -1 12 0 -12 215 62 152 42 111
440 248 192 77 148 86 -4 19 268 136 41 10 85 132 13 14 0 -1 120 37 83 143 -60
484 284 200 68 171 101 -4 2 268 124 45 10 69 144 2 0 0 2 141 36 105 52 53
640 426 214 102 197 117 22 1 316 142 48 13 82 174 31 0 0 31 143 33 110 4 106
989 731 259 79 233 139 -3 -12 337 144 53 10 81 194 52 0 0 52 142 37 105 50 56
1 264 986 278 75 253 151 -10 -17 353 160 57 17 85 193 27 0 0 27 166 38 129 52 77
896 600 296 51 253 143 -39 -20 347 178 64 23 91 169 20 0 0 20 148 40 108 51 57
4 357 10 397 737 1 886
5 267 10 139 1 114 1 829
5 252 9 355 1 222 1 377
7 278 11 614 1 342 1 392
8 462 14 103 2 042 1 574
16 621 17 011 2 083 1 854
24 753 20 836 3 786 3 458
47 454 24 572 4 165 2 789
1 588 0 7 016 0 3 490 1 286
1 679 0 6 452 0 3 865 1 359
964 0 4 957 0 4 665 1 625
1 017 0 5 222 0 6 556 1 839
1 187 0 5 812 0 8 682 2 509
1 335 0 6 509 0 10 851 2 889
1 304 0 8 002 1 039 15 811 2 702
1 492 0 7 839 0 19 146 3 552
13 380 14 741
13 354 13 367
12 211 12 782
14 633 13 422
18 190 16 412
21 584 19 887
28 857 25 220
32 028 30 442
297 380 59 1 288
446 610 58 887
491 700 31 961
476 832 35 1 390
749 1 232 62 2 175
672 1 347 63 2 743
2 217 1 441 129 5 024
2 603 1 486 76 4 372
510
573
654
6 168
7 975
10 061
15 499
18 823
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
14 0 1 132
13 0 1 101
10 0 984
10 0 1 012
10 0 1 073
10 0 1 116
10 0 1 204
7 0 1 190
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
63
FINLAND Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.71 2.88 1.83 0.58 0.96 0.58 -0.05 0.25 2.41 0.98 0.32 0.06 0.59 1.43 0.08 0.05 0.00 0.04 1.35 0.37 0.98 0.78 0.20
4.38 2.37 2.00 0.71 1.09 0.64 0.01 0.25 2.71 1.12 0.36 0.09 0.66 1.60 -0.01 0.09 0.00 -0.09 1.61 0.47 1.14 0.31 0.83
3.44 1.94 1.50 0.60 1.15 0.68 -0.03 0.15 2.10 1.06 0.32 0.08 0.66 1.04 0.10 0.11 0.00 -0.01 0.94 0.29 0.65 1.12 -0.47
3.60 2.12 1.49 0.51 1.27 0.75 -0.03 0.02 1.99 0.92 0.33 0.08 0.51 1.07 0.02 0.00 0.00 0.02 1.05 0.27 0.79 0.39 0.40
3.90 2.59 1.30 0.62 1.20 0.71 0.13 0.00 1.93 0.87 0.29 0.08 0.50 1.06 0.19 0.00 0.00 0.19 0.87 0.20 0.67 0.03 0.65
4.98 3.67 1.30 0.40 1.17 0.70 -0.02 -0.06 1.70 0.72 0.27 0.05 0.41 0.97 0.26 0.00 0.00 0.26 0.72 0.19 0.53 0.25 0.28
5.01 3.91 1.10 0.30 1.00 0.60 -0.04 -0.07 1.40 0.63 0.23 0.07 0.34 0.77 0.11 0.00 0.00 0.11 0.66 0.15 0.51 0.21 0.30
2.94 1.97 0.97 0.17 0.83 0.47 -0.13 -0.06 1.14 0.59 0.21 0.08 0.30 0.55 0.07 0.00 0.00 0.07 0.49 0.13 0.35 0.17 0.19
75.78 24.22 39.83 23.98 -1.99 10.37 40.59 13.25 2.66 24.68 59.41 3.49 1.96 0.00 1.53 55.93 15.16 40.76
73.81 26.19 40.21 23.48 0.26 9.20 41.08 13.29 3.38 24.41 58.92 -0.22 3.22 0.00 -3.45 59.14 17.14 42.00
71.42 28.58 54.97 32.21 -1.32 7.14 50.68 15.27 3.85 31.57 49.32 4.68 5.14 0.00 -0.47 44.64 13.81 30.83
74.60 25.40 63.85 37.72 -1.65 0.92 46.34 16.70 3.87 25.77 53.66 0.93 0.00 0.00 0.93 52.73 13.39 39.34
67.72 32.28 62.26 37.03 6.86 0.19 45.06 15.15 4.03 25.87 54.94 9.72 0.00 0.00 9.72 45.23 10.32 34.90
76.73 23.27 69.09 41.23 -0.97 -3.63 42.61 15.65 2.96 24.00 57.39 15.27 0.00 0.00 15.27 42.11 10.90 31.21
78.75 21.25 71.56 42.79 -2.83 -4.70 45.24 16.25 4.82 24.18 54.76 7.63 0.00 0.00 7.63 47.13 10.66 36.47
85.24 14.76 72.99 41.33 -11.28 -5.63 51.38 18.38 6.64 26.36 48.63 5.85 0.00 0.00 5.85 42.77 11.65 31.12
5.87 3.30 0.00 2.57 94.13 25.52 68.61
-0.38 5.47 0.00 -5.85 100.38 29.10 71.28
9.48 10.43 0.00 -0.95 90.52 28.00 62.52
1.73 0.00 0.00 1.73 98.27 24.95 73.32
17.68 0.00 0.00 17.68 82.32 18.79 63.53
26.62 0.00 0.00 26.62 73.38 19.00 54.38
13.93 0.00 0.00 13.93 86.07 19.47 66.60
12.04 0.00 0.00 12.04 87.96 23.96 64.01
0.03 2.67 77.71 5.51 14.09
0.04 2.00 75.92 8.35 13.70
0.04 2.06 76.61 10.01 11.28
0.05 1.90 79.37 9.17 9.51
0.05 2.54 77.53 11.23 8.66
0.07 2.88 78.81 9.65 8.59
0.08 2.61 72.20 13.12 11.98
0.15 1.42 76.72 13.00 8.71
11.87 0.00 52.44 0.00 26.08 9.61
12.57 0.00 48.31 0.00 28.94 10.17
7.89 0.00 40.60 0.00 38.20 13.31
6.95 0.00 35.68 0.00 44.80 12.56
6.53 0.00 31.95 0.00 47.73 13.80
6.19 0.00 30.16 0.00 50.27 13.38
4.52 0.00 27.73 3.60 54.79 9.36
4.66 0.00 24.48 0.00 59.78 11.09
.. 2.22 2.84 0.44 9.63
.. 3.34 4.57 0.44 6.64
.. 4.02 5.73 0.25 7.87
.. 3.25 5.68 0.24 9.50
.. 4.12 6.77 0.34 11.96
.. 3.12 6.24 0.29 12.71
.. 7.68 4.99 0.45 17.41
.. 8.13 4.64 0.24 13.65
3.81
4.29
5.35
42.15
43.85
46.61
53.71
58.77
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ec0
OECD BANKING STATISTICS 2012 – © OECD 2012
64
FINLAND Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 334 14 4 39 271 10 679 .. 37 605 37 133 35 45 53 1 147
Institutions 2008
2009
1 333 15 3 38 270 10 688 .. 36 606 46 132 34 45 53 1 154
4 1 125 539 411 169 417 0 43 .. .. .. 43 .. .. .. .. 1 172
490 25 657 15 113 12 787 2 033 7 395 1 116 1 167 .. .. 509 658 95 .. 95 .. 27 409
Employees 2008 468 26 484 16 295 12 963 1 259 7 726 1 204 1 472 .. .. 448 1 024 82 .. 82 .. 28 506
Total financial assets 2007 2008 2009 21 684 28 783 34 536 278 720 373 669 378 587 207 535 296 711 296 977 173 084 247 103 243 631 11 594 6 676 7 023 38 077 41 499 42 627 21 515 28 783 31 960 85 388 56 654 254 .. .. .. 2 064 2 300 .. 79 914 54 126 .. 253 228 254 159 051 138 615 .. 44 854 41 461 .. 4 809 4 472 .. 107 445 92 682 .. 544 843 597 722 413 376
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 318 15 4 35 261 7 .. .. .. .. 54 .. .. .. .. 373
4 1 189 487 430 238 464 0 6 .. .. .. 6 .. .. .. .. 1 199
Branches 2008 4 1 159 565 431 165 429 0 20 .. .. .. 20 .. .. .. .. 1 183
2009
2007
2009 453 32 298 15 561 12 346 1 252 14 295 1 190 .. .. .. .. 992 .. .. .. .. 33 743
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 22 708 30 015 35 646 279 456 374 444 379 377 207 795 297 023 297 310 173 268 247 315 243 850 11 643 6 715 7 060 38 433 41 850 42 978 21 584 28 857 32 028 68 441 43 172 269 .. .. .. .. .. .. 68 179 42 933 .. 262 239 269 51 438 47 619 .. 46 618 43 088 .. 4 820 4 531 .. .. .. .. 422 043 495 251 415 292
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fd27
OECD BANKING STATISTICS 2012 – © OECD 2012
65
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
FINLAND Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
107 081 17 683 124 764
114 672 26 427 141 098
124 155 41 532 165 687
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
3 014 30 480 33 494
1 893 35 874 37 767
3 050 33 245 36 295
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
110 095 48 163 158 257
116 565 62 300 178 865
127 206 74 777 201 982
142 750 84 253 227 003
156 156 92 048 248 204
174 626 104 829 279 456
196 141 178 303 374 444
198 919 180 458 379 377
113 123 15 042 128 165
119 910 25 320 145 230
122 634 38 119 160 753
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
1 909 28 183 30 092
1 857 31 778 33 635
1 745 39 484 41 229
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
115 032 43 225 158 257
121 767 57 098 178 865
124 379 77 603 201 982
130 927 96 076 227 003
139 990 108 213 248 204
161 036 118 420 279 456
181 304 193 141 374 444
172 235 207 141 379 377
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6e85
OECD BANKING STATISTICS 2012 – © OECD 2012
66
2006
2007
2008
2009
FRANCE Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
197 574 164 852 32 723 43 483 26 470 6 887 11 898 12 002 76 206 49 343 .. 2 530 .. 26 863 6 387 .. .. 822 20 476 3 201 17 275 7 942 9 333
173 607 139 306 34 301 44 986 27 280 6 956 11 739 12 924 79 287 50 746 .. 2 757 .. 28 541 7 039 .. .. 713 21 502 4 198 17 304 8 720 8 584
137 585 109 811 27 775 45 878 27 668 7 111 12 789 12 531 73 653 46 741 .. 2 595 .. 26 912 3 094 .. .. 32 23 818 4 162 19 656 9 376 10 280
158 716 129 787 28 929 47 557 29 590 7 541 12 594 12 914 76 485 50 108 .. 2 541 .. 26 377 -53 .. .. -2 663 26 430 3 160 23 270 11 064 12 206
205 176 179 813 25 363 74 637 33 099 7 465 22 383 26 620 100 000 58 021 .. 2 662 .. 41 979 2 770 .. .. 447 39 210 5 055 34 155 14 588 19 567
270 375 248 716 21 659 65 665 35 948 8 244 14 128 23 832 87 324 60 041 .. 2 749 .. 27 284 4 849 .. .. 274 22 434 866 21 568 9 219 12 349
293 674 262 799 30 875 33 065 36 419 8 919 -14 854 20 420 63 940 61 074 .. 3 674 .. 2 866 12 140 .. .. 208 -9 274 -2 361 -6 913 4 889 -11 802
203 056 161 638 41 418 57 209 38 413 9 627 15 180 13 243 98 627 61 530 .. 2 854 .. 37 097 15 573 .. .. 594 21 524 3 872 17 652 6 362 11 290
48 192 1 123 197 1 398 150 788 181 311 397
44 356 1 153 758 1 451 015 881 530 324 588
51 648 1 089 013 1 346 615 912 116 377 609
37 194 1 315 054 1 580 292 1 168 777 589 226
36 363 1 519 835 1 766 325 1 368 067 705 199
61 784 1 725 188 2 068 951 1 566 920 929 920
119 519 1 772 627 2 176 769 1 505 187 1 355 951
93 483 1 789 625 2 158 847 1 458 034 1 245 150
180 887 2 541 1 217 041 1 125 026 686 171 457 449
195 243 2 922 1 234 934 1 182 010 742 641 497 497
179 133 2 339 1 124 275 1 241 703 673 500 556 051
184 978 3 135 1 376 125 1 462 788 765 424 898 092
224 489 3 902 1 637 470 1 541 162 947 882 1 040 883
242 041 4 653 1 984 963 1 736 503 1 142 651 1 241 952
275 606 49 024 2 087 323 1 907 534 1 086 008 1 524 559
292 897 18 675 1 844 277 2 045 934 1 066 823 1 476 533
3 669 116 3 710 371
3 855 247 3 803 815
3 777 001 3 642 615
4 690 542 4 351 938
5 395 788 5 114 972
6 352 763 5 756 915
6 930 054 6 625 359
6 745 140 6 826 654
.. 333 607 149 472 838 522
.. 356 504 167 351 867 281
.. 362 060 171 572 982 474
.. 458 610 187 640 1 455 345
.. 582 074 241 863 1 731 403
.. 743 582 249 933 2 047 160
.. 747 737 270 370 2 145 266
.. 669 915 286 187 2 080 423
873 054
910 926
1 030 233
1 516 100
1 916 304
2 201 123
2 103 720
2 055 845
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
951 26 110 410 742
895 26 136 409 600
383 26 063 376 265
373 26 267 385 618
363 39 179 411 191
349 38 843 430 031
338 38 683 428 512
325 38 158 421 988
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
67
FRANCE Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.33 4.44 0.88 1.17 0.71 0.19 0.32 0.32 2.05 1.33 .. 0.07 .. 0.72 0.17 .. .. 0.02 0.55 0.09 0.47 0.21 0.25
4.56 3.66 0.90 1.18 0.72 0.18 0.31 0.34 2.08 1.33 .. 0.07 .. 0.75 0.19 .. .. 0.02 0.57 0.11 0.46 0.23 0.23
3.78 3.02 0.76 1.26 0.76 0.20 0.35 0.34 2.02 1.28 .. 0.07 .. 0.74 0.09 .. .. 0.00 0.65 0.11 0.54 0.26 0.28
3.65 2.98 0.67 1.09 0.68 0.17 0.29 0.30 1.76 1.15 .. 0.06 .. 0.61 0.00 .. .. -0.06 0.61 0.07 0.54 0.25 0.28
4.01 3.52 0.50 1.46 0.65 0.15 0.44 0.52 1.96 1.13 .. 0.05 .. 0.82 0.05 .. .. 0.01 0.77 0.10 0.67 0.29 0.38
4.70 4.32 0.38 1.14 0.62 0.14 0.25 0.41 1.52 1.04 .. 0.05 .. 0.47 0.08 .. .. 0.01 0.39 0.02 0.38 0.16 0.22
4.43 3.97 0.47 0.50 0.55 0.14 -0.22 0.31 0.97 0.92 .. 0.06 .. 0.04 0.18 .. .. 0.00 -0.14 -0.04 -0.10 0.07 -0.18
2.97 2.37 0.61 0.84 0.56 0.14 0.22 0.19 1.45 0.90 .. 0.04 .. 0.54 0.23 .. .. 0.01 0.32 0.06 0.26 0.09 0.17
42.94 57.06 34.74 9.04 15.61 15.75 64.75 .. 3.32 .. 35.25 8.38 .. .. 1.08 26.87 4.20 22.67
43.26 56.74 34.41 8.77 14.81 16.30 64.00 .. 3.48 .. 36.00 8.88 .. .. 0.90 27.12 5.30 21.83
37.71 62.29 37.57 9.65 17.36 17.01 63.46 .. 3.52 .. 36.54 4.20 .. .. 0.04 32.34 5.65 26.69
37.82 62.18 38.69 9.86 16.47 16.88 65.51 .. 3.32 .. 34.49 -0.07 .. .. -3.48 34.56 4.13 30.42
25.36 74.64 33.10 7.47 22.38 26.62 58.02 .. 2.66 .. 41.98 2.77 .. .. 0.45 39.21 5.06 34.16
24.80 75.20 41.17 9.44 16.18 27.29 68.76 .. 3.15 .. 31.24 5.55 .. .. 0.31 25.69 0.99 24.70
48.29 51.71 56.96 13.95 -23.23 31.94 95.52 .. 5.75 .. 4.48 18.99 .. .. 0.33 -14.51 -3.69 -10.81
41.99 58.01 38.95 9.76 15.39 13.43 62.39 .. 2.89 .. 37.61 15.79 .. .. 0.60 21.82 3.93 17.90
23.78 .. .. 3.06 76.22 11.92 64.31
24.66 .. .. 2.50 75.34 14.71 60.63
11.50 .. .. 0.12 88.51 15.47 73.04
-0.20 .. .. -10.10 100.20 11.98 88.22
6.60 .. .. 1.06 93.40 12.04 81.36
17.77 .. .. 1.01 82.23 3.18 79.05
423.62 .. .. 7.27 -323.62 -82.39 -241.23
41.98 .. .. 1.60 58.02 10.44 47.58
1.31 30.61 38.11 21.48 8.49
1.15 29.93 37.64 22.87 8.42
1.37 28.83 35.65 24.15 10.00
0.79 28.04 33.69 24.92 12.56
0.67 28.17 32.74 25.35 13.07
0.97 27.16 32.57 24.67 14.64
1.73 25.58 31.41 21.72 19.57
1.39 26.53 32.01 21.62 18.46
4.93 0.07 33.17 30.66 18.70 12.47
5.06 0.08 32.03 30.66 19.26 12.90
4.74 0.06 29.77 32.88 17.83 14.72
3.94 0.07 29.34 31.19 16.32 19.15
4.16 0.07 30.35 28.56 17.57 19.29
3.81 0.07 31.25 27.34 17.99 19.55
3.98 0.71 30.12 27.53 15.67 22.00
4.34 0.28 27.34 30.33 15.82 21.89
.. .. 9.09 4.07 22.85
.. .. 9.25 4.34 22.50
.. .. 9.59 4.54 26.01
.. .. 9.78 4.00 31.03
.. .. 10.79 4.48 32.09
.. .. 11.71 3.93 32.23
.. .. 10.79 3.90 30.96
.. .. 9.93 4.24 30.84
23.80
23.63
27.28
32.32
35.52
34.65
30.36
30.48
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
68
FRANCE Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
112 147 97 577 14 570 27 395 16 099 4 542 8 936 6 902 41 965 28 382 .. 1 523 .. 13 583 3 714 .. .. 14 9 869 643 9 226 5 665 3 561
90 115 75 090 15 025 28 270 16 127 4 484 9 898 6 728 43 295 29 108 .. 1 717 .. 14 187 4 170 .. .. 137 10 018 1 228 8 790 6 673 2 118
94 200 80 873 13 327 31 401 17 452 5 153 11 252 7 849 44 728 29 395 .. 1 698 .. 15 333 1 162 .. .. -234 14 171 1 919 12 251 8 557 3 694
115 194 100 462 14 732 33 120 18 747 5 617 11 429 8 561 47 852 32 431 .. 1 645 .. 15 420 213 .. .. -1 125 15 207 1 124 14 083 10 290 3 793
153 915 142 215 11 699 51 394 21 523 5 522 21 190 14 204 63 094 39 490 .. 1 739 .. 23 604 841 .. .. -146 22 763 2 710 20 053 14 040 6 013
209 121 200 295 8 826 42 477 23 876 6 187 13 114 11 675 51 303 41 302 .. 1 810 .. 10 001 2 647 .. .. -383 7 354 -852 8 207 8 594 -387
223 170 204 263 18 907 18 426 24 204 6 858 -12 931 14 010 37 333 42 151 .. 2 744 .. -4 818 8 998 .. .. -17 -13 816 -3 016 -10 800 4 588 -15 388
143 379 116 318 27 060 39 604 25 896 7 343 13 304 7 747 66 665 42 497 .. 1 905 .. 24 168 11 831 .. .. -6 12 337 1 612 10 725 5 937 4 787
32 339 675 426 741 480 546 288 238 400
31 251 703 045 749 399 609 503 244 745
33 523 782 476 830 219 748 968 328 141
19 911 990 174 1 016 059 1 004 797 533 393
21 394 1 165 813 1 140 660 1 165 081 643 071
42 996 1 334 127 1 373 035 1 342 188 858 506
90 663 1 326 289 1 427 939 1 228 012 1 261 566
74 098 1 261 811 1 389 852 1 164 929 1 167 035
91 513 1 498 773 741 584 422 443 178 339 582
95 859 2 146 784 658 611 661 471 320 372 299
95 328 2 328 906 768 672 867 536 599 509 439
97 836 3 005 1 137 929 871 835 615 381 838 349
127 266 3 868 1 371 216 932 323 737 031 964 315
131 580 4 631 1 650 769 1 097 605 910 923 1 155 344
146 775 5 085 1 706 095 1 229 972 832 591 1 413 950
154 747 18 670 1 398 205 1 314 934 794 224 1 376 945
2 233 934 2 307 167
2 337 943 2 336 123
2 723 329 2 666 189
3 564 334 3 265 785
4 136 019 3 926 947
4 950 851 4 478 640
5 334 468 5 172 778
5 057 726 5 182 770
.. 206 464 101 629 712 224
.. 226 073 99 281 728 323
.. 305 928 99 170 935 444
.. 410 017 111 252 1 408 882
.. 515 297 150 197 1 679 509
.. 668 363 145 457 1 976 642
.. 623 201 150 936 2 082 719
.. 545 057 161 936 2 001 585
749 660
774 838
987 281
1 465 549
1 824 384
2 094 792
2 000 985
1 954 719
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
284 10 161 212 432
273 10 258 211 953
235 11 025 207 354
227 11 043 214 719
223 23 777 238 652
219 23 344 257 186
214 22 981 258 004
205 22 425 254 045
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
69
FRANCE Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.86 4.23 0.63 1.19 0.70 0.20 0.39 0.30 1.82 1.23 .. 0.07 .. 0.59 0.16 .. .. 0.00 0.43 0.03 0.40 0.25 0.15
3.86 3.21 0.64 1.21 0.69 0.19 0.42 0.29 1.85 1.25 .. 0.07 .. 0.61 0.18 .. .. 0.01 0.43 0.05 0.38 0.29 0.09
3.53 3.03 0.50 1.18 0.66 0.19 0.42 0.29 1.68 1.10 .. 0.06 .. 0.58 0.04 .. .. -0.01 0.53 0.07 0.46 0.32 0.14
3.53 3.08 0.45 1.01 0.57 0.17 0.35 0.26 1.47 0.99 .. 0.05 .. 0.47 0.01 .. .. -0.03 0.47 0.03 0.43 0.32 0.12
3.92 3.62 0.30 1.31 0.55 0.14 0.54 0.36 1.61 1.01 .. 0.04 .. 0.60 0.02 .. .. 0.00 0.58 0.07 0.51 0.36 0.15
4.67 4.47 0.20 0.95 0.53 0.14 0.29 0.26 1.15 0.92 .. 0.04 .. 0.22 0.06 .. .. -0.01 0.16 -0.02 0.18 0.19 -0.01
4.31 3.95 0.37 0.36 0.47 0.13 -0.25 0.27 0.72 0.82 .. 0.05 .. -0.09 0.17 .. .. 0.00 -0.27 -0.06 -0.21 0.09 -0.30
2.77 2.24 0.52 0.76 0.50 0.14 0.26 0.15 1.29 0.82 .. 0.04 .. 0.47 0.23 .. .. 0.00 0.24 0.03 0.21 0.12 0.09
34.72 65.28 38.36 10.82 21.29 16.45 67.63 .. 3.63 .. 32.37 8.85 .. .. 0.03 23.52 1.53 21.99
34.70 65.30 37.25 10.36 22.86 15.54 67.23 .. 3.97 .. 32.77 9.63 .. .. 0.32 23.14 2.84 20.30
29.80 70.20 39.02 11.52 25.16 17.55 65.72 .. 3.80 .. 34.28 2.60 .. .. -0.52 31.68 4.29 27.39
30.79 69.21 39.18 11.74 23.88 17.89 67.78 .. 3.44 .. 32.23 0.45 .. .. -2.35 31.78 2.35 29.43
18.54 81.46 34.11 8.75 33.58 22.51 62.59 .. 2.76 .. 37.41 1.33 .. .. -0.23 36.08 4.30 31.78
17.20 82.80 46.54 12.06 25.56 22.76 80.51 .. 3.53 .. 19.50 5.16 .. .. -0.75 14.34 -1.66 16.00
50.65 49.36 64.83 18.37 -34.64 37.53 112.91 .. 7.35 .. -12.91 24.10 .. .. -0.05 -37.01 -8.08 -28.93
40.59 59.41 38.85 11.02 19.96 11.62 63.75 .. 2.86 .. 36.25 17.75 .. .. -0.01 18.51 2.42 16.09
27.34 .. .. 0.10 72.66 4.73 67.92
29.39 .. .. 0.97 70.61 8.66 61.96
7.58 .. .. -1.52 92.42 12.52 79.90
1.38 .. .. -7.30 98.62 7.29 91.33
3.56 .. .. -0.62 96.44 11.48 84.96
26.47 .. .. -3.83 73.54 -8.52 82.06
-186.77 .. .. 0.35 286.77 62.61 224.16
48.95 .. .. -0.03 51.05 6.67 44.38
1.45 30.24 33.19 24.45 10.67
1.34 30.07 32.05 26.07 10.47
1.23 28.73 30.49 27.50 12.05
0.56 27.78 28.51 28.19 14.97
0.52 28.19 27.58 28.17 15.55
0.87 26.95 27.73 27.11 17.34
1.70 24.86 26.77 23.02 23.65
1.47 24.95 27.48 23.03 23.07
4.10 0.07 34.64 26.16 19.84 15.20
4.10 0.09 33.56 26.16 20.16 15.92
3.50 0.09 33.30 24.71 19.70 18.71
2.75 0.08 31.93 24.46 17.27 23.52
3.08 0.09 33.15 22.54 17.82 23.32
2.66 0.09 33.34 22.17 18.40 23.34
2.75 0.10 31.98 23.06 15.61 26.51
3.06 0.37 27.65 26.00 15.70 27.23
.. .. 9.24 4.55 31.88
.. .. 9.67 4.25 31.15
.. .. 11.23 3.64 34.35
.. .. 11.50 3.12 39.53
.. .. 12.46 3.63 40.61
.. .. 13.50 2.94 39.93
.. .. 11.68 2.83 39.04
.. .. 10.78 3.20 39.58
33.56
33.14
36.25
41.12
44.11
42.31
37.51
38.65
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
70
FRANCE Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
108 367 95 522 12 844 32 528 18 304 7 104 13 488 7 840 45 373 31 505 .. 2 819 .. 13 868 3 416 .. .. -260 10 452 2 624 7 828 7 064 764
85 605 72 089 13 516 32 452 17 154 6 683 11 711 10 270 45 968 30 285 .. 3 324 .. 15 683 3 304 .. .. -174 12 379 3 524 8 855 7 896 959
54 706 45 835 8 871 23 301 12 924 3 906 8 428 5 855 32 172 21 539 .. 1 283 .. 10 634 513 .. .. -232 10 121 1 209 8 912 6 117 2 795
66 030 56 892 9 138 23 769 13 244 4 149 8 878 5 797 32 907 23 067 .. 1 213 .. 9 840 -718 .. .. -1 214 10 559 266 10 293 7 670 2 623
86 247 82 118 4 128 37 068 13 509 3 700 16 599 10 660 41 197 25 072 .. 1 236 .. 16 125 435 .. .. 73 15 690 1 465 14 225 9 604 4 621
120 089 115 865 4 224 26 528 15 248 4 130 8 565 6 845 30 752 26 229 .. 1 268 .. 4 523 2 134 .. .. 81 2 389 -1 546 3 935 5 052 -1 117
123 646 113 320 10 326 14 720 14 635 4 164 -5 979 10 229 25 047 25 238 .. 1 267 .. -191 5 452 .. .. -5 -5 643 -2 825 -2 818 2 816 -5 635
75 249 55 023 20 226 22 964 15 690 3 719 6 530 4 463 43 190 27 102 .. 1 365 .. 16 088 7 204 .. .. -31 8 884 694 8 190 4 256 3 934
.. 636 042 678 727 576 453 239 748
.. 681 918 683 729 655 468 261 496
29 271 472 049 594 800 527 731 246 644
13 043 609 511 713 947 682 157 395 919
13 027 771 020 787 626 784 146 487 570
31 078 863 299 952 384 893 776 674 666
72 438 840 256 964 996 816 923 1 031 485
58 191 783 948 946 810 816 462 887 939
66 998 .. 441 578 683 364 395 444 543 585
68 662 .. 460 401 714 711 401 490 637 347
60 906 2 235 586 189 538 342 305 404 377 421
57 714 2 519 753 880 630 392 334 224 635 848
71 941 3 191 923 573 689 351 414 343 740 990
77 752 3 081 1 112 579 818 237 526 585 876 969
81 044 4 382 1 089 015 919 431 497 370 1 134 856
99 871 8 712 905 024 948 348 471 466 1 059 928
2 130 969 ..
2 282 611 ..
1 870 496 1 821 500
2 414 577 2 147 399
2 843 388 2 661 876
3 415 203 3 221 792
3 726 098 3 558 582
3 493 349 3 599 028
.. .. .. ..
.. .. .. ..
.. 180 237 77 362 668 061
.. 243 423 85 663 1 063 406
.. 313 883 103 628 1 281 732
.. 397 355 100 588 1 483 275
.. 367 940 102 142 1 660 541
.. 357 638 112 603 1 633 221
..
..
718 680
1 126 874
1 401 417
1 597 998
1 634 423
1 612 911
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
5 .. ..
4 .. ..
65 8 273 154 345
59 8 123 155 923
59 8 274 159 132
60 8 433 163 992
48 8 153 161 053
51 8 325 162 020
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
71
FRANCE Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
3.00 2.52 0.49 1.28 0.71 0.21 0.46 0.32 1.77 1.18 .. 0.07 .. 0.58 0.03 .. .. -0.01 0.56 0.07 0.49 0.34 0.15
3.08 2.65 0.43 1.11 0.62 0.19 0.41 0.27 1.53 1.07 .. 0.06 .. 0.46 -0.03 .. .. -0.06 0.49 0.01 0.48 0.36 0.12
3.24 3.09 0.16 1.39 0.51 0.14 0.62 0.40 1.55 0.94 .. 0.05 .. 0.61 0.02 .. .. 0.00 0.59 0.06 0.53 0.36 0.17
3.73 3.60 0.13 0.82 0.47 0.13 0.27 0.21 0.95 0.81 .. 0.04 .. 0.14 0.07 .. .. 0.00 0.07 -0.05 0.12 0.16 -0.04
3.48 3.18 0.29 0.41 0.41 0.12 -0.17 0.29 0.70 0.71 .. 0.04 .. -0.01 0.15 .. .. 0.00 -0.16 -0.08 -0.08 0.08 -0.16
2.09 1.53 0.56 0.64 0.44 0.10 0.18 0.12 1.20 0.75 .. 0.04 .. 0.45 0.20 .. .. 0.00 0.25 0.02 0.23 0.12 0.11
28.31 71.69 40.34 15.66 29.73 17.28 69.44 .. 6.21 .. 30.56 7.53 .. .. -0.57 23.04 5.78 17.25
29.40 70.60 37.32 14.54 25.48 22.34 65.88 .. 7.23 .. 34.12 7.19 .. .. -0.38 26.93 7.67 19.26
27.57 72.43 40.17 12.14 26.20 18.20 66.95 .. 3.99 .. 33.05 1.59 .. .. -0.72 31.46 3.76 27.70
27.77 72.23 40.25 12.61 26.98 17.62 70.10 .. 3.69 .. 29.90 -2.18 .. .. -3.69 32.09 0.81 31.28
10.02 89.98 32.79 8.98 40.29 25.88 60.86 .. 3.00 .. 39.14 1.06 .. .. 0.18 38.09 3.56 34.53
13.74 86.26 49.58 13.43 27.85 22.26 85.29 .. 4.12 .. 14.71 6.94 .. .. 0.27 7.77 -5.03 12.79
41.23 58.77 58.43 16.63 -23.87 40.84 100.76 .. 5.06 .. -0.76 21.77 .. .. -0.02 -22.53 -11.28 -11.25
46.83 53.17 36.33 8.61 15.12 10.33 62.75 .. 3.16 .. 37.25 16.68 .. .. -0.07 20.57 1.61 18.96
24.63 .. .. -1.88 75.37 18.92 56.45
21.07 .. .. -1.11 78.93 22.47 56.46
4.82 .. .. -2.18 95.18 11.37 83.81
-7.30 .. .. -12.34 107.30 2.70 104.60
2.70 .. .. 0.45 97.30 9.08 88.22
47.18 .. .. 1.80 52.82 -34.17 87.00
-2 848.46 .. .. 2.57 2 948.46 1 475.96 1 472.50
44.78 .. .. -0.19 55.22 4.31 50.91
.. 29.85 31.85 27.05 11.25
.. 29.87 29.95 28.72 11.46
1.57 25.24 31.80 28.21 13.19
0.54 25.24 29.57 28.25 16.40
0.46 27.12 27.70 27.58 17.15
0.91 25.28 27.89 26.17 19.76
1.94 22.55 25.90 21.92 27.68
1.67 22.44 27.10 23.37 25.42
3.14 .. 20.72 32.07 18.56 25.51
3.01 .. 20.17 31.31 17.59 27.92
3.26 0.12 31.34 28.78 16.33 20.18
2.39 0.10 31.22 26.11 13.84 26.33
2.53 0.11 32.48 24.24 14.57 26.06
2.28 0.09 32.58 23.96 15.42 25.68
2.18 0.12 29.23 24.68 13.35 30.46
2.86 0.25 25.91 27.15 13.50 30.34
.. .. .. .. ..
.. .. .. .. ..
.. .. 9.64 4.14 35.72
.. .. 10.08 3.55 44.04
.. .. 11.04 3.65 45.08
.. .. 11.64 2.95 43.43
.. .. 9.88 2.74 44.57
.. .. 10.24 3.22 46.75
..
..
38.42
46.67
49.29
46.79
43.86
46.17
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
72
FRANCE Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
41 023 26 517 14 506 9 695 8 715 1 789 112 2 658 24 201 15 741 .. 807 .. 8 460 1 762 .. .. 625 6 697 1 529 5 169 172 4 997
39 964 25 446 14 518 11 128 9 343 1 833 680 2 937 25 646 16 404 .. 844 0 9 242 1 914 .. .. 251 7 328 1 976 5 352 184 5 168
43 283 28 897 14 385 14 446 10 192 1 954 1 538 4 670 28 831 17 276 .. 891 .. 11 555 1 925 .. .. 265 9 629 2 239 7 391 818 6 573
43 420 29 288 14 132 14 404 10 817 1 920 1 166 4 341 28 536 17 605 .. 891 .. 10 931 -277 .. .. -1 538 11 208 2 029 9 179 773 8 406
51 181 37 570 13 611 23 176 11 567 1 943 1 193 12 358 36 787 18 473 .. 917 .. 18 315 1 924 .. .. 592 16 390 2 336 14 054 548 13 506
61 178 48 393 12 784 23 173 12 063 2 056 1 014 12 151 35 957 18 685 .. 934 .. 17 272 2 205 .. .. 657 15 067 1 715 13 352 624 12 728
70 429 58 510 11 919 14 622 12 206 2 060 -1 924 6 400 26 540 18 869 .. 926 .. 7 671 3 142 .. .. 225 4 528 651 3 877 301 3 577
59 601 45 298 14 304 17 591 12 508 2 283 1 875 5 492 31 895 18 979 .. 945 .. 12 916 3 741 .. .. 600 9 174 2 255 6 919 423 6 496
15 514 265 741 431 994 121 103 45 324
12 565 264 029 468 324 138 308 47 596
18 085 305 854 515 480 162 984 49 358
17 261 324 422 563 328 163 775 55 727
14 953 353 607 624 994 202 878 62 042
18 772 390 749 695 251 224 626 71 329
28 841 446 101 748 240 276 925 94 314
19 368 527 490 768 308 292 982 78 032
59 535 14 155 889 520 482 99 943 43 813
71 186 42 157 199 544 086 114 427 43 883
83 480 12 216 830 568 528 136 412 46 500
86 800 130 237 606 590 633 149 707 59 637
96 921 34 265 871 608 609 210 614 76 425
110 152 22 333 836 638 673 231 535 86 510
128 516 13 424 827 677 260 253 292 110 511
137 827 5 445 724 730 742 272 388 99 495
879 675 863 810
930 822 896 573
1 051 761 974 475
1 124 512 1 084 395
1 258 474 1 186 666
1 400 727 1 277 022
1 594 420 1 451 414
1 686 180 1 642 691
.. 47 155 36 247 47 757
.. 46 623 58 181 43 629
.. 56 089 72 324 47 023
.. 48 531 76 301 46 457
.. 66 732 91 606 51 888
.. 75 174 104 416 70 510
.. 124 497 119 374 62 539
.. 124 802 124 191 78 837
29 595
36 573
42 854
50 456
91 917
106 327
102 734
101 126
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
136 14 557 167 621
129 14 675 166 928
127 14 929 167 924
125 15 151 169 939
121 15 344 171 797
111 15 445 172 130
105 15 642 169 809
101 15 675 167 251
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
73
FRANCE Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.75 3.07 1.68 1.12 1.01 0.21 0.01 0.31 2.80 1.82 .. 0.09 .. 0.98 0.20 .. .. 0.07 0.78 0.18 0.60 0.02 0.58
4.46 2.84 1.62 1.24 1.04 0.20 0.08 0.33 2.86 1.83 .. 0.09 0.00 1.03 0.21 .. .. 0.03 0.82 0.22 0.60 0.02 0.58
4.44 2.97 1.48 1.48 1.05 0.20 0.16 0.48 2.96 1.77 .. 0.09 .. 1.19 0.20 .. .. 0.03 0.99 0.23 0.76 0.08 0.67
4.00 2.70 1.30 1.33 1.00 0.18 0.11 0.40 2.63 1.62 .. 0.08 .. 1.01 -0.03 .. .. -0.14 1.03 0.19 0.85 0.07 0.78
4.31 3.17 1.15 1.95 0.98 0.16 0.10 1.04 3.10 1.56 .. 0.08 .. 1.54 0.16 .. .. 0.05 1.38 0.20 1.18 0.05 1.14
4.79 3.79 1.00 1.82 0.95 0.16 0.08 0.95 2.82 1.46 .. 0.07 .. 1.35 0.17 .. .. 0.05 1.18 0.13 1.05 0.05 1.00
4.85 4.03 0.82 1.01 0.84 0.14 -0.13 0.44 1.83 1.30 .. 0.06 .. 0.53 0.22 .. .. 0.02 0.31 0.05 0.27 0.02 0.25
3.63 2.76 0.87 1.07 0.76 0.14 0.11 0.33 1.94 1.16 .. 0.06 .. 0.79 0.23 .. .. 0.04 0.56 0.14 0.42 0.03 0.40
59.94 40.06 36.01 7.39 0.46 10.98 65.04 .. 3.34 .. 34.96 7.28 .. .. 2.58 27.67 6.32 21.36
56.61 43.39 36.43 7.15 2.65 11.45 63.96 .. 3.29 0.00 36.04 7.46 .. .. 0.98 28.57 7.71 20.87
49.90 50.10 35.35 6.78 5.33 16.20 59.92 .. 3.09 .. 40.08 6.68 .. .. 0.92 33.40 7.77 25.63
49.52 50.48 37.91 6.73 4.09 15.21 61.69 .. 3.12 .. 38.31 -0.97 .. .. -5.39 39.28 7.11 32.17
37.00 63.00 31.44 5.28 3.24 33.59 50.22 .. 2.49 .. 49.79 5.23 .. .. 1.61 44.55 6.35 38.20
35.55 64.45 33.55 5.72 2.82 33.79 51.96 .. 2.60 .. 48.04 6.13 .. .. 1.83 41.90 4.77 37.13
44.91 55.09 45.99 7.76 -7.25 24.12 71.10 .. 3.49 .. 28.90 11.84 .. .. 0.85 17.06 2.45 14.61
44.85 55.15 39.22 7.16 5.88 17.22 59.51 .. 2.96 .. 40.49 11.73 .. .. 1.88 28.76 7.07 21.69
20.83 .. .. 7.39 79.16 18.07 61.10
20.71 .. .. 2.72 79.29 21.38 57.91
16.66 .. .. 2.30 83.34 19.37 63.96
-2.54 .. .. -14.07 102.54 18.57 83.97
10.51 .. .. 3.23 89.49 12.76 76.74
12.77 .. .. 3.80 87.23 9.93 77.30
40.97 .. .. 2.94 59.03 8.49 50.55
28.97 .. .. 4.64 71.03 17.46 53.57
1.76 30.21 49.11 13.77 5.15
1.35 28.37 50.31 14.86 5.11
1.72 29.08 49.01 15.50 4.69
1.54 28.85 50.10 14.56 4.96
1.19 28.10 49.66 16.12 4.93
1.34 27.90 49.64 16.04 5.09
1.81 27.98 46.93 17.37 5.92
1.15 31.28 45.57 17.38 4.63
6.77 0.00 17.72 59.17 11.36 4.98
7.65 0.01 16.89 58.45 12.29 4.71
7.94 0.00 20.62 54.06 12.97 4.42
7.72 0.01 21.13 52.52 13.31 5.30
7.70 0.00 21.13 48.36 16.74 6.07
7.86 0.00 23.83 45.60 16.53 6.18
8.06 0.00 26.65 42.48 15.89 6.93
8.17 0.00 26.43 43.34 16.15 5.90
.. .. 5.36 4.12 5.43
.. .. 5.01 6.25 4.69
.. .. 5.33 6.88 4.47
.. .. 4.32 6.79 4.13
.. .. 5.30 7.28 4.12
.. .. 5.37 7.45 5.03
.. .. 7.81 7.49 3.92
.. .. 7.40 7.37 4.68
3.36
3.93
4.07
4.49
7.30
7.59
6.44
6.00
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8cb1
OECD BANKING STATISTICS 2012 – © OECD 2012
74
FRANCE Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 355 227 73 .. 110 18 330 .. .. 323 7 .. .. .. .. ..
2009
1 342 220 62 .. 104 18 312 .. .. 306 6 .. .. .. .. ..
2007 1 331 212 54 .. 101 18 306 .. .. 301 5 .. .. .. .. ..
96 39 560 18 215 .. .. 20 203 1 142 .. .. .. .. .. .. .. .. .. ..
Branches 2008 96 39 634 17 666 .. .. 20 872 1 096 .. .. .. .. .. .. .. .. .. ..
2009 96 38 479 16 569 .. .. 20 903 1 007 .. .. .. .. .. .. .. .. .. ..
2007 14 641 450 877 272 022 .. .. 178 125 730 28 254 .. .. 26 646 1 608 .. .. .. .. ..
Employees 2008 12 746 449 556 272 805 .. .. 176 032 719 26 467 .. .. 24 876 1 591 .. .. .. .. ..
2009 12 746 445 558 270 755 .. .. 174 095 708 26 567 .. .. 24 864 1 703 .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 360 708 553 019 506 050 6 352 763 6 930 054 6 745 140 4 950 851 5 334 468 5 057 726 .. .. .. .. .. .. 1 400 727 1 594 420 1 686 180 1 184 1 167 1 234 550 722 593 264 642 111 .. .. .. .. .. .. 530 858 572 506 619 996 19 863 20 758 22 116 .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/d6e2
OECD BANKING STATISTICS 2012 – © OECD 2012
75
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
FRANCE Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
2 416 978 550 460 2 967 438
2 502 155 576 787 3 078 942
2 708 062 702 663 3 410 725
3 013 164 1 005 397 4 018 561
3 373 639 1 198 056 4 571 695
3 927 184 1 438 315 5 365 499
4 312 850 1 505 868 5 818 718
4 425 565 1 518 147 5 943 713
111 419 351 578 462 997
115 788 344 817 460 605
135 648 398 728 534 376
173 796 594 268 768 064
212 196 686 142 898 338
259 130 786 995 1 046 125
246 456 820 997 1 067 452
206 598 753 397 959 995
2 528 397 902 038 3 430 435
2 617 943 921 604 3 539 547
2 843 710 1 101 391 3 945 101
3 186 961 1 599 665 4 786 626
3 585 835 1 884 199 5 470 034
4 186 314 2 225 310 6 411 623
4 559 306 2 326 865 6 886 171
4 632 163 2 271 544 6 903 707
2 388 340 524 134 2 912 474
2 479 869 558 299 3 038 168
2 674 459 676 487 3 350 946
2 967 489 967 725 3 935 214
3 231 507 1 218 798 4 450 305
3 796 569 1 453 430 5 249 999
4 274 029 1 451 935 5 725 964
4 400 086 1 450 648 5 850 735
97 386 420 575 517 961
91 690 409 689 501 379
99 005 495 150 594 155
134 558 716 854 851 412
132 670 887 059 1 019 729
194 266 967 358 1 161 624
256 977 903 230 1 160 207
215 969 837 004 1 052 973
2 485 726 944 709 3 430 435
2 571 559 967 988 3 539 547
2 773 464 1 171 636 3 945 101
3 102 047 1 684 579 4 786 626
3 364 176 2 105 857 5 470 034
3 990 836 2 420 788 6 411 623
4 531 006 2 355 165 6 886 171
4 616 055 2 287 652 6 903 707
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/ddb1
OECD BANKING STATISTICS 2012 – © OECD 2012
76
GERMANY Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
270 067 191 353 78 714 25 588 29 126 5 323 2 940 -1 155 104 302 75 704 40 221 .. 35 483 28 598 20 185 28 228 .. -8 043 8 413 3 475 4 938 3 875 1 063
241 314 166 458 74 856 24 226 29 405 5 625 6 420 -5 974 99 082 74 536 40 192 .. 34 344 24 546 24 865 19 927 .. 4 938 -319 5 118 -5 437 2 732 -8 169
233 579 155 997 77 582 18 254 30 814 6 235 1 246 -7 571 95 836 72 743 39 654 .. 33 089 23 093 15 445 15 312 .. 133 7 648 5 134 2 514 2 766 -252
256 932 176 251 80 681 34 065 33 954 6 946 11 403 -4 346 114 746 75 681 41 815 .. 33 866 39 065 8 721 12 818 .. -4 097 30 344 9 280 21 064 7 890 13 174
279 105 197 428 81 677 33 590 36 616 7 914 4 379 509 115 267 78 064 44 139 .. 33 925 37 203 12 752 12 315 .. 437 24 451 5 103 19 348 9 646 9 702
321 070 236 840 84 230 28 008 40 087 9 763 -1 142 -1 174 112 238 78 125 42 811 .. 35 314 34 113 8 534 14 568 .. -6 034 25 579 5 634 19 947 13 090 6 857
327 959 244 654 83 305 9 306 38 805 10 464 -18 735 -300 92 611 75 345 40 358 .. 34 987 17 266 36 065 27 849 .. 8 216 -18 799 1 134 -19 933 2 966 -22 899
232 155 149 384 82 771 21 256 37 001 10 800 6 885 -11 830 104 027 78 629 43 220 .. 35 409 25 398 28 497 21 209 .. 7 288 -3 099 3 707 -6 805 2 302 -9 107
68 448 1 299 654 2 658 014 1 371 942 213 931
71 481 1 264 797 2 624 658 1 354 308 190 089
61 180 1 371 227 2 621 744 1 446 808 201 811
65 055 1 378 443 2 746 696 1 534 937 180 413
66 167 1 376 413 2 859 279 1 631 988 200 858
79 894 1 482 507 3 093 261 1 712 413 240 426
124 903 1 405 690 2 987 259 1 605 805 320 883
102 697 1 221 475 2 862 195 1 575 851 252 891
248 270 103 446 1 611 257 2 397 972 923 866 327 178
246 039 136 074 1 526 525 2 423 808 875 919 296 968
232 734 147 860 1 598 290 2 545 583 865 615 312 688
244 791 164 977 1 591 758 2 639 131 934 518 330 369
260 360 209 133 1 606 060 2 735 572 957 919 365 661
272 820 223 193 1 731 508 2 967 629 1 012 048 401 303
296 536 235 993 1 520 333 2 994 856 946 596 450 226
299 176 136 159 1 334 094 2 927 297 917 975 400 408
5 611 989 5 658 842
5 505 333 5 604 326
5 702 770 5 604 440
5 905 544 5 917 263
6 134 705 6 070 404
6 608 501 6 468 463
6 444 540 6 589 314
6 015 109 6 285 766
136 685 901 642 333 615 1 692 895
133 987 893 967 326 354 1 679 949
136 241 960 092 350 475 1 935 143
125 686 1 003 727 405 524 2 125 988
148 699 1 024 282 459 007 2 400 702
207 241 1 042 284 462 888 2 695 276
221 427 1 037 923 346 455 2 268 188
168 615 1 062 396 344 840 1 984 276
1 259 841
1 191 208
1 362 710
1 400 148
1 461 862
1 550 199
1 196 050
992 093
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
2 215 35 187 705 500
2 076 33 623 678 950
1 995 42 486 665 750
1 934 41 235 659 200
1 891 38 321 649 300
1 856 37 793 649 450
1 816 37 487 644 400
1 774 37 289 633 550
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
77
GERMANY Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.77 3.38 1.39 0.45 0.52 0.09 0.05 -0.02 1.84 1.34 0.71 .. 0.63 0.51 0.36 0.50 .. -0.14 0.15 0.06 0.09 0.07 0.02
4.31 2.97 1.34 0.43 0.53 0.10 0.12 -0.11 1.77 1.33 0.72 .. 0.61 0.44 0.44 0.36 .. 0.09 -0.01 0.09 -0.10 0.05 -0.15
4.17 2.78 1.38 0.33 0.55 0.11 0.02 -0.14 1.71 1.30 0.71 .. 0.59 0.41 0.28 0.27 .. 0.00 0.14 0.09 0.05 0.05 0.00
4.34 2.98 1.36 0.58 0.57 0.12 0.19 -0.07 1.94 1.28 0.71 .. 0.57 0.66 0.15 0.22 .. -0.07 0.51 0.16 0.36 0.13 0.22
4.60 3.25 1.35 0.55 0.60 0.13 0.07 0.01 1.90 1.29 0.73 .. 0.56 0.61 0.21 0.20 .. 0.01 0.40 0.08 0.32 0.16 0.16
4.96 3.66 1.30 0.43 0.62 0.15 -0.02 -0.02 1.74 1.21 0.66 .. 0.55 0.53 0.13 0.23 .. -0.09 0.40 0.09 0.31 0.20 0.11
4.98 3.71 1.26 0.14 0.59 0.16 -0.28 -0.01 1.41 1.14 0.61 .. 0.53 0.26 0.55 0.42 .. 0.13 -0.29 0.02 -0.30 0.05 -0.35
3.69 2.38 1.32 0.34 0.59 0.17 0.11 -0.19 1.66 1.25 0.69 .. 0.56 0.40 0.45 0.34 .. 0.12 -0.05 0.06 -0.11 0.04 -0.15
75.47 24.53 27.93 5.10 2.82 -1.11 72.58 38.56 .. 34.02 27.42 19.35 27.06 .. -7.71 8.07 3.33 4.73
75.55 24.45 29.68 5.68 6.48 -6.03 75.23 40.56 .. 34.66 24.77 25.10 20.11 .. 4.98 -0.32 5.17 -5.49
80.95 19.05 32.15 6.51 1.30 -7.90 75.90 41.38 .. 34.53 24.10 16.12 15.98 .. 0.14 7.98 5.36 2.62
70.31 29.69 29.59 6.05 9.94 -3.79 65.96 36.44 .. 29.51 34.05 7.60 11.17 .. -3.57 26.44 8.09 18.36
70.86 29.14 31.77 6.87 3.80 0.44 67.73 38.29 .. 29.43 32.28 11.06 10.68 .. 0.38 21.21 4.43 16.79
75.05 24.95 35.72 8.70 -1.02 -1.05 69.61 38.14 .. 31.46 30.39 7.60 12.98 .. -5.38 22.79 5.02 17.77
89.95 10.05 41.90 11.30 -20.23 -0.32 81.36 43.58 .. 37.78 18.64 38.94 30.07 .. 8.87 -20.30 1.22 -21.52
79.57 20.43 35.57 10.38 6.62 -11.37 75.59 41.55 .. 34.04 24.42 27.39 20.39 .. 7.01 -2.98 3.56 -6.54
70.58 98.71 .. -28.12 29.42 12.15 17.27
101.30 81.18 .. 20.12 -1.30 20.85 -22.15
66.88 66.31 .. 0.58 33.12 22.23 10.89
22.32 32.81 .. -10.49 77.68 23.76 53.92
34.28 33.10 .. 1.18 65.72 13.72 52.01
25.02 42.71 .. -17.69 74.98 16.52 58.47
208.88 161.29 .. 47.59 -108.88 6.57 -115.45
112.20 83.51 .. 28.70 -12.20 14.60 -26.79
1.22 23.16 47.36 24.45 3.81
1.30 22.97 47.68 24.60 3.45
1.07 24.05 45.97 25.37 3.54
1.10 23.34 46.51 25.99 3.06
1.08 22.44 46.61 26.60 3.27
1.21 22.43 46.81 25.91 3.64
1.94 21.81 46.35 24.92 4.98
1.71 20.31 47.58 26.20 4.20
4.42 1.84 28.71 42.73 16.46 5.83
4.47 2.47 27.73 44.03 15.91 5.39
4.08 2.59 28.03 44.64 15.18 5.48
4.15 2.79 26.95 44.69 15.82 5.59
4.24 3.41 26.18 44.59 15.62 5.96
4.13 3.38 26.20 44.91 15.31 6.07
4.60 3.66 23.59 46.47 14.69 6.99
4.97 2.26 22.18 48.67 15.26 6.66
.. 2.44 16.07 5.95 30.17
.. 2.43 16.24 5.93 30.52
.. 2.39 16.84 6.15 33.93
.. 2.13 17.00 6.87 36.00
.. 2.42 16.70 7.48 39.13
.. 3.14 15.77 7.00 40.79
.. 3.44 16.11 5.38 35.20
.. 2.80 17.66 5.73 32.99
22.45
21.64
23.90
23.71
23.83
23.46
18.56
16.49
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
78
GERMANY Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
100 568 69 893 30 675 11 801 17 042 3 244 2 133 -4 130 42 476 35 722 17 336 .. 18 386 6 754 5 896 8 963 .. -3 067 858 831 27 796 -769
85 126 58 957 26 169 12 316 16 463 3 355 5 352 -6 144 38 485 34 271 16 947 .. 17 324 4 214 10 028 7 317 .. 2 711 -5 814 264 -6 078 -415 -5 663
84 372 55 065 29 307 8 683 17 004 3 707 409 -5 023 37 990 33 207 16 530 .. 16 677 4 783 5 204 5 267 .. -63 -421 799 -1 220 -605 -615
101 525 69 056 32 469 21 433 19 209 4 000 10 526 -4 302 53 902 35 088 17 811 .. 17 277 18 814 989 3 910 .. -2 921 17 825 5 128 12 697 4 105 8 592
115 615 81 142 34 473 17 239 21 180 4 823 2 733 -1 851 51 712 36 773 19 319 .. 17 454 14 939 4 919 4 082 .. 837 10 020 1 851 8 169 5 302 2 867
139 372 101 452 37 920 16 062 24 000 6 441 863 -2 360 53 982 37 448 19 367 .. 18 081 16 534 -1 993 4 860 .. -6 853 18 527 3 372 15 155 9 376 5 779
138 952 103 464 35 488 -3 450 22 895 7 061 -16 356 -2 928 32 038 35 231 16 775 .. 18 456 -3 193 13 339 10 093 .. 3 246 -16 532 -524 -16 008 689 -16 697
87 672 55 127 32 545 9 345 21 602 6 705 4 873 -10 425 41 890 37 925 18 782 .. 19 143 3 965 10 654 8 391 .. 2 263 -6 689 -227 -6 461 2 105 -8 566
28 901 466 387 1 069 617 525 050 107 632
27 993 473 359 1 055 772 504 932 90 170
22 718 551 580 1 125 941 603 636 104 650
26 523 544 774 1 191 915 638 586 87 700
25 887 562 897 1 256 837 679 932 98 040
36 866 650 513 1 411 205 710 561 130 984
75 690 640 072 1 248 087 627 859 189 377
55 307 575 678 1 138 431 584 124 130 521
102 211 72 705 646 821 921 356 284 747 169 747
96 411 93 638 640 838 924 167 250 907 146 265
88 454 96 219 741 049 1 059 538 264 582 158 683
91 448 88 523 717 908 1 110 245 306 222 175 152
99 160 113 992 705 101 1 185 218 322 630 197 492
105 153 91 692 783 138 1 367 906 365 319 226 921
123 455 108 247 664 439 1 300 360 328 306 256 278
116 476 35 817 565 372 1 228 449 336 029 201 918
2 197 587 2 277 780
2 152 226 2 223 244
2 408 525 2 337 573
2 489 498 2 541 911
2 623 593 2 581 976
2 940 129 2 912 366
2 781 085 2 935 481
2 484 061 2 697 564
65 994 300 193 158 863 1 021 202
57 728 290 788 156 416 1 060 677
61 732 359 557 182 347 1 294 921
65 262 359 173 214 151 1 395 358
70 997 350 548 258 387 1 535 306
85 589 363 234 261 738 1 708 365
83 170 387 607 157 082 1 336 507
67 058 349 828 167 238 1 183 091
796 710
777 376
974 973
999 805
1 066 107
1 173 748
905 029
749 853
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
190 5 105 209 850
177 5 082 192 900
168 14 667 192 550
163 13 972 190 700
163 11 475 186 700
164 11 196 190 250
169 11 192 189 400
174 11 393 181 900
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
79
GERMANY Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.42 3.07 1.35 0.52 0.75 0.14 0.09 -0.18 1.87 1.57 0.76 .. 0.81 0.30 0.26 0.39 .. -0.14 0.04 0.04 0.00 0.04 -0.03
3.83 2.65 1.18 0.55 0.74 0.15 0.24 -0.28 1.73 1.54 0.76 .. 0.78 0.19 0.45 0.33 .. 0.12 -0.26 0.01 -0.27 -0.02 -0.26
3.61 2.36 1.25 0.37 0.73 0.16 0.02 -0.22 1.63 1.42 0.71 .. 0.71 0.21 0.22 0.23 .. 0.00 -0.02 0.03 -0.05 -0.03 -0.03
3.99 2.72 1.28 0.84 0.76 0.16 0.41 -0.17 2.12 1.38 0.70 .. 0.68 0.74 0.04 0.15 .. -0.12 0.70 0.20 0.50 0.16 0.34
4.48 3.14 1.34 0.67 0.82 0.19 0.11 -0.07 2.00 1.42 0.75 .. 0.68 0.58 0.19 0.16 .. 0.03 0.39 0.07 0.32 0.21 0.11
4.79 3.48 1.30 0.55 0.82 0.22 0.03 -0.08 1.85 1.29 0.67 .. 0.62 0.57 -0.07 0.17 .. -0.24 0.64 0.12 0.52 0.32 0.20
4.73 3.53 1.21 -0.12 0.78 0.24 -0.56 -0.10 1.09 1.20 0.57 .. 0.63 -0.11 0.45 0.34 .. 0.11 -0.56 -0.02 -0.55 0.02 -0.57
3.25 2.04 1.21 0.35 0.80 0.25 0.18 -0.39 1.55 1.41 0.70 .. 0.71 0.15 0.40 0.31 .. 0.08 -0.25 -0.01 -0.24 0.08 -0.32
72.22 27.78 40.12 7.64 5.02 -9.72 84.10 40.81 .. 43.29 15.90 13.88 21.10 .. -7.22 2.02 1.96 0.06
68.00 32.00 42.78 8.72 13.91 -15.97 89.05 44.04 .. 45.02 10.95 26.06 19.01 .. 7.04 -15.11 0.69 -15.79
77.14 22.86 44.76 9.76 1.08 -13.22 87.41 43.51 .. 43.90 12.59 13.70 13.86 .. -0.17 -1.11 2.10 -3.21
60.24 39.76 35.64 7.42 19.53 -7.98 65.10 33.04 .. 32.05 34.90 1.84 7.25 .. -5.42 33.07 9.51 23.56
66.66 33.34 40.96 9.33 5.29 -3.58 71.11 37.36 .. 33.75 28.89 9.51 7.89 .. 1.62 19.38 3.58 15.80
70.25 29.75 44.46 11.93 1.60 -4.37 69.37 35.88 .. 33.49 30.63 -3.69 9.00 .. -12.70 34.32 6.25 28.07
110.77 -10.77 71.46 22.04 -51.05 -9.14 109.97 52.36 .. 57.61 -9.97 41.64 31.50 .. 10.13 -51.60 -1.64 -49.97
77.69 22.31 51.57 16.01 11.63 -24.89 90.54 44.84 .. 45.70 9.47 25.43 20.03 .. 5.40 -15.97 -0.54 -15.42
87.30 132.71 .. -45.41 12.70 12.30 0.40
237.97 173.64 .. 64.33 -137.97 6.27 -144.23
108.80 110.12 .. -1.32 -8.80 16.71 -25.51
5.26 20.78 .. -15.53 94.74 27.26 67.49
32.93 27.32 .. 5.60 67.07 12.39 54.68
-12.05 29.39 .. -41.45 112.05 20.39 91.66
-417.76 -316.10 .. -101.66 517.76 16.41 501.35
268.70 211.63 .. 57.07 -168.70 -5.73 -162.95
1.32 21.22 48.67 23.89 4.90
1.30 21.99 49.06 23.46 4.19
0.94 22.90 46.75 25.06 4.35
1.07 21.88 47.88 25.65 3.52
0.99 21.46 47.91 25.92 3.74
1.25 22.13 48.00 24.17 4.46
2.72 23.02 44.88 22.58 6.81
2.23 23.18 45.83 23.52 5.25
4.65 3.31 29.43 41.93 12.96 7.72
4.48 4.35 29.78 42.94 11.66 6.80
3.67 4.00 30.77 43.99 10.99 6.59
3.67 3.56 28.84 44.60 12.30 7.04
3.78 4.35 26.88 45.18 12.30 7.53
3.58 3.12 26.64 46.53 12.43 7.72
4.44 3.89 23.89 46.76 11.81 9.22
4.69 1.44 22.76 49.45 13.53 8.13
.. 3.00 13.66 7.23 46.47
.. 2.68 13.51 7.27 49.28
.. 2.56 14.93 7.57 53.76
.. 2.62 14.43 8.60 56.05
.. 2.71 13.36 9.85 58.52
.. 2.91 12.35 8.90 58.11
.. 2.99 13.94 5.65 48.06
.. 2.70 14.08 6.73 47.63
36.25
36.12
40.48
40.16
40.64
39.92
32.54
30.19
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
80
GERMANY Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
65 553 47 938 17 615 6 045 10 073 1 592 2 074 -4 510 23 660 21 768 11 107 .. 10 661 1 892 3 823 6 119 .. -2 296 -1 931 96 -2 027 862 -2 889
52 461 39 426 13 035 7 982 10 191 1 968 4 901 -5 142 21 017 20 992 10 957 .. 10 035 25 7 340 4 751 .. 2 589 -7 315 -490 -6 825 873 -7 698
58 161 40 821 17 340 5 916 11 087 2 251 619 -3 539 23 256 22 382 11 473 .. 10 909 874 2 941 2 947 .. -6 -2 067 -218 -1 849 1 488 -3 337
73 595 54 176 19 419 18 263 12 189 2 113 10 775 -2 588 37 682 23 846 12 564 .. 11 282 13 836 -1 031 1 713 .. -2 744 14 867 4 030 10 837 2 896 7 941
87 108 64 997 22 111 13 672 13 365 2 504 2 971 -160 35 783 25 438 13 936 .. 11 502 10 345 2 825 2 073 .. 752 7 520 936 6 584 3 777 2 807
104 238 79 784 24 454 12 435 14 634 3 269 1 764 -694 36 889 25 321 13 709 .. 11 612 11 568 -3 722 2 806 .. -6 528 15 290 2 549 12 741 7 355 5 386
100 199 78 371 21 828 -6 900 13 541 3 646 -15 373 -1 422 14 928 22 594 10 917 .. 11 677 -7 666 10 167 7 041 .. 3 126 -17 833 -1 096 -16 737 73 -16 810
56 590 35 530 21 060 4 846 13 035 3 470 4 262 -8 981 25 906 25 349 12 811 .. 12 538 557 7 248 5 326 .. 1 922 -6 691 -724 -5 966 2 426 -8 392
17 973 312 760 723 448 371 281 71 546
18 146 318 489 705 896 346 993 59 963
14 500 412 255 827 490 476 638 81 269
15 081 395 054 883 417 503 579 62 541
16 442 411 087 927 870 559 057 75 349
23 333 485 202 1 043 558 583 839 103 004
61 203 443 588 848 226 469 383 161 878
43 510 425 777 740 755 438 839 108 653
66 973 45 221 468 470 582 392 219 259 114 693
58 762 65 968 459 376 575 804 192 953 96 624
53 693 69 368 577 750 777 408 213 625 120 308
52 139 61 707 550 930 817 340 246 312 131 244
60 036 65 604 588 824 859 344 258 876 157 121
64 203 68 793 645 704 988 294 301 355 170 587
86 472 78 467 500 001 878 249 279 429 161 660
77 489 20 869 435 919 794 734 298 095 130 428
1 497 008 1 601 526
1 449 487 1 533 976
1 812 152 1 764 080
1 859 672 1 939 373
1 989 805 1 995 918
2 238 936 2 240 698
1 984 278 2 212 741
1 757 534 1 931 021
53 007 186 433 131 841 837 876
44 006 174 910 128 077 864 368
55 783 261 205 159 650 1 108 836
59 987 257 432 186 160 1 190 488
62 641 269 612 226 804 1 306 640
74 213 279 950 229 676 1 489 365
75 606 263 040 130 737 1 139 602
61 414 226 494 150 931 1 004 979
693 899
680 276
897 176
907 720
982 444
1 070 519
781 843
651 939
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
4 2 256 ..
4 2 221 ..
5 11 962 ..
5 11 446 ..
5 8 879 ..
5 8 568 ..
5 8 536 ..
4 8 773 ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
81
GERMANY Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.09 2.99 1.10 0.38 0.63 0.10 0.13 -0.28 1.48 1.36 0.69 .. 0.67 0.12 0.24 0.38 .. -0.14 -0.12 0.01 -0.13 0.05 -0.18
3.42 2.57 0.85 0.52 0.66 0.13 0.32 -0.34 1.37 1.37 0.71 .. 0.65 0.00 0.48 0.31 .. 0.17 -0.48 -0.03 -0.45 0.06 -0.50
3.30 2.31 0.98 0.34 0.63 0.13 0.04 -0.20 1.32 1.27 0.65 .. 0.62 0.05 0.17 0.17 .. 0.00 -0.12 -0.01 -0.11 0.08 -0.19
3.80 2.79 1.00 0.94 0.63 0.11 0.56 -0.13 1.94 1.23 0.65 .. 0.58 0.71 -0.05 0.09 .. -0.14 0.77 0.21 0.56 0.15 0.41
4.36 3.26 1.11 0.69 0.67 0.13 0.15 -0.01 1.79 1.28 0.70 .. 0.58 0.52 0.14 0.10 .. 0.04 0.38 0.05 0.33 0.19 0.14
4.65 3.56 1.09 0.56 0.65 0.15 0.08 -0.03 1.65 1.13 0.61 .. 0.52 0.52 -0.17 0.13 .. -0.29 0.68 0.11 0.57 0.33 0.24
4.53 3.54 0.99 -0.31 0.61 0.17 -0.70 -0.06 0.68 1.02 0.49 .. 0.53 -0.35 0.46 0.32 .. 0.14 -0.81 -0.05 -0.76 0.00 -0.76
2.93 1.84 1.09 0.25 0.68 0.18 0.22 -0.47 1.34 1.31 0.66 .. 0.65 0.03 0.38 0.28 .. 0.10 -0.35 -0.04 -0.31 0.13 -0.44
74.45 25.55 42.57 6.73 8.77 -19.06 92.00 46.94 .. 45.06 8.00 16.16 25.86 .. -9.70 -8.16 0.41 -8.57
62.02 37.98 48.49 9.36 23.32 -24.47 99.88 52.13 .. 47.75 0.12 34.92 22.61 .. 12.32 -34.81 -2.33 -32.47
74.56 25.44 47.67 9.68 2.66 -15.22 96.24 49.33 .. 46.91 3.76 12.65 12.67 .. -0.03 -8.89 -0.94 -7.95
51.53 48.47 32.35 5.61 28.60 -6.87 63.28 33.34 .. 29.94 36.72 -2.74 4.55 .. -7.28 39.45 10.70 28.76
61.79 38.21 37.35 7.00 8.30 -0.45 71.09 38.95 .. 32.14 28.91 7.90 5.79 .. 2.10 21.02 2.62 18.40
66.29 33.71 39.67 8.86 4.78 -1.88 68.64 37.16 .. 31.48 31.36 -10.09 7.61 .. -17.70 41.45 6.91 34.54
146.22 -46.22 90.71 24.42 -102.98 -9.53 151.35 73.13 .. 78.22 -51.35 68.11 47.17 .. 20.94 -119.46 -7.34 -112.12
81.29 18.71 50.32 13.40 16.45 -34.67 97.85 49.45 .. 48.40 2.15 27.98 20.56 .. 7.42 -25.83 -2.80 -23.03
202.06 323.41 .. -121.35 -102.06 5.07 -107.14
29 360.00 19 004.00 .. 10 356.00 -29 260.00 -1 960.00 -27 300.00
336.50 337.19 .. -0.69 -236.50 -24.94 -211.56
-7.45 12.38 .. -19.83 107.45 29.13 78.33
27.31 20.04 .. 7.27 72.69 9.05 63.64
-32.18 24.26 .. -56.43 132.18 22.04 110.14
-132.63 -91.85 .. -40.78 232.63 14.30 218.33
1 301.26 956.19 .. 345.06 -1 201.26 -129.98 -1 071.10
1.20 20.89 48.33 24.80 4.78
1.25 21.97 48.70 23.94 4.14
0.80 22.75 45.66 26.30 4.49
0.81 21.24 47.50 27.08 3.36
0.83 20.66 46.63 28.10 3.79
1.04 21.67 46.61 26.08 4.60
3.08 22.36 42.75 23.66 8.16
2.48 24.23 42.15 24.97 6.18
4.47 3.02 31.29 38.90 14.65 7.66
4.05 4.55 31.69 39.73 13.31 6.67
2.96 3.83 31.88 42.90 11.79 6.64
2.80 3.32 29.63 43.95 13.25 7.06
3.02 3.30 29.59 43.19 13.01 7.90
2.87 3.07 28.84 44.14 13.46 7.62
4.36 3.95 25.20 44.26 14.08 8.15
4.41 1.19 24.80 45.22 16.96 7.42
.. 3.54 12.45 8.81 55.97
.. 3.04 12.07 8.84 59.63
.. 3.08 14.41 8.81 61.19
.. 3.23 13.84 10.01 64.02
.. 3.15 13.55 11.40 65.67
.. 3.32 12.50 10.26 66.52
.. 3.81 13.26 6.59 57.43
.. 3.49 12.89 8.59 57.18
46.35
46.93
49.51
48.81
49.37
47.81
39.40
37.09
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
82
GERMANY Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
53 932 30 698 23 234 6 174 5 065 281 -43 1 433 29 408 19 022 11 324 .. 7 698 10 386 6 959 6 927 .. 32 3 427 1 471 1 956 1 280 676
50 962 27 458 23 504 5 762 5 495 315 215 367 29 266 19 349 11 725 .. 7 624 9 917 5 161 5 247 .. -86 4 756 3 011 1 745 1 165 580
48 524 25 332 23 192 5 902 5 912 350 159 181 29 094 18 907 11 587 .. 7 320 10 187 5 787 5 883 .. -96 4 400 2 122 2 278 1 393 885
47 328 24 402 22 926 6 063 5 996 375 180 262 28 989 19 146 11 841 .. 7 305 9 843 4 916 4 947 .. -31 4 927 2 285 2 642 1 517 1 125
47 046 24 597 22 449 6 398 6 244 390 176 368 28 847 19 014 11 693 .. 7 321 9 833 5 412 5 246 .. 166 4 421 1 973 2 448 1 593 855
48 987 28 038 20 949 6 900 6 492 410 151 667 27 849 19 373 11 338 .. 8 035 8 476 4 717 4 376 .. 341 3 759 1 574 2 185 1 366 819
51 861 31 000 20 861 6 570 6 416 422 35 541 27 431 18 865 11 534 .. 7 331 8 566 6 405 4 900 .. 1 505 2 161 1 016 1 145 1 002 143
46 401 23 831 22 570 5 985 6 297 440 172 -44 28 555 19 101 11 910 .. 7 191 9 454 4 741 4 491 .. 250 4 713 2 250 2 463 1 153 1 310
20 344 88 925 605 086 258 837 24 967
20 913 78 675 613 671 262 650 24 178
19 332 86 714 609 916 262 688 23 365
20 254 87 761 612 376 271 740 21 852
21 535 97 783 615 447 270 340 21 909
21 536 123 969 617 447 260 257 21 764
22 708 128 362 631 387 267 215 21 089
23 286 100 121 642 619 287 982 19 333
44 619 13 287 214 810 634 656 46 014 44 773
46 032 18 771 210 126 637 192 43 306 44 660
47 619 18 001 205 277 642 282 43 877 44 959
49 744 22 073 203 452 649 659 42 222 46 833
52 084 19 075 198 345 662 832 45 486 49 192
54 298 14 673 195 027 681 008 48 137 51 830
56 418 22 153 185 731 710 590 42 038 53 831
57 596 25 410 175 798 730 784 30 790 52 963
998 159 975 490
1 000 087 980 622
1 002 015 985 944
1 013 983 995 377
1 027 014 1 007 033
1 044 973 1 019 129
1 070 761 1 042 947
1 073 341 1 060 725
6 269 175 822 76 746 29 193
7 067 177 748 77 835 28 040
5 355 177 880 79 453 33 959
4 608 181 204 85 928 39 122
7 848 174 321 88 171 46 838
15 166 151 474 93 617 47 696
39 032 140 148 88 035 43 627
26 295 178 427 83 260 42 750
14 160
13 846
14 027
13 419
13 128
13 682
13 917
13 508
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
520 15 628 278 800
491 14 757 271 900
477 14 292 265 400
463 13 950 260 800
457 13 756 257 000
446 13 624 253 700
438 13 457 251 400
431 13 266 249 600
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
83
GERMANY Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.53 3.15 2.38 0.63 0.52 0.03 0.00 0.15 3.02 1.95 1.16 .. 0.79 1.07 0.71 0.71 .. 0.00 0.35 0.15 0.20 0.13 0.07
5.20 2.80 2.40 0.59 0.56 0.03 0.02 0.04 2.98 1.97 1.20 .. 0.78 1.01 0.53 0.54 .. -0.01 0.49 0.31 0.18 0.12 0.06
4.92 2.57 2.35 0.60 0.60 0.04 0.02 0.02 2.95 1.92 1.18 .. 0.74 1.03 0.59 0.60 .. -0.01 0.45 0.22 0.23 0.14 0.09
4.76 2.45 2.30 0.61 0.60 0.04 0.02 0.03 2.91 1.92 1.19 .. 0.73 0.99 0.49 0.50 .. 0.00 0.50 0.23 0.27 0.15 0.11
4.67 2.44 2.23 0.64 0.62 0.04 0.02 0.04 2.87 1.89 1.16 .. 0.73 0.98 0.54 0.52 .. 0.02 0.44 0.20 0.24 0.16 0.09
4.81 2.75 2.06 0.68 0.64 0.04 0.02 0.07 2.73 1.90 1.11 .. 0.79 0.83 0.46 0.43 .. 0.03 0.37 0.15 0.21 0.13 0.08
4.97 2.97 2.00 0.63 0.62 0.04 0.00 0.05 2.63 1.81 1.11 .. 0.70 0.82 0.61 0.47 .. 0.14 0.21 0.10 0.11 0.10 0.01
4.37 2.25 2.13 0.56 0.59 0.04 0.02 0.00 2.69 1.80 1.12 .. 0.68 0.89 0.45 0.42 .. 0.02 0.44 0.21 0.23 0.11 0.12
79.01 20.99 17.22 0.96 -0.15 4.87 64.68 38.51 .. 26.18 35.32 23.66 23.56 .. 0.11 11.65 5.00 6.65
80.31 19.69 18.78 1.08 0.74 1.25 66.11 40.06 .. 26.05 33.89 17.64 17.93 .. -0.29 16.25 10.29 5.96
79.71 20.29 20.32 1.20 0.55 0.62 64.99 39.83 .. 25.16 35.01 19.89 20.22 .. -0.33 15.12 7.29 7.83
79.09 20.92 20.68 1.29 0.62 0.90 66.05 40.85 .. 25.20 33.95 16.96 17.07 .. -0.11 17.00 7.88 9.11
77.82 22.18 21.65 1.35 0.61 1.28 65.91 40.54 .. 25.38 34.09 18.76 18.19 .. 0.58 15.33 6.84 8.49
75.22 24.78 23.31 1.47 0.54 2.40 69.56 40.71 .. 28.85 30.44 16.94 15.71 .. 1.22 13.50 5.65 7.85
76.05 23.95 23.39 1.54 0.13 1.97 68.77 42.05 .. 26.73 31.23 23.35 17.86 .. 5.49 7.88 3.70 4.17
79.04 20.96 22.05 1.54 0.60 -0.15 66.89 41.71 .. 25.18 33.11 16.60 15.73 .. 0.88 16.51 7.88 8.63
67.00 66.70 .. 0.31 33.00 14.16 18.83
52.04 52.91 .. -0.87 47.96 30.36 17.60
56.81 57.75 .. -0.94 43.19 20.83 22.36
49.94 50.26 .. -0.32 50.06 23.21 26.84
55.04 53.35 .. 1.69 44.96 20.07 24.90
55.65 51.63 .. 4.02 44.35 18.57 25.78
74.77 57.20 .. 17.57 25.23 11.86 13.37
50.15 47.50 .. 2.64 49.85 23.80 26.05
2.04 8.91 60.62 25.93 2.50
2.09 7.87 61.36 26.26 2.42
1.93 8.65 60.87 26.22 2.33
2.00 8.66 60.39 26.80 2.16
2.10 9.52 59.93 26.32 2.13
2.06 11.86 59.09 24.91 2.08
2.12 11.99 58.97 24.96 1.97
2.17 9.33 59.87 26.83 1.80
4.47 1.33 21.52 63.58 4.61 4.49
4.60 1.88 21.01 63.71 4.33 4.47
4.75 1.80 20.49 64.10 4.38 4.49
4.91 2.18 20.07 64.07 4.16 4.62
5.07 1.86 19.31 64.54 4.43 4.79
5.20 1.40 18.66 65.17 4.61 4.96
5.27 2.07 17.35 66.36 3.93 5.03
5.37 2.37 16.38 68.09 2.87 4.93
.. 0.63 17.62 7.69 2.93
.. 0.71 17.77 7.78 2.80
.. 0.53 17.75 7.93 3.39
.. 0.45 17.87 8.47 3.86
.. 0.76 16.97 8.59 4.56
.. 1.45 14.50 8.96 4.56
.. 3.65 13.09 8.22 4.07
.. 2.45 16.62 7.76 3.98
1.42
1.38
1.40
1.32
1.28
1.31
1.30
1.26
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
84
GERMANY Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
29 958 16 310 13 648 4 594 3 491 367 -28 1 498 18 242 12 615 7 442 .. 5 173 5 627 3 110 3 687 .. -577 2 517 801 1 716 948 768
28 514 14 527 13 987 4 790 3 802 401 138 1 251 18 777 12 915 7 619 .. 5 296 5 862 2 939 3 095 .. -156 2 923 1 484 1 439 999 440
27 687 13 438 14 249 4 618 4 184 499 40 893 18 867 12 963 7 677 .. 5 286 5 904 2 927 3 042 .. -115 2 977 1 458 1 519 1 082 437
27 287 13 057 14 230 5 804 4 499 613 51 1 867 20 034 13 333 8 013 .. 5 320 6 701 2 545 2 999 .. -454 4 156 1 444 2 712 1 193 1 519
27 427 13 711 13 716 7 206 4 601 652 57 3 200 20 922 13 536 8 250 .. 5 286 7 386 3 772 4 249 .. -477 3 614 829 2 785 1 229 1 556
29 281 16 062 13 219 5 310 4 809 671 52 1 120 18 529 13 056 7 807 .. 5 249 5 473 2 593 2 714 .. -121 2 880 1 054 1 826 1 205 621
31 770 18 565 13 205 5 644 4 720 683 10 1 597 18 849 12 909 7 874 .. 5 035 5 940 3 901 3 615 .. 286 2 039 571 1 468 1 045 423
29 846 14 785 15 061 4 447 4 665 772 52 502 19 508 13 375 8 281 .. 5 094 6 133 2 723 2 255 .. 468 3 410 1 493 1 917 1 191 726
13 197 68 572 340 401 119 842 17 797
13 334 64 100 343 431 127 908 17 605
12 220 67 876 347 983 130 992 17 375
12 733 65 005 354 145 142 443 17 651
13 421 69 083 360 130 146 336 19 112
14 160 81 165 366 836 148 704 21 039
14 558 96 661 376 592 159 379 21 016
14 917 75 607 389 621 190 039 19 831
28 719 2 771 74 102 399 169 32 724 22 324
30 309 2 711 73 885 405 090 31 290 23 093
31 503 3 497 71 417 413 521 31 969 24 539
32 714 5 793 72 069 422 937 30 381 28 083
35 159 5 199 72 725 428 611 37 108 29 280
37 530 6 461 76 647 441 091 39 182 30 993
38 723 17 485 81 317 461 188 38 155 31 338
39 708 24 336 82 200 482 731 29 600 31 440
559 809 548 026
566 378 556 946
576 446 567 674
591 977 578 641
608 082 595 576
631 904 614 428
668 206 641 771
690 015 676 780
3 477 86 976 29 389 19 628
4 210 93 590 30 108 20 791
3 036 96 006 31 950 24 769
2 966 100 770 38 707 31 248
5 203 99 396 41 737 36 682
10 514 93 351 44 839 40 180
19 184 96 990 43 205 46 623
14 967 128 891 46 181 52 008
13 453
12 401
12 096
10 958
9 690
8 286
9 053
8 774
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
1 489 13 889 168 950
1 393 13 201 168 250
1 336 12 967 164 200
1 294 12 722 162 550
1 257 12 583 161 200
1 232 12 477 160 750
1 197 12 344 159 250
1 157 12 144 158 300
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
85
GERMANY Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.47 2.98 2.49 0.84 0.64 0.07 -0.01 0.27 3.33 2.30 1.36 .. 0.94 1.03 0.57 0.67 .. -0.11 0.46 0.15 0.31 0.17 0.14
5.12 2.61 2.51 0.86 0.68 0.07 0.03 0.23 3.37 2.32 1.37 .. 0.95 1.05 0.53 0.56 .. -0.03 0.53 0.27 0.26 0.18 0.08
4.88 2.37 2.51 0.81 0.74 0.09 0.01 0.16 3.32 2.28 1.35 .. 0.93 1.04 0.52 0.54 .. -0.02 0.52 0.26 0.27 0.19 0.08
4.72 2.26 2.46 1.00 0.78 0.11 0.01 0.32 3.46 2.30 1.39 .. 0.92 1.16 0.44 0.52 .. -0.08 0.72 0.25 0.47 0.21 0.26
4.61 2.30 2.30 1.21 0.77 0.11 0.01 0.54 3.51 2.27 1.39 .. 0.89 1.24 0.63 0.71 .. -0.08 0.61 0.14 0.47 0.21 0.26
4.77 2.61 2.15 0.86 0.78 0.11 0.01 0.18 3.02 2.13 1.27 .. 0.85 0.89 0.42 0.44 .. -0.02 0.47 0.17 0.30 0.20 0.10
4.95 2.89 2.06 0.88 0.74 0.11 0.00 0.25 2.94 2.01 1.23 .. 0.79 0.93 0.61 0.56 .. 0.05 0.32 0.09 0.23 0.16 0.07
4.41 2.19 2.23 0.66 0.69 0.11 0.01 0.07 2.88 1.98 1.22 .. 0.75 0.91 0.40 0.33 .. 0.07 0.50 0.22 0.28 0.18 0.11
74.82 25.18 19.14 2.01 -0.15 8.21 69.15 40.80 .. 28.36 30.85 17.05 20.21 .. -3.16 13.80 4.39 9.41
74.49 25.51 20.25 2.14 0.74 6.66 68.78 40.58 .. 28.21 31.22 15.65 16.48 .. -0.83 15.57 7.90 7.66
75.52 24.48 22.18 2.65 0.21 4.73 68.71 40.69 .. 28.02 31.29 15.51 16.12 .. -0.61 15.78 7.73 8.05
71.03 28.97 22.46 3.06 0.26 9.32 66.55 40.00 .. 26.56 33.45 12.70 14.97 .. -2.27 20.75 7.21 13.54
65.56 34.44 21.99 3.12 0.27 15.30 64.70 39.43 .. 25.27 35.30 18.03 20.31 .. -2.28 17.27 3.96 13.31
71.34 28.66 25.95 3.62 0.28 6.05 70.46 42.13 .. 28.33 29.54 13.99 14.65 .. -0.65 15.54 5.69 9.86
70.06 29.94 25.04 3.62 0.05 8.47 68.49 41.77 .. 26.71 31.51 20.70 19.18 .. 1.52 10.82 3.03 7.79
77.20 22.80 23.91 3.96 0.27 2.57 68.56 42.45 .. 26.11 31.44 13.96 11.56 .. 2.40 17.48 7.65 9.83
55.27 65.52 .. -10.25 44.73 14.24 30.50
50.14 52.80 .. -2.66 49.86 25.32 24.55
49.58 51.52 .. -1.95 50.42 24.70 25.73
37.98 44.76 .. -6.78 62.02 21.55 40.47
51.07 57.53 .. -6.46 48.93 11.22 37.71
47.38 49.59 .. -2.21 52.62 19.26 33.36
65.67 60.86 .. 4.82 34.33 9.61 24.71
44.40 36.77 .. 7.63 55.60 24.34 31.26
2.36 12.25 60.81 21.41 3.18
2.35 11.32 60.64 22.58 3.11
2.12 11.78 60.37 22.72 3.01
2.15 10.98 59.82 24.06 2.98
2.21 11.36 59.22 24.07 3.14
2.24 12.85 58.05 23.53 3.33
2.18 14.47 56.36 23.85 3.15
2.16 10.96 56.47 27.54 2.87
5.13 0.50 13.24 71.30 5.85 3.99
5.35 0.48 13.05 71.52 5.53 4.08
5.47 0.61 12.39 71.74 5.55 4.26
5.53 0.98 12.17 71.45 5.13 4.74
5.78 0.86 11.96 70.49 6.10 4.82
5.94 1.02 12.13 69.80 6.20 4.91
5.80 2.62 12.17 69.02 5.71 4.69
5.76 3.53 11.91 69.96 4.29 4.56
.. 0.62 15.54 5.25 3.51
.. 0.74 16.52 5.32 3.67
.. 0.53 16.66 5.54 4.30
.. 0.50 17.02 6.54 5.28
.. 0.86 16.35 6.86 6.03
.. 1.66 14.77 7.10 6.36
.. 2.87 14.52 6.47 6.98
.. 2.17 18.68 6.69 7.54
2.40
2.19
2.10
1.85
1.59
1.31
1.36
1.27
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
86
GERMANY Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
85 609 74 452 11 157 3 019 3 528 1 431 878 44 14 176 8 345 4 119 .. 4 226 5 831 4 220 8 651 .. -4 431 1 611 372 1 239 851 388
76 712 65 516 11 196 1 358 3 645 1 554 715 -1 448 12 554 8 001 3 901 .. 4 100 4 553 6 737 4 268 .. 2 469 -2 184 359 -2 543 983 -3 526
72 996 62 162 10 834 -949 3 714 1 679 638 -3 622 9 885 7 666 3 860 .. 3 806 2 219 1 527 1 120 .. 407 692 755 -63 896 -959
80 792 69 736 11 056 765 4 250 1 958 646 -2 173 11 821 8 114 4 150 .. 3 964 3 707 271 962 .. -691 3 436 423 3 013 1 075 1 938
89 017 77 978 11 039 2 747 4 591 2 049 1 413 -1 208 13 786 8 741 4 877 .. 3 864 5 045 -1 351 -1 262 .. -89 6 396 450 5 946 1 522 4 424
103 430 91 288 12 142 -264 4 786 2 241 -2 208 -601 11 878 8 248 4 299 .. 3 949 3 630 3 217 2 618 .. 599 413 -366 781 1 143 -362
105 376 91 625 13 751 542 4 774 2 298 -2 424 490 14 293 8 340 4 175 .. 4 165 5 953 12 420 9 241 .. 3 179 -6 467 71 -6 538 230 -6 768
68 236 55 641 12 595 1 479 4 437 2 883 1 788 -1 863 14 074 8 228 4 247 .. 3 981 5 846 10 379 6 072 .. 4 307 -4 533 191 -4 724 -2 147 -2 577
6 006 675 770 642 910 468 213 63 535
9 241 648 663 611 784 458 818 58 136
6 910 665 057 537 904 449 492 56 421
5 545 680 903 588 260 482 168 53 210
5 324 646 650 626 865 535 380 61 797
7 332 626 860 697 773 592 891 66 639
11 947 540 595 731 193 551 352 89 401
9 187 470 069 691 524 513 706 83 206
72 721 14 683 675 524 442 791 560 381 90 334
73 287 20 954 601 676 457 359 550 416 82 950
65 158 30 143 580 547 430 242 525 187 84 507
70 885 48 588 598 329 456 290 555 693 80 301
73 957 70 867 629 889 458 911 552 695 89 697
75 839 110 367 676 696 477 624 559 410 91 559
77 940 88 108 588 846 522 718 538 097 108 779
85 396 50 596 510 724 485 333 521 556 114 087
1 856 434 1 857 546
1 786 642 1 843 514
1 715 784 1 713 249
1 810 086 1 801 334
1 876 016 1 885 819
1 991 495 1 922 540
1 924 488 1 969 115
1 767 692 1 850 697
60 945 338 651 68 617 622 872
64 982 331 841 61 995 570 441
66 118 326 649 56 725 581 494
52 850 362 580 66 738 660 260
64 651 400 017 70 712 781 876
95 972 434 225 62 694 899 035
80 041 413 178 58 133 841 431
60 295 405 250 48 161 706 427
435 518
387 585
361 614
375 966
372 937
354 483
268 051
219 958
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
16 565 47 900
15 583 45 900
14 560 43 600
14 591 45 150
14 507 44 400
14 496 44 750
12 494 44 350
12 486 43 750
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
87
GERMANY Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.61 4.01 0.60 0.16 0.19 0.08 0.05 0.00 0.76 0.45 0.22 .. 0.23 0.31 0.23 0.47 .. -0.24 0.09 0.02 0.07 0.05 0.02
4.16 3.55 0.61 0.07 0.20 0.08 0.04 -0.08 0.68 0.43 0.21 .. 0.22 0.25 0.37 0.23 .. 0.13 -0.12 0.02 -0.14 0.05 -0.19
4.26 3.63 0.63 -0.06 0.22 0.10 0.04 -0.21 0.58 0.45 0.23 .. 0.22 0.13 0.09 0.07 .. 0.02 0.04 0.04 0.00 0.05 -0.06
4.49 3.87 0.61 0.04 0.24 0.11 0.04 -0.12 0.66 0.45 0.23 .. 0.22 0.21 0.02 0.05 .. -0.04 0.19 0.02 0.17 0.06 0.11
4.72 4.14 0.59 0.15 0.24 0.11 0.08 -0.06 0.73 0.46 0.26 .. 0.21 0.27 -0.07 -0.07 .. -0.01 0.34 0.02 0.32 0.08 0.24
5.38 4.75 0.63 -0.01 0.25 0.12 -0.12 -0.03 0.62 0.43 0.22 .. 0.21 0.19 0.17 0.14 .. 0.03 0.02 -0.02 0.04 0.06 -0.02
5.35 4.65 0.70 0.03 0.24 0.12 -0.12 0.03 0.73 0.42 0.21 .. 0.21 0.30 0.63 0.47 .. 0.16 -0.33 0.00 -0.33 0.01 -0.34
3.69 3.01 0.68 0.08 0.24 0.16 0.10 -0.10 0.76 0.45 0.23 .. 0.22 0.32 0.56 0.33 .. 0.23 -0.25 0.01 -0.26 -0.12 -0.14
78.70 21.30 24.89 10.10 6.19 0.31 58.87 29.06 .. 29.81 41.13 29.77 61.03 .. -31.26 11.36 2.62 8.74
89.18 10.82 29.04 12.38 5.70 -11.53 63.73 31.07 .. 32.66 36.27 53.66 34.00 .. 19.67 -17.40 2.86 -20.26
109.60 -9.60 37.57 16.99 6.45 -36.64 77.55 39.05 .. 38.50 22.45 15.45 11.33 .. 4.12 7.00 7.64 -0.64
93.53 6.47 35.95 16.56 5.47 -18.38 68.64 35.11 .. 33.53 31.36 2.29 8.14 .. -5.85 29.07 3.58 25.49
80.07 19.93 33.30 14.86 10.25 -8.76 63.41 35.38 .. 28.03 36.60 -9.80 -9.15 .. -0.65 46.40 3.26 43.13
102.22 -2.22 40.29 18.87 -18.59 -5.06 69.44 36.19 .. 33.25 30.56 27.08 22.04 .. 5.04 3.48 -3.08 6.58
96.21 3.79 33.40 16.08 -16.96 3.43 58.35 29.21 .. 29.14 41.65 86.90 64.65 .. 22.24 -45.25 0.50 -45.74
89.49 10.51 31.53 20.49 12.70 -13.24 58.46 30.18 .. 28.29 41.54 73.75 43.14 .. 30.60 -32.21 1.36 -33.57
72.37 148.36 .. -75.99 27.63 6.38 21.25
147.97 93.74 .. 54.23 -47.97 7.89 -55.85
68.82 50.47 .. 18.34 31.19 34.02 -2.84
7.31 25.95 .. -18.64 92.69 11.41 81.28
-26.78 -25.02 .. -1.76 126.78 8.92 117.86
88.62 72.12 .. 16.50 11.38 -10.08 21.52
208.63 155.23 .. 53.40 -108.63 1.19 -109.83
177.54 103.87 .. 73.67 -77.54 3.27 -80.81
0.32 36.40 34.63 25.22 3.42
0.52 36.31 34.24 25.68 3.25
0.40 38.76 31.35 26.20 3.29
0.31 37.62 32.50 26.64 2.94
0.28 34.47 33.42 28.54 3.29
0.37 31.48 35.04 29.77 3.35
0.62 28.09 37.99 28.65 4.65
0.52 26.59 39.12 29.06 4.71
3.92 0.79 36.39 23.85 30.19 4.87
4.10 1.17 33.68 25.60 30.81 4.64
3.80 1.76 33.84 25.08 30.61 4.93
3.92 2.68 33.06 25.21 30.70 4.44
3.94 3.78 33.58 24.46 29.46 4.78
3.81 5.54 33.98 23.98 28.09 4.60
4.05 4.58 30.60 27.16 27.96 5.65
4.83 2.86 28.89 27.46 29.51 6.45
.. 3.28 18.24 3.70 33.55
.. 3.64 18.57 3.47 31.93
.. 3.85 19.04 3.31 33.89
.. 2.92 20.03 3.69 36.48
.. 3.45 21.32 3.77 41.68
.. 4.82 21.80 3.15 45.14
.. 4.16 21.47 3.02 43.72
.. 3.41 22.93 2.73 39.96
23.46
21.69
21.08
20.77
19.88
17.80
13.93
12.44
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4993
OECD BANKING STATISTICS 2012 – © OECD 2012
88
GERMANY Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 1 856 164 40 446 1 232 14 159 22 16 .. 121 653 627 26 .. 2 669
Institutions 2008
2009
1 1 816 169 43 438 1 197 12 165 19 17 .. 129 651 624 27 .. 2 633
1 1 774 174 43 431 1 157 12 165 18 18 .. 129 654 625 29 .. 2 594
47 37 289 11 393 1 435 13 266 12 144 486 2 122 65 30 .. 2 027 .. .. .. .. ..
2007 11 160 649 450 190 250 .. 253 700 160 750 44 750 30 200 .. 13 200 .. 17 000 218 900 218 900 .. .. 909 710
Employees 2008 10 801 644 400 189 400 .. 251 400 159 250 44 350 29 850 .. 13 450 .. 16 400 216 300 216 300 .. .. 901 351
2009 10 575 633 550 181 900 .. 249 600 158 300 43 750 28 800 .. 13 100 .. 15 700 216 500 216 500 .. .. 889 425
Total financial assets 2007 2008 2009 482 000 611 310 587 005 6 580 959 6 418 154 5 989 419 2 935 404 2 776 806 2 479 933 655 209 686 305 594 159 1 032 783 1 058 990 1 061 881 622 989 659 440 681 391 1 989 783 1 922 918 1 766 214 2 012 321 2 128 501 2 032 741 845 738 847 468 774 804 813 375 895 143 881 731 .. .. .. 353 208 385 890 376 206 1 717 920 1 694 517 1 747 919 1 428 607 1 392 888 1 429 065 289 313 301 629 318 854 .. .. .. 10 793 200 10 852 482 10 357 084
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 47 37 793 11 196 1 371 13 624 12 477 496 1 984 64 29 .. 1 891 .. .. .. .. ..
Branches 2008 47 37 487 11 192 1 453 13 457 12 344 494 2 044 56 31 .. 1 957 .. .. .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 484 000 612 563 588 043 6 608 501 6 444 540 6 015 109 2 940 129 2 781 085 2 484 061 656 302 687 231 595 046 1 044 973 1 070 761 1 073 341 631 904 668 206 690 015 1 991 495 1 924 488 1 767 692 2 014 618 2 131 093 2 035 273 846 132 847 966 775 261 814 498 896 331 882 953 .. .. .. 353 988 386 796 377 059 .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/dca8
OECD BANKING STATISTICS 2012 – © OECD 2012
89
GERMANY Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
3 839 989 734 000 4 573 989
3 744 333 822 000 4 566 333
3 700 483 941 861 4 642 344
3 699 406 1 007 352 4 706 758
3 661 203 1 192 363 4 853 566
3 858 617 1 332 861 5 191 478
4 123 749 1 138 187 5 261 936
3 944 077 1 024 218 4 968 295
94 000 944 000 1 038 000
87 000 852 000 939 000
85 866 974 560 1 060 426
92 670 1 106 116 1 198 786
86 329 1 194 810 1 281 139
88 839 1 328 184 1 417 023
96 852 1 085 752 1 182 604
104 174 942 640 1 046 814
3 933 989 1 678 000 5 611 989
3 831 333 1 674 000 5 505 333
3 786 349 1 916 421 5 702 770
3 792 076 2 113 468 5 905 544
3 747 532 2 387 173 6 134 705
3 947 456 2 661 045 6 608 501
4 220 601 2 223 939 6 444 540
4 048 251 1 966 858 6 015 109
3 995 989 645 000 4 640 989
3 973 333 631 000 4 604 333
4 018 432 726 190 4 744 622
4 117 554 705 737 4 823 291
4 236 518 738 722 4 975 240
4 550 625 828 579 5 379 204
4 707 101 707 043 5 414 144
4 622 297 658 761 5 281 058
50 000 921 000 971 000
42 000 859 000 901 000
38 724 919 424 958 148
42 968 1 039 285 1 082 253
40 325 1 119 140 1 159 465
50 095 1 179 202 1 229 297
72 506 957 890 1 030 396
41 980 692 071 734 051
4 045 989 1 566 000 5 611 989
4 015 333 1 490 000 5 505 333
4 057 156 1 645 614 5 702 770
4 160 522 1 745 022 5 905 544
4 276 843 1 857 862 6 134 705
4 600 720 2 007 781 6 608 501
4 779 607 1 664 933 6 444 540
4 664 277 1 350 832 6 015 109
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6303
OECD BANKING STATISTICS 2012 – © OECD 2012
90
GREECE Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
8 225 4 328 3 897 1 472 1 208 250 266 248 5 369 3 659 2 159 417 1 083 1 709 644 622 9 13 1 065 300 765 439 326
8 039 3 445 4 594 1 621 1 334 306 290 303 6 215 3 895 2 241 432 1 221 2 320 853 832 5 15 1 467 393 1 074 615 459
8 247 3 244 5 003 1 550 1 363 330 142 375 6 553 4 299 2 710 311 1 279 2 254 1 099 .. .. .. 1 155 569 586 538 48
10 098 4 392 5 706 1 871 1 466 299 279 425 7 577 4 156 2 559 307 1 289 3 421 1 184 .. .. .. 2 237 458 1 779 669 1 110
14 263 7 379 6 885 2 629 1 670 310 818 451 9 514 4 975 2 941 312 1 722 4 539 1 575 .. .. .. 2 964 916 2 048 1 468 580
19 077 11 485 7 592 2 973 1 879 342 860 576 10 565 5 562 3 275 335 1 952 5 003 1 337 .. .. .. 3 666 671 2 995 1 378 1 617
24 289 16 120 8 169 1 659 1 874 418 -284 487 9 828 5 895 3 433 358 2 104 3 933 2 886 .. .. .. 1 047 384 663 0 663
19 239 11 242 7 997 2 693 1 637 319 989 386 10 690 6 140 3 597 390 2 153 4 550 4 485 .. .. .. 65 420 -355 0 -355
4 824 18 981 86 167 47 458 6 813
5 433 20 253 99 041 41 889 7 202
6 636 18 869 112 730 39 290 6 599
7 957 23 602 133 950 47 821 10 397
6 089 28 539 146 292 65 134 26 771
9 018 51 843 174 280 71 081 30 113
14 813 75 071 191 888 92 799 41 314
8 984 98 933 187 505 109 238 39 560
10 859 2 753 17 820 102 746 319 29 746
11 888 4 313 19 467 113 222 2 888 22 040
8 979 2 232 16 857 135 566 9 731 10 759
12 724 2 741 31 627 145 811 17 634 13 190
18 194 8 958 34 695 181 596 778 28 604
21 935 10 812 55 550 219 048 1 056 27 934
20 992 36 049 65 430 251 486 5 930 35 999
29 871 50 382 75 559 248 560 6 273 33 575
164 243 158 030
173 818 169 031
184 124 178 971
223 727 203 926
272 825 248 276
336 335 304 580
415 885 376 110
444 220 430 053
.. 39 256 8 202 ..
.. 33 300 8 589 ..
.. 30 844 8 446 ..
.. 38 730 9 091 ..
.. 51 777 13 356 ..
.. 54 304 16 777 ..
.. 76 586 16 213 ..
.. 90 440 18 798 ..
..
..
..
..
..
..
..
..
.. .. .. 12 306 98 430
.. .. .. 13 656 106 894
11 311 4 654 147 15 818 117 516
11 911 6 622 286 18 247 137 245
16 410 7 760 573 23 597 172 517
20 706 7 258 1 27 963 220 702
21 557 5 607 804 26 360 247 352
30 341 3 802 791 33 352 251 823
19 2 931 54 000
20 2 952 54 415
21 3 048 52 503
21 3 116 53 750
21 3 265 54 998
19 3 431 56 773
19 3 647 56 901
19 3 128 52 732
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
91
GREECE Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.21 2.74 2.47 0.93 0.76 0.16 0.17 0.16 3.40 2.32 1.37 0.26 0.69 1.08 0.41 0.39 0.01 0.01 0.67 0.19 0.48 0.28 0.21
4.76 2.04 2.72 0.96 0.79 0.18 0.17 0.18 3.68 2.30 1.33 0.26 0.72 1.37 0.51 0.49 0.00 0.01 0.87 0.23 0.64 0.36 0.27
4.61 1.81 2.80 0.87 0.76 0.18 0.08 0.21 3.66 2.40 1.51 0.17 0.72 1.26 0.61 .. .. .. 0.65 0.32 0.33 0.30 0.03
4.95 2.15 2.80 0.92 0.72 0.15 0.14 0.21 3.72 2.04 1.26 0.15 0.63 1.68 0.58 .. .. .. 1.10 0.23 0.87 0.33 0.54
5.75 2.97 2.77 1.06 0.67 0.13 0.33 0.18 3.83 2.00 1.19 0.13 0.69 1.83 0.63 .. .. .. 1.19 0.37 0.83 0.59 0.23
6.26 3.77 2.49 0.98 0.62 0.11 0.28 0.19 3.47 1.83 1.08 0.11 0.64 1.64 0.44 .. .. .. 1.20 0.22 0.98 0.45 0.53
6.46 4.29 2.17 0.44 0.50 0.11 -0.08 0.13 2.61 1.57 0.91 0.10 0.56 1.05 0.77 .. .. .. 0.28 0.10 0.18 0.00 0.18
4.47 2.61 1.86 0.63 0.38 0.07 0.23 0.09 2.49 1.43 0.84 0.09 0.50 1.06 1.04 .. .. .. 0.02 0.10 -0.08 0.00 -0.08
72.58 27.42 22.50 4.66 4.95 4.62 68.15 40.21 7.77 20.17 31.83 12.00 11.59 0.17 0.24 19.84 5.59 14.25
73.92 26.08 21.46 4.92 4.67 4.88 62.67 36.06 6.95 19.65 37.33 13.73 13.39 0.08 0.24 23.60 6.32 17.28
76.35 23.65 20.80 5.04 2.17 5.72 65.60 41.36 4.75 19.52 34.40 16.77 .. .. .. 17.63 8.68 8.94
75.31 24.69 19.35 3.95 3.68 5.61 54.85 33.77 4.05 17.01 45.15 15.63 .. .. .. 29.52 6.05 23.48
72.37 27.63 17.55 3.26 8.60 4.74 52.29 30.91 3.28 18.10 47.71 16.56 .. .. .. 31.15 9.63 21.53
71.86 28.14 17.79 3.24 8.14 5.45 52.65 31.00 3.17 18.48 47.35 12.66 .. .. .. 34.70 6.35 28.35
83.12 16.88 19.07 4.25 -2.89 4.96 59.98 34.93 3.64 21.41 40.02 29.37 .. .. .. 10.65 3.91 6.75
74.81 25.19 15.31 2.98 9.25 3.61 57.44 33.65 3.65 20.14 42.56 41.96 .. .. .. 0.61 3.93 -3.32
37.68 36.40 0.53 0.76 62.32 17.55 44.76
36.77 35.86 0.22 0.65 63.23 16.94 46.29
48.76 .. .. .. 51.24 25.24 26.00
34.61 .. .. .. 65.39 13.39 52.00
34.70 .. .. .. 65.30 20.18 45.12
26.72 .. .. .. 73.28 13.41 59.86
73.38 .. .. .. 26.62 9.76 16.86
98.57 .. .. .. 1.43 9.23 -7.80
2.94 11.56 52.46 28.90 4.15
3.13 11.65 56.98 24.10 4.14
3.60 10.25 61.23 21.34 3.58
3.56 10.55 59.87 21.38 4.65
2.23 10.46 53.62 23.87 9.81
2.68 15.41 51.82 21.13 8.95
3.56 18.05 46.14 22.31 9.93
2.02 22.27 42.21 24.59 8.91
6.61 1.68 10.85 62.56 0.19 18.11
6.84 2.48 11.20 65.14 1.66 12.68
4.88 1.21 9.16 73.63 5.29 5.84
5.69 1.23 14.14 65.17 7.88 5.90
6.67 3.28 12.72 66.56 0.29 10.48
6.52 3.22 16.52 65.13 0.31 8.31
5.05 8.67 15.73 60.47 1.43 8.66
6.72 11.34 17.01 55.95 1.41 7.56
.. .. 23.90 4.99 ..
.. .. 19.16 4.94 ..
.. .. 16.75 4.59 ..
.. .. 17.31 4.06 ..
.. .. 18.98 4.90 ..
.. .. 16.15 4.99 ..
.. .. 18.42 3.90 ..
.. .. 20.36 4.23 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
92
GREECE Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
6 806 3 588 3 218 1 107 1 015 238 191 139 4 325 2 846 1 771 299 775 1 479 478 465 1 11 1 002 273 729 378 351
6 534 2 748 3 786 1 192 1 077 294 221 188 4 979 2 947 1 817 310 820 2 031 697 682 0 15 1 334 363 971 539 432
6 640 2 567 4 073 1 199 1 065 284 142 276 5 272 3 291 2 141 225 926 1 980 836 .. .. .. 1 145 542 603 468 135
8 116 3 584 4 531 1 416 1 081 261 252 345 5 947 2 982 1 832 224 926 2 965 903 .. .. .. 2 062 402 1 660 658 1 002
11 352 6 091 5 261 1 874 1 241 242 521 354 7 135 3 498 2 078 217 1 203 3 637 1 266 .. .. .. 2 371 708 1 663 991 672
15 539 9 621 5 917 2 233 1 308 215 680 460 8 150 4 032 2 374 239 1 419 4 118 1 058 .. .. .. 3 059 510 2 548 1 277 1 271
19 820 13 454 6 366 1 235 1 369 316 -166 348 7 601 4 219 2 477 254 1 488 3 382 2 347 .. .. .. 1 035 356 679 0 679
15 510 9 316 6 194 1 858 1 255 245 558 290 8 052 4 397 2 585 282 1 530 3 655 3 050 .. .. .. 605 387 218 0 218
3 859 17 152 68 871 40 575 5 285
4 090 18 242 78 104 36 200 5 811
4 769 16 195 88 062 32 221 5 487
6 527 18 570 102 970 42 195 7 953
4 848 21 578 107 226 52 160 23 395
7 251 42 120 124 651 58 837 26 812
12 271 66 221 134 131 75 421 35 976
6 618 87 872 126 550 85 253 33 589
8 002 2 751 14 319 86 121 30 24 519
8 956 4 300 15 979 92 711 2 412 18 089
7 165 0 12 066 109 704 8 001 9 798
9 931 0 27 841 114 275 16 821 9 347
14 405 8 395 24 338 136 383 777 24 909
17 250 7 462 54 439 138 457 780 41 283
16 240 32 145 48 518 191 558 4 605 30 953
23 057 36 829 62 171 184 926 4 653 28 247
135 742 131 964
142 447 139 095
146 734 144 591
178 215 162 475
209 207 193 711
259 671 234 439
324 020 291 845
339 882 331 951
.. 33 937 6 638 ..
.. 29 312 6 888 ..
.. 25 297 6 924 ..
.. 34 525 7 670 ..
.. 41 103 11 058 ..
.. 44 522 14 315 ..
.. 61 020 14 401 ..
.. 68 468 16 786 ..
..
..
..
..
..
..
..
..
.. .. .. 9 121 77 049
.. .. .. 10 815 83 484
8 968 4 117 107 12 978 94 927
9 024 4 823 106 13 741 98 068
11 966 6 301 42 18 225 118 421
16 150 6 705 0 22 854 174 706
17 149 4 699 720 21 128 195 282
24 026 2 995 732 26 289 194 979
5 2 253 42 000
5 2 206 42 226
5 2 222 39 676
5 2 124 38 019
5 1 976 37 715
5 2 058 38 669
5 2 189 38 112
5 1 797 34 886
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
93
GREECE Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.16 2.72 2.44 0.84 0.77 0.18 0.15 0.11 3.28 2.16 1.34 0.23 0.59 1.12 0.36 0.35 0.00 0.01 0.76 0.21 0.55 0.29 0.27
4.70 1.98 2.72 0.86 0.77 0.21 0.16 0.14 3.58 2.12 1.31 0.22 0.59 1.46 0.50 0.49 0.00 0.01 0.96 0.26 0.70 0.39 0.31
4.59 1.78 2.82 0.83 0.74 0.20 0.10 0.19 3.65 2.28 1.48 0.16 0.64 1.37 0.58 .. .. .. 0.79 0.38 0.42 0.32 0.09
5.00 2.21 2.79 0.87 0.67 0.16 0.16 0.21 3.66 1.84 1.13 0.14 0.57 1.83 0.56 .. .. .. 1.27 0.25 1.02 0.41 0.62
5.86 3.14 2.72 0.97 0.64 0.13 0.27 0.18 3.68 1.81 1.07 0.11 0.62 1.88 0.65 .. .. .. 1.22 0.37 0.86 0.51 0.35
6.63 4.10 2.52 0.95 0.56 0.09 0.29 0.20 3.48 1.72 1.01 0.10 0.61 1.76 0.45 .. .. .. 1.31 0.22 1.09 0.55 0.54
6.79 4.61 2.18 0.42 0.47 0.11 -0.06 0.12 2.60 1.45 0.85 0.09 0.51 1.16 0.80 .. .. .. 0.36 0.12 0.23 0.00 0.23
4.67 2.81 1.87 0.56 0.38 0.07 0.17 0.09 2.43 1.33 0.78 0.09 0.46 1.10 0.92 .. .. .. 0.18 0.12 0.07 0.00 0.07
74.41 25.60 23.47 5.50 4.42 3.21 65.80 40.95 6.91 17.92 34.20 11.05 10.75 0.02 0.25 23.17 6.31 16.86
76.04 23.94 21.63 5.91 4.44 3.78 59.19 36.49 6.23 16.47 40.79 14.00 13.70 0.00 0.30 26.79 7.29 19.50
77.26 22.74 20.20 5.39 2.69 5.24 62.42 40.61 4.27 17.56 37.56 15.86 .. .. .. 21.72 10.28 11.44
76.19 23.81 18.18 4.39 4.24 5.80 50.14 30.81 3.77 15.57 49.86 15.18 .. .. .. 34.67 6.76 27.91
73.74 26.27 17.39 3.39 7.30 4.96 49.03 29.12 3.04 16.86 50.97 17.74 .. .. .. 33.23 9.92 23.31
72.60 27.40 16.05 2.64 8.34 5.64 49.47 29.13 2.93 17.41 50.53 12.98 .. .. .. 37.53 6.26 31.26
83.75 16.25 18.01 4.16 -2.18 4.58 55.51 32.59 3.34 19.58 44.49 30.88 .. .. .. 13.62 4.68 8.93
76.93 23.08 15.59 3.04 6.93 3.60 54.61 32.10 3.50 19.00 45.39 37.88 .. .. .. 7.51 4.81 2.71
32.32 31.44 0.07 0.74 67.75 18.46 49.29
34.32 33.58 0.00 0.74 65.68 17.87 47.81
42.22 .. .. .. 57.83 27.37 30.46
30.46 .. .. .. 69.55 13.56 55.99
34.81 .. .. .. 65.19 19.47 45.72
25.69 .. .. .. 74.28 12.39 61.88
69.40 .. .. .. 30.60 10.53 20.08
83.45 .. .. .. 16.55 10.59 5.96
2.84 12.64 50.74 29.89 3.89
2.87 12.81 54.83 25.41 4.08
3.25 11.04 60.02 21.96 3.74
3.66 10.42 57.78 23.68 4.46
2.32 10.31 51.25 24.93 11.18
2.79 16.22 48.00 22.66 10.33
3.79 20.44 41.40 23.28 11.10
1.95 25.85 37.23 25.08 9.88
5.90 2.03 10.55 63.45 0.02 18.06
6.29 3.02 11.22 65.09 1.69 12.70
4.88 0.00 8.22 74.76 5.45 6.68
5.57 0.00 15.62 64.12 9.44 5.25
6.89 4.01 11.63 65.19 0.37 11.91
6.64 2.87 20.97 53.32 0.30 15.90
5.01 9.92 14.97 59.12 1.42 9.55
6.78 10.84 18.29 54.41 1.37 8.31
.. .. 25.00 4.89 ..
.. .. 20.58 4.84 ..
.. .. 17.24 4.72 ..
.. .. 19.37 4.30 ..
.. .. 19.65 5.29 ..
.. .. 17.15 5.51 ..
.. .. 18.83 4.44 ..
.. .. 20.15 4.94 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
94
GREECE Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
100 35 65 13 10 1 1 3 77 35 18 5 13 42 13 .. .. .. 29 10 19 9 10
124 46 79 15 12 1 1 3 94 41 21 6 15 53 18 .. .. .. 35 11 24 10 15
159 64 95 19 15 1 1 4 114 49 25 6 18 65 23 .. .. .. 43 12 31 12 19
208 93 115 25 18 1 2 7 140 59 30 7 22 82 27 .. .. .. 54 13 41 10 31
270 142 128 31 23 2 0 9 159 69 35 8 26 90 40 .. .. .. 49 12 37 19 18
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
92 170 1 212 48 52
116 239 1 523 104 60
83 412 1 934 106 116
163 414 2 545 120 156
142 363 3 073 119 193
160 834 3 395 149 188
.. .. .. .. .. ..
.. .. .. .. .. ..
264 .. 0 1 273 0 37
285 .. 2 1 677 30 48
329 0 1 2 129 30 162
465 16 17 2 665 30 205
494 15 159 2 934 30 259
543 46 192 3 608 30 308
.. ..
.. ..
1 574 1 408
2 042 1 808
2 651 2 346
3 398 3 025
3 890 3 644
4 726 4 308
.. .. .. ..
.. .. .. ..
.. 11 37 ..
.. 56 48 ..
.. 59 47 ..
.. 51 69 ..
.. 39 80 ..
.. 50 99 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
258 2 23 237 1 124
279 32 28 284 1 388
338 32 26 344 1 712
457 11 0 468 2 257
474 11 0 485 3 103
.. .. .. .. ..
.. .. ..
.. .. ..
16 87 781
16 126 875
16 108 946
16 115 1 060
16 126 1 204
.. .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
95
GREECE Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
7.09 2.51 4.58 0.90 0.72 0.04 0.04 0.19 5.48 2.48 1.25 0.34 0.89 3.00 0.95 .. .. .. 2.05 0.72 1.33 0.62 0.71
6.87 2.52 4.35 0.84 0.68 0.04 0.06 0.14 5.19 2.26 1.16 0.30 0.80 2.93 0.99 .. .. .. 1.95 0.61 1.34 0.54 0.80
6.79 2.74 4.06 0.81 0.65 0.05 0.03 0.17 4.86 2.07 1.06 0.25 0.76 2.79 0.96 .. .. .. 1.83 0.50 1.33 0.52 0.81
6.88 3.07 3.81 0.83 0.60 0.04 0.06 0.22 4.64 1.95 0.98 0.23 0.74 2.70 0.91 .. .. .. 1.79 0.43 1.36 0.32 1.04
7.41 3.89 3.52 0.84 0.63 0.04 0.00 0.25 4.36 1.89 0.95 0.22 0.72 2.46 1.11 .. .. .. 1.36 0.33 1.03 0.51 0.50
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
83.55 16.45 13.08 0.78 0.65 3.50 45.21 22.80 6.22 16.19 54.79 17.36 .. .. .. 37.44 13.21 24.22
83.81 16.19 13.10 0.75 1.07 2.77 43.56 22.26 5.86 15.44 56.44 18.96 .. .. .. 37.49 11.72 25.77
83.44 16.56 13.32 0.96 0.61 3.59 42.60 21.83 5.08 15.69 57.40 19.72 .. .. .. 37.68 10.34 27.35
82.05 17.95 12.89 0.86 1.21 4.70 41.95 21.08 4.99 15.88 58.05 19.52 .. .. .. 38.53 9.19 29.35
80.72 19.28 14.56 1.01 0.00 5.73 43.42 21.87 5.10 16.45 56.59 25.46 .. .. .. 31.13 7.56 23.57
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
31.68 .. .. .. 68.32 24.11 44.21
33.59 .. .. .. 66.42 20.76 45.66
34.36 .. .. .. 65.64 18.02 47.64
33.62 .. .. .. 66.38 15.83 50.55
44.99 .. .. .. 55.01 13.36 41.65
.. .. .. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
5.87 10.78 77.04 3.04 3.27
5.68 11.71 74.61 5.07 2.93
3.13 15.54 72.95 4.00 4.38
4.80 12.18 74.90 3.53 4.59
3.65 9.34 79.01 3.05 4.96
3.38 17.65 71.83 3.16 3.98
.. .. .. .. .. ..
.. .. .. .. .. ..
16.75 .. 0.00 80.92 0.00 2.33
13.97 .. 0.11 82.12 1.47 2.33
12.41 0.00 0.04 80.31 1.13 6.11
13.69 0.47 0.50 78.43 0.88 6.03
12.69 0.39 4.09 75.41 0.77 6.65
11.48 0.96 4.06 76.34 0.64 6.52
.. .. .. .. ..
.. .. .. .. ..
.. .. 0.69 2.35 ..
.. .. 2.73 2.34 ..
.. .. 2.23 1.77 ..
.. .. 1.50 2.03 ..
.. .. 1.00 2.05 ..
.. .. 1.06 2.10 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1ebc
OECD BANKING STATISTICS 2012 – © OECD 2012
96
GREECE Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 62 45 26 .. 16 1 284 .. .. .. 284 81 81 .. .. 428
2009
1 66 49 30 .. 16 1 279 .. .. .. 279 82 82 .. .. 428
20 4 079 3 941 314 .. 134 4 .. .. .. .. .. .. .. .. .. ..
2007 2 763 64 710 63 224 6 451 .. 1 060 426 .. .. .. .. .. .. .. .. .. ..
Employees 2008 2 494 66 165 64 507 6 665 .. 1 204 454 .. .. .. .. .. .. .. .. .. ..
2009 2 333 65 682 63 952 6 341 .. 1 256 474 .. .. .. .. .. .. .. .. .. ..
Total financial assets 2007 2008 2009 41 838 66 614 80 808 342 575 420 505 449 371 332 162 411 588 438 542 36 683 37 247 35 927 .. .. .. 3 336 3 555 4 378 7 077 5 362 6 450 30 450 20 376 21 489 .. .. .. .. .. .. .. .. .. 30 450 20 376 21 489 13 592 13 035 13 781 13 592 13 035 13 781 .. .. .. .. .. .. 428 455 520 530 565 449
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 67 50 31 .. 16 1 264 .. .. .. 264 76 76 .. .. 408
28 3 850 3 731 300 .. 115 4 .. .. .. .. .. .. .. .. .. ..
Branches 2008 23 4 097 3 967 327 .. 126 4 .. .. .. .. .. .. .. .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 42 660 71 596 87 275 383 657 465 783 494 066 373 178 455 322 482 480 36 843 39 437 38 260 .. .. .. 3 398 3 890 4 726 7 081 6 570 6 860 30 525 20 424 21 579 .. .. .. .. .. .. .. .. .. 30 525 20 424 21 579 15 036 15 058 15 476 15 036 15 058 15 476 .. .. .. .. .. .. 471 878 572 861 618 396
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7a40
OECD BANKING STATISTICS 2012 – © OECD 2012
97
GREECE Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
.. .. 155 531
.. .. 169 820
.. .. 184 618
.. .. 225 601
.. .. 265 851
.. .. 334 227
.. .. 410 488
.. .. 440 969
.. .. 24 391
.. .. 23 157
.. .. 22 535
.. .. 26 615
.. .. 38 731
.. .. 38 950
.. .. 44 834
.. .. 41 511
.. .. 179 922
.. .. 192 977
.. .. 207 153
.. .. 252 216
.. .. 304 583
.. .. 373 178
.. .. 455 322
.. .. 482 480
.. .. 147 096
.. .. 164 030
.. .. 170 274
.. .. 213 903
.. .. 244 607
.. .. 293 163
.. .. 379 025
.. .. 417 772
.. .. 32 826
.. .. 28 947
.. .. 36 879
.. .. 38 313
.. .. 59 975
.. .. 80 014
.. .. 76 297
.. .. 64 708
.. .. 179 922
.. .. 192 977
.. .. 207 153
.. .. 252 216
.. .. 304 583
.. .. 373 178
.. .. 455 322
.. .. 482 480
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7b54
OECD BANKING STATISTICS 2012 – © OECD 2012
98
HUNGARY Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million HUF
2002
2003
2004
2005
2006
2007
2008
2009
843 616 458 653 384 963 138 154 179 067 50 043 42 650 -33 520 523 117 341 429 146 607 70 226 124 596 181 688 27 597 11 878 668 15 051 154 091 27 519 126 572 17 182 109 390
1 049 679 597 059 452 620 194 023 239 011 70 166 48 335 -23 157 646 643 389 732 169 073 71 732 148 927 256 911 44 759 13 280 -912 32 391 212 152 37 789 174 363 37 649 136 714
1 438 905 889 324 549 581 229 676 267 930 86 915 83 896 -35 235 779 257 417 949 190 892 73 305 153 752 361 308 39 340 31 017 580 7 743 321 968 46 894 275 074 95 860 179 214
1 388 809 765 335 623 474 264 152 338 330 131 083 114 562 -57 657 887 626 469 792 221 830 80 255 167 707 417 834 36 752 24 658 -386 12 480 381 082 66 703 314 379 137 188 177 191
1 514 894 817 100 697 794 342 721 401 001 171 068 122 609 -9 821 1 040 515 525 547 253 937 90 731 180 879 514 968 89 098 45 079 -1 246 45 265 425 870 69 075 356 795 171 566 185 229
1 846 207 1 128 778 717 429 352 849 416 234 171 975 171 132 -62 542 1 070 278 587 095 286 727 96 923 203 445 483 183 92 933 68 109 -26 24 850 390 250 65 576 324 674 65 777 258 897
2 196 523 1 482 580 713 943 346 721 427 573 184 859 139 908 -35 901 1 060 664 642 276 317 231 104 162 220 883 418 388 137 157 113 139 3 670 20 348 281 231 44 610 236 621 62 510 174 111
2 464 386 1 708 017 756 369 449 040 406 978 148 807 297 648 -106 779 1 205 409 588 036 283 357 102 997 201 682 617 373 371 263 347 688 5 679 17 896 246 110 37 025 209 085 64 276 144 809
1 133 213 801 975 6 082 817 1 716 725 450 130
876 091 862 959 8 124 919 2 408 977 587 749
1 266 779 1 072 894 9 482 601 2 340 326 749 304
1 988 021 893 114 11 370 654 2 478 465 838 356
1 893 591 1 174 403 13 462 093 2 972 755 1 260 637
1 258 518 1 188 085 16 439 223 3 932 035 1 557 851
1 106 002 935 568 19 874 675 5 302 133 1 959 500
844 962 1 339 516 18 194 247 7 214 981 1 402 667
996 618 16 058 1 394 137 6 762 266 458 891 556 890
1 208 472 8 138 2 401 210 7 495 817 1 097 741 649 317
1 392 633 8 509 2 917 076 8 217 654 1 482 613 893 419
1 581 077 3 135 3 683 276 9 452 084 1 765 196 1 083 842
1 895 838 0 4 274 768 10 876 634 2 030 054 1 686 185
2 204 633 0 5 910 706 11 995 954 2 441 463 1 822 956
2 418 907 149 000 7 695 105 13 412 743 3 024 260 2 477 863
2 618 352 0 7 677 081 13 694 168 3 117 955 1 888 817
10 184 860 9 235 985
12 860 695 11 531 573
14 911 904 13 818 882
17 568 610 16 019 793
20 763 479 19 527 269
24 375 712 22 204 205
29 177 878 26 739 868
28 996 373 29 127 934
143 433 1 356 481 216 811 961 147
185 434 1 920 722 302 821 1 213 780
192 737 1 859 340 288 249 1 253 686
105 447 2 005 537 367 481 1 413 987
228 084 2 198 541 546 130 2 212 589
498 797 2 634 279 798 959 2 761 833
1 303 027 3 191 543 807 563 3 494 364
2 868 793 3 588 563 757 625 3 362 164
1 489 846
2 446 645
2 929 295
4 196 528
5 094 419
6 573 113
9 308 440
8 823 915
882 373 110 684 145 248 847 809 6 507 614
1 029 942 168 286 180 255 1 017 973 8 281 369
1 215 336 173 208 153 821 1 234 723 9 645 560
1 338 585 252 662 237 701 1 353 546 11 322 962
1 503 226 511 409 455 257 1 559 378 13 501 244
1 742 139 573 571 441 050 1 874 660 16 170 067
2 015 981 604 883 514 010 2 106 854 16 409 772
2 224 565 604 188 537 349 2 291 405 15 151 006
36 1 138 26 587
36 1 162 27 167
35 1 139 27 190
35 1 225 28 826
37 1 376 31 242
37 1 533 33 302
36 1 673 34 585
35 1 715 30 968
Million HUF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77d7
OECD BANKING STATISTICS 2012 – © OECD 2012
99
HUNGARY Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
9.13 4.97 4.17 1.50 1.94 0.54 0.46 -0.36 5.66 3.70 1.59 0.76 1.35 1.97 0.30 0.13 0.01 0.16 1.67 0.30 1.37 0.19 1.18
9.10 5.18 3.93 1.68 2.07 0.61 0.42 -0.20 5.61 3.38 1.47 0.62 1.29 2.23 0.39 0.12 -0.01 0.28 1.84 0.33 1.51 0.33 1.19
10.41 6.44 3.98 1.66 1.94 0.63 0.61 -0.26 5.64 3.02 1.38 0.53 1.11 2.62 0.29 0.22 0.00 0.06 2.33 0.34 1.99 0.69 1.30
8.67 4.78 3.89 1.65 2.11 0.82 0.72 -0.36 5.54 2.93 1.39 0.50 1.05 2.61 0.23 0.15 0.00 0.08 2.38 0.42 1.96 0.86 1.11
7.76 4.18 3.57 1.76 2.05 0.88 0.63 -0.05 5.33 2.69 1.30 0.47 0.93 2.64 0.46 0.23 -0.01 0.23 2.18 0.35 1.83 0.88 0.95
8.32 5.08 3.23 1.59 1.88 0.78 0.77 -0.28 4.82 2.64 1.29 0.44 0.92 2.18 0.42 0.31 0.00 0.11 1.76 0.30 1.46 0.30 1.17
8.21 5.54 2.67 1.30 1.60 0.69 0.52 -0.13 3.97 2.40 1.19 0.39 0.83 1.57 0.51 0.42 0.01 0.08 1.05 0.17 0.89 0.23 0.65
8.46 5.86 2.60 1.54 1.40 0.51 1.02 -0.37 4.14 2.02 0.97 0.35 0.69 2.12 1.28 1.19 0.02 0.06 0.85 0.13 0.72 0.22 0.50
73.59 26.41 34.23 9.57 8.15 -6.41 65.27 28.03 13.43 23.82 34.73 5.28 2.27 0.13 2.88 29.46 5.26 24.20
70.00 30.01 36.96 10.85 7.48 -3.58 60.27 26.15 11.09 23.03 39.73 6.92 2.05 -0.14 5.01 32.81 5.84 26.96
70.53 29.47 34.38 11.15 10.77 -4.52 53.63 24.50 9.41 19.73 46.37 5.05 3.98 0.07 0.99 41.32 6.02 35.30
70.24 29.76 38.12 14.77 12.91 -6.50 52.93 24.99 9.04 18.89 47.07 4.14 2.78 -0.04 1.41 42.93 7.52 35.42
67.06 32.94 38.54 16.44 11.78 -0.94 50.51 24.41 8.72 17.38 49.49 8.56 4.33 -0.12 4.35 40.93 6.64 34.29
67.03 32.97 38.89 16.07 15.99 -5.84 54.85 26.79 9.06 19.01 45.15 8.68 6.36 0.00 2.32 36.46 6.13 30.34
67.31 32.69 40.31 17.43 13.19 -3.39 60.55 29.91 9.82 20.83 39.45 12.93 10.67 0.35 1.92 26.52 4.21 22.31
62.75 37.25 33.76 12.35 24.69 -8.86 48.78 23.51 8.55 16.73 51.22 30.80 28.84 0.47 1.49 20.42 3.07 17.35
15.19 6.54 0.37 8.28 84.81 15.15 69.66
17.42 5.17 -0.36 12.61 82.58 14.71 67.87
10.89 8.59 0.16 2.14 89.11 12.98 76.13
8.80 5.90 -0.09 2.99 91.20 15.96 75.24
17.30 8.75 -0.24 8.79 82.70 13.41 69.29
19.23 14.10 -0.01 5.14 80.77 13.57 67.20
32.78 27.04 0.88 4.86 67.22 10.66 56.56
60.14 56.32 0.92 2.90 39.86 6.00 33.87
11.13 7.87 59.72 16.86 4.42
6.81 6.71 63.18 18.73 4.57
8.50 7.20 63.59 15.69 5.03
11.32 5.08 64.72 14.11 4.77
9.12 5.66 64.84 14.32 6.07
5.16 4.87 67.44 16.13 6.39
3.79 3.21 68.12 18.17 6.72
2.91 4.62 62.75 24.88 4.84
9.79 0.16 13.69 66.40 4.51 5.47
9.40 0.06 18.67 58.29 8.54 5.05
9.34 0.06 19.56 55.11 9.94 5.99
9.00 0.02 20.97 53.80 10.05 6.17
9.13 0.00 20.59 52.38 9.78 8.12
9.04 0.00 24.25 49.21 10.02 7.48
8.29 0.51 26.37 45.97 10.37 8.49
9.03 0.00 26.48 47.23 10.75 6.51
.. 1.41 13.32 2.13 9.44
.. 1.44 14.94 2.36 9.44
.. 1.29 12.47 1.93 8.41
.. 0.60 11.42 2.09 8.05
.. 1.10 10.59 2.63 10.66
.. 2.05 10.81 3.28 11.33
.. 4.47 10.94 2.77 11.98
.. 9.89 12.38 2.61 11.60
14.63
19.02
19.64
23.89
24.54
26.97
31.90
30.43
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77d7
OECD BANKING STATISTICS 2012 – © OECD 2012
100
HUNGARY Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 197 37 .. .. 157 3 1 336 .. .. 655 681 253 75 178 .. 1 787
Institutions 2008
2009
1 187 36 .. .. 148 3 1 633 .. .. 749 884 240 75 165 .. 2 061
1 178 35 .. .. 140 3 1 639 .. .. 786 853 207 72 135 .. 2 025
0 .. 1 715 .. .. .. 0 .. .. .. .. .. .. .. .. .. ..
715 .. 33 302 .. .. .. 510 .. .. .. .. .. .. .. .. .. ..
Employees 2008 664 .. 34 585 .. .. .. 511 .. .. .. .. .. .. .. .. .. ..
Total financial assets 2008 2009 .. .. .. 26 290 252 31 372 002 31 411 869 23 741 004 28 595 088 28 473 424 .. .. .. .. .. .. 1 467 980 1 522 200 1 543 075 1 081 268 1 254 714 1 395 370 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 2 .. 1 533 .. .. .. 0 .. .. .. .. .. .. .. .. .. ..
Branches 2008 0 .. 1 673 .. .. .. 0 .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 605 .. 30 968 .. .. .. 527 .. .. .. .. .. .. .. .. .. ..
Million HUF
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 4 704 096 7 366 519 9 059 675 26 985 013 32 018 779 32 003 327 24 375 712 29 177 878 28 996 373 .. .. .. .. .. .. 1 519 836 1 577 473 1 602 601 1 089 465 1 263 428 1 404 353 6 707 017 6 530 481 6 856 430 .. .. .. .. .. .. 6 533 108 6 395 119 6 711 379 173 909 135 362 145 051 5 196 219 5 019 580 6 060 074 2 313 694 2 300 427 2 476 910 2 882 525 2 719 153 3 583 164 .. .. .. 43 592 345 50 935 359 53 979 506
2007
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b743
OECD BANKING STATISTICS 2012 – © OECD 2012
101
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
HUNGARY Table 3. Classification of bank assets and liabilities Million HUF Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
6 955 729 159 658 7 115 387
8 605 347 98 431 8 703 778
9 752 810 155 019 9 907 829
10 708 980 117 923 10 826 903
11 649 012 177 546 11 826 558
12 120 171 223 015 12 343 186
13 025 171 154 773 13 179 944
13 374 706 107 190 13 481 896
2 267 984 801 489 3 069 473
3 041 568 1 115 349 4 156 917
3 905 408 1 098 667 5 004 075
5 445 643 1 296 064 6 741 707
6 901 878 2 035 043 8 936 921
9 493 708 2 538 818 12 032 526
12 658 343 3 339 591 15 997 934
12 259 503 3 254 974 15 514 477
9 223 713 961 147 10 184 860
11 646 915 1 213 780 12 860 695
13 658 218 1 253 686 14 911 904
16 154 623 1 413 987 17 568 610
18 550 890 2 212 589 20 763 479
21 613 879 2 761 833 24 375 712
25 683 514 3 494 364 29 177 878
25 634 209 3 362 164 28 996 373
7 271 599 181 956 7 453 555
8 992 604 276 315 9 268 919
10 389 056 426 705 10 815 761
11 466 391 552 124 12 018 515
12 628 860 652 501 13 281 361
14 296 650 623 219 14 919 869
16 197 715 700 348 16 898 063
15 852 491 635 483 16 487 974
1 423 415 1 307 890 2 731 305
1 421 446 2 170 330 3 591 776
1 593 553 2 502 590 4 096 143
1 905 691 3 644 404 5 550 095
3 040 200 4 441 918 7 482 118
3 505 949 5 949 894 9 455 843
3 671 723 8 608 092 12 279 815
4 319 967 8 188 432 12 508 399
8 695 014 1 489 846 10 184 860
10 414 050 2 446 645 12 860 695
11 982 609 2 929 295 14 911 904
13 372 082 4 196 528 17 568 610
15 669 060 5 094 419 20 763 479
17 802 599 6 573 113 24 375 712
19 869 438 9 308 440 29 177 878
20 172 458 8 823 915 28 996 373
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/947d
OECD BANKING STATISTICS 2012 – © OECD 2012
102
2006
2007
2008
2009
IRELAND Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
24 450 17 352 7 098 4 183 3 129 543 676 921 11 281 5 772 3 034 651 2 087 5 509 621 618 3 0 4 888 896 3 992 1 293 2 700
22 831 16 118 6 713 4 105 3 195 579 721 768 10 819 5 488 2 806 619 2 063 5 330 436 436 0 0 4 894 995 3 899 1 439 2 460
26 441 18 925 7 516 5 280 3 629 600 926 1 325 12 796 6 350 3 325 692 2 333 6 446 271 271 0 0 6 175 1 223 4 952 1 514 3 438
33 098 23 963 9 135 5 521 3 701 604 390 2 034 14 656 6 831 3 912 493 2 426 7 825 417 394 11 11 7 408 1 385 6 023 1 966 4 057
43 912 32 988 10 924 5 937 3 979 977 469 2 466 16 861 8 015 4 582 491 2 942 8 846 409 420 4 -15 8 437 1 482 6 956 1 135 5 820
56 061 43 264 12 797 5 334 4 931 1 635 -582 2 620 18 132 8 697 4 935 552 3 210 9 435 797 802 3 -8 8 638 1 410 7 228 2 196 5 032
58 666 44 122 14 544 2 557 3 723 1 418 -458 710 17 101 8 137 4 384 656 3 097 8 964 8 183 3 908 812 3 462 781 592 189 1 773 -1 584
34 454 22 933 11 521 5 470 3 499 2 045 2 865 1 152 16 991 6 572 3 525 565 2 482 10 419 34 418 24 708 561 9 149 -23 999 -798 -23 201 16 -23 217
4 006 78 194 270 732 151 830 43 998
4 977 93 710 290 458 181 539 51 240
5 710 105 086 355 192 220 912 61 429
7 264 167 214 497 666 210 613 201 661
10 093 189 254 601 619 226 909 203 182
15 762 190 063 655 811 211 919 273 286
24 588 210 116 898 433 169 533 320 065
22 665 178 966 767 959 158 896 210 852
31 359 .. 151 379 179 770 133 250 53 002
32 187 .. 196 247 183 312 149 077 61 101
37 302 .. 219 017 211 428 214 243 66 339
43 131 .. 283 886 261 917 287 465 208 018
52 469 .. 280 098 333 326 352 624 212 539
56 583 .. 307 575 352 406 340 620 289 655
54 154 .. 393 813 341 412 261 607 571 751
63 162 .. 362 305 314 623 228 427 370 822
548 760 489 689
621 924 585 342
748 329 685 127
1 084 418 916 373
1 231 056 1 157 737
1 346 839 1 288 948
1 622 736 1 484 788
1 339 338 1 481 037
20 760 129 420 1 570 267 548
20 404 158 088 2 716 301 781
23 151 194 150 3 611 500 107
21 734 187 694 1 184 636 723
13 228 212 633 1 047 747 269
34 540 176 082 1 296 769 489
18 853 142 890 7 791 966 407
17 803 133 034 8 060 797 631
270 732
290 445
491 008
644 348
749 799
746 956
928 412
766 272
29 429 7 638 7 328 29 739 191 070
30 307 9 786 7 151 32 942 220 125
37 694 13 469 6 325 44 838 308 181
46 774 17 141 7 267 56 647 404 519
58 704 17 050 9 345 66 410 493 383
65 682 19 926 11 760 73 848 566 830
66 155 19 926 9 218 76 863 642 337
67 964 23 502 12 338 79 128 607 522
48 926 36 585
42 924 35 658
42 909 35 564
42 910 37 702
42 935 39 154
42 906 41 813
42 895 40 507
41 814 38 178
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/85fc
OECD BANKING STATISTICS 2012 – © OECD 2012
103
IRELAND Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.99 3.54 1.45 0.85 0.64 0.11 0.14 0.19 2.30 1.18 0.62 0.13 0.43 1.13 0.13 0.13 0.00 0.00 1.00 0.18 0.82 0.26 0.55
3.90 2.75 1.15 0.70 0.55 0.10 0.12 0.13 1.85 0.94 0.48 0.11 0.35 0.91 0.07 0.07 0.00 0.00 0.84 0.17 0.67 0.25 0.42
3.86 2.76 1.10 0.77 0.53 0.09 0.14 0.19 1.87 0.93 0.49 0.10 0.34 0.94 0.04 0.04 0.00 0.00 0.90 0.18 0.72 0.22 0.50
3.61 2.62 1.00 0.60 0.40 0.07 0.04 0.22 1.60 0.75 0.43 0.05 0.27 0.85 0.05 0.04 0.00 0.00 0.81 0.15 0.66 0.22 0.44
3.79 2.85 0.94 0.51 0.34 0.08 0.04 0.21 1.46 0.69 0.40 0.04 0.25 0.76 0.04 0.04 0.00 0.00 0.73 0.13 0.60 0.10 0.50
4.35 3.36 0.99 0.41 0.38 0.13 -0.05 0.20 1.41 0.68 0.38 0.04 0.25 0.73 0.06 0.06 0.00 0.00 0.67 0.11 0.56 0.17 0.39
3.95 2.97 0.98 0.17 0.25 0.10 -0.03 0.05 1.15 0.55 0.30 0.04 0.21 0.60 0.55 0.26 0.06 0.23 0.05 0.04 0.01 0.12 -0.11
2.33 1.55 0.78 0.37 0.24 0.14 0.19 0.08 1.15 0.44 0.24 0.04 0.17 0.70 2.32 1.67 0.04 0.62 -1.62 -0.05 -1.57 0.00 -1.57
62.92 37.08 27.74 4.81 5.99 8.16 51.17 26.90 5.77 18.50 48.83 5.51 5.48 0.03 0.00 43.33 7.94 35.39
62.05 37.94 29.53 5.35 6.66 7.10 50.73 25.94 5.72 19.07 49.27 4.03 4.03 0.00 0.00 45.24 9.20 36.04
58.74 41.26 28.36 4.69 7.24 10.36 49.63 25.99 5.41 18.23 50.38 2.12 2.12 0.00 0.00 48.26 9.56 38.70
62.33 37.67 25.25 4.12 2.66 13.88 46.61 26.69 3.37 16.56 53.39 2.84 2.69 0.08 0.08 50.55 9.45 41.10
64.79 35.21 23.60 5.80 2.78 14.63 47.54 27.17 2.91 17.45 52.46 2.42 2.49 0.02 -0.09 50.04 8.79 41.25
70.58 29.42 27.20 9.02 -3.21 14.45 47.97 27.22 3.04 17.70 52.03 4.39 4.42 0.02 -0.04 47.64 7.78 39.86
85.05 14.95 21.77 8.29 -2.68 4.15 47.58 25.64 3.84 18.11 52.42 47.85 22.86 4.75 20.24 4.57 3.47 1.10
67.81 32.19 20.59 12.04 16.86 6.78 38.68 20.75 3.33 14.61 61.32 202.57 145.42 3.30 53.85 -141.25 -4.70 -136.55
11.27 11.22 0.05 0.00 88.73 16.26 72.46
8.18 8.18 0.00 0.00 91.82 18.67 73.15
4.20 4.20 0.00 0.00 95.80 18.97 76.82
5.33 5.04 0.15 0.14 94.67 17.70 76.98
4.62 4.75 0.04 -0.17 95.38 16.75 78.63
8.44 8.50 0.03 -0.09 91.56 14.95 76.61
91.29 43.60 9.06 38.62 8.71 6.61 2.10
330.35 237.15 5.38 87.81 -230.35 -7.66 -222.69
0.73 14.25 49.34 27.67 8.02
0.80 15.07 46.70 29.19 8.24
0.76 14.04 47.47 29.52 8.21
0.67 15.42 45.89 19.42 18.60
0.82 15.37 48.87 18.43 16.51
1.17 14.11 48.69 15.74 20.29
1.52 12.95 55.37 10.45 19.72
1.69 13.36 57.34 11.86 15.74
5.72 .. 27.59 32.76 24.28 9.66
5.18 .. 31.56 29.48 23.97 9.83
4.99 .. 29.27 28.25 28.63 8.87
3.98 .. 26.18 24.15 26.51 19.18
4.26 .. 22.75 27.08 28.64 17.27
4.20 .. 22.84 26.17 25.29 21.51
3.34 .. 24.27 21.04 16.12 35.23
4.72 .. 27.05 23.49 17.06 27.69
.. 3.78 23.58 0.29 48.76
.. 3.28 25.42 0.44 48.52
.. 3.09 25.94 0.48 66.83
.. 2.00 17.31 0.11 58.72
.. 1.08 17.27 0.09 60.70
.. 2.57 13.07 0.10 57.13
.. 1.16 8.81 0.48 59.55
.. 1.33 9.93 0.60 59.55
49.34
46.70
65.61
59.42
60.91
55.46
57.21
57.21
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/85fc
OECD BANKING STATISTICS 2012 – © OECD 2012
104
IRELAND Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 42 42 36 .. .. .. .. .. .. .. .. .. 54 .. 136 ..
2009
1 42 42 36 .. .. .. .. .. .. .. .. .. 59 .. 133 ..
Branches 2008
2 814 814 209 .. .. .. .. .. .. .. .. .. .. .. .. ..
991 41 813 41 813 11 005 .. .. .. .. .. .. .. .. .. 4 950 .. 6 548 ..
Employees 2008 1 023 40 507 40 507 11 645 .. .. .. .. .. .. .. .. .. 5 106 .. 6 630 ..
Total financial assets 2007 2008 2009 53 468 116 059 124 825 1 343 701 1 620 648 1 337 621 1 343 701 1 620 648 1 337 621 761 209 1 084 058 822 692 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 137 140 113 740 135 348 .. .. .. 20 354 19 567 30 016 .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 41 41 35 .. .. .. .. .. .. .. .. .. 59 .. 129 ..
2 906 906 295 .. .. .. .. .. .. .. .. .. .. .. .. ..
2 895 895 293 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 1 044 38 178 38 178 10 230 .. .. .. .. .. .. .. .. .. 4 863 .. 5 991 ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 53 529 116 132 124 896 1 346 839 1 622 736 1 339 338 1 346 839 1 622 736 1 339 338 762 348 1 084 587 823 214 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 137 854 114 261 135 690 .. .. .. 21 193 20 294 30 409 .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/3f9a
OECD BANKING STATISTICS 2012 – © OECD 2012
105
IRELAND Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
159 740 124 598 284 338
194 594 193 744 388 338
263 230 246 547 509 776
336 674 285 888 622 562
442 788 338 009 780 797
476 173 372 788 848 961
564 342 400 158 964 500
549 659 310 953 860 612
37 358 152 932 190 290
37 337 149 493 186 830
35 998 176 770 212 768
54 834 264 511 319 345
63 109 334 222 397 331
117 007 371 387 488 394
77 549 370 148 447 697
74 730 373 693 448 423
197 098 277 530 474 628
231 931 343 237 575 168
299 228 423 317 722 544
391 508 550 399 941 907
505 896 672 231 1 178 128
593 180 744 175 1 337 356
641 891 770 306 1 412 197
624 390 684 646 1 309 035
144 063 126 788 270 851
178 621 199 714 378 335
228 460 261 189 489 648
274 768 328 664 603 432
371 663 371 317 742 981
379 091 409 173 788 265
493 496 417 995 911 491
519 272 382 546 901 818
35 709 168 069 203 778
39 208 157 625 196 833
37 134 195 762 232 896
50 868 287 607 338 475
57 251 377 896 435 147
106 154 442 937 549 091
71 603 429 103 500 707
67 511 339 706 407 217
179 772 294 857 474 628
217 829 357 339 575 168
265 594 456 950 722 544
325 637 616 271 941 907
428 915 749 213 1 178 128
485 245 852 111 1 337 356
565 099 847 099 1 412 197
586 783 722 253 1 309 035
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/c492
OECD BANKING STATISTICS 2012 – © OECD 2012
106
ISRAEL Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million ILS
2002
2003
2004
2005
2006
2007
2008
2009
43 723 24 832 18 891 8 387 7 685 .. -621 1 323 27 278 17 901 11 240 3 248 3 413 9 377 7 794 .. .. .. 1 583 1 056 526 192 334
32 487 13 498 18 989 11 101 8 155 .. 853 2 093 30 090 18 572 11 246 3 453 3 873 11 517 6 363 .. .. .. 5 154 2 518 2 637 799 1 838
44 690 23 597 21 092 12 416 8 787 .. 700 2 929 33 509 19 604 11 949 3 475 4 180 13 905 5 214 .. .. .. 8 690 3 486 5 204 2 438 2 766
62 615 39 794 22 821 13 991 9 674 .. 398 3 919 36 812 22 035 13 341 3 766 4 928 14 777 4 175 .. .. .. 10 602 4 017 6 586 2 993 3 593
34 603 10 428 24 175 17 327 10 073 .. 533 6 721 41 502 24 676 15 366 3 963 5 347 16 826 3 112 .. .. .. 13 714 4 435 9 279 4 303 4 976
37 645 11 018 26 627 14 165 12 482 .. -667 2 350 40 792 25 105 14 980 4 354 5 771 15 687 1 872 .. .. .. 13 815 4 629 9 186 3 266 5 919
41 599 15 441 26 158 6 394 12 338 .. -7 113 1 169 32 552 26 127 15 203 4 747 6 178 6 425 5 175 .. .. .. 1 249 881 369 682 -314
46 720 22 736 23 984 16 680 12 833 .. 2 689 1 158 40 663 26 304 14 873 5 190 6 241 14 360 5 273 .. .. .. 9 087 3 512 5 575 5 5 570
53 609 42 147 582 966 111 748 34 640
46 717 51 055 570 765 120 198 37 973
32 742 73 488 569 984 138 180 36 634
24 865 97 406 606 981 152 906 37 591
21 631 117 259 619 130 164 023 38 456
23 544 102 189 667 166 170 138 44 178
83 326 42 652 736 146 137 475 62 635
126 958 33 828 728 421 150 871 48 301
42 293 2 945 19 227 699 568 36 594 24 482
45 514 2 933 21 192 690 159 38 813 28 098
48 429 2 294 21 181 708 476 41 153 29 496
50 965 2 067 20 441 741 353 53 375 51 548
57 486 6 706 19 474 772 070 51 554 53 210
62 630 2 060 24 364 800 337 59 257 58 567
62 055 1 970 18 458 832 939 66 725 80 087
70 087 1 403 17 476 849 271 78 710 71 431
825 110 837 084
826 708 825 909
851 029 838 868
919 748 885 388
960 499 940 124
1 007 215 983 857
1 062 234 1 034 724
1 088 378 1 075 306
3 276 106 312 2 160 170 258
6 649 109 270 4 278 179 802
6 772 125 444 5 964 211 676
14 534 132 573 5 799 239 230
8 836 146 285 8 902 275 445
8 066 151 474 10 597 268 747
3 416 126 206 7 853 208 002
17 772 127 833 5 266 194 208
184 570
179 095
183 944
199 058
204 407
205 355
184 681
182 707
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
51 245 26 753 1 204 76 794 725 002
56 414 26 840 1 645 81 609 760 527
63 426 29 677 1 920 91 183 836 225
63 698 33 671 3 690 93 678 910 524
71 851 46 190 2 661 115 380 844 425
14 1 088 41 427
12 1 038 39 945
10 1 051 39 629
8 1 063 41 446
8 1 151 43 680
9 1 200 45 799
8 1 254 48 202
8 1 244 48 854
Million ILS
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b6a4
OECD BANKING STATISTICS 2012 – © OECD 2012
107
ISRAEL Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.22 2.97 2.26 1.00 0.92 .. -0.07 0.16 3.26 2.14 1.34 0.39 0.41 1.12 0.93 .. .. .. 0.19 0.13 0.06 0.02 0.04
3.93 1.63 2.30 1.34 0.99 .. 0.10 0.25 3.64 2.25 1.36 0.42 0.47 1.39 0.77 .. .. .. 0.62 0.31 0.32 0.10 0.22
5.33 2.81 2.51 1.48 1.05 .. 0.08 0.35 3.99 2.34 1.42 0.41 0.50 1.66 0.62 .. .. .. 1.04 0.42 0.62 0.29 0.33
7.07 4.50 2.58 1.58 1.09 .. 0.05 0.44 4.16 2.49 1.51 0.43 0.56 1.67 0.47 .. .. .. 1.20 0.45 0.74 0.34 0.41
3.68 1.11 2.57 1.84 1.07 .. 0.06 0.72 4.42 2.63 1.63 0.42 0.57 1.79 0.33 .. .. .. 1.46 0.47 0.99 0.46 0.53
3.83 1.12 2.71 1.44 1.27 .. -0.07 0.24 4.15 2.55 1.52 0.44 0.59 1.59 0.19 .. .. .. 1.40 0.47 0.93 0.33 0.60
4.02 1.49 2.53 0.62 1.19 .. -0.69 0.11 3.15 2.53 1.47 0.46 0.60 0.62 0.50 .. .. .. 0.12 0.09 0.04 0.07 -0.03
4.35 2.11 2.23 1.55 1.19 .. 0.25 0.11 3.78 2.45 1.38 0.48 0.58 1.34 0.49 .. .. .. 0.85 0.33 0.52 0.00 0.52
69.25 30.75 28.17 .. -2.28 4.85 65.63 41.21 11.91 12.51 34.38 28.57 .. .. .. 5.80 3.87 1.93
63.11 36.89 27.10 .. 2.83 6.96 61.72 37.38 11.48 12.87 38.28 21.15 .. .. .. 17.13 8.37 8.76
62.95 37.05 26.22 .. 2.09 8.74 58.50 35.66 10.37 12.48 41.50 15.56 .. .. .. 25.94 10.40 15.53
61.99 38.01 26.28 .. 1.08 10.65 59.86 36.24 10.23 13.39 40.14 11.34 .. .. .. 28.80 10.91 17.89
58.25 41.75 24.27 .. 1.29 16.20 59.46 37.03 9.55 12.88 40.54 7.50 .. .. .. 33.05 10.69 22.36
65.28 34.73 30.60 .. -1.64 5.76 61.54 36.72 10.68 14.15 38.46 4.59 .. .. .. 33.87 11.35 22.52
80.36 19.64 37.90 .. -21.85 3.59 80.26 46.70 14.58 18.98 19.74 15.90 .. .. .. 3.84 2.71 1.13
58.98 41.02 31.56 .. 6.61 2.85 64.69 36.58 12.76 15.35 35.31 12.97 .. .. .. 22.35 8.64 13.71
83.12 .. .. .. 16.88 11.27 5.61
55.25 .. .. .. 44.75 21.86 22.89
37.50 .. .. .. 62.50 25.07 37.43
28.25 .. .. .. 71.75 27.18 44.57
18.50 .. .. .. 81.51 26.36 55.15
11.94 .. .. .. 88.07 29.51 58.56
80.55 .. .. .. 19.45 13.71 5.74
36.72 .. .. .. 63.28 24.46 38.82
6.50 5.11 70.65 13.54 4.20
5.65 6.18 69.04 14.54 4.59
3.85 8.64 66.98 16.24 4.31
2.70 10.59 65.99 16.63 4.09
2.25 12.21 64.46 17.08 4.00
2.34 10.15 66.24 16.89 4.39
7.84 4.02 69.30 12.94 5.90
11.67 3.11 66.93 13.86 4.44
5.13 0.36 2.33 84.79 4.44 2.97
5.51 0.36 2.56 83.48 4.70 3.40
5.69 0.27 2.49 83.25 4.84 3.47
5.54 0.23 2.22 80.60 5.80 5.61
5.99 0.70 2.03 80.38 5.37 5.54
6.22 0.21 2.42 79.46 5.88 5.82
5.84 0.19 1.74 78.41 6.28 7.54
6.44 0.13 1.61 78.03 7.23 6.56
.. 0.40 12.89 0.26 20.64
.. 0.80 13.22 0.52 21.75
.. 0.80 14.74 0.70 24.87
.. 1.58 14.41 0.63 26.01
.. 0.92 15.23 0.93 28.68
.. 0.80 15.04 1.05 26.68
.. 0.32 11.88 0.74 19.58
.. 1.63 11.75 0.48 17.84
22.37
21.66
21.61
21.64
21.28
20.39
17.39
16.79
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b6a4
OECD BANKING STATISTICS 2012 – © OECD 2012
108
ISRAEL Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million ILS
2002
2003
2004
2005
2006
2007
2008
2009
41 422 23 199 18 223 8 084 7 398 .. -613 1 299 26 307 17 175 10 795 3 136 3 244 9 132 7 166 .. .. .. 1 966 1 029 937 186 751
30 998 12 585 18 413 10 756 7 880 .. 811 2 065 29 169 17 864 10 826 3 343 3 695 11 305 5 999 .. .. .. 5 306 2 529 2 777 792 1 985
42 535 22 126 20 409 12 052 8 510 .. 644 2 898 32 461 18 945 11 579 3 371 3 995 13 516 4 958 .. .. .. 8 558 3 421 5 137 2 431 2 706
59 144 37 185 21 959 13 591 9 367 .. 333 3 891 35 550 21 248 12 878 3 656 4 714 14 302 3 953 .. .. .. 10 349 3 907 6 442 2 977 3 465
32 964 9 600 23 364 16 909 9 791 .. 483 6 635 40 273 23 903 14 915 3 854 5 134 16 370 3 013 .. .. .. 13 357 4 303 9 054 4 271 4 783
35 578 9 874 25 704 13 806 12 190 .. -723 2 339 39 510 24 298 14 516 4 233 5 549 15 212 1 776 .. .. .. 13 436 4 483 8 953 3 144 5 809
39 223 13 956 25 267 6 064 12 052 .. -7 150 1 162 31 331 25 286 14 720 4 613 5 953 6 045 5 078 .. .. .. 967 762 205 670 -465
44 573 21 473 23 100 16 228 12 530 .. 2 545 1 153 39 328 25 451 14 387 5 041 6 023 13 877 5 175 .. .. .. 8 702 3 351 5 351 0 5 351
50 572 40 042 548 527 106 967 32 470
45 379 49 720 539 886 117 539 36 596
31 038 71 225 539 537 135 004 35 339
23 171 95 055 575 783 147 615 35 836
20 674 112 746 585 016 156 530 37 011
22 668 97 009 638 811 160 496 42 710
79 440 40 136 705 651 129 035 59 016
123 489 31 304 696 425 143 850 47 086
39 726 797 18 124 661 400 35 654 22 877
43 507 729 20 793 659 193 37 718 27 180
46 412 832 20 730 675 622 39 957 28 590
49 134 0 21 014 705 917 51 595 49 800
55 039 5 944 19 156 731 048 48 811 51 979
60 106 2 060 23 516 763 788 55 396 56 828
59 477 1 970 17 773 795 175 62 134 76 749
67 004 1 403 16 627 814 447 72 988 69 685
778 578 787 082
789 120 783 849
812 143 800 632
877 460 844 802
911 977 894 719
961 694 936 836
1 013 278 987 486
1 042 154 1 027 716
2 758 102 173 2 036 166 199
5 737 107 761 4 041 173 001
5 844 123 457 5 703 205 392
11 840 130 260 5 515 232 204
5 648 142 238 8 644 267 318
5 478 144 688 10 330 260 037
2 832 118 595 7 608 200 641
15 222 123 508 5 120 188 764
178 535
174 174
179 274
193 909
199 397
200 106
179 660
177 966
41 214 22 298 1 149 62 304 628 969
42 742 22 201 978 63 859 618 770
46 320 23 119 991 68 449 636 524
49 229 25 947 1 202 73 974 689 162
53 975 26 096 1 645 78 426 724 516
60 845 28 516 1 919 87 441 798 248
61 126 32 450 3 677 89 899 878 014
68 829 44 602 2 661 110 771 813 819
5 1 041 39 531
5 997 38 427
5 1 008 38 170
5 1 018 40 029
5 1 104 42 200
5 1 150 44 286
5 1 202 46 628
5 1 193 47 260
Million ILS
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b6a4
OECD BANKING STATISTICS 2012 – © OECD 2012
109
ISRAEL Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.26 2.95 2.32 1.03 0.94 .. -0.08 0.17 3.34 2.18 1.37 0.40 0.41 1.16 0.91 .. .. .. 0.25 0.13 0.12 0.02 0.10
3.96 1.61 2.35 1.37 1.01 .. 0.10 0.26 3.72 2.28 1.38 0.43 0.47 1.44 0.77 .. .. .. 0.68 0.32 0.35 0.10 0.25
5.31 2.76 2.55 1.51 1.06 .. 0.08 0.36 4.05 2.37 1.45 0.42 0.50 1.69 0.62 .. .. .. 1.07 0.43 0.64 0.30 0.34
7.00 4.40 2.60 1.61 1.11 .. 0.04 0.46 4.21 2.52 1.52 0.43 0.56 1.69 0.47 .. .. .. 1.23 0.46 0.76 0.35 0.41
3.68 1.07 2.61 1.89 1.09 .. 0.05 0.74 4.50 2.67 1.67 0.43 0.57 1.83 0.34 .. .. .. 1.49 0.48 1.01 0.48 0.54
3.80 1.05 2.74 1.47 1.30 .. -0.08 0.25 4.22 2.59 1.55 0.45 0.59 1.62 0.19 .. .. .. 1.43 0.48 0.96 0.34 0.62
3.97 1.41 2.56 0.61 1.22 .. -0.72 0.12 3.17 2.56 1.49 0.47 0.60 0.61 0.51 .. .. .. 0.10 0.08 0.02 0.07 -0.05
4.34 2.09 2.25 1.58 1.22 .. 0.25 0.11 3.83 2.48 1.40 0.49 0.59 1.35 0.50 .. .. .. 0.85 0.33 0.52 0.00 0.52
69.27 30.73 28.12 .. -2.33 4.94 65.29 41.04 11.92 12.33 34.71 27.24 .. .. .. 7.47 3.91 3.56
63.13 36.88 27.02 .. 2.78 7.08 61.24 37.12 11.46 12.67 38.76 20.57 .. .. .. 18.19 8.67 9.52
62.87 37.13 26.22 .. 1.98 8.93 58.36 35.67 10.39 12.31 41.64 15.27 .. .. .. 26.36 10.54 15.83
61.77 38.23 26.35 .. 0.94 10.95 59.77 36.23 10.28 13.26 40.23 11.12 .. .. .. 29.11 10.99 18.12
58.01 41.99 24.31 .. 1.20 16.48 59.35 37.04 9.57 12.75 40.65 7.48 .. .. .. 33.17 10.69 22.48
65.06 34.94 30.85 .. -1.83 5.92 61.50 36.74 10.71 14.05 38.50 4.50 .. .. .. 34.01 11.35 22.66
80.65 19.36 38.47 .. -22.82 3.71 80.71 46.98 14.72 19.00 19.29 16.21 .. .. .. 3.09 2.43 0.65
58.74 41.26 31.86 .. 6.47 2.93 64.72 36.58 12.82 15.32 35.29 13.16 .. .. .. 22.13 8.52 13.61
78.47 .. .. .. 21.53 11.27 10.26
53.07 .. .. .. 46.94 22.37 24.56
36.68 .. .. .. 63.32 25.31 38.01
27.64 .. .. .. 72.36 27.32 45.04
18.41 .. .. .. 81.59 26.29 55.31
11.68 .. .. .. 88.33 29.47 58.86
84.00 .. .. .. 16.00 12.61 3.39
37.29 .. .. .. 62.71 24.15 38.56
6.50 5.14 70.45 13.74 4.17
5.75 6.30 68.42 14.90 4.64
3.82 8.77 66.43 16.62 4.35
2.64 10.83 65.62 16.82 4.08
2.27 12.36 64.15 17.16 4.06
2.36 10.09 66.43 16.69 4.44
7.84 3.96 69.64 12.73 5.82
11.85 3.00 66.83 13.80 4.52
5.10 0.10 2.33 84.95 4.58 2.94
5.51 0.09 2.64 83.54 4.78 3.44
5.72 0.10 2.55 83.19 4.92 3.52
5.60 0.00 2.40 80.45 5.88 5.68
6.04 0.65 2.10 80.16 5.35 5.70
6.25 0.21 2.45 79.42 5.76 5.91
5.87 0.19 1.75 78.48 6.13 7.57
6.43 0.14 1.60 78.15 7.00 6.69
.. 0.35 13.12 0.26 21.35
.. 0.73 13.66 0.51 21.92
.. 0.72 15.20 0.70 25.29
.. 1.35 14.85 0.63 26.46
.. 0.62 15.60 0.95 29.31
.. 0.57 15.05 1.07 27.04
.. 0.28 11.70 0.75 19.80
.. 1.46 11.85 0.49 18.11
22.93
22.07
22.07
22.10
21.86
20.81
17.73
17.08
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b6a4
OECD BANKING STATISTICS 2012 – © OECD 2012
110
ISRAEL Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 9 9 1 .. .. .. .. .. .. .. .. 541 25 43 473 ..
2009
1 8 8 1 .. .. .. .. .. .. .. .. 523 25 45 453 ..
2007 1 8 8 1 0 0 0 0 .. .. .. .. 562 25 42 495 571
1 1 200 1 200 1 .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 1 1 254 1 254 1 .. .. .. .. .. .. .. .. .. .. .. .. ..
1 1 244 1 244 1 .. .. .. .. .. .. .. .. .. .. .. .. 1 245
745 45 799 45 799 39 .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 727 48 202 48 202 42 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 260 639 1 074 522 1 028 741 6 573 .. .. .. .. .. .. .. .. 899 334 258 765 360 516 280 053 2 197 206
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 728 48 854 48 854 44 .. .. .. .. .. .. .. .. .. .. .. .. 49 861
Million ILS
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 135 899 179 276 261 023 1 007 215 1 062 234 1 088 378 1 007 215 1 062 234 1 088 378 4 920 5 602 6 599 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 717 886 737 264 899 420 215 956 210 774 258 827 223 672 308 126 360 194 278 258 218 364 280 399 .. .. 2 253 355
Total financial assets 2007 2008 135 576 178 943 994 510 1 048 680 949 386 1 000 158 4 894 5 575 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 688 364 735 200 214 346 209 009 195 771 308 102 278 248 218 089 .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d0b
OECD BANKING STATISTICS 2012 – © OECD 2012
111
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
ISRAEL Table 3. Classification of bank assets and liabilities Million ILS Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
.. .. 482 641
.. .. 489 859
.. .. 491 948
.. .. 538 716
.. .. 567 990
.. .. 632 047
.. .. 715 260
.. .. 800 771
.. .. 342 469
.. .. 336 850
.. .. 359 080
.. .. 381 032
.. .. 392 508
.. .. 375 168
.. .. 346 974
.. .. 287 607
.. .. 825 110
.. .. 826 708
.. .. 851 029
.. .. 919 748
.. .. 960 499
.. .. 1 007 215
.. .. 1 062 234
.. .. 1 088 378
.. .. 506 605
.. .. 513 146
.. .. 518 456
.. .. 557 352
.. .. 595 467
.. .. 637 520
.. .. 706 108
.. .. 753 154
.. .. 318 505
.. .. 313 562
.. .. 332 572
.. .. 362 397
.. .. 365 032
.. .. 369 695
.. .. 356 126
.. .. 335 224
.. .. 825 110
.. .. 826 708
.. .. 851 029
.. .. 919 748
.. .. 960 499
.. .. 1 007 215
.. .. 1 062 234
.. .. 1 088 378
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e44f
OECD BANKING STATISTICS 2012 – © OECD 2012
112
ITALY Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
90 153 41 704 48 449 19 047 15 989 4 056 -145 7 260 67 496 40 413 22 119 15 974 2 320 27 083 11 167 7 509 545 3 113 15 916 6 022 9 894 6 582 3 313
83 680 35 381 48 299 21 121 16 466 4 393 -469 9 517 69 420 42 354 23 244 16 785 2 325 27 066 11 235 9 091 143 2 002 15 831 4 737 11 094 7 342 3 752
82 468 34 596 47 872 21 934 17 290 4 514 96 9 063 69 806 42 324 22 952 17 021 2 351 27 482 6 806 7 257 -605 154 20 677 5 631 15 046 8 966 6 080
89 790 39 488 50 302 23 732 19 519 5 350 429 9 134 74 034 44 329 23 689 17 675 2 965 29 705 7 069 5 909 -349 1 509 22 636 6 184 16 452 12 290 4 162
106 032 55 847 50 185 33 684 27 883 5 839 643 10 998 83 869 47 877 25 568 19 718 2 591 35 992 5 792 4 727 392 673 30 200 7 792 22 408 14 910 7 498
138 001 83 416 54 585 30 816 28 057 5 972 -632 9 364 85 402 49 567 27 401 19 708 2 459 35 835 3 778 5 511 808 -2 541 32 057 8 413 23 644 14 007 9 637
161 177 102 169 59 008 19 674 26 365 5 835 -2 436 1 580 78 682 50 689 26 643 21 731 2 314 27 993 16 139 9 903 2 778 3 459 11 854 1 340 10 514 5 586 4 927
104 014 55 296 48 718 27 760 26 753 5 656 687 5 976 76 478 48 340 24 867 20 760 2 712 28 139 17 083 13 502 1 099 2 482 11 056 3 628 7 428 5 261 2 168
12 486 230 591 977 032 216 602 704 481
12 623 252 664 1 037 568 232 417 731 988
15 489 270 097 1 095 050 231 485 821 487
14 939 289 230 1 191 783 267 059 913 495
18 707 334 190 1 320 435 285 489 1 030 004
51 652 358 502 1 450 266 312 544 1 144 218
45 051 525 059 1 522 471 312 677 1 018 827
43 000 537 226 1 491 972 360 055 1 008 294
146 002 388 216 736 564 998 322 158 890 910
156 872 566 239 238 593 181 351 475 925 927
163 250 528 256 758 625 941 391 848 995 282
191 720 221 276 798 674 645 432 232 1 100 890
203 009 213 316 255 709 230 481 372 1 278 746
266 539 6 176 344 352 726 222 539 897 1 433 996
269 124 58 474 527 620 943 757 730 376 894 734
284 992 28 662 539 994 1 001 971 810 690 774 239
2 141 192 1 998 624
2 267 260 2 170 483
2 433 608 2 330 992
2 676 506 2 545 644
2 988 825 2 784 102
3 317 182 3 153 911
3 424 084 3 304 335
3 440 547 3 450 872
15 978 124 151 76 473 192 776
18 909 123 049 90 459 190 827
17 085 121 225 93 175 218 064
18 205 151 065 97 789 236 061
13 492 162 133 109 864 280 444
5 399 181 538 125 608 303 704
16 326 165 675 130 676 358 711
34 067 191 210 134 779 321 037
280 653
302 541
315 830
366 600
460 464
566 511
468 446
415 974
138 258 47 748 4 088 181 918 1 234 749
149 329 51 041 5 038 195 332 1 279 122
159 748 51 059 5 641 205 166 1 336 484
186 396 49 793 8 692 227 497 1 516 637
190 595 63 699 9 413 244 881 1 661 956
224 707 59 623 5 233 279 097 1 835 226
145 189 64 635 5 292 204 532 1 912 332
162 064 62 142 5 554 218 652 1 826 701
794 29 827 340 580
779 30 466 337 430
774 30 927 337 040
775 31 281 336 398
784 32 313 339 321
800 33 076 341 251
795 34 163 338 796
768 33 974 328 582
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/d4e8
OECD BANKING STATISTICS 2012 – © OECD 2012
113
ITALY Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.51 2.09 2.42 0.95 0.80 0.20 -0.01 0.36 3.38 2.02 1.11 0.80 0.12 1.36 0.56 0.38 0.03 0.16 0.80 0.30 0.50 0.33 0.17
3.86 1.63 2.23 0.97 0.76 0.20 -0.02 0.44 3.20 1.95 1.07 0.77 0.11 1.25 0.52 0.42 0.01 0.09 0.73 0.22 0.51 0.34 0.17
3.54 1.48 2.05 0.94 0.74 0.19 0.00 0.39 3.00 1.82 0.99 0.73 0.10 1.18 0.29 0.31 -0.03 0.01 0.89 0.24 0.65 0.39 0.26
3.53 1.55 1.98 0.93 0.77 0.21 0.02 0.36 2.91 1.74 0.93 0.69 0.12 1.17 0.28 0.23 -0.01 0.06 0.89 0.24 0.65 0.48 0.16
3.81 2.01 1.80 1.21 1.00 0.21 0.02 0.40 3.01 1.72 0.92 0.71 0.09 1.29 0.21 0.17 0.01 0.02 1.09 0.28 0.81 0.54 0.27
4.38 2.65 1.73 0.98 0.89 0.19 -0.02 0.30 2.71 1.57 0.87 0.63 0.08 1.14 0.12 0.18 0.03 -0.08 1.02 0.27 0.75 0.44 0.31
4.88 3.09 1.79 0.60 0.80 0.18 -0.07 0.05 2.38 1.53 0.81 0.66 0.07 0.85 0.49 0.30 0.08 0.11 0.36 0.04 0.32 0.17 0.15
3.01 1.60 1.41 0.80 0.78 0.16 0.02 0.17 2.22 1.40 0.72 0.60 0.08 0.82 0.50 0.39 0.03 0.07 0.32 0.11 0.22 0.15 0.06
71.78 28.22 23.69 6.01 -0.22 10.76 59.87 32.77 23.67 3.44 40.13 16.55 11.13 0.81 4.61 23.58 8.92 14.66
69.58 30.43 23.72 6.33 -0.68 13.71 61.01 33.48 24.18 3.35 38.99 16.18 13.10 0.21 2.88 22.80 6.82 15.98
68.58 31.42 24.77 6.47 0.14 12.98 60.63 32.88 24.38 3.37 39.37 9.75 10.40 -0.87 0.22 29.62 8.07 21.55
67.95 32.06 26.37 7.23 0.58 12.34 59.88 32.00 23.87 4.01 40.12 9.55 7.98 -0.47 2.04 30.58 8.35 22.22
59.84 40.16 33.25 6.96 0.77 13.11 57.09 30.49 23.51 3.09 42.91 6.91 5.64 0.47 0.80 36.01 9.29 26.72
63.92 36.08 32.85 6.99 -0.74 10.96 58.04 32.08 23.08 2.88 41.96 4.42 6.45 0.95 -2.98 37.54 9.85 27.69
75.00 25.00 33.51 7.42 -3.10 2.01 64.42 33.86 27.62 2.94 35.58 20.51 12.59 3.53 4.40 15.07 1.70 13.36
63.70 36.30 34.98 7.40 0.90 7.81 63.21 32.52 27.15 3.55 36.79 22.34 17.66 1.44 3.25 14.46 4.74 9.71
41.23 27.73 2.01 11.50 58.77 22.23 36.53
41.51 33.59 0.53 7.40 58.49 17.50 40.99
24.76 26.41 -2.20 0.56 75.24 20.49 54.75
23.80 19.89 -1.18 5.08 76.20 20.82 55.38
16.09 13.13 1.09 1.87 83.91 21.65 62.26
10.54 15.38 2.26 -7.09 89.46 23.48 65.98
57.66 35.38 9.92 12.36 42.35 4.79 37.56
60.71 47.98 3.90 8.82 39.29 12.89 26.40
0.58 10.77 45.63 10.12 32.90
0.56 11.14 45.76 10.25 32.29
0.64 11.10 45.00 9.51 33.76
0.56 10.81 44.53 9.98 34.13
0.63 11.18 44.18 9.55 34.46
1.56 10.81 43.72 9.42 34.49
1.32 15.33 44.46 9.13 29.76
1.25 15.62 43.36 10.47 29.31
6.82 0.02 10.12 26.39 15.05 41.61
6.92 0.03 10.55 26.16 15.50 40.84
6.71 0.02 10.55 25.72 16.10 40.90
7.16 0.01 10.34 25.21 16.15 41.13
6.79 0.01 10.58 23.73 16.11 42.78
8.04 0.19 10.38 21.89 16.28 43.23
7.86 1.71 15.41 27.56 21.33 26.13
8.28 0.83 15.70 29.12 23.56 22.50
.. 0.75 5.80 3.57 9.00
.. 0.83 5.43 3.99 8.42
.. 0.70 4.98 3.83 8.96
.. 0.68 5.64 3.65 8.82
.. 0.45 5.43 3.68 9.38
.. 0.16 5.47 3.79 9.16
.. 0.48 4.84 3.82 10.48
.. 0.99 5.56 3.92 9.33
13.11
13.34
12.98
13.70
15.41
17.08
13.68
12.09
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/d4e8
OECD BANKING STATISTICS 2012 – © OECD 2012
114
ITALY Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 806 328 79 .. 478 .. 482 .. .. .. .. 719 163 556 .. 2 008
Institutions 2008
2009
1 799 329 82 .. 470 .. 490 .. .. .. .. 696 163 533 .. 1 986
1 788 329 82 .. 459 .. 480 .. .. .. .. 662 156 506 .. 1 931
2007 97 33 229 26 431 155 .. 6 798 .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 88 34 167 27 045 225 .. 7 122 .. .. .. .. .. .. .. .. .. .. ..
2009 58 34 035 26 724 303 .. 7 311 .. .. .. .. .. .. .. .. .. .. ..
2007 7 400 341 538 281 577 6 995 .. 59 961 .. 31 424 .. .. .. .. .. .. .. .. ..
Employees 2008 7 755 337 962 274 991 6 695 .. 62 971 .. 30 414 .. .. .. .. .. .. .. .. ..
2009 7 523 322 575 259 820 6 322 .. 62 755 .. 30 903 .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 244 376 267 431 301 256 3 329 704 3 427 727 3 453 849 2 875 023 2 957 796 2 942 195 312 494 314 782 270 681 .. .. .. 454 681 469 931 511 654 .. .. .. 209 200 231 332 242 706 .. .. .. .. .. .. .. .. .. .. .. .. 516 585 482 416 543 317 473 437 441 468 494 268 41 286 40 948 49 049 .. .. .. 4 299 865 4 408 906 4 541 128
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e220
OECD BANKING STATISTICS 2012 – © OECD 2012
115
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
ITALY Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
1 925 543 187 827 2 113 370
2 036 658 201 943 2 238 601
2 158 399 245 320 2 403 719
2 362 156 282 324 2 644 481
2 629 335 321 837 2 951 171
2 958 274 393 162 3 351 436
2 899 895 413 291 3 313 186
2 995 233 366 186 3 361 418
47 529 45 774 93 302
37 449 41 796 79 245
39 220 43 864 83 085
42 155 54 166 96 321
41 110 68 388 109 498
40 213 62 775 102 988
51 447 63 093 114 541
43 474 48 957 92 430
1 973 072 233 601 2 206 673
2 074 107 243 739 2 317 846
2 197 620 289 184 2 486 804
2 404 311 336 491 2 740 802
2 670 444 390 225 3 060 669
2 998 486 455 938 3 454 424
2 951 342 476 384 3 427 727
3 038 706 415 142 3 453 848
1 856 348 231 450 2 087 798
1 945 326 264 162 2 209 488
2 078 334 292 185 2 370 519
2 252 166 345 402 2 597 568
2 462 205 418 961 2 881 166
2 731 140 564 490 3 295 629
2 699 154 565 751 3 264 904
2 813 640 514 424 3 328 064
44 168 74 707 118 875
39 503 68 856 108 359
46 549 69 736 116 285
56 273 86 962 143 234
68 691 110 812 179 503
69 558 89 237 158 795
74 384 88 438 162 822
51 836 73 948 125 784
1 900 516 306 157 2 206 673
1 984 829 333 017 2 317 846
2 124 883 361 921 2 486 804
2 308 438 432 364 2 740 802
2 530 897 529 772 3 060 669
2 800 698 653 727 3 454 424
2 773 538 654 189 3 427 727
2 865 476 588 372 3 453 848
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/71c5
OECD BANKING STATISTICS 2012 – © OECD 2012
116
JAPAN Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Billion JPY
2002
2003
2004
2005
2006
2007
2008
2009
12 062 2 690 9 372 -4 155 2 455 739 -5 712 -159 5 217 6 993 3 240 3 420 333 -1 777 3 190 3 190 .. .. -4 966 221 -5 187 147 -5 334
10 913 1 908 9 005 1 210 2 738 838 -1 170 479 10 215 6 732 3 094 3 314 324 3 482 2 490 2 490 .. .. 992 164 828 567 262
10 652 1 963 8 689 1 181 3 058 865 -1 714 702 9 869 6 422 2 781 3 293 348 3 447 843 843 .. .. 2 604 189 2 415 583 1 832
11 609 2 864 8 745 4 394 3 409 896 703 1 178 13 139 6 526 2 792 3 385 349 6 614 685 685 .. .. 5 929 301 5 628 1 136 4 492
13 020 4 532 8 488 3 480 3 475 877 454 428 11 968 6 517 2 630 3 533 353 5 452 712 712 .. .. 4 740 497 4 243 1 788 2 455
14 332 5 740 8 592 2 070 3 293 911 -264 -49 10 662 6 738 2 679 3 695 363 3 923 522 522 .. .. 3 401 543 2 859 2 138 721
13 229 4 526 8 704 -1 423 2 912 908 -3 739 312 7 281 6 935 2 921 3 656 358 346 1 643 1 643 .. .. -1 297 341 -1 639 1 155 -2 793
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. 42 806 439 776 168 802 94 886
.. 40 167 422 506 195 233 88 751
.. 43 568 414 074 201 619 86 629
.. 37 688 428 063 208 776 92 342
.. 28 117 435 862 200 232 96 885
.. 31 629 445 976 188 716 114 330
.. 31 735 465 997 196 194 112 962
.. .. .. .. ..
24 840 163 0 552 824 24 866 143 577
28 961 141 0 563 354 22 760 131 440
31 435 .. .. 570 294 22 334 121 827
37 306 .. .. 579 947 20 816 128 799
40 035 .. .. 588 169 19 858 113 034
34 834 .. .. 598 820 19 470 127 527
28 968 .. .. 611 789 17 998 148 134
.. .. .. .. .. ..
746 269 751 176
746 657 746 463
745 890 746 273
766 868 756 379
761 096 763 982
780 650 770 873
806 889 793 770
.. ..
.. .. 23 191 ..
.. .. 28 527 ..
.. .. 27 732 ..
.. .. 33 236 ..
.. .. 33 865 ..
.. .. 25 601 ..
.. .. 18 395 ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
134 12 820 321 000
131 12 510 302 000
129 .. ..
126 .. ..
125 .. ..
124 .. ..
123 .. ..
.. .. ..
Billion JPY
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7bd9
OECD BANKING STATISTICS 2012 – © OECD 2012
117
JAPAN Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
1.61 0.36 1.25 -0.55 0.33 0.10 -0.76 -0.02 0.69 0.93 0.43 0.46 0.04 -0.24 0.43 0.43 .. .. -0.66 0.03 -0.69 0.02 -0.71
1.46 0.26 1.21 0.16 0.37 0.11 -0.16 0.06 1.37 0.90 0.42 0.44 0.04 0.47 0.33 0.33 .. .. 0.13 0.02 0.11 0.08 0.04
1.43 0.26 1.16 0.16 0.41 0.12 -0.23 0.09 1.32 0.86 0.37 0.44 0.05 0.46 0.11 0.11 .. .. 0.35 0.03 0.32 0.08 0.25
1.54 0.38 1.16 0.58 0.45 0.12 0.09 0.16 1.74 0.86 0.37 0.45 0.05 0.87 0.09 0.09 .. .. 0.78 0.04 0.74 0.15 0.59
1.70 0.59 1.11 0.46 0.46 0.12 0.06 0.06 1.57 0.85 0.34 0.46 0.05 0.71 0.09 0.09 .. .. 0.62 0.07 0.56 0.23 0.32
1.86 0.75 1.12 0.27 0.43 0.12 -0.03 -0.01 1.38 0.87 0.35 0.48 0.05 0.51 0.07 0.07 .. .. 0.44 0.07 0.37 0.28 0.09
1.67 0.57 1.10 -0.18 0.37 0.11 -0.47 0.04 0.92 0.87 0.37 0.46 0.05 0.04 0.21 0.21 .. .. -0.16 0.04 -0.21 0.15 -0.35
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
179.66 -79.66 47.06 14.17 -109.50 -3.05 134.06 62.12 65.57 6.37 -34.06 61.15 61.15 .. .. -95.21 4.23 -99.44
88.16 11.84 26.81 8.20 -11.45 4.69 65.91 30.29 32.45 3.17 34.09 24.38 24.38 .. .. 9.71 1.60 8.11
88.04 11.96 30.99 8.76 -17.37 7.11 65.07 28.17 33.37 3.53 34.93 8.54 8.54 .. .. 26.39 1.91 24.47
66.56 33.44 25.95 6.82 5.35 8.97 49.67 21.25 25.76 2.66 50.34 5.21 5.21 .. .. 45.12 2.29 42.83
70.92 29.08 29.04 7.33 3.80 3.57 54.45 21.98 29.52 2.95 45.55 5.95 5.95 .. .. 39.60 4.15 35.45
80.59 19.41 30.89 8.54 -2.48 -0.46 63.20 25.13 34.66 3.41 36.80 4.90 4.90 .. .. 31.90 5.09 26.81
119.55 -19.55 40.00 12.47 -51.36 4.28 95.25 40.12 50.22 4.91 4.75 22.57 22.57 .. .. -17.82 4.69 -22.51
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
-179.53 -179.53 .. .. 279.53 -12.42 291.96
71.51 71.51 .. .. 28.49 4.70 23.79
24.46 24.46 .. .. 75.54 5.48 70.06
10.36 10.36 .. .. 89.64 4.55 85.09
13.06 13.06 .. .. 86.94 9.11 77.83
13.31 13.31 .. .. 86.69 13.83 72.86
475.30 475.30 .. .. -375.30 98.79 -474.08
.. .. .. .. .. .. ..
.. 5.74 58.93 22.62 12.72
.. 5.38 56.59 26.15 11.89
.. 5.84 55.51 27.03 11.61
.. 4.91 55.82 27.23 12.04
.. 3.69 57.27 26.31 12.73
.. 4.05 57.13 24.17 14.65
.. 3.93 57.75 24.32 14.00
.. .. .. .. ..
3.33 0.02 0.00 74.08 3.33 19.24
3.88 0.02 0.00 75.45 3.05 17.60
4.21 .. .. 76.46 2.99 16.33
4.87 .. .. 75.63 2.71 16.80
5.26 .. .. 77.28 2.61 14.85
4.46 .. .. 76.71 2.49 16.34
3.59 .. .. 75.82 2.23 18.36
.. .. .. .. .. ..
.. .. .. 3.11 ..
.. .. .. 3.82 ..
.. .. .. 3.72 ..
.. .. .. 4.33 ..
.. .. .. 4.45 ..
.. .. .. 3.28 ..
.. .. .. 2.28 ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7bd9
OECD BANKING STATISTICS 2012 – © OECD 2012
118
JAPAN Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. 124 .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Institutions 2008 .. 123 .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Branches 2008
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Billion JPY Total assets or liabilities 2008 2009 .. .. 780 650 806 889 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/16e5
OECD BANKING STATISTICS 2012 – © OECD 2012
119
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
JAPAN Table 3. Classification of bank assets and liabilities Billion JPY 2002 Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2003
2004
2005
2006
2007
2008
2009
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. 746 269
.. .. 746 657
.. .. 745 890
.. .. 766 868
.. .. 761 096
.. .. 780 650
.. .. 806 889
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. 746 269
.. .. 746 657
.. .. 745 890
.. .. 766 868
.. .. 761 096
.. .. 780 650
.. .. 806 889
.. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1b92
OECD BANKING STATISTICS 2012 – © OECD 2012
120
KOREA Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Billion KRW
2002
2003
2004
2005
2006
2007
2008
2009
48 413 27 321 21 092 2 026 3 853 1 414 804 -1 219 23 117 10 035 4 677 5 357 0 13 083 7 157 7 210 .. -53 5 926 1 152 4 775 1 025 3 750
52 308 27 754 24 554 1 919 4 201 1 152 2 514 -3 645 26 473 11 286 5 234 6 052 0 15 187 13 589 12 851 .. 738 1 599 128 1 471 852 619
57 194 28 813 28 382 4 596 5 753 1 655 3 625 -3 127 32 978 13 987 6 403 7 206 379 18 990 10 566 10 074 .. 492 8 425 752 7 673 .. ..
57 878 27 808 30 071 5 553 5 142 1 788 3 722 -1 523 35 623 15 471 7 316 7 728 426 20 153 6 589 5 166 .. 1 423 13 564 2 315 11 251 .. ..
66 188 34 346 31 843 6 736 5 873 2 118 5 178 -2 197 38 579 16 622 7 658 8 380 584 21 957 6 253 5 859 .. 394 15 704 4 088 11 616 .. ..
78 982 44 503 34 479 9 615 7 014 2 478 7 068 -1 989 44 095 18 924 8 728 9 484 712 25 171 5 700 5 321 .. 379 19 470 5 782 13 688 .. ..
95 380 57 852 37 529 4 114 7 023 3 021 1 893 -1 781 41 645 19 973 8 431 10 365 1 177 21 671 11 294 10 249 .. 1 045 10 378 3 351 7 027 .. ..
84 844 50 031 34 813 5 086 6 677 3 192 4 203 -2 602 39 899 19 548 8 799 9 539 1 211 20 351 12 249 11 432 .. 817 8 102 1 740 6 381 .. ..
27 231 8 485 534 402 132 272 118 306
32 502 7 985 604 110 132 815 121 838
29 327 10 048 678 345 184 534 82 196
34 729 12 211 741 082 210 850 74 318
45 558 14 907 861 145 213 133 83 759
44 479 18 310 974 290 213 968 100 342
60 320 25 966 1 116 424 234 721 188 389
54 989 21 381 1 136 855 253 864 138 202
33 317 7 545 1 399 544 729 62 342 171 364
35 714 9 407 405 593 160 78 793 181 772
47 750 8 964 637 653 597 97 723 175 780
61 907 9 160 639 703 310 107 698 190 476
73 430 9 250 211 764 470 148 575 222 567
80 837 6 767 287 813 107 193 467 256 923
87 150 10 656 83 947 588 227 884 352 458
98 895 10 760 188 1 025 102 212 565 257 780
820 696 737 727
899 250 864 729
984 451 976 442
1 073 190 1 028 127
1 218 502 1 148 022
1 351 388 1 301 648
1 625 820 1 533 503
1 605 291 1 676 490
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
34 927 22 915 276 57 566 546 122
36 616 25 396 987 61 026 586 412
47 221 28 101 1 597 73 725 658 779
61 480 28 650 2 033 88 096 726 916
72 426 33 544 1 643 104 327 857 794
83 847 34 981 1 270 117 558 994 620
93 594 42 591 6 877 129 308 1 089 878
111 843 40 105 7 420 144 527 1 036 506
17 6 358 85 700
17 6 409 86 900
1 198 8 025 102 006
1 181 8 211 101 032
1 152 8 566 102 525
1 132 8 915 109 586
1 118 9 244 114 591
1 105 9 294 115 418
Billion KRW
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
121
KOREA Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.56 3.70 2.86 0.28 0.52 0.19 0.11 -0.17 3.13 1.36 0.63 0.73 0.00 1.77 0.97 0.98 .. -0.01 0.80 0.16 0.65 0.14 0.51
6.05 3.21 2.84 0.22 0.49 0.13 0.29 -0.42 3.06 1.31 0.61 0.70 0.00 1.76 1.57 1.49 .. 0.09 0.19 0.02 0.17 0.10 0.07
5.86 2.95 2.91 0.47 0.59 0.17 0.37 -0.32 3.38 1.43 0.66 0.74 0.04 1.95 1.08 1.03 .. 0.05 0.86 0.08 0.79 .. ..
5.63 2.71 2.93 0.54 0.50 0.17 0.36 -0.15 3.47 1.51 0.71 0.75 0.04 1.96 0.64 0.50 .. 0.14 1.32 0.23 1.09 .. ..
5.77 2.99 2.77 0.59 0.51 0.18 0.45 -0.19 3.36 1.45 0.67 0.73 0.05 1.91 0.55 0.51 .. 0.03 1.37 0.36 1.01 .. ..
6.07 3.42 2.65 0.74 0.54 0.19 0.54 -0.15 3.39 1.45 0.67 0.73 0.06 1.93 0.44 0.41 .. 0.03 1.50 0.44 1.05 .. ..
6.22 3.77 2.45 0.27 0.46 0.20 0.12 -0.12 2.72 1.30 0.55 0.68 0.08 1.41 0.74 0.67 .. 0.07 0.68 0.22 0.46 .. ..
5.06 2.98 2.08 0.30 0.40 0.19 0.25 -0.16 2.38 1.17 0.53 0.57 0.07 1.21 0.73 0.68 .. 0.05 0.48 0.10 0.38 .. ..
91.24 8.76 16.67 6.12 3.48 -5.27 43.41 20.23 23.17 0.00 56.60 30.96 31.19 .. -0.23 25.64 4.98 20.66
92.75 7.25 15.87 4.35 9.50 -13.77 42.63 19.77 22.86 0.00 57.37 51.33 48.54 .. 2.79 6.04 0.48 5.56
86.06 13.94 17.44 5.02 10.99 -9.48 42.41 19.42 21.85 1.15 57.58 32.04 30.55 .. 1.49 25.55 2.28 23.27
84.42 15.59 14.43 5.02 10.45 -4.28 43.43 20.54 21.69 1.20 56.57 18.50 14.50 .. 4.00 38.08 6.50 31.58
82.54 17.46 15.22 5.49 13.42 -5.70 43.09 19.85 21.72 1.51 56.92 16.21 15.19 .. 1.02 40.71 10.60 30.11
78.19 21.81 15.91 5.62 16.03 -4.51 42.92 19.79 21.51 1.62 57.08 12.93 12.07 .. 0.86 44.16 13.11 31.04
90.12 9.88 16.86 7.26 4.55 -4.28 47.96 20.25 24.89 2.83 52.04 27.12 24.61 .. 2.51 24.92 8.05 16.87
87.25 12.75 16.73 8.00 10.53 -6.52 48.99 22.05 23.91 3.03 51.01 30.70 28.65 .. 2.05 20.31 4.36 15.99
54.71 55.11 .. -0.41 45.30 8.81 36.50
89.48 84.62 .. 4.86 10.53 0.84 9.69
55.64 53.05 .. 2.59 44.37 3.96 40.41
32.70 25.64 .. 7.06 67.31 11.49 55.83
28.48 26.68 .. 1.79 71.52 18.62 52.90
22.65 21.14 .. 1.51 77.35 22.97 54.38
52.11 47.30 .. 4.82 47.89 15.46 32.42
60.19 56.18 .. 4.01 39.81 8.55 31.35
3.32 1.03 65.12 16.12 14.42
3.61 0.89 67.18 14.77 13.55
2.98 1.02 68.91 18.75 8.35
3.24 1.14 69.05 19.65 6.93
3.74 1.22 70.67 17.49 6.87
3.29 1.36 72.10 15.83 7.43
3.71 1.60 68.67 14.44 11.59
3.43 1.33 70.82 15.81 8.61
4.06 0.92 0.17 66.37 7.60 20.88
3.97 1.05 0.05 65.96 8.76 20.21
4.85 0.91 0.07 66.39 9.93 17.86
5.77 0.85 0.06 65.54 10.04 17.75
6.03 0.76 0.02 62.74 12.19 18.27
5.98 0.50 0.02 60.17 14.32 19.01
5.36 0.66 0.01 58.28 14.02 21.68
6.16 0.67 0.01 63.86 13.24 16.06
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
122
KOREA Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Billion KRW
2002
2003
2004
2005
2006
2007
2008
2009
36 970 20 704 16 266 1 909 3 289 1 167 549 -763 18 174 8 247 3 731 4 515 0 9 928 5 803 5 940 .. -137 4 125 772 3 353 899 2 454
40 548 21 291 19 257 1 680 3 569 949 2 090 -3 030 20 937 9 257 4 149 5 108 0 11 680 11 049 10 416 .. 633 631 -40 671 696 -25
40 683 20 365 20 319 3 791 4 694 1 348 3 191 -2 746 24 110 10 119 4 630 5 489 0 13 990 7 324 6 907 .. 417 6 667 293 6 374 440 5 934
40 916 19 377 21 539 4 463 3 986 1 418 3 180 -1 285 26 001 11 345 5 349 5 996 0 14 657 3 758 2 644 .. 1 114 10 899 1 679 9 221 1 521 7 700
45 848 23 711 22 137 5 813 4 543 1 633 4 617 -1 714 27 950 12 030 5 551 6 479 0 15 920 3 847 3 598 .. 249 12 073 3 282 8 791 2 956 5 835
55 095 30 852 24 243 7 192 5 539 1 887 5 330 -1 790 31 435 13 567 6 342 7 225 0 17 868 2 918 2 716 .. 202 14 950 4 742 10 208 2 271 7 937
67 051 40 053 26 998 3 132 5 397 2 339 1 593 -1 519 30 130 13 871 6 012 7 859 0 16 259 7 582 7 126 .. 456 8 677 2 581 6 096 161 5 935
57 589 33 439 24 150 3 764 5 058 2 433 3 519 -2 380 27 914 13 585 6 336 7 250 0 14 329 8 177 7 531 .. 646 6 152 1 111 5 041 1 339 3 702
22 195 4 553 429 930 132 272 47 596
28 832 5 232 483 859 132 815 46 543
22 339 5 137 501 886 131 296 57 887
28 258 7 023 537 130 151 807 50 607
36 552 6 693 620 530 152 021 58 001
33 734 9 243 698 913 150 846 73 114
48 482 15 093 793 722 170 502 150 277
41 178 11 335 789 508 184 742 99 429
29 661 5 609 1 108 441 889 50 959 107 320
31 720 7 419 355 480 375 64 205 113 207
39 078 6 658 488 476 126 81 890 114 305
51 022 6 690 529 509 741 84 069 122 774
59 630 6 533 166 552 784 106 560 148 124
65 586 4 084 174 582 556 135 620 177 830
71 039 7 328 0 683 455 152 955 263 300
79 540 7 486 188 729 615 129 016 180 347
636 546 568 327
697 281 671 176
718 545 714 337
774 825 746 507
873 797 826 549
965 850 933 634
1 178 077 1 110 296
1 126 192 1 199 831
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
27 525 19 030 270 46 285 440 118
28 368 20 505 760 48 113 462 704
34 202 20 983 1 119 54 066 480 153
45 387 20 686 1 523 64 550 519 246
52 242 24 477 1 220 75 499 613 088
60 107 25 620 719 85 008 711 379
68 094 29 936 5 885 92 145 755 685
80 712 27 531 6 351 101 892 699 392
14 4 990 66 900
14 5 038 67 900
14 5 024 68 200
14 5 125 66 900
13 5 385 67 300
13 5 515 73 000
13 5 677 74 800
13 5 669 75 639
Billion KRW
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
123
KOREA Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.51 3.64 2.86 0.34 0.58 0.21 0.10 -0.13 3.20 1.45 0.66 0.79 0.00 1.75 1.02 1.05 .. -0.02 0.73 0.14 0.59 0.16 0.43
6.04 3.17 2.87 0.25 0.53 0.14 0.31 -0.45 3.12 1.38 0.62 0.76 0.00 1.74 1.65 1.55 .. 0.09 0.09 -0.01 0.10 0.10 0.00
5.70 2.85 2.84 0.53 0.66 0.19 0.45 -0.38 3.38 1.42 0.65 0.77 0.00 1.96 1.03 0.97 .. 0.06 0.93 0.04 0.89 0.06 0.83
5.48 2.60 2.89 0.60 0.53 0.19 0.43 -0.17 3.48 1.52 0.72 0.80 0.00 1.96 0.50 0.35 .. 0.15 1.46 0.23 1.24 0.20 1.03
5.55 2.87 2.68 0.70 0.55 0.20 0.56 -0.21 3.38 1.46 0.67 0.78 0.00 1.93 0.47 0.44 .. 0.03 1.46 0.40 1.06 0.36 0.71
5.90 3.31 2.60 0.77 0.59 0.20 0.57 -0.19 3.37 1.45 0.68 0.77 0.00 1.91 0.31 0.29 .. 0.02 1.60 0.51 1.09 0.24 0.85
6.04 3.61 2.43 0.28 0.49 0.21 0.14 -0.14 2.71 1.25 0.54 0.71 0.00 1.46 0.68 0.64 .. 0.04 0.78 0.23 0.55 0.02 0.54
4.80 2.79 2.01 0.31 0.42 0.20 0.29 -0.20 2.33 1.13 0.53 0.60 0.00 1.19 0.68 0.63 .. 0.05 0.51 0.09 0.42 0.11 0.31
89.50 10.50 18.10 6.42 3.02 -4.20 45.38 20.53 24.84 0.00 54.63 31.93 32.68 .. -0.75 22.70 4.25 18.45
91.98 8.02 17.05 4.53 9.98 -14.47 44.21 19.82 24.40 0.00 55.79 52.77 49.75 .. 3.02 3.01 -0.19 3.21
84.28 15.72 19.47 5.59 13.24 -11.39 41.97 19.20 22.77 0.00 58.03 30.38 28.65 .. 1.73 27.65 1.22 26.44
82.84 17.17 15.33 5.45 12.23 -4.94 43.63 20.57 23.06 0.00 56.37 14.45 10.17 .. 4.28 41.92 6.46 35.46
79.20 20.80 16.25 5.84 16.52 -6.13 43.04 19.86 23.18 0.00 56.96 13.76 12.87 .. 0.89 43.20 11.74 31.45
77.12 22.88 17.62 6.00 16.96 -5.69 43.16 20.18 22.98 0.00 56.84 9.28 8.64 .. 0.64 47.56 15.09 32.47
89.61 10.40 17.91 7.76 5.29 -5.04 46.04 19.95 26.08 0.00 53.96 25.16 23.65 .. 1.51 28.80 8.57 20.23
86.52 13.48 18.12 8.72 12.61 -8.53 48.67 22.70 25.97 0.00 51.33 29.29 26.98 .. 2.32 22.04 3.98 18.06
58.45 59.83 .. -1.38 41.55 7.78 33.77
94.60 89.18 .. 5.42 5.40 -0.34 5.75
52.35 49.37 .. 2.98 47.66 2.09 45.56
25.64 18.04 .. 7.60 74.36 11.46 62.91
24.17 22.60 .. 1.56 75.84 20.62 55.22
16.33 15.20 .. 1.13 83.67 26.54 57.13
46.63 43.83 .. 2.81 53.37 15.87 37.49
57.07 52.56 .. 4.51 42.93 7.75 35.18
3.49 0.72 67.54 20.78 7.48
4.14 0.75 69.39 19.05 6.68
3.11 0.72 69.85 18.27 8.06
3.65 0.91 69.32 19.59 6.53
4.18 0.77 71.02 17.40 6.64
3.49 0.96 72.36 15.62 7.57
4.12 1.28 67.37 14.47 12.76
3.66 1.01 70.10 16.40 8.83
4.66 0.88 0.17 69.42 8.01 16.86
4.55 1.06 0.05 68.89 9.21 16.24
5.44 0.93 0.07 66.26 11.40 15.91
6.59 0.86 0.07 65.79 10.85 15.85
6.82 0.75 0.02 63.26 12.20 16.95
6.79 0.42 0.02 60.32 14.04 18.41
6.03 0.62 0.00 58.01 12.98 22.35
7.06 0.67 0.02 64.79 11.46 16.01
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
124
KOREA Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Billion KRW
2002
2003
2004
2005
2006
2007
2008
2009
33 456 18 854 14 602 1 844 3 061 1 097 519 -640 16 445 7 427 3 343 4 084 0 9 019 5 349 5 466 .. -117 3 670 772 2 898 810 2 088
36 934 19 536 17 398 1 617 3 338 889 2 059 -2 892 19 015 8 344 3 721 4 623 0 10 671 10 413 9 780 .. 634 257 10 248 600 -352
37 059 18 740 18 318 3 623 4 434 1 283 3 067 -2 594 21 942 9 107 4 171 4 937 0 12 835 6 786 6 374 .. 411 6 049 155 5 894 300 5 594
37 151 17 746 19 405 4 308 3 711 1 328 3 007 -1 081 23 713 10 249 4 852 5 397 0 13 464 3 344 2 291 .. 1 053 10 120 1 549 8 571 1 298 7 273
41 517 21 626 19 891 5 685 4 214 1 528 4 457 -1 458 25 576 10 857 5 022 5 835 0 14 719 3 625 3 377 .. 248 11 094 3 017 8 077 2 768 5 309
49 931 28 076 21 855 6 905 5 103 1 758 5 119 -1 559 28 760 12 279 5 756 6 523 0 16 481 2 693 2 500 .. 193 13 788 4 425 9 363 2 105 7 258
60 677 36 484 24 193 2 897 4 924 2 193 1 436 -1 270 27 091 12 544 5 441 7 102 0 14 547 7 115 6 703 .. 412 7 432 2 249 5 183 94 5 089
51 669 30 489 21 180 3 727 4 621 2 248 3 385 -2 030 24 907 12 232 5 730 6 501 0 12 676 7 504 6 950 .. 554 5 172 867 4 304 1 198 3 106
19 175 3 833 398 474 117 253 43 603
26 347 4 429 448 626 116 134 42 777
19 567 4 384 462 175 114 430 53 887
25 395 5 605 492 479 133 041 46 708
32 810 5 419 567 090 132 405 53 931
29 738 7 202 636 424 132 029 67 262
43 821 12 773 725 425 151 561 143 872
37 553 9 489 718 536 165 172 90 612
27 203 4 378 1 108 401 010 49 802 98 836
28 817 6 348 315 435 482 63 084 104 266
35 755 5 475 429 428 829 80 401 103 556
47 189 5 544 499 457 228 81 710 111 059
55 277 5 414 166 495 351 102 995 132 452
60 584 3 078 174 520 632 128 162 160 025
65 097 6 133 0 618 401 143 721 244 100
72 571 6 118 188 661 188 120 069 161 228
582 337 517 769
638 313 614 387
654 443 653 991
703 228 679 663
791 655 751 983
872 655 847 218
1 077 452 1 012 078
1 021 362 1 096 911
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
25 122 17 872 216 42 778 408 981
25 661 19 454 751 44 363 428 994
31 120 19 960 1 111 49 970 442 965
41 854 19 270 1 515 59 610 476 376
48 165 22 644 1 212 69 597 560 815
55 359 23 246 710 77 895 649 336
65 549 26 792 5 407 86 934 681 726
73 054 23 973 5 725 91 302 624 548
8 4 278 59 500
8 4 312 60 600
8 4 302 61 000
8 4 380 59 800
7 4 598 60 300
7 4 691 65 200
7 4 826 66 100
7 4 819 66 187
Billion KRW
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
125
KOREA Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.46 3.64 2.82 0.36 0.59 0.21 0.10 -0.12 3.18 1.43 0.65 0.79 0.00 1.74 1.03 1.06 .. -0.02 0.71 0.15 0.56 0.16 0.40
6.01 3.18 2.83 0.26 0.54 0.15 0.34 -0.47 3.10 1.36 0.61 0.75 0.00 1.74 1.70 1.59 .. 0.10 0.04 0.00 0.04 0.10 -0.06
5.67 2.87 2.80 0.55 0.68 0.20 0.47 -0.40 3.36 1.39 0.64 0.76 0.00 1.96 1.04 0.98 .. 0.06 0.93 0.02 0.90 0.05 0.86
5.47 2.61 2.86 0.63 0.55 0.20 0.44 -0.16 3.49 1.51 0.71 0.79 0.00 1.98 0.49 0.34 .. 0.16 1.49 0.23 1.26 0.19 1.07
5.52 2.88 2.65 0.76 0.56 0.20 0.59 -0.19 3.40 1.44 0.67 0.78 0.00 1.96 0.48 0.45 .. 0.03 1.48 0.40 1.07 0.37 0.71
5.89 3.31 2.58 0.82 0.60 0.21 0.60 -0.18 3.40 1.45 0.68 0.77 0.00 1.95 0.32 0.30 .. 0.02 1.63 0.52 1.11 0.25 0.86
6.00 3.61 2.39 0.29 0.49 0.22 0.14 -0.13 2.68 1.24 0.54 0.70 0.00 1.44 0.70 0.66 .. 0.04 0.73 0.22 0.51 0.01 0.50
4.71 2.78 1.93 0.34 0.42 0.21 0.31 -0.19 2.27 1.12 0.52 0.59 0.00 1.16 0.68 0.63 .. 0.05 0.47 0.08 0.39 0.11 0.28
88.79 11.21 18.61 6.67 3.16 -3.89 45.16 20.33 24.83 0.00 54.84 32.53 33.24 .. -0.71 22.32 4.69 17.62
91.50 8.50 17.56 4.68 10.83 -15.21 43.88 19.57 24.31 0.00 56.12 54.76 51.43 .. 3.33 1.35 0.05 1.30
83.48 16.51 20.21 5.85 13.98 -11.82 41.51 19.01 22.50 0.00 58.50 30.93 29.05 .. 1.87 27.57 0.71 26.86
81.83 18.17 15.65 5.60 12.68 -4.56 43.22 20.46 22.76 0.00 56.78 14.10 9.66 .. 4.44 42.68 6.53 36.15
77.77 22.23 16.48 5.97 17.43 -5.70 42.45 19.64 22.81 0.00 57.55 14.17 13.20 .. 0.97 43.38 11.80 31.58
75.99 24.01 17.74 6.11 17.80 -5.42 42.70 20.01 22.68 0.00 57.31 9.36 8.69 .. 0.67 47.94 15.39 32.56
89.30 10.69 18.18 8.10 5.30 -4.69 46.30 20.08 26.22 0.00 53.70 26.26 24.74 .. 1.52 27.43 8.30 19.13
85.04 14.96 18.55 9.02 13.59 -8.15 49.11 23.01 26.10 0.00 50.89 30.13 27.90 .. 2.23 20.76 3.48 17.28
59.31 60.61 .. -1.30 40.69 8.56 32.13
97.58 91.65 .. 5.94 2.41 0.09 2.32
52.87 49.66 .. 3.20 47.13 1.21 45.92
24.84 17.02 .. 7.82 75.16 11.51 63.66
24.63 22.94 .. 1.69 75.37 20.50 54.88
16.34 15.17 .. 1.17 83.66 26.85 56.81
48.91 46.08 .. 2.83 51.09 15.46 35.63
59.20 54.83 .. 4.37 40.80 6.84 33.96
3.29 0.66 68.43 20.14 7.49
4.13 0.69 70.28 18.19 6.70
2.99 0.67 70.62 17.49 8.23
3.61 0.80 70.03 18.92 6.64
4.14 0.69 71.63 16.73 6.81
3.41 0.83 72.93 15.13 7.71
4.07 1.19 67.33 14.07 13.35
3.68 0.93 70.35 16.17 8.87
4.67 0.75 0.19 68.86 8.55 16.97
4.52 0.99 0.05 68.22 9.88 16.34
5.46 0.84 0.07 65.53 12.29 15.82
6.71 0.79 0.07 65.02 11.62 15.79
6.98 0.68 0.02 62.57 13.01 16.73
6.94 0.35 0.02 59.66 14.69 18.34
6.04 0.57 0.00 57.40 13.34 22.66
7.11 0.60 0.02 64.74 11.76 15.79
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
126
KOREA Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Billion KRW
2002
2003
2004
2005
2006
2007
2008
2009
11 443 6 617 4 826 117 564 247 255 -456 4 943 1 788 946 842 0 3 155 1 354 1 270 0 84 1 801 380 1 422 126 1 296
11 760 6 463 5 297 239 632 203 424 -615 5 536 2 029 1 085 944 0 3 507 2 540 2 435 0 105 968 168 800 156 644
13 291 6 692 6 600 329 754 207 434 -652 6 929 2 998 1 526 1 314 158 3 931 2 055 1 980 0 75 1 876 380 1 496 134 1 362
13 349 6 613 6 737 199 747 268 542 -822 6 936 3 311 1 696 1 436 179 3 625 1 195 886 0 309 2 430 476 1 955 270 1 685
15 656 8 500 7 156 247 906 332 561 -889 7 402 3 603 1 773 1 569 260 3 800 809 664 0 145 2 991 580 2 411 362 2 049
18 733 11 076 7 656 1 411 1 076 387 1 738 -1 016 9 067 4 195 2 020 1 868 307 4 872 1 343 1 166 0 177 3 529 753 2 777 405 2 372
22 357 14 241 8 116 240 1 216 460 300 -817 8 358 4 433 2 032 2 074 327 3 925 2 116 1 963 0 154 1 809 577 1 231 170 1 061
20 618 12 304 8 314 215 1 284 507 684 -1 247 8 529 4 272 2 058 1 850 363 4 257 2 433 2 263 .. 170 1 824 483 1 341 393 948
5 036 3 932 104 472 0 70 710
3 670 2 753 120 251 0 75 295
6 971 1 488 148 719 50 990 21 809
6 451 1 288 171 366 56 488 21 109
8 988 3 665 200 893 57 492 22 866
10 725 3 382 230 966 58 328 24 102
11 817 2 416 270 597 59 995 33 699
13 785 1 766 286 159 60 364 33 428
3 656 1 936 291 102 840 11 383 64 044
3 994 1 988 50 112 785 14 588 68 565
7 260 2 306 149 144 835 15 788 59 638
8 691 2 470 110 156 285 23 498 65 648
10 509 2 717 45 167 173 41 626 71 833
10 887 2 683 113 180 136 57 362 76 322
11 383 3 328 83 203 235 74 305 86 190
14 017 3 274 0 222 211 82 380 73 619
184 150 169 400
201 969 193 553
229 976 227 617
256 702 242 053
293 903 273 103
327 504 313 071
378 524 357 634
395 502 395 942
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
7 402 3 885 6 11 281 106 004
8 248 4 891 227 12 913 123 708
11 918 5 834 478 17 273 144 600
14 127 6 691 508 20 309 166 455
17 136 7 716 400 24 452 195 766
19 558 8 218 502 27 273 228 696
21 000 11 095 963 31 132 269 251
25 778 10 156 1 030 34 904 254 113
3 1 368 18 800
3 1 371 19 000
1 071 2 885 27 500
1 056 2 957 27 714
1 029 3 038 28 146
1 012 3 231 29 051
999 3 373 32 043
987 3 418 31 713
Billion KRW
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
127
KOREA Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.76 3.91 2.85 0.07 0.33 0.15 0.15 -0.27 2.92 1.06 0.56 0.50 0.00 1.86 0.80 0.75 0.00 0.05 1.06 0.22 0.84 0.07 0.77
6.08 3.34 2.74 0.12 0.33 0.11 0.22 -0.32 2.86 1.05 0.56 0.49 0.00 1.81 1.31 1.26 0.00 0.05 0.50 0.09 0.41 0.08 0.33
5.84 2.94 2.90 0.15 0.33 0.09 0.19 -0.29 3.04 1.32 0.67 0.58 0.07 1.73 0.90 0.87 0.00 0.03 0.82 0.17 0.66 0.06 0.60
5.52 2.73 2.78 0.08 0.31 0.11 0.22 -0.34 2.87 1.37 0.70 0.59 0.07 1.50 0.49 0.37 0.00 0.13 1.00 0.20 0.81 0.11 0.70
5.73 3.11 2.62 0.09 0.33 0.12 0.21 -0.33 2.71 1.32 0.65 0.58 0.10 1.39 0.30 0.24 0.00 0.05 1.10 0.21 0.88 0.13 0.75
5.98 3.54 2.45 0.45 0.34 0.12 0.56 -0.32 2.90 1.34 0.65 0.60 0.10 1.56 0.43 0.37 0.00 0.06 1.13 0.24 0.89 0.13 0.76
6.25 3.98 2.27 0.07 0.34 0.13 0.08 -0.23 2.34 1.24 0.57 0.58 0.09 1.10 0.59 0.55 0.00 0.04 0.51 0.16 0.34 0.05 0.30
5.21 3.11 2.10 0.05 0.32 0.13 0.17 -0.32 2.15 1.08 0.52 0.47 0.09 1.08 0.61 0.57 .. 0.04 0.46 0.12 0.34 0.10 0.24
97.63 2.37 11.41 5.00 5.16 -9.23 36.17 19.14 17.03 0.00 63.83 27.39 25.69 0.00 1.70 36.44 7.69 28.77
95.68 4.32 11.42 3.67 7.66 -11.11 36.65 19.60 17.05 0.00 63.35 45.88 43.99 0.00 1.90 17.49 3.04 14.45
95.25 4.75 10.88 2.99 6.27 -9.41 43.26 22.02 18.96 2.29 56.74 29.66 28.58 0.00 1.08 27.07 5.49 21.58
97.13 2.87 10.77 3.87 7.81 -11.85 47.74 24.46 20.70 2.58 52.26 17.24 12.78 0.00 4.46 35.03 6.86 28.18
96.67 3.33 12.24 4.49 7.59 -12.01 48.67 23.96 21.20 3.52 51.33 10.93 8.97 0.00 1.96 40.40 7.84 32.56
84.44 15.56 11.87 4.27 19.17 -11.20 46.27 22.28 20.60 3.39 53.73 14.81 12.86 0.00 1.95 38.92 8.30 30.62
97.11 2.87 14.55 5.50 3.59 -9.77 53.04 24.31 24.82 3.91 46.96 25.32 23.48 0.00 1.84 21.64 6.91 14.73
97.48 2.52 15.06 5.94 8.02 -14.62 50.09 24.13 21.70 4.26 49.91 28.53 26.53 .. 2.00 21.38 5.66 15.72
42.92 40.25 0.00 2.66 57.08 12.04 45.07
72.43 69.43 0.00 2.99 27.60 4.79 22.81
52.28 50.37 0.00 1.91 47.72 9.68 38.04
32.98 24.45 0.00 8.52 67.02 13.13 53.92
21.29 17.48 0.00 3.82 78.71 15.27 63.44
27.56 23.92 0.00 3.64 72.44 15.45 56.99
53.92 50.01 0.00 3.91 46.08 14.71 31.37
57.16 53.16 .. 4.00 42.84 11.35 31.50
2.74 2.14 56.73 0.00 38.40
1.82 1.36 59.54 0.00 37.28
3.03 0.65 64.67 22.17 9.48
2.51 0.50 66.76 22.01 8.22
3.06 1.25 68.35 19.56 7.78
3.28 1.03 70.52 17.81 7.36
3.12 0.64 71.49 15.85 8.90
3.49 0.45 72.35 15.26 8.45
1.99 1.05 0.16 55.85 6.18 34.78
1.98 0.98 0.03 55.84 7.22 33.95
3.16 1.00 0.07 62.98 6.87 25.93
3.39 0.96 0.04 60.88 9.15 25.57
3.58 0.92 0.02 56.88 14.16 24.44
3.32 0.82 0.04 55.00 17.52 23.30
3.01 0.88 0.02 53.69 19.63 22.77
3.54 0.83 0.00 56.19 20.83 18.61
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a377
OECD BANKING STATISTICS 2012 – © OECD 2012
128
KOREA Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. 1 132 13 2 107 .. 1 012 259 .. 2 54 203 50 50 .. .. 1 441
Institutions 2008 .. 1 118 13 2 106 .. 999 279 .. 2 56 221 52 52 .. .. 1 449
2009 .. 1 105 13 2 105 .. 987 310 .. 2 59 249 52 52 .. .. 1 467
2007 .. 8 915 5 515 592 169 .. 3 231 2 334 .. 58 409 1 867 1 952 1 952 .. .. 13 201
Branches 2008 .. 9 244 5 677 598 194 .. 3 373 2 475 .. 62 445 1 968 2 100 2 100 .. .. 13 819
2009 .. 9 294 5 669 598 207 .. 3 418 2 425 .. 62 413 1 950 2 041 2 041 .. .. 13 760
.. 109 586 73 000 8 700 7 535 .. 29 051 58 353 .. 3 100 12 467 42 786 54 040 54 040 .. .. 221 979
Employees 2008 .. 114 591 74 800 8 200 7 748 .. 32 043 61 332 .. 3 100 13 366 44 866 56 580 56 580 .. .. 232 503
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
2009 .. 115 418 75 639 8 748 8 066 .. 31 713 63 183 .. 3 071 13 755 46 357 55 531 55 531 .. .. 234 132
Billion KRW Total assets or liabilities 2008 2009 .. .. .. 1 351 388 1 625 820 1 605 291 965 850 1 178 077 1 126 192 99 938 138 551 120 418 58 035 69 219 83 597 .. .. .. 327 504 378 524 395 502 372 059 450 807 451 456 .. .. .. 146 255 193 595 164 361 89 580 102 115 104 075 136 224 155 097 183 019 371 420 402 365 458 712 371 420 402 365 458 712 .. .. .. .. .. .. 2 094 867 2 478 991 2 515 459 2007
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total financial assets 2008 .. .. 1 331 694 1 596 484 953 510 1 163 431 98 279 137 100 55 175 64 806 .. .. 323 009 368 247 351 369 425 651 .. .. 145 538 192 642 84 612 94 075 121 219 138 934 357 406 386 014 357 406 386 014 .. .. .. .. 2 040 468 2 408 149 2007
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/33ef
OECD BANKING STATISTICS 2012 – © OECD 2012
129
2009 .. 1 571 885 1 112 708 119 121 78 252 .. 380 926 431 624 .. 163 594 97 770 170 260 441 678 441 678 .. .. 2 445 188
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
KOREA Table 3. Classification of bank assets and liabilities Billion KRW Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
.. .. 747 713
.. .. 814 810
.. .. 902 786
.. .. 987 890
.. .. 1 111 233
.. .. 1 230 488
.. .. 1 440 778
.. .. 1 463 270
.. .. 72 983
.. .. 84 440
.. .. 81 665
.. .. 85 300
.. .. 107 269
.. .. 120 900
.. .. 185 042
.. .. 142 020
.. .. 820 696
.. .. 899 250
.. .. 984 451
.. .. 1 073 190
.. .. 1 218 502
.. .. 1 351 388
.. .. 1 625 820
.. .. 1 605 291
.. .. 753 278
.. .. 819 444
.. .. 907 939
.. .. 992 378
.. .. 1 113 602
.. .. 1 226 311
.. .. 1 446 826
.. .. 1 447 907
.. .. 67 418
.. .. 79 806
.. .. 76 512
.. .. 80 812
.. .. 104 900
.. .. 125 077
.. .. 178 994
.. .. 157 384
.. .. 820 696
.. .. 899 250
.. .. 984 451
.. .. 1 073 190
.. .. 1 218 502
.. .. 1 351 388
.. .. 1 625 820
.. .. 1 605 291
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/bc0c
OECD BANKING STATISTICS 2012 – © OECD 2012
130
LUXEMBOURG Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
43 170 38 895 4 275 3 975 3 808 1 154 276 1 044 8 249 3 287 1 871 .. 1 416 4 963 1 559 .. .. .. 3 404 686 2 718 .. ..
35 135 31 000 4 135 3 532 3 609 1 056 484 495 7 667 3 160 1 790 .. 1 370 4 506 916 .. .. .. 3 590 706 2 884 .. ..
30 964 26 874 4 090 3 658 4 043 1 190 609 196 7 749 3 310 1 884 .. 1 425 4 439 707 .. .. .. 3 732 797 2 935 .. ..
36 249 32 288 3 961 4 421 4 614 1 361 640 527 8 381 3 494 1 994 .. 1 499 4 888 511 .. .. .. 4 377 811 3 566 .. ..
49 972 45 069 4 903 6 129 5 395 1 634 641 1 726 11 032 3 837 2 208 .. 1 628 7 195 557 .. .. .. 6 639 898 5 741 .. ..
62 452 56 350 6 102 4 744 6 028 1 913 -401 1 030 10 847 4 264 2 432 .. 1 832 6 583 1 984 .. .. .. 4 598 849 3 749 .. ..
62 483 55 023 7 460 3 091 6 154 2 354 -1 139 430 10 551 4 566 2 635 .. 1 931 5 985 5 540 .. .. .. 445 268 177 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
7 033 339 675 126 862 168 119 20 930
7 061 339 850 117 743 172 141 19 176
5 329 372 603 121 307 174 522 21 342
7 041 399 080 146 640 215 439 24 220
9 984 408 200 161 250 233 602 26 529
11 040 444 902 195 350 236 700 27 456
45 809 425 749 205 222 221 593 33 189
.. .. .. .. ..
27 522 23 371 290 681 210 540 79 531 30 973
28 025 23 423 284 876 218 378 74 399 26 870
29 037 28 406 301 355 230 903 76 902 28 499
30 696 31 829 354 203 255 580 89 535 30 577
32 006 41 549 344 538 296 803 90 043 34 626
35 001 34 951 408 846 305 279 93 574 37 796
38 677 51 486 427 692 286 692 80 062 46 953
.. .. .. .. .. ..
662 618 687 037
655 971 660 730
695 103 680 249
792 420 746 623
839 565 838 227
915 448 660 734
931 562 954 820
.. ..
7 560 147 050 13 509 569 892
7 239 154 000 10 902 569 871
8 287 154 924 11 311 588 879
8 450 193 073 13 916 671 679
7 197 200 344 26 062 711 473
15 255 200 677 20 767 753 264
10 733 188 711 22 149 736 597
.. .. .. ..
466 666
465 085
451 420
562 449
591 383
636 339
571 770
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
177 22 23 300
169 25 22 513
162 25 22 549
155 29 23 224
156 31 24 752
156 40 26 139
152 43 27 208
.. .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fb6d
OECD BANKING STATISTICS 2012 – © OECD 2012
131
LUXEMBOURG Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.28 5.66 0.62 0.58 0.55 0.17 0.04 0.15 1.20 0.48 0.27 .. 0.21 0.72 0.23 .. .. .. 0.50 0.10 0.40 .. ..
5.32 4.69 0.63 0.54 0.55 0.16 0.07 0.08 1.16 0.48 0.27 .. 0.21 0.68 0.14 .. .. .. 0.54 0.11 0.44 .. ..
4.55 3.95 0.60 0.54 0.59 0.18 0.09 0.03 1.14 0.49 0.28 .. 0.21 0.65 0.10 .. .. .. 0.55 0.12 0.43 .. ..
4.86 4.33 0.53 0.59 0.62 0.18 0.09 0.07 1.12 0.47 0.27 .. 0.20 0.66 0.07 .. .. .. 0.59 0.11 0.48 .. ..
5.96 5.38 0.59 0.73 0.64 0.20 0.08 0.21 1.32 0.46 0.26 .. 0.19 0.86 0.07 .. .. .. 0.79 0.11 0.69 .. ..
9.45 8.53 0.92 0.72 0.91 0.29 -0.06 0.16 1.64 0.65 0.37 .. 0.28 1.00 0.30 .. .. .. 0.70 0.13 0.57 .. ..
6.54 5.76 0.78 0.32 0.65 0.25 -0.12 0.05 1.11 0.48 0.28 .. 0.20 0.63 0.58 .. .. .. 0.05 0.03 0.02 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
51.82 48.18 46.16 13.99 3.35 12.66 39.84 22.68 .. 17.16 60.16 18.90 .. .. .. 41.26 8.32 32.94
53.94 46.07 47.07 13.78 6.32 6.46 41.22 23.35 .. 17.87 58.78 11.95 .. .. .. 46.82 9.21 37.62
52.79 47.21 52.18 15.35 7.86 2.52 42.71 24.32 .. 18.40 57.29 9.12 .. .. .. 48.17 10.29 37.88
47.26 52.75 55.06 16.24 7.64 6.29 41.68 23.79 .. 17.89 58.32 6.09 .. .. .. 52.22 9.68 42.54
44.45 55.56 48.91 14.81 5.81 15.65 34.78 20.02 .. 14.76 65.22 5.05 .. .. .. 60.18 8.14 52.04
56.26 43.74 55.57 17.63 -3.70 9.50 39.31 22.42 .. 16.89 60.69 18.29 .. .. .. 42.39 7.83 34.57
70.70 29.30 58.33 22.31 -10.79 4.07 43.28 24.97 .. 18.30 56.73 52.51 .. .. .. 4.22 2.54 1.68
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
31.42 .. .. .. 68.59 13.83 54.76
20.34 .. .. .. 79.66 15.67 64.00
15.93 .. .. .. 84.08 17.96 66.11
10.45 .. .. .. 89.55 16.60 72.95
7.74 .. .. .. 92.26 12.48 79.79
30.14 .. .. .. 69.86 12.90 56.96
92.56 .. .. .. 7.44 4.48 2.96
.. .. .. .. .. .. ..
1.06 51.26 19.15 25.37 3.16
1.08 51.81 17.95 26.24 2.92
0.77 53.60 17.45 25.11 3.07
0.89 50.36 18.51 27.19 3.06
1.19 48.62 19.21 27.82 3.16
1.21 48.60 21.34 25.86 3.00
4.92 45.70 22.03 23.79 3.56
.. .. .. .. ..
4.15 3.53 43.87 31.77 12.00 4.67
4.27 3.57 43.43 33.29 11.34 4.10
4.18 4.09 43.35 33.22 11.06 4.10
3.87 4.02 44.70 32.25 11.30 3.86
3.81 4.95 41.04 35.35 10.73 4.12
3.82 3.82 44.66 33.35 10.22 4.13
4.15 5.53 45.91 30.78 8.59 5.04
.. .. .. .. .. ..
.. 1.14 22.19 2.04 86.01
.. 1.10 23.48 1.66 86.87
.. 1.19 22.29 1.63 84.72
.. 1.07 24.37 1.76 84.76
.. 0.86 23.86 3.10 84.74
.. 1.67 21.92 2.27 82.28
.. 1.15 20.26 2.38 79.07
.. .. .. .. ..
70.43
70.90
64.94
70.98
70.44
69.51
61.38
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fb6d
OECD BANKING STATISTICS 2012 – © OECD 2012
132
LUXEMBOURG Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 156 154 151 .. 2 .. .. .. .. .. .. .. .. .. .. ..
2009
1 152 150 146 .. 2 .. .. .. .. .. .. .. .. .. .. ..
Branches 2008
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
0 40 40 .. .. 0 .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
207 26 139 25 650 .. .. 489 .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 238 27 208 26 713 .. .. 495 .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
0 41 41 .. .. 0 .. .. .. .. .. .. .. .. .. .. ..
2007
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 59 197 100 645 915 448 931 562 911 007 926 629 .. .. .. .. 4 440 4 933 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/d841
OECD BANKING STATISTICS 2012 – © OECD 2012
133
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
LUXEMBOURG Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
64 502 357 140 421 642
62 681 336 680 399 361
83 721 378 140 461 861
91 330 399 409 490 739
89 513 421 427 510 940
128 488 486 095 614 583
165 589 508 760 674 349
.. .. ..
28 224 212 753 240 976
23 419 233 191 256 610
22 503 210 739 233 242
29 411 272 270 301 681
38 580 290 046 328 625
33 695 267 169 300 864
29 376 227 837 257 213
.. .. ..
92 726 569 892 662 618
86 100 569 871 655 971
106 224 588 879 695 103
120 741 671 679 792 420
128 093 711 473 839 565
162 184 753 264 915 448
194 965 736 597 931 562
.. .. ..
138 035 282 299 420 334
139 137 263 847 402 984
180 983 289 081 470 064
171 055 289 733 460 788
180 752 301 991 482 743
214 289 342 519 556 807
262 353 411 313 673 666
.. .. ..
57 916 184 368 242 284
51 749 201 238 252 987
62 700 162 339 225 039
58 917 272 716 331 633
67 431 289 391 356 822
64 819 293 821 358 640
97 439 160 457 257 896
.. .. ..
195 952 466 666 662 618
190 886 465 085 655 971
243 683 451 420 695 103
229 971 562 449 792 420
248 183 591 383 839 565
279 108 636 339 915 448
359 792 571 770 931 562
.. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5609
OECD BANKING STATISTICS 2012 – © OECD 2012
134
2009
MEXICO Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million MXN
2002
2003
2004
2005
2006
2007
2008
2009
252 761 169 514 83 247 40 134 37 687 7 112 12 578 -3 019 123 382 87 343 42 117 4 619 40 608 36 038 26 146 26 146 0 0 9 893 6 770 3 123 152 2 970
243 032 155 105 87 927 59 644 44 020 7 226 19 202 3 649 147 571 89 390 42 490 4 521 42 379 58 182 16 197 16 197 0 0 41 985 9 317 32 668 494 32 173
273 841 161 015 112 825 49 504 51 361 8 863 8 395 -1 389 162 330 98 606 46 013 5 088 47 504 63 724 14 480 14 480 0 0 49 244 16 844 32 400 1 665 30 735
381 764 239 706 142 058 67 959 58 667 11 593 17 030 3 855 210 018 111 618 51 223 5 554 54 841 98 400 19 609 19 609 0 0 78 790 21 147 57 643 3 979 53 665
388 647 210 222 178 425 86 638 70 911 14 384 19 510 10 601 265 063 128 001 58 815 5 839 63 347 137 061 31 526 31 526 0 0 105 536 24 861 80 675 3 011 77 664
442 914 231 527 211 387 97 231 83 931 16 758 4 660 25 398 308 618 146 995 67 306 7 271 72 419 161 623 60 432 60 432 0 0 101 191 16 897 84 294 3 853 80 441
510 664 263 780 246 884 96 703 85 033 16 831 12 434 16 068 343 587 161 688 73 358 7 590 80 741 181 899 110 346 110 346 0 0 71 553 12 381 59 171 1 763 57 408
464 556 209 289 255 266 117 759 79 916 15 574 33 705 19 712 373 025 173 496 83 970 11 316 78 210 199 529 114 816 114 816 0 0 84 713 15 291 69 422 3 525 65 897
207 109 48 930 1 505 292 847 347 492 704
261 792 42 959 1 458 023 893 259 492 282
317 990 71 476 1 530 830 1 059 714 437 139
289 877 134 472 1 600 554 1 219 180 572 124
364 129 81 983 1 707 402 1 386 898 596 323
413 702 161 549 1 968 712 1 633 935 528 821
495 251 234 105 2 229 389 1 635 848 899 375
486 374 150 725 2 387 973 1 962 344 746 002
230 883 70 056 236 066 1 469 696 20 186 1 074 494
251 760 54 877 229 200 1 565 300 13 552 1 033 625
276 267 80 283 221 880 1 705 389 14 137 1 119 195
326 981 44 799 178 852 1 840 149 23 950 1 401 474
401 788 15 915 174 154 1 915 221 41 086 1 588 571
468 303 4 926 205 375 2 141 761 86 682 1 799 673
515 043 58 236 235 274 2 484 942 138 826 2 061 646
588 886 59 880 243 422 2 623 891 151 189 2 066 150
3 101 381 2 964 474
3 148 314 3 124 848
3 417 149 3 282 732
3 816 206 3 616 678
4 136 734 3 976 470
4 706 719 4 421 727
5 493 968 5 100 344
5 733 418 5 613 693
.. .. 23 198 ..
.. .. 8 513 ..
.. .. 17 308 ..
.. .. 13 434 ..
.. .. 28 526 ..
.. .. 69 650 ..
.. .. 39 719 ..
.. .. 40 177 ..
..
..
..
..
..
..
..
..
177 042 20 268 .. 197 311 1 222 042
195 121 19 975 .. 215 096 1 491 818
220 428 21 063 .. 241 491 1 711 184
285 523 18 349 .. 303 873 2 095 843
364 296 22 699 .. 386 996 2 370 515
441 428 35 001 .. 476 429 2 952 473
463 739 62 789 .. 526 528 3 446 813
522 404 62 497 .. 584 901 3 589 583
178 7 962 112 529
171 8 491 120 622
161 8 517 123 143
160 8 712 133 233
157 9 095 140 534
154 10 129 152 503
171 11 275 163 482
234 12 764 166 943
Million MXN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
135
MEXICO Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
8.53 5.72 2.81 1.35 1.27 0.24 0.42 -0.10 4.16 2.95 1.42 0.16 1.37 1.22 0.88 0.88 0.00 0.00 0.33 0.23 0.11 0.01 0.10
7.78 4.96 2.81 1.91 1.41 0.23 0.62 0.12 4.72 2.86 1.36 0.15 1.36 1.86 0.52 0.52 0.00 0.00 1.34 0.30 1.05 0.02 1.03
8.34 4.91 3.44 1.51 1.57 0.27 0.26 -0.04 4.95 3.00 1.40 0.16 1.45 1.94 0.44 0.44 0.00 0.00 1.50 0.51 0.99 0.05 0.94
10.56 6.63 3.93 1.88 1.62 0.32 0.47 0.11 5.81 3.09 1.42 0.15 1.52 2.72 0.54 0.54 0.00 0.00 2.18 0.59 1.59 0.11 1.48
9.77 5.29 4.49 2.18 1.78 0.36 0.49 0.27 6.67 3.22 1.48 0.15 1.59 3.45 0.79 0.79 0.00 0.00 2.65 0.63 2.03 0.08 1.95
10.02 5.24 4.78 2.20 1.90 0.38 0.11 0.57 6.98 3.32 1.52 0.16 1.64 3.66 1.37 1.37 0.00 0.00 2.29 0.38 1.91 0.09 1.82
10.01 5.17 4.84 1.90 1.67 0.33 0.24 0.32 6.74 3.17 1.44 0.15 1.58 3.57 2.16 2.16 0.00 0.00 1.40 0.24 1.16 0.04 1.13
8.28 3.73 4.55 2.10 1.42 0.28 0.60 0.35 6.65 3.09 1.50 0.20 1.39 3.55 2.05 2.05 0.00 0.00 1.51 0.27 1.24 0.06 1.17
67.47 32.53 30.55 5.76 10.20 -2.45 70.79 34.14 3.74 32.91 29.21 21.19 21.19 0.00 0.00 8.02 5.49 2.53
59.58 40.42 29.83 4.90 13.01 2.47 60.57 28.79 3.06 28.72 39.43 10.98 10.98 0.00 0.00 28.45 6.31 22.14
69.50 30.50 31.64 5.46 5.17 -0.86 60.74 28.35 3.14 29.26 39.26 8.92 8.92 0.00 0.00 30.34 10.38 19.96
67.64 32.36 27.93 5.52 8.11 1.84 53.15 24.39 2.64 26.11 46.85 9.34 9.34 0.00 0.00 37.52 10.07 27.45
67.31 32.69 26.75 5.43 7.36 4.00 48.29 22.19 2.20 23.90 51.71 11.89 11.89 0.00 0.00 39.82 9.38 30.44
68.50 31.51 27.20 5.43 1.51 8.23 47.63 21.81 2.36 23.47 52.37 19.58 19.58 0.00 0.00 32.79 5.48 27.31
71.86 28.15 24.75 4.90 3.62 4.68 47.06 21.35 2.21 23.50 52.94 32.12 32.12 0.00 0.00 20.83 3.60 17.22
68.43 31.57 21.42 4.18 9.04 5.28 46.51 22.51 3.03 20.97 53.49 30.78 30.78 0.00 0.00 22.71 4.10 18.61
72.55 72.55 0.00 0.00 27.45 18.79 8.67
27.84 27.84 0.00 0.00 72.16 16.01 56.15
22.72 22.72 0.00 0.00 77.28 26.43 50.84
19.93 19.93 0.00 0.00 80.07 21.49 58.58
23.00 23.00 0.00 0.00 77.00 18.14 58.86
37.39 37.39 0.00 0.00 62.61 10.46 52.16
60.66 60.66 0.00 0.00 39.34 6.81 32.53
57.54 57.54 0.00 0.00 42.46 7.66 34.79
6.68 1.58 48.54 27.32 15.89
8.32 1.37 46.31 28.37 15.64
9.31 2.09 44.80 31.01 12.79
7.60 3.52 41.94 31.95 14.99
8.80 1.98 41.27 33.53 14.42
8.79 3.43 41.83 34.72 11.24
9.01 4.26 40.58 29.78 16.37
8.48 2.63 41.65 34.23 13.01
7.45 2.26 7.61 47.39 0.65 34.65
8.00 1.74 7.28 49.72 0.43 32.83
8.09 2.35 6.49 49.91 0.41 32.75
8.57 1.17 4.69 48.22 0.63 36.72
9.71 0.39 4.21 46.30 0.99 38.40
9.95 0.11 4.36 45.50 1.84 38.24
9.38 1.06 4.28 45.23 2.53 37.53
10.27 1.04 4.25 45.77 2.64 36.04
.. .. .. 0.75 ..
.. .. .. 0.27 ..
.. .. .. 0.51 ..
.. .. .. 0.35 ..
.. .. .. 0.69 ..
.. .. .. 1.48 ..
.. .. .. 0.72 ..
.. .. .. 0.70 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
136
MEXICO Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million MXN
2002
2003
2004
2005
2006
2007
2008
2009
198 784 123 171 75 613 38 009 36 640 7 096 10 926 -2 460 113 622 76 668 35 504 4 268 36 896 36 955 17 954 17 954 0 0 19 001 6 370 12 631 119 12 512
186 517 106 743 79 775 56 779 42 827 7 209 17 708 3 452 136 554 81 325 37 685 4 194 39 446 55 228 14 304 14 304 0 0 40 925 8 725 32 200 552 31 648
215 583 111 921 103 662 47 111 49 815 8 846 6 879 -737 150 773 90 826 40 980 4 769 45 077 59 947 11 570 11 570 0 0 48 377 16 114 32 263 1 827 30 436
301 408 167 807 133 601 64 316 56 659 11 573 15 201 4 030 197 917 103 835 46 108 5 206 52 521 94 082 17 527 17 527 0 0 76 555 19 855 56 700 4 162 52 538
321 015 152 806 168 209 82 795 68 838 14 343 18 744 9 556 251 004 120 085 53 738 5 496 60 851 130 918 28 678 28 678 0 0 102 240 23 709 78 531 3 161 75 370
377 397 172 339 205 058 91 678 81 143 16 246 4 629 22 151 296 735 138 896 61 964 7 123 69 808 157 840 59 321 59 321 0 0 98 518 15 034 83 484 4 259 79 225
440 145 205 844 234 300 91 085 81 757 15 992 13 584 11 735 325 385 153 380 67 816 7 396 78 168 172 006 103 211 103 211 0 0 68 794 10 802 57 992 2 057 55 935
395 916 159 862 236 054 110 219 75 380 14 896 33 518 16 217 346 273 158 764 76 364 7 804 74 595 187 509 107 014 107 014 0 0 80 495 14 731 65 764 3 525 62 239
206 971 47 870 984 252 701 135 423 126
261 533 41 505 986 241 793 187 412 882
317 709 69 875 1 077 041 989 322 366 123
289 454 132 865 1 154 985 1 146 179 494 853
363 708 81 165 1 385 630 1 306 594 514 220
362 517 130 385 1 697 623 1 544 480 509 868
462 825 202 114 1 893 107 1 509 714 875 745
453 736 110 554 1 968 554 1 590 693 705 001
186 853 70 056 111 608 1 135 170 20 186 839 481
212 217 54 877 117 606 1 270 543 13 552 826 553
234 858 80 283 135 025 1 417 295 14 137 938 474
282 063 44 799 113 687 1 509 499 23 950 1 244 337
347 266 15 915 117 407 1 622 191 41 086 1 507 452
407 901 2 926 122 794 1 853 444 86 682 1 771 127
453 721 47 183 129 263 2 163 687 138 826 2 010 824
516 376 44 008 127 160 2 222 487 151 189 1 767 319
2 363 354 2 324 737
2 495 348 2 429 351
2 820 070 2 657 709
3 218 336 3 019 203
3 651 317 3 434 826
4 244 874 3 948 095
4 943 505 4 594 189
4 828 538 4 886 021
.. .. 23 198 ..
.. .. 8 513 ..
.. .. 17 308 ..
.. .. 13 434 ..
.. .. 28 526 ..
.. .. 69 650 ..
.. .. 39 719 ..
.. .. 40 177 ..
..
..
..
..
..
..
..
..
138 532 18 785 .. 157 316 1 015 828
161 117 18 122 .. 179 239 1 264 211
185 692 19 102 .. 204 794 1 455 748
246 971 16 501 .. 263 472 1 839 757
319 644 21 170 .. 340 814 2 118 753
390 784 33 943 .. 424 727 2 672 215
410 972 61 349 .. 472 321 3 084 207
466 576 60 865 .. 527 441 3 194 399
34 6 986 102 536
32 7 737 114 957
27 7 796 117 465
27 7 991 127 272
30 8 414 134 611
39 9 464 146 587
42 10 635 157 640
41 10 899 161 081
Million MXN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
137
MEXICO Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
8.55 5.30 3.25 1.64 1.58 0.31 0.47 -0.11 4.89 3.30 1.53 0.18 1.59 1.59 0.77 0.77 0.00 0.00 0.82 0.27 0.54 0.01 0.54
7.68 4.39 3.28 2.34 1.76 0.30 0.73 0.14 5.62 3.35 1.55 0.17 1.62 2.27 0.59 0.59 0.00 0.00 1.69 0.36 1.33 0.02 1.30
8.11 4.21 3.90 1.77 1.87 0.33 0.26 -0.03 5.67 3.42 1.54 0.18 1.70 2.26 0.44 0.44 0.00 0.00 1.82 0.61 1.21 0.07 1.15
9.98 5.56 4.43 2.13 1.88 0.38 0.50 0.13 6.56 3.44 1.53 0.17 1.74 3.12 0.58 0.58 0.00 0.00 2.54 0.66 1.88 0.14 1.74
9.35 4.45 4.90 2.41 2.00 0.42 0.55 0.28 7.31 3.50 1.57 0.16 1.77 3.81 0.84 0.84 0.00 0.00 2.98 0.69 2.29 0.09 2.19
9.56 4.37 5.19 2.32 2.06 0.41 0.12 0.56 7.52 3.52 1.57 0.18 1.77 4.00 1.50 1.50 0.00 0.00 2.50 0.38 2.12 0.11 2.01
9.58 4.48 5.10 1.98 1.78 0.35 0.30 0.26 7.08 3.34 1.48 0.16 1.70 3.74 2.25 2.25 0.00 0.00 1.50 0.24 1.26 0.05 1.22
8.10 3.27 4.83 2.26 1.54 0.31 0.69 0.33 7.09 3.25 1.56 0.16 1.53 3.84 2.19 2.19 0.00 0.00 1.65 0.30 1.35 0.07 1.27
66.55 33.45 32.25 6.25 9.62 -2.17 67.48 31.25 3.76 32.47 32.52 15.80 15.80 0.00 0.00 16.72 5.61 11.12
58.42 41.58 31.36 5.28 12.97 2.53 59.56 27.60 3.07 28.89 40.45 10.48 10.48 0.00 0.00 29.97 6.39 23.58
68.75 31.25 33.04 5.87 4.56 -0.49 60.24 27.18 3.16 29.90 39.76 7.67 7.67 0.00 0.00 32.09 10.69 21.40
67.50 32.50 28.63 5.85 7.68 2.04 52.46 23.30 2.63 26.54 47.54 8.86 8.86 0.00 0.00 38.68 10.03 28.65
67.01 32.99 27.43 5.71 7.47 3.81 47.84 21.41 2.19 24.24 52.16 11.43 11.43 0.00 0.00 40.73 9.45 31.29
69.11 30.90 27.35 5.48 1.56 7.47 46.81 20.88 2.40 23.53 53.19 19.99 19.99 0.00 0.00 33.20 5.07 28.13
72.01 27.99 25.13 4.92 4.18 3.61 47.14 20.84 2.27 24.02 52.86 31.72 31.72 0.00 0.00 21.14 3.32 17.82
68.17 31.83 21.77 4.30 9.68 4.68 45.85 22.05 2.25 21.54 54.15 30.91 30.91 0.00 0.00 23.25 4.25 18.99
48.58 48.58 0.00 0.00 51.42 17.24 34.18
25.90 25.90 0.00 0.00 74.10 15.80 58.30
19.30 19.30 0.00 0.00 80.70 26.88 53.82
18.63 18.63 0.00 0.00 81.37 21.10 60.27
21.91 21.91 0.00 0.00 78.09 18.11 59.99
37.58 37.58 0.00 0.00 62.42 9.53 52.89
60.01 60.01 0.00 0.00 40.00 6.28 33.72
57.07 57.07 0.00 0.00 42.93 7.86 35.07
8.76 2.03 41.65 29.67 17.90
10.48 1.66 39.52 31.79 16.55
11.27 2.48 38.19 35.08 12.98
8.99 4.13 35.89 35.61 15.38
9.96 2.22 37.95 35.78 14.08
8.54 3.07 39.99 36.39 12.01
9.36 4.09 38.30 30.54 17.72
9.40 2.29 40.77 32.94 14.60
7.91 2.96 4.72 48.03 0.85 35.52
8.51 2.20 4.71 50.92 0.54 33.12
8.33 2.85 4.79 50.26 0.50 33.28
8.76 1.39 3.53 46.90 0.74 38.66
9.51 0.44 3.22 44.43 1.13 41.29
9.61 0.07 2.89 43.66 2.04 41.72
9.18 0.95 2.62 43.77 2.81 40.68
10.69 0.91 2.63 46.03 3.13 36.60
.. .. .. 0.98 ..
.. .. .. 0.34 ..
.. .. .. 0.61 ..
.. .. .. 0.42 ..
.. .. .. 0.78 ..
.. .. .. 1.64 ..
.. .. .. 0.80 ..
.. .. .. 0.83 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
138
MEXICO Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million MXN
2002
2003
2004
2005
2006
2007
2008
2009
175 988 104 417 71 571 31 526 32 752 5 785 9 010 -4 452 103 097 71 602 32 890 4 034 34 678 31 494 17 091 17 091 0 0 14 404 5 477 8 926 81 8 846
164 214 92 054 72 160 50 242 38 605 6 142 15 465 2 313 122 402 73 618 35 021 3 819 34 778 48 784 13 065 13 065 0 0 35 719 7 393 28 326 463 27 864
190 180 99 130 91 051 41 648 45 130 7 539 5 866 -1 809 132 699 79 898 38 062 4 278 37 557 52 801 9 399 9 399 0 0 43 402 14 992 28 410 1 742 26 668
261 071 146 176 114 895 57 749 50 859 10 159 13 772 3 277 172 644 88 809 42 174 4 493 42 142 83 835 14 812 14 812 0 0 69 023 17 988 51 035 4 135 46 900
276 641 132 670 143 971 74 088 61 773 13 034 16 957 8 392 218 059 100 395 48 433 4 613 47 349 117 664 23 763 23 763 0 0 93 901 21 993 71 908 2 926 68 983
319 827 145 459 174 368 81 049 71 830 13 845 2 507 20 557 255 418 113 215 54 657 5 425 53 133 142 203 50 999 50 999 0 0 91 203 13 228 77 976 4 081 73 895
367 736 170 456 197 280 74 225 71 820 13 671 7 649 8 427 271 505 119 059 56 708 5 851 56 500 152 446 92 052 92 052 0 0 60 394 9 176 51 219 1 796 49 423
328 889 132 361 196 528 94 174 67 778 12 979 27 775 11 601 290 702 123 021 65 490 6 240 51 291 167 681 94 667 94 667 0 0 73 014 13 257 59 757 3 269 56 488
187 036 44 649 937 915 541 650 335 834
232 453 36 496 925 114 703 844 341 545
289 754 62 870 993 681 882 925 296 449
276 156 114 976 1 049 801 993 910 418 677
328 788 65 335 1 249 419 1 151 359 403 813
336 145 91 987 1 512 845 1 304 430 401 812
410 730 172 217 1 667 559 1 292 215 704 978
397 923 86 446 1 720 909 1 365 512 539 825
162 604 69 895 98 610 1 091 259 19 111 605 606
184 759 54 243 99 047 1 214 976 12 157 674 270
205 419 79 383 108 437 1 335 303 12 321 784 817
245 468 44 134 86 795 1 403 720 22 226 1 051 176
305 090 15 914 83 457 1 481 255 38 179 1 274 819
352 393 2 122 78 110 1 658 842 80 835 1 474 917
385 447 30 391 81 381 1 946 005 130 033 1 674 442
448 534 37 131 65 725 1 969 937 140 937 1 448 350
2 047 085 2 024 448
2 239 452 2 143 268
2 525 681 2 382 566
2 853 520 2 689 600
3 198 714 3 026 117
3 647 219 3 422 967
4 247 699 3 947 459
4 110 615 4 179 157
.. .. 18 048 ..
.. .. 7 102 ..
.. .. 13 952 ..
.. .. 12 253 ..
.. .. 26 533 ..
.. .. 67 445 ..
.. .. 36 662 ..
.. .. 36 306 ..
..
..
..
..
..
..
..
..
116 080 18 028 .. 134 109 908 879
135 931 17 156 .. 153 087 1 148 440
159 953 18 053 .. 178 006 1 316 616
212 665 15 908 .. 228 572 1 652 774
279 730 20 453 .. 300 183 1 911 418
337 648 29 495 .. 367 143 2 401 187
346 766 55 210 .. 401 976 2 718 518
403 036 54 714 .. 457 749 2 827 065
8 6 816 98 815
8 6 734 100 604
8 6 647 99 598
7 6 752 103 168
7 7 031 110 205
7 7 452 114 061
7 7 358 115 032
7 7 613 115 822
Million MXN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
139
MEXICO Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
8.69 5.16 3.54 1.56 1.62 0.29 0.45 -0.22 5.09 3.54 1.63 0.20 1.71 1.56 0.84 0.84 0.00 0.00 0.71 0.27 0.44 0.00 0.44
7.66 4.30 3.37 2.34 1.80 0.29 0.72 0.11 5.71 3.44 1.63 0.18 1.62 2.28 0.61 0.61 0.00 0.00 1.67 0.35 1.32 0.02 1.30
7.98 4.16 3.82 1.75 1.89 0.32 0.25 -0.08 5.57 3.35 1.60 0.18 1.58 2.22 0.39 0.39 0.00 0.00 1.82 0.63 1.19 0.07 1.12
9.71 5.44 4.27 2.15 1.89 0.38 0.51 0.12 6.42 3.30 1.57 0.17 1.57 3.12 0.55 0.55 0.00 0.00 2.57 0.67 1.90 0.15 1.74
9.14 4.38 4.76 2.45 2.04 0.43 0.56 0.28 7.21 3.32 1.60 0.15 1.57 3.89 0.79 0.79 0.00 0.00 3.10 0.73 2.38 0.10 2.28
9.34 4.25 5.09 2.37 2.10 0.40 0.07 0.60 7.46 3.31 1.60 0.16 1.55 4.15 1.49 1.49 0.00 0.00 2.66 0.39 2.28 0.12 2.16
9.32 4.32 5.00 1.88 1.82 0.35 0.19 0.21 6.88 3.02 1.44 0.15 1.43 3.86 2.33 2.33 0.00 0.00 1.53 0.23 1.30 0.05 1.25
7.87 3.17 4.70 2.25 1.62 0.31 0.67 0.28 6.96 2.94 1.57 0.15 1.23 4.01 2.27 2.27 0.00 0.00 1.75 0.32 1.43 0.08 1.35
69.42 30.58 31.77 5.61 8.74 -4.32 69.45 31.90 3.91 33.64 30.55 16.58 16.58 0.00 0.00 13.97 5.31 8.66
58.95 41.05 31.54 5.02 12.64 1.89 60.15 28.61 3.12 28.41 39.86 10.67 10.67 0.00 0.00 29.18 6.04 23.14
68.61 31.39 34.01 5.68 4.42 -1.36 60.21 28.68 3.22 28.30 39.79 7.08 7.08 0.00 0.00 32.71 11.30 21.41
66.55 33.45 29.46 5.88 7.98 1.90 51.44 24.43 2.60 24.41 48.56 8.58 8.58 0.00 0.00 39.98 10.42 29.56
66.02 33.98 28.33 5.98 7.78 3.85 46.04 22.21 2.12 21.71 53.96 10.90 10.90 0.00 0.00 43.06 10.09 32.98
68.27 31.73 28.12 5.42 0.98 8.05 44.33 21.40 2.12 20.80 55.68 19.97 19.97 0.00 0.00 35.71 5.18 30.53
72.66 27.34 26.45 5.04 2.82 3.10 43.85 20.89 2.16 20.81 56.15 33.90 33.90 0.00 0.00 22.24 3.38 18.87
67.61 32.40 23.32 4.47 9.55 3.99 42.32 22.53 2.15 17.64 57.68 32.57 32.57 0.00 0.00 25.12 4.56 20.56
54.27 54.27 0.00 0.00 45.73 17.39 28.34
26.78 26.78 0.00 0.00 73.22 15.15 58.07
17.80 17.80 0.00 0.00 82.20 28.39 53.81
17.67 17.67 0.00 0.00 82.33 21.46 60.88
20.20 20.20 0.00 0.00 79.81 18.69 61.11
35.86 35.86 0.00 0.00 64.14 9.30 54.83
60.38 60.38 0.00 0.00 39.62 6.02 33.60
56.46 56.46 0.00 0.00 43.54 7.91 35.64
9.14 2.18 45.82 26.46 16.41
10.38 1.63 41.31 31.43 15.25
11.47 2.49 39.34 34.96 11.74
9.68 4.03 36.79 34.83 14.67
10.28 2.04 39.06 35.99 12.62
9.22 2.52 41.48 35.77 11.02
9.67 4.05 39.26 30.42 16.60
9.68 2.10 41.87 33.22 13.13
7.94 3.41 4.82 53.31 0.93 29.58
8.25 2.42 4.42 54.25 0.54 30.11
8.13 3.14 4.29 52.87 0.49 31.07
8.60 1.55 3.04 49.19 0.78 36.84
9.54 0.50 2.61 46.31 1.19 39.85
9.66 0.06 2.14 45.48 2.22 40.44
9.07 0.72 1.92 45.81 3.06 39.42
10.91 0.90 1.60 47.92 3.43 35.23
.. .. .. 0.88 ..
.. .. .. 0.32 ..
.. .. .. 0.55 ..
.. .. .. 0.43 ..
.. .. .. 0.83 ..
.. .. .. 1.85 ..
.. .. .. 0.86 ..
.. .. .. 0.88 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
140
MEXICO Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million MXN
2002
2003
2004
2005
2006
2007
2008
2009
1 408 826 582 165 50 16 -1 132 748 579 262 119 198 169 -45 -45 0 0 214 71 143 0 143
1 432 858 575 299 42 17 0 275 873 632 286 130 216 241 55 55 0 0 187 43 143 0 143
1 496 803 693 -14 71 17 -1 -66 680 661 299 136 226 19 72 72 0 0 -53 56 -109 0 -109
2 236 1 355 882 183 71 19 0 131 1 064 765 347 157 261 299 91 91 0 0 208 53 155 0 155
2 196 1 376 820 139 93 41 2 84 959 715 324 147 244 243 72 72 0 0 171 83 89 0 89
2 200 1 360 839 142 88 34 0 88 981 719 326 148 246 262 120 120 0 0 142 83 59 0 59
3 541 2 220 1 321 287 117 51 7 213 1 608 944 427 194 322 664 199 199 0 0 465 122 342 0 342
3 434 2 137 1 297 374 139 47 -22 305 1 671 1 042 472 214 356 629 196 196 0 0 433 113 319 0 319
0 1 060 8 743 645 2 001
0 1 454 9 943 799 1 984
0 1 601 9 636 1 209 1 654
0 1 607 12 410 1 720 1 930
0 817 14 590 2 844 1 775
0 697 15 126 2 620 1 326
0 1 258 22 711 3 342 2 000
0 1 378 22 751 4 233 1 991
2 483 0 2 193 341 0 7 433
2 527 0 2 532 542 0 8 579
2 562 0 2 513 664 0 8 360
2 800 0 3 462 309 0 11 095
3 258 0 3 895 246 0 12 627
3 275 0 3 915 197 0 12 382
4 653 0 5 810 583 0 18 264
4 876 0 6 000 507 0 18 970
12 449 11 846
14 180 13 314
14 100 14 140
17 667 15 884
20 027 18 847
19 770 19 898
29 311 24 540
30 353 29 832
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
138 .. ..
133 .. ..
128 .. ..
127 .. ..
121 .. ..
109 .. ..
123 .. ..
117 .. ..
Million MXN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
141
MEXICO Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
11.89 6.97 4.92 1.40 0.42 0.13 -0.01 1.12 6.31 4.89 2.21 1.00 1.67 1.42 -0.38 -0.38 0.00 0.00 1.81 0.60 1.21 0.00 1.21
10.76 6.44 4.32 2.24 0.31 0.13 0.00 2.06 6.56 4.75 2.15 0.98 1.62 1.81 0.41 0.41 0.00 0.00 1.40 0.33 1.08 0.00 1.08
10.58 5.68 4.90 -0.10 0.50 0.12 -0.01 -0.47 4.81 4.67 2.12 0.96 1.60 0.14 0.51 0.51 0.00 0.00 -0.38 0.40 -0.77 0.00 -0.77
14.08 8.53 5.55 1.15 0.45 0.12 0.00 0.82 6.70 4.82 2.18 0.99 1.65 1.88 0.57 0.57 0.00 0.00 1.31 0.34 0.98 0.00 0.98
11.65 7.30 4.35 0.74 0.50 0.22 0.01 0.45 5.09 3.80 1.72 0.78 1.30 1.29 0.38 0.38 0.00 0.00 0.91 0.44 0.47 0.00 0.47
11.05 6.84 4.22 0.71 0.44 0.17 0.00 0.44 4.93 3.62 1.64 0.74 1.24 1.32 0.60 0.60 0.00 0.00 0.71 0.42 0.30 0.00 0.30
14.43 9.05 5.38 1.17 0.48 0.21 0.03 0.87 6.55 3.85 1.74 0.79 1.31 2.71 0.81 0.81 0.00 0.00 1.89 0.50 1.40 0.00 1.40
11.51 7.16 4.35 1.25 0.46 0.16 -0.07 1.02 5.60 3.49 1.58 0.72 1.19 2.11 0.66 0.66 0.00 0.00 1.45 0.38 1.07 0.00 1.07
77.89 22.11 6.71 2.11 -0.17 17.68 77.45 35.08 15.92 26.46 22.55 -6.06 -6.06 0.00 0.00 28.61 9.49 19.12
65.80 34.20 4.78 1.97 -0.05 31.44 72.37 32.77 14.87 24.73 27.63 6.25 6.25 0.00 0.00 21.38 4.97 16.41
101.99 -1.99 10.40 2.44 -0.17 -9.78 97.20 44.02 19.97 33.21 2.80 10.64 10.64 0.00 0.00 -7.83 8.27 -16.11
82.83 17.17 6.72 1.82 -0.01 12.29 71.90 32.56 14.78 24.57 28.10 8.52 8.52 0.00 0.00 19.58 5.00 14.58
85.54 14.46 9.75 4.27 0.18 8.80 74.64 33.80 15.34 25.50 25.36 7.47 7.47 0.00 0.00 17.89 8.61 9.28
85.53 14.47 9.01 3.49 -0.04 8.98 73.32 33.20 15.07 25.05 26.68 12.25 12.25 0.00 0.00 14.43 8.42 6.01
82.16 17.84 7.27 3.16 0.47 13.26 58.70 26.58 12.06 20.05 41.30 12.39 12.39 0.00 0.00 28.91 7.62 21.29
77.62 22.38 8.29 2.82 -1.31 18.23 62.37 28.25 12.82 21.31 37.63 11.74 11.74 0.00 0.00 25.89 6.78 19.11
-26.87 -26.87 0.00 0.00 126.87 42.09 84.79
22.62 22.62 0.00 0.00 77.38 17.98 59.40
379.31 379.31 0.00 0.00 -279.31 295.03 -574.34
30.33 30.33 0.00 0.00 69.67 17.79 51.88
29.45 29.45 0.00 0.00 70.55 33.95 36.59
45.92 45.92 0.00 0.00 54.08 31.55 22.53
30.01 30.01 0.00 0.00 69.99 18.44 51.55
31.20 31.20 0.00 0.00 68.81 18.01 50.79
0.00 8.51 70.23 5.18 16.08
0.00 10.25 70.12 5.64 13.99
0.00 11.36 68.34 8.58 11.73
0.00 9.10 70.24 9.74 10.92
0.00 4.08 72.85 14.20 8.86
0.00 3.53 76.51 13.25 6.71
0.00 4.29 77.48 11.40 6.82
0.00 4.54 74.96 13.95 6.56
19.94 0.00 17.61 2.74 0.00 59.70
17.82 0.00 17.85 3.82 0.00 60.50
18.17 0.00 17.82 4.71 0.00 59.29
15.85 0.00 19.60 1.75 0.00 62.80
16.27 0.00 19.45 1.23 0.00 63.05
16.57 0.00 19.80 1.00 0.00 62.63
15.88 0.00 19.82 1.99 0.00 62.31
16.06 0.00 19.77 1.67 0.00 62.50
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
142
MEXICO Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million MXN
2002
2003
2004
2005
2006
2007
2008
2009
52 569 45 517 7 052 1 960 997 0 1 654 -691 9 012 10 097 6 351 232 3 514 -1 085 8 237 8 237 0 0 -9 322 329 -9 652 33 -9 685
55 083 47 505 7 578 2 567 1 151 0 1 494 -78 10 144 7 432 4 519 197 2 717 2 712 1 838 1 838 0 0 874 549 325 -57 382
56 762 48 292 8 470 2 407 1 476 0 1 517 -586 10 877 7 119 4 734 184 2 202 3 758 2 838 2 838 0 0 920 674 246 -162 408
78 119 70 544 7 576 3 461 1 937 0 1 829 -305 11 036 7 017 4 768 191 2 059 4 019 1 991 1 991 0 0 2 027 1 239 788 -184 972
65 436 56 040 9 396 3 705 1 980 0 764 961 13 101 7 201 4 753 196 2 252 5 900 2 776 2 776 0 0 3 124 1 070 2 055 -150 2 204
63 317 57 827 5 490 5 412 2 700 478 31 3 158 10 902 7 380 5 016 0 2 365 3 522 991 991 0 0 2 531 1 780 751 -407 1 158
66 979 55 716 11 263 5 331 3 158 788 -1 158 4 119 16 594 7 365 5 115 0 2 250 9 230 6 936 6 936 0 0 2 294 1 457 837 -294 1 131
57 990 45 591 12 399 6 787 4 208 592 207 2 964 19 185 8 897 6 682 0 2 215 10 288 6 176 6 176 0 0 4 112 405 3 707 0 3 707
138 0 512 298 145 567 67 576
259 0 461 839 99 273 77 416
282 0 444 153 69 182 69 363
423 0 433 158 71 281 75 340
421 0 307 182 77 459 80 328
51 185 30 466 255 962 86 835 17 627
32 426 30 733 313 572 122 792 21 630
32 639 37 870 357 447 357 580 39 116
41 548 0 122 266 334 184 0 227 580
37 015 0 109 062 294 216 0 198 493
38 846 0 84 342 287 430 0 172 361
42 118 0 61 703 330 340 0 146 042
51 264 0 52 851 292 783 0 68 492
57 127 2 000 78 666 288 120 0 16 164
56 669 11 054 100 201 320 672 0 32 557
60 918 15 872 109 348 359 802 0 278 713
725 578 627 891
638 787 682 182
582 979 610 883
580 203 581 591
465 391 522 797
442 076 453 733
521 153 481 614
824 653 672 903
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
38 511 1 483 0 39 994 206 214
34 004 1 854 0 35 858 227 607
34 736 1 961 0 36 696 255 437
38 552 1 849 0 40 401 256 086
44 652 1 529 0 46 181 251 762
50 644 1 058 0 51 702 280 258
52 767 1 440 0 54 207 362 606
55 828 1 633 0 57 461 395 184
6 976 9 993
6 754 5 665
6 721 5 677
6 721 5 961
6 681 5 923
6 665 5 916
6 640 5 842
6 649 5 862
Million MXN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
143
MEXICO Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
8.37 7.25 1.12 0.31 0.16 0.00 0.26 -0.11 1.44 1.61 1.01 0.04 0.56 -0.17 1.31 1.31 0.00 0.00 -1.49 0.05 -1.54 0.01 -1.54
8.07 6.96 1.11 0.38 0.17 0.00 0.22 -0.01 1.49 1.09 0.66 0.03 0.40 0.40 0.27 0.27 0.00 0.00 0.13 0.08 0.05 -0.01 0.06
9.29 7.91 1.39 0.39 0.24 0.00 0.25 -0.10 1.78 1.17 0.78 0.03 0.36 0.62 0.47 0.47 0.00 0.00 0.15 0.11 0.04 -0.03 0.07
13.43 12.13 1.30 0.60 0.33 0.00 0.31 -0.05 1.90 1.21 0.82 0.03 0.35 0.69 0.34 0.34 0.00 0.00 0.35 0.21 0.14 -0.03 0.17
12.52 10.72 1.80 0.71 0.38 0.00 0.15 0.18 2.51 1.38 0.91 0.04 0.43 1.13 0.53 0.53 0.00 0.00 0.60 0.21 0.39 -0.03 0.42
13.96 12.75 1.21 1.19 0.60 0.11 0.01 0.70 2.40 1.63 1.11 0.00 0.52 0.78 0.22 0.22 0.00 0.00 0.56 0.39 0.17 -0.09 0.26
13.91 11.57 2.34 1.11 0.66 0.16 -0.24 0.86 3.45 1.53 1.06 0.00 0.47 1.92 1.44 1.44 0.00 0.00 0.48 0.30 0.17 -0.06 0.24
8.62 6.78 1.84 1.01 0.63 0.09 0.03 0.44 2.85 1.32 0.99 0.00 0.33 1.53 0.92 0.92 0.00 0.00 0.61 0.06 0.55 0.00 0.55
78.26 21.75 11.07 0.00 18.35 -7.67 112.04 70.47 2.58 38.99 -12.04 91.41 91.41 0.00 0.00 -103.45 3.65 -107.10
74.70 25.30 11.34 0.00 14.73 -0.77 73.27 44.54 1.94 26.78 26.74 18.12 18.12 0.00 0.00 8.61 5.41 3.20
77.87 22.13 13.57 0.00 13.95 -5.39 65.45 43.52 1.69 20.24 34.55 26.09 26.09 0.00 0.00 8.45 6.19 2.26
68.64 31.36 17.55 0.00 16.57 -2.77 63.59 43.21 1.73 18.65 36.42 18.04 18.04 0.00 0.00 18.37 11.23 7.14
71.72 28.28 15.11 0.00 5.83 7.33 54.96 36.28 1.49 17.19 45.04 21.19 21.19 0.00 0.00 23.85 8.17 15.68
50.36 49.64 24.77 4.39 0.29 28.97 67.70 46.01 0.00 21.69 32.30 9.09 9.09 0.00 0.00 23.22 16.33 6.89
67.87 32.13 19.03 4.75 -6.98 24.82 44.38 30.82 0.00 13.56 55.62 41.80 41.80 0.00 0.00 13.82 8.78 5.04
64.63 35.37 21.93 3.09 1.08 15.45 46.37 34.83 0.00 11.55 53.63 32.19 32.19 0.00 0.00 21.43 2.11 19.32
-759.24 -759.24 0.00 0.00 859.24 -30.35 889.59
67.79 67.79 0.00 0.00 32.21 20.24 11.97
75.53 75.53 0.00 0.00 24.47 17.93 6.55
49.55 49.55 0.00 0.00 50.45 30.83 19.62
47.05 47.05 0.00 0.00 52.95 18.13 34.82
28.13 28.13 0.00 0.00 71.87 50.55 21.32
75.15 75.15 0.00 0.00 24.85 15.78 9.07
60.03 60.03 0.00 0.00 39.97 3.94 36.03
0.02 0.00 70.61 20.06 9.31
0.04 0.00 72.30 15.54 12.12
0.05 0.00 76.19 11.87 11.90
0.07 0.00 74.66 12.29 12.99
0.09 0.00 66.01 16.64 17.26
11.58 6.89 57.90 19.64 3.99
6.22 5.90 60.17 23.56 4.15
3.96 4.59 43.35 43.36 4.74
5.73 0.00 16.85 46.06 0.00 31.37
5.80 0.00 17.07 46.06 0.00 31.07
6.66 0.00 14.47 49.30 0.00 29.57
7.26 0.00 10.64 56.94 0.00 25.17
11.02 0.00 11.36 62.91 0.00 14.72
12.92 0.45 17.80 65.17 0.00 3.66
10.87 2.12 19.23 61.53 0.00 6.25
7.39 1.93 13.26 43.63 0.00 33.80
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/e95b
OECD BANKING STATISTICS 2012 – © OECD 2012
144
MEXICO Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 154 39 18 .. 109 6 .. .. .. .. .. .. .. .. .. ..
2009
1 171 42 20 .. 123 6 .. .. .. .. .. .. .. .. .. ..
Branches 2008
2007 1 234 41 18 70 117 6 .. .. .. .. .. .. .. .. .. ..
.. 10 129 9 464 6 375 .. .. 665 .. .. .. .. .. .. .. .. .. ..
.. 11 275 10 635 6 220 .. .. 640 .. .. .. .. .. .. .. .. .. ..
2009
.. 152 503 146 587 101 137 .. .. 5 916 .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. 163 482 157 640 100 211 .. .. 5 842 .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
.. 12 764 10 899 6 337 1 216 .. 649 .. .. .. .. .. .. .. .. .. ..
2009 .. 166 943 161 081 100 075 .. .. 5 862 .. .. .. .. .. .. .. .. .. ..
Million MXN Total assets or liabilities 2008 2009 .. .. .. 4 706 719 5 493 968 5 733 418 4 244 874 4 943 505 4 828 538 3 268 754 3 737 953 3 573 439 .. .. 49 874 19 770 29 311 30 353 442 076 521 153 824 653 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 2007
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/07fd
OECD BANKING STATISTICS 2012 – © OECD 2012
145
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
NETHERLANDS Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
87 286 60 591 26 695 17 241 12 594 1 972 2 528 4 091 43 936 31 086 18 049 2 067 10 970 12 850 5 112 4 511 456 145 7 738 1 936 5 802 .. 5 802
82 462 54 471 27 992 18 171 12 271 2 026 3 109 4 817 46 163 30 945 17 679 1 980 11 286 15 218 3 627 3 490 4 132 11 591 3 137 8 454 .. 8 454
85 495 56 223 29 272 20 813 13 417 2 173 3 720 5 850 50 085 33 748 19 223 1 991 12 533 16 338 2 078 1 971 -15 122 14 260 3 531 10 729 .. 10 729
126 837 96 752 30 085 25 517 13 994 2 579 5 790 8 312 55 602 37 021 18 888 2 137 15 996 18 581 1 462 1 433 29 0 17 119 3 586 13 532 .. 13 532
151 714 120 494 31 220 31 070 16 372 2 896 5 972 11 622 62 290 42 042 20 669 2 394 18 979 20 248 2 636 2 626 10 0 17 612 3 489 14 123 .. 14 123
179 350 149 337 30 013 35 577 15 819 3 382 4 629 18 511 65 590 41 021 20 626 2 109 18 286 24 569 3 033 2 348 685 0 21 536 1 851 19 685 .. 19 685
189 559 158 451 31 108 2 798 13 720 2 726 -10 505 2 309 33 906 32 968 18 921 2 083 11 964 938 14 310 9 339 .. 4 971 -13 372 -2 456 -10 916 127 -11 044
138 401 108 413 29 988 13 258 12 218 2 553 4 710 -1 117 43 246 29 865 16 285 1 974 11 606 13 381 13 740 10 141 .. 3 599 -359 -48 -311 -29 -283
25 654 196 084 1 068 204 415 907 78 013
35 441 244 023 1 108 968 456 031 84 393
36 661 277 812 1 207 062 567 928 108 942
35 701 293 150 1 579 091 609 758 296 140
52 045 313 383 1 593 007 946 920 150 026
39 196 416 926 1 693 128 945 002 223 918
53 261 256 188 1 766 240 417 613 501 437
81 331 192 626 1 610 604 407 781 355 767
66 463 9 482 360 377 837 435 326 635 183 468
71 627 15 546 394 609 907 376 359 772 179 927
76 852 19 712 464 663 1 004 125 401 793 231 259
75 085 .. 553 039 1 182 904 519 902 482 911
101 038 .. 554 842 1 253 498 579 548 566 456
131 527 .. 625 689 1 307 471 562 128 691 355
97 509 96 990 312 893 1 331 800 586 225 569 322
114 371 59 341 240 341 1 190 111 660 734 383 211
1 783 861 1 772 887
1 928 856 1 856 359
2 198 404 2 063 630
2 813 840 2 506 122
3 055 382 2 934 611
3 318 170 3 186 776
2 994 739 3 156 455
2 648 109 2 821 424
15 083 355 233 45 591 ..
20 509 389 812 45 710 ..
35 372 462 242 70 313 ..
.. 523 996 85 541 ..
386 424 501 454 59 042 ..
481 488 453 369 10 145 ..
29 025 381 157 7 431 ..
37 402 363 087 7 292 ..
..
..
..
..
..
..
..
..
69 835 23 849 1 822 91 863 800 392
74 541 23 779 2 905 95 414 830 029
83 959 22 386 3 087 103 259 898 592
97 420 27 339 5 614 119 145 1 037 410
98 117 27 846 4 600 121 363 1 111 552
127 898 38 202 32 860 133 240 1 507 446
109 319 28 814 7 887 130 246 1 088 919
119 442 27 186 8 655 137 973 922 319
88 4 269 146 000
85 3 883 119 000
89 3 798 116 000
91 3 748 114 000
105 3 456 114 756
101 3 604 112 763
99 3 421 116 000
93 3 137 110 000
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fc15
OECD BANKING STATISTICS 2012 – © OECD 2012
146
NETHERLANDS Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.92 3.42 1.51 0.97 0.71 0.11 0.14 0.23 2.48 1.75 1.02 0.12 0.62 0.73 0.29 0.25 0.03 0.01 0.44 0.11 0.33 .. 0.33
4.44 2.93 1.51 0.98 0.66 0.11 0.17 0.26 2.49 1.67 0.95 0.11 0.61 0.82 0.20 0.19 0.00 0.01 0.62 0.17 0.46 .. 0.46
4.14 2.72 1.42 1.01 0.65 0.11 0.18 0.28 2.43 1.64 0.93 0.10 0.61 0.79 0.10 0.10 0.00 0.01 0.69 0.17 0.52 .. 0.52
5.06 3.86 1.20 1.02 0.56 0.10 0.23 0.33 2.22 1.48 0.75 0.09 0.64 0.74 0.06 0.06 0.00 0.00 0.68 0.14 0.54 .. 0.54
5.17 4.11 1.06 1.06 0.56 0.10 0.20 0.40 2.12 1.43 0.70 0.08 0.65 0.69 0.09 0.09 0.00 0.00 0.60 0.12 0.48 .. 0.48
5.63 4.69 0.94 1.12 0.50 0.11 0.15 0.58 2.06 1.29 0.65 0.07 0.57 0.77 0.10 0.07 0.02 0.00 0.68 0.06 0.62 .. 0.62
6.01 5.02 0.99 0.09 0.44 0.09 -0.33 0.07 1.07 1.04 0.60 0.07 0.38 0.03 0.45 0.30 .. 0.16 -0.42 -0.08 -0.35 0.00 -0.35
4.91 3.84 1.06 0.47 0.43 0.09 0.17 -0.04 1.53 1.06 0.58 0.07 0.41 0.47 0.49 0.36 .. 0.13 -0.01 0.00 -0.01 0.00 -0.01
60.76 39.24 28.66 4.49 5.75 9.31 70.75 41.08 4.71 24.97 29.25 11.63 10.27 1.04 0.33 17.61 4.41 13.21
60.64 39.36 26.58 4.39 6.73 10.44 67.04 38.30 4.29 24.45 32.97 7.86 7.56 0.01 0.29 25.11 6.80 18.31
58.44 41.56 26.79 4.34 7.43 11.68 67.38 38.38 3.98 25.02 32.62 4.15 3.94 -0.03 0.24 28.47 7.05 21.42
54.11 45.89 25.17 4.64 10.41 14.95 66.58 33.97 3.84 28.77 33.42 2.63 2.58 0.05 0.00 30.79 6.45 24.34
50.12 49.88 26.28 4.65 9.59 18.66 67.49 33.18 3.84 30.47 32.51 4.23 4.22 0.02 0.00 28.27 5.60 22.67
45.76 54.24 24.12 5.16 7.06 28.22 62.54 31.45 3.22 27.88 37.46 4.62 3.58 1.04 0.00 32.83 2.82 30.01
91.75 8.25 40.47 8.04 -30.98 6.81 97.23 55.80 6.14 35.29 2.77 42.21 27.54 .. 14.66 -39.44 -7.24 -32.20
69.34 30.66 28.25 5.90 10.89 -2.58 69.06 37.66 4.57 26.84 30.94 31.77 23.45 .. 8.32 -0.83 -0.11 -0.72
39.78 35.10 3.55 1.13 60.22 15.07 45.15
23.83 22.94 0.03 0.87 76.17 20.61 55.55
12.72 12.06 -0.09 0.75 87.28 21.62 65.67
7.87 7.71 0.16 0.00 92.13 19.30 72.83
13.02 12.97 0.05 0.00 86.98 17.23 69.75
12.35 9.56 2.79 0.00 87.66 7.53 80.12
1 525.59 995.63 .. 529.96 -1 425.59 -261.83 -1 163.75
102.68 75.79 .. 26.90 -2.68 -0.36 -2.32
1.44 10.99 59.88 23.32 4.37
1.84 12.65 57.49 23.64 4.38
1.67 12.64 54.91 25.83 4.96
1.27 10.42 56.12 21.67 10.52
1.70 10.26 52.14 30.99 4.91
1.18 12.57 51.03 28.48 6.75
1.78 8.56 58.98 13.95 16.74
3.07 7.27 60.82 15.40 13.44
3.73 0.53 20.20 46.95 18.31 10.29
3.71 0.81 20.46 47.04 18.65 9.33
3.50 0.90 21.14 45.68 18.28 10.52
2.67 .. 19.65 42.04 18.48 17.16
3.31 .. 18.16 41.03 18.97 18.54
3.96 .. 18.86 39.40 16.94 20.84
3.26 3.24 10.45 44.47 19.58 19.01
4.32 2.24 9.08 44.94 24.95 14.47
.. 0.85 19.91 2.56 ..
.. 1.06 20.21 2.37 ..
.. 1.61 21.03 3.20 ..
.. .. 18.62 3.04 ..
.. 12.65 16.41 1.93 ..
.. 14.51 13.66 0.31 ..
.. 0.97 12.73 0.25 ..
.. 1.41 13.71 0.28 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fc15
OECD BANKING STATISTICS 2012 – © OECD 2012
147
NETHERLANDS Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
76 514 52 336 24 178 15 710 11 486 1 737 2 218 3 744 39 888 28 629 16 706 1 874 10 049 11 259 4 340 3 761 439 140 6 919 1 852 5 066 .. ..
72 779 47 413 25 366 16 888 11 207 1 762 2 939 4 504 42 254 28 636 16 415 1 811 10 410 13 618 3 297 3 171 -14 140 10 321 2 828 7 493 .. ..
75 288 48 881 26 407 18 864 12 041 1 907 3 482 5 248 45 271 30 782 17 636 1 807 11 339 14 489 1 836 1 708 -12 140 12 652 3 191 9 461 .. ..
114 278 87 426 26 852 23 078 12 171 2 262 5 609 7 561 49 930 33 630 17 077 1 946 14 607 16 300 1 337 1 297 40 0 14 963 3 048 11 915 .. ..
122 057 95 536 26 521 26 160 13 480 2 622 4 545 10 757 52 681 36 745 17 849 2 151 16 745 15 936 2 407 2 367 20 20 13 529 2 480 11 049 .. ..
138 519 114 962 23 557 32 143 12 520 2 724 5 545 16 802 55 700 35 202 17 524 1 847 15 831 20 498 3 069 2 095 487 487 17 429 1 091 16 338 .. ..
165 037 138 296 26 741 1 701 11 548 2 311 -26 941 19 405 28 442 29 844 16 542 1 824 11 478 -1 402 10 309 6 755 0 3 554 -11 711 -2 552 -9 159 .. ..
121 788 95 464 26 324 10 377 10 388 2 189 3 970 -1 792 36 701 25 868 14 124 1 706 10 038 10 833 12 252 8 765 0 3 487 -1 419 -262 -1 157 .. ..
23 399 153 850 920 974 388 052 71 273
31 387 202 126 975 670 426 172 77 533
34 011 226 733 1 051 279 533 774 100 759
31 739 241 219 1 360 545 570 434 279 566
28 224 315 1 241 248 463 072 512 141
25 268 413 1 297 690 511 430 514 906
34 162 199 711 1 427 357 374 601 460 160
62 043 159 759 1 307 536 357 559 261 718
56 167 .. 309 416 747 392 264 006 180 566
61 412 .. 351 963 820 620 296 204 182 688
64 592 .. 412 417 904 696 328 598 236 254
62 204 .. 492 405 1 056 984 452 238 419 673
58 335 .. 422 214 1 075 968 396 599 487 688
67 838 .. 479 727 1 108 062 372 227 564 611
76 840 86 825 238 261 1 174 641 394 754 524 670
92 758 46 759 196 283 1 029 360 460 699 322 756
1 557 547 1 554 844
1 712 888 1 635 217
1 946 557 1 829 722
2 483 504 2 215 030
2 440 805 2 462 154
2 592 464 2 516 634
2 495 991 2 544 228
2 148 615 2 322 303
14 191 331 162 42 699 ..
18 972 364 461 42 739 ..
33 096 432 629 68 049 ..
.. 488 769 81 665 ..
.. 397 038 66 034 ..
.. 432 729 78 701 ..
27 607 340 302 6 692 ..
36 004 315 120 6 435 ..
..
..
..
..
..
..
..
..
59 252 20 751 1 528 78 476 708 451
64 145 20 987 2 541 82 590 747 365
71 427 19 580 2 614 88 393 799 329
83 858 24 151 5 101 102 908 74 159
75 868 22 872 3 944 94 796 73 897
87 618 25 710 7 792 105 536 80 400
90 093 24 819 6 978 107 934 76 125
99 867 23 817 7 700 115 984 789 108
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fc15
OECD BANKING STATISTICS 2012 – © OECD 2012
148
NETHERLANDS Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.92 3.37 1.56 1.01 0.74 0.11 0.14 0.24 2.57 1.84 1.07 0.12 0.65 0.72 0.28 0.24 0.03 0.01 0.45 0.12 0.33 .. ..
4.45 2.90 1.55 1.03 0.69 0.11 0.18 0.28 2.58 1.75 1.00 0.11 0.64 0.83 0.20 0.19 0.00 0.01 0.63 0.17 0.46 .. ..
4.12 2.67 1.44 1.03 0.66 0.10 0.19 0.29 2.47 1.68 0.96 0.10 0.62 0.79 0.10 0.09 0.00 0.01 0.69 0.17 0.52 .. ..
5.16 3.95 1.21 1.04 0.55 0.10 0.25 0.34 2.25 1.52 0.77 0.09 0.66 0.74 0.06 0.06 0.00 0.00 0.68 0.14 0.54 .. ..
4.96 3.88 1.08 1.06 0.55 0.11 0.19 0.44 2.14 1.49 0.73 0.09 0.68 0.65 0.10 0.10 0.00 0.00 0.55 0.10 0.45 .. ..
5.50 4.57 0.94 1.28 0.50 0.11 0.22 0.67 2.21 1.40 0.70 0.07 0.63 0.82 0.12 0.08 0.02 0.02 0.69 0.04 0.65 .. ..
6.49 5.44 1.05 0.07 0.45 0.09 -1.06 0.76 1.12 1.17 0.65 0.07 0.45 -0.06 0.41 0.27 0.00 0.14 -0.46 -0.10 -0.36 .. ..
5.24 4.11 1.13 0.45 0.45 0.09 0.17 -0.08 1.58 1.11 0.61 0.07 0.43 0.47 0.53 0.38 0.00 0.15 -0.06 -0.01 -0.05 .. ..
60.61 39.39 28.80 4.36 5.56 9.39 71.77 41.88 4.70 25.19 28.23 10.88 9.43 1.10 0.35 17.35 4.64 12.70
60.03 39.97 26.52 4.17 6.96 10.66 67.77 38.85 4.29 24.64 32.23 7.80 7.51 -0.03 0.33 24.43 6.69 17.73
58.33 41.67 26.60 4.21 7.69 11.59 68.00 38.96 3.99 25.05 32.00 4.06 3.77 -0.03 0.31 27.95 7.05 20.90
53.78 46.22 24.38 4.53 11.23 15.14 67.35 34.20 3.90 29.25 32.65 2.68 2.60 0.08 0.00 29.97 6.10 23.86
50.34 49.66 25.59 4.98 8.63 20.42 69.75 33.88 4.08 31.79 30.25 4.57 4.49 0.04 0.04 25.68 4.71 20.97
42.29 57.71 22.48 4.89 9.96 30.17 63.20 31.46 3.32 28.42 36.80 5.51 3.76 0.87 0.87 31.29 1.96 29.33
94.02 5.98 40.60 8.13 -94.72 68.23 104.93 58.16 6.41 40.36 -4.93 36.25 23.75 0.00 12.50 -41.18 -8.97 -32.20
71.73 28.27 28.30 5.96 10.82 -4.88 70.48 38.48 4.65 27.35 29.52 33.38 23.88 0.00 9.50 -3.87 -0.71 -3.15
38.55 33.41 3.90 1.24 61.45 16.45 45.00
24.21 23.29 -0.10 1.03 75.79 20.77 55.02
12.67 11.79 -0.08 0.97 87.33 22.02 65.30
8.20 7.96 0.25 0.00 91.80 18.70 73.10
15.10 14.85 0.13 0.13 84.90 15.56 69.33
14.97 10.22 2.38 2.38 85.03 5.32 79.71
-735.31 -481.81 0.00 -253.50 835.31 182.03 653.28
113.10 80.91 0.00 32.19 -13.10 -2.42 -10.68
1.50 9.88 59.13 24.91 4.58
1.83 11.80 56.96 24.88 4.53
1.75 11.65 54.01 27.42 5.18
1.28 9.71 54.78 22.97 11.26
0.00 9.19 50.85 18.97 20.98
0.00 10.35 50.06 19.73 19.86
1.37 8.00 57.19 15.01 18.44
2.89 7.44 60.86 16.64 12.18
3.61 .. 19.87 47.99 16.95 11.59
3.59 .. 20.55 47.91 17.29 10.67
3.32 .. 21.19 46.48 16.88 12.14
2.51 .. 19.83 42.56 18.21 16.90
2.39 .. 17.30 44.08 16.25 19.98
2.62 .. 18.51 42.74 14.36 21.78
3.08 3.48 9.55 47.06 15.82 21.02
4.32 2.18 9.14 47.91 21.44 15.02
.. 0.91 21.26 2.74 ..
.. 1.11 21.28 2.50 ..
.. 1.70 22.23 3.50 ..
.. .. 19.68 3.29 ..
.. .. 16.27 2.71 ..
.. .. 16.69 3.04 ..
.. 1.11 13.63 0.27 ..
.. 1.68 14.67 0.30 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/fc15
OECD BANKING STATISTICS 2012 – © OECD 2012
149
NETHERLANDS Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 101 101 31 .. .. .. .. .. .. .. .. 1 065 352 713 .. 1 167
Institutions 2008
2009
1 99 99 35 .. .. .. .. .. .. .. .. 991 335 656 .. 1 091
2007 1 93 93 29 .. .. .. .. .. .. .. .. 899 320 579 .. 993
1 3 604 3 604 .. .. .. .. .. .. .. .. .. .. .. .. .. 3 605
Branches 2008 1 3 421 3 421 .. .. .. .. .. .. .. .. .. .. .. .. .. 3 422
1 3 137 3 137 .. .. .. .. .. .. .. .. .. .. .. .. .. 3 138
2007 1 661 112 763 112 763 9 500 .. .. .. .. .. .. .. .. .. .. .. .. 114 424
Employees 2008 1 614 116 000 114 000 2 000 .. .. .. .. .. .. .. .. .. .. .. .. 117 614
2009 1 513 110 000 108 000 2 000 .. .. .. .. .. .. .. .. .. .. .. .. 111 513
2009 132 642 2 212 351 2 212 351 .. .. .. .. .. .. .. .. .. 1 080 262 354 639 725 623 .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 103 520 116 034 132 870 2 168 279 2 231 515 2 217 007 2 168 279 2 231 515 2 217 007 332 650 121 434 114 981 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 1 120 596 1 057 118 1 110 711 357 602 365 604 369 376 762 994 691 514 741 335 .. .. .. 3 392 395 3 404 667 3 460 588
Total financial assets 2007 2008 103 350 115 853 2 163 030 2 226 349 2 163 030 2 226 349 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 1 087 227 1 024 918 344 042 350 585 743 185 674 333 .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/570e
OECD BANKING STATISTICS 2012 – © OECD 2012
150
NETHERLANDS Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
895 818 220 834 1 116 652
970 245 268 931 1 239 176
.. .. 1 291 760
.. .. 1 206 710
.. .. 1 305 687
.. .. 1 562 379
.. .. 1 608 446
.. .. 1 684 816
41 973 197 768 239 741
44 593 190 963 235 556
.. .. 211 046
.. .. 273 585
.. .. 369 419
.. .. 376 678
.. .. 330 767
.. .. 279 579
937 791 418 602 1 356 393
1 014 838 459 894 1 474 732
.. .. 1 502 806
.. .. 1 480 295
.. .. 1 675 106
.. .. 1 939 057
.. .. 1 939 213
.. .. 1 964 395
691 012 325 596 1 016 608
690 810 387 819 1 078 629
.. .. ..
.. .. 1 043 359
.. .. 1 135 079
.. .. 1 388 994
.. .. 1 403 541
.. .. 1 404 536
30 283 309 502 339 785
31 127 364 976 396 103
.. .. ..
.. .. 414 985
.. .. 503 941
.. .. 505 642
.. .. 466 076
.. .. 468 360
721 295 635 098 1 356 393
721 937 752 795 1 474 732
.. .. ..
.. .. 1 458 344
.. .. 1 639 020
.. .. 1 894 636
.. .. 1 869 617
.. .. 1 872 896
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/972e
OECD BANKING STATISTICS 2012 – © OECD 2012
151
NEW ZEALAND Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million NZD
2002
2003
2004
2005
2006
2007
2008
2009
12 963 8 264 4 699 2 451 .. .. .. 197 7 150 3 166 .. .. .. 3 984 196 .. .. .. 3 788 991 2 797 1 574 1 222
13 761 8 751 5 009 2 406 .. .. .. 0 7 415 3 418 .. .. .. 3 997 553 .. .. .. 3 444 1 013 2 431 2 104 327
15 060 9 653 5 407 2 466 .. .. .. .. 7 873 3 787 .. .. .. 4 086 256 .. .. .. 3 831 1 186 2 644 849 1 796
18 156 12 731 5 425 2 606 .. .. .. .. 8 031 3 846 .. .. .. 4 185 195 .. .. .. 3 990 1 199 2 791 1 181 1 611
21 629 15 716 5 914 2 554 .. .. .. .. 8 467 3 702 .. .. .. 4 765 162 .. .. .. 4 603 1 404 3 199 2 993 206
25 250 19 090 6 160 2 827 .. .. .. .. 8 987 3 870 .. .. .. 5 117 258 .. .. .. 4 860 1 623 3 237 2 197 1 040
29 153 22 249 6 905 2 804 .. .. .. .. 9 708 4 171 .. .. .. 5 537 881 .. .. .. 4 655 1 401 3 255 2 887 367
21 203 14 304 6 899 2 604 .. .. .. .. 9 503 4 272 .. .. .. 5 231 2 397 .. .. .. 2 834 2 509 325 620 -295
1 845 5 693 154 553 18 696 23 733
2 138 6 053 168 938 17 062 26 351
3 088 6 282 186 107 20 464 26 225
2 816 8 643 203 989 19 734 18 813
9 504 10 007 231 173 19 004 24 411
11 489 7 253 263 410 17 886 28 977
10 831 10 063 294 207 26 145 58 490
11 566 5 693 293 077 28 181 38 223
13 262 .. .. 179 853 .. 11 405
16 950 .. .. 190 968 .. 12 625
18 328 .. 41 480 118 795 52 094 11 469
19 216 .. 34 806 130 001 61 627 8 346
20 101 .. 43 090 146 673 71 053 13 183
21 364 .. 42 846 163 702 83 746 17 356
22 751 5 297 49 239 176 843 100 280 45 325
21 251 2 937 49 628 180 166 95 792 26 965
204 520 196 502
220 543 211 861
242 166 230 359
253 996 248 304
294 099 275 142
329 014 311 901
399 735 354 711
376 740 387 349
.. .. 512 22 308
.. .. 2 101 21 125
.. .. 155 12 052
.. .. 135 8 290
.. .. 321 9 894
.. .. 340 15 039
.. .. 135 16 166
.. .. 196 16 229
59 923
59 435
46 442
46 039
61 588
131 749
149 707
151 467
7 474 2 541 0 10 016 90 385
7 474 2 601 0 10 074 97 828
9 103 2 605 1 11 707 108 038
10 828 2 705 0 13 533 124 056
13 257 4 293 0 17 550 164 521
14 167 5 329 0 19 497 186 016
16 985 5 978 100 22 863 202 191
18 198 5 959 65 24 092 191 127
17 .. ..
18 .. ..
16 .. ..
16 .. ..
16 .. ..
17 .. ..
18 .. ..
19 .. ..
Million NZD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6e32
OECD BANKING STATISTICS 2012 – © OECD 2012
152
NEW ZEALAND Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.60 4.21 2.39 1.25 .. .. .. 0.10 3.64 1.61 .. .. .. 2.03 0.10 .. .. .. 1.93 0.50 1.42 0.80 0.62
6.50 4.13 2.36 1.14 .. .. .. 0.00 3.50 1.61 .. .. .. 1.89 0.26 .. .. .. 1.63 0.48 1.15 0.99 0.15
6.54 4.19 2.35 1.07 .. .. .. .. 3.42 1.64 .. .. .. 1.77 0.11 .. .. .. 1.66 0.52 1.15 0.37 0.78
7.31 5.13 2.19 1.05 .. .. .. .. 3.23 1.55 .. .. .. 1.69 0.08 .. .. .. 1.61 0.48 1.12 0.48 0.65
7.86 5.71 2.15 0.93 .. .. .. .. 3.08 1.35 .. .. .. 1.73 0.06 .. .. .. 1.67 0.51 1.16 1.09 0.08
8.10 6.12 1.98 0.91 .. .. .. .. 2.88 1.24 .. .. .. 1.64 0.08 .. .. .. 1.56 0.52 1.04 0.70 0.33
8.22 6.27 1.95 0.79 .. .. .. .. 2.74 1.18 .. .. .. 1.56 0.25 .. .. .. 1.31 0.40 0.92 0.81 0.10
5.47 3.69 1.78 0.67 .. .. .. .. 2.45 1.10 .. .. .. 1.35 0.62 .. .. .. 0.73 0.65 0.08 0.16 -0.08
65.72 34.28 .. .. .. 2.75 44.28 .. .. .. 55.72 2.74 .. .. .. 52.98 13.87 39.11
67.56 32.45 .. .. .. 0.00 46.10 .. .. .. 53.91 7.46 .. .. .. 46.45 13.66 32.79
68.68 31.32 .. .. .. .. 48.10 .. .. .. 51.90 3.25 .. .. .. 48.65 15.07 33.59
67.55 32.45 .. .. .. .. 47.89 .. .. .. 52.11 2.43 .. .. .. 49.69 14.93 34.76
69.84 30.16 .. .. .. .. 43.73 .. .. .. 56.27 1.92 .. .. .. 54.36 16.58 37.78
68.54 31.46 .. .. .. .. 43.06 .. .. .. 56.94 2.87 .. .. .. 54.07 18.06 36.01
71.12 28.88 .. .. .. .. 42.97 .. .. .. 57.03 9.08 .. .. .. 47.95 14.43 33.52
72.60 27.40 .. .. .. .. 44.96 .. .. .. 55.05 25.22 .. .. .. 29.82 26.40 3.42
4.92 .. .. .. 95.08 24.88 70.20
13.83 .. .. .. 86.17 25.34 60.83
6.25 .. .. .. 93.75 29.03 64.72
4.66 .. .. .. 95.34 28.64 66.70
3.40 .. .. .. 96.60 29.46 67.13
5.04 .. .. .. 94.96 31.72 63.25
15.92 .. .. .. 84.08 25.30 58.78
45.82 .. .. .. 54.18 47.96 6.22
0.90 2.78 75.57 9.14 11.60
0.97 2.75 76.60 7.74 11.95
1.28 2.59 76.85 8.45 10.83
1.11 3.40 80.31 7.77 7.41
3.23 3.40 78.60 6.46 8.30
3.49 2.20 80.06 5.44 8.81
2.71 2.52 73.60 6.54 14.63
3.07 1.51 77.79 7.48 10.15
6.48 .. .. 87.94 .. 5.58
7.69 .. .. 86.59 .. 5.72
7.57 .. 17.13 49.06 21.51 4.74
7.57 .. 13.70 51.18 24.26 3.29
6.84 .. 14.65 49.87 24.16 4.48
6.49 .. 13.02 49.76 25.45 5.28
5.69 1.33 12.32 44.24 25.09 11.34
5.64 0.78 13.17 47.82 25.43 7.16
.. .. .. 0.25 10.91
.. .. .. 0.95 9.58
.. .. .. 0.06 4.98
.. .. .. 0.05 3.26
.. .. .. 0.11 3.36
.. .. .. 0.10 4.57
.. .. .. 0.03 4.04
.. .. .. 0.05 4.31
29.30
26.95
19.18
18.13
20.94
40.04
37.45
40.21
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6e32
OECD BANKING STATISTICS 2012 – © OECD 2012
153
NEW ZEALAND Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million NZD
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
13 091 8 473 4 618 2 232 .. .. .. .. 6 851 3 428 .. .. .. 3 423 255 .. .. .. 3 169 1 018 2 150 614 1 537
15 893 11 106 4 788 2 342 .. .. .. .. 7 129 3 454 .. .. .. 3 675 190 .. .. .. 3 485 1 086 2 399 991 1 408
19 307 13 985 5 322 2 321 .. .. .. .. 7 643 3 278 .. .. .. 4 365 159 .. .. .. 4 206 1 328 2 878 2 722 156
22 651 16 953 5 698 2 528 .. .. .. .. 8 226 3 426 .. .. .. 4 800 250 .. .. .. 4 550 1 525 3 025 2 047 978
26 051 19 909 6 142 2 804 .. .. .. .. 8 946 3 695 .. .. .. 5 251 838 .. .. .. 4 413 1 276 3 137 2 785 352
18 984 12 963 6 021 2 277 .. .. .. .. 8 298 3 755 .. .. .. 4 543 2 258 .. .. .. 2 285 2 375 -90 481 -571
.. .. .. .. ..
.. .. .. .. ..
2 951 5 831 173 058 13 038 14 726
2 579 8 242 188 549 13 044 14 402
7 930 9 904 214 478 13 435 18 033
9 659 6 698 243 454 12 750 22 438
8 851 9 692 267 820 20 805 51 417
10 196 5 278 265 006 22 645 32 326
.. .. .. .. .. ..
.. .. .. .. .. ..
16 490 .. 26 809 106 701 48 815 10 788
17 119 .. 26 491 117 448 57 882 7 876
17 917 .. 35 331 131 654 66 455 12 423
20 148 .. 32 522 145 310 80 323 16 696
21 384 .. 42 762 153 817 96 789 43 833
19 573 .. 41 133 158 108 90 649 25 988
.. ..
.. ..
209 604 197 976
226 816 215 875
263 780 245 880
294 999 278 707
358 585 318 059
335 451 346 974
.. .. .. ..
.. .. .. ..
.. .. 27 ..
.. .. 32 ..
.. .. 26 ..
.. .. 22 ..
.. .. 132 ..
.. .. 195 ..
..
..
..
..
..
..
..
..
.. .. .. .. ..
.. .. .. .. ..
8 643 2 581 1 11 223 104 973
10 287 2 682 0 12 969 120 269
12 651 4 269 0 16 920 160 151
13 468 5 225 0 18 693 180 340
16 000 5 811 100 21 711 191 413
17 029 5 725 65 22 689 179 870
.. .. ..
.. .. ..
5 .. ..
5 .. ..
6 .. ..
6 .. ..
6 .. ..
7 .. ..
Million NZD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6e32
OECD BANKING STATISTICS 2012 – © OECD 2012
154
NEW ZEALAND Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
6.61 4.28 2.33 1.13 .. .. .. .. 3.46 1.73 .. .. .. 1.73 0.13 .. .. .. 1.60 0.51 1.09 0.31 0.78
7.36 5.14 2.22 1.09 .. .. .. .. 3.30 1.60 .. .. .. 1.70 0.09 .. .. .. 1.61 0.50 1.11 0.46 0.65
7.85 5.69 2.16 0.94 .. .. .. .. 3.11 1.33 .. .. .. 1.78 0.07 .. .. .. 1.71 0.54 1.17 1.11 0.06
8.13 6.08 2.04 0.91 .. .. .. .. 2.95 1.23 .. .. .. 1.72 0.09 .. .. .. 1.63 0.55 1.09 0.73 0.35
8.19 6.26 1.93 0.88 .. .. .. .. 2.81 1.16 .. .. .. 1.65 0.26 .. .. .. 1.39 0.40 0.99 0.88 0.11
5.47 3.74 1.74 0.66 .. .. .. .. 2.39 1.08 .. .. .. 1.31 0.65 .. .. .. 0.66 0.68 -0.03 0.14 -0.17
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
67.42 32.59 .. .. .. .. 50.03 .. .. .. 49.97 3.72 .. .. .. 46.25 14.86 31.39
67.16 32.84 .. .. .. .. 48.45 .. .. .. 51.55 2.66 .. .. .. 48.88 15.23 33.66
69.63 30.37 .. .. .. .. 42.89 .. .. .. 57.11 2.08 .. .. .. 55.03 17.38 37.66
69.27 30.73 .. .. .. .. 41.65 .. .. .. 58.35 3.04 .. .. .. 55.31 18.54 36.77
68.66 31.34 .. .. .. .. 41.30 .. .. .. 58.70 9.37 .. .. .. 49.33 14.26 35.07
72.56 27.44 .. .. .. .. 45.25 .. .. .. 54.75 27.21 .. .. .. 27.54 28.62 -1.09
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
7.44 .. .. .. 92.56 29.74 62.82
5.17 .. .. .. 94.83 29.54 65.29
3.64 .. .. .. 96.36 30.42 65.93
5.21 .. .. .. 94.79 31.77 63.02
15.96 .. .. .. 84.04 24.30 59.74
49.70 .. .. .. 50.30 52.28 -1.98
.. .. .. .. ..
.. .. .. .. ..
1.41 2.78 82.56 6.22 7.03
1.14 3.63 83.13 5.75 6.35
3.01 3.76 81.31 5.09 6.84
3.27 2.27 82.53 4.32 7.61
2.47 2.70 74.69 5.80 14.34
3.04 1.57 79.00 6.75 9.64
.. .. .. .. .. ..
.. .. .. .. .. ..
7.87 .. 12.79 50.91 23.29 5.15
7.55 .. 11.68 51.78 25.52 3.47
6.79 .. 13.39 49.91 25.19 4.71
6.83 .. 11.02 49.26 27.23 5.66
5.96 .. 11.93 42.90 26.99 12.22
5.84 .. 12.26 47.13 27.02 7.75
.. .. .. .. ..
.. .. .. .. ..
.. .. .. 0.01 ..
.. .. .. 0.01 ..
.. .. .. 0.01 ..
.. .. .. 0.01 ..
.. .. .. 0.04 ..
.. .. .. 0.06 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6e32
OECD BANKING STATISTICS 2012 – © OECD 2012
155
NEW ZEALAND Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Institutions 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Branches 2008
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million NZD
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 22 941 25 812 23 947 329 014 399 735 376 740 329 014 399 735 376 740 319 612 384 089 357 759 .. .. .. .. .. .. .. .. .. 72 011 62 332 61 318 .. .. .. .. .. .. .. .. .. .. .. .. 37 877 33 391 37 689 14 075 13 259 13 013 23 802 20 132 24 676 .. .. .. 461 843 521 270 499 694
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/40b0
OECD BANKING STATISTICS 2012 – © OECD 2012
156
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
NEW ZEALAND Table 3. Classification of bank assets and liabilities Million NZD Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
174 822 14 034 188 857
193 595 13 950 207 545
210 928 19 186 230 114
236 804 8 903 245 707
276 010 3 841 279 851
309 087 8 054 317 141
378 963 7 365 386 328
356 722 9 621 366 343
3 852 11 811 15 663
3 804 9 194 12 998
4 118 7 935 12 052
4 432 3 857 8 290
8 195 6 053 14 248
4 888 6 985 11 873
4 606 8 801 13 407
3 788 6 608 10 396
178 675 25 845 204 520
197 399 23 144 220 543
215 046 27 121 242 166
241 236 12 760 253 996
284 205 9 894 294 099
313 975 15 039 329 014
383 569 16 166 399 735
360 510 16 229 376 739
134 962 28 937 163 899
149 275 27 301 176 576
139 016 56 708 195 724
147 842 52 281 200 123
166 389 66 122 232 511
187 243 60 348 247 591
240 606 61 333 301 939
217 578 57 244 274 822
2 638 37 983 40 621
4 667 39 301 43 967
5 645 40 797 46 442
7 835 46 039 53 874
8 065 53 523 61 588
10 023 71 401 81 424
9 422 88 374 97 796
7 694 94 223 101 917
137 600 66 920 204 520
153 941 66 602 220 543
144 662 97 505 242 166
155 677 98 320 253 996
174 454 119 645 294 099
197 266 131 749 329 014
250 028 149 707 399 735
225 272 151 467 376 739
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/91dd
OECD BANKING STATISTICS 2012 – © OECD 2012
157
NORWAY Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million NOK
2002
2003
2004
2005
2006
2007
2008
2009
110 762 76 316 34 446 9 070 9 792 2 325 546 1 057 43 516 27 708 13 996 2 138 11 574 15 808 7 693 7 788 37 -132 8 115 2 588 5 527 5 888 -361
97 490 62 010 35 480 11 959 10 683 2 566 2 858 984 47 439 28 343 14 658 1 974 11 711 19 096 6 806 7 138 4 -336 12 290 2 802 9 488 6 032 3 456
78 444 43 687 34 757 13 761 12 193 2 706 3 055 1 219 48 518 28 622 14 629 1 966 12 027 19 896 -693 1 198 0 -1 891 20 589 5 564 15 025 9 333 5 692
78 106 42 256 35 850 16 582 13 619 2 990 4 512 1 441 52 432 28 264 15 067 2 005 11 192 24 168 -1 963 -1 210 0 -753 26 131 6 489 19 642 7 354 12 288
108 132 68 942 39 190 16 966 14 863 3 360 4 234 1 229 56 156 30 182 16 536 2 003 11 643 25 974 -2 898 -1 429 0 -1 469 28 872 6 926 21 946 8 905 13 041
155 642 112 868 42 774 18 975 15 667 3 742 3 627 3 423 61 749 32 364 17 904 1 940 12 520 29 385 -1 667 78 3 -1 748 31 052 7 930 23 122 1 980 21 142
208 732 156 849 51 883 12 220 15 249 3 747 -1 402 2 120 64 103 35 072 19 346 1 967 13 759 29 031 7 100 6 915 10 175 21 931 6 006 15 925 729 15 196
135 717 82 615 53 102 23 910 14 882 3 942 10 478 2 492 77 012 37 687 20 203 2 216 15 268 39 325 10 368 8 901 7 1 460 28 957 8 798 20 159 3 782 16 377
62 829 45 634 1 241 028 131 271 87 937
31 768 76 998 1 349 193 143 149 123 987
41 667 45 560 1 450 027 171 628 96 395
47 756 80 841 1 726 380 181 628 101 089
30 845 173 804 2 034 188 266 931 119 127
60 289 239 114 2 394 404 252 610 172 408
107 409 427 413 2 591 177 378 705 279 364
86 488 305 337 2 370 750 744 678 191 177
98 586 1 035 195 779 842 885 246 971 183 445
103 718 12 706 210 208 867 654 317 522 213 286
110 600 0 199 008 938 459 344 491 212 718
122 130 24 306 290 267 1 056 086 403 046 241 859
140 243 53 664 391 365 1 236 844 538 993 263 786
160 669 75 394 507 369 1 423 506 532 017 419 870
175 242 83 592 802 510 1 524 945 663 908 533 872
195 023 74 600 767 789 1 560 324 557 799 542 895
1 568 699 1 516 426
1 725 095 1 667 123
1 805 277 1 804 716
2 137 694 1 974 740
2 624 895 2 401 731
3 118 825 2 903 258
3 784 068 3 364 127
3 698 430 3 703 577
19 948 96 163 15 161 125 668
14 756 111 774 16 618 193 172
15 107 132 490 24 031 149 442
15 956 146 808 18 865 231 592
15 062 230 785 21 084 388 965
23 027 194 021 35 563 474 182
49 199 284 547 44 959 822 079
233 286 449 046 62 345 660 736
367 419
464 953
449 541
627 391
864 889
1 036 549
1 525 745
1 308 855
95 592 27 807 2 450 120 949 1 005 338
101 535 31 024 3 417 129 142 1 045 051
109 865 31 032 4 041 136 856 1 125 164
127 707 35 469 4 030 159 146 1 337 937
141 948 46 831 5 162 183 617 1 637 694
48 265 5 441 0 53 706 394 864
171 315 52 494 0 223 810 1 993 217
188 488 46 656 0 235 144 1 802 198
152 1 242 23 450
151 1 239 22 452
148 1 128 21 465
148 1 106 21 356
147 1 109 22 217
149 1 222 23 298
147 1 218 23 451
148 1 182 22 969
Million NOK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a1a4
OECD BANKING STATISTICS 2012 – © OECD 2012
158
NORWAY Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
7.30 5.03 2.27 0.60 0.65 0.15 0.04 0.07 2.87 1.83 0.92 0.14 0.76 1.04 0.51 0.51 0.00 -0.01 0.54 0.17 0.36 0.39 -0.02
5.85 3.72 2.13 0.72 0.64 0.15 0.17 0.06 2.85 1.70 0.88 0.12 0.70 1.15 0.41 0.43 0.00 -0.02 0.74 0.17 0.57 0.36 0.21
4.35 2.42 1.93 0.76 0.68 0.15 0.17 0.07 2.69 1.59 0.81 0.11 0.67 1.10 -0.04 0.07 0.00 -0.11 1.14 0.31 0.83 0.52 0.32
3.96 2.14 1.82 0.84 0.69 0.15 0.23 0.07 2.66 1.43 0.76 0.10 0.57 1.22 -0.10 -0.06 0.00 -0.04 1.32 0.33 1.00 0.37 0.62
4.50 2.87 1.63 0.71 0.62 0.14 0.18 0.05 2.34 1.26 0.69 0.08 0.49 1.08 -0.12 -0.06 0.00 -0.06 1.20 0.29 0.91 0.37 0.54
5.36 3.89 1.47 0.65 0.54 0.13 0.13 0.12 2.13 1.12 0.62 0.07 0.43 1.01 -0.06 0.00 0.00 -0.06 1.07 0.27 0.80 0.07 0.73
6.21 4.66 1.54 0.36 0.45 0.11 -0.04 0.06 1.91 1.04 0.58 0.06 0.41 0.86 0.21 0.21 0.00 0.01 0.65 0.18 0.47 0.02 0.45
3.66 2.23 1.43 0.65 0.40 0.11 0.28 0.07 2.08 1.02 0.55 0.06 0.41 1.06 0.28 0.24 0.00 0.04 0.78 0.24 0.54 0.10 0.44
79.16 20.84 22.50 5.34 1.26 2.43 63.67 32.16 4.91 26.60 36.33 17.68 17.90 0.09 -0.30 18.65 5.95 12.70
74.79 25.21 22.52 5.41 6.03 2.07 59.75 30.90 4.16 24.69 40.25 14.35 15.05 0.01 -0.71 25.91 5.91 20.00
71.64 28.36 25.13 5.58 6.30 2.51 58.99 30.15 4.05 24.79 41.01 -1.43 2.47 0.00 -3.90 42.44 11.47 30.97
68.37 31.63 25.98 5.70 8.61 2.75 53.91 28.74 3.82 21.35 46.09 -3.74 -2.31 0.00 -1.44 49.84 12.38 37.46
69.79 30.21 26.47 5.98 7.54 2.19 53.75 29.45 3.57 20.73 46.25 -5.16 -2.55 0.00 -2.62 51.41 12.33 39.08
69.27 30.73 25.37 6.06 5.87 5.54 52.41 29.00 3.14 20.28 47.59 -2.70 0.13 0.01 -2.83 50.29 12.84 37.45
80.94 19.06 23.79 5.85 -2.19 3.31 54.71 30.18 3.07 21.46 45.29 11.08 10.79 0.02 0.27 34.21 9.37 24.84
68.95 31.05 19.32 5.12 13.61 3.24 48.94 26.23 2.88 19.83 51.06 13.46 11.56 0.01 1.90 37.60 11.42 26.18
48.67 49.27 0.23 -0.84 51.34 16.37 34.96
35.64 37.38 0.02 -1.76 64.36 14.67 49.69
-3.48 6.02 0.00 -9.50 103.48 27.97 75.52
-8.12 -5.01 0.00 -3.12 108.12 26.85 81.27
-11.16 -5.50 0.00 -5.66 111.16 26.67 84.49
-5.67 0.27 0.01 -5.95 105.67 26.99 78.69
24.46 23.82 0.03 0.60 75.54 20.69 54.86
26.37 22.63 0.02 3.71 73.64 22.37 51.26
4.01 2.91 79.11 8.37 5.61
1.84 4.46 78.21 8.30 7.19
2.31 2.52 80.32 9.51 5.34
2.23 3.78 80.76 8.50 4.73
1.18 6.62 77.50 10.17 4.54
1.93 7.67 76.77 8.10 5.53
2.84 11.30 68.48 10.01 7.38
2.34 8.26 64.10 20.14 5.17
6.29 0.07 12.48 53.73 15.74 11.69
6.01 0.74 12.19 50.30 18.41 12.36
6.13 0.00 11.02 51.98 19.08 11.78
5.71 1.14 13.58 49.40 18.85 11.31
5.34 2.04 14.91 47.12 20.53 10.05
5.15 2.42 16.27 45.64 17.06 13.46
4.63 2.21 21.21 40.30 17.55 14.11
5.27 2.02 20.76 42.19 15.08 14.68
.. 1.27 6.13 0.97 8.01
.. 0.86 6.48 0.96 11.20
.. 0.84 7.34 1.33 8.28
.. 0.75 6.87 0.88 10.83
.. 0.57 8.79 0.80 14.82
.. 0.74 6.22 1.14 15.20
.. 1.30 7.52 1.19 21.73
.. 6.31 12.14 1.69 17.87
23.42
26.95
24.90
29.35
32.95
33.24
40.32
35.39
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a1a4
OECD BANKING STATISTICS 2012 – © OECD 2012
159
NORWAY Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 149 26 15 123 .. .. 2 019 12 .. 50 1 957 236 115 119 2 2 405
Institutions 2008
2009
1 147 26 13 121 .. .. 2 156 18 .. 51 2 087 233 123 108 2 2 537
1 148 29 14 119 .. .. 2 165 30 .. 51 2 084 232 124 106 2 2 546
2007 .. 1 222 .. .. .. .. .. 136 14 .. 68 54 .. .. .. .. 1 358
Branches 2008 .. 1 218 .. .. .. .. .. 168 16 .. 102 50 .. .. .. .. 1 386
.. 1 182 .. .. .. .. .. 185 29 .. 103 53 .. .. .. .. 1 367
528 23 298 .. .. .. .. .. 13 091 248 .. 2 548 10 295 9 369 9 369 .. .. 46 286
Employees 2008 549 23 451 .. .. .. .. .. 12 054 258 .. 2 252 9 544 10 019 9 902 117 .. 46 073
2009 3 015 044 3 692 679 .. .. .. .. .. 1 776 994 1 118 861 .. 142 602 515 531 1 147 323 957 071 188 322 1 930 9 632 040
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 589 22 969 .. .. .. .. .. 12 284 279 .. 2 217 9 788 9 776 9 659 117 .. 45 618
Million NOK
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 2 440 070 2 843 943 3 016 648 3 118 825 3 784 068 3 698 429 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 1 301 594 1 638 052 1 784 535 622 626 1 000 619 1 119 090 .. .. .. 138 461 155 306 145 231 540 507 482 127 520 214 1 081 325 1 076 535 289 413 910 119 912 852 92 395 169 251 161 759 195 088 1 955 1 924 1 930 7 941 814 9 342 598 8 789 025
Total financial assets 2007 2008 2 438 626 2 842 375 3 113 459 3 778 512 .. .. .. .. .. .. .. .. .. .. 1 290 266 1 631 608 622 382 1 000 386 .. .. 137 118 153 285 530 766 477 937 1 055 171 1 050 573 880 981 893 420 172 235 155 229 1 955 1 924 7 897 522 9 303 068
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6037
OECD BANKING STATISTICS 2012 – © OECD 2012
160
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
NORWAY Table 3. Classification of bank assets and liabilities Million NOK Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
1 338 166 38 061 1 376 227
1 422 005 66 731 1 488 737
1 562 275 34 933 1 597 208
1 809 257 59 772 1 869 029
2 069 623 96 474 2 166 097
2 487 967 98 983 2 586 950
2 668 571 147 131 2 815 701
2 827 605 125 705 2 953 310
105 257 87 217 192 473
110 333 126 023 236 357
93 953 114 115 208 068
97 234 171 431 268 665
166 705 292 093 458 798
157 061 374 814 531 875
293 915 674 451 968 366
210 462 534 657 745 119
1 443 423 125 278 1 568 700
1 532 338 192 754 1 725 094
1 656 228 149 048 1 805 276
1 906 491 231 203 2 137 694
2 236 328 388 567 2 624 895
2 645 028 473 797 3 118 825
2 962 486 821 582 3 784 067
3 038 067 660 362 3 698 429
1 155 096 85 950 1 241 047
1 222 572 97 347 1 319 919
1 300 144 90 773 1 390 917
1 449 167 141 848 1 591 015
1 672 925 232 117 1 905 042
1 956 843 305 503 2 262 346
2 048 881 455 608 2 504 489
2 266 399 402 021 2 668 420
41 766 285 887 327 653
33 166 372 008 405 174
50 971 363 388 414 359
55 100 491 579 546 679
81 057 638 797 719 853
119 005 737 473 856 479
203 401 1 076 178 1 279 579
116 456 913 553 1 030 009
1 196 862 371 837 1 568 700
1 255 738 469 355 1 725 093
1 351 115 454 161 1 805 276
1 504 267 633 427 2 137 694
1 753 982 870 914 2 624 895
2 075 848 1 042 976 3 118 825
2 252 282 1 531 786 3 784 068
2 382 855 1 315 574 3 698 429
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7169
OECD BANKING STATISTICS 2012 – © OECD 2012
161
POLAND Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million PLN
2002
2003
2004
2005
2006
2007
2008
2009
36 306 20 427 15 879 13 166 7 836 1 128 2 222 4 236 29 045 18 540 8 804 2 216 7 520 10 505 6 678 6 268 409 0 3 827 1 489 2 338 1 310 1 028
27 780 12 755 15 025 12 096 9 125 1 557 800 3 728 27 121 18 513 8 814 2 433 7 266 8 608 4 104 4 047 57 0 4 504 1 885 2 346 1 494 852
30 331 13 769 16 562 12 944 10 140 1 870 1 237 3 437 29 506 19 213 9 088 2 686 7 439 10 293 2 378 2 137 241 0 7 916 1 599 7 141 4 170 2 971
34 130 15 588 18 542 13 851 9 465 1 928 880 5 434 32 393 19 878 9 836 2 329 7 713 12 515 1 581 1 127 25 430 10 934 1 825 9 110 5 184 3 926
35 006 14 304 20 702 15 176 11 218 2 076 1 170 4 863 35 878 21 181 8 825 2 184 10 173 14 697 1 667 1 368 -31 331 13 030 2 333 10 697 5 668 5 028
43 170 18 857 24 313 18 173 13 904 2 895 1 439 5 725 42 486 24 043 10 042 2 296 11 705 18 443 1 716 1 742 4 -30 16 726 3 052 13 674 4 573 9 101
58 054 30 031 28 024 21 226 14 759 3 297 1 429 8 334 49 249 27 365 13 639 2 329 11 397 21 885 5 084 4 949 -18 153 16 801 3 123 13 677 274 13 404
55 508 29 137 26 371 23 888 16 253 3 747 7 068 4 314 50 259 27 745 13 364 2 535 11 846 22 514 11 962 11 742 14 205 10 552 1 958 8 595 2 714 5 881
21 474 65 458 216 278 105 290 58 020
19 202 77 003 237 124 113 525 42 107
19 963 94 988 246 842 115 503 61 177
17 798 109 316 270 126 133 874 55 311
22 954 112 845 337 461 142 517 66 014
28 215 97 263 443 169 135 644 88 487
39 521 67 153 657 262 184 311 86 453
50 435 41 048 697 284 214 717 53 577
47 606 2 758 31 137 305 970 3 793 75 256
49 469 2 380 32 104 316 180 5 237 83 591
52 545 2 158 35 300 335 298 6 517 106 654
54 970 2 507 44 202 366 885 9 396 108 467
59 208 4 950 54 865 416 344 15 910 130 514
68 343 3 041 67 704 472 953 12 393 168 342
95 834 18 200 90 390 589 381 3 693 237 201
113 383 14 516 86 554 652 622 10 779 179 206
466 520 468 113
488 961 477 741
538 472 513 717
586 425 562 449
681 792 634 109
792 777 737 285
1 034 700 913 739
1 057 061 1 045 880
.. .. .. 50 507
.. .. .. 52 712
.. .. .. 81 613
.. .. .. 89 820
.. .. .. 86 220
.. .. .. 82 701
.. 182 731 1 581 9 139
.. 207 629 7 088 8 152
32 377
44 238
47 757
51 186
68 846
100 289
80 470
179 130
44 414 3 156 7 012 40 558 293 956
46 003 2 867 8 315 40 555 294 300
48 682 3 431 9 394 42 719 278 988
51 550 3 789 9 693 45 646 316 634
55 943 4 300 9 026 51 217 389 387
64 962 5 740 9 203 61 499 509 060
74 358 8 542 5 768 77 132 606 698
88 726 10 403 9 306 89 823 590 747
664 4 302 158 697
658 4 394 151 254
653 5 005 149 605
649 5 085 152 954
647 5 184 157 931
645 5 607 167 127
649 6 075 185 413
643 6 513 174 556
Million PLN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
162
POLAND Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
7.76 4.36 3.39 2.81 1.67 0.24 0.48 0.91 6.21 3.96 1.88 0.47 1.61 2.24 1.43 1.34 0.09 0.00 0.82 0.32 0.50 0.28 0.22
5.82 2.67 3.15 2.53 1.91 0.33 0.17 0.78 5.68 3.88 1.85 0.51 1.52 1.80 0.86 0.85 0.01 0.00 0.94 0.40 0.49 0.31 0.18
5.90 2.68 3.22 2.52 1.97 0.36 0.24 0.67 5.74 3.74 1.77 0.52 1.45 2.00 0.46 0.42 0.05 0.00 1.54 0.31 1.39 0.81 0.58
6.07 2.77 3.30 2.46 1.68 0.34 0.16 0.97 5.76 3.53 1.75 0.41 1.37 2.23 0.28 0.20 0.00 0.08 1.94 0.32 1.62 0.92 0.70
5.52 2.26 3.27 2.39 1.77 0.33 0.19 0.77 5.66 3.34 1.39 0.34 1.60 2.32 0.26 0.22 -0.01 0.05 2.06 0.37 1.69 0.89 0.79
5.86 2.56 3.30 2.47 1.89 0.39 0.20 0.78 5.76 3.26 1.36 0.31 1.59 2.50 0.23 0.24 0.00 0.00 2.27 0.41 1.86 0.62 1.23
6.35 3.29 3.07 2.32 1.62 0.36 0.16 0.91 5.39 3.00 1.49 0.26 1.25 2.40 0.56 0.54 0.00 0.02 1.84 0.34 1.50 0.03 1.47
5.31 2.79 2.52 2.28 1.55 0.36 0.68 0.41 4.81 2.65 1.28 0.24 1.13 2.15 1.14 1.12 0.00 0.02 1.01 0.19 0.82 0.26 0.56
54.67 45.33 26.98 3.88 7.65 14.58 63.83 30.31 7.63 25.89 36.17 22.99 21.58 1.41 0.00 13.18 5.13 8.05
55.40 44.60 33.65 5.74 2.95 13.75 68.26 32.50 8.97 26.79 31.74 15.13 14.92 0.21 0.00 16.61 6.95 8.65
56.13 43.87 34.37 6.34 4.19 11.65 65.12 30.80 9.10 25.21 34.89 8.06 7.24 0.82 0.00 26.83 5.42 24.20
57.24 42.76 29.22 5.95 2.72 16.77 61.36 30.36 7.19 23.81 38.64 4.88 3.48 0.08 1.33 33.75 5.63 28.12
57.70 42.30 31.27 5.79 3.26 13.56 59.04 24.60 6.09 28.35 40.96 4.65 3.81 -0.09 0.92 36.32 6.50 29.82
57.23 42.77 32.73 6.81 3.39 13.48 56.59 23.64 5.41 27.55 43.41 4.04 4.10 0.01 -0.07 39.37 7.18 32.19
56.90 43.10 29.97 6.70 2.90 16.92 55.56 27.69 4.73 23.14 44.44 10.32 10.05 -0.04 0.31 34.11 6.34 27.77
52.47 47.53 32.34 7.46 14.06 8.58 55.20 26.59 5.05 23.57 44.80 23.80 23.36 0.03 0.41 21.00 3.90 17.10
63.57 59.67 3.89 0.00 36.43 14.17 22.26
47.68 47.01 0.66 0.00 52.32 21.90 27.25
23.10 20.76 2.34 0.00 76.90 15.54 69.37
12.64 9.00 0.20 3.44 87.37 14.58 72.79
11.34 9.31 -0.21 2.25 88.66 15.87 72.79
9.31 9.45 0.02 -0.17 90.69 16.55 74.15
23.23 22.61 -0.08 0.70 76.77 14.27 62.50
53.13 52.16 0.06 0.91 46.87 8.70 38.18
4.60 14.03 46.36 22.57 12.44
3.93 15.75 48.50 23.22 8.61
3.71 17.64 45.84 21.45 11.36
3.04 18.64 46.06 22.83 9.43
3.37 16.55 49.50 20.90 9.68
3.56 12.27 55.90 17.11 11.16
3.82 6.49 63.52 17.81 8.36
4.77 3.88 65.96 20.31 5.07
10.20 0.59 6.67 65.59 0.81 16.13
10.12 0.49 6.57 64.66 1.07 17.10
9.76 0.40 6.56 62.27 1.21 19.81
9.37 0.43 7.54 62.56 1.60 18.50
8.68 0.73 8.05 61.07 2.33 19.14
8.62 0.38 8.54 59.66 1.56 21.24
9.26 1.76 8.74 56.96 0.36 22.93
10.73 1.37 8.19 61.74 1.02 16.95
.. .. .. .. 10.83
.. .. .. .. 10.78
.. .. .. .. 15.16
.. .. .. .. 15.32
.. .. .. .. 12.65
.. .. .. .. 10.43
.. .. 17.66 0.15 0.88
.. .. 19.64 0.67 0.77
6.94
9.05
8.87
8.73
10.10
12.65
7.78
16.95
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
163
POLAND Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million PLN
2002
2003
2004
2005
2006
2007
2008
2009
33 831 19 442 14 389 12 459 7 159 1 092 2 164 4 228 26 848 16 990 7 745 2 104 7 141 9 858 6 527 6 128 399 0 3 331 1 348 1 983 1 286 2 488
25 778 12 122 13 656 11 364 8 347 1 509 797 3 729 25 020 16 932 7 748 2 312 6 872 8 088 3 987 3 931 56 0 4 101 1 764 2 064 1 478 2 357
28 121 13 149 14 972 12 191 9 352 1 814 1 222 3 432 27 163 17 535 7 963 2 557 7 015 9 628 2 295 2 056 239 0 7 333 1 495 6 663 4 146 2 773
31 645 14 873 16 773 13 144 8 721 1 864 869 5 419 29 917 18 089 8 637 2 191 7 262 11 827 1 516 1 084 24 408 10 311 1 714 8 598 5 156 4 314
32 526 13 625 18 901 14 381 10 406 2 007 869 5 114 33 282 19 288 9 473 2 036 7 779 13 995 1 589 1 306 -31 314 12 405 2 212 10 195 5 637 4 547
40 180 18 038 22 142 17 304 824 106 95 16 491 39 446 21 940 10 840 2 136 8 964 17 507 1 640 1 668 4 -32 15 866 2 878 12 988 4 531 8 457
54 008 28 727 25 280 20 290 13 798 3 212 1 432 8 272 45 571 24 916 12 003 2 153 10 760 20 655 4 992 4 863 -20 149 15 663 2 886 12 777 256 12 521
51 637 27 677 23 960 22 821 15 223 3 666 7 062 4 201 46 781 25 244 11 703 2 353 11 189 21 536 11 862 11 646 14 202 9 674 1 775 7 899 2 686 5 213
20 863 58 477 203 003 103 925 56 854
18 461 70 826 221 801 111 540 40 649
19 242 87 273 229 350 114 279 59 611
16 994 98 814 250 898 132 218 53 592
22 055 100 387 313 561 139 750 63 913
26 991 83 834 413 991 133 042 85 995
38 027 52 673 621 901 181 212 84 350
49 013 25 562 658 132 221 907 40 729
45 339 2 758 31 036 286 456 3 793 73 740
46 847 2 380 32 012 294 634 5 237 82 167
49 665 2 158 35 195 311 288 6 517 104 933
51 674 2 507 44 156 338 160 9 396 106 624
55 376 4 950 54 803 380 365 15 910 128 262
63 865 3 041 67 545 431 180 12 393 165 829
89 714 18 199 90 026 541 120 3 693 235 411
106 500 14 516 86 047 600 073 10 779 177 428
443 122 445 662
463 277 453 200
509 756 486 526
552 516 531 136
639 666 596 091
743 853 691 759
978 162 861 008
995 344 986 753
.. .. .. 50 507
.. .. .. 52 712
.. .. .. 81 613
.. .. .. 89 820
.. .. .. 86 220
.. .. .. 82 700
.. 179 959 1 252 9 136
.. 205 600 6 679 8 149
32 374
44 233
47 753
51 181
68 837
100 277
80 459
179 106
42 288 3 017 6 828 38 477 278 375
43 516 2 726 8 119 38 123 277 121
45 930 3 289 9 214 40 005 259 782
48 307 3 641 9 485 42 463 294 984
52 271 4 146 8 928 47 489 362 759
60 691 5 473 9 125 57 039 476 765
69 480 8 205 5 713 71 972 572 813
52 196 6 400 4 854 53 741 551 513
59 3 040 131 878
58 3 119 124 093
57 3 707 122 005
61 3 717 124 689
63 3 782 129 027
64 4 148 137 024
70 4 604 150 447
67 4 995 142 837
Million PLN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
164
POLAND Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
7.59 4.36 3.23 2.80 1.61 0.25 0.49 0.95 6.02 3.81 1.74 0.47 1.60 2.21 1.47 1.38 0.09 0.00 0.75 0.30 0.45 0.29 0.56
5.69 2.68 3.01 2.51 1.84 0.33 0.18 0.82 5.52 3.74 1.71 0.51 1.52 1.79 0.88 0.87 0.01 0.00 0.91 0.39 0.46 0.33 0.52
5.78 2.70 3.08 2.51 1.92 0.37 0.25 0.71 5.58 3.60 1.64 0.53 1.44 1.98 0.47 0.42 0.05 0.00 1.51 0.31 1.37 0.85 0.57
5.96 2.80 3.16 2.48 1.64 0.35 0.16 1.02 5.63 3.41 1.63 0.41 1.37 2.23 0.29 0.20 0.01 0.08 1.94 0.32 1.62 0.97 0.81
5.46 2.29 3.17 2.41 1.75 0.34 0.15 0.86 5.58 3.24 1.59 0.34 1.31 2.35 0.27 0.22 -0.01 0.05 2.08 0.37 1.71 0.95 0.76
5.81 2.61 3.20 2.50 0.12 0.02 0.01 2.38 5.70 3.17 1.57 0.31 1.30 2.53 0.24 0.24 0.00 -0.01 2.29 0.42 1.88 0.66 1.22
6.27 3.34 2.94 2.36 1.60 0.37 0.17 0.96 5.29 2.89 1.39 0.25 1.25 2.40 0.58 0.57 0.00 0.02 1.82 0.34 1.48 0.03 1.45
5.23 2.81 2.43 2.31 1.54 0.37 0.72 0.43 4.74 2.56 1.19 0.24 1.13 2.18 1.20 1.18 0.00 0.02 0.98 0.18 0.80 0.27 0.53
53.59 46.41 26.67 4.07 8.06 15.75 63.28 28.85 7.84 26.60 36.72 24.31 22.83 1.49 0.00 12.41 5.02 7.39
54.58 45.42 33.36 6.03 3.19 14.90 67.67 30.97 9.24 27.47 32.33 15.94 15.71 0.22 0.00 16.39 7.05 8.25
55.12 44.88 34.43 6.68 4.50 12.64 64.56 29.32 9.41 25.83 35.45 8.45 7.57 0.88 0.00 27.00 5.50 24.53
56.07 43.94 29.15 6.23 2.90 18.11 60.47 28.87 7.32 24.27 39.53 5.07 3.62 0.08 1.36 34.47 5.73 28.74
56.79 43.21 31.27 6.03 2.61 15.36 57.95 28.46 6.12 23.37 42.05 4.78 3.93 -0.09 0.94 37.27 6.65 30.63
56.13 43.87 2.09 0.27 0.24 41.81 55.62 27.48 5.41 22.73 44.38 4.16 4.23 0.01 -0.08 40.22 7.30 32.93
55.48 44.53 30.28 7.05 3.14 18.15 54.68 26.34 4.72 23.61 45.33 10.95 10.67 -0.04 0.33 34.37 6.33 28.04
51.22 48.78 32.54 7.84 15.10 8.98 53.96 25.02 5.03 23.92 46.04 25.36 24.90 0.03 0.43 20.68 3.79 16.89
66.21 62.16 4.05 0.00 33.79 13.67 20.12
49.30 48.60 0.69 0.00 50.71 21.81 25.52
23.84 21.35 2.48 0.00 76.17 15.52 69.21
12.82 9.17 0.20 3.45 87.18 14.49 72.70
11.36 9.33 -0.22 2.25 88.64 15.80 72.85
9.37 9.53 0.03 -0.18 90.63 16.44 74.19
24.17 23.55 -0.10 0.72 75.83 13.98 61.86
55.08 54.08 0.06 0.94 44.92 8.24 36.68
4.71 13.20 45.81 23.45 12.83
3.99 15.29 47.88 24.08 8.77
3.78 17.12 44.99 22.42 11.69
3.08 17.88 45.41 23.93 9.70
3.45 15.69 49.02 21.85 9.99
3.63 11.27 55.66 17.89 11.56
3.89 5.39 63.58 18.53 8.62
4.92 2.57 66.12 22.30 4.09
10.23 0.62 7.00 64.65 0.86 16.64
10.11 0.51 6.91 63.60 1.13 17.74
9.74 0.42 6.90 61.07 1.28 20.59
9.35 0.45 7.99 61.20 1.70 19.30
8.66 0.77 8.57 59.46 2.49 20.05
8.59 0.41 9.08 57.97 1.67 22.29
9.17 1.86 9.20 55.32 0.38 24.07
10.70 1.46 8.65 60.29 1.08 17.83
.. .. .. .. 11.40
.. .. .. .. 11.38
.. .. .. .. 16.01
.. .. .. .. 16.26
.. .. .. .. 13.48
.. .. .. .. 11.12
.. .. 18.40 0.13 0.93
.. .. 20.66 0.67 0.82
7.31
9.55
9.37
9.26
10.76
13.48
8.23
17.99
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
165
POLAND Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million PLN
2002
2003
2004
2005
2006
2007
2008
2009
2 475 985 1 490 706 677 36 58 7 2 196 1 550 1 060 112 378 646 150 140 10 0 496 140 356 24 332
2 002 633 1 369 732 778 48 3 -1 2 101 1 581 1 066 121 394 520 117 116 1 0 403 121 282 16 266
2 210 620 1 590 753 789 55 15 5 2 343 1 677 1 124 129 424 665 83 81 2 0 582 105 478 24 454
2 484 715 1 769 707 745 64 11 15 2 476 1 788 1 199 138 451 688 65 42 0 22 623 111 512 28 484
2 480 679 1 801 795 812 69 302 -250 2 596 1 893 -648 148 2 394 702 78 61 0 17 624 121 502 30 472
2 990 820 2 171 869 13 080 2 788 1 344 -10 766 3 040 2 104 -797 161 2 740 936 76 74 0 1 860 174 686 42 644
4 047 1 303 2 743 935 962 85 -3 62 3 678 2 449 1 636 177 637 1 229 92 86 2 4 1 137 237 900 18 882
3 871 1 460 2 412 1 067 1 030 81 6 112 3 479 2 501 1 661 183 657 978 100 96 0 4 878 183 696 28 668
611 6 981 13 275 1 365 1 166
741 6 177 15 323 1 985 1 458
721 7 715 17 491 1 224 1 566
804 10 502 19 228 1 657 1 719
900 12 458 23 900 2 767 2 101
1 223 13 430 29 177 2 602 2 493
1 494 14 480 35 361 3 100 2 103
1 422 15 486 40 152 2 438 2 219
2 268 0 101 19 514 0 1 516
2 622 0 92 21 546 0 1 424
2 881 0 105 24 010 0 1 721
3 296 0 46 28 724 0 1 843
3 832 0 63 35 979 0 2 252
4 478 0 159 41 773 0 2 514
6 120 1 364 48 261 0 1 791
6 883 0 507 52 549 0 1 778
23 399 22 452
25 684 24 542
28 717 27 200
33 909 31 313
42 125 38 017
48 925 45 525
56 537 52 731
61 717 59 127
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. 2 771 328 3
.. 2 029 409 3
3
5
4
5
9
11
10
23
2 126 139 184 2 081 15 581
2 487 141 196 2 432 17 179
2 752 143 180 2 714 19 206
3 243 148 208 3 183 21 650
3 672 153 98 3 728 26 628
4 271 267 78 4 460 32 294
4 879 337 55 5 161 33 885
5 743 394 52 6 085 39 234
605 1 262 26 819
600 1 275 27 161
596 1 298 27 600
588 1 368 28 265
584 1 402 28 904
581 1 459 30 103
579 1 471 34 966
576 1 518 31 719
Million PLN
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
166
POLAND Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
11.02 4.39 6.64 3.14 3.02 0.16 0.26 0.03 9.78 6.90 4.72 0.50 1.68 2.88 0.67 0.62 0.05 0.00 2.21 0.62 1.59 0.11 1.48
8.16 2.58 5.58 2.98 3.17 0.20 0.01 0.00 8.56 6.44 4.34 0.49 1.61 2.12 0.48 0.47 0.00 0.00 1.64 0.49 1.15 0.07 1.08
8.12 2.28 5.85 2.77 2.90 0.20 0.06 0.02 8.61 6.17 4.13 0.47 1.56 2.45 0.31 0.30 0.01 0.00 2.14 0.39 1.76 0.09 1.67
7.93 2.28 5.65 2.26 2.38 0.21 0.04 0.05 7.91 5.71 3.83 0.44 1.44 2.20 0.21 0.14 0.00 0.07 1.99 0.36 1.63 0.09 1.55
6.52 1.79 4.74 2.09 2.14 0.18 0.79 -0.66 6.83 4.98 -1.71 0.39 6.30 1.85 0.21 0.16 0.00 0.04 1.64 0.32 1.32 0.08 1.24
6.57 1.80 4.77 1.91 28.73 6.13 2.95 -23.65 6.68 4.62 -1.75 0.35 6.02 2.06 0.17 0.16 0.00 0.00 1.89 0.38 1.51 0.09 1.42
7.67 2.47 5.20 1.77 1.82 0.16 -0.01 0.12 6.98 4.64 3.10 0.34 1.21 2.33 0.18 0.16 0.00 0.01 2.16 0.45 1.71 0.03 1.67
6.55 2.47 4.08 1.81 1.74 0.14 0.01 0.19 5.88 4.23 2.81 0.31 1.11 1.65 0.17 0.16 0.00 0.01 1.49 0.31 1.18 0.05 1.13
67.85 32.15 30.83 1.64 2.64 0.32 70.58 48.27 5.10 17.21 29.42 6.83 6.38 0.46 0.00 22.59 6.38 16.21
65.16 34.84 37.03 2.29 0.14 -0.05 75.25 50.74 5.76 18.75 24.75 5.57 5.52 0.05 0.00 19.18 5.76 13.42
67.87 32.14 33.66 2.37 0.65 0.20 71.60 48.00 5.51 18.10 28.40 3.54 3.46 0.08 0.00 24.86 4.48 20.38
71.46 28.54 30.07 2.59 0.46 0.61 72.22 48.42 5.57 18.23 27.79 2.63 1.71 0.02 0.89 25.16 4.49 20.67
69.39 30.61 31.30 2.66 11.62 -9.64 72.95 -24.97 5.69 92.23 27.06 3.00 2.36 -0.01 0.64 24.06 4.66 19.36
71.41 28.59 430.30 91.74 44.20 -354.18 69.21 -26.23 5.28 90.16 30.80 2.50 2.45 0.00 0.05 28.30 5.73 22.57
74.57 25.43 26.14 2.32 -0.09 1.70 66.58 44.46 4.80 17.31 33.42 2.51 2.33 0.06 0.12 30.92 6.44 24.48
69.32 30.68 29.60 2.33 0.18 3.23 71.89 47.74 5.25 18.90 28.11 2.86 2.75 0.00 0.11 25.25 5.26 20.00
23.22 21.67 1.55 0.00 76.78 21.67 55.11
22.50 22.31 0.19 0.00 77.50 23.27 54.23
12.45 12.19 0.27 0.00 87.55 15.78 71.77
9.45 6.16 0.07 3.21 90.55 16.18 74.38
11.08 8.74 -0.03 2.37 88.92 17.24 71.55
8.11 7.95 0.00 0.16 91.89 18.59 73.30
7.51 6.97 0.19 0.35 92.50 19.26 73.24
10.18 9.80 0.01 0.38 89.82 18.69 71.12
2.61 29.84 56.73 5.83 4.98
2.89 24.05 59.66 7.73 5.68
2.51 26.87 60.91 4.26 5.45
2.37 30.97 56.70 4.89 5.07
2.14 29.58 56.74 6.57 4.99
2.50 27.45 59.64 5.32 5.10
2.64 25.61 62.55 5.48 3.72
2.30 25.09 65.06 3.95 3.60
9.69 0.00 0.43 83.40 0.00 6.48
10.21 0.00 0.36 83.89 0.00 5.54
10.03 0.00 0.37 83.61 0.00 5.99
9.72 0.00 0.14 84.71 0.00 5.44
9.10 0.00 0.15 85.41 0.00 5.35
9.15 0.00 0.33 85.38 0.00 5.14
10.83 0.00 0.64 85.36 0.00 3.17
11.15 0.00 0.82 85.15 0.00 2.88
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. 4.90 0.58 0.01
.. .. 3.29 0.66 0.00
0.01
0.02
0.01
0.02
0.02
0.02
0.02
0.04
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/77c8
OECD BANKING STATISTICS 2012 – © OECD 2012
167
POLAND Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 645 64 54 .. 581 .. .. .. .. .. .. 89 69 20 .. ..
2009
1 649 70 58 .. 579 .. .. .. .. .. .. 85 66 19 .. ..
16 6 513 4 995 3 496 .. 1 518 .. .. .. .. .. .. 1 1 .. .. ..
2007 4 423 167 127 137 024 95 857 .. 30 103 .. .. .. .. .. .. 31 426 30 332 1 094 .. ..
Employees 2008 3 968 185 413 150 447 109 794 .. 34 966 .. .. .. .. .. .. 31 841 30 678 1 163 .. ..
2009 3 770 174 556 142 837 103 255 .. 31 719 .. .. .. .. .. .. 37 614 36 824 790 .. ..
Total financial assets 2007 2008 2009 170 439 210 631 205 184 738 218 1 011 694 1 034 272 691 446 957 028 974 560 518 064 730 675 702 291 .. .. .. 46 772 54 666 59 713 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 263 603 271 154 313 804 122 255 131 544 132 446 141 348 139 609 181 358 .. .. .. 1 172 260 1 493 479 1 553 260
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 643 67 56 .. 576 .. .. .. .. .. .. 84 65 19 .. ..
16 5 607 4 148 2 648 .. 1 459 .. .. .. .. .. .. 1 1 .. .. ..
Branches 2008 16 6 075 4 604 3 101 .. 1 471 .. .. .. .. .. .. 1 1 .. .. ..
2009
Million PLN
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 170 439 210 631 205 184 792 777 1 034 700 1 057 061 743 853 978 162 995 344 561 684 746 636 717 934 .. .. .. 48 925 56 537 61 717 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 268 589 277 701 320 776 126 902 137 909 138 903 141 687 139 792 181 873 .. .. .. 1 231 805 1 523 032 1 583 020
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/48c9
OECD BANKING STATISTICS 2012 – © OECD 2012
168
POLAND Table 3. Classification of bank assets and liabilities Million PLN Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
374 637 10 720 385 357
381 715 17 109 398 825
421 165 25 602 446 767
447 716 27 041 474 757
513 179 32 843 546 022
618 032 38 254 656 287
753 414 1 702 755 117
794 919 5 639 800 558
72 076 41 386 113 462
87 670 37 881 125 551
70 756 57 512 128 267
88 558 64 479 153 036
114 951 60 694 175 644
130 551 46 144 176 694
272 146 7 437 279 583
232 155 24 347 256 503
446 713 52 106 498 819
469 386 54 990 524 376
491 920 83 114 575 034
536 274 91 520 627 793
628 129 93 537 721 667
748 583 84 398 832 981
1 025 560 9 139 1 034 700
1 027 074 29 986 1 057 061
375 212 11 376 386 588
384 268 15 748 400 016
433 354 19 311 452 665
432 881 22 729 455 609
535 220 28 947 564 167
616 638 47 080 663 718
753 872 80 470 834 342
806 208 58 229 864 437
56 696 23 236 79 932
57 804 31 142 88 945
54 853 30 954 85 807
65 612 31 984 97 595
75 094 43 158 118 252
72 114 57 363 129 477
73 813 126 545 200 358
71 723 120 901 192 624
431 908 34 612 466 520
442 072 46 890 488 962
488 207 50 265 538 472
498 492 54 713 553 205
610 314 72 104 682 418
688 752 104 444 793 196
827 685 207 015 1 034 700
877 931 179 130 1 057 061
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/602f
OECD BANKING STATISTICS 2012 – © OECD 2012
169
PORTUGAL Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
15 143 10 069 5 073 2 035 1 629 296 6 696 7 108 4 369 2 065 462 1 842 2 739 820 843 230 -253 1 919 233 1 686 .. ..
14 299 9 355 4 944 3 141 1 871 312 768 814 8 084 4 359 2 091 459 1 809 3 725 1 615 1 722 32 -139 2 111 262 1 849 .. ..
13 292 8 342 4 951 2 761 1 906 336 311 878 7 711 4 236 1 966 390 1 880 3 475 1 674 1 558 20 96 1 801 146 1 655 .. ..
15 256 10 135 5 121 4 370 2 196 322 758 1 737 9 491 5 666 2 580 344 2 742 3 825 1 772 1 787 .. -16 2 053 208 1 845 .. ..
18 950 13 062 5 887 4 554 2 532 420 1 076 1 366 10 441 5 708 2 860 356 2 492 4 733 1 719 1 710 .. 9 3 014 536 2 478 .. ..
24 519 17 964 6 555 4 721 2 917 684 841 1 647 11 276 6 171 2 987 380 2 804 5 105 1 823 1 819 .. 4 3 282 576 2 706 .. ..
29 790 22 525 7 264 4 211 2 981 626 -362 2 219 11 476 6 224 2 972 411 2 841 5 252 3 841 3 694 .. 147 1 411 539 872 .. ..
21 394 14 861 6 533 4 936 3 172 661 466 1 959 11 469 6 488 3 021 435 3 032 4 981 3 400 3 359 .. 41 1 581 240 1 341 .. ..
7 568 62 182 168 437 36 273 16 352
14 082 66 618 170 900 43 722 15 999
7 179 54 439 176 200 46 920 15 950
5 713 57 159 199 872 45 216 17 552
6 337 63 800 218 284 45 098 19 066
9 851 64 093 248 445 49 755 20 359
6 697 62 146 278 867 63 199 23 184
9 967 62 046 284 809 87 885 17 462
35 675 31 85 353 129 024 31 899 8 830
37 989 392 88 772 132 521 42 217 9 429
36 483 3 057 71 674 136 913 43 417 9 144
34 800 5 531 80 496 144 822 34 632 25 230
38 868 67 94 343 150 174 40 273 28 861
41 000 2 472 101 579 160 080 52 789 34 583
40 425 8 278 95 332 177 789 67 528 44 742
45 253 10 558 89 536 186 958 84 521 45 345
290 813 286 702
311 320 301 849
300 689 308 129
325 512 309 913
352 586 336 098
392 503 370 954
434 094 410 653
462 170 450 322
9 19 620 14 295 54 578
302 24 778 15 469 64 055
815 24 329 14 605 65 982
.. .. 14 066 75 450
.. .. 18 303 81 011
.. .. 20 637 90 379
.. .. 22 085 102 573
.. .. 24 551 117 019
95 149
104 352
100 502
86 805
96 445
109 089
99 529
98 357
17 727 10 748 6 067 22 408 187 289
18 938 11 346 6 404 23 880 198 248
17 589 11 164 4 635 24 118 203 434
17 164 13 114 4 861 25 416 217 658
18 962 13 760 6 212 26 511 231 895
18 014 12 969 519 30 463 273 229
18 275 14 020 1 714 30 582 257 531
23 911 13 315 1 056 36 170 262 021
45 4 714 52 367
46 4 754 50 893
40 4 606 49 497
39 4 736 49 834
39 4 896 53 939
40 5 279 56 658
41 5 565 57 467
41 5 588 56 860
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b00f
OECD BANKING STATISTICS 2012 – © OECD 2012
170
PORTUGAL Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.28 3.51 1.77 0.71 0.57 0.10 0.00 0.24 2.48 1.52 0.72 0.16 0.64 0.96 0.29 0.29 0.08 -0.09 0.67 0.08 0.59 .. ..
4.74 3.10 1.64 1.04 0.62 0.10 0.25 0.27 2.68 1.44 0.69 0.15 0.60 1.23 0.54 0.57 0.01 -0.05 0.70 0.09 0.61 .. ..
4.31 2.71 1.61 0.90 0.62 0.11 0.10 0.29 2.50 1.38 0.64 0.13 0.61 1.13 0.54 0.51 0.01 0.03 0.59 0.05 0.54 .. ..
4.92 3.27 1.65 1.41 0.71 0.10 0.25 0.56 3.06 1.83 0.83 0.11 0.89 1.23 0.57 0.58 .. -0.01 0.66 0.07 0.60 .. ..
5.64 3.89 1.75 1.36 0.75 0.13 0.32 0.41 3.11 1.70 0.85 0.11 0.74 1.41 0.51 0.51 .. 0.00 0.90 0.16 0.74 .. ..
6.61 4.84 1.77 1.27 0.79 0.18 0.23 0.44 3.04 1.66 0.81 0.10 0.76 1.38 0.49 0.49 .. 0.00 0.89 0.16 0.73 .. ..
7.25 5.49 1.77 1.03 0.73 0.15 -0.09 0.54 2.80 1.52 0.72 0.10 0.69 1.28 0.94 0.90 .. 0.04 0.34 0.13 0.21 .. ..
4.75 3.30 1.45 1.10 0.70 0.15 0.10 0.44 2.55 1.44 0.67 0.10 0.67 1.11 0.76 0.75 .. 0.01 0.35 0.05 0.30 .. ..
71.38 28.62 22.92 4.17 0.08 9.79 61.47 29.05 6.50 25.92 38.53 11.53 11.87 3.23 -3.56 27.00 3.28 23.72
61.15 38.85 23.14 3.86 9.50 10.07 53.92 25.87 5.67 22.37 46.08 19.97 21.30 0.40 -1.72 26.11 3.24 22.87
64.20 35.80 24.72 4.35 4.04 11.39 54.93 25.50 5.05 24.38 45.07 21.71 20.20 0.26 1.25 23.36 1.89 21.47
53.96 46.04 23.14 3.39 7.99 18.31 59.70 27.19 3.63 28.89 40.30 18.67 18.83 .. -0.17 21.63 2.19 19.44
56.39 43.62 24.25 4.02 10.31 13.08 54.67 27.39 3.41 23.87 45.33 16.47 16.38 .. 0.09 28.87 5.13 23.73
58.13 41.87 25.87 6.06 7.46 14.61 54.73 26.49 3.37 24.87 45.27 16.17 16.13 .. 0.04 29.11 5.11 24.00
63.30 36.70 25.97 5.45 -3.16 19.33 54.23 25.90 3.58 24.76 45.77 33.47 32.19 .. 1.28 12.30 4.70 7.60
56.97 43.04 27.65 5.76 4.06 17.09 56.57 26.34 3.79 26.44 43.43 29.65 29.29 .. 0.36 13.78 2.09 11.69
29.93 30.80 8.38 -9.25 70.07 8.51 61.57
43.34 46.22 0.86 -3.73 56.66 7.02 49.64
48.18 44.82 0.58 2.78 51.83 4.20 47.63
46.33 46.73 .. -0.41 53.67 5.43 48.24
36.33 36.13 .. 0.20 63.67 11.32 52.35
35.71 35.63 .. 0.08 64.29 11.28 53.01
73.13 70.33 .. 2.80 26.87 10.26 16.61
68.27 67.43 .. 0.83 31.73 4.82 26.92
2.60 21.38 57.92 12.47 5.62
4.52 21.40 54.90 14.04 5.14
2.39 18.11 58.60 15.60 5.31
1.76 17.56 61.40 13.89 5.39
1.80 18.10 61.91 12.79 5.41
2.51 16.33 63.30 12.68 5.19
1.54 14.32 64.24 14.56 5.34
2.16 13.43 61.62 19.02 3.78
12.27 0.01 29.35 44.37 10.97 3.04
12.20 0.13 28.52 42.57 13.56 3.03
12.13 1.02 23.84 45.53 14.44 3.04
10.69 1.70 24.73 44.49 10.64 7.75
11.02 0.02 26.76 42.59 11.42 8.19
10.45 0.63 25.88 40.78 13.45 8.81
9.31 1.91 21.96 40.96 15.56 10.31
9.79 2.28 19.37 40.45 18.29 9.81
.. 0.00 6.75 4.92 18.77
.. 0.10 7.96 4.97 20.58
.. 0.27 8.09 4.86 21.94
.. .. .. 4.32 23.18
.. .. .. 5.19 22.98
.. .. .. 5.26 23.03
.. .. .. 5.09 23.63
.. .. .. 5.31 25.32
32.72
33.52
33.42
26.67
27.35
27.79
22.93
21.28
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b00f
OECD BANKING STATISTICS 2012 – © OECD 2012
171
PORTUGAL Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 174 40 .. 4 106 24 247 .. .. .. .. .. 85 27 1 261 ..
Institutions 2008
2009
1 171 41 .. 4 98 28 248 .. .. .. .. .. 85 28 1 263 ..
1 166 41 .. 4 94 27 259 .. .. .. .. .. 87 28 1 295 ..
10 6 644 5 588 .. 13 729 314 .. .. .. .. .. .. .. .. .. ..
2007 1 687 62 882 56 658 .. 86 4 039 2 115 .. .. .. .. .. .. 10 540 .. .. ..
Employees 2008 1 685 64 383 57 467 .. 88 4 144 2 684 .. .. .. .. .. .. 10 585 .. .. ..
2009 1 713 64 365 56 860 .. 88 4 200 3 217 .. .. .. .. .. .. 10 300 .. .. ..
Total financial assets 2007 2008 2009 37 822 49 497 61 538 412 652 452 941 485 188 369 587 410 599 439 130 .. .. .. 258 251 258 14 481 15 240 15 825 28 326 26 851 29 975 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 74 476 70 837 75 294 53 718 52 375 55 254 20 758 18 462 20 040 .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 11 6 195 5 279 .. 12 687 217 .. .. .. .. .. .. 882 .. .. ..
Branches 2008 10 6 551 5 565 .. 13 708 265 .. .. .. .. .. .. 896 .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 38 670 50 676 62 524 436 974 477 961 509 949 392 503 434 094 462 170 .. .. .. 278 275 282 15 331 16 203 16 884 28 862 27 389 30 614 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 77 228 73 714 78 244 54 872 53 474 56 325 22 356 20 240 21 919 .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6b79
OECD BANKING STATISTICS 2012 – © OECD 2012
172
PORTUGAL Table 3. Classification of bank assets and liabilities Million EUR 2002 Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2003
2004
2005
2006
2007
2008
2009
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
236 235 54 578 290 813
247 265 64 055 311 320
234 707 65 982 300 689
250 061 75 450 325 512
271 576 81 011 352 586
302 120 90 379 392 503
331 521 102 573 434 094
345 151 117 019 462 170
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
.. .. ..
195 664 95 149 290 813
206 968 104 352 311 320
200 187 100 502 300 689
238 706 86 805 325 512
256 141 96 445 352 586
283 410 109 089 392 503
334 565 99 529 434 094
363 814 98 357 462 170
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4f3c
OECD BANKING STATISTICS 2012 – © OECD 2012
173
SLOVAK REPUBLIC Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
2 111 1 138 973 491 246 52 246 52 1 465 1 197 312 497 388 268 -137 -104 .. -33 405 12 393 30 363
1 942 961 981 521 308 55 53 216 1 501 1 289 334 514 441 212 -164 51 .. -216 377 1 376 -396 772
1 929 882 1 046 613 364 53 188 114 1 660 1 336 358 517 461 324 -143 -136 .. -7 467 59 408 -460 868
1 810 824 986 834 442 69 272 189 1 820 1 420 403 527 490 400 -138 -120 .. -18 538 77 461 -407 868
2 265 1 115 1 150 849 478 103 241 233 1 999 1 174 453 551 170 825 -81 -83 .. 1 906 154 753 -194 947
2 698 1 378 1 320 725 508 100 237 80 2 045 1 284 472 640 172 761 -66 -70 .. 4 827 119 708 -343 1 050
3 104 1 559 1 545 764 571 115 285 22 2 309 1 272 515 147 610 1 037 368 .. .. .. 669 161 509 263 245
2 335 774 1 561 468 527 121 37 24 2 029 1 201 487 154 560 828 459 .. .. .. 369 90 279 .. ..
4 579 3 166 10 459 9 942 5 513
4 901 2 003 12 151 11 841 1 814
3 494 9 476 13 838 10 760 1 034
2 011 14 999 17 772 10 874 974
7 972 2 654 21 373 12 388 2 326
9 920 2 592 26 822 13 835 1 946
15 959 2 756 30 802 11 313 1 989
1 903 4 751 30 652 14 091 1 631
2 552 428 2 947 22 588 3 078 2 065
1 726 219 4 392 23 405 1 294 1 675
1 675 130 6 787 25 940 2 198 1 873
1 740 109 12 005 27 959 2 792 2 025
3 555 109 5 298 30 726 4 724 2 299
4 054 91 7 842 35 193 6 551 1 385
5 104 70 9 223 42 789 4 047 1 585
5 100 1 670 3 300 38 257 3 670 1 032
33 659 33 759
32 711 32 170
38 602 35 415
46 630 43 824
46 711 46 534
55 116 51 418
62 819 57 443
53 028 53 037
.. .. .. 2 715
.. .. .. 2 470
.. .. .. 2 793
.. .. .. 3 116
.. .. .. 3 756
.. .. .. 4 606
1 651 9 164 498 4 941
771 12 788 532 6 994
3 225
4 731
7 161
12 498
8 599
12 875
13 865
5 823
2 094 307 106 2 295 10 774
2 615 117 204 2 527 11 274
2 708 18 155 2 580 13 806
2 758 83 243 2 598 17 564
2 871 83 307 2 647 20 391
3 249 301 375 3 175 23 679
3 709 448 322 3 835 34 595
4 075 396 300 4 171 33 300
20 1 020 19 717
21 1 057 19 797
21 1 113 19 720
23 1 142 19 850
24 1 175 19 525
26 1 169 19 779
28 1 258 20 596
28 1 230 18 750
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
174
SLOVAK REPUBLIC Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.25 3.37 2.88 1.46 0.73 0.16 0.73 0.15 4.34 3.55 0.93 1.47 1.15 0.79 -0.41 -0.31 .. -0.10 1.20 0.03 1.16 0.09 1.08
6.04 2.99 3.05 1.62 0.96 0.17 0.16 0.67 4.67 4.01 1.04 1.60 1.37 0.66 -0.51 0.16 .. -0.67 1.17 0.00 1.17 -1.23 2.40
5.45 2.49 2.96 1.73 1.03 0.15 0.53 0.32 4.69 3.77 1.01 1.46 1.30 0.92 -0.40 -0.38 .. -0.02 1.32 0.17 1.15 -1.30 2.45
4.13 1.88 2.25 1.90 1.01 0.16 0.62 0.43 4.15 3.24 0.92 1.20 1.12 0.91 -0.32 -0.27 .. -0.04 1.23 0.18 1.05 -0.93 1.98
4.87 2.40 2.47 1.82 1.03 0.22 0.52 0.50 4.30 2.52 0.97 1.18 0.37 1.77 -0.18 -0.18 .. 0.00 1.95 0.33 1.62 -0.42 2.03
5.25 2.68 2.57 1.41 0.99 0.19 0.46 0.16 3.98 2.50 0.92 1.25 0.34 1.48 -0.13 -0.14 .. 0.01 1.61 0.23 1.38 -0.67 2.04
5.40 2.71 2.69 1.33 0.99 0.20 0.50 0.04 4.02 2.21 0.90 0.26 1.06 1.81 0.64 .. .. .. 1.17 0.28 0.89 0.46 0.43
4.40 1.46 2.94 0.88 0.99 0.23 0.07 0.05 3.83 2.27 0.92 0.29 1.06 1.56 0.87 .. .. .. 0.70 0.17 0.53 .. ..
66.45 33.55 16.79 3.57 16.80 3.53 81.73 21.32 33.94 26.48 18.27 -9.37 -7.13 .. -2.24 27.63 0.79 26.84
65.31 34.69 20.50 3.68 3.52 14.36 85.85 22.26 34.23 29.36 14.15 -10.95 3.43 .. -14.38 25.10 0.08 25.02
63.05 36.95 21.92 3.18 11.35 6.87 80.48 21.56 31.12 27.80 19.52 -8.61 -8.17 .. -0.44 28.14 3.58 24.56
54.15 45.85 24.29 3.78 14.94 10.40 78.01 22.12 28.96 26.92 22.00 -7.57 -6.59 .. -0.99 29.57 4.23 25.34
57.54 42.46 23.90 5.17 12.05 11.68 58.73 22.68 27.55 8.51 41.27 -4.07 -4.14 .. 0.07 45.33 7.68 37.65
64.56 35.44 24.82 4.87 11.60 3.89 62.81 23.07 31.31 8.43 37.19 -3.24 -3.42 .. 0.19 40.43 5.83 34.60
66.93 33.07 24.73 4.97 12.35 0.96 55.09 22.29 6.37 26.43 44.91 15.92 .. .. .. 28.99 6.96 22.03
76.94 23.06 25.96 5.94 1.85 1.20 59.20 23.98 7.59 27.63 40.80 22.62 .. .. .. 18.18 4.44 13.74
-51.27 -39.03 .. -12.24 151.27 4.34 146.93
-77.36 24.23 .. -101.60 177.36 0.57 176.79
-44.12 -41.86 .. -2.26 144.12 18.32 125.80
-34.44 -29.94 .. -4.49 134.44 19.25 115.19
-9.86 -10.02 .. 0.17 109.86 18.61 91.25
-8.70 -9.20 .. 0.50 108.70 15.67 93.03
35.45 .. .. .. 64.55 15.49 49.05
55.45 .. .. .. 44.56 10.88 33.67
13.60 9.41 31.07 29.54 16.38
14.98 6.13 37.15 36.20 5.55
9.05 24.55 35.85 27.87 2.68
4.31 32.17 38.11 23.32 2.09
17.07 5.68 45.75 26.52 4.98
18.00 4.70 48.66 25.10 3.53
25.41 4.39 49.03 18.01 3.17
3.59 8.96 57.80 26.57 3.08
7.58 1.27 8.76 67.11 9.14 6.14
5.28 0.67 13.43 71.55 3.96 5.12
4.34 0.34 17.58 67.20 5.69 4.85
3.73 0.23 25.75 59.96 5.99 4.34
7.61 0.23 11.34 65.78 10.11 4.92
7.36 0.17 14.23 63.85 11.89 2.51
8.13 0.11 14.68 68.12 6.44 2.52
9.62 3.15 6.22 72.14 6.92 1.95
.. .. .. .. 8.07
.. .. .. .. 7.55
.. .. .. .. 7.24
.. .. .. .. 6.68
.. .. .. .. 8.04
.. .. .. .. 8.36
.. 2.63 14.59 0.79 7.87
.. 1.46 24.12 1.00 13.19
9.58
14.46
18.55
26.80
18.41
23.36
22.07
10.98
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
175
SLOVAK REPUBLIC Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
1 803 973 829 432 191 44 226 58 1 261 1 056 272 424 359 205 -121 -109 .. -13 327 10 316 -13 329
1 591 797 794 512 250 51 100 212 1 305 1 148 294 436 418 157 -172 47 .. -219 330 -5 335 -377 711
1 594 717 877 561 302 49 198 110 1 437 1 144 316 436 392 293 -107 -100 .. -7 400 46 354 -352 706
1 455 584 871 722 373 65 228 185 1 593 1 260 356 448 456 333 -146 -126 .. -20 479 65 414 -337 751
1 790 782 1 008 726 408 87 176 229 1 734 1 017 396 464 157 718 -56 -58 .. 3 773 134 639 -175 814
2 373 1 151 1 222 654 467 95 207 76 1 876 1 188 443 588 157 688 -54 -66 .. 11 742 107 635 -282 917
2 714 1 303 1 411 712 528 109 273 21 2 123 1 165 482 140 544 958 345 .. .. .. 613 145 468 207 261
2 076 665 1 411 421 479 111 28 24 1 832 1 088 450 146 493 744 431 .. .. .. 313 77 235 .. ..
3 742 2 721 8 406 9 043 3 984
2 783 4 304 9 823 8 764 970
2 080 7 237 11 298 10 023 934
1 205 7 553 14 702 10 185 834
6 543 2 304 17 062 9 514 1 924
6 648 1 936 21 471 10 120 1 633
14 196 2 126 26 958 10 975 1 905
1 550 3 469 26 636 13 613 1 501
1 782 271 4 698 19 496 582 1 068
1 560 219 2 383 20 110 1 023 1 350
1 544 130 4 202 22 399 1 776 1 521
1 598 109 5 696 22 990 2 383 1 703
3 096 109 3 816 25 648 2 827 1 850
3 423 91 4 352 29 454 3 411 1 076
4 160 70 7 132 39 287 4 013 1 497
4 281 1 660 2 432 33 823 3 636 937
27 897 32 013
26 645 30 386
31 572 33 595
34 479 41 909
37 346 35 664
41 808 39 140
56 159 49 377
46 769 46 564
.. .. .. 2 233
.. .. .. 2 043
.. .. .. 2 486
.. .. .. 2 570
.. .. .. 3 109
.. .. .. 3 541
1 644 8 836 494 4 024
766 12 319 528 5 533
2 343
2 786
4 724
5 967
5 350
6 474
11 889
4 954
1 937 269 95 2 111 10 448
2 313 95 192 2 215 11 040
2 403 25 131 2 297 13 555
2 460 82 209 2 333 17 335
2 578 78 294 2 362 20 167
2 955 296 358 2 893 23 442
3 434 443 322 3 555 33 077
3 809 389 300 3 898 31 773
15 969 17 741
15 983 17 700
15 1 031 17 618
15 1 057 17 660
14 1 076 17 166
13 1 053 17 129
14 1 220 19 573
12 1 163 17 622
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
176
SLOVAK REPUBLIC Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.63 3.04 2.59 1.35 0.60 0.14 0.71 0.18 3.94 3.30 0.85 1.33 1.12 0.64 -0.38 -0.34 .. -0.04 1.02 0.03 0.99 -0.04 1.03
5.24 2.62 2.61 1.68 0.82 0.17 0.33 0.70 4.30 3.78 0.97 1.43 1.38 0.52 -0.57 0.15 .. -0.72 1.09 -0.02 1.10 -1.24 2.34
4.74 2.13 2.61 1.67 0.90 0.15 0.59 0.33 4.28 3.41 0.94 1.30 1.17 0.87 -0.32 -0.30 .. -0.02 1.19 0.14 1.05 -1.05 2.10
3.47 1.40 2.08 1.72 0.89 0.15 0.55 0.44 3.80 3.01 0.85 1.07 1.09 0.80 -0.35 -0.30 .. -0.05 1.14 0.15 0.99 -0.81 1.79
5.02 2.19 2.83 2.04 1.14 0.24 0.50 0.64 4.86 2.85 1.11 1.30 0.44 2.01 -0.16 -0.16 .. 0.01 2.17 0.38 1.79 -0.49 2.28
6.06 2.94 3.12 1.67 1.19 0.24 0.53 0.19 4.79 3.03 1.13 1.50 0.40 1.76 -0.14 -0.17 .. 0.03 1.90 0.27 1.62 -0.72 2.34
5.50 2.64 2.86 1.44 1.07 0.22 0.55 0.04 4.30 2.36 0.98 0.28 1.10 1.94 0.70 .. .. .. 1.24 0.29 0.95 0.42 0.53
4.46 1.43 3.03 0.90 1.03 0.24 0.06 0.05 3.93 2.34 0.97 0.31 1.06 1.60 0.93 .. .. .. 0.67 0.17 0.51 .. ..
65.77 34.23 15.18 3.49 17.96 4.58 83.71 21.60 33.65 28.47 16.29 -9.61 -8.62 .. -0.99 25.89 0.83 25.07
60.79 39.21 19.14 3.88 7.68 16.27 87.96 22.52 33.38 32.06 12.05 -13.21 3.58 .. -16.79 25.26 -0.37 25.63
60.99 39.01 20.99 3.41 13.79 7.64 79.61 21.99 30.32 27.31 20.39 -7.43 -6.94 .. -0.50 27.82 3.20 24.62
54.67 45.33 23.44 4.06 14.33 11.63 79.08 22.37 28.11 28.60 20.92 -9.14 -7.89 .. -1.25 30.06 4.06 25.99
58.14 41.87 23.51 4.99 10.17 13.18 58.63 22.86 26.72 9.04 41.37 -3.21 -3.36 .. 0.15 44.58 7.73 36.85
65.14 34.86 24.89 5.09 11.02 4.04 63.31 23.62 31.35 8.35 36.69 -2.89 -3.50 .. 0.61 39.58 5.72 33.86
66.45 33.55 24.88 5.16 12.84 0.99 54.89 22.69 6.59 25.60 45.11 16.23 .. .. .. 28.88 6.84 22.04
77.01 22.99 26.16 6.06 1.55 1.34 59.38 24.54 7.94 26.89 40.62 23.55 .. .. .. 17.07 4.22 12.85
-58.99 -52.90 .. -6.09 158.99 5.07 153.93
-109.70 29.70 .. -139.39 209.70 -3.06 212.76
-36.45 -34.02 .. -2.43 136.45 15.70 120.76
-43.70 -37.71 .. -5.99 143.70 19.42 124.28
-7.76 -8.12 .. 0.36 107.76 18.69 89.07
-7.88 -9.53 .. 1.65 107.88 15.59 92.30
35.97 .. .. .. 64.03 15.17 48.86
57.98 .. .. .. 42.02 10.38 31.64
13.42 9.76 30.13 32.42 14.28
10.44 16.16 36.87 32.89 3.64
6.59 22.92 35.78 31.75 2.96
3.50 21.91 42.64 29.54 2.42
17.52 6.17 45.69 25.47 5.15
15.90 4.63 51.36 24.21 3.91
25.28 3.79 48.00 19.54 3.39
3.31 7.42 56.95 29.11 3.21
6.39 0.97 16.84 69.89 2.09 3.83
5.86 0.82 8.94 75.48 3.84 5.07
4.89 0.41 13.31 70.95 5.63 4.82
4.64 0.32 16.52 66.68 6.91 4.94
8.29 0.29 10.22 68.68 7.57 4.95
8.19 0.22 10.41 70.45 8.16 2.57
7.41 0.13 12.70 69.96 7.15 2.67
9.15 3.55 5.20 72.32 7.78 2.00
.. .. .. .. 8.00
.. .. .. .. 7.67
.. .. .. .. 7.87
.. .. .. .. 7.45
.. .. .. .. 8.33
.. .. .. .. 8.47
.. 2.93 15.73 0.88 7.17
.. 1.64 26.34 1.13 11.83
8.40
10.46
14.96
17.31
14.32
15.49
21.17
10.59
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
177
SLOVAK REPUBLIC Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
1 169 619 550 320 130 30 172 49 870 706 189 286 231 164 -91 -83 .. -8 255 -1 256 31 225
1 057 526 531 368 179 26 62 152 899 778 199 288 291 121 -129 60 .. -189 249 -12 262 -260 521
1 147 501 646 421 234 30 141 75 1 067 809 228 295 286 258 -80 -68 .. -12 338 45 294 -275 569
1 070 412 658 515 296 44 143 121 1 173 846 252 307 286 328 -71 -50 .. -20 398 56 343 -305 648
1 513 724 788 540 344 67 166 97 1 328 784 307 355 122 544 -53 -51 .. -2 597 109 488 -227 714
1 973 1 006 967 568 398 78 181 68 1 535 937 342 465 130 598 -48 -58 .. 10 646 97 549 -261 810
2 031 918 1 113 606 445 88 232 17 1 719 890 367 105 418 829 186 .. .. .. 643 124 518 207 311
1 677 495 1 182 358 416 98 18 23 1 540 867 364 115 389 672 348 .. .. .. 324 67 257 .. ..
2 456 1 906 4 187 6 978 3 145
2 038 2 778 5 180 6 983 647
1 615 4 908 7 259 8 250 592
685 5 139 9 501 8 552 581
4 562 1 554 13 327 10 191 1 578
6 811 1 724 18 368 11 943 1 478
12 101 1 411 20 687 9 377 1 375
999 2 779 21 613 11 559 1 263
1 072 0 2 688 13 860 391 660
873 0 1 043 14 095 732 882
932 0 3 109 16 157 1 324 1 102
980 0 3 898 16 663 1 693 1 225
2 236 2 2 575 21 001 3 895 1 503
2 576 2 5 054 25 876 5 785 1 031
3 163 1 5 401 32 083 3 191 1 112
3 453 1 386 1 788 27 649 3 132 807
18 672 19 009
17 625 17 612
22 625 20 695
24 459 24 130
31 212 30 279
40 324 31 161
44 952 38 925
38 214 37 717
.. .. .. 1 642
.. .. .. 1 424
.. .. .. 1 799
.. .. .. 1 786
.. .. .. 2 444
.. .. .. 3 411
1 546 7 413 418 2 793
727 10 418 414 4 158
1 263
1 445
3 568
3 845
5 505
9 441
9 612
3 918
1 129 189 61 1 257 5 152
1 428 48 154 1 323 5 809
1 602 0 89 1 513 8 642
1 680 0 165 1 514 11 233
1 767 0 246 1 522 13 351
2 033 198 313 1 918 17 803
2 500 302 300 2 502 25 642
3 038 302 280 3 059 25 978
3 679 12 391
3 667 12 196
4 704 12 407
4 708 12 507
5 791 13 571
6 843 14 723
5 921 15 303
5 935 14 512
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
178
SLOVAK REPUBLIC Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.15 3.26 2.89 1.69 0.68 0.16 0.90 0.26 4.58 3.71 0.99 1.51 1.21 0.87 -0.48 -0.44 .. -0.04 1.34 -0.01 1.35 0.16 1.19
6.00 2.99 3.02 2.09 1.02 0.15 0.35 0.86 5.10 4.42 1.13 1.64 1.65 0.69 -0.73 0.34 .. -1.07 1.42 -0.07 1.49 -1.47 2.96
5.54 2.42 3.12 2.04 1.13 0.14 0.68 0.36 5.16 3.91 1.10 1.43 1.38 1.25 -0.39 -0.33 .. -0.06 1.64 0.22 1.42 -1.33 2.75
4.44 1.71 2.73 2.14 1.23 0.18 0.59 0.50 4.86 3.50 1.05 1.27 1.19 1.36 -0.29 -0.21 .. -0.08 1.65 0.23 1.42 -1.27 2.69
5.00 2.39 2.60 1.78 1.14 0.22 0.55 0.32 4.39 2.59 1.01 1.17 0.40 1.80 -0.18 -0.17 .. -0.01 1.97 0.36 1.61 -0.75 2.36
6.33 3.23 3.10 1.82 1.28 0.25 0.58 0.22 4.93 3.01 1.10 1.49 0.42 1.92 -0.15 -0.19 .. 0.03 2.07 0.31 1.76 -0.84 2.60
5.22 2.36 2.86 1.56 1.14 0.23 0.60 0.04 4.42 2.29 0.94 0.27 1.07 2.13 0.48 .. .. .. 1.65 0.32 1.33 0.53 0.80
4.45 1.31 3.13 0.95 1.10 0.26 0.05 0.06 4.08 2.30 0.96 0.31 1.03 1.78 0.92 .. .. .. 0.86 0.18 0.68 .. ..
63.20 36.80 14.90 3.45 19.75 5.62 81.11 21.71 32.88 26.52 18.89 -10.43 -9.56 .. -0.87 29.32 -0.10 29.42
59.09 40.91 19.97 2.88 6.90 16.93 86.57 22.14 32.03 32.40 13.43 -14.32 6.73 .. -21.04 27.74 -1.36 29.10
60.54 39.46 21.97 2.76 13.22 7.04 75.80 21.37 27.65 26.78 24.20 -7.50 -6.33 .. -1.17 31.71 4.19 27.52
56.07 43.93 25.18 3.74 12.18 10.31 72.06 21.50 26.15 24.41 27.94 -6.01 -4.27 .. -1.74 33.95 4.75 29.20
59.36 40.64 25.89 5.07 12.51 7.31 59.04 23.11 26.74 9.19 40.96 -3.99 -3.82 .. -0.17 44.95 8.22 36.73
62.98 37.03 25.90 5.07 11.78 4.42 61.02 22.25 30.32 8.45 38.98 -3.12 -3.78 .. 0.66 42.10 6.35 35.75
64.76 35.24 25.88 5.13 13.49 1.00 51.76 21.35 6.09 24.32 48.24 10.84 .. .. .. 37.41 7.24 30.16
76.76 23.24 26.99 6.39 1.16 1.48 56.33 23.61 7.48 25.24 43.67 22.63 .. .. .. 21.04 4.36 16.68
-55.21 -50.59 .. -4.61 155.21 -0.53 155.74
-106.60 50.11 .. -156.71 206.60 -10.10 216.70
-31.00 -26.16 .. -4.84 131.00 17.29 113.70
-21.51 -15.29 .. -6.22 121.51 17.00 104.51
-9.73 -9.32 .. -0.41 109.73 20.06 89.68
-8.01 -9.69 .. 1.68 108.01 16.29 91.72
22.46 .. .. .. 77.54 15.01 62.53
51.82 .. .. .. 48.18 9.98 38.20
13.15 10.21 22.43 37.37 16.84
11.56 15.76 29.39 39.62 3.67
7.14 21.69 32.09 36.47 2.62
2.80 21.01 38.84 34.97 2.38
14.62 4.98 42.70 32.65 5.06
16.89 4.28 45.55 29.62 3.67
26.92 3.14 46.02 20.86 3.06
2.62 7.27 56.56 30.25 3.31
5.74 0.00 14.40 74.23 2.10 3.54
4.95 0.00 5.92 79.97 4.16 5.00
4.12 0.00 13.74 71.42 5.85 4.87
4.01 0.00 15.94 68.13 6.92 5.01
7.16 0.01 8.25 67.29 12.48 4.82
6.39 0.00 12.53 64.17 14.35 2.56
7.04 0.00 12.02 71.37 7.10 2.47
9.04 3.63 4.68 72.35 8.20 2.11
.. .. .. .. 8.79
.. .. .. .. 8.08
.. .. .. .. 7.95
.. .. .. .. 7.30
.. .. .. .. 7.83
.. .. .. .. 8.46
.. 3.44 16.49 0.93 6.21
.. 1.90 27.26 1.08 10.88
6.76
8.20
15.77
15.72
17.64
23.41
21.38
10.25
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
179
SLOVAK REPUBLIC Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
118 37 80 27 41 3 -2 -9 107 61 17 33 12 46 -20 4 .. -24 66 0 66 32 34
110 39 71 20 39 1 -20 2 92 56 14 31 11 35 1 -1 .. 2 35 4 30 -144 174
110 42 69 25 40 1 -16 2 94 57 13 28 15 36 9 9 .. 0 28 4 23 -131 154
107 45 62 34 44 1 -10 2 97 61 16 26 19 35 5 5 .. 0 30 6 24 -119 143
117 48 70 41 41 12 9 2 110 54 17 28 9 56 -14 -13 .. -1 70 9 61 -70 131
129 50 79 33 32 2 0 3 112 61 17 29 15 50 -12 -5 .. -8 63 7 55 -79 134
137 62 75 30 33 2 0 -2 105 57 18 5 33 48 15 .. .. .. 33 7 26 32 -6
137 55 82 28 31 1 0 -2 110 50 16 5 29 60 13 .. .. .. 46 9 38 .. ..
96 136 1 121 319 245
40 111 1 171 512 54
74 103 1 292 379 51
41 217 1 400 306 54
160 37 1 602 338 66
135 44 1 794 288 64
146 9 1 940 263 68
8 142 1 946 303 86
309 0 118 1 355 21 113
145 0 42 1 387 92 221
125 0 60 1 473 24 218
128 0 7 1 653 18 213
323 0 11 1 822 0 48
317 0 41 1 899 33 35
312 0 44 2 000 33 37
320 10 27 2 054 33 40
1 917 1 746
1 888 1 784
1 900 1 820
2 018 1 915
2 203 2 087
2 326 2 230
2 426 2 351
2 485 2 412
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
.. .. .. 0
7 253 4 0
0 299 4 10
79
122
107
107
105
105
27
16
157 38 11 184 1 039
302 22 12 312 1 008
305 1 23 283 1 167
298 1 34 265 1 250
293 5 13 285 1 363
294 5 17 282 237
275 5 0 280 1 517
266 6 0 273 1 527
3 0 711
3 0 650
3 0 643
3 0 662
3 8 633
3 10 641
3 10 631
3 34 644
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
180
SLOVAK REPUBLIC Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
6.73 2.14 4.59 1.56 2.37 0.18 -0.10 -0.53 6.15 3.50 0.97 1.87 0.66 2.64 -1.15 0.25 .. -1.39 3.79 0.01 3.78 1.83 1.96
6.19 2.18 4.01 1.13 2.21 0.08 -1.12 0.12 5.13 3.15 0.80 1.74 0.61 1.99 0.05 -0.05 .. 0.10 1.93 0.25 1.68 -8.09 9.77
6.07 2.28 3.78 1.37 2.21 0.07 -0.90 0.13 5.15 3.14 0.74 1.56 0.85 2.00 0.48 0.48 .. 0.01 1.52 0.24 1.28 -7.17 8.45
5.60 2.35 3.25 1.80 2.29 0.07 -0.54 0.11 5.05 3.20 0.84 1.37 1.00 1.84 0.27 0.25 .. 0.03 1.57 0.32 1.25 -6.21 7.46
5.63 2.28 3.35 1.94 1.97 0.59 0.45 0.12 5.29 2.59 0.82 1.32 0.44 2.71 -0.66 -0.61 .. -0.05 3.37 0.45 2.91 -3.37 6.28
5.79 2.26 3.53 1.48 1.42 0.09 -0.01 0.16 5.01 2.75 0.77 1.30 0.68 2.26 -0.55 -0.21 .. -0.34 2.81 0.32 2.49 -3.53 6.02
5.83 2.65 3.18 1.28 1.42 0.06 0.00 -0.08 4.46 2.40 0.78 0.23 1.40 2.06 0.64 .. .. .. 1.42 0.32 1.10 1.36 -0.26
5.68 2.28 3.40 1.15 1.27 0.05 0.00 -0.08 4.55 2.08 0.67 0.21 1.20 2.47 0.55 .. .. .. 1.92 0.36 1.56 .. ..
74.66 25.34 38.53 2.99 -1.61 -8.60 56.96 15.82 30.41 10.73 43.04 -18.65 4.00 .. -22.65 61.69 0.10 61.58
78.08 21.93 43.01 1.59 -21.85 2.35 61.30 15.57 33.93 11.79 38.71 1.01 -0.97 .. 1.97 37.70 4.90 32.80
73.48 26.52 42.94 1.40 -17.47 2.45 61.08 14.31 30.24 16.53 38.93 9.38 9.22 .. 0.16 29.54 4.73 24.81
64.33 35.67 45.35 1.33 -10.62 2.26 63.46 16.62 27.05 19.80 36.54 5.43 4.92 .. 0.50 31.11 6.28 24.83
63.29 36.71 37.15 11.07 8.40 2.23 48.89 15.52 24.99 8.38 51.12 -12.50 -11.54 .. -0.96 63.61 8.55 55.06
70.50 29.51 28.41 1.74 -0.26 3.10 54.88 15.45 25.84 13.59 45.12 -10.89 -4.16 .. -6.73 56.00 6.37 49.64
71.38 28.62 31.90 1.43 -0.05 -1.80 53.89 17.51 5.09 31.30 46.11 14.36 .. .. .. 31.75 7.09 24.66
74.74 25.26 27.99 1.08 -0.01 -1.64 45.72 14.80 4.64 26.28 54.28 12.08 .. .. .. 42.21 7.87 34.34
-43.34 9.28 .. -52.62 143.34 0.24 143.10
2.60 -2.50 .. 5.09 97.40 12.67 84.74
24.11 23.70 .. 0.41 75.90 12.16 63.73
14.85 13.48 .. 1.37 85.15 17.19 67.96
-24.45 -22.57 .. -1.87 124.45 16.72 107.72
-24.13 -9.22 .. -14.91 124.13 14.11 110.03
31.15 .. .. .. 68.85 15.38 53.47
22.25 .. .. .. 77.75 14.49 63.27
5.02 7.12 58.45 16.62 12.79
2.14 5.88 62.03 27.10 2.86
3.92 5.44 67.98 19.97 2.70
2.02 10.75 69.39 15.17 2.67
7.27 1.68 72.74 15.32 2.98
5.80 1.91 77.14 12.39 2.76
6.03 0.37 79.97 10.84 2.81
0.33 5.72 78.30 12.19 3.46
16.13 0.00 6.17 70.70 1.09 5.91
7.69 0.00 2.25 73.44 4.89 11.73
6.58 0.00 3.15 77.52 1.28 11.48
6.32 0.00 0.34 81.91 0.90 10.53
14.64 0.00 0.48 82.68 0.00 2.19
13.65 0.00 1.77 81.65 1.44 1.49
12.87 0.00 1.81 82.43 1.38 1.51
12.89 0.40 1.07 82.67 1.35 1.62
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. .. .. .. 0.00
.. 0.27 10.41 0.15 0.00
.. 0.00 12.04 0.15 0.40
4.11
6.48
5.61
5.29
4.75
4.52
1.09
0.65
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6f80
OECD BANKING STATISTICS 2012 – © OECD 2012
181
SLOVAK REPUBLIC Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 26 13 12 3 .. .. .. .. .. .. .. 23 23 .. .. 50
2009
1 28 14 13 3 .. .. .. .. .. .. .. 23 23 .. .. 52
9 1 230 1 163 1 152 34 .. .. .. .. .. .. .. 561 561 .. .. 1 800
2007 1 075 19 779 17 129 16 930 641 .. .. .. .. .. .. .. 6 804 6 804 .. .. 27 658
Employees 2008 1 100 20 596 19 573 19 379 631 .. .. .. .. .. .. .. 6 386 6 386 .. .. 28 082
2009 1 086 18 750 17 622 17 431 644 .. .. .. .. .. .. .. 6 359 6 359 .. .. 26 195
Total financial assets 2007 2008 2009 13 990 13 961 20 174 11 752 61 635 51 747 9 216 55 057 45 601 9 195 54 594 45 130 330 2 358 2 399 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 3 439 4 802 5 232 3 439 4 802 5 232 .. .. .. .. .. .. 29 180 80 399 77 154
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 28 12 11 3 .. .. .. .. .. .. .. 20 20 .. .. 49
9 1 169 1 053 1 042 10 .. .. .. .. .. .. .. 545 545 .. .. 1 723
Branches 2008 9 1 258 1 220 1 209 10 .. .. .. .. .. .. .. 563 563 .. .. 1 830
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 15 373 14 141 20 346 55 116 62 819 53 028 41 808 56 159 46 769 41 277 55 680 46 281 2 326 2 426 2 485 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 5 405 5 709 6 141 5 405 5 709 6 141 .. .. .. .. .. .. 75 894 82 669 79 514
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/380d
OECD BANKING STATISTICS 2012 – © OECD 2012
182
SLOVAK REPUBLIC Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
30 312 1 101 31 413
29 088 959 30 047
34 307 856 35 163
40 543 1 092 41 635
39 771 1 631 41 403
46 114 1 953 48 067
53 397 1 824 55 221
48 400 6 073 54 473
2 770 1 614 4 384
3 337 1 511 4 848
3 614 1 937 5 550
4 934 2 024 6 958
5 114 2 125 7 239
6 378 2 653 9 030
6 544 3 358 9 902
331 982 1 314
33 082 2 715 35 797
32 424 2 470 34 895
37 920 2 793 40 713
45 477 3 116 48 593
44 886 3 756 48 642
52 491 4 606 57 098
59 941 5 182 65 123
48 732 7 055 55 787
26 548 1 845 28 393
24 452 2 032 26 484
27 975 3 159 31 133
30 049 4 656 34 706
33 453 3 957 37 411
37 201 4 639 41 840
41 468 8 771 50 239
43 850 7 818 51 668
3 886 1 381 5 266
3 529 2 698 6 227
3 467 4 002 7 469
4 082 7 842 11 924
4 659 4 642 9 301
5 040 8 237 13 276
4 754 7 826 12 580
921 439 1 360
30 434 3 225 33 659
27 980 4 731 32 711
31 442 7 161 38 602
34 132 12 498 46 630
38 112 8 599 46 711
42 241 12 875 55 116
46 222 16 597 62 819
44 772 8 256 53 028
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/6b54
OECD BANKING STATISTICS 2012 – © OECD 2012
183
SLOVENIA Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
1 519 904 615 435 310 46 137 34 1 050 641 317 88 236 409 199 189 .. 10 210 88 122 .. ..
1 436 810 626 444 312 49 126 56 1 070 679 336 107 236 391 162 130 .. 32 229 90 139 .. ..
1 257 628 629 494 356 63 162 39 1 123 700 360 109 231 423 177 144 .. 33 246 95 151 .. ..
1 380 615 764 496 374 73 156 39 1 260 748 398 90 261 512 173 140 .. 34 338 72 267 .. ..
1 630 810 820 591 440 86 181 55 1 411 829 440 95 294 581 149 137 .. 11 433 101 332 .. ..
2 303 1 298 1 005 699 507 106 230 68 1 703 941 490 114 336 763 210 165 2 42 553 122 431 .. ..
3 072 1 905 1 167 488 501 93 21 60 1 655 984 514 123 347 671 384 278 121 -16 288 68 219 .. ..
2 484 1 335 1 149 570 526 125 99 70 1 719 978 519 124 335 741 649 572 50 27 91 40 51 .. ..
661 1 659 10 023 7 160 1 233
662 1 407 11 511 7 748 1 226
676 1 974 13 967 7 344 1 199
852 2 824 17 959 8 840 1 304
1 486 2 902 22 736 8 650 1 584
1 288 4 038 32 094 8 428 1 751
1 776 4 329 37 598 7 709 1 880
2 085 5 993 37 589 9 321 1 924
1 419 .. 3 035 14 044 771 1 469
1 535 .. 4 181 14 384 918 1 536
1 658 .. 5 421 15 360 949 1 772
2 369 0 9 248 17 280 987 1 894
2 701 0 12 312 19 073 970 2 303
3 400 157 18 355 21 653 966 3 067
4 186 1 233 20 189 23 326 1 299 3 059
4 406 2 121 17 872 26 574 3 452 2 485
20 737 ..
22 553 21 645
25 160 23 857
31 779 28 470
37 359 34 569
47 599 42 479
53 292 50 445
56 911 55 101
520 6 482 158 ..
514 7 069 165 ..
533 6 641 170 ..
344 8 134 362 ..
568 7 631 451 ..
521 7 384 522 ..
329 6 931 448 ..
338 8 111 782 ..
..
..
..
..
..
..
..
..
1 170 434 68 1 536 12 914
1 328 498 96 1 730 14 556
1 370 691 98 1 963 17 685
1 608 730 97 2 241 22 507
2 221 822 148 2 895 26 868
2 722 1 374 146 3 950 37 384
3 916 1 304 143 5 077 3 479
4 129 1 261 175 5 216 3 573
19 651 11 597
18 652 11 455
18 753 11 446
21 755 11 491
21 775 11 832
23 775 12 033
23 718 12 232
24 726 12 128
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
184
SLOVENIA Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
6.64 3.74 2.89 2.05 1.44 0.23 0.58 0.26 4.95 3.14 1.55 0.49 1.09 1.81 0.75 0.60 .. 0.15 1.06 0.42 0.64 .. ..
5.27 2.63 2.64 2.07 1.49 0.26 0.68 0.17 4.71 2.93 1.51 0.46 0.97 1.77 0.74 0.60 .. 0.14 1.03 0.40 0.64 .. ..
4.85 2.16 2.69 1.74 1.31 0.26 0.55 0.14 4.43 2.63 1.40 0.32 0.92 1.80 0.61 0.49 .. 0.12 1.19 0.25 0.94 .. ..
4.72 2.34 2.37 1.71 1.27 0.25 0.53 0.16 4.08 2.40 1.27 0.28 0.85 1.68 0.43 0.40 .. 0.03 1.25 0.29 0.96 .. ..
5.42 3.06 2.37 1.64 1.19 0.25 0.54 0.16 4.01 2.21 1.15 0.27 0.79 1.80 0.49 0.39 0.01 0.10 1.30 0.29 1.01 .. ..
6.09 3.78 2.31 0.97 0.99 0.19 0.04 0.12 3.28 1.95 1.02 0.25 0.69 1.33 0.76 0.55 0.24 -0.03 0.57 0.14 0.44 .. ..
4.51 2.42 2.09 1.03 0.95 0.23 0.18 0.13 3.12 1.78 0.94 0.23 0.61 1.34 1.18 1.04 0.09 0.05 0.17 0.07 0.09 .. ..
58.58 41.42 29.52 4.40 13.05 3.25 61.03 30.16 8.40 22.47 38.97 18.96 17.97 .. 0.99 20.02 8.38 11.63
58.52 41.48 29.12 4.62 11.76 5.23 63.46 31.40 9.98 22.09 36.54 15.14 12.12 .. 3.03 21.40 8.42 12.98
56.01 43.99 31.67 5.58 14.40 3.50 62.33 32.04 9.72 20.57 37.67 15.75 12.83 .. 2.92 21.92 8.43 13.49
60.65 39.35 29.68 5.82 12.41 3.09 59.38 31.57 7.12 20.69 40.62 13.77 11.09 .. 2.68 26.85 5.70 21.16
58.13 41.87 31.17 6.09 12.86 3.93 58.79 31.18 6.76 20.85 41.21 10.53 9.73 .. 0.80 30.67 7.13 23.54
58.99 41.01 29.74 6.25 13.51 4.00 55.21 28.76 6.72 19.74 44.79 12.31 9.71 0.13 2.48 32.48 7.19 25.29
70.51 29.49 30.25 5.63 1.25 3.62 59.45 31.05 7.46 20.94 40.55 23.18 16.82 7.30 -0.94 17.38 4.12 13.26
66.86 33.14 30.59 7.30 5.76 4.08 56.92 30.19 7.23 19.50 43.08 37.76 33.26 2.90 1.60 5.32 2.34 2.98
48.64 46.11 .. 2.53 51.36 21.51 29.85
41.44 33.16 .. 8.28 58.56 23.04 35.53
41.82 34.07 .. 7.75 58.18 22.39 35.80
33.89 27.30 .. 6.59 66.11 14.03 52.09
25.56 23.61 .. 1.95 74.44 17.31 57.13
27.49 21.68 0.28 5.53 72.51 16.04 56.47
57.15 41.48 17.99 -2.32 42.85 10.16 32.69
87.66 77.21 6.74 3.71 12.34 5.44 6.91
3.19 8.00 48.34 34.53 5.95
2.93 6.24 51.04 34.35 5.44
2.69 7.85 55.51 29.19 4.77
2.68 8.89 56.51 27.82 4.10
3.98 7.77 60.86 23.16 4.24
2.71 8.48 67.43 17.71 3.68
3.33 8.12 70.55 14.47 3.53
3.66 10.53 66.05 16.38 3.38
6.84 .. 14.64 67.72 3.72 7.08
6.81 .. 18.54 63.78 4.07 6.81
6.59 .. 21.55 61.05 3.77 7.04
7.46 0.00 29.10 54.38 3.11 5.96
7.23 0.00 32.96 51.05 2.60 6.16
7.14 0.33 38.56 45.49 2.03 6.44
7.86 2.31 37.88 43.77 2.44 5.74
7.74 3.73 31.40 46.69 6.07 4.37
.. 2.51 31.26 0.76 ..
.. 2.28 31.34 0.73 ..
.. 2.12 26.39 0.68 ..
.. 1.08 25.60 1.14 ..
.. 1.52 20.43 1.21 ..
.. 1.10 15.51 1.10 ..
.. 0.62 13.01 0.84 ..
.. 0.59 14.25 1.38 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
185
SLOVENIA Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
1 511 898 613 433 308 46 137 34 1 046 638 315 88 235 408 199 188 .. 10 209 88 122 .. ..
1 429 805 624 442 310 49 126 56 1 066 676 334 106 235 390 162 129 .. 32 228 90 138 .. ..
1 249 623 626 492 353 63 162 39 1 118 696 358 109 230 421 176 144 .. 33 245 94 151 .. ..
1 370 609 760 493 371 73 156 39 1 253 743 395 89 259 510 173 139 .. 34 337 72 265 .. ..
1 618 804 815 587 436 86 182 55 1 402 822 436 95 292 579 148 137 .. 11 432 100 331 .. ..
2 288 1 290 999 693 501 106 230 68 1 691 931 485 113 333 760 209 165 2 42 551 122 429 .. ..
3 053 1 893 1 160 481 493 92 21 60 1 641 973 508 122 343 668 383 277 121 -16 286 68 218 .. ..
2 464 1 322 1 142 562 518 125 99 70 1 704 967 512 123 331 738 648 571 50 27 90 40 50 .. ..
659 1 657 9 974 7 153 1 230
660 1 396 11 449 7 744 1 222
674 1 951 13 891 7 339 1 195
847 2 818 17 870 8 790 1 296
1 481 2 881 22 617 8 595 1 573
1 281 3 994 31 937 8 395 1 735
1 769 4 260 37 418 7 661 1 864
2 070 5 938 37 366 9 232 1 908
1 414 .. 3 034 13 988 771 1 465
1 530 .. 4 178 14 314 918 1 531
1 652 .. 5 415 15 278 938 1 765
2 357 0 9 241 17 167 968 1 887
2 688 0 12 300 18 920 944 2 295
3 383 157 18 345 21 455 949 3 055
4 168 1 230 20 178 23 069 1 283 3 043
4 386 2 100 17 860 26 251 3 445 2 471
20 672 ..
22 470 21 571
25 049 23 760
31 621 28 335
37 148 34 384
47 344 42 246
52 972 50 158
56 514 54 743
520 6 475 158 ..
514 7 065 165 ..
533 6 635 170 ..
344 8 084 362 ..
568 7 576 451 ..
521 7 352 522 ..
329 6 885 448 ..
338 8 111 782 ..
..
..
..
..
..
..
..
..
1 166 433 68 1 531 12 866
1 323 497 96 1 724 14 493
1 365 689 98 1 956 17 606
1 597 729 97 2 228 22 412
2 211 820 148 2 883 26 739
2 708 1 371 146 3 933 37 210
3 899 1 298 143 5 054 3 464
4 112 1 253 175 5 190 3 555
17 638 11 543
16 636 11 397
16 736 11 380
18 723 11 397
18 741 11 707
20 740 11 866
20 682 12 045
21 690 11 934
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
186
SLOVENIA Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
6.62 3.73 2.89 2.05 1.44 0.23 0.58 0.26 4.94 3.13 1.55 0.49 1.09 1.81 0.75 0.60 .. 0.15 1.06 0.42 0.64 .. ..
5.26 2.62 2.64 2.07 1.49 0.26 0.68 0.17 4.70 2.93 1.51 0.46 0.97 1.77 0.74 0.60 .. 0.14 1.03 0.40 0.63 .. ..
4.83 2.15 2.68 1.74 1.31 0.26 0.55 0.14 4.42 2.62 1.39 0.32 0.91 1.80 0.61 0.49 .. 0.12 1.19 0.25 0.94 .. ..
4.71 2.34 2.37 1.71 1.27 0.25 0.53 0.16 4.08 2.39 1.27 0.28 0.85 1.69 0.43 0.40 .. 0.03 1.26 0.29 0.96 .. ..
5.42 3.05 2.36 1.64 1.19 0.25 0.54 0.16 4.00 2.21 1.15 0.27 0.79 1.80 0.50 0.39 0.01 0.10 1.30 0.29 1.02 .. ..
6.09 3.77 2.31 0.96 0.98 0.18 0.04 0.12 3.27 1.94 1.01 0.24 0.68 1.33 0.76 0.55 0.24 -0.03 0.57 0.14 0.43 .. ..
4.50 2.42 2.09 1.03 0.95 0.23 0.18 0.13 3.11 1.77 0.94 0.23 0.61 1.35 1.18 1.04 0.09 0.05 0.16 0.07 0.09 .. ..
58.59 41.41 29.48 4.41 13.08 3.27 60.97 30.14 8.39 22.43 39.03 19.01 18.01 .. 1.00 20.03 8.40 11.63
58.53 41.47 29.05 4.63 11.80 5.25 63.41 31.37 9.99 22.06 36.59 15.18 12.13 .. 3.05 21.41 8.43 12.98
56.02 43.98 31.59 5.60 14.46 3.53 62.29 32.02 9.73 20.54 37.71 15.77 12.84 .. 2.93 21.94 8.45 13.48
60.67 39.33 29.60 5.84 12.48 3.11 59.31 31.53 7.13 20.66 40.69 13.80 11.11 .. 2.69 26.89 5.71 21.18
58.11 41.89 31.10 6.11 12.95 3.95 58.67 31.11 6.76 20.80 41.33 10.55 9.74 .. 0.81 30.78 7.16 23.62
59.04 40.96 29.63 6.26 13.60 4.00 55.07 28.67 6.71 19.69 44.93 12.36 9.75 0.13 2.49 32.57 7.20 25.37
70.67 29.34 30.07 5.63 1.26 3.64 59.28 30.93 7.45 20.90 40.72 23.32 16.90 7.36 -0.95 17.40 4.13 13.28
67.01 32.99 30.38 7.31 5.80 4.11 56.72 30.05 7.22 19.45 43.28 38.01 33.48 2.92 1.61 5.27 2.34 2.93
48.70 46.13 .. 2.56 51.31 21.51 29.80
41.48 33.16 .. 8.33 58.52 23.05 35.47
41.83 34.05 .. 7.78 58.17 22.41 35.76
33.92 27.32 .. 6.60 66.08 14.03 52.05
25.53 23.57 .. 1.96 74.47 17.33 57.15
27.51 21.69 0.28 5.54 72.49 16.03 56.46
57.26 41.51 18.08 -2.33 42.74 10.14 32.61
87.83 77.36 6.75 3.72 12.17 5.41 6.76
3.19 8.02 48.25 34.60 5.95
2.94 6.21 50.95 34.46 5.44
2.69 7.79 55.46 29.30 4.77
2.68 8.91 56.51 27.80 4.10
3.99 7.76 60.89 23.14 4.24
2.71 8.44 67.46 17.73 3.67
3.34 8.04 70.64 14.46 3.52
3.66 10.51 66.12 16.34 3.38
6.84 .. 14.68 67.67 3.73 7.09
6.81 .. 18.59 63.70 4.08 6.82
6.60 .. 21.62 60.99 3.75 7.05
7.45 0.00 29.23 54.29 3.06 5.97
7.24 0.00 33.11 50.93 2.54 6.18
7.15 0.33 38.75 45.32 2.00 6.45
7.87 2.32 38.09 43.55 2.42 5.75
7.76 3.72 31.60 46.45 6.10 4.37
.. 2.52 31.32 0.76 ..
.. 2.29 31.44 0.73 ..
.. 2.13 26.49 0.68 ..
.. 1.09 25.57 1.15 ..
.. 1.53 20.40 1.21 ..
.. 1.10 15.53 1.10 ..
.. 0.62 13.00 0.85 ..
.. 0.60 14.35 1.39 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
187
SLOVENIA Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
7 5 2 2 2 0 0 0 4 3 1 0 1 1 0 0 .. 0 1 0 0 .. ..
8 5 2 2 2 0 0 0 4 3 2 0 1 1 0 0 .. 0 1 0 1 .. ..
8 5 3 2 3 0 0 0 5 4 2 0 1 2 1 1 .. .. 1 0 1 .. ..
10 6 4 3 3 0 0 0 7 5 3 0 2 2 1 0 .. 0 2 0 1 .. ..
12 6 5 3 4 0 0 0 9 7 4 1 3 2 1 1 .. 0 1 0 1 .. ..
14 8 6 6 6 1 0 1 12 9 5 1 3 3 1 1 0 0 2 1 2 .. ..
20 12 7 7 7 1 0 0 14 11 6 1 4 3 1 1 0 0 2 0 2 .. ..
20 12 7 7 8 1 0 0 15 12 7 1 4 3 1 1 0 0 2 0 1 .. ..
2 3 50 8 3
2 12 62 4 4
2 24 76 6 4
5 7 89 50 8
5 21 118 56 11
6 43 157 33 15
7 69 180 47 17
14 55 223 90 15
5 .. 1 56 0 4
6 .. 3 69 0 5
6 .. 6 82 10 7
12 .. 7 113 18 7
13 .. 12 153 26 8
17 .. 10 198 18 12
18 3 11 257 15 16
20 22 12 323 7 14
65 ..
83 74
111 97
158 135
211 185
255 233
320 287
397 358
0 8 0 ..
0 4 0 ..
.. 6 0 ..
.. 50 0 ..
1 55 0 ..
.. 33 0 ..
0 47 0 ..
0 90 0 ..
..
..
..
..
..
..
..
..
4 1 0 4 48
5 1 0 6 63
6 2 0 8 80
11 1 0 12 95
10 2 0 13 128
14 3 0 17 175
17 6 0 22 15
18 8 0 26 18
2 13 54
2 16 58
2 17 66
3 32 94
3 34 125
3 35 167
3 36 187
3 36 194
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
188
SLOVENIA Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
10.34 7.21 3.14 2.63 2.70 0.14 0.08 -0.01 5.77 4.40 2.21 0.44 1.75 1.37 0.33 0.44 .. -0.11 1.04 0.26 0.78 .. ..
7.98 4.94 3.04 2.56 2.76 0.14 0.04 -0.10 5.61 3.94 2.06 0.40 1.49 1.67 0.65 0.65 .. .. 1.02 0.26 0.77 .. ..
7.42 4.26 3.16 2.32 2.36 0.12 0.10 -0.01 5.48 3.89 2.11 0.32 1.46 1.60 0.43 0.36 .. 0.07 1.17 0.20 0.97 .. ..
6.37 3.48 2.89 1.78 2.00 0.17 -0.05 0.01 4.67 3.70 2.00 0.33 1.37 0.97 0.36 0.36 .. 0.00 0.61 0.11 0.50 .. ..
6.14 3.42 2.72 2.48 2.39 0.24 0.09 0.24 5.20 3.93 2.16 0.39 1.37 1.27 0.28 0.23 0.00 0.04 1.00 0.25 0.75 .. ..
6.88 4.30 2.58 2.35 2.53 0.26 0.04 0.03 4.93 3.87 2.18 0.40 1.29 1.06 0.35 0.36 -0.01 0.00 0.70 0.17 0.53 .. ..
5.53 3.45 2.08 2.07 2.25 0.24 0.02 0.04 4.15 3.31 1.91 0.35 1.05 0.84 0.39 0.36 0.03 0.01 0.45 0.10 0.35 .. ..
54.39 45.62 42.05 1.88 5.12 0.33 77.56 34.61 9.89 33.06 22.44 4.90 8.12 .. -3.21 17.54 4.93 12.61
54.44 45.57 46.90 2.48 1.36 -0.21 76.32 38.33 7.70 30.28 23.68 5.66 7.61 .. -1.94 18.02 4.52 13.50
54.27 45.73 49.28 2.44 0.72 -1.82 70.22 36.69 7.05 26.48 29.79 11.54 11.54 .. .. 18.24 4.55 13.69
57.61 42.39 43.04 2.26 1.77 -0.16 70.88 38.54 5.75 26.58 29.12 7.81 6.58 .. 1.23 21.32 3.57 17.74
61.88 38.12 42.75 3.70 -1.06 0.13 79.32 42.92 7.15 29.26 20.68 7.61 7.64 .. -0.02 13.07 2.34 10.72
52.33 47.67 45.96 4.55 1.73 4.54 75.53 41.60 7.57 26.37 24.47 5.28 4.45 -0.02 0.84 19.19 4.72 14.48
52.36 47.65 51.36 5.18 0.81 0.65 78.59 44.35 8.14 26.10 21.41 7.14 7.26 -0.13 0.01 14.27 3.43 10.85
50.05 49.95 54.30 5.87 0.46 1.06 79.66 46.05 8.32 25.29 20.34 9.45 8.55 0.64 0.26 10.89 2.37 8.53
21.85 36.17 .. -14.32 78.16 21.97 56.19
23.91 32.12 .. -8.20 76.09 19.07 57.02
38.76 38.76 .. .. 61.25 15.28 45.96
26.81 22.58 .. 4.23 73.19 12.27 60.92
36.81 36.93 .. -0.11 63.19 11.34 51.85
21.56 18.19 -0.07 3.44 78.44 19.27 59.16
33.34 33.91 -0.63 0.07 66.66 16.00 50.66
46.44 42.01 3.14 1.29 53.56 11.64 41.91
3.37 3.84 76.01 12.12 4.67
2.21 13.87 74.88 4.62 4.43
2.21 21.31 68.04 5.23 3.21
3.03 4.18 55.99 31.46 5.34
2.33 10.08 56.07 26.33 5.19
2.52 17.03 61.57 12.84 6.04
2.22 21.67 56.23 14.73 5.16
3.59 13.81 56.14 22.65 3.82
7.00 .. 1.96 85.42 0.02 5.59
6.90 .. 4.04 83.58 0.01 5.48
5.25 .. 5.67 73.43 9.37 6.29
7.72 .. 4.42 71.71 11.64 4.51
6.08 .. 5.73 72.28 12.11 3.81
6.77 .. 3.95 77.67 6.99 4.62
5.58 0.94 3.45 80.37 4.79 4.87
4.99 5.43 2.92 81.31 1.77 3.57
.. 0.10 11.96 0.06 ..
.. 0.14 4.43 0.05 ..
.. .. 5.20 0.03 ..
.. .. 31.41 0.05 ..
.. 0.39 25.92 0.02 ..
.. .. 12.81 0.03 ..
.. 0.00 14.61 0.12 ..
.. 0.00 22.63 0.02 ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2361
OECD BANKING STATISTICS 2012 – © OECD 2012
189
SLOVENIA Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 23 20 11 3 .. .. .. .. .. .. .. 45 18 13 14 ..
2009
1 23 20 11 3 .. .. .. .. .. .. .. 38 18 13 7 ..
Branches 2008
1 726 690 188 36 .. .. .. .. .. .. .. .. .. .. .. ..
424 12 033 11 866 3 068 167 .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 424 12 232 12 045 3 489 187 .. .. .. .. .. .. .. .. .. .. .. ..
Total financial assets 2007 2008 2009 8 342 9 305 9 966 46 587 52 251 55 921 46 345 51 946 55 538 12 236 14 893 15 266 241 305 383 .. .. .. .. .. .. 10 915 9 089 9 109 .. .. .. .. .. .. 4 327 4 869 5 007 6 587 4 220 4 102 5 866 5 803 6 656 4 418 4 315 4 845 1 413 1 453 1 780 35 35 31 71 710 76 449 81 652
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 24 21 11 3 .. .. .. .. .. .. .. 36 18 13 5 ..
1 775 740 153 35 .. .. .. .. .. .. .. .. .. .. .. ..
1 718 682 184 36 .. .. .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 428 12 128 11 934 3 448 194 .. .. .. .. .. .. .. .. .. .. .. ..
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 8 361 9 324 9 987 47 599 53 292 56 911 47 344 52 972 56 514 12 395 15 062 15 441 255 320 397 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/91e5
OECD BANKING STATISTICS 2012 – © OECD 2012
190
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
SLOVENIA Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
.. .. 13 331
.. .. 14 304
.. .. 15 289
.. .. 17 594
.. .. 18 519
.. .. 40 047
.. .. 44 724
.. .. 49 247
.. .. 6 522
.. .. 7 146
.. .. 8 508
.. .. 11 859
.. .. 15 560
.. .. 2 552
.. .. 2 904
.. .. 2 577
.. .. 19 854
.. .. 21 450
.. .. 23 797
.. .. 29 453
.. .. 34 080
.. .. 42 598
.. .. 47 628
.. .. 51 824
.. .. 13 144
.. .. 14 062
.. .. 14 732
.. .. 16 835
.. .. 18 114
.. .. 40 484
.. .. 45 303
.. .. 50 030
.. .. 6 710
.. .. 7 389
.. .. 9 066
.. .. 12 617
.. .. 15 966
.. .. 2 115
.. .. 2 325
.. .. 1 794
.. .. 19 854
.. .. 21 450
.. .. 23 797
.. .. 29 453
.. .. 34 080
.. .. 42 598
.. .. 47 628
.. .. 51 824
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/cca5
OECD BANKING STATISTICS 2012 – © OECD 2012
191
SPAIN Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
56 950 29 080 27 869 12 038 9 819 1 826 2 778 1 269 39 909 22 612 14 001 8 374 237 17 296 7 098 3 239 3 403 457 10 197 947 9 250 4 590 4 660
54 341 25 486 28 856 12 560 10 505 1 910 3 257 708 41 415 22 487 13 701 8 513 273 18 927 7 199 4 433 390 2 376 11 728 2 287 9 441 4 765 4 676
56 242 25 998 30 243 13 650 11 749 2 184 3 273 811 43 892 25 401 16 207 8 911 284 18 492 5 810 4 888 79 842 12 681 1 947 10 734 5 717 5 018
63 570 32 972 30 598 16 148 13 143 2 238 3 643 1 602 46 746 24 267 14 649 9 310 309 22 479 6 278 4 207 65 2 004 16 202 2 585 13 617 7 341 6 276
86 962 50 583 36 380 22 421 14 519 2 274 8 640 1 536 58 801 26 001 15 772 9 891 339 32 801 9 024 5 860 210 2 954 23 776 4 575 19 202 9 521 9 681
124 850 81 458 43 391 25 268 16 225 2 631 8 622 3 054 68 661 28 774 17 408 10 998 368 39 886 10 567 7 786 1 409 1 372 29 319 4 118 25 201 11 744 13 457
153 688 106 495 47 192 22 921 15 556 2 529 7 186 2 712 70 113 30 210 18 171 11 648 391 39 902 19 505 13 981 1 875 3 650 20 397 1 903 18 495 10 993 7 501
110 891 60 055 50 838 22 024 14 629 2 467 7 193 2 667 72 861 30 137 18 022 11 707 407 42 724 28 357 19 116 5 312 3 934 14 367 1 365 13 002 8 468 4 533
16 051 216 861 716 331 258 222 80 714
21 422 224 724 818 501 300 864 81 832
20 437 250 541 960 004 335 276 89 005
23 713 299 326 1 217 639 392 646 134 176
28 637 335 179 1 533 154 371 302 152 225
60 458 371 034 1 785 763 440 327 179 249
62 473 374 002 1 901 605 486 027 272 148
43 844 350 887 1 898 104 589 288 240 615
109 141 18 188 272 972 752 147 62 545 73 186
116 863 33 187 315 582 805 891 102 176 73 644
141 419 23 445 366 228 875 416 163 532 85 223
159 360 32 512 452 028 1 058 468 238 275 126 860
174 188 22 018 461 217 1 279 923 327 717 155 438
199 177 73 433 520 314 1 452 939 395 917 195 051
232 757 102 187 583 169 1 576 842 355 876 245 426
259 715 91 308 608 179 1 568 402 390 791 204 346
1 288 178 1 241 559
1 447 344 1 367 760
1 655 263 1 551 304
2 067 500 1 861 381
2 420 500 2 244 000
2 836 830 2 628 665
3 096 255 2 966 542
3 122 738 3 109 497
21 721 152 445 84 056 182 918
19 947 193 167 87 750 199 516
20 166 200 848 114 262 230 084
16 670 251 883 124 093 312 481
15 145 204 481 151 677 338 866
18 282 238 656 183 388 413 550
25 499 288 870 171 658 410 954
31 948 373 518 183 816 411 953
265 857
311 166
319 116
373 270
369 261
430 063
492 459
496 339
78 745 37 617 5 854 110 508 903 751
85 188 42 833 6 718 121 303 1 005 370
99 959 55 093 2 707 152 345 1 212 748
120 899 68 537 4 964 184 472 1 445 286
136 164 83 904 10 926 209 142 1 853 710
159 213 90 194 25 504 223 903 2 091 371
172 220 70 715 11 713 231 222 2 051 378
199 718 67 702 15 513 251 907 2 064 370
275 38 673 238 199
269 39 405 239 103
266 40 230 241 164
269 41 599 247 765
272 43 286 256 585
280 45 086 269 932
286 45 662 270 855
280 44 085 263 101
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
192
SPAIN Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.59 2.34 2.25 0.97 0.79 0.15 0.22 0.10 3.21 1.82 1.13 0.67 0.02 1.39 0.57 0.26 0.27 0.04 0.82 0.08 0.75 0.37 0.38
3.97 1.86 2.11 0.92 0.77 0.14 0.24 0.05 3.03 1.64 1.00 0.62 0.02 1.38 0.53 0.32 0.03 0.17 0.86 0.17 0.69 0.35 0.34
3.63 1.68 1.95 0.88 0.76 0.14 0.21 0.05 2.83 1.64 1.05 0.57 0.02 1.19 0.38 0.32 0.01 0.05 0.82 0.13 0.69 0.37 0.32
3.42 1.77 1.64 0.87 0.71 0.12 0.20 0.09 2.51 1.30 0.79 0.50 0.02 1.21 0.34 0.23 0.00 0.11 0.87 0.14 0.73 0.39 0.34
3.88 2.25 1.62 1.00 0.65 0.10 0.39 0.07 2.62 1.16 0.70 0.44 0.02 1.46 0.40 0.26 0.01 0.13 1.06 0.20 0.86 0.42 0.43
4.75 3.10 1.65 0.96 0.62 0.10 0.33 0.12 2.61 1.10 0.66 0.42 0.01 1.52 0.40 0.30 0.05 0.05 1.12 0.16 0.96 0.45 0.51
5.18 3.59 1.59 0.77 0.52 0.09 0.24 0.09 2.36 1.02 0.61 0.39 0.01 1.35 0.66 0.47 0.06 0.12 0.69 0.06 0.62 0.37 0.25
3.57 1.93 1.64 0.71 0.47 0.08 0.23 0.09 2.34 0.97 0.58 0.38 0.01 1.37 0.91 0.62 0.17 0.13 0.46 0.04 0.42 0.27 0.15
69.83 30.16 24.60 4.58 6.96 3.18 56.66 35.08 20.98 0.59 43.34 17.79 8.12 8.53 1.15 25.55 2.37 23.18
69.68 30.33 25.37 4.61 7.86 1.71 54.30 33.08 20.56 0.66 45.70 17.38 10.70 0.94 5.74 28.32 5.52 22.80
68.90 31.10 26.77 4.98 7.46 1.85 57.87 36.93 20.30 0.65 42.13 13.24 11.14 0.18 1.92 28.89 4.44 24.46
65.46 34.54 28.12 4.79 7.79 3.43 51.91 31.34 19.92 0.66 48.09 13.43 9.00 0.14 4.29 34.66 5.53 29.13
61.87 38.13 24.69 3.87 14.69 2.61 44.22 26.82 16.82 0.58 55.78 15.35 9.97 0.36 5.02 40.44 7.78 32.66
63.20 36.80 23.63 3.83 12.56 4.45 41.91 25.35 16.02 0.54 58.09 15.39 11.34 2.05 2.00 42.70 6.00 36.70
67.31 32.69 22.19 3.61 10.25 3.87 43.09 25.92 16.61 0.56 56.91 27.82 19.94 2.67 5.21 29.09 2.71 26.38
69.77 30.23 20.08 3.39 9.87 3.66 41.36 24.74 16.07 0.56 58.64 38.92 26.24 7.29 5.40 19.72 1.87 17.85
41.04 18.73 19.68 2.64 58.96 5.48 53.48
38.04 23.42 2.06 12.55 61.96 12.08 49.88
31.42 26.43 0.43 4.55 68.58 10.53 58.05
27.93 18.72 0.29 8.92 72.08 11.50 60.58
27.51 17.87 0.64 9.01 72.49 13.95 58.54
26.49 19.52 3.53 3.44 73.51 10.32 63.18
48.88 35.04 4.70 9.15 51.12 4.77 46.35
66.37 44.74 12.43 9.21 33.63 3.20 30.43
1.25 16.84 55.61 20.05 6.27
1.48 15.53 56.55 20.79 5.65
1.24 15.14 58.00 20.26 5.38
1.15 14.48 58.89 18.99 6.49
1.18 13.85 63.34 15.34 6.29
2.13 13.08 62.95 15.52 6.32
2.02 12.08 61.42 15.70 8.79
1.40 11.24 60.78 18.87 7.71
8.47 1.41 21.19 58.39 4.86 5.68
8.07 2.29 21.80 55.68 7.06 5.09
8.54 1.42 22.13 52.89 9.88 5.15
7.71 1.57 21.86 51.20 11.53 6.14
7.20 0.91 19.06 52.88 13.54 6.42
7.02 2.59 18.34 51.22 13.96 6.88
7.52 3.30 18.84 50.93 11.49 7.93
8.32 2.92 19.48 50.23 12.51 6.54
.. 1.69 11.83 6.53 14.20
.. 1.38 13.35 6.06 13.79
.. 1.22 12.13 6.90 13.90
.. 0.81 12.18 6.00 15.11
.. 0.63 8.45 6.27 14.00
.. 0.64 8.41 6.47 14.58
.. 0.82 9.33 5.54 13.27
.. 1.02 11.96 5.89 13.19
20.64
21.50
19.28
18.05
15.26
15.16
15.91
15.89
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
193
SPAIN Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
32 174 17 754 14 420 7 743 6 043 1 129 2 142 688 22 163 11 567 7 121 4 305 141 10 596 4 545 1 504 2 615 426 6 051 884 5 167 3 496 1 671
30 233 15 643 14 590 8 079 6 359 1 188 2 530 378 22 669 11 138 6 697 4 280 161 11 531 4 872 2 253 485 2 134 6 659 1 432 5 227 3 604 1 623
31 722 16 431 15 291 8 554 7 090 1 384 2 351 497 23 844 12 928 8 267 4 500 161 10 917 3 603 2 545 157 901 7 314 1 213 6 101 4 381 1 721
35 509 20 743 14 766 9 319 7 859 1 395 2 196 659 24 085 11 633 6 883 4 576 174 12 452 2 896 1 715 36 1 145 9 556 1 692 7 864 5 788 2 077
48 832 30 639 18 193 13 478 8 808 1 507 5 604 572 31 671 12 548 7 407 4 945 196 19 124 4 886 2 650 97 2 140 14 237 2 891 11 346 7 638 3 708
66 645 46 668 19 977 14 426 9 959 1 781 4 026 2 223 34 404 14 048 8 230 5 601 217 20 355 4 491 2 628 1 115 748 15 864 2 519 13 345 9 559 3 785
84 267 60 276 23 991 13 362 9 167 1 653 4 602 1 246 37 353 14 353 8 175 5 948 231 23 000 10 064 6 483 698 2 883 12 936 1 560 11 376 9 148 2 228
58 260 31 030 27 230 12 145 8 445 1 593 3 280 2 012 39 375 14 637 8 283 6 130 224 24 738 14 080 8 207 3 551 2 323 10 658 1 205 9 453 7 189 2 263
6 245 153 082 358 429 158 244 51 609
9 964 165 646 401 374 195 913 52 434
10 277 184 241 458 353 233 133 57 149
11 030 228 256 574 399 276 100 78 721
13 601 239 160 716 060 249 048 97 312
37 077 277 119 828 751 292 522 119 115
31 545 316 789 879 132 300 070 190 991
19 859 280 621 878 643 364 326 146 696
64 150 13 669 210 758 356 847 30 673 51 512
67 226 30 949 254 582 361 109 59 783 51 682
86 459 20 250 298 503 372 278 104 837 60 825
84 929 26 786 376 041 457 047 139 851 83 852
92 359 16 381 372 917 555 357 171 840 106 328
109 146 53 500 430 661 632 125 194 893 134 259
128 564 49 573 494 671 690 322 172 133 183 265
144 379 50 631 509 093 665 569 182 505 137 969
727 609 708 487
825 331 776 470
943 153 884 242
1 168 506 1 055 829
1 315 181 1 241 844
1 554 584 1 434 883
1 718 527 1 636 555
1 690 144 1 704 336
11 619 88 130 58 495 139 782
11 177 124 214 60 522 158 985
10 786 137 975 84 372 185 010
9 454 182 347 84 299 257 881
8 313 139 128 101 607 261 908
13 123 150 011 129 388 327 557
16 053 160 745 123 272 356 028
24 244 208 977 131 100 350 701
209 738
243 391
252 276
313 019
311 856
371 992
438 526
441 068
40 480 21 277 2 935 58 822 499 734
43 288 23 812 4 096 63 004 543 368
52 363 33 289 1 570 84 082 669 597
63 754 38 212 1 666 100 300 772 379
71 001 42 496 5 885 107 612 998 029
78 607 48 411 18 794 108 224 1 113 780
91 565 40 455 7 249 124 771 1 097 900
108 702 36 509 7 078 138 133 1 126 478
143 14 072 114 040
138 14 074 111 793
136 14 168 110 106
139 14 533 111 298
142 15 096 113 064
151 15 542 117 570
159 15 580 115 129
153 14 840 110 004
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
194
SPAIN Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.54 2.51 2.04 1.09 0.85 0.16 0.30 0.10 3.13 1.63 1.01 0.61 0.02 1.50 0.64 0.21 0.37 0.06 0.85 0.13 0.73 0.49 0.24
3.89 2.02 1.88 1.04 0.82 0.15 0.33 0.05 2.92 1.43 0.86 0.55 0.02 1.49 0.63 0.29 0.06 0.28 0.86 0.18 0.67 0.46 0.21
3.59 1.86 1.73 0.97 0.80 0.16 0.27 0.06 2.70 1.46 0.94 0.51 0.02 1.24 0.41 0.29 0.02 0.10 0.83 0.14 0.69 0.50 0.20
3.36 1.97 1.40 0.88 0.74 0.13 0.21 0.06 2.28 1.10 0.65 0.43 0.02 1.18 0.27 0.16 0.00 0.11 0.91 0.16 0.75 0.55 0.20
3.93 2.47 1.47 1.09 0.71 0.12 0.45 0.05 2.55 1.01 0.60 0.40 0.02 1.54 0.39 0.21 0.01 0.17 1.15 0.23 0.91 0.62 0.30
4.65 3.25 1.39 1.01 0.69 0.12 0.28 0.16 2.40 0.98 0.57 0.39 0.02 1.42 0.31 0.18 0.08 0.05 1.11 0.18 0.93 0.67 0.26
5.15 3.68 1.47 0.82 0.56 0.10 0.28 0.08 2.28 0.88 0.50 0.36 0.01 1.41 0.62 0.40 0.04 0.18 0.79 0.10 0.70 0.56 0.14
3.42 1.82 1.60 0.71 0.50 0.09 0.19 0.12 2.31 0.86 0.49 0.36 0.01 1.45 0.83 0.48 0.21 0.14 0.63 0.07 0.56 0.42 0.13
65.06 34.94 27.27 5.09 9.67 3.10 52.19 32.13 19.42 0.64 47.81 20.51 6.79 11.80 1.92 27.30 3.99 23.31
64.36 35.64 28.05 5.24 11.16 1.67 49.13 29.54 18.88 0.71 50.87 21.49 9.94 2.14 9.41 29.38 6.32 23.06
64.13 35.88 29.74 5.80 9.86 2.08 54.22 34.67 18.87 0.68 45.79 15.11 10.67 0.66 3.78 30.67 5.09 25.59
61.31 38.69 32.63 5.79 9.12 2.74 48.30 28.58 19.00 0.72 51.70 12.02 7.12 0.15 4.75 39.68 7.03 32.65
57.44 42.56 27.81 4.76 17.69 1.81 39.62 23.39 15.61 0.62 60.38 15.43 8.37 0.31 6.76 44.95 9.13 35.83
58.07 41.93 28.95 5.18 11.70 6.46 40.83 23.92 16.28 0.63 59.17 13.05 7.64 3.24 2.17 46.11 7.32 38.79
64.23 35.77 24.54 4.43 12.32 3.34 38.43 21.89 15.92 0.62 61.58 26.94 17.36 1.87 7.72 34.63 4.18 30.46
69.16 30.84 21.45 4.05 8.33 5.11 37.17 21.04 15.57 0.57 62.83 35.76 20.84 9.02 5.90 27.07 3.06 24.01
42.89 14.19 24.68 4.02 57.11 8.34 48.76
42.25 19.54 4.21 18.51 57.75 12.42 45.33
33.00 23.31 1.44 8.25 67.00 11.11 55.89
23.26 13.77 0.29 9.20 76.74 13.59 63.16
25.55 13.86 0.51 11.19 74.45 15.12 59.33
22.06 12.91 5.48 3.68 77.94 12.38 65.56
43.76 28.19 3.04 12.54 56.24 6.78 49.46
56.92 33.18 14.35 9.39 43.08 4.87 38.21
0.86 21.04 49.26 21.75 7.09
1.21 20.07 48.63 23.74 6.35
1.09 19.54 48.60 24.72 6.06
0.94 19.53 49.16 23.63 6.74
1.03 18.19 54.45 18.94 7.40
2.39 17.83 53.31 18.82 7.66
1.84 18.43 51.16 17.46 11.11
1.18 16.60 51.99 21.56 8.68
8.82 1.88 28.97 49.04 4.22 7.08
8.15 3.75 30.85 43.75 7.24 6.26
9.17 2.15 31.65 39.47 11.12 6.45
7.27 2.29 32.18 39.11 11.97 7.18
7.02 1.25 28.36 42.23 13.07 8.09
7.02 3.44 27.70 40.66 12.54 8.64
7.48 2.89 28.79 40.17 10.02 10.66
8.54 3.00 30.12 39.38 10.80 8.16
.. 1.60 12.11 8.04 19.21
.. 1.35 15.05 7.33 19.26
.. 1.14 14.63 8.95 19.62
.. 0.81 15.61 7.21 22.07
.. 0.63 10.58 7.73 19.91
.. 0.84 9.65 8.32 21.07
.. 0.93 9.35 7.17 20.72
.. 1.43 12.36 7.76 20.75
28.83
29.49
26.75
26.79
23.71
23.93
25.52
26.10
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
195
SPAIN Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
22 381 10 474 11 907 3 986 3 411 627 645 557 15 894 9 929 6 246 3 593 89 5 965 2 278 1 518 751 9 3 686 12 3 674 984 2 689
21 789 9 121 12 669 4 089 3 753 653 684 305 16 758 10 145 6 325 3 714 106 6 612 2 053 1 926 -111 238 4 559 784 3 775 1 040 2 735
22 230 8 881 13 348 4 593 4 212 724 847 257 17 941 11 184 7 200 3 869 116 6 757 1 964 2 111 -91 -56 4 792 659 4 133 1 197 2 936
25 451 11 302 14 149 6 113 4 793 760 1 259 822 20 262 11 260 6 977 4 156 128 9 002 3 116 2 274 24 817 5 886 814 5 072 1 380 3 692
34 746 18 477 16 270 8 264 5 181 688 2 942 829 24 533 11 982 7 517 4 330 135 12 551 3 837 2 964 103 770 8 714 1 594 7 121 1 689 5 432
53 386 32 313 21 073 10 171 5 684 763 4 542 708 31 244 13 132 8 257 4 732 143 18 112 5 631 4 767 278 586 12 481 1 488 10 993 1 946 9 047
63 436 42 711 20 725 8 929 5 793 769 2 526 1 382 29 654 14 136 8 996 4 987 152 15 517 8 789 7 056 986 748 6 728 291 6 437 1 623 4 814
47 697 26 521 21 177 9 097 5 622 740 3 632 582 30 273 13 785 8 755 4 856 174 16 488 13 282 10 103 1 671 1 508 3 206 131 3 075 1 108 1 967
8 999 57 164 321 707 95 190 27 082
10 532 53 046 374 654 100 396 27 279
9 338 59 744 451 544 96 826 29 589
11 653 63 250 577 976 111 648 52 287
13 943 86 736 738 275 116 857 51 383
22 030 86 015 865 215 141 936 56 286
29 025 51 184 925 591 179 653 76 429
22 576 61 644 921 310 215 320 88 811
39 482 4 519 60 036 354 112 31 623 20 370
43 348 2 228 58 231 399 395 42 042 20 663
47 880 3 170 64 426 450 825 57 753 22 987
65 671 5 496 72 389 536 002 96 258 40 998
72 285 5 592 84 532 645 417 152 861 46 508
79 459 18 750 84 608 734 372 196 437 57 856
92 415 49 752 82 972 797 070 180 151 59 522
101 884 38 547 92 005 808 762 204 515 63 948
510 141 484 852
565 908 538 024
647 041 606 474
816 814 731 927
1 007 195 912 005
1 171 481 1 089 338
1 261 882 1 216 682
1 309 661 1 285 771
9 391 60 835 24 964 41 833
8 275 65 537 26 584 38 906
8 921 58 736 29 169 43 094
6 800 66 386 38 462 52 331
6 448 62 010 48 399 73 768
4 741 85 216 51 978 82 937
9 135 124 201 46 317 52 756
7 131 157 725 50 463 58 988
55 194
66 467
65 253
58 195
55 939
56 559
52 607
54 202
33 937 15 664 2 797 46 804 366 120
37 000 18 276 2 527 52 749 418 214
42 131 20 975 1 085 62 021 492 962
50 989 28 573 3 254 76 308 612 330
58 179 39 588 4 927 92 840 783 659
72 834 39 852 6 525 106 161 895 000
72 465 28 526 4 390 96 601 874 765
81 885 29 603 8 315 103 173 858 040
47 20 326 107 745
47 20 871 110 243
47 21 503 113 408
47 22 410 118 072
47 23 418 124 139
46 24 591 131 933
46 24 985 134 786
46 24 202 132 340
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
196
SPAIN Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.62 2.16 2.46 0.82 0.70 0.13 0.13 0.12 3.28 2.05 1.29 0.74 0.02 1.23 0.47 0.31 0.16 0.00 0.76 0.00 0.76 0.20 0.56
4.05 1.70 2.36 0.76 0.70 0.12 0.13 0.06 3.12 1.89 1.18 0.69 0.02 1.23 0.38 0.36 -0.02 0.04 0.85 0.15 0.70 0.19 0.51
3.67 1.46 2.20 0.76 0.70 0.12 0.14 0.04 2.96 1.84 1.19 0.64 0.02 1.11 0.32 0.35 -0.02 -0.01 0.79 0.11 0.68 0.20 0.48
3.48 1.54 1.93 0.84 0.66 0.10 0.17 0.11 2.77 1.54 0.95 0.57 0.02 1.23 0.43 0.31 0.00 0.11 0.80 0.11 0.69 0.19 0.50
3.81 2.03 1.78 0.91 0.57 0.08 0.32 0.09 2.69 1.31 0.82 0.48 0.02 1.38 0.42 0.33 0.01 0.08 0.96 0.18 0.78 0.19 0.60
4.90 2.97 1.93 0.93 0.52 0.07 0.42 0.07 2.87 1.21 0.76 0.43 0.01 1.66 0.52 0.44 0.03 0.05 1.15 0.14 1.01 0.18 0.83
5.21 3.51 1.70 0.73 0.48 0.06 0.21 0.11 2.44 1.16 0.74 0.41 0.01 1.28 0.72 0.58 0.08 0.06 0.55 0.02 0.53 0.13 0.40
3.71 2.06 1.65 0.71 0.44 0.06 0.28 0.05 2.35 1.07 0.68 0.38 0.01 1.28 1.03 0.79 0.13 0.12 0.25 0.01 0.24 0.09 0.15
74.92 25.08 21.46 3.95 4.06 3.50 62.47 39.30 22.61 0.56 37.53 14.33 9.55 4.73 0.06 23.19 0.08 23.12
75.60 24.40 22.40 3.90 4.08 1.82 60.54 37.74 22.16 0.63 39.46 12.25 11.49 -0.66 1.42 27.21 4.68 22.53
74.40 25.60 23.48 4.04 4.72 1.43 62.34 40.13 21.57 0.65 37.66 10.95 11.77 -0.51 -0.31 26.71 3.67 23.04
69.83 30.17 23.66 3.75 6.21 4.06 55.57 34.43 20.51 0.63 44.43 15.38 11.22 0.12 4.03 29.05 4.02 25.03
66.32 33.69 21.12 2.80 11.99 3.38 48.84 30.64 17.65 0.55 51.16 15.64 12.08 0.42 3.14 35.52 6.50 29.03
67.45 32.55 18.19 2.44 14.54 2.27 42.03 26.43 15.15 0.46 57.97 18.02 15.26 0.89 1.88 39.95 4.76 35.18
69.89 30.11 19.54 2.59 8.52 4.66 47.67 30.34 16.82 0.51 52.33 29.64 23.79 3.33 2.52 22.69 0.98 21.71
69.95 30.05 18.57 2.44 12.00 1.92 45.54 28.92 16.04 0.58 54.46 43.87 33.37 5.52 4.98 10.59 0.43 10.16
38.19 25.45 12.59 0.15 61.79 0.20 61.59
31.05 29.13 -1.68 3.60 68.95 11.86 57.09
29.07 31.24 -1.35 -0.83 70.92 9.75 61.17
34.62 25.26 0.27 9.08 65.39 9.04 56.34
30.57 23.62 0.82 6.14 69.43 12.70 56.74
31.09 26.32 1.54 3.24 68.91 8.22 60.70
56.64 45.47 6.35 4.82 43.36 1.88 41.48
80.56 61.28 10.14 9.15 19.44 0.80 18.65
1.76 11.21 63.06 18.66 5.31
1.86 9.37 66.20 17.74 4.82
1.44 9.23 69.79 14.96 4.57
1.43 7.74 70.76 13.67 6.40
1.38 8.61 73.30 11.60 5.10
1.88 7.34 73.86 12.12 4.81
2.30 4.06 73.35 14.24 6.06
1.72 4.71 70.35 16.44 6.78
7.74 0.89 11.77 69.42 6.20 3.99
7.66 0.39 10.29 70.58 7.43 3.65
7.40 0.49 9.96 69.68 8.93 3.55
8.04 0.67 8.86 65.62 11.79 5.02
7.18 0.56 8.39 64.08 15.18 4.62
6.78 1.60 7.22 62.69 16.77 4.94
7.32 3.94 6.58 63.17 14.28 4.72
7.78 2.94 7.03 61.75 15.62 4.88
.. 1.84 11.93 4.89 8.20
.. 1.46 11.58 4.70 6.88
.. 1.38 9.08 4.51 6.66
.. 0.83 8.13 4.71 6.41
.. 0.64 6.16 4.81 7.32
.. 0.41 7.27 4.44 7.08
.. 0.72 9.84 3.67 4.18
.. 0.54 12.04 3.85 4.50
10.82
11.75
10.09
7.13
5.55
4.83
4.17
4.14
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
197
SPAIN Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million EUR
2002
2003
2004
2005
2006
2007
2008
2009
2 395 852 1 542 309 365 70 -9 24 1 852 1 116 634 476 7 735 275 217 37 22 460 51 409 110 300
2 319 722 1 597 392 393 69 43 25 1 988 1 204 679 519 6 784 274 254 16 4 510 71 439 121 318
2 290 686 1 604 503 447 76 75 57 2 107 1 289 740 542 7 818 243 232 13 -3 575 75 500 139 361
2 610 927 1 683 716 491 83 188 121 2 399 1 374 789 578 7 1 025 266 218 5 42 760 79 681 173 508
3 384 1 467 1 917 679 530 79 94 135 2 597 1 471 848 616 8 1 126 301 246 10 44 825 90 735 194 541
4 819 2 477 2 341 671 582 87 54 123 3 013 1 594 921 665 8 1 419 445 391 16 38 974 111 863 239 625
5 985 3 508 2 476 630 596 107 58 84 3 106 1 721 1 000 713 8 1 385 652 442 191 19 733 52 682 222 459
4 934 2 504 2 431 782 562 134 281 73 3 213 1 715 984 721 9 1 498 995 806 90 103 503 29 474 171 303
807 6 615 36 195 4 788 2 023
926 6 032 42 473 4 555 2 119
822 6 556 50 107 5 317 2 267
1 030 7 820 65 264 4 898 3 168
1 093 9 283 78 819 5 397 3 530
1 351 7 900 91 797 5 869 3 848
1 903 6 029 96 882 6 304 4 728
1 409 8 622 98 151 9 642 5 108
5 509 0 2 178 41 188 249 1 304
6 289 10 2 769 45 387 351 1 299
7 080 25 3 299 52 313 942 1 410
8 760 230 3 596 65 418 2 166 2 010
9 544 45 3 768 79 149 3 016 2 602
10 572 1 183 5 045 86 442 4 587 2 936
11 778 2 862 5 526 89 450 3 592 2 639
13 452 2 130 7 081 94 071 3 771 2 429
50 427 48 220
56 105 53 266
65 070 60 588
82 180 73 625
98 123 90 151
110 765 104 444
115 846 113 305
122 933 119 390
711 3 480 597 1 303
495 3 416 644 1 625
459 4 137 721 1 980
416 3 150 1 332 2 269
384 3 343 1 671 3 190
418 3 429 2 022 3 056
311 3 924 2 069 2 170
573 6 816 2 253 2 264
925
1 308
1 587
2 056
1 466
1 512
1 326
1 069
4 328 676 122 4 882 37 897
4 900 745 95 5 550 43 788
5 465 829 52 6 242 50 189
6 156 1 752 44 7 864 60 577
6 984 1 820 114 8 690 72 022
7 772 1 931 185 9 518 82 591
8 190 1 734 74 9 850 78 713
9 131 1 590 120 10 601 79 852
85 4 275 16 414
84 4 460 17 067
83 4 559 17 650
83 4 656 18 395
83 4 772 19 382
83 4 953 20 429
81 5 097 20 940
81 5 043 20 757
Million EUR
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
198
SPAIN Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.97 1.77 3.20 0.64 0.76 0.15 -0.02 0.05 3.84 2.31 1.32 0.99 0.02 1.52 0.57 0.45 0.08 0.05 0.95 0.11 0.85 0.23 0.62
4.35 1.36 3.00 0.74 0.74 0.13 0.08 0.05 3.73 2.26 1.28 0.97 0.01 1.47 0.51 0.48 0.03 0.01 0.96 0.13 0.82 0.23 0.60
3.78 1.13 2.65 0.83 0.74 0.13 0.12 0.09 3.48 2.13 1.22 0.90 0.01 1.35 0.40 0.38 0.02 -0.01 0.95 0.12 0.83 0.23 0.60
3.55 1.26 2.29 0.97 0.67 0.11 0.26 0.16 3.26 1.87 1.07 0.79 0.01 1.39 0.36 0.30 0.01 0.06 1.03 0.11 0.93 0.24 0.69
3.75 1.63 2.13 0.75 0.59 0.09 0.10 0.15 2.88 1.63 0.94 0.68 0.01 1.25 0.33 0.27 0.01 0.05 0.92 0.10 0.82 0.22 0.60
4.61 2.37 2.24 0.64 0.56 0.08 0.05 0.12 2.89 1.53 0.88 0.64 0.01 1.36 0.43 0.37 0.02 0.04 0.93 0.11 0.83 0.23 0.60
5.28 3.10 2.19 0.56 0.53 0.09 0.05 0.07 2.74 1.52 0.88 0.63 0.01 1.22 0.58 0.39 0.17 0.02 0.65 0.05 0.60 0.20 0.41
4.13 2.10 2.04 0.66 0.47 0.11 0.24 0.06 2.69 1.44 0.82 0.60 0.01 1.26 0.83 0.68 0.08 0.09 0.42 0.02 0.40 0.14 0.25
83.26 16.69 19.71 3.78 -0.49 1.30 60.26 34.23 25.70 0.38 39.69 14.85 11.72 2.00 1.19 24.84 2.75 22.08
80.33 19.72 19.77 3.47 2.16 1.26 60.56 34.16 26.11 0.30 39.44 13.78 12.78 0.81 0.20 25.65 3.57 22.08
76.13 23.87 21.22 3.61 3.56 2.71 61.18 35.12 25.72 0.33 38.82 11.53 11.01 0.62 -0.14 27.29 3.56 23.73
70.15 29.85 20.47 3.46 7.84 5.04 57.27 32.89 24.09 0.29 42.73 11.09 9.09 0.21 1.75 31.68 3.29 28.39
73.82 26.15 20.41 3.04 3.62 5.20 56.64 32.65 23.72 0.31 43.36 11.59 9.47 0.39 1.69 31.77 3.47 28.30
77.70 22.27 19.32 2.89 1.79 4.08 52.90 30.57 22.07 0.27 47.10 14.77 12.98 0.53 1.26 32.33 3.68 28.64
79.72 20.28 19.19 3.45 1.87 2.70 55.41 32.20 22.96 0.26 44.59 20.99 14.23 6.15 0.61 23.60 1.67 21.96
75.66 24.34 17.49 4.17 8.75 2.27 53.38 30.63 22.44 0.28 46.62 30.97 25.09 2.80 3.21 15.66 0.90 14.75
37.42 29.52 5.03 2.99 62.59 6.94 55.65
34.95 32.40 2.04 0.51 65.05 9.06 56.00
29.71 28.36 1.59 -0.37 70.29 9.17 61.13
25.95 21.27 0.49 4.10 74.15 7.71 66.44
26.73 21.85 0.89 3.91 73.27 7.99 65.28
31.36 27.56 1.13 2.68 68.64 7.82 60.82
47.08 31.91 13.79 1.37 52.92 3.76 49.24
66.42 53.81 6.01 6.88 33.58 1.94 31.64
1.60 13.12 71.78 9.50 4.01
1.65 10.75 75.70 8.12 3.78
1.26 10.08 77.01 8.17 3.48
1.25 9.52 79.42 5.96 3.86
1.11 9.46 80.33 5.50 3.60
1.22 7.13 82.88 5.30 3.47
1.64 5.20 83.63 5.44 4.08
1.15 7.01 79.84 7.84 4.16
10.93 0.00 4.32 81.68 0.49 2.59
11.21 0.02 4.94 80.90 0.63 2.32
10.88 0.04 5.07 80.40 1.45 2.17
10.66 0.28 4.38 79.60 2.64 2.45
9.73 0.05 3.84 80.66 3.07 2.65
9.55 1.07 4.56 78.04 4.14 2.65
10.17 2.47 4.77 77.22 3.10 2.28
10.94 1.73 5.76 76.52 3.07 1.98
.. 1.41 6.90 1.18 2.58
.. 0.88 6.09 1.15 2.90
.. 0.71 6.36 1.11 3.04
.. 0.51 3.83 1.62 2.76
.. 0.39 3.41 1.70 3.25
.. 0.38 3.10 1.83 2.76
.. 0.27 3.39 1.79 1.87
.. 0.47 5.54 1.83 1.84
1.83
2.33
2.44
2.50
1.49
1.37
1.15
0.87
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2815
OECD BANKING STATISTICS 2012 – © OECD 2012
199
SPAIN Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 280 151 79 46 83 .. 77 .. 1 .. 76 1 935 582 1 353 .. 2 293
Institutions 2008
2009
1 286 159 88 46 81 .. 76 .. 1 .. 75 1 964 590 1 374 .. 2 327
1 280 153 88 46 81 .. 71 .. 1 .. 70 2 023 608 1 415 .. 2 375
2007 23 45 086 15 542 181 24 591 4 953 .. 414 .. 1 .. 413 .. .. .. .. ..
Branches 2008 23 45 662 15 580 193 24 985 5 097 .. 403 .. 1 .. 402 .. .. .. .. ..
23 44 085 14 840 190 24 202 5 043 .. 346 .. 1 .. 345 .. .. .. .. ..
2007 2 590 269 932 117 570 6 492 131 933 20 429 .. 7 391 .. 278 .. 7 113 .. .. .. .. ..
Employees 2008 2 589 270 855 115 129 6 727 134 786 20 940 .. 7 446 .. 296 .. 7 150 .. .. .. .. ..
2009 2 545 263 101 110 004 6 514 132 340 20 757 .. 6 382 .. 307 .. 6 075 .. .. .. .. ..
2009 219 564 3 080 339 1 678 407 222 868 1 281 818 120 114 .. 114 556 .. 61 022 .. 53 534 348 110 262 212 85 899 .. 3 762 569
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Million EUR
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 177 554 211 483 219 804 2 836 830 3 096 255 3 122 738 1 554 584 1 718 527 1 690 144 229 338 236 810 222 868 1 171 481 1 261 882 1 309 661 110 765 115 846 122 933 .. .. .. 109 669 127 460 115 412 .. .. .. 40 354 53 617 61 201 .. .. .. 69 315 73 842 54 211 332 062 331 993 357 110 244 039 252 239 271 033 88 023 79 753 86 077 .. .. .. 3 456 115 3 767 191 3 815 064
Total financial assets 2007 2008 177 324 211 247 2 808 975 3 062 384 1 546 501 1 709 017 229 033 236 468 1 153 879 1 240 130 108 594 113 237 .. .. 108 498 126 147 .. .. 40 183 53 446 .. .. 68 316 72 701 323 962 323 517 236 046 243 942 87 916 79 575 .. .. 3 418 760 3 723 295
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b645
OECD BANKING STATISTICS 2012 – © OECD 2012
200
SPAIN Table 3. Classification of bank assets and liabilities Million EUR Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
1 087 030 125 211 1 212 241
1 233 102 153 372 1 386 474
1 409 069 153 840 1 562 908
1 738 781 213 697 1 952 477
2 060 966 220 919 2 281 885
2 391 956 280 740 2 672 696
2 633 584 268 552 2 902 136
2 680 603 274 518 2 955 121
18 367 57 569 75 937
14 854 46 016 60 870
16 231 76 123 92 355
18 593 96 430 115 023
22 919 115 696 138 614
33 850 130 283 164 133
53 320 140 799 194 119
32 931 134 686 167 617
1 105 398 182 780 1 288 178
1 247 956 199 388 1 447 344
1 425 300 229 963 1 655 263
1 757 373 310 127 2 067 500
2 083 885 336 615 2 420 500
2 425 806 411 024 2 836 830
2 686 905 409 351 3 096 255
2 713 534 409 204 3 122 738
1 008 375 191 839 1 200 214
1 124 162 237 560 1 361 723
1 320 736 224 860 1 545 596
1 528 203 264 699 1 792 902
1 834 929 254 744 2 089 673
2 117 365 302 947 2 420 312
2 280 517 339 202 2 619 719
2 356 794 345 804 2 702 598
13 945 74 018 87 963
12 016 73 606 85 621
15 411 94 256 109 666
166 028 108 570 274 598
216 310 114 517 330 827
289 402 127 115 416 518
323 280 153 256 476 536
269 605 150 535 420 140
1 022 321 265 857 1 288 178
1 136 178 311 166 1 447 344
1 336 147 319 116 1 655 263
1 694 231 373 269 2 067 500
2 051 239 369 261 2 420 500
2 406 767 430 062 2 836 830
2 603 797 492 458 3 096 255
2 626 399 496 339 3 122 738
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/244f
OECD BANKING STATISTICS 2012 – © OECD 2012
201
SWEDEN Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million SEK
2002
2003
2004
2005
2006
2007
2008
2009
132 283 89 809 42 473 31 021 24 846 5 367 2 082 9 460 73 495 52 472 26 233 .. .. 21 023 3 791 3 603 2 370 -2 181 17 231 5 008 12 223 17 588 -5 365
111 146 66 891 44 255 34 236 25 145 5 146 939 13 297 78 491 50 807 26 223 .. .. 27 683 3 839 2 641 2 765 -1 566 23 843 6 464 17 378 9 225 8 153
99 267 58 772 40 495 55 143 28 858 5 848 4 026 28 108 95 639 55 641 28 909 .. .. 39 998 -26 745 1 565 1 597 -29 907 66 743 13 833 52 911 16 155 36 756
116 359 78 024 38 335 51 820 31 791 6 515 8 212 18 332 90 155 58 800 30 724 .. .. 31 355 -9 955 1 178 3 123 -14 256 41 309 9 290 32 020 18 106 13 913
159 966 120 021 39 946 98 757 37 901 7 703 12 064 56 494 138 702 64 342 34 740 .. .. 74 360 -4 232 341 108 -4 681 78 592 8 530 70 062 20 788 49 274
210 432 159 214 51 218 71 793 39 179 7 727 6 802 33 539 123 011 72 322 37 346 .. .. 50 688 -1 539 984 138 -2 661 52 227 8 033 44 194 26 976 17 218
271 986 209 274 62 712 72 722 36 076 8 212 7 154 37 704 135 434 78 958 38 995 .. .. 56 476 13 763 9 138 5 196 -571 42 713 4 571 38 142 34 312 3 830
160 896 88 304 72 592 65 718 38 255 9 031 6 838 29 656 138 310 79 736 38 093 .. .. 58 574 13 711 13 226 8 307 -7 822 44 863 10 565 34 298 10 222 24 076
22 868 856 222 1 383 195 621 224 404 665
19 937 886 810 1 347 047 665 839 371 001
16 288 1 137 502 1 406 599 879 771 438 950
21 025 1 327 445 1 683 535 1 072 321 435 579
15 077 1 510 729 1 969 208 1 166 280 427 398
28 143 1 599 052 2 654 958 1 224 912 519 194
92 721 1 875 232 2 969 868 1 356 192 1 090 526
97 219 1 837 998 2 805 396 1 453 404 723 129
171 536 23 569 853 366 1 278 877 470 778 490 049
186 324 30 769 800 859 1 344 564 438 055 490 063
261 383 24 303 1 099 148 1 393 154 533 823 567 299
257 859 33 979 1 239 918 1 596 881 793 375 617 893
301 696 5 555 1 400 842 1 814 265 932 784 633 550
334 320 7 223 1 551 554 2 009 380 1 285 013 838 768
359 648 342 814 1 822 697 2 189 396 1 549 615 1 120 367
432 578 308 589 1 420 151 2 275 057 1 638 385 842 382
3 288 175 3 216 785
3 290 635 3 325 504
3 879 110 3 646 458
4 539 904 4 272 463
5 088 692 4 950 477
6 026 259 5 618 509
7 384 539 6 566 260
6 917 146 7 193 303
204 121 266 677 150 426 1 192 268
275 895 231 319 158 625 1 195 787
211 180 343 452 325 139 1 573 741
219 350 488 431 364 540 1 957 010
250 091 537 805 378 385 2 027 489
144 013 673 035 407 863 2 433 295
215 780 759 725 380 687 3 117 008
312 578 748 945 391 881 2 803 435
1 490 073
1 381 613
1 732 273
2 034 718
1 791 080
2 046 875
2 962 191
2 432 482
148 541 77 879 17 111 209 308 1 201 261
160 984 77 337 17 130 221 191 1 172 786
232 599 92 117 33 030 291 687 1 225 403
236 495 136 573 35 443 337 625 1 445 143
282 258 155 260 18 405 419 112 1 653 984
305 300 159 197 13 642 450 855 2 320 438
366 915 178 206 12 207 532 914 2 904 853
447 035 139 352 14 599 571 788 2 683 030
127 2 026 41 863
125 2 046 40 169
126 2 037 40 044
124 2 046 40 260
125 2 069 42 949
123 2 105 44 056
118 2 193 46 250
112 2 120 44 638
Million SEK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
202
SWEDEN Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.11 2.79 1.32 0.96 0.77 0.17 0.07 0.29 2.29 1.63 0.82 .. .. 0.65 0.12 0.11 0.07 -0.07 0.54 0.16 0.38 0.55 -0.17
3.34 2.01 1.33 1.03 0.76 0.16 0.03 0.40 2.36 1.53 0.79 .. .. 0.83 0.12 0.08 0.08 -0.05 0.72 0.19 0.52 0.28 0.25
2.72 1.61 1.11 1.51 0.79 0.16 0.11 0.77 2.62 1.53 0.79 .. .. 1.10 -0.73 0.04 0.04 -0.82 1.83 0.38 1.45 0.44 1.01
2.72 1.83 0.90 1.21 0.74 0.15 0.19 0.43 2.11 1.38 0.72 .. .. 0.73 -0.23 0.03 0.07 -0.33 0.97 0.22 0.75 0.42 0.33
3.23 2.42 0.81 2.00 0.77 0.16 0.24 1.14 2.80 1.30 0.70 .. .. 1.50 -0.09 0.01 0.00 -0.10 1.59 0.17 1.42 0.42 1.00
3.75 2.83 0.91 1.28 0.70 0.14 0.12 0.60 2.19 1.29 0.67 .. .. 0.90 -0.03 0.02 0.00 -0.05 0.93 0.14 0.79 0.48 0.31
4.14 3.19 0.96 1.11 0.55 0.13 0.11 0.57 2.06 1.20 0.59 .. .. 0.86 0.21 0.14 0.08 -0.01 0.65 0.07 0.58 0.52 0.06
2.24 1.23 1.01 0.91 0.53 0.13 0.10 0.41 1.92 1.11 0.53 .. .. 0.81 0.19 0.18 0.12 -0.11 0.62 0.15 0.48 0.14 0.34
57.79 42.21 33.81 7.30 2.83 12.87 71.40 35.69 .. .. 28.61 5.16 4.90 3.23 -2.97 23.45 6.81 16.63
56.38 43.62 32.04 6.56 1.20 16.94 64.73 33.41 .. .. 35.27 4.89 3.37 3.52 -2.00 30.38 8.24 22.14
42.34 57.66 30.17 6.12 4.21 29.39 58.18 30.23 .. .. 41.82 -27.97 1.64 1.67 -31.27 69.79 14.46 55.32
42.52 57.48 35.26 7.23 9.11 20.33 65.22 34.08 .. .. 34.78 -11.04 1.31 3.46 -15.81 45.82 10.30 35.52
28.80 71.20 27.33 5.55 8.70 40.73 46.39 25.05 .. .. 53.61 -3.05 0.25 0.08 -3.38 56.66 6.15 50.51
41.64 58.36 31.85 6.28 5.53 27.27 58.79 30.36 .. .. 41.21 -1.25 0.80 0.11 -2.16 42.46 6.53 35.93
46.30 53.70 26.64 6.06 5.28 27.84 58.30 28.79 .. .. 41.70 10.16 6.75 3.84 -0.42 31.54 3.38 28.16
52.49 47.52 27.66 6.53 4.94 21.44 57.65 27.54 .. .. 42.35 9.91 9.56 6.01 -5.66 32.44 7.64 24.80
18.03 17.14 11.27 -10.37 81.96 23.82 58.14
13.87 9.54 9.99 -5.66 86.13 23.35 62.78
-66.87 3.91 3.99 -74.77 166.87 34.58 132.28
-31.75 3.76 9.96 -45.47 131.75 29.63 102.12
-5.69 0.46 0.15 -6.30 105.69 11.47 94.22
-3.04 1.94 0.27 -5.25 103.04 15.85 87.19
24.37 16.18 9.20 -1.01 75.63 8.09 67.54
23.41 22.58 14.18 -13.35 76.59 18.04 58.56
0.70 26.04 42.07 18.89 12.31
0.61 26.95 40.94 20.23 11.27
0.42 29.32 36.26 22.68 11.32
0.46 29.24 37.08 23.62 9.59
0.30 29.69 38.70 22.92 8.40
0.47 26.54 44.06 20.33 8.62
1.26 25.39 40.22 18.37 14.77
1.41 26.57 40.56 21.01 10.45
5.22 0.72 25.95 38.89 14.32 14.90
5.66 0.94 24.34 40.86 13.31 14.89
6.74 0.63 28.34 35.91 13.76 14.62
5.68 0.75 27.31 35.17 17.48 13.61
5.93 0.11 27.53 35.65 18.33 12.45
5.55 0.12 25.75 33.34 21.32 13.92
4.87 4.64 24.68 29.65 20.99 15.17
6.25 4.46 20.53 32.89 23.69 12.18
.. 6.21 8.11 4.58 36.26
.. 8.38 7.03 4.82 36.34
.. 5.44 8.85 8.38 40.57
.. 4.83 10.76 8.03 43.11
.. 4.92 10.57 7.44 39.84
.. 2.39 11.17 6.77 40.38
.. 2.92 10.29 5.16 42.21
.. 4.52 10.83 5.67 40.53
45.32
41.99
44.66
44.82
35.20
33.97
40.11
35.17
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
203
SWEDEN Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million SEK
2002
2003
2004
2005
2006
2007
2008
2009
126 831 87 789 39 041 29 824 23 515 5 018 2 106 9 220 68 865 49 088 24 803 .. .. 19 777 3 607 3 336 2 345 -2 073 16 169 4 745 11 424 17 588 -6 164
106 303 65 327 40 976 32 926 23 805 4 781 848 13 052 73 902 47 765 24 778 .. .. 26 137 3 655 2 434 2 762 -1 541 22 481 6 124 16 356 9 225 7 131
94 917 57 696 37 220 53 640 27 351 5 482 3 942 27 829 90 860 52 608 27 402 .. .. 38 252 -27 021 1 349 1 593 -29 963 65 273 13 472 51 801 16 155 35 646
112 245 77 094 35 151 50 033 30 139 6 163 8 059 17 998 85 184 55 718 29 162 .. .. 29 467 -8 514 980 3 125 -12 619 37 981 8 413 29 567 18 099 11 468
155 407 118 666 36 742 96 597 36 092 7 357 11 961 55 900 133 339 61 190 33 072 .. .. 72 149 -4 237 228 118 -4 583 76 386 8 023 68 362 20 767 47 595
204 210 156 519 47 691 69 643 37 302 7 387 6 594 33 134 117 334 68 922 35 565 .. .. 48 413 -1 598 868 124 -2 590 50 011 7 536 42 475 26 950 15 524
264 150 205 352 58 798 71 152 34 382 7 886 7 517 37 139 129 950 75 224 37 200 .. .. 54 726 11 443 8 682 3 438 -677 43 283 4 378 38 905 34 306 4 599
156 345 87 074 69 271 63 074 36 360 8 719 6 329 29 104 132 345 75 985 36 228 .. .. 56 360 13 308 12 714 8 350 -7 756 43 052 10 269 32 783 10 204 22 579
21 821 848 583 1 308 376 611 570 402 135
18 942 879 397 1 272 533 653 533 368 725
15 260 1 131 855 1 325 015 867 210 436 637
19 913 1 319 574 1 594 947 1 060 054 433 260
13 761 1 501 491 1 870 965 1 153 089 424 823
26 768 1 588 169 2 544 257 1 204 869 515 747
91 500 1 866 916 2 844 719 1 343 054 1 087 277
96 189 1 823 125 2 674 609 1 439 743 719 302
156 675 23 564 848 730 1 206 151 468 477 488 889
170 871 30 765 797 105 1 269 234 436 143 489 011
244 813 24 069 1 094 758 1 314 084 532 070 566 183
240 522 33 978 1 235 396 1 509 275 792 215 616 363
282 837 5 555 1 395 178 1 715 939 932 454 632 165
310 322 7 223 1 545 313 1 895 785 1 284 362 836 804
306 671 342 814 1 815 874 2 067 708 1 548 650 1 151 749
381 525 308 589 1 415 406 2 140 812 1 636 696 869 940
3 192 486 3 125 051
3 193 130 3 228 069
3 775 977 3 546 027
4 427 749 4 164 467
4 964 129 4 832 488
5 879 809 5 480 969
7 233 466 6 416 603
6 752 968 7 037 023
201 856 261 806 147 908 1 191 861
271 919 225 852 155 762 1 195 144
208 700 336 342 322 168 1 573 176
216 603 482 429 361 022 1 956 420
246 978 531 605 374 507 2 026 776
140 008 665 144 399 716 2 432 517
213 454 752 965 376 637 3 116 220
311 000 742 882 385 861 2 803 307
1 488 327
1 380 714
1 731 514
2 033 861
1 789 994
2 045 538
2 960 781
2 431 794
134 527 77 651 15 394 196 783 1 136 739
146 351 77 310 15 358 208 303 1 107 337
216 846 92 095 31 148 277 793 1 154 185
219 468 136 503 33 272 322 700 1 367 729
263 736 155 203 15 976 402 963 1 569 055
285 172 155 712 6 824 434 061 2 219 540
348 857 177 784 9 556 517 085 2 798 061
415 646 137 446 10 207 542 885 2 522 699
50 1 771 39 095
49 1 815 37 567
50 1 805 37 421
53 1 824 37 644
57 1 852 40 350
58 1 889 41 449
65 1 987 43 533
59 1 905 41 908
Million SEK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
204
SWEDEN Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.06 2.81 1.25 0.95 0.75 0.16 0.07 0.30 2.20 1.57 0.79 .. .. 0.63 0.12 0.11 0.08 -0.07 0.52 0.15 0.37 0.56 -0.20
3.29 2.02 1.27 1.02 0.74 0.15 0.03 0.40 2.29 1.48 0.77 .. .. 0.81 0.11 0.08 0.09 -0.05 0.70 0.19 0.51 0.29 0.22
2.68 1.63 1.05 1.51 0.77 0.16 0.11 0.79 2.56 1.48 0.77 .. .. 1.08 -0.76 0.04 0.05 -0.85 1.84 0.38 1.46 0.46 1.01
2.70 1.85 0.84 1.20 0.72 0.15 0.19 0.43 2.05 1.34 0.70 .. .. 0.71 -0.20 0.02 0.08 -0.30 0.91 0.20 0.71 0.44 0.28
3.22 2.46 0.76 2.00 0.75 0.15 0.25 1.16 2.76 1.27 0.68 .. .. 1.49 -0.09 0.01 0.00 -0.10 1.58 0.17 1.42 0.43 0.99
3.73 2.86 0.87 1.27 0.68 0.14 0.12 0.61 2.14 1.26 0.65 .. .. 0.88 -0.03 0.02 0.00 -0.05 0.91 0.14 0.78 0.49 0.28
4.12 3.20 0.92 1.11 0.54 0.12 0.12 0.58 2.03 1.17 0.58 .. .. 0.85 0.18 0.14 0.05 -0.01 0.68 0.07 0.61 0.54 0.07
2.22 1.24 0.98 0.90 0.52 0.12 0.09 0.41 1.88 1.08 0.52 .. .. 0.80 0.19 0.18 0.12 -0.11 0.61 0.15 0.47 0.15 0.32
56.69 43.31 34.15 7.29 3.06 13.39 71.28 36.02 .. .. 28.72 5.24 4.84 3.41 -3.01 23.48 6.89 16.59
55.45 44.55 32.21 6.47 1.15 17.66 64.63 33.53 .. .. 35.37 4.95 3.29 3.74 -2.09 30.42 8.29 22.13
40.96 59.04 30.10 6.03 4.34 30.63 57.90 30.16 .. .. 42.10 -29.74 1.49 1.75 -32.98 71.84 14.83 57.01
41.27 58.74 35.38 7.24 9.46 21.13 65.41 34.23 .. .. 34.59 -10.00 1.15 3.67 -14.81 44.59 9.88 34.71
27.56 72.45 27.07 5.52 8.97 41.92 45.89 24.80 .. .. 54.11 -3.18 0.17 0.09 -3.44 57.29 6.02 51.27
40.65 59.35 31.79 6.30 5.62 28.24 58.74 30.31 .. .. 41.26 -1.36 0.74 0.11 -2.21 42.62 6.42 36.20
45.25 54.75 26.46 6.07 5.79 28.58 57.89 28.63 .. .. 42.11 8.81 6.68 2.65 -0.52 33.31 3.37 29.94
52.34 47.66 27.47 6.59 4.78 21.99 57.41 27.37 .. .. 42.59 10.06 9.61 6.31 -5.86 32.53 7.76 24.77
18.24 16.87 11.86 -10.48 81.76 23.99 57.76
13.98 9.31 10.57 -5.90 86.01 23.43 62.58
-70.64 3.53 4.16 -78.33 170.64 35.22 135.42
-28.89 3.33 10.61 -42.82 128.89 28.55 100.34
-5.87 0.32 0.16 -6.35 105.87 11.12 94.75
-3.30 1.79 0.26 -5.35 103.30 15.57 87.74
20.91 15.86 6.28 -1.24 79.09 8.00 71.09
23.61 22.56 14.82 -13.76 76.39 18.22 58.17
0.68 26.58 40.98 19.16 12.60
0.59 27.54 39.85 20.47 11.55
0.40 29.98 35.09 22.97 11.56
0.45 29.80 36.02 23.94 9.79
0.28 30.25 37.69 23.23 8.56
0.46 27.01 43.27 20.49 8.77
1.27 25.81 39.33 18.57 15.03
1.42 27.00 39.61 21.32 10.65
4.91 0.74 26.59 37.78 14.67 15.31
5.35 0.96 24.96 39.75 13.66 15.31
6.48 0.64 28.99 34.80 14.09 14.99
5.43 0.77 27.90 34.09 17.89 13.92
5.70 0.11 28.11 34.57 18.78 12.74
5.28 0.12 26.28 32.24 21.84 14.23
4.24 4.74 25.10 28.59 21.41 15.92
5.65 4.57 20.96 31.70 24.24 12.88
.. 6.32 8.20 4.63 37.33
.. 8.52 7.07 4.88 37.43
.. 5.53 8.91 8.53 41.66
.. 4.89 10.90 8.15 44.19
.. 4.98 10.71 7.54 40.83
.. 2.38 11.31 6.80 41.37
.. 2.95 10.41 5.21 43.08
.. 4.61 11.00 5.71 41.51
46.62
43.24
45.86
45.93
36.06
34.79
40.93
36.01
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
205
SWEDEN Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million SEK
2002
2003
2004
2005
2006
2007
2008
2009
105 133 73 964 31 169 25 536 19 390 3 713 1 232 8 626 56 705 38 849 20 693 .. .. 17 856 2 376 2 415 2 344 -2 383 15 480 4 329 11 150 17 391 -6 241
85 767 54 165 31 602 29 091 19 454 3 720 991 12 366 60 693 37 790 20 720 .. .. 22 903 2 320 1 692 2 762 -2 133 20 583 5 544 15 039 9 016 6 023
74 712 47 882 26 830 48 158 21 817 4 102 3 480 26 963 74 988 41 046 22 596 .. .. 33 942 -25 238 1 222 1 370 -27 830 59 180 12 391 46 789 15 728 31 061
88 516 64 242 24 274 42 594 23 521 4 525 6 640 16 958 66 868 42 622 23 715 .. .. 24 246 -8 195 311 3 109 -11 615 32 440 7 034 25 406 17 206 8 201
124 160 99 946 24 214 87 374 27 457 4 925 10 355 54 487 111 588 46 230 26 803 .. .. 65 358 -4 060 -331 118 -3 846 69 418 6 269 63 149 19 804 43 345
159 957 127 208 32 749 60 242 27 588 4 838 6 499 30 993 92 991 51 731 28 144 .. .. 41 261 -1 781 -71 123 -1 833 43 041 5 920 37 121 25 373 11 747
207 157 166 837 40 320 60 480 25 871 5 516 6 273 33 852 100 800 54 128 29 472 .. .. 46 672 7 179 3 886 3 336 -43 39 493 2 525 36 968 31 691 5 277
121 292 75 011 46 281 53 786 27 297 6 289 6 118 26 660 100 067 54 716 29 051 .. .. 45 351 9 722 9 058 8 335 -7 671 35 629 8 193 27 436 9 692 17 744
20 721 773 053 1 072 213 553 625 360 528
15 246 775 592 1 009 256 586 131 328 015
13 566 966 459 1 039 460 801 055 349 178
18 385 1 171 153 1 201 429 928 526 330 413
12 300 1 355 604 1 373 291 990 981 299 357
23 257 1 409 166 1 959 310 1 054 142 366 655
87 026 1 688 563 2 213 206 1 174 281 844 638
92 871 1 671 613 2 117 220 1 255 719 549 263
137 837 15 437 723 195 1 023 364 458 375 421 932
148 056 0 663 124 1 058 247 414 045 430 768
216 629 24 030 880 029 1 097 032 491 537 460 462
209 246 33 953 964 363 1 220 615 739 319 482 409
248 370 5 445 1 071 272 1 392 995 874 838 438 613
271 252 6 875 1 126 058 1 547 702 1 249 306 611 337
271 339 331 148 1 256 449 1 716 294 1 516 287 916 197
340 544 220 956 1 087 188 1 762 158 1 603 753 672 087
2 780 141 2 699 756
2 714 240 2 777 705
3 169 718 2 989 050
3 649 906 3 467 801
4 031 533 3 947 080
4 812 531 4 473 391
6 007 714 5 254 208
5 686 686 5 878 292
.. .. 142 185 ..
.. .. 149 164 ..
187 573 303 249 310 233 1 405 139
178 686 401 466 348 374 1 769 442
195 079 444 009 351 893 1 959 155
104 298 570 761 379 082 2 358 041
201 666 604 997 367 618 2 838 935
283 082 599 705 372 932 2 566 238
..
..
1 453 393
1 675 729
1 716 915
1 965 632
2 378 324
2 006 413
34 188 20 416 7 540 47 064 194 198
128 697 72 760 13 409 188 048 1 013 577
196 090 133 028 32 694 296 424 1 219 819
196 285 89 097 30 705 254 677 1 048 055
235 592 151 774 15 272 372 095 1 395 319
250 583 148 717 914 398 386 2 084 546
309 756 167 310 2 205 474 861 2 648 671
385 586 129 594 597 514 583 2 598 776
4 1 579 33 645
4 1 577 32 144
4 1 547 31 605
4 1 544 31 626
4 1 562 33 471
4 1 592 34 030
4 1 646 35 698
4 1 606 33 946
Million SEK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
206
SWEDEN Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.89 2.74 1.16 0.95 0.72 0.14 0.05 0.32 2.10 1.44 0.77 .. .. 0.66 0.09 0.09 0.09 -0.09 0.57 0.16 0.41 0.64 -0.23
3.09 1.95 1.14 1.05 0.70 0.13 0.04 0.45 2.19 1.36 0.75 .. .. 0.83 0.08 0.06 0.10 -0.08 0.74 0.20 0.54 0.33 0.22
2.50 1.60 0.90 1.61 0.73 0.14 0.12 0.90 2.51 1.37 0.76 .. .. 1.14 -0.84 0.04 0.05 -0.93 1.98 0.42 1.57 0.53 1.04
2.55 1.85 0.70 1.23 0.68 0.13 0.19 0.49 1.93 1.23 0.68 .. .. 0.70 -0.24 0.01 0.09 -0.34 0.94 0.20 0.73 0.50 0.24
3.15 2.53 0.61 2.21 0.70 0.13 0.26 1.38 2.83 1.17 0.68 .. .. 1.66 -0.10 -0.01 0.00 -0.10 1.76 0.16 1.60 0.50 1.10
3.58 2.84 0.73 1.35 0.62 0.11 0.15 0.69 2.08 1.16 0.63 .. .. 0.92 -0.04 0.00 0.00 -0.04 0.96 0.13 0.83 0.57 0.26
3.94 3.18 0.77 1.15 0.49 0.11 0.12 0.64 1.92 1.03 0.56 .. .. 0.89 0.14 0.07 0.06 0.00 0.75 0.05 0.70 0.60 0.10
2.06 1.28 0.79 0.92 0.46 0.11 0.10 0.45 1.70 0.93 0.49 .. .. 0.77 0.17 0.15 0.14 -0.13 0.61 0.14 0.47 0.17 0.30
54.97 45.03 34.20 6.55 2.17 15.21 68.51 36.49 .. .. 31.49 4.19 4.26 4.13 -4.20 27.30 7.63 19.66
52.07 47.93 32.05 6.13 1.63 20.38 62.26 34.14 .. .. 37.74 3.82 2.79 4.55 -3.51 33.91 9.13 24.78
35.78 64.22 29.09 5.47 4.64 35.96 54.74 30.13 .. .. 45.26 -33.66 1.63 1.83 -37.11 78.92 16.52 62.40
36.30 63.70 35.18 6.77 9.93 25.36 63.74 35.47 .. .. 36.26 -12.26 0.47 4.65 -17.37 48.51 10.52 37.99
21.70 78.30 24.61 4.41 9.28 48.83 41.43 24.02 .. .. 58.57 -3.64 -0.30 0.11 -3.45 62.21 5.62 56.59
35.22 64.78 29.67 5.20 6.99 33.33 55.63 30.27 .. .. 44.37 -1.92 -0.08 0.13 -1.97 46.29 6.37 39.92
40.00 60.00 25.67 5.47 6.22 33.58 53.70 29.24 .. .. 46.30 7.12 3.86 3.31 -0.04 39.18 2.51 36.68
46.25 53.75 27.28 6.29 6.11 26.64 54.68 29.03 .. .. 45.32 9.72 9.05 8.33 -7.67 35.61 8.19 27.42
13.31 13.53 13.13 -13.35 86.69 24.24 62.44
10.13 7.39 12.06 -9.31 89.87 24.21 65.66
-74.36 3.60 4.04 -81.99 174.36 36.51 137.85
-33.80 1.28 12.82 -47.91 133.80 29.01 104.78
-6.21 -0.51 0.18 -5.89 106.21 9.59 96.62
-4.32 -0.17 0.30 -4.44 104.31 14.35 89.97
15.38 8.33 7.15 -0.09 84.62 5.41 79.21
21.44 19.97 18.38 -16.92 78.56 18.07 60.50
0.75 27.81 38.57 19.91 12.97
0.56 28.58 37.18 21.60 12.09
0.43 30.49 32.79 25.27 11.02
0.50 32.09 32.92 25.44 9.05
0.31 33.63 34.06 24.58 7.43
0.48 29.28 40.71 21.90 7.62
1.45 28.11 36.84 19.55 14.06
1.63 29.40 37.23 22.08 9.66
4.96 0.56 26.01 36.81 16.49 15.18
5.46 0.00 24.43 38.99 15.26 15.87
6.83 0.76 27.76 34.61 15.51 14.53
5.73 0.93 26.42 33.44 20.26 13.22
6.16 0.14 26.57 34.55 21.70 10.88
5.64 0.14 23.40 32.16 25.96 12.70
4.52 5.51 20.91 28.57 25.24 15.25
5.99 3.89 19.12 30.99 28.20 11.82
.. .. .. 5.11 ..
.. .. .. 5.50 ..
.. 5.92 9.57 9.79 44.33
.. 4.90 11.00 9.55 48.48
.. 4.84 11.01 8.73 48.60
.. 2.17 11.86 7.88 49.00
.. 3.36 10.07 6.12 47.26
.. 4.98 10.55 6.56 45.13
..
..
45.85
45.91
42.59
40.84
39.59
35.28
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
207
SWEDEN Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million SEK
2002
2003
2004
2005
2006
2007
2008
2009
5 452 2 020 3 432 1 197 1 331 349 -24 240 4 630 3 384 1 430 .. .. 1 246 184 267 25 -108 1 062 263 799 0 799
4 843 1 564 3 279 1 310 1 340 365 91 245 4 589 3 042 1 445 .. .. 1 546 184 207 3 -25 1 362 340 1 022 0 1 022
4 351 1 076 3 275 1 504 1 507 367 85 279 4 779 3 033 1 507 .. .. 1 746 275 215 5 55 1 470 361 1 110 0 1 110
4 114 931 3 184 1 787 1 652 353 153 334 4 970 3 082 1 562 .. .. 1 888 -1 441 198 -2 -1 637 3 329 877 2 452 8 2 445
4 559 1 355 3 204 2 159 1 808 346 104 594 5 364 3 152 1 668 .. .. 2 212 5 113 -9 -99 2 207 507 1 700 21 1 678
6 222 2 695 3 527 2 150 1 877 340 207 405 5 676 3 401 1 781 .. .. 2 275 59 116 14 -71 2 217 497 1 719 26 1 693
7 836 3 922 3 914 1 570 1 694 326 -363 565 5 484 3 734 1 795 .. .. 1 750 2 320 456 1 758 106 -570 193 -763 6 -769
4 551 1 230 3 321 2 644 1 895 312 509 552 5 965 3 751 1 865 .. .. 2 214 403 512 43 -66 1 811 296 1 515 18 1 497
1 047 7 639 74 819 9 654 2 530
995 7 413 74 514 12 306 2 276
1 027 5 647 81 584 12 561 2 314
1 112 7 871 88 588 12 267 2 318
1 316 9 238 98 243 13 191 2 575
1 375 10 884 110 701 20 043 3 447
1 221 8 316 125 149 13 138 3 248
1 030 14 873 130 787 13 661 3 827
14 861 5 4 636 72 726 2 301 1 160
15 453 4 3 754 75 330 1 912 1 052
16 570 234 4 390 79 070 1 753 1 116
17 336 1 4 522 87 606 1 160 1 530
18 859 0 5 663 98 326 330 1 385
23 998 0 6 242 113 595 651 1 964
18 496 0 6 823 121 688 965 3 100
21 359 0 4 745 134 245 1 689 2 140
95 689 91 734
97 505 97 435
103 133 100 431
112 156 107 996
124 563 117 989
146 450 137 540
151 072 149 657
164 178 156 280
2 265 4 871 2 518 407
3 976 5 467 2 863 643
2 480 7 110 2 971 565
2 747 6 002 3 518 590
3 113 6 200 3 878 713
4 005 7 891 8 148 778
2 326 6 760 4 050 787
1 595 6 046 6 020 876
1 746
899
759
857
1 086
1 337
1 411
1 330
14 014 228 1 717 12 525 64 522
14 633 27 1 772 12 888 65 449
15 753 23 1 882 13 894 71 218
17 026 70 2 171 14 926 77 414
18 521 58 2 430 16 149 84 929
20 127 3 485 6 818 16 795 100 898
18 058 422 2 651 15 829 106 792
19 350 1 876 4 392 16 834 111 284
77 255 2 768
76 231 2 602
76 232 2 623
71 222 2 616
68 217 2 599
65 216 2 607
53 206 2 717
53 215 2 730
Million SEK
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
208
SWEDEN Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.94 2.20 3.74 1.31 1.45 0.38 -0.03 0.26 5.05 3.69 1.56 .. .. 1.36 0.20 0.29 0.03 -0.12 1.16 0.29 0.87 0.00 0.87
4.97 1.61 3.37 1.34 1.38 0.38 0.09 0.25 4.71 3.12 1.48 .. .. 1.59 0.19 0.21 0.00 -0.03 1.40 0.35 1.05 0.00 1.05
4.33 1.07 3.26 1.50 1.50 0.37 0.09 0.28 4.76 3.02 1.50 .. .. 1.74 0.27 0.21 0.01 0.06 1.46 0.36 1.11 0.00 1.11
3.81 0.86 2.95 1.66 1.53 0.33 0.14 0.31 4.60 2.85 1.45 .. .. 1.75 -1.33 0.18 0.00 -1.52 3.08 0.81 2.27 0.01 2.26
3.86 1.15 2.72 1.83 1.53 0.29 0.09 0.50 4.55 2.67 1.41 .. .. 1.88 0.00 0.10 -0.01 -0.08 1.87 0.43 1.44 0.02 1.42
4.52 1.96 2.56 1.56 1.37 0.25 0.15 0.29 4.13 2.47 1.30 .. .. 1.65 0.04 0.08 0.01 -0.05 1.61 0.36 1.25 0.02 1.23
5.24 2.62 2.62 1.05 1.13 0.22 -0.24 0.38 3.66 2.50 1.20 .. .. 1.17 1.55 0.31 1.18 0.07 -0.38 0.13 -0.51 0.00 -0.51
2.91 0.79 2.13 1.69 1.21 0.20 0.33 0.35 3.82 2.40 1.19 .. .. 1.42 0.26 0.33 0.03 -0.04 1.16 0.19 0.97 0.01 0.96
74.13 25.85 28.75 7.54 -0.52 5.18 73.09 30.89 .. .. 26.91 3.97 5.77 0.54 -2.33 22.94 5.68 17.26
71.45 28.55 29.20 7.95 1.98 5.34 66.29 31.49 .. .. 33.69 4.01 4.51 0.07 -0.55 29.68 7.41 22.27
68.53 31.47 31.53 7.68 1.78 5.84 63.47 31.53 .. .. 36.54 5.75 4.50 0.11 1.15 30.76 7.55 23.23
64.06 35.96 33.24 7.10 3.08 6.72 62.01 31.43 .. .. 37.99 -28.99 3.98 -0.04 -32.94 66.98 17.65 49.34
59.73 40.25 33.71 6.45 1.94 11.07 58.76 31.10 .. .. 41.24 0.09 2.11 -0.17 -1.85 41.15 9.45 31.69
62.14 37.88 33.07 5.99 3.65 7.14 59.92 31.38 .. .. 40.08 1.04 2.04 0.25 -1.25 39.06 8.76 30.29
71.37 28.63 30.89 5.95 -6.62 10.30 68.09 32.73 .. .. 31.91 42.31 8.32 32.06 1.93 -10.39 3.52 -13.91
55.68 44.33 31.77 5.23 8.53 9.25 62.88 31.27 .. .. 37.12 6.76 8.58 0.72 -1.11 30.36 4.96 25.40
14.77 21.43 2.01 -8.67 85.23 21.11 64.13
11.90 13.39 0.19 -1.62 88.10 21.99 66.11
15.75 12.31 0.29 3.15 84.19 20.68 63.57
-76.32 10.49 -0.11 -86.71 176.32 46.45 129.87
0.23 5.11 -0.41 -4.48 99.77 22.92 76.85
2.59 5.10 0.62 -3.12 97.45 21.85 75.56
132.57 26.06 100.46 6.06 -32.57 11.03 -43.60
18.20 23.13 1.94 -2.98 81.80 13.37 68.43
1.09 7.98 78.19 10.09 2.64
1.02 7.60 76.42 12.62 2.33
1.00 5.48 79.11 12.18 2.24
0.99 7.02 78.99 10.94 2.07
1.06 7.42 78.87 10.59 2.07
0.94 7.43 75.59 13.69 2.35
0.81 5.51 82.84 8.70 2.15
0.63 9.06 79.66 8.32 2.33
15.53 0.01 4.85 76.00 2.41 1.21
15.85 0.00 3.85 77.26 1.96 1.08
16.07 0.23 4.26 76.67 1.70 1.08
15.46 0.00 4.03 78.11 1.03 1.36
15.14 0.00 4.55 78.94 0.27 1.11
16.39 0.00 4.26 77.57 0.45 1.34
12.24 0.00 4.52 80.55 0.64 2.05
13.01 0.00 2.89 81.77 1.03 1.30
.. 2.37 5.09 2.63 0.43
.. 4.08 5.61 2.94 0.66
.. 2.41 6.89 2.88 0.55
.. 2.45 5.35 3.14 0.53
.. 2.50 4.98 3.11 0.57
.. 2.74 5.39 5.56 0.53
.. 1.54 4.48 2.68 0.52
.. 0.97 3.68 3.67 0.53
1.83
0.92
0.74
0.76
0.87
0.91
0.93
0.81
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/1d8a
OECD BANKING STATISTICS 2012 – © OECD 2012
209
SWEDEN Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 123 58 26 65 .. .. 1 006 7 8 48 943 183 178 5 .. 1 313
Institutions 2008
2009
1 118 65 29 53 .. .. 1 038 7 7 45 979 193 188 5 .. 1 350
1 112 59 23 53 .. .. 1 061 7 8 43 1 003 201 196 5 .. 1 247
1 2 120 1 905 95 215 .. .. 157 7 23 127 .. .. .. .. .. ..
372 44 056 41 449 2 890 2 607 .. .. 7 360 426 281 3 268 3 385 .. .. .. .. ..
Employees 2008 354 46 250 43 533 2 887 2 717 .. .. 7 805 431 293 3 575 3 506 19 123 18 882 241 .. 73 532
Total financial assets 2007 2008 2009 208 708 693 859 703 824 5 508 580 6 356 964 6 259 491 5 365 577 6 209 135 6 099 134 664 091 711 622 585 734 143 003 147 829 160 357 .. .. .. .. .. .. 4 160 876 4 052 774 4 742 130 1 737 018 1 999 827 2 197 779 460 052 505 839 580 645 238 796 261 995 275 015 1 725 010 1 285 113 1 688 692 3 003 357 2 663 580 2 939 715 2 105 024 1 956 651 2 112 806 898 333 706 929 826 909 .. .. .. 12 881 521 13 767 177 14 645 160
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 2 105 1 889 98 216 .. .. 166 8 22 136 .. .. .. .. .. ..
Branches 2008 1 2 193 1 987 105 206 .. .. 167 8 20 139 .. .. .. .. .. ..
2009
2007
2009 346 44 638 41 908 2 699 2 730 .. .. 7 799 431 336 3 626 3 406 19 962 19 724 238 .. 72 745
Million SEK
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 211 926 700 211 708 838 6 026 259 7 384 539 6 917 147 5 879 809 7 233 466 6 752 967 790 483 916 712 718 928 146 450 151 072 164 180 .. .. .. .. .. .. 4 259 999 4 232 607 4 897 781 1 768 860 2 088 854 2 275 744 495 476 572 740 622 236 254 224 279 431 291 281 1 741 439 1 291 581 1 708 520 3 623 751 3 272 353 3 652 056 2 704 763 2 513 534 2 810 881 918 988 758 818 841 175 .. .. .. 14 121 934 15 589 710 16 175 822
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b5e1
OECD BANKING STATISTICS 2012 – © OECD 2012
210
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
SWEDEN Table 3. Classification of bank assets and liabilities Million SEK Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
1 885 795 198 181 2 083 976
1 882 794 308 770 2 191 564
2 073 653 377 495 2 451 149
2 370 309 407 524 2 777 833
3 286 431 302 639 3 589 070
3 755 329 352 771 4 108 099
3 880 126 568 304 4 448 429
3 782 441 415 434 4 197 875
202 040 1 002 159 1 204 199
201 413 897 657 1 099 070
231 716 1 196 246 1 427 961
212 585 1 549 486 1 762 071
176 898 1 322 723 1 499 622
234 349 1 683 811 1 918 160
387 406 2 548 704 2 936 110
331 270 2 388 001 2 719 271
2 087 835 1 200 340 3 288 175
2 084 207 1 206 427 3 290 634
2 305 369 1 573 741 3 879 110
2 582 894 1 957 010 4 539 904
3 463 329 1 625 363 5 088 692
3 989 678 2 036 582 6 026 259
4 267 531 3 117 007 7 384 539
4 113 711 2 803 435 6 917 146
1 538 303 276 207 1 814 510
1 620 355 319 515 1 939 870
1 702 934 422 442 2 125 376
1 967 314 394 794 2 362 108
2 720 016 376 741 3 096 757
3 154 162 393 788 3 547 950
3 248 752 727 326 3 976 079
3 255 748 574 872 3 830 620
251 725 1 221 940 1 473 665
278 025 1 072 739 1 350 764
443 902 1 309 831 1 753 733
537 872 1 639 924 2 177 796
781 647 1 210 287 1 991 935
1 011 827 1 466 483 2 478 309
1 173 596 2 234 864 3 408 460
1 228 916 1 857 610 3 086 526
1 790 028 1 498 147 3 288 175
1 898 380 1 392 254 3 290 634
2 146 836 1 732 273 3 879 110
2 505 186 2 034 719 4 539 904
3 501 663 1 587 028 5 088 692
4 165 988 1 860 271 6 026 259
4 422 348 2 962 191 7 384 539
4 484 664 2 432 482 6 917 146
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/cd9f
OECD BANKING STATISTICS 2012 – © OECD 2012
211
SWITZERLAND Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CHF
2002
2003
2004
2005
2006
2007
2008
2009
68 662 41 946 26 716 31 954 24 057 2 926 7 153 3 671 58 670 34 563 21 339 .. .. 24 107 13 272 .. .. .. 10 835 1 845 8 990 6 364 2 625
62 230 36 021 26 209 28 605 23 623 2 795 3 752 4 025 54 814 33 255 21 058 .. .. 21 559 6 507 .. .. .. 15 052 2 563 12 489 6 647 5 842
62 226 38 242 23 984 34 177 25 902 2 997 6 589 4 683 58 161 35 181 22 350 .. .. 22 980 4 600 .. .. .. 18 380 3 195 15 185 8 220 6 965
83 387 55 434 27 953 44 572 29 474 3 500 10 798 7 800 72 525 38 935 24 777 .. .. 33 590 4 713 .. .. .. 28 876 4 606 24 270 9 297 14 973
114 815 89 337 25 478 46 851 33 375 4 143 13 467 4 152 72 329 43 170 28 271 .. .. 29 160 4 791 .. .. .. 24 370 4 766 19 604 8 975 10 629
147 213 120 364 26 849 46 226 39 988 6 261 5 021 7 478 73 076 46 040 30 445 .. .. 27 035 15 152 .. .. .. 11 883 2 986 8 897 7 691 1 206
114 651 88 715 25 937 22 391 32 950 5 671 -8 419 3 531 48 328 39 345 23 671 .. .. 8 983 39 529 .. .. .. -30 546 323 -30 869 4 731 -35 600
57 071 35 705 21 366 32 643 28 331 4 900 2 983 6 229 54 008 41 064 26 674 .. .. 12 944 9 269 .. .. .. 3 676 1 564 2 112 7 173 -5 060
16 501 519 912 939 294 420 459 323 050
15 717 612 587 922 670 461 550 191 078
16 594 698 243 986 984 531 120 226 095
16 361 800 103 1 101 667 658 140 235 548
16 505 861 913 1 288 577 741 457 243 527
25 594 983 648 1 391 384 738 140 255 174
122 653 797 683 1 271 058 489 343 334 489
87 751 572 000 1 268 136 519 961 157 276
128 428 .. 551 173 917 961 222 640 399 013
130 074 .. 635 284 959 809 192 586 285 849
134 185 .. 715 408 1 031 042 212 017 366 384
147 967 .. 796 515 1 197 415 266 131 403 788
153 814 .. 903 163 1 361 135 315 057 418 798
153 924 .. 890 123 1 498 097 376 080 475 717
154 981 .. 698 209 1 371 399 355 391 435 248
152 386 .. 481 473 1 368 450 381 960 220 853
2 219 217 2 206 125
2 203 602 2 211 410
2 459 036 2 331 319
2 811 822 2 635 429
3 151 979 2 981 901
3 393 940 3 272 960
3 015 226 3 204 583
2 605 123 2 810 175
80 034 240 969 87 917 1 330 410
62 935 262 823 121 319 1 296 501
68 856 279 211 168 575 1 510 389
93 804 341 151 206 310 1 829 398
116 537 352 844 246 166 2 137 108
116 574 331 410 254 029 2 285 156
134 176 220 205 119 873 1 879 433
148 590 224 772 120 392 1 437 596
1 209 634
1 158 672
1 371 059
1 649 391
1 937 974
2 109 964
1 771 769
1 380 462
122 472 30 660 35 100 118 032 971 168
125 337 28 075 38 808 114 604 1 026 012
129 144 28 782 35 876 122 050 1 109 026
142 498 33 526 40 285 135 739 1 304 044
153 300 43 361 43 005 153 656 1 368 131
.. .. .. 163 948 ..
146 291 29 241 47 043 175 213 1 172 627
145 375 25 489 47 663 170 554 955 129
316 2 724 113 086
301 3 447 108 036
299 3 400 110 764
295 3 453 114 437
288 3 420 122 779
286 3 465 130 554
282 3 411 129 559
278 3 114 100 716
Million CHF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
212
SWITZERLAND Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.11 1.90 1.21 1.45 1.09 0.13 0.32 0.17 2.66 1.57 0.97 .. .. 1.09 0.60 .. .. .. 0.49 0.08 0.41 0.29 0.12
2.81 1.63 1.19 1.29 1.07 0.13 0.17 0.18 2.48 1.50 0.95 .. .. 0.98 0.29 .. .. .. 0.68 0.12 0.57 0.30 0.26
2.67 1.64 1.03 1.47 1.11 0.13 0.28 0.20 2.50 1.51 0.96 .. .. 0.99 0.20 .. .. .. 0.79 0.14 0.65 0.35 0.30
3.16 2.10 1.06 1.69 1.12 0.13 0.41 0.30 2.75 1.48 0.94 .. .. 1.28 0.18 .. .. .. 1.10 0.18 0.92 0.35 0.57
3.85 3.00 0.85 1.57 1.12 0.14 0.45 0.14 2.43 1.45 0.95 .. .. 0.98 0.16 .. .. .. 0.82 0.16 0.66 0.30 0.36
4.50 3.68 0.82 1.41 1.22 0.19 0.15 0.23 2.23 1.41 0.93 .. .. 0.83 0.46 .. .. .. 0.36 0.09 0.27 0.24 0.04
3.58 2.77 0.81 0.70 1.03 0.18 -0.26 0.11 1.51 1.23 0.74 .. .. 0.28 1.23 .. .. .. -0.95 0.01 -0.96 0.15 -1.11
2.03 1.27 0.76 1.16 1.01 0.17 0.11 0.22 1.92 1.46 0.95 .. .. 0.46 0.33 .. .. .. 0.13 0.06 0.08 0.26 -0.18
45.54 54.46 41.00 4.99 12.19 6.26 58.91 36.37 .. .. 41.09 22.62 .. .. .. 18.47 3.15 15.32
47.81 52.19 43.10 5.10 6.85 7.34 60.67 38.42 .. .. 39.33 11.87 .. .. .. 27.46 4.68 22.78
41.24 58.76 44.54 5.15 11.33 8.05 60.49 38.43 .. .. 39.51 7.91 .. .. .. 31.60 5.49 26.11
38.54 61.46 40.64 4.83 14.89 10.76 53.69 34.16 .. .. 46.32 6.50 .. .. .. 39.82 6.35 33.46
35.23 64.78 46.14 5.73 18.62 5.74 59.69 39.09 .. .. 40.32 6.62 .. .. .. 33.69 6.59 27.10
36.74 63.26 54.72 8.57 6.87 10.23 63.00 41.66 .. .. 37.00 20.74 .. .. .. 16.26 4.09 12.18
53.67 46.33 68.18 11.73 -17.42 7.31 81.41 48.98 .. .. 18.59 81.79 .. .. .. -63.21 0.67 -63.87
39.56 60.44 52.46 9.07 5.52 11.53 76.03 49.39 .. .. 23.97 17.16 .. .. .. 6.81 2.90 3.91
55.06 .. .. .. 44.95 7.65 37.29
30.18 .. .. .. 69.82 11.89 57.93
20.02 .. .. .. 79.98 13.90 66.08
14.03 .. .. .. 85.97 13.71 72.25
16.43 .. .. .. 83.57 16.34 67.23
56.05 .. .. .. 43.95 11.05 32.91
440.04 .. .. .. -340.04 3.60 -343.64
71.61 .. .. .. 28.40 12.08 16.32
0.74 23.43 42.33 18.95 14.56
0.71 27.80 41.87 20.95 8.67
0.68 28.40 40.14 21.60 9.19
0.58 28.46 39.18 23.41 8.38
0.52 27.35 40.88 23.52 7.73
0.75 28.98 41.00 21.75 7.52
4.07 26.46 42.16 16.23 11.09
3.37 21.96 48.68 19.96 6.04
5.79 .. 24.84 41.36 10.03 17.98
5.90 .. 28.83 43.56 8.74 12.97
5.46 .. 29.09 41.93 8.62 14.90
5.26 .. 28.33 42.59 9.47 14.36
4.88 .. 28.65 43.18 10.00 13.29
4.54 .. 26.23 44.14 11.08 14.02
5.14 .. 23.16 45.48 11.79 14.44
5.85 .. 18.48 52.53 14.66 8.48
.. 3.61 10.86 3.96 59.95
.. 2.86 11.93 5.51 58.84
.. 2.80 11.35 6.86 61.42
.. 3.34 12.13 7.34 65.06
.. 3.70 11.19 7.81 67.80
.. 3.44 9.77 7.49 67.33
.. 4.45 7.30 3.98 62.33
.. 5.70 8.63 4.62 55.18
54.51
52.58
55.76
58.66
61.48
62.17
58.76
52.99
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
213
SWITZERLAND Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CHF
2002
2003
2004
2005
2006
2007
2008
2009
62 679 38 726 23 953 31 315 23 671 2 885 7 046 3 483 55 268 32 595 20 229 .. .. 22 673 12 745 .. .. .. 9 928 1 659 8 269 6 216 2 053
56 756 33 477 23 279 27 870 23 217 2 752 3 621 3 784 51 149 31 194 19 899 .. .. 19 955 5 964 .. .. .. 13 991 2 319 11 672 6 485 5 187
56 974 35 989 20 985 33 433 25 449 2 944 6 461 4 467 54 418 33 005 21 143 .. .. 21 413 4 189 .. .. .. 17 224 2 927 14 297 8 051 6 246
78 051 53 194 24 857 43 763 28 876 3 396 10 635 7 648 68 620 36 773 23 514 .. .. 31 847 4 324 .. .. .. 27 523 4 296 23 227 9 089 14 138
109 139 86 884 22 255 46 031 32 703 4 032 13 298 4 062 68 286 40 941 26 956 .. .. 27 345 4 461 .. .. .. 22 884 4 440 18 444 8 720 9 724
140 889 117 351 23 538 45 348 39 271 6 115 4 825 7 367 68 887 43 676 29 057 .. .. 25 210 14 832 .. .. .. 10 378 2 688 7 690 7 416 273
107 749 85 174 22 575 21 566 32 307 5 533 -8 575 3 366 44 140 36 850 22 191 .. .. 7 288 39 102 .. .. .. -31 814 77 -31 890 4 459 -36 350
51 073 33 005 18 068 31 792 27 757 4 766 2 795 6 008 49 860 38 606 25 152 .. .. 11 253 8 876 .. .. .. 2 378 1 313 1 065 6 942 -5 877
14 222 505 425 795 514 412 989 319 562
13 085 594 147 772 510 453 468 187 633
14 036 682 461 829 840 523 095 222 015
13 920 785 814 938 464 650 183 231 373
14 020 846 251 1 119 207 733 616 238 940
22 978 966 997 1 215 956 730 362 249 262
118 993 780 154 1 085 614 480 323 328 644
84 367 559 855 1 070 116 507 270 151 720
118 996 .. 536 423 812 689 186 055 393 547
119 973 .. 617 954 844 733 157 400 280 784
123 296 .. 700 807 908 990 176 838 361 513
136 177 .. 783 463 1 071 233 229 849 399 030
141 002 .. 889 697 1 231 651 275 700 413 980
140 376 .. 875 229 1 365 222 333 967 470 760
140 652 .. 686 623 1 230 336 306 929 429 187
137 375 .. 468 216 1 216 965 335 461 215 311
2 047 714 2 040 327
2 020 842 2 034 278
2 271 450 2 146 146
2 619 756 2 445 603
2 952 038 2 785 897
3 185 553 3 068 796
2 793 729 2 989 641
2 373 327 2 583 528
79 781 234 530 87 472 1 323 931
62 564 255 833 120 870 1 286 107
68 533 272 440 167 875 1 500 862
93 468 334 446 205 606 1 820 969
116 163 346 369 245 378 2 126 790
116 357 324 887 253 223 2 274 641
134 129 212 194 119 156 1 865 669
148 576 213 262 119 573 1 428 120
1 203 970
1 152 802
1 364 617
1 642 115
1 929 570
2 102 034
1 764 000
1 372 377
113 051 27 818 34 920 105 949 876 274
115 235 24 960 38 608 101 587 927 852
118 273 25 396 35 426 108 243 1 008 020
130 703 29 794 39 849 120 648 1 200 075
140 536 39 249 42 531 137 254 1 260 091
.. .. .. 146 496 ..
132 258 24 719 46 455 156 659 1 063 058
130 770 20 756 46 854 151 226 840 847
227 1 842 102 639
217 1 862 97 554
215 1 847 100 140
215 1 933 103 747
209 1 924 111 880
209 1 989 119 454
206 1 944 117 874
207 1 650 88 737
Million CHF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
214
SWITZERLAND Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.07 1.90 1.17 1.54 1.16 0.14 0.35 0.17 2.71 1.60 0.99 .. .. 1.11 0.63 .. .. .. 0.49 0.08 0.41 0.31 0.10
2.79 1.65 1.14 1.37 1.14 0.14 0.18 0.19 2.51 1.53 0.98 .. .. 0.98 0.29 .. .. .. 0.69 0.11 0.57 0.32 0.26
2.66 1.68 0.98 1.56 1.19 0.14 0.30 0.21 2.54 1.54 0.99 .. .. 1.00 0.20 .. .. .. 0.80 0.14 0.67 0.38 0.29
3.19 2.18 1.02 1.79 1.18 0.14 0.44 0.31 2.81 1.50 0.96 .. .. 1.30 0.18 .. .. .. 1.13 0.18 0.95 0.37 0.58
3.92 3.12 0.80 1.65 1.17 0.15 0.48 0.15 2.45 1.47 0.97 .. .. 0.98 0.16 .. .. .. 0.82 0.16 0.66 0.31 0.35
4.59 3.82 0.77 1.48 1.28 0.20 0.16 0.24 2.25 1.42 0.95 .. .. 0.82 0.48 .. .. .. 0.34 0.09 0.25 0.24 0.01
3.60 2.85 0.76 0.72 1.08 0.19 -0.29 0.11 1.48 1.23 0.74 .. .. 0.24 1.31 .. .. .. -1.06 0.00 -1.07 0.15 -1.22
1.98 1.28 0.70 1.23 1.07 0.18 0.11 0.23 1.93 1.49 0.97 .. .. 0.44 0.34 .. .. .. 0.09 0.05 0.04 0.27 -0.23
43.34 56.66 42.83 5.22 12.75 6.30 58.98 36.60 .. .. 41.02 23.06 .. .. .. 17.96 3.00 14.96
45.51 54.49 45.39 5.38 7.08 7.40 60.99 38.90 .. .. 39.01 11.66 .. .. .. 27.35 4.53 22.82
38.56 61.44 46.77 5.41 11.87 8.21 60.65 38.85 .. .. 39.35 7.70 .. .. .. 31.65 5.38 26.27
36.22 63.78 42.08 4.95 15.50 11.15 53.59 34.27 .. .. 46.41 6.30 .. .. .. 40.11 6.26 33.85
32.59 67.41 47.89 5.91 19.47 5.95 59.96 39.48 .. .. 40.05 6.53 .. .. .. 33.51 6.50 27.01
34.17 65.83 57.01 8.88 7.00 10.69 63.40 42.18 .. .. 36.60 21.53 .. .. .. 15.07 3.90 11.16
51.14 48.86 73.19 12.54 -19.43 7.63 83.48 50.27 .. .. 16.51 88.59 .. .. .. -72.08 0.17 -72.25
36.24 63.76 55.67 9.56 5.61 12.05 77.43 50.45 .. .. 22.57 17.80 .. .. .. 4.77 2.63 2.14
56.21 .. .. .. 43.79 7.32 36.47
29.89 .. .. .. 70.11 11.62 58.49
19.56 .. .. .. 80.44 13.67 66.77
13.58 .. .. .. 86.42 13.49 72.93
16.31 .. .. .. 83.69 16.24 67.45
58.83 .. .. .. 41.17 10.66 30.50
536.53 .. .. .. -436.53 1.06 -437.57
78.88 .. .. .. 21.13 11.67 9.46
0.70 24.68 38.85 20.17 15.61
0.65 29.40 38.23 22.44 9.29
0.62 30.05 36.53 23.03 9.77
0.53 30.00 35.82 24.82 8.83
0.48 28.67 37.91 24.85 8.09
0.72 30.36 38.17 22.93 7.83
4.26 27.93 38.86 17.19 11.76
3.56 23.59 45.09 21.37 6.39
5.81 .. 26.20 39.69 9.09 19.22
5.94 .. 30.58 41.80 7.79 13.89
5.43 .. 30.85 40.02 7.79 15.92
5.20 .. 29.91 40.89 8.77 15.23
4.78 .. 30.14 41.72 9.34 14.02
4.41 .. 27.48 42.86 10.48 14.78
5.04 .. 24.58 44.04 10.99 15.36
5.79 .. 19.73 51.28 14.14 9.07
.. 3.90 11.45 4.27 64.65
.. 3.10 12.66 5.98 63.64
.. 3.02 11.99 7.39 66.08
.. 3.57 12.77 7.85 69.51
.. 3.94 11.73 8.31 72.05
.. 3.65 10.20 7.95 71.41
.. 4.80 7.60 4.27 66.78
.. 6.26 8.99 5.04 60.17
58.80
57.05
60.08
62.68
65.36
65.99
63.14
57.83
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
215
SWITZERLAND Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CHF
2002
2003
2004
2005
2006
2007
2008
2009
42 606 27 226 15 380 18 634 13 038 1 585 5 383 1 798 34 014 18 974 12 536 .. .. 15 040 7 914 .. .. .. 7 126 803 6 323 3 575 2 748
40 630 25 646 14 984 14 186 12 705 1 585 1 343 1 723 29 170 17 896 12 245 .. .. 11 274 2 846 .. .. .. 8 428 1 374 7 054 3 438 3 616
41 071 28 581 12 490 19 646 13 993 1 594 4 209 3 038 32 136 19 063 13 194 .. .. 13 073 1 768 .. .. .. 11 305 1 944 9 361 5 133 4 228
59 034 43 641 15 393 27 955 16 240 1 868 7 863 5 720 43 348 21 427 14 939 .. .. 21 921 1 772 .. .. .. 20 149 3 141 17 008 5 845 11 163
85 434 73 477 11 957 28 604 18 651 2 287 10 335 1 905 40 561 24 627 17 587 .. .. 15 934 2 022 .. .. .. 13 912 3 000 10 912 4 592 6 320
110 765 98 976 11 789 25 438 22 781 3 854 1 685 4 825 37 227 25 624 18 630 .. .. 11 603 12 227 .. .. .. -624 780 -1 404 2 600 -4 004
77 754 67 588 10 166 5 327 17 796 3 414 -10 552 1 497 15 493 19 542 11 665 .. .. -4 050 35 409 .. .. .. -39 459 -1 274 -38 185 10 -38 195
31 943 25 264 6 679 15 061 15 026 2 849 -406 3 291 21 740 20 905 14 764 .. .. 835 5 359 .. .. .. -4 524 140 -4 664 3 000 -7 664
5 645 389 567 438 133 328 016 283 101
5 345 481 917 408 905 359 798 152 695
5 870 563 925 454 929 427 096 191 687
4 767 641 391 537 917 528 066 198 304
4 853 687 392 702 068 600 364 203 695
12 557 780 652 752 804 590 176 204 947
95 040 565 671 625 512 324 578 274 514
49 723 364 783 587 063 329 880 113 350
68 290 .. 428 151 506 473 98 837 342 711
66 492 .. 509 501 526 180 75 573 230 914
66 136 .. 586 548 576 588 98 353 315 880
74 197 .. 637 257 699 724 152 727 346 541
75 743 .. 737 668 833 818 197 218 353 926
69 925 .. 700 959 913 115 253 251 403 886
67 659 .. 512 282 722 338 226 992 356 044
62 323 .. 311 546 649 062 262 799 159 069
1 444 462 1 430 222
1 408 660 1 426 561
1 643 509 1 526 085
1 910 444 1 776 976
2 198 371 2 054 407
2 341 136 2 269 754
1 885 316 2 113 226
1 444 799 1 665 058
59 058 184 598 74 948 1 117 267
40 355 200 661 105 987 1 073 010
46 978 217 252 149 886 1 277 966
60 046 273 648 178 800 1 546 467
75 668 283 394 216 649 1 816 288
69 444 259 616 226 216 1 902 251
68 088 144 704 98 978 1 474 618
95 442 114 131 98 474 1 049 251
1 033 861
976 608
1 178 226
1 405 766
1 655 659
1 771 228
1 413 349
1 007 051
62 816 21 533 30 304 54 045 ..
62 263 19 475 33 333 48 405 ..
62 322 19 406 30 490 51 238 ..
69 688 22 845 32 419 60 114 785 843
78 064 31 700 37 767 71 997 829 195
.. .. .. 76 376 ..
67 108 18 048 38 049 85 156 635 962
63 155 14 171 38 212 77 325 416 087
3 575 55 000
3 579 51 000
3 565 53 000
2 566 56 000
2 565 63 000
2 675 67 000
2 638 64 000
2 633 58 000
Million CHF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
216
SWITZERLAND Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
2.98 1.90 1.08 1.30 0.91 0.11 0.38 0.13 2.38 1.33 0.88 .. .. 1.05 0.55 .. .. .. 0.50 0.06 0.44 0.25 0.19
2.85 1.80 1.05 0.99 0.89 0.11 0.09 0.12 2.05 1.25 0.86 .. .. 0.79 0.20 .. .. .. 0.59 0.10 0.49 0.24 0.25
2.69 1.87 0.82 1.29 0.92 0.10 0.28 0.20 2.11 1.25 0.87 .. .. 0.86 0.12 .. .. .. 0.74 0.13 0.61 0.34 0.28
3.32 2.46 0.87 1.57 0.91 0.11 0.44 0.32 2.44 1.21 0.84 .. .. 1.23 0.10 .. .. .. 1.13 0.18 0.96 0.33 0.63
4.16 3.58 0.58 1.39 0.91 0.11 0.50 0.09 1.97 1.20 0.86 .. .. 0.78 0.10 .. .. .. 0.68 0.15 0.53 0.22 0.31
4.88 4.36 0.52 1.12 1.00 0.17 0.07 0.21 1.64 1.13 0.82 .. .. 0.51 0.54 .. .. .. -0.03 0.03 -0.06 0.12 -0.18
3.68 3.20 0.48 0.25 0.84 0.16 -0.50 0.07 0.73 0.93 0.55 .. .. -0.19 1.68 .. .. .. -1.87 -0.06 -1.81 0.00 -1.81
1.92 1.52 0.40 0.91 0.90 0.17 -0.02 0.20 1.31 1.26 0.89 .. .. 0.05 0.32 .. .. .. -0.27 0.01 -0.28 0.18 -0.46
45.22 54.78 38.33 4.66 15.83 5.29 55.78 36.86 .. .. 44.22 23.27 .. .. .. 20.95 2.36 18.59
51.37 48.63 43.56 5.43 4.60 5.91 61.35 41.98 .. .. 38.65 9.76 .. .. .. 28.89 4.71 24.18
38.87 61.13 43.54 4.96 13.10 9.45 59.32 41.06 .. .. 40.68 5.50 .. .. .. 35.18 6.05 29.13
35.51 64.49 37.46 4.31 18.14 13.20 49.43 34.46 .. .. 50.57 4.09 .. .. .. 46.48 7.25 39.24
29.48 70.52 45.98 5.64 25.48 4.70 60.72 43.36 .. .. 39.28 4.99 .. .. .. 34.30 7.40 26.90
31.67 68.33 61.20 10.35 4.53 12.96 68.83 50.04 .. .. 31.17 32.84 .. .. .. -1.68 2.10 -3.77
65.62 34.38 114.87 22.04 -68.11 9.66 126.13 75.29 .. .. -26.14 228.55 .. .. .. -254.69 -8.22 -246.47
30.72 69.28 69.12 13.11 -1.87 15.14 96.16 67.91 .. .. 3.84 24.65 .. .. .. -20.81 0.64 -21.45
52.62 .. .. .. 47.38 5.34 42.04
25.24 .. .. .. 74.76 12.19 62.57
13.52 .. .. .. 86.48 14.87 71.61
8.08 .. .. .. 91.92 14.33 77.59
12.69 .. .. .. 87.31 18.83 68.48
105.38 .. .. .. -5.38 6.72 -12.10
-874.30 .. .. .. 974.30 31.46 942.84
641.80 .. .. .. -541.80 16.77 -558.56
0.39 26.97 30.33 22.71 19.60
0.38 34.21 29.03 25.54 10.84
0.36 34.31 27.68 25.99 11.66
0.25 33.57 28.16 27.64 10.38
0.22 31.27 31.94 27.31 9.27
0.54 33.35 32.16 25.21 8.75
5.04 30.00 33.18 17.22 14.56
3.44 25.25 40.63 22.83 7.85
4.73 .. 29.64 35.06 6.84 23.73
4.72 .. 36.17 37.35 5.37 16.39
4.02 .. 35.69 35.08 5.98 19.22
3.88 .. 33.36 36.63 7.99 18.14
3.45 .. 33.56 37.93 8.97 16.10
2.99 .. 29.94 39.00 10.82 17.25
3.59 .. 27.17 38.31 12.04 18.89
4.31 .. 21.56 44.92 18.19 11.01
.. 4.09 12.78 5.19 77.35
.. 2.87 14.25 7.52 76.17
.. 2.86 13.22 9.12 77.76
.. 3.14 14.32 9.36 80.95
.. 3.44 12.89 9.86 82.62
.. 2.97 11.09 9.66 81.25
.. 3.61 7.68 5.25 78.22
.. 6.61 7.90 6.82 72.62
71.57
69.33
71.69
73.58
75.31
75.66
74.97
69.70
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
217
SWITZERLAND Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CHF
2002
2003
2004
2005
2006
2007
2008
2009
2 819 1 515 1 304 340 256 30 44 70 1 644 946 501 .. .. 698 315 .. .. .. 383 93 290 133 157
2 574 1 230 1 344 384 265 31 65 85 1 728 1 004 520 .. .. 724 256 .. .. .. 468 105 363 144 219
2 399 1 041 1 358 394 287 34 72 69 1 752 1 013 510 .. .. 739 238 .. .. .. 501 115 386 150 236
2 369 1 014 1 355 439 313 35 88 73 1 794 999 515 .. .. 795 219 .. .. .. 576 140 436 187 249
2 465 1 068 1 397 457 350 39 86 60 1 854 1 020 520 .. .. 834 171 .. .. .. 663 158 505 232 273
2 618 1 223 1 395 475 366 38 84 63 1 870 1 027 508 .. .. 843 177 .. .. .. 666 160 506 249 257
2 870 1 469 1 400 418 311 36 47 95 1 818 1 047 518 .. .. 771 185 .. .. .. 586 129 457 244 213
2 414 1 096 1 318 385 241 28 72 99 1 702 990 506 .. .. 713 206 .. .. .. 507 105 402 202 200
1 283 3 672 67 878 4 540 1 447
1 398 4 152 68 783 4 873 1 412
1 299 3 532 70 579 4 749 1 334
1 303 4 158 72 421 4 677 1 319
1 347 4 289 74 260 4 742 1 304
1 413 4 311 73 901 4 468 1 217
1 831 4 925 76 848 4 945 1 374
2 046 3 345 80 384 5 103 1 398
5 113 .. 5 241 46 468 18 872 3 126
5 312 .. 4 291 49 680 18 358 2 976
5 553 .. 3 600 51 327 18 172 2 842
5 836 .. 3 311 53 573 18 450 2 708
6 150 .. 3 680 54 114 19 388 2 607
6 171 .. 3 463 53 117 19 960 2 600
6 377 .. 3 090 55 244 22 235 2 977
6 411 .. 3 434 57 218 22 611 2 601
78 823 78 253
80 619 79 721
81 492 81 056
83 878 82 685
85 942 84 910
85 311 85 627
89 922 87 617
92 276 91 099
234 3 797 304 804
356 4 052 302 966
310 3 972 331 833
325 3 944 302 956
364 3 954 340 1 187
207 3 835 363 1 537
42 4 502 351 1 839
10 4 720 332 2 050
1 821
1 709
1 783
1 938
1 856
1 586
1 758
1 996
5 114 689 72 5 731 47 121
5 300 714 84 5 930 47 560
5 554 729 108 6 175 47 818
5 841 755 83 6 513 48 770
6 101 781 79 6 802 49 966
.. .. .. 6 788 ..
6 250 715 249 6 966 48 061
6 233 661 353 6 884 48 306
88 389 4 642
83 346 4 424
83 346 4 320
79 346 4 141
78 348 4 135
76 322 3 892
75 317 4 021
70 319 3 980
Million CHF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
218
SWITZERLAND Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.60 1.94 1.67 0.43 0.33 0.04 0.06 0.09 2.10 1.21 0.64 .. .. 0.89 0.40 .. .. .. 0.49 0.12 0.37 0.17 0.20
3.23 1.54 1.69 0.48 0.33 0.04 0.08 0.11 2.17 1.26 0.65 .. .. 0.91 0.32 .. .. .. 0.59 0.13 0.46 0.18 0.28
2.96 1.28 1.68 0.49 0.35 0.04 0.09 0.09 2.16 1.25 0.63 .. .. 0.91 0.29 .. .. .. 0.62 0.14 0.48 0.19 0.29
2.87 1.23 1.64 0.53 0.38 0.04 0.11 0.09 2.17 1.21 0.62 .. .. 0.96 0.27 .. .. .. 0.70 0.17 0.53 0.23 0.30
2.90 1.26 1.65 0.54 0.41 0.05 0.10 0.07 2.18 1.20 0.61 .. .. 0.98 0.20 .. .. .. 0.78 0.19 0.60 0.27 0.32
3.06 1.43 1.63 0.56 0.43 0.04 0.10 0.07 2.18 1.20 0.59 .. .. 0.99 0.21 .. .. .. 0.78 0.19 0.59 0.29 0.30
3.28 1.68 1.60 0.48 0.36 0.04 0.05 0.11 2.08 1.20 0.59 .. .. 0.88 0.21 .. .. .. 0.67 0.15 0.52 0.28 0.24
2.65 1.20 1.45 0.42 0.27 0.03 0.08 0.11 1.87 1.09 0.56 .. .. 0.78 0.23 .. .. .. 0.56 0.12 0.44 0.22 0.22
79.32 20.68 15.57 1.83 2.68 4.26 57.54 30.47 .. .. 42.46 19.16 .. .. .. 23.30 5.66 17.64
77.78 22.22 15.34 1.79 3.76 4.92 58.10 30.09 .. .. 41.90 14.82 .. .. .. 27.08 6.08 21.01
77.51 22.49 16.38 1.94 4.11 3.94 57.82 29.11 .. .. 42.18 13.58 .. .. .. 28.60 6.56 22.03
75.53 24.47 17.45 1.95 4.91 4.07 55.69 28.71 .. .. 44.31 12.21 .. .. .. 32.11 7.80 24.30
75.35 24.65 18.88 2.10 4.64 3.24 55.02 28.05 .. .. 44.98 9.22 .. .. .. 35.76 8.52 27.24
74.60 25.40 19.57 2.03 4.49 3.37 54.92 27.17 .. .. 45.08 9.47 .. .. .. 35.62 8.56 27.06
77.01 22.99 17.11 1.98 2.59 5.23 57.59 28.49 .. .. 42.41 10.18 .. .. .. 32.23 7.10 25.14
77.44 22.62 14.16 1.65 4.23 5.82 58.17 29.73 .. .. 41.89 12.10 .. .. .. 29.79 6.17 23.62
45.13 .. .. .. 54.87 13.32 41.55
35.36 .. .. .. 64.64 14.50 50.14
32.21 .. .. .. 67.79 15.56 52.23
27.55 .. .. .. 72.45 17.61 54.84
20.50 .. .. .. 79.50 18.95 60.55
21.00 .. .. .. 79.00 18.98 60.02
24.00 .. .. .. 76.01 16.73 59.27
28.89 .. .. .. 71.11 14.73 56.38
1.63 4.66 86.11 5.76 1.84
1.73 5.15 85.32 6.04 1.75
1.59 4.33 86.61 5.83 1.64
1.55 4.96 86.34 5.58 1.57
1.57 4.99 86.41 5.52 1.52
1.66 5.05 86.63 5.24 1.43
2.04 5.48 85.46 5.50 1.53
2.22 3.63 87.11 5.53 1.52
6.49 .. 6.65 58.95 23.94 3.97
6.59 .. 5.32 61.62 22.77 3.69
6.81 .. 4.42 62.98 22.30 3.49
6.96 .. 3.95 63.87 22.00 3.23
7.16 .. 4.28 62.97 22.56 3.03
7.23 .. 4.06 62.26 23.40 3.05
7.09 .. 3.44 61.44 24.73 3.31
6.95 .. 3.72 62.01 24.50 2.82
.. 0.30 4.82 0.39 1.02
.. 0.44 5.03 0.38 1.20
.. 0.38 4.87 0.41 1.02
.. 0.39 4.70 0.36 1.14
.. 0.42 4.60 0.40 1.38
.. 0.24 4.50 0.43 1.80
.. 0.05 5.01 0.39 2.05
.. 0.01 5.12 0.36 2.22
2.31
2.12
2.19
2.31
2.16
1.86
1.96
2.16
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
219
SWITZERLAND Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million CHF
2002
2003
2004
2005
2006
2007
2008
2009
3 163 1 704 1 459 298 130 11 62 117 1 757 1 022 608 .. .. 735 212 .. .. .. 523 94 429 16 413
2 900 1 314 1 586 351 141 12 66 156 1 937 1 057 639 .. .. 880 287 .. .. .. 593 140 453 17 436
2 853 1 211 1 642 351 166 18 56 147 1 993 1 162 697 .. .. 831 172 .. .. .. 660 154 506 19 487
2 967 1 227 1 740 372 285 68 76 79 2 112 1 164 749 .. .. 948 170 .. .. .. 777 169 608 21 587
3 211 1 385 1 826 365 321 71 84 31 2 191 1 209 796 .. .. 982 158 .. .. .. 824 169 655 24 631
3 706 1 790 1 916 403 351 108 112 48 2 319 1 337 880 .. .. 982 143 .. .. .. 839 138 701 26 676
4 033 2 071 1 962 408 331 102 108 70 2 370 1 447 962 .. .. 923 242 .. .. .. 682 117 564 27 537
3 584 1 604 1 980 466 333 106 116 122 2 446 1 468 1 016 .. .. 978 187 .. .. .. 791 146 645 29 617
997 10 814 75 901 2 930 2 041
1 234 14 288 81 377 3 209 2 032
1 259 12 251 86 565 3 277 2 746
1 140 10 130 90 782 3 280 2 856
1 138 11 372 95 110 3 098 3 280
1 203 12 340 101 527 3 310 4 695
1 829 12 605 108 595 4 076 4 471
1 338 8 800 117 636 7 588 4 158
4 319 .. 9 509 58 804 17 714 2 336
4 788 .. 13 040 65 395 16 828 2 089
5 335 .. 11 002 70 724 17 006 2 031
5 954 .. 9 741 72 609 17 832 2 053
6 663 .. 9 786 75 371 19 970 2 209
7 377 .. 11 431 79 758 22 153 2 357
7 951 .. 8 496 85 818 26 226 3 084
8 600 .. 9 823 94 267 23 888 2 941
92 684 87 547
102 140 97 412
106 098 104 119
108 187 107 143
113 998 111 093
123 076 118 537
131 575 127 326
139 520 135 548
18 2 642 140 5 676
15 2 938 147 9 427
13 2 800 368 8 694
11 2 762 402 7 474
11 2 522 448 9 130
10 2 688 443 8 978
5 3 509 365 11 926
4 6 790 487 7 426
3 843
4 162
4 661
5 338
6 548
6 344
6 011
6 089
4 307 2 154 109 6 352 47 773
4 802 2 401 115 7 088 50 599
5 316 2 658 343 7 631 53 189
5 954 2 977 353 8 578 55 199
6 663 3 331 395 9 599 58 073
.. .. .. 10 664 ..
7 782 3 806 339 11 588 61 509
8 372 4 072 456 12 444 65 976
1 493 5 805
1 1 239 6 058
1 1 207 6 304
1 1 174 6 549
1 1 148 6 764
1 1 154 7 208
1 1 150 7 665
1 1 145 7 999
Million CHF
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
220
SWITZERLAND Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.61 1.95 1.67 0.34 0.15 0.01 0.07 0.13 2.01 1.17 0.69 .. .. 0.84 0.24 .. .. .. 0.60 0.11 0.49 0.02 0.47
2.98 1.35 1.63 0.36 0.15 0.01 0.07 0.16 1.99 1.09 0.66 .. .. 0.90 0.30 .. .. .. 0.61 0.14 0.47 0.02 0.45
2.74 1.16 1.58 0.34 0.16 0.02 0.05 0.14 1.91 1.12 0.67 .. .. 0.80 0.17 .. .. .. 0.63 0.15 0.49 0.02 0.47
2.77 1.15 1.62 0.35 0.27 0.06 0.07 0.07 1.97 1.09 0.70 .. .. 0.89 0.16 .. .. .. 0.73 0.16 0.57 0.02 0.55
2.89 1.25 1.64 0.33 0.29 0.06 0.08 0.03 1.97 1.09 0.72 .. .. 0.88 0.14 .. .. .. 0.74 0.15 0.59 0.02 0.57
3.13 1.51 1.62 0.34 0.30 0.09 0.09 0.04 1.96 1.13 0.74 .. .. 0.83 0.12 .. .. .. 0.71 0.12 0.59 0.02 0.57
3.17 1.63 1.54 0.32 0.26 0.08 0.09 0.06 1.86 1.14 0.76 .. .. 0.73 0.19 .. .. .. 0.54 0.09 0.44 0.02 0.42
2.64 1.18 1.46 0.34 0.25 0.08 0.09 0.09 1.81 1.08 0.75 .. .. 0.72 0.14 .. .. .. 0.58 0.11 0.48 0.02 0.46
83.04 16.96 7.40 0.63 3.53 6.66 58.17 34.60 .. .. 41.83 12.07 .. .. .. 29.77 5.35 24.42
81.88 18.12 7.28 0.62 3.41 8.05 54.57 32.99 .. .. 45.43 14.82 .. .. .. 30.61 7.23 23.39
82.39 17.61 8.33 0.90 2.81 7.38 58.30 34.97 .. .. 41.70 8.63 .. .. .. 33.12 7.73 25.39
82.39 17.61 13.49 3.22 3.60 3.74 55.11 35.46 .. .. 44.89 8.05 .. .. .. 36.79 8.00 28.79
83.34 16.66 14.65 3.24 3.83 1.42 55.18 36.33 .. .. 44.82 7.21 .. .. .. 37.61 7.71 29.90
82.62 17.38 15.14 4.66 4.83 2.07 57.65 37.95 .. .. 42.35 6.17 .. .. .. 36.18 5.95 30.23
82.79 17.22 13.97 4.30 4.56 2.95 61.06 40.59 .. .. 38.95 10.21 .. .. .. 28.78 4.94 23.80
80.95 19.05 13.61 4.33 4.74 4.99 60.02 41.54 .. .. 39.98 7.65 .. .. .. 32.34 5.97 26.37
28.84 .. .. .. 71.16 12.79 58.37
32.61 .. .. .. 67.39 15.91 51.48
20.70 .. .. .. 79.42 18.53 60.89
17.93 .. .. .. 81.96 17.83 64.14
16.09 .. .. .. 83.91 17.21 66.70
14.56 .. .. .. 85.44 14.05 71.39
26.22 .. .. .. 73.89 12.68 61.11
19.12 .. .. .. 80.88 14.93 65.95
1.08 11.67 81.89 3.16 2.20
1.21 13.99 79.67 3.14 1.99
1.19 11.55 81.59 3.09 2.59
1.05 9.36 83.91 3.03 2.64
1.00 9.98 83.43 2.72 2.88
0.98 10.03 82.49 2.69 3.82
1.39 9.58 82.54 3.10 3.40
0.96 6.31 84.32 5.44 2.98
4.66 .. 10.26 63.45 19.11 2.52
4.69 .. 12.77 64.03 16.48 2.05
5.03 .. 10.37 66.66 16.03 1.91
5.50 .. 9.00 67.11 16.48 1.90
5.85 .. 8.58 66.12 17.52 1.94
5.99 .. 9.29 64.80 18.00 1.92
6.04 .. 6.46 65.22 19.93 2.34
6.16 .. 7.04 67.57 17.12 2.11
.. 0.02 2.85 0.15 6.12
.. 0.02 2.88 0.14 9.23
.. 0.01 2.64 0.35 8.19
.. 0.01 2.55 0.37 6.91
.. 0.01 2.21 0.39 8.01
.. 0.01 2.18 0.36 7.30
.. 0.00 2.67 0.28 9.06
.. 0.00 4.87 0.35 5.32
4.15
4.08
4.39
4.93
5.74
5.16
4.57
4.36
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/b077
OECD BANKING STATISTICS 2012 – © OECD 2012
221
SWITZERLAND Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 286 209 122 76 1 .. 6 1 1 .. 4 2 803 260 2 543 .. 3 096
Institutions 2008
2009
1 282 206 123 75 1 .. 6 1 1 .. 4 2 697 262 2 435 .. 2 986
2007 1 278 207 123 70 1 .. 6 1 1 .. 4 .. 258 .. .. ..
8 3 465 1 989 286 322 1 154 .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 8 3 411 1 944 297 317 1 150 .. .. .. .. .. .. .. .. .. .. ..
2009
618 130 554 119 454 21 921 3 892 7 208 .. 338 6 .. .. 332 .. .. .. .. ..
Employees 2008 622 129 559 117 874 23 440 4 021 7 665 .. 626 8 .. .. 618 .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
8 3 114 1 650 275 319 1 145 .. .. .. .. .. .. .. .. .. .. ..
2009 660 100 716 88 737 22 471 3 980 7 999 .. 604 8 .. .. 596 .. .. .. .. ..
Million CHF
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 126 927 214 323 207 264 3 393 940 3 015 226 2 605 123 3 185 553 2 793 729 2 373 327 288 802 331 651 327 811 85 311 89 922 92 276 123 076 131 575 139 520 .. .. .. 62 768 61 375 74 098 25 738 30 753 43 527 25 495 24 206 24 158 .. .. .. 11 535 6 416 6 413 1 233 795 1 108 952 .. 628 336 570 428 .. 605 459 538 524 .. .. .. .. 4 817 430 4 399 876 ..
Total financial assets 2007 2008 2009 126 529 .. 2 309 404 .. .. .. .. .. .. .. .. .. .. .. 1 094 285 .. .. .. .. .. .. .. .. .. 1 021 403 .. .. .. .. .. .. .. 4 551 621 ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/ee52
OECD BANKING STATISTICS 2012 – © OECD 2012
222
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
SWITZERLAND Table 3. Classification of bank assets and liabilities Million CHF Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
838 702 135 489 974 190
853 440 124 693 978 133
870 476 138 257 1 008 734
893 971 144 576 1 038 547
919 484 163 156 1 082 640
969 601 180 101 1 149 702
1 032 076 165 375 1 197 451
1 056 768 139 221 1 195 989
50 105 1 194 922 1 245 026
53 661 1 171 808 1 225 469
78 170 1 372 132 1 450 303
88 452 1 684 822 1 773 274
95 387 1 973 952 2 069 339
139 183 2 105 055 2 244 238
103 716 1 714 058 1 817 774
110 760 1 298 375 1 409 135
888 806 1 330 410 2 219 217
907 101 1 296 501 2 203 602
948 647 1 510 389 2 459 036
982 423 1 829 398 2 811 821
1 014 871 2 137 108 3 151 979
1 108 784 2 285 156 3 393 940
1 135 793 1 879 433 3 015 226
1 167 528 1 437 596 2 605 124
899 776 115 308 1 015 084
923 398 92 844 1 016 242
926 761 103 138 1 029 899
958 683 125 143 1 083 825
989 903 128 889 1 118 792
1 022 477 148 325 1 170 802
1 010 214 165 566 1 175 780
1 025 373 134 843 1 160 216
109 807 1 094 325 1 204 133
121 532 1 065 827 1 187 360
161 216 1 267 921 1 429 137
203 748 1 524 248 1 727 996
224 102 1 809 085 2 033 187
261 499 1 961 639 2 223 138
233 244 1 606 202 1 839 446
199 289 1 245 619 1 444 908
1 009 583 1 209 634 2 219 217
1 044 930 1 158 672 2 203 602
1 087 977 1 371 059 2 459 036
1 162 431 1 649 391 2 811 821
1 214 005 1 937 974 3 151 979
1 283 976 2 109 964 3 393 940
1 243 457 1 771 769 3 015 226
1 224 662 1 380 462 2 605 124
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/30eb
OECD BANKING STATISTICS 2012 – © OECD 2012
223
TURKEY Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million TRY
2002
2003
2004
2005
2006
2007
2008
2009
43 702 31 677 12 025 232 2 337 262 658 -2 500 12 257 4 232 3 467 765 0 8 025 4 697 3 587 67 1 042 3 328 921 2 407 .. ..
38 128 27 910 10 219 5 362 2 973 294 6 410 -3 727 15 581 4 913 3 976 937 0 10 668 3 360 2 516 123 722 7 308 2 211 5 097 .. ..
40 591 23 290 17 300 417 4 118 315 2 242 -5 627 17 718 5 486 4 576 910 0 12 231 3 548 1 394 304 1 849 8 684 2 571 6 113 .. ..
43 795 25 102 18 692 2 630 5 216 406 2 174 -4 354 21 322 6 534 5 410 1 124 0 14 788 6 354 2 242 568 3 543 8 434 3 211 5 223 .. ..
56 431 35 319 21 112 4 178 6 528 303 -455 -1 592 25 290 7 400 6 379 1 021 0 17 891 4 268 2 049 182 2 037 13 622 2 992 10 630 .. ..
71 438 45 416 26 022 5 813 8 175 360 801 -2 803 31 835 8 932 7 814 1 118 0 22 903 5 769 2 941 128 2 700 17 135 3 198 13 937 .. ..
86 823 55 979 30 844 4 147 9 889 474 55 -5 323 34 991 10 793 9 530 1 263 0 24 198 8 756 5 377 184 3 194 15 442 3 018 12 424 .. ..
87 034 44 613 42 421 6 346 10 406 516 1 817 -5 362 48 767 11 581 10 164 1 417 0 37 186 13 399 9 777 124 3 498 23 786 4 741 19 045 .. ..
4 453 12 603 44 046 84 903 54 540
4 922 12 475 60 473 105 312 53 688
7 637 16 941 93 852 121 596 53 273
15 104 23 188 150 280 139 788 63 451
20 771 34 809 211 522 156 226 58 418
24 648 27 902 276 250 161 087 70 017
41 516 37 544 355 308 190 771 81 202
37 221 42 304 378 390 259 102 87 115
22 218 144 17 878 136 782 256 23 270
30 797 17 21 939 154 343 0 29 773
40 535 7 29 392 190 910 0 32 455
48 096 30 49 323 251 329 0 43 033
51 527 35 64 659 307 367 0 58 157
66 369 26 64 808 356 306 0 72 395
75 184 112 84 949 453 072 0 93 023
97 407 65 77 825 513 633 0 115 201
200 546 181 863
236 870 218 708
293 299 265 085
391 811 342 555
481 745 436 778
559 903 520 824
706 341 633 122
804 131 755 236
8 720 75 102 1 081 17 805
5 588 98 464 1 260 14 847
5 009 115 143 1 444 18 369
5 746 132 958 1 084 22 597
1 474 154 329 422 39 238
1 308 159 303 476 32 831
2 166 188 193 412 44 759
6 904 251 766 431 50 687
20 483
25 677
32 619
51 959
73 681
82 929
99 288
103 423
21 035 2 513 4 394 19 433 85 442
28 830 3 200 4 571 27 454 98 133
37 598 5 452 5 408 37 642 146 961
43 701 6 866 8 462 42 105 199 057
50 533 5 136 3 407 52 262 265 704
65 171 6 944 4 273 67 842 393 747
77 203 8 415 4 316 81 301 495 839
90 833 11 983 1 254 101 562 536 637
29 6 132 116 790
27 6 011 117 048
28 6 177 122 220
31 6 524 133 227
30 7 251 145 340
30 8 067 161 930
30 9 231 176 758
30 9 508 178 313
Million TRY
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4793
OECD BANKING STATISTICS 2012 – © OECD 2012
224
TURKEY Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
24.03 17.42 6.61 0.13 1.29 0.14 0.36 -1.37 6.74 2.33 1.91 0.42 0.00 4.41 2.58 1.97 0.04 0.57 1.83 0.51 1.32 .. ..
17.43 12.76 4.67 2.45 1.36 0.14 2.93 -1.70 7.12 2.25 1.82 0.43 0.00 4.88 1.54 1.15 0.06 0.33 3.34 1.01 2.33 .. ..
15.31 8.79 6.53 0.16 1.55 0.12 0.85 -2.12 6.68 2.07 1.73 0.34 0.00 4.61 1.34 0.53 0.12 0.70 3.28 0.97 2.31 .. ..
12.79 7.33 5.46 0.77 1.52 0.12 0.64 -1.27 6.23 1.91 1.58 0.33 0.00 4.32 1.86 0.66 0.17 1.03 2.46 0.94 1.53 .. ..
12.92 8.09 4.83 0.96 1.50 0.07 -0.10 -0.36 5.79 1.69 1.46 0.23 0.00 4.10 0.98 0.47 0.04 0.47 3.12 0.69 2.43 .. ..
13.72 8.72 5.00 1.12 1.57 0.07 0.15 -0.54 6.11 1.72 1.50 0.22 0.00 4.40 1.11 0.57 0.03 0.52 3.29 0.61 2.68 .. ..
13.71 8.84 4.87 0.66 1.56 0.08 0.01 -0.84 5.53 1.71 1.51 0.20 0.00 3.82 1.38 0.85 0.03 0.51 2.44 0.48 1.96 .. ..
11.52 5.91 5.62 0.84 1.38 0.07 0.24 -0.71 6.46 1.53 1.35 0.19 0.00 4.92 1.77 1.30 0.02 0.46 3.15 0.63 2.52 .. ..
98.10 1.90 19.07 2.14 5.37 -20.39 34.53 28.29 6.24 0.00 65.47 38.32 29.26 0.55 8.50 27.15 7.51 19.64
65.59 34.41 19.08 1.89 41.14 -23.92 31.53 25.52 6.02 0.00 68.47 21.57 16.15 0.79 4.63 46.90 14.19 32.71
97.64 2.36 23.24 1.78 12.65 -31.76 30.97 25.83 5.14 0.00 69.04 20.02 7.87 1.72 10.44 49.01 14.51 34.50
87.67 12.34 24.46 1.91 10.20 -20.42 30.65 25.37 5.27 0.00 69.35 29.80 10.52 2.67 16.62 39.56 15.06 24.50
83.48 16.52 25.81 1.20 -1.80 -6.29 29.26 25.22 4.04 0.00 70.74 16.88 8.10 0.72 8.05 53.86 11.83 42.03
81.74 18.26 25.68 1.13 2.52 -8.80 28.06 24.55 3.51 0.00 71.94 18.12 9.24 0.40 8.48 53.82 10.05 43.78
88.15 11.85 28.26 1.36 0.16 -15.21 30.85 27.24 3.61 0.00 69.16 25.03 15.37 0.53 9.13 44.13 8.63 35.51
86.99 13.01 21.34 1.06 3.73 -10.99 23.75 20.84 2.91 0.00 76.25 27.48 20.05 0.26 7.17 48.78 9.72 39.05
58.53 44.70 0.84 12.99 41.48 11.48 30.00
31.50 23.58 1.15 6.77 68.50 20.72 47.78
29.01 11.40 2.49 15.12 70.99 21.02 49.97
42.97 15.16 3.84 23.96 57.03 21.71 35.32
23.86 11.46 1.02 11.38 76.14 16.73 59.42
25.19 12.84 0.56 11.79 74.81 13.96 60.85
36.19 22.22 0.76 13.20 63.81 12.47 51.34
36.03 26.29 0.33 9.41 63.97 12.75 51.22
2.22 6.29 21.96 42.34 27.20
2.08 5.27 25.53 44.46 22.67
2.60 5.78 32.00 41.46 18.16
3.86 5.92 38.36 35.68 16.19
4.31 7.23 43.91 32.43 12.13
4.40 4.98 49.34 28.77 12.51
5.88 5.32 50.30 27.01 11.50
4.63 5.26 47.06 32.22 10.83
11.08 0.07 8.91 68.21 0.13 11.60
13.00 0.01 9.26 65.16 0.00 12.57
13.82 0.00 10.02 65.09 0.00 11.07
12.28 0.01 12.59 64.15 0.00 10.98
10.70 0.01 13.42 63.80 0.00 12.07
11.85 0.01 11.58 63.64 0.00 12.93
10.64 0.02 12.03 64.14 0.00 13.17
12.11 0.01 9.68 63.87 0.00 14.33
.. 4.35 37.45 0.54 8.88
.. 2.36 41.57 0.53 6.27
.. 1.71 39.26 0.49 6.26
.. 1.47 33.93 0.28 5.77
.. 0.31 32.04 0.09 8.15
.. 0.23 28.45 0.09 5.86
.. 0.31 26.64 0.06 6.34
.. 0.86 31.31 0.05 6.30
10.21
10.84
11.12
13.26
15.30
14.81
14.06
12.86
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4793
OECD BANKING STATISTICS 2012 – © OECD 2012
225
TURKEY Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million TRY
2002
2003
2004
2005
2006
2007
2008
2009
22 169 15 296 6 873 -1 081 1 140 172 838 -2 887 5 791 2 008 1 736 272 0 3 783 1 510 1 152 34 324 2 273 997 1 276 .. ..
20 514 14 071 6 443 2 337 1 539 208 3 931 -2 924 8 780 2 335 2 006 329 0 6 445 1 768 1 408 0 360 4 677 1 556 3 122 .. ..
21 656 11 782 9 874 37 2 253 217 1 262 -3 262 9 911 2 529 2 274 255 0 7 382 1 875 679 12 1 184 5 508 1 870 3 637 .. ..
22 780 12 762 10 018 2 239 2 875 246 838 -1 228 12 257 2 799 2 447 352 0 9 459 2 157 964 67 1 126 7 302 2 397 4 904 .. ..
29 545 18 896 10 649 2 307 3 721 122 -93 -1 198 12 955 3 256 2 831 424 0 9 700 2 083 995 142 946 7 617 1 744 5 873 .. ..
37 011 23 988 13 023 4 073 4 342 164 582 -686 17 096 3 747 3 289 458 0 13 349 3 049 1 511 107 1 431 10 299 1 937 8 363 .. ..
43 755 29 346 14 410 3 117 4 943 214 716 -2 328 17 526 4 544 4 038 506 0 12 983 4 247 2 716 109 1 422 8 735 1 637 7 099 .. ..
44 827 24 012 20 815 4 347 5 110 229 1 506 -2 039 25 162 4 889 4 354 535 0 20 273 5 836 4 019 14 1 803 14 437 2 865 11 572 .. ..
2 322 6 883 20 777 46 459 28 995
2 440 5 950 28 416 63 586 29 202
3 921 6 332 43 892 74 370 28 174
10 513 9 911 72 549 89 810 34 833
11 694 14 346 99 715 99 512 30 313
13 002 14 843 126 281 106 531 36 556
27 523 20 082 167 326 129 317 32 634
22 923 25 831 170 444 180 996 38 940
13 336 12 8 777 73 006 0 10 305
18 932 17 12 144 84 039 0 14 462
22 083 7 14 975 104 534 0 15 089
25 726 30 26 798 138 369 0 26 693
27 725 34 32 886 163 920 0 31 015
35 306 26 31 759 190 667 0 39 456
37 488 27 40 740 242 248 0 56 380
51 354 65 38 780 279 775 0 69 159
105 436 92 157
129 594 117 515
156 689 143 142
217 615 187 152
255 580 236 598
297 213 276 396
376 882 337 047
439 134 408 008
6 678 39 691 89 10 193
4 105 59 373 108 6 352
1 887 72 336 146 6 398
2 012 87 622 177 10 928
126 99 232 154 16 363
74 106 277 180 19 718
743 128 433 141 26 721
4 846 175 945 204 34 902
11 847
15 782
17 812
29 818
38 720
41 145
46 760
54 903
12 819 845 1 947 11 718 37 173
17 762 1 511 2 281 16 992 44 887
20 081 2 491 2 764 19 807 63 422
22 126 4 404 3 712 22 818 92 872
26 741 1 336 1 016 27 060 120 131
34 591 2 435 1 123 35 904 184 430
39 260 1 818 1 363 39 715 232 977
48 720 4 488 792 52 417 249 479
4 3 020 54 605
4 3 008 55 797
4 3 075 56 768
4 3 153 59 189
4 3 311 63 652
4 3 505 68 316
4 3 903 73 700
4 4 076 76 212
Million TRY
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4793
OECD BANKING STATISTICS 2012 – © OECD 2012
226
TURKEY Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
24.06 16.60 7.46 -1.17 1.24 0.19 0.91 -3.13 6.28 2.18 1.88 0.30 0.00 4.11 1.64 1.25 0.04 0.35 2.47 1.08 1.38 .. ..
17.46 11.97 5.48 1.99 1.31 0.18 3.35 -2.49 7.47 1.99 1.71 0.28 0.00 5.48 1.50 1.20 0.00 0.31 3.98 1.32 2.66 .. ..
15.13 8.23 6.90 0.03 1.57 0.15 0.88 -2.28 6.92 1.77 1.59 0.18 0.00 5.16 1.31 0.47 0.01 0.83 3.85 1.31 2.54 .. ..
12.17 6.82 5.35 1.20 1.54 0.13 0.45 -0.66 6.55 1.50 1.31 0.19 0.00 5.05 1.15 0.52 0.04 0.60 3.90 1.28 2.62 .. ..
12.49 7.99 4.50 0.98 1.57 0.05 -0.04 -0.51 5.48 1.38 1.20 0.18 0.00 4.10 0.88 0.42 0.06 0.40 3.22 0.74 2.48 .. ..
13.39 8.68 4.71 1.47 1.57 0.06 0.21 -0.25 6.19 1.36 1.19 0.17 0.00 4.83 1.10 0.55 0.04 0.52 3.73 0.70 3.03 .. ..
12.98 8.71 4.28 0.93 1.47 0.06 0.21 -0.69 5.20 1.35 1.20 0.15 0.00 3.85 1.26 0.81 0.03 0.42 2.59 0.49 2.11 .. ..
10.99 5.89 5.10 1.07 1.25 0.06 0.37 -0.50 6.17 1.20 1.07 0.13 0.00 4.97 1.43 0.99 0.00 0.44 3.54 0.70 2.84 .. ..
118.67 -18.67 19.68 2.97 14.47 -49.84 34.68 29.99 4.69 0.00 65.32 26.08 19.89 0.59 5.59 39.25 17.22 22.03
73.38 26.62 17.53 2.37 44.77 -33.31 26.59 22.84 3.75 0.00 73.41 20.13 16.04 0.00 4.10 53.28 17.72 35.56
99.63 0.37 22.73 2.19 12.74 -32.91 25.52 22.94 2.57 0.00 74.49 18.91 6.85 0.12 11.95 55.57 18.87 36.70
81.73 18.27 23.45 2.00 6.84 -10.02 22.83 19.96 2.87 0.00 77.17 17.60 7.87 0.55 9.19 59.57 19.56 40.01
82.20 17.80 28.72 0.94 -0.72 -9.25 25.13 21.86 3.27 0.00 74.87 16.08 7.68 1.10 7.30 58.79 13.46 45.33
76.18 23.83 25.40 0.96 3.40 -4.02 21.92 19.24 2.68 0.00 78.08 17.84 8.84 0.63 8.37 60.25 11.33 48.92
82.22 17.78 28.20 1.22 4.08 -13.29 25.92 23.04 2.89 0.00 74.08 24.23 15.50 0.62 8.12 49.84 9.34 40.50
82.72 17.28 20.31 0.91 5.98 -8.10 19.43 17.31 2.13 0.00 80.57 23.20 15.97 0.06 7.17 57.37 11.39 45.99
39.92 30.45 0.91 8.56 60.08 26.36 33.72
27.43 21.84 0.00 5.58 72.57 24.14 48.44
25.39 9.20 0.16 16.04 74.61 25.34 49.27
22.81 10.20 0.71 11.91 77.19 25.34 51.85
21.48 10.26 1.47 9.75 78.53 17.98 60.55
22.84 11.32 0.80 10.72 77.16 14.51 62.65
32.72 20.92 0.84 10.96 67.28 12.61 54.68
28.79 19.83 0.07 8.89 71.21 14.13 57.08
2.20 6.53 19.71 44.06 27.50
1.88 4.59 21.93 49.07 22.53
2.50 4.04 28.01 47.46 17.98
4.83 4.55 33.34 41.27 16.01
4.58 5.61 39.02 38.94 11.86
4.38 4.99 42.49 35.84 12.30
7.30 5.33 44.40 34.31 8.66
5.22 5.88 38.81 41.22 8.87
12.65 0.01 8.32 69.24 0.00 9.77
14.61 0.01 9.37 64.85 0.00 11.16
14.09 0.01 9.56 66.71 0.00 9.63
11.82 0.01 12.31 63.58 0.00 12.27
10.85 0.01 12.87 64.14 0.00 12.14
11.88 0.01 10.69 64.15 0.00 13.28
9.95 0.01 10.81 64.28 0.00 14.96
11.69 0.02 8.83 63.71 0.00 15.75
.. 6.33 37.65 0.09 9.67
.. 3.17 45.82 0.08 4.90
.. 1.20 46.17 0.09 4.08
.. 0.92 40.26 0.08 5.02
.. 0.05 38.83 0.06 6.40
.. 0.03 35.76 0.06 6.63
.. 0.20 34.08 0.04 7.09
.. 1.10 40.07 0.05 7.95
11.24
12.18
11.37
13.70
15.15
13.84
12.41
12.50
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4793
OECD BANKING STATISTICS 2012 – © OECD 2012
227
TURKEY Table 2. Structure of the financial system Number Institutions 2008
2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 30 30 12 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
1 30 30 14 .. .. .. .. .. .. .. .. .. .. .. .. ..
21 9 508 9 508 2 443 .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 4 536 161 930 161 930 33 590 .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 4 437 176 758 176 758 47 194 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 4 401 178 313 178 313 46 852 .. .. .. .. .. .. .. .. .. .. .. .. ..
Total financial assets 2008 2009 .. .. .. 510 420 658 459 751 720 510 420 658 459 751 720 68 041 109 678 116 995 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 30 30 14 .. .. .. .. .. .. .. .. .. .. .. .. ..
21 8 067 8 067 1 532 .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 21 9 231 9 231 2 391 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
Million TRY
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 111 450 167 298 192 158 559 903 706 341 804 131 559 903 706 341 804 131 76 719 119 335 127 077 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/2781
OECD BANKING STATISTICS 2012 – © OECD 2012
228
TURKEY Table 3. Classification of bank assets and liabilities Million TRY Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
2009
114 457 541 114 998
147 316 398 147 714
186 725 805 187 530
267 355 2 127 269 482
319 229 2 840 322 069
397 955 2 563 400 518
487 000 4 037 491 038
584 679 5 350 590 029
68 097 17 451 85 548
74 526 14 629 89 155
88 052 17 718 105 770
101 754 20 576 122 329
123 265 36 411 159 676
129 102 30 283 159 385
174 564 40 739 215 304
168 734 45 368 214 102
182 554 17 992 200 546
221 843 15 027 236 870
274 776 18 523 293 299
369 108 22 703 391 811
442 493 39 252 481 745
527 058 32 845 559 903
661 565 44 777 706 341
753 413 50 718 804 131
98 633 684 99 318
133 053 1 227 134 281
173 325 1 836 175 161
245 101 6 085 251 186
283 971 15 040 299 012
349 253 23 009 372 262
442 917 17 507 460 424
530 773 20 160 550 933
81 430 19 799 101 229
78 140 24 449 102 589
87 355 30 783 118 138
94 751 45 874 140 625
124 092 58 641 182 733
127 721 59 920 187 641
164 135 81 782 245 917
169 935 83 264 253 199
180 063 20 483 200 546
211 193 25 677 236 870
260 681 32 619 293 299
339 853 51 959 391 811
408 063 73 681 481 745
476 975 82 929 559 903
607 053 99 288 706 341
700 708 103 423 804 131
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/8fde
OECD BANKING STATISTICS 2012 – © OECD 2012
229
UNITED KINGDOM Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million GBP
2002
2003
2004
2005
2006
2007
2008
2009
72 622 40 415 32 207 26 228 19 925 3 802 8 377 1 728 58 435 36 593 16 344 8 196 12 053 21 842 5 719 .. .. .. 16 123 5 427 10 696 8 991 1 705
73 761 40 183 33 578 31 862 21 774 4 632 4 119 10 600 65 439 38 712 17 973 3 024 17 715 26 727 5 959 .. .. .. 20 769 5 986 14 782 10 869 3 913
85 274 50 780 34 494 44 865 23 068 5 876 23 243 4 430 79 358 50 761 20 290 7 799 22 672 28 597 5 318 .. .. .. 23 279 6 533 16 747 11 465 5 282
100 568 62 853 37 715 51 140 24 148 5 648 26 932 5 708 88 854 54 129 22 480 8 354 23 296 34 725 7 360 .. .. .. 27 365 7 991 19 374 12 159 7 215
116 759 76 758 40 001 56 896 27 038 5 846 29 201 6 503 96 897 55 977 25 526 10 807 19 644 40 920 8 977 .. .. .. 31 943 9 203 22 740 10 724 12 016
147 368 104 961 42 407 48 399 29 569 6 310 15 608 9 533 90 807 49 881 27 119 9 721 13 041 40 925 9 259 .. .. .. 31 666 7 182 24 484 16 637 7 847
172 286 117 611 54 674 30 144 31 667 7 071 -3 163 8 711 84 819 92 765 29 716 16 133 46 916 -7 946 33 711 .. .. .. -41 658 -4 162 -37 496 -8 560 -28 936
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
10 610 169 758 1 067 984 388 153 308 965
10 323 195 517 1 173 942 381 535 337 370
11 008 190 469 1 452 610 430 854 785 437
12 050 193 528 1 624 391 436 000 1 061 829
25 219 262 953 1 805 407 533 455 1 024 083
42 996 379 340 2 531 001 1 077 745 1 119 635
72 853 332 303 2 738 126 1 066 475 2 762 315
.. .. .. .. ..
91 336 0 266 203 920 901 333 926 333 104
96 643 0 285 750 991 514 357 468 367 312
102 568 0 301 196 1 156 581 417 677 892 355
108 369 0 298 742 1 256 094 683 071 981 522
135 175 0 385 777 1 533 908 772 597 823 660
274 451 0 565 919 1 950 165 1 239 230 1 120 952
293 835 0 630 791 2 080 933 1 274 175 2 692 338
.. .. .. .. .. ..
1 945 470 1 862 336
2 098 687 2 022 079
2 870 377 2 484 532
3 327 798 3 099 087
3 651 117 3 489 457
5 150 717 4 400 916
6 972 072 6 061 394
.. ..
31 204 .. .. ..
24 587 .. .. ..
25 439 .. .. ..
27 426 .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
76 188 54 118 20 912 109 394 969 352
83 116 63 394 23 594 122 916 1 042 899
91 517 69 150 23 737 136 931 1 188 508
103 223 79 594 25 957 156 859 1 353 130
131 930 86 258 27 296 190 892 1 701 054
128 221 81 057 24 438 184 840 1 614 565
165 785 104 781 19 088 251 477 1 850 067
.. .. .. .. ..
41 10 754 322 800
42 10 600 327 400
35 10 388 330 700
32 10 232 329 700
36 10 054 317 100
23 9 696 315 200
23 9 647 311 600
.. .. ..
Million GBP
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7e96
OECD BANKING STATISTICS 2012 – © OECD 2012
230
UNITED KINGDOM Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
3.90 2.17 1.73 1.41 1.07 0.20 0.45 0.09 3.14 1.97 0.88 0.44 0.65 1.17 0.31 .. .. .. 0.87 0.29 0.57 0.48 0.09
3.65 1.99 1.66 1.58 1.08 0.23 0.20 0.52 3.24 1.91 0.89 0.15 0.88 1.32 0.30 .. .. .. 1.03 0.30 0.73 0.54 0.19
3.43 2.04 1.39 1.81 0.93 0.24 0.94 0.18 3.19 2.04 0.82 0.31 0.91 1.15 0.21 .. .. .. 0.94 0.26 0.67 0.46 0.21
3.25 2.03 1.22 1.65 0.78 0.18 0.87 0.18 2.87 1.75 0.73 0.27 0.75 1.12 0.24 .. .. .. 0.88 0.26 0.63 0.39 0.23
3.35 2.20 1.15 1.63 0.78 0.17 0.84 0.19 2.78 1.60 0.73 0.31 0.56 1.17 0.26 .. .. .. 0.92 0.26 0.65 0.31 0.34
3.35 2.39 0.96 1.10 0.67 0.14 0.36 0.22 2.06 1.13 0.62 0.22 0.30 0.93 0.21 .. .. .. 0.72 0.16 0.56 0.38 0.18
2.84 1.94 0.90 0.50 0.52 0.12 -0.05 0.14 1.40 1.53 0.49 0.27 0.77 -0.13 0.56 .. .. .. -0.69 -0.07 -0.62 -0.14 -0.48
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
55.12 44.88 34.10 6.51 14.34 2.96 62.62 27.97 14.03 20.63 37.38 9.79 .. .. .. 27.59 9.29 18.30
51.31 48.69 33.27 7.08 6.29 16.20 59.16 27.47 4.62 27.07 40.84 9.11 .. .. .. 31.74 9.15 22.59
43.47 56.53 29.07 7.40 29.29 5.58 63.96 25.57 9.83 28.57 36.04 6.70 .. .. .. 29.33 8.23 21.10
42.45 57.56 27.18 6.36 30.31 6.42 60.92 25.30 9.40 26.22 39.08 8.28 .. .. .. 30.80 8.99 21.80
41.28 58.72 27.90 6.03 30.14 6.71 57.77 26.34 11.15 20.27 42.23 9.26 .. .. .. 32.97 9.50 23.47
46.70 53.30 32.56 6.95 17.19 10.50 54.93 29.87 10.71 14.36 45.07 10.20 .. .. .. 34.87 7.91 26.96
64.46 35.54 37.34 8.34 -3.73 10.27 109.37 35.04 19.02 55.31 -9.37 39.75 .. .. .. -49.11 -4.91 -44.21
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
26.18 .. .. .. 73.82 24.85 48.97
22.29 .. .. .. 77.71 22.40 55.31
18.60 .. .. .. 81.40 22.84 58.56
21.20 .. .. .. 78.80 23.01 55.79
21.94 .. .. .. 78.06 22.49 55.57
22.62 .. .. .. 77.38 17.55 59.83
-424.23 .. .. .. 524.23 52.37 471.85
.. .. .. .. .. .. ..
0.55 8.73 54.90 19.95 15.88
0.49 9.32 55.94 18.18 16.08
0.38 6.64 50.61 15.01 27.36
0.36 5.82 48.81 13.10 31.91
0.69 7.20 49.45 14.61 28.05
0.84 7.37 49.14 20.92 21.74
1.05 4.77 39.27 15.30 39.62
.. .. .. .. ..
4.70 0.00 13.68 47.34 17.16 17.12
4.61 0.00 13.62 47.24 17.03 17.50
3.57 0.00 10.49 40.29 14.55 31.09
3.26 0.00 8.98 37.75 20.53 29.50
3.70 0.00 10.57 42.01 21.16 22.56
5.33 0.00 10.99 37.86 24.06 21.76
4.21 0.00 9.05 29.85 18.28 38.62
.. .. .. .. .. ..
.. 1.60 .. .. ..
.. 1.17 .. .. ..
.. 0.89 .. .. ..
.. 0.82 .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/7e96
OECD BANKING STATISTICS 2012 – © OECD 2012
231
UNITED KINGDOM Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
1 .. 335 260 .. .. .. 64 64 .. .. .. .. 1 017 .. .. ..
Institutions 2008
2009
1 .. 338 246 .. .. .. .. 61 .. .. .. .. 1 002 .. .. ..
Branches 2008
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. 10 350 1 491 .. .. .. .. 2 002 .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 1 789 .. 449 000 74 611 .. .. .. .. 51 578 .. 97 265 128 000 .. 179 000 .. 146 000 ..
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. 10 400 1 234 .. .. .. .. 2 016 .. .. .. .. .. .. .. ..
2009
Employees 2008 1 800 .. 440 000 75 200 .. .. .. .. 49 500 .. 95 235 123 800 .. 175 000 .. 140 000 ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million GBP
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
Total assets or liabilities 2007 2008 2009 107 596 225 363 6 963 508 7 917 870 6 963 508 7 917 870 4 007 516 4 378 015 .. .. .. .. .. .. 932 731 891 776 345 917 395 130 55 608 39 079 58 921 59 395 472 285 398 172 2 462 081 2 123 970 1 319 790 1 125 299 1 023 979 864 606 118 312 134 065 10 465 916 11 158 979
2007 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/54e6
OECD BANKING STATISTICS 2012 – © OECD 2012
232
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
UNITED KINGDOM Table 3. Classification of bank assets and liabilities Million GBP Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2002
2003
2004
2005
2006
2007
2008
1 519 244 160 141 1 727 133
1 657 040 180 566 1 889 199
1 864 616 188 019 2 107 563
2 125 800 245 488 2 436 034
2 547 433 322 192 2 943 593
2 296 575 469 033 2 851 472
2 571 505 415 269 3 085 471
.. .. ..
453 728 1 365 866 1 913 357
648 549 1 497 026 2 270 371
721 438 1 743 732 2 603 610
796 787 2 110 703 3 086 141
848 571 2 266 134 3 318 280
980 475 2 906 148 4 112 036
1 177 508 3 405 230 4 832 399
.. .. ..
1 972 972 1 526 007 3 640 490
2 305 589 1 677 592 4 159 570
2 586 054 1 931 751 4 711 173
2 922 587 2 356 191 5 522 175
3 396 004 2 588 326 6 261 873
3 277 050 3 375 181 6 963 508
3 749 013 3 820 499 7 917 870
.. .. ..
1 113 917 227 594 1 709 528
1 223 818 250 081 1 857 116
1 380 864 276 502 2 111 600
1 650 432 327 397 2 451 617
2 042 553 383 816 2 941 193
1 751 288 596 138 2 871 308
1 953 078 550 462 3 272 868
.. .. ..
340 027 1 208 674 1 930 962
529 282 1 344 857 2 302 454
577 414 1 564 732 2 599 573
638 553 1 861 569 3 070 558
693 883 1 971 636 3 320 680
751 626 2 520 722 4 092 200
882 917 3 020 881 4 645 002
.. .. ..
1 453 944 1 436 268 3 640 490
1 753 100 1 594 938 4 159 570
1 958 278 1 841 234 4 711 173
2 288 985 2 188 966 5 522 175
2 736 436 2 355 452 6 261 873
2 502 914 3 116 860 6 963 508
2 835 995 3 571 343 7 917 870
.. .. ..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/a28d
OECD BANKING STATISTICS 2012 – © OECD 2012
233
2009
UNITED STATES Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
459 980 166 234 293 746 197 338 80 203 .. 11 503 107 439 491 085 278 866 124 666 39 715 114 485 212 218 50 984 .. .. .. 161 235 51 364 109 871 81 530 28 341
429 379 131 592 297 787 215 701 91 960 .. 12 048 113 756 513 488 294 115 134 811 42 643 116 661 219 373 37 311 .. .. .. 182 062 57 899 124 163 96 763 27 400
440 156 131 093 309 063 210 908 97 861 .. 7 679 107 935 519 971 309 317 138 421 43 563 127 334 210 654 28 558 .. .. .. 182 096 57 188 124 908 70 913 53 995
550 326 215 229 335 097 229 884 107 144 .. 4 964 120 651 564 982 333 453 153 049 47 133 133 271 231 529 30 823 .. .. .. 200 705 63 726 136 979 79 311 57 668
689 131 335 227 353 904 252 193 113 547 .. 2 428 139 262 606 097 357 617 165 203 48 710 143 703 248 480 31 611 .. .. .. 216 870 68 463 148 407 99 703 48 703
769 686 395 106 374 581 242 529 126 824 .. -2 073 121 605 617 110 392 557 174 791 51 482 166 283 224 553 72 116 .. .. .. 152 437 46 588 105 849 113 310 -7 462
659 540 271 959 387 581 172 040 121 474 .. -15 679 102 784 559 621 403 323 169 418 51 487 182 417 189 728 191 944 .. .. .. -2 216 4 392 -6 608 51 904 -58 512
586 014 161 802 424 212 247 618 129 961 .. 1 032 143 230 671 829 412 305 178 627 53 474 180 204 283 394 258 496 .. .. .. 24 899 5 698 19 201 51 688 -32 487
220 320 227 956 5 325 185 2 110 034 1 161 993
210 376 241 375 5 673 574 2 250 448 1 247 415
192 027 256 773 6 400 017 2 310 760 1 506 846
233 949 228 523 7 066 849 2 325 832 1 633 236
232 530 267 616 7 671 413 2 538 822 1 897 726
232 945 317 027 8 353 348 2 745 831 2 186 847
695 573 422 226 8 291 803 2 977 199 2 350 424
719 725 359 868 7 647 445 3 240 519 2 145 561
837 115 .. 134 025 5 580 901 100 430 2 393 017
884 145 .. 152 648 5 928 223 104 999 2 553 173
1 068 700 .. 176 685 6 543 885 118 247 2 758 906
1 151 570 .. 219 311 7 128 970 131 432 2 857 107
1 304 289 .. 311 972 7 731 072 160 551 3 100 222
1 410 620 .. 329 811 8 264 109 185 397 3 646 061
1 379 632 .. .. 8 940 626 185 993 3 833 494
1 559 198 .. .. 9 180 713 157 480 2 832 354
9 045 488 8 745 840
9 623 188 9 334 338
10 666 422 10 144 805
11 488 389 11 077 406
12 608 106 12 048 248
13 835 998 13 222 052
14 737 225 14 286 520
14 113 124 14 425 174
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. 861 163 ..
.. .. .. 912 668 ..
.. .. .. 1 000 346 ..
.. .. .. 1 093 797 ..
.. .. .. 1 212 781 ..
.. .. .. 1 320 163 ..
.. .. .. 1 371 811 ..
.. .. .. 1 456 710 ..
19 245 .. 2 210 997
18 752 .. 2 242 872
18 176 .. 2 299 508
17 706 .. 2 361 370
17 293 .. 2 433 386
16 878 .. 2 450 506
16 345 .. 2 391 916
15 801 .. 2 302 628
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
234
UNITED STATES Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.26 1.90 3.36 2.26 0.92 .. 0.13 1.23 5.62 3.19 1.43 0.45 1.31 2.43 0.58 .. .. .. 1.84 0.59 1.26 0.93 0.32
4.60 1.41 3.19 2.31 0.99 .. 0.13 1.22 5.50 3.15 1.44 0.46 1.25 2.35 0.40 .. .. .. 1.95 0.62 1.33 1.04 0.29
4.34 1.29 3.05 2.08 0.97 .. 0.08 1.06 5.13 3.05 1.36 0.43 1.26 2.08 0.28 .. .. .. 1.80 0.56 1.23 0.70 0.53
4.97 1.94 3.03 2.08 0.97 .. 0.05 1.09 5.10 3.01 1.38 0.43 1.20 2.09 0.28 .. .. .. 1.81 0.58 1.24 0.72 0.52
5.72 2.78 2.94 2.09 0.94 .. 0.02 1.16 5.03 2.97 1.37 0.40 1.19 2.06 0.26 .. .. .. 1.80 0.57 1.23 0.83 0.40
5.82 2.99 2.83 1.83 0.96 .. -0.02 0.92 4.67 2.97 1.32 0.39 1.26 1.70 0.55 .. .. .. 1.15 0.35 0.80 0.86 -0.06
4.62 1.90 2.71 1.20 0.85 .. -0.11 0.72 3.92 2.82 1.19 0.36 1.28 1.33 1.34 .. .. .. -0.02 0.03 -0.05 0.36 -0.41
4.06 1.12 2.94 1.72 0.90 .. 0.01 0.99 4.66 2.86 1.24 0.37 1.25 1.97 1.79 .. .. .. 0.17 0.04 0.13 0.36 -0.23
59.82 40.18 16.33 .. 2.34 21.88 56.79 25.39 8.09 23.31 43.21 10.38 .. .. .. 32.83 10.46 22.37
57.99 42.01 17.91 .. 2.35 22.15 57.28 26.25 8.31 22.72 42.72 7.27 .. .. .. 35.46 11.28 24.18
59.44 40.56 18.82 .. 1.48 20.76 59.49 26.62 8.38 24.49 40.51 5.49 .. .. .. 35.02 11.00 24.02
59.31 40.69 18.96 .. 0.88 21.36 59.02 27.09 8.34 23.59 40.98 5.46 .. .. .. 35.52 11.28 24.25
58.39 41.61 18.73 .. 0.40 22.98 59.00 27.26 8.04 23.71 41.00 5.22 .. .. .. 35.78 11.30 24.49
60.70 39.30 20.55 .. -0.34 19.71 63.61 28.32 8.34 26.95 36.39 11.69 .. .. .. 24.70 7.55 17.15
69.26 30.74 21.71 .. -2.80 18.37 72.07 30.27 9.20 32.60 33.90 34.30 .. .. .. -0.40 0.79 -1.18
63.14 36.86 19.34 .. 0.15 21.32 61.37 26.59 7.96 26.82 42.18 38.48 .. .. .. 3.71 0.85 2.86
24.02 .. .. .. 75.98 24.20 51.77
17.01 .. .. .. 82.99 26.39 56.60
13.56 .. .. .. 86.44 27.15 59.30
13.31 .. .. .. 86.69 27.52 59.16
12.72 .. .. .. 87.28 27.55 59.73
32.12 .. .. .. 67.89 20.75 47.14
101.17 .. .. .. -1.17 2.32 -3.48
91.21 .. .. .. 8.79 2.01 6.78
2.44 2.52 58.87 23.33 12.85
2.19 2.51 58.96 23.39 12.96
1.80 2.41 60.00 21.66 14.13
2.04 1.99 61.51 20.25 14.22
1.84 2.12 60.85 20.14 15.05
1.68 2.29 60.37 19.85 15.81
4.72 2.87 56.26 20.20 15.95
5.10 2.55 54.19 22.96 15.20
9.26 .. 1.48 61.70 1.11 26.46
9.19 .. 1.59 61.60 1.09 26.53
10.02 .. 1.66 61.35 1.11 25.87
10.02 .. 1.91 62.05 1.14 24.87
10.35 .. 2.47 61.32 1.27 24.59
10.20 .. 2.38 59.73 1.34 26.35
9.36 .. .. 60.67 1.26 26.01
11.05 .. .. 65.05 1.12 20.07
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
235
UNITED STATES Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
356 627 122 169 234 458 176 895 71 188 .. 6 650 99 058 411 353 233 130 101 659 29 725 101 746 178 223 45 831 45 831 .. .. 132 392 43 417 88 976 67 887 21 089
330 480 94 896 235 584 189 018 77 224 .. 5 606 106 187 424 602 243 360 108 639 31 474 103 247 181 242 32 739 32 739 .. .. 148 503 48 278 100 224 77 987 22 237
340 552 96 208 244 344 183 636 79 596 .. 3 241 100 799 427 979 254 118 111 791 32 369 109 958 173 862 23 502 23 502 .. .. 150 360 48 302 102 058 55 886 46 172
430 284 164 267 266 017 198 417 84 058 .. -156 114 515 464 434 273 492 124 046 35 121 114 325 190 942 25 016 25 016 .. .. 165 926 53 370 112 556 64 652 47 904
551 791 265 392 286 399 219 761 90 159 .. -1 427 131 030 506 160 294 191 135 545 36 238 122 407 211 969 25 478 25 478 .. .. 186 491 60 006 126 486 81 095 45 391
615 060 310 388 304 672 214 732 99 272 .. -642 116 103 519 405 318 148 143 377 38 383 136 388 201 257 57 124 57 124 .. .. 144 133 43 572 100 561 80 735 19 825
534 225 212 471 321 754 183 808 98 493 .. -14 729 100 044 505 562 336 352 139 883 38 949 157 520 169 209 152 657 152 657 .. .. 16 553 6 951 9 602 43 761 -34 158
484 428 123 676 360 752 242 961 109 387 .. -972 134 546 603 713 355 799 152 454 41 769 161 575 247 914 230 637 230 637 .. .. 17 277 4 089 13 189 43 509 -30 320
191 887 189 548 4 092 382 1 766 483 889 858
179 246 201 774 4 296 893 1 906 577 952 473
164 078 219 549 4 781 871 2 055 671 1 135 054
203 816 193 381 5 283 777 2 069 757 1 255 071
206 339 226 232 5 937 801 2 319 487 1 474 520
206 228 276 374 6 565 490 2 490 155 1 712 021
663 733 382 508 6 714 643 2 716 267 1 910 461
688 322 299 761 6 303 012 2 941 562 1 717 429
647 633 .. 133 552 4 508 191 96 619 1 744 163
679 113 .. 151 832 4 767 582 99 074 1 839 362
835 423 .. 175 853 5 304 094 109 848 1 931 004
899 032 .. 217 893 5 811 702 122 237 1 954 938
1 035 195 .. 311 218 6 397 957 149 795 2 270 216
1 147 854 .. 329 006 6 926 540 174 905 2 671 961
1 158 027 .. 396 329 7 741 621 183 512 2 908 121
1 334 107 .. 382 353 8 002 777 155 193 2 075 655
7 130 158 6 880 001
7 536 964 7 333 561
8 356 223 7 946 593
9 005 802 8 681 012
10 164 380 9 585 091
11 250 267 10 707 323
12 387 611 11 818 855
11 950 086 12 168 849
118 314 96 619 .. ..
131 302 99 074 .. ..
132 858 109 848 .. ..
137 836 122 237 .. ..
158 242 149 795 .. ..
143 829 174 905 .. ..
125 672 183 512 .. ..
163 341 155 193 .. ..
..
..
..
..
..
..
..
..
533 240 149 825 126 682 938 5 358 088
565 744 151 266 126 716 884 5 626 025
621 039 161 794 124 782 709 6 221 193
680 160 171 941 106 851 995 6 955 725
763 881 201 730 132 965 479 7 812 395
816 501 240 941 91 1 057 351 8 658 866
881 799 271 982 31 1 153 751 9 076 349
996 879 244 654 607 1 240 926 8 778 985
7 975 70 571 1 756 260
7 851 71 860 1 764 229
7 701 74 519 1 819 664
7 598 77 086 1 875 296
7 473 78 561 1 956 539
7 354 79 692 1 973 033
7 153 81 696 1 962 649
6 905 82 190 1 908 064
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
236
UNITED STATES Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.18 1.78 3.41 2.57 1.04 .. 0.10 1.44 5.98 3.39 1.48 0.43 1.48 2.59 0.67 0.67 .. .. 1.92 0.63 1.29 0.99 0.31
4.51 1.29 3.21 2.58 1.05 .. 0.08 1.45 5.79 3.32 1.48 0.43 1.41 2.47 0.45 0.45 .. .. 2.03 0.66 1.37 1.06 0.30
4.29 1.21 3.08 2.31 1.00 .. 0.04 1.27 5.39 3.20 1.41 0.41 1.38 2.19 0.30 0.30 .. .. 1.89 0.61 1.28 0.70 0.58
4.96 1.89 3.06 2.29 0.97 .. 0.00 1.32 5.35 3.15 1.43 0.41 1.32 2.20 0.29 0.29 .. .. 1.91 0.62 1.30 0.75 0.55
5.76 2.77 2.99 2.29 0.94 .. -0.02 1.37 5.28 3.07 1.41 0.38 1.28 2.21 0.27 0.27 .. .. 1.95 0.63 1.32 0.85 0.47
5.74 2.90 2.85 2.01 0.93 .. -0.01 1.08 4.85 2.97 1.34 0.36 1.27 1.88 0.53 0.53 .. .. 1.35 0.41 0.94 0.75 0.19
4.52 1.80 2.72 1.56 0.83 .. -0.13 0.85 4.28 2.85 1.18 0.33 1.33 1.43 1.29 1.29 .. .. 0.14 0.06 0.08 0.37 -0.29
3.98 1.02 2.97 2.00 0.90 .. -0.01 1.11 4.96 2.92 1.25 0.34 1.33 2.04 1.90 1.90 .. .. 0.14 0.03 0.11 0.36 -0.25
57.00 43.00 17.31 .. 1.62 24.08 56.67 24.71 7.23 24.74 43.33 11.14 11.14 .. .. 32.19 10.56 21.63
55.48 44.52 18.19 .. 1.32 25.01 57.32 25.59 7.41 24.32 42.69 7.71 7.71 .. .. 34.98 11.37 23.60
57.09 42.91 18.60 .. 0.76 23.55 59.38 26.12 7.56 25.69 40.62 5.49 5.49 .. .. 35.13 11.29 23.85
57.28 42.72 18.10 .. -0.03 24.66 58.89 26.71 7.56 24.62 41.11 5.39 5.39 .. .. 35.73 11.49 24.24
56.58 43.42 17.81 .. -0.28 25.89 58.12 26.78 7.16 24.18 41.88 5.03 5.03 .. .. 36.84 11.86 24.99
58.66 41.34 19.11 .. -0.12 22.35 61.25 27.60 7.39 26.26 38.75 11.00 11.00 .. .. 27.75 8.39 19.36
63.64 36.36 19.48 .. -2.91 19.79 66.53 27.67 7.70 31.16 33.47 30.20 30.20 .. .. 3.27 1.38 1.90
59.76 40.24 18.12 .. -0.16 22.29 58.94 25.25 6.92 26.76 41.07 38.20 38.20 .. .. 2.86 0.68 2.19
25.72 25.72 .. .. 74.29 24.36 49.92
18.06 18.06 .. .. 81.94 26.64 55.30
13.52 13.52 .. .. 86.48 27.78 58.70
13.10 13.10 .. .. 86.90 27.95 58.95
12.02 12.02 .. .. 87.98 28.31 59.67
28.38 28.38 .. .. 71.62 21.65 49.97
90.22 90.22 .. .. 9.78 4.11 5.68
93.03 93.03 .. .. 6.97 1.65 5.32
2.69 2.66 57.40 24.78 12.48
2.38 2.68 57.01 25.30 12.64
1.96 2.63 57.23 24.60 13.58
2.26 2.15 58.67 22.98 13.94
2.03 2.23 58.42 22.82 14.51
1.83 2.46 58.36 22.13 15.22
5.36 3.09 54.21 21.93 15.42
5.76 2.51 52.74 24.62 14.37
9.08 .. 1.87 63.23 1.36 24.46
9.01 .. 2.02 63.26 1.32 24.41
10.00 .. 2.10 63.48 1.32 23.11
9.98 .. 2.42 64.53 1.36 21.71
10.19 .. 3.06 62.95 1.47 22.34
10.20 .. 2.92 61.57 1.56 23.75
9.35 .. 3.20 62.50 1.48 23.48
11.16 .. 3.20 66.97 1.30 17.37
.. 1.66 1.36 .. ..
.. 1.74 1.32 .. ..
.. 1.59 1.32 .. ..
.. 1.53 1.36 .. ..
.. 1.56 1.47 .. ..
.. 1.28 1.56 .. ..
.. 1.01 1.48 .. ..
.. 1.37 1.30 .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
237
UNITED STATES Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
252 968 87 054 165 914 142 844 55 979 .. 5 929 80 936 308 758 170 353 71 875 21 830 76 647 138 405 38 053 38 053 .. .. 100 353 33 829 66 524 51 223 15 301
236 351 67 980 168 371 152 628 61 414 .. 4 770 86 443 320 998 178 696 77 770 23 514 77 412 142 302 26 572 26 572 .. .. 115 730 38 492 77 238 55 451 21 787
246 043 71 443 174 600 148 945 62 948 .. 2 920 83 077 323 545 189 404 80 237 24 322 84 846 134 140 18 646 18 646 .. .. 115 494 38 164 77 331 42 523 34 808
317 856 127 583 190 272 164 531 67 091 .. -82 97 522 354 804 205 816 90 488 26 705 88 622 148 988 20 594 20 594 .. .. 128 394 42 443 85 951 49 176 36 774
415 641 209 352 206 289 186 093 73 282 .. -1 204 114 015 392 383 223 733 100 069 27 399 96 266 168 649 21 099 21 099 .. .. 147 550 48 682 98 868 64 300 34 569
470 702 245 548 225 153 181 928 81 455 .. -324 100 797 407 082 247 825 108 053 29 554 110 219 159 256 48 738 48 738 .. .. 110 519 33 993 76 526 63 071 13 455
405 887 161 404 244 483 158 190 80 471 .. -10 758 88 477 402 673 258 756 104 950 29 834 123 972 143 917 129 879 129 879 .. .. 14 038 4 530 9 508 31 222 -21 714
372 636 87 217 285 419 214 476 95 288 .. -1 204 120 393 499 895 280 097 118 969 32 812 128 316 219 797 196 525 196 525 .. .. 23 272 4 031 19 242 35 681 -16 439
161 221 131 659 2 964 315 1 317 468 712 552
149 585 143 129 3 131 246 1 436 732 785 035
139 226 168 941 3 514 806 1 603 947 958 377
171 029 139 795 3 893 789 1 623 006 1 064 756
174 480 172 805 4 434 061 1 875 586 1 257 058
175 195 224 604 4 999 032 2 063 775 1 502 746
614 344 323 714 5 098 387 2 294 986 1 711 629
593 786 224 043 4 786 316 2 504 609 1 516 808
460 237 .. 112 444 3 104 499 92 569 1 517 465
483 003 .. 128 949 3 335 980 94 604 1 603 192
626 298 .. 151 253 3 816 208 106 395 1 685 143
676 864 .. 192 051 4 209 939 119 077 1 694 445
792 256 .. 285 209 4 682 764 146 055 2 007 707
895 212 .. 304 553 5 209 394 171 345 2 384 848
912 761 .. 357 037 5 973 604 180 279 2 619 380
1 097 285 .. 343 381 6 190 570 152 425 1 841 903
5 287 215 5 070 336
5 645 728 5 466 471
6 385 297 6 015 512
6 892 376 6 638 836
7 913 991 7 403 183
8 965 352 8 439 671
10 043 060 9 504 170
9 625 563 9 834 311
67 984 92 569 .. ..
83 755 94 604 .. ..
92 150 106 395 .. ..
81 112 119 077 .. ..
95 170 146 055 .. ..
87 832 171 345 .. ..
88 572 180 279 .. ..
132 703 152 425 .. ..
..
..
..
..
..
..
..
..
366 396 131 769 118 498 046 4 088 897
391 105 132 442 122 523 425 4 307 983
436 489 143 144 116 579 517 4 797 198
481 870 152 441 98 634 213 5 396 574
551 163 180 391 124 731 430 6 116 462
599 758 219 112 79 818 791 6 899 602
666 919 248 654 23 915 551 7 283 382
785 604 222 423 596 1 007 432 7 098 295
100 38 961 1 158 451
100 40 198 1 176 431
100 42 827 1 241 212
100 43 927 1 284 882
100 44 072 1 354 598
100 45 042 1 391 736
100 46 931 1 402 319
100 47 650 1 371 507
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
238
UNITED STATES Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
4.99 1.72 3.27 2.82 1.10 .. 0.12 1.60 6.09 3.36 1.42 0.43 1.51 2.73 0.75 0.75 .. .. 1.98 0.67 1.31 1.01 0.30
4.32 1.24 3.08 2.79 1.12 .. 0.09 1.58 5.87 3.27 1.42 0.43 1.42 2.60 0.49 0.49 .. .. 2.12 0.70 1.41 1.01 0.40
4.09 1.19 2.90 2.48 1.05 .. 0.05 1.38 5.38 3.15 1.33 0.40 1.41 2.23 0.31 0.31 .. .. 1.92 0.63 1.29 0.71 0.58
4.79 1.92 2.87 2.48 1.01 .. 0.00 1.47 5.34 3.10 1.36 0.40 1.34 2.24 0.31 0.31 .. .. 1.93 0.64 1.30 0.74 0.55
5.61 2.83 2.79 2.51 0.99 .. -0.02 1.54 5.30 3.02 1.35 0.37 1.30 2.28 0.29 0.29 .. .. 1.99 0.66 1.34 0.87 0.47
5.58 2.91 2.67 2.16 0.97 .. 0.00 1.19 4.82 2.94 1.28 0.35 1.31 1.89 0.58 0.58 .. .. 1.31 0.40 0.91 0.75 0.16
4.27 1.70 2.57 1.66 0.85 .. -0.11 0.93 4.24 2.72 1.10 0.31 1.30 1.51 1.37 1.37 .. .. 0.15 0.05 0.10 0.33 -0.23
3.79 0.89 2.90 2.18 0.97 .. -0.01 1.22 5.08 2.85 1.21 0.33 1.31 2.24 2.00 2.00 .. .. 0.24 0.04 0.20 0.36 -0.17
53.74 46.26 18.13 .. 1.92 26.21 55.17 23.28 7.07 24.82 44.83 12.32 12.32 .. .. 32.50 10.96 21.55
52.45 47.55 19.13 .. 1.49 26.93 55.67 24.23 7.33 24.12 44.33 8.28 8.28 .. .. 36.05 11.99 24.06
53.97 46.04 19.46 .. 0.90 25.68 58.54 24.80 7.52 26.22 41.46 5.76 5.76 .. .. 35.70 11.80 23.90
53.63 46.37 18.91 .. -0.02 27.49 58.01 25.50 7.53 24.98 41.99 5.80 5.80 .. .. 36.19 11.96 24.23
52.57 47.43 18.68 .. -0.31 29.06 57.02 25.50 6.98 24.53 42.98 5.38 5.38 .. .. 37.60 12.41 25.20
55.31 44.69 20.01 .. -0.08 24.76 60.88 26.54 7.26 27.08 39.12 11.97 11.97 .. .. 27.15 8.35 18.80
60.72 39.29 19.98 .. -2.67 21.97 64.26 26.06 7.41 30.79 35.74 32.25 32.25 .. .. 3.49 1.13 2.36
57.10 42.90 19.06 .. -0.24 24.08 56.03 23.80 6.56 25.67 43.97 39.31 39.31 .. .. 4.66 0.81 3.85
27.49 27.49 .. .. 72.51 24.44 48.07
18.67 18.67 .. .. 81.33 27.05 54.28
13.90 13.90 .. .. 86.10 28.45 57.65
13.82 13.82 .. .. 86.18 28.49 57.69
12.51 12.51 .. .. 87.49 28.87 58.62
30.60 30.60 .. .. 69.40 21.35 48.05
90.25 90.25 .. .. 9.75 3.15 6.61
89.41 89.41 .. .. 10.59 1.83 8.75
3.05 2.49 56.07 24.92 13.48
2.65 2.54 55.46 25.45 13.91
2.18 2.65 55.05 25.12 15.01
2.48 2.03 56.49 23.55 15.45
2.21 2.18 56.03 23.70 15.88
1.95 2.51 55.76 23.02 16.76
6.12 3.22 50.77 22.85 17.04
6.17 2.33 49.73 26.02 15.76
8.71 .. 2.13 58.72 1.75 28.70
8.56 .. 2.28 59.09 1.68 28.40
9.81 .. 2.37 59.77 1.67 26.39
9.82 .. 2.79 61.08 1.73 24.58
10.01 .. 3.60 59.17 1.85 25.37
9.99 .. 3.40 58.11 1.91 26.60
9.09 .. 3.56 59.48 1.80 26.08
11.40 .. 3.57 64.31 1.58 19.14
.. 1.29 1.75 .. ..
.. 1.48 1.68 .. ..
.. 1.44 1.67 .. ..
.. 1.18 1.73 .. ..
.. 1.20 1.85 .. ..
.. 0.98 1.91 .. ..
.. 0.88 1.80 .. ..
.. 1.38 1.58 .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
239
UNITED STATES Table 1.3.a. Income statement and balance sheet, savings banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
62 469 27 156 35 313 14 766 4 780 .. 4 331 6 031 50 079 26 182 12 532 4 452 9 198 23 896 3 125 .. .. .. 20 772 7 117 13 655 7 470 6 185
60 626 23 082 37 544 19 860 9 849 .. 5 371 5 157 57 404 29 896 14 742 5 238 9 915 27 509 2 363 .. .. .. 25 146 8 746 16 399 12 379 4 020
61 534 22 564 38 970 20 279 12 664 .. 3 797 4 738 59 250 32 981 14 448 4 924 13 609 26 268 2 712 .. .. .. 23 557 8 077 15 479 8 210 7 269
77 908 35 240 42 668 23 126 16 893 .. 4 182 3 154 65 794 36 449 16 104 5 421 14 924 29 346 3 016 .. .. .. 26 329 9 369 16 960 8 271 8 689
87 821 47 377 40 444 23 599 16 772 .. 3 004 4 951 64 043 38 145 15 730 5 406 17 008 25 898 3 750 .. .. .. 22 148 7 570 14 578 12 019 2 559
99 230 57 016 42 214 19 116 19 778 .. -1 300 2 414 61 330 47 201 16 462 5 529 25 209 14 130 10 760 .. .. .. 3 369 3 002 367 27 054 -26 687
71 519 35 479 36 040 -14 542 14 827 .. 650 642 21 498 36 736 14 076 4 595 18 064 14 658 28 880 .. .. .. -14 222 -2 896 -11 326 7 851 -19 177
51 862 20 317 31 544 -5 275 12 902 .. 2 814 810 26 269 28 380 10 826 3 768 13 785 19 217 16 983 .. .. .. 2 233 1 236 997 3 520 -2 523
20 239 5 748 774 358 207 822 180 389
22 486 4 436 882 935 213 352 177 817
19 500 3 306 1 076 101 140 717 241 713
21 161 3 421 1 188 268 140 340 265 783
17 650 3 608 1 091 947 143 786 277 809
18 162 3 911 1 109 290 170 961 312 393
22 575 4 739 885 271 171 805 265 449
22 530 5 252 662 753 189 911 215 587
111 922 .. 459 728 469 3 810 343 895
121 580 .. 796 788 416 5 924 384 310
144 146 .. 816 852 774 8 397 475 204
158 126 .. 1 413 929 694 9 192 520 548
167 089 .. 752 956 743 10 753 399 462
154 915 .. 802 952 751 10 488 495 761
124 720 .. .. 823 250 2 474 398 255
120 217 .. .. 756 564 2 281 215 963
1 188 555 1 170 836
1 301 026 1 244 791
1 481 337 1 391 182
1 618 973 1 550 155
1 534 799 1 576 886
1 614 716 1 574 757
1 349 839 1 490 870
1 096 033 1 222 936
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
91 602 10 109 .. 101 710 721 510
100 096 12 379 .. 112 461 786 952
113 606 14 795 .. 128 400 915 081
130 406 15 962 .. 146 368 1 026 951
127 327 17 467 .. 144 794 993 714
133 751 20 834 .. 154 585 1 062 314
111 899 11 456 811 122 544 882 024
101 591 9 132 651 110 073 680 464
1 003 .. 239 024
974 .. 253 449
934 .. 249 613
912 .. 250 733
899 .. 231 798
889 .. 223 528
877 .. 183 325
847 .. 149 770
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
240
UNITED STATES Table 1.3.b. Income statement and balance sheet, savings banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.34 2.32 3.02 1.26 0.41 .. 0.37 0.52 4.28 2.24 1.07 0.38 0.79 2.04 0.27 .. .. .. 1.77 0.61 1.17 0.64 0.53
4.87 1.85 3.02 1.60 0.79 .. 0.43 0.41 4.61 2.40 1.18 0.42 0.80 2.21 0.19 .. .. .. 2.02 0.70 1.32 0.99 0.32
4.42 1.62 2.80 1.46 0.91 .. 0.27 0.34 4.26 2.37 1.04 0.35 0.98 1.89 0.20 .. .. .. 1.69 0.58 1.11 0.59 0.52
5.03 2.27 2.75 1.49 1.09 .. 0.27 0.20 4.24 2.35 1.04 0.35 0.96 1.89 0.20 .. .. .. 1.70 0.60 1.09 0.53 0.56
5.57 3.00 2.57 1.50 1.06 .. 0.19 0.31 4.06 2.42 1.00 0.34 1.08 1.64 0.24 .. .. .. 1.41 0.48 0.92 0.76 0.16
6.30 3.62 2.68 1.21 1.26 .. -0.08 0.15 3.90 3.00 1.05 0.35 1.60 0.90 0.68 .. .. .. 0.21 0.19 0.02 1.72 -1.70
4.80 2.38 2.42 -0.98 1.00 .. 0.04 0.04 1.44 2.46 0.94 0.31 1.21 0.98 1.94 .. .. .. -0.95 -0.19 -0.76 0.53 -1.29
4.24 1.66 2.58 -0.43 1.06 .. 0.23 0.07 2.15 2.32 0.89 0.31 1.13 1.57 1.39 .. .. .. 0.18 0.10 0.08 0.29 -0.21
70.51 29.49 9.54 .. 8.65 12.04 52.28 25.02 8.89 18.37 47.72 6.24 .. .. .. 41.48 14.21 27.27
65.40 34.60 17.16 .. 9.36 8.98 52.08 25.68 9.13 17.27 47.92 4.12 .. .. .. 43.81 15.24 28.57
65.77 34.23 21.37 .. 6.41 8.00 55.67 24.39 8.31 22.97 44.34 4.58 .. .. .. 39.76 13.63 26.13
64.85 35.15 25.68 .. 6.36 4.79 55.40 24.48 8.24 22.68 44.60 4.58 .. .. .. 40.02 14.24 25.78
63.15 36.85 26.19 .. 4.69 7.73 59.56 24.56 8.44 26.56 40.44 5.86 .. .. .. 34.58 11.82 22.76
68.83 31.17 32.25 .. -2.12 3.94 76.96 26.84 9.02 41.10 23.04 17.55 .. .. .. 5.49 4.90 0.60
167.64 -67.64 68.97 .. 3.02 2.99 170.88 65.48 21.38 84.03 68.18 134.34 .. .. .. -66.15 -13.47 -52.68
120.08 -20.08 49.11 .. 10.71 3.08 108.03 41.21 14.35 52.48 73.15 64.65 .. .. .. 8.50 4.71 3.80
13.08 .. .. .. 86.92 29.78 57.14
8.59 .. .. .. 91.41 31.80 59.62
10.32 .. .. .. 89.68 30.75 58.93
10.28 .. .. .. 89.72 31.93 57.80
14.48 .. .. .. 85.52 29.23 56.29
76.15 .. .. .. 23.85 21.25 2.60
197.02 .. .. .. -97.02 -19.76 -77.27
88.38 .. .. .. 11.62 6.43 5.19
1.70 0.48 65.15 17.49 15.18
1.73 0.34 67.86 16.40 13.67
1.32 0.22 72.64 9.50 16.32
1.31 0.21 73.40 8.67 16.42
1.15 0.24 71.15 9.37 18.10
1.13 0.24 68.70 10.59 19.35
1.67 0.35 65.58 12.73 19.67
2.06 0.48 60.47 17.33 19.67
9.42 .. 0.04 61.29 0.32 28.93
9.35 .. 0.06 60.60 0.46 29.54
9.73 .. 0.06 57.57 0.57 32.08
9.77 .. 0.09 57.43 0.57 32.15
10.89 .. 0.05 62.34 0.70 26.03
9.59 .. 0.05 59.00 0.65 30.70
9.24 .. .. 60.99 0.18 29.50
10.97 .. .. 69.03 0.21 19.70
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
241
UNITED STATES Table 1.4.a. Income statement and balance sheet, co-operative banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
681 272 409 50 22 .. -5 32 459 290 159 34 96 169 6 .. .. .. 163 59 105 7 97
637 219 418 68 23 .. 4 41 486 319 176 38 105 167 3 .. .. .. 164 63 101 4 97
607 188 418 50 21 .. 3 26 468 320 182 39 100 148 9 .. .. .. 139 48 90 4 86
654 227 427 44 22 .. 0 21 471 322 184 39 98 149 9 .. .. .. 140 49 91 3 88
740 331 409 46 24 .. 2 20 454 329 188 41 99 125 9 .. .. .. 116 39 77 4 73
760 387 373 52 26 .. 2 24 425 334 190 42 101 92 14 .. .. .. 78 24 54 3 50
756 350 406 -10 27 .. -53 24 396 360 199 45 116 44 57 .. .. .. -13 -4 -8 3 -12
718 276 442 47 28 .. -2 33 488 398 208 48 142 102 54 .. .. .. 48 23 25 2 23
35 376 7 720 2 826 950
59 337 8 227 3 381 810
67 288 8 659 2 994 833
82 248 9 191 2 592 865
75 253 9 734 2 410 941
75 217 9 716 2 284 1 012
125 271 10 579 2 214 1 093
166 456 10 699 2 372 1 142
1 284 .. 15 9 772 0 836
1 394 .. 20 10 351 0 1 049
1 396 .. 16 10 145 0 1 282
1 411 .. 5 10 078 0 1 485
1 480 .. 2 10 240 0 1 690
1 487 .. 3 9 940 0 1 874
1 487 .. .. 10 619 3 2 160
1 541 .. .. 11 553 3 1 720
11 907 11 406
12 814 12 360
12 840 12 827
12 978 12 909
13 412 13 195
13 305 13 358
14 281 13 793
14 835 14 558
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
1 252 74 .. 1 326 7 226
1 373 82 .. 1 455 7 807
1 387 82 .. 1 469 7 900
1 417 84 .. 1 502 8 206
1 477 90 .. 1 567 8 554
1 478 88 .. 1 566 8 699
1 476 99 0 1 575 9 307
1 516 106 0 1 622 9 726
75 .. 2 818
74 .. 2 954
72 .. 2 810
70 .. 2 761
69 .. 2 755
62 .. 2 657
59 .. 2 730
59 .. 2 759
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
242
UNITED STATES Table 1.4.b. Income statement and balance sheet, co-operative banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.97 2.39 3.59 0.44 0.19 .. -0.04 0.28 4.02 2.54 1.39 0.30 0.84 1.48 0.05 .. .. .. 1.43 0.52 0.92 0.06 0.85
5.16 1.77 3.38 0.55 0.19 .. 0.03 0.33 3.94 2.58 1.43 0.31 0.85 1.35 0.02 .. .. .. 1.33 0.51 0.82 0.04 0.78
4.73 1.47 3.26 0.39 0.16 .. 0.03 0.20 3.65 2.50 1.42 0.30 0.78 1.15 0.07 .. .. .. 1.08 0.38 0.70 0.03 0.67
5.06 1.76 3.30 0.34 0.17 .. 0.00 0.17 3.65 2.49 1.43 0.31 0.76 1.15 0.07 .. .. .. 1.08 0.38 0.70 0.02 0.68
5.61 2.51 3.10 0.35 0.18 .. 0.01 0.15 3.44 2.49 1.42 0.31 0.75 0.95 0.07 .. .. .. 0.88 0.30 0.59 0.03 0.55
5.69 2.90 2.79 0.39 0.20 .. 0.02 0.18 3.18 2.50 1.42 0.32 0.76 0.69 0.11 .. .. .. 0.58 0.18 0.40 0.03 0.38
5.48 2.54 2.94 -0.07 0.19 .. -0.38 0.18 2.87 2.61 1.44 0.33 0.84 0.32 0.41 .. .. .. -0.09 -0.03 -0.06 0.02 -0.09
4.93 1.90 3.03 0.32 0.19 .. -0.01 0.23 3.36 2.74 1.43 0.33 0.98 0.70 0.37 .. .. .. 0.33 0.16 0.17 0.02 0.16
89.19 10.81 4.81 .. -1.02 7.02 63.13 34.67 7.50 20.97 36.87 1.23 .. .. .. 35.64 12.84 22.79
86.02 13.98 4.72 .. 0.84 8.43 65.62 36.27 7.83 21.52 34.38 0.61 .. .. .. 33.77 12.99 20.78
89.33 10.67 4.46 .. 0.70 5.51 68.43 38.89 8.27 21.27 31.58 1.96 .. .. .. 29.62 10.36 19.26
90.65 9.35 4.75 .. 0.08 4.52 68.37 39.18 8.39 20.80 31.63 1.89 .. .. .. 29.75 10.44 19.31
89.97 10.03 5.28 .. 0.38 4.38 72.40 41.36 9.13 21.91 27.61 2.01 .. .. .. 25.59 8.60 16.99
87.68 12.32 6.21 .. 0.56 5.55 78.41 44.68 9.96 23.77 21.59 3.31 .. .. .. 18.28 5.67 12.61
102.57 -2.57 6.76 .. -13.28 6.09 90.93 50.28 11.42 29.23 11.22 14.43 .. .. .. -3.21 -1.10 -2.12
90.38 9.62 5.63 .. -0.42 6.78 81.57 42.66 9.75 29.16 20.80 10.99 .. .. .. 9.81 4.65 5.16
3.34 .. .. .. 96.66 34.84 61.82
1.77 .. .. .. 98.23 37.79 60.45
6.20 .. .. .. 93.80 32.79 61.01
5.96 .. .. .. 94.04 33.01 61.03
7.29 .. .. .. 92.71 31.16 61.55
15.34 .. .. .. 84.66 26.26 58.40
128.65 .. .. .. -28.65 -9.78 -18.88
52.83 .. .. .. 47.17 22.37 24.80
0.29 3.16 64.84 23.74 7.98
0.46 2.63 64.20 26.38 6.32
0.52 2.24 67.43 23.31 6.49
0.63 1.91 70.82 19.97 6.67
0.56 1.89 72.57 17.97 7.01
0.57 1.63 73.03 17.17 7.61
0.87 1.90 74.08 15.50 7.65
1.12 3.07 72.12 15.99 7.70
10.78 .. 0.12 82.08 0.00 7.02
10.88 .. 0.16 80.78 0.00 8.19
10.88 .. 0.13 79.01 0.00 9.99
10.87 .. 0.04 77.65 0.00 11.44
11.04 .. 0.02 76.35 0.00 12.60
11.18 .. 0.03 74.71 0.00 14.09
10.42 .. .. 74.36 0.02 15.13
10.39 .. .. 77.88 0.02 11.59
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
243
UNITED STATES Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million USD
2002
2003
2004
2005
2006
2007
2008
2009
40 203 16 636 23 567 5 627 4 213 1 430 526 2 318 29 194 19 264 10 316 5 504 3 444 9 930 2 023 .. .. .. 7 907 771 7 136 6 166 970
37 635 13 394 24 241 6 755 4 865 1 546 1 067 2 370 30 996 20 541 11 254 5 893 3 394 10 455 2 206 .. .. .. 8 249 811 7 438 6 392 1 046
37 463 12 133 25 330 6 944 5 580 1 647 638 2 372 32 274 21 898 12 001 6 231 3 666 10 376 2 335 .. .. .. 8 040 760 7 280 6 813 467
41 480 15 495 25 986 8 296 6 171 1 772 938 2 960 34 282 23 190 12 715 6 551 3 924 11 092 2 782 .. .. .. 8 310 938 7 372 6 385 988
48 779 22 127 26 652 8 788 6 592 1 915 850 3 261 35 440 24 953 13 740 7 024 4 189 10 487 2 374 .. .. .. 8 114 848 7 266 6 585 681
54 637 27 315 27 322 8 628 7 747 2 050 -134 3 064 35 949 26 875 14 762 7 528 4 585 9 074 4 217 .. .. .. 4 857 -11 4 868 5 518 -650
53 040 23 659 29 382 2 784 8 128 2 344 -1 548 2 074 32 166 29 875 15 260 7 897 6 718 5 816 10 351 .. .. .. -4 534 342 -4 876 289 -5 165
49 006 17 532 31 474 9 885 7 644 2 261 -808 7 841 41 359 27 729 15 138 7 889 4 701 16 162 10 822 .. .. .. 5 340 350 4 990 4 656 334
8 160 32 285 450 724 132 903 90 796
8 585 34 828 485 519 127 138 116 315
8 382 33 629 533 387 111 378 129 246
8 890 31 473 585 613 113 144 111 517
8 466 37 523 631 931 73 139 144 456
8 479 36 525 668 853 82 431 161 422
9 141 34 708 681 311 86 914 173 422
8 707 54 399 670 981 106 673 211 403
76 276 .. .. 334 467 1 304 123
82 058 .. .. 361 873 1 328 452
87 734 .. .. 376 871 2 351 415
93 001 .. .. 377 496 3 380 136
100 525 .. .. 366 132 4 428 855
106 364 .. .. 374 878 5 476 464
95 397 .. .. 365 135 4 524 958
103 332 .. .. 409 819 3 539 015
714 868 683 597
772 384 743 626
816 022 794 203
850 636 833 329
895 515 873 076
957 711 926 613
985 494 963 002
1 052 169 1 018 832
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
.. .. .. ..
..
..
..
..
..
..
..
..
.. .. .. 75 189 ..
.. .. .. 81 868 ..
.. .. .. 87 767 ..
.. .. .. 93 932 ..
.. .. .. 100 942 ..
.. .. .. 106 662 ..
.. .. .. 93 941 ..
.. .. .. 104 090 ..
10 192 .. 212 895
9 853 .. 222 240
9 469 .. 227 421
9 126 .. 232 580
8 852 .. 242 294
8 573 .. 251 288
8 256 .. 243 212
7 990 .. 242 035
Million USD
Number
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
244
UNITED STATES Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
5.88 2.43 3.45 0.82 0.62 0.21 0.08 0.34 4.27 2.82 1.51 0.81 0.50 1.45 0.30 .. .. .. 1.16 0.11 1.04 0.90 0.14
5.06 1.80 3.26 0.91 0.65 0.21 0.14 0.32 4.17 2.76 1.51 0.79 0.46 1.41 0.30 .. .. .. 1.11 0.11 1.00 0.86 0.14
4.72 1.53 3.19 0.87 0.70 0.21 0.08 0.30 4.06 2.76 1.51 0.79 0.46 1.31 0.29 .. .. .. 1.01 0.10 0.92 0.86 0.06
4.98 1.86 3.12 1.00 0.74 0.21 0.11 0.36 4.11 2.78 1.53 0.79 0.47 1.33 0.33 .. .. .. 1.00 0.11 0.89 0.77 0.12
5.59 2.53 3.05 1.01 0.76 0.22 0.10 0.37 4.06 2.86 1.57 0.81 0.48 1.20 0.27 .. .. .. 0.93 0.10 0.83 0.75 0.08
5.90 2.95 2.95 0.93 0.84 0.22 -0.01 0.33 3.88 2.90 1.59 0.81 0.50 0.98 0.46 .. .. .. 0.52 0.00 0.53 0.60 -0.07
5.51 2.46 3.05 0.29 0.84 0.24 -0.16 0.22 3.34 3.10 1.59 0.82 0.70 0.60 1.08 .. .. .. -0.47 0.04 -0.51 0.03 -0.54
4.81 1.72 3.09 0.97 0.75 0.22 -0.08 0.77 4.06 2.72 1.49 0.77 0.46 1.59 1.06 .. .. .. 0.52 0.03 0.49 0.46 0.03
80.73 19.28 14.43 4.90 1.80 7.94 65.99 35.34 18.85 11.80 34.01 6.93 .. .. .. 27.08 2.64 24.44
78.21 21.79 15.69 4.99 3.44 7.65 66.27 36.31 19.01 10.95 33.73 7.12 .. .. .. 26.61 2.62 24.00
78.49 21.51 17.29 5.10 1.98 7.35 67.85 37.18 19.31 11.36 32.15 7.24 .. .. .. 24.91 2.36 22.56
75.80 24.20 18.00 5.17 2.74 8.63 67.65 37.09 19.11 11.45 32.35 8.12 .. .. .. 24.24 2.74 21.50
75.20 24.80 18.60 5.40 2.40 9.20 70.41 38.77 19.82 11.82 29.59 6.70 .. .. .. 22.89 2.39 20.50
76.00 24.00 21.55 5.70 -0.37 8.52 74.76 41.06 20.94 12.75 25.24 11.73 .. .. .. 13.51 -0.03 13.54
91.34 8.66 25.27 7.29 -4.81 6.45 92.88 47.44 24.55 20.89 18.08 32.18 .. .. .. -14.10 1.06 -15.16
76.10 23.90 18.48 5.47 -1.95 18.96 67.04 36.60 19.08 11.37 39.08 26.17 .. .. .. 12.91 0.85 12.07
20.37 .. .. .. 79.63 7.76 71.86
21.10 .. .. .. 78.90 7.76 71.14
22.51 .. .. .. 77.49 7.33 70.17
25.08 .. .. .. 74.92 8.45 66.47
22.63 .. .. .. 77.37 8.08 69.28
46.48 .. .. .. 53.52 -0.12 53.64
177.96 .. .. .. -77.96 5.88 -83.84
66.96 .. .. .. 33.04 2.17 30.88
1.14 4.52 63.05 18.59 12.70
1.11 4.51 62.86 16.46 15.06
1.03 4.12 65.36 13.65 15.84
1.05 3.70 68.84 13.30 13.11
0.95 4.19 70.57 8.17 16.13
0.89 3.81 69.84 8.61 16.86
0.93 3.52 69.13 8.82 17.60
0.83 5.17 63.77 10.14 20.09
10.67 .. .. 46.79 0.00 42.54
10.62 .. .. 46.85 0.00 42.52
10.75 .. .. 46.18 0.00 43.06
10.93 .. .. 44.38 0.00 44.69
11.23 .. .. 40.89 0.00 47.89
11.11 .. .. 39.14 0.00 49.75
9.68 .. .. 37.05 0.00 53.27
9.82 .. .. 38.95 0.00 51.23
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
..
..
..
..
..
..
..
..
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/5517
OECD BANKING STATISTICS 2012 – © OECD 2012
245
UNITED STATES Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. 16 878 7 354 74 889 62 8 573 .. .. .. .. .. .. .. .. .. ..
Institutions 2008 .. 16 345 7 153 72 877 59 8 256 .. .. .. .. .. .. .. .. .. ..
2009 .. 15 801 6 905 69 847 59 7 990 .. .. .. .. .. .. .. .. .. ..
.. .. 82 190 6 634 .. .. .. .. .. .. .. .. .. .. .. .. ..
.. 2 450 506 1 973 033 120 751 223 528 2 657 251 288 .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. 2 391 916 1 962 649 131 724 183 325 2 730 243 212 .. .. .. .. .. .. .. .. .. ..
Total financial assets 2008 2009 .. .. .. 11 649 151 12 386 801 11 967 557 9 538 246 10 477 150 10 232 658 781 225 925 201 921 055 1 302 324 1 084 390 880 446 12 292 13 188 13 693 796 289 812 073 840 760 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007 .. .. 79 692 5 909 .. .. .. .. .. .. .. .. .. .. .. .. ..
Branches 2008 .. .. 81 696 6 438 .. .. .. .. .. .. .. .. .. .. .. .. ..
2009
2007
2009 .. 2 302 628 1 908 064 123 696 149 770 2 759 242 035 .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million USD Total assets or liabilities 2008 2009 .. .. .. 13 835 998 14 737 225 14 113 124 11 250 267 12 387 611 11 950 086 907 289 1 058 522 1 040 742 1 614 716 1 349 839 1 096 033 13 305 14 281 14 835 957 711 985 494 1 052 169 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 2007
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
2007
Note: Detailed metadata:http://metalinks.oecd.org/banking/20120904/4182
OECD BANKING STATISTICS 2012 – © OECD 2012
246
RUSSIAN FEDERATION Table 1.1.a. Income statement and balance sheet, all banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million RUB
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
527 478 236 386 291 092 312 292 119 146 13 658 81 357 125 446 603 383 369 927 142 142 51 047 176 738 233 457 54 130 .. .. .. 179 327 32 605 146 722 .. 145 328
706 660 287 858 418 802 434 631 173 940 19 833 115 937 164 588 853 432 493 379 187 423 67 706 238 250 360 053 97 969 .. .. .. 262 084 59 235 202 849 .. 201 043
977 774 428 256 549 518 691 984 283 522 29 949 144 757 293 654 1 241 502 742 451 260 192 93 751 388 507 499 051 127 506 .. .. .. 371 545 88 917 282 628 .. 280 627
1 418 992 663 732 755 260 882 035 380 805 37 903 176 734 362 399 1 637 295 970 764 369 495 148 881 452 388 666 531 158 683 .. .. .. 507 848 120 312 387 536 .. 385 229
2 191 658 1 072 370 1 119 288 1 400 320 500 861 64 609 149 926 814 143 2 519 608 1 645 389 479 846 217 154 948 389 874 219 455 740 .. .. .. 418 479 .. .. .. ..
2 761 156 1 503 814 1 257 342 1 475 231 473 323 56 645 338 726 719 827 2 732 573 1 476 033 440 588 234 281 801 164 1 256 540 1 050 612 .. .. .. 205 928 68 634 137 295 2 927 134 367
.. .. .. .. ..
.. .. .. .. ..
891 815 .. 4 474 668 1 038 762 695 359
947 545 .. 6 387 095 1 400 102 961 496
1 324 126 .. 9 466 221 1 745 431 1 427 675
1 796 358 .. 14 288 556 2 250 619 1 789 592
2 907 958 .. 19 940 951 2 365 210 2 808 209
2 551 007 .. 19 878 379 4 309 424 2 691 215
.. .. .. .. .. ..
.. .. .. .. .. ..
1 006 112 19 549 737 147 2 738 746 30 595 2 568 454
1 320 186 20 204 1 086 449 4 032 331 67 294 3 169 774
1 783 006 13 786 1 730 549 5 956 449 168 301 4 311 361
2 809 190 34 029 2 807 407 8 679 209 290 156 5 505 132
3 109 242 3 370 444 3 639 583 10 852 424 375 255 6 675 380
3 766 358 1 423 133 3 117 303 12 951 550 412 662 7 759 018
.. ..
.. ..
7 100 603 6 211 877
9 696 238 8 188 662
13 963 453 11 398 437
20 125 125 16 765 277
28 022 329 23 047 658
29 430 025 28 372 700
.. .. .. ..
.. .. .. ..
.. 726 419 118 960 557 439
.. 998 011 192 009 890 665
.. 1 251 400 264 785 1 395 274
.. 1 541 355 458 205 1 979 804
.. 1 760 321 405 378 3 890 790
.. 3 379 085 696 327 4 168 292
..
..
773 343
1 278 596
2 308 834
3 511 228
4 436 938
3 503 227
.. .. .. .. ..
.. .. .. .. ..
772 044 212 390 37 844 946 589 5 563 477
987 553 366 941 112 708 1 241 786 7 764 141
1 315 572 509 106 131 964 1 692 714 11 349 383
2 192 373 674 602 195 440 2 671 535 17 244 661
2 691 942 1 627 194 508 051 3 811 086 22 691 199
3 360 923 1 762 451 502 796 4 620 577 22 145 015
.. .. ..
.. .. ..
1 299 3 238 ..
1 253 3 295 ..
1 189 3 281 ..
1 136 3 455 ..
1 108 3 470 ..
1 058 3 183 ..
Million RUB
Number
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
247
RUSSIAN FEDERATION Table 1.1.b. Income statement and balance sheet, all banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
8.49 3.81 4.69 5.03 1.92 0.22 1.31 2.02 9.71 5.96 2.29 0.82 2.85 3.76 0.87 .. .. .. 2.89 0.53 2.36 .. 2.34
8.63 3.52 5.11 5.31 2.12 0.24 1.42 2.01 10.42 6.03 2.29 0.83 2.91 4.40 1.20 .. .. .. 3.20 0.72 2.48 .. 2.46
8.58 3.76 4.82 6.07 2.49 0.26 1.27 2.58 10.89 6.51 2.28 0.82 3.41 4.38 1.12 .. .. .. 3.26 0.78 2.48 .. 2.46
8.46 3.96 4.51 5.26 2.27 0.23 1.05 2.16 9.77 5.79 2.20 0.89 2.70 3.98 0.95 .. .. .. 3.03 0.72 2.31 .. 2.30
9.51 4.65 4.86 6.08 2.17 0.28 0.65 3.53 10.93 7.14 2.08 0.94 4.12 3.79 1.98 .. .. .. 1.82 .. .. .. ..
9.73 5.30 4.43 5.20 1.67 0.20 1.19 2.54 9.63 5.20 1.55 0.83 2.82 4.43 3.70 .. .. .. 0.73 0.24 0.48 0.01 0.47
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
48.24 51.76 19.75 2.26 13.48 20.79 61.31 23.56 8.46 29.29 38.69 8.97 .. .. .. 29.72 5.40 24.32
49.07 50.93 20.38 2.32 13.59 19.29 57.81 21.96 7.93 27.92 42.19 11.48 .. .. .. 30.71 6.94 23.77
44.26 55.74 22.84 2.41 11.66 23.65 59.80 20.96 7.55 31.29 40.20 10.27 .. .. .. 29.93 7.16 22.77
46.13 53.87 23.26 2.32 10.79 22.13 59.29 22.57 9.09 27.63 40.71 9.69 .. .. .. 31.02 7.35 23.67
44.42 55.58 19.88 2.56 5.95 32.31 65.30 19.04 8.62 37.64 34.70 18.09 .. .. .. 16.61 .. ..
46.01 53.99 17.32 2.07 12.40 26.34 54.02 16.12 8.57 29.32 45.98 38.45 .. .. .. 7.54 2.51 5.02
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
23.19 .. .. .. 76.81 13.97 62.85
27.21 .. .. .. 72.79 16.45 56.34
25.55 .. .. .. 74.45 17.82 56.63
23.81 .. .. .. 76.19 18.05 58.14
52.13 .. .. .. 47.87 .. ..
83.61 .. .. .. 16.39 5.46 10.93
.. .. .. .. ..
.. .. .. .. ..
12.56 .. 63.02 14.63 9.79
9.77 .. 65.87 14.44 9.92
9.48 .. 67.79 12.50 10.22
8.93 .. 71.00 11.18 8.89
10.38 .. 71.16 8.44 10.02
8.67 .. 67.55 14.64 9.14
.. .. .. .. .. ..
.. .. .. .. .. ..
14.17 0.28 10.38 38.57 0.43 36.17
13.62 0.21 11.21 41.59 0.69 32.69
12.77 0.10 12.39 42.66 1.21 30.88
13.96 0.17 13.95 43.13 1.44 27.36
11.10 12.03 12.99 38.73 1.34 23.82
12.80 4.84 10.59 44.01 1.40 26.36
.. .. .. .. ..
.. .. .. .. ..
.. .. 10.23 1.68 7.85
.. .. 10.29 1.98 9.19
.. .. 8.96 1.90 9.99
.. .. 7.66 2.28 9.84
.. .. 6.28 1.45 13.89
.. .. 11.48 2.37 14.16
..
..
10.89
13.19
16.54
17.45
15.83
11.90
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
248
RUSSIAN FEDERATION Table 1.2.a. Income statement and balance sheet, commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million RUB
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
527 114 236 303 290 811 311 127 117 163 12 766 81 330 125 400 601 938 368 889 141 806 50 733 176 350 233 049 54 120 .. .. .. 178 929 32 502 146 428 .. 145 036
706 169 287 785 418 384 433 027 171 266 18 683 115 892 164 552 851 411 492 009 186 982 67 258 237 768 359 402 97 948 .. .. .. 261 455 59 078 202 377 .. 200 572
976 866 428 173 548 693 689 912 280 130 28 581 144 710 293 654 1 238 605 740 609 259 481 93 219 387 909 497 996 127 515 .. .. .. 370 481 88 640 281 841 .. 279 842
1 417 381 663 641 753 740 879 095 376 585 36 405 176 810 362 105 1 632 835 968 214 368 499 148 169 451 547 664 621 158 640 .. .. .. 505 981 119 839 386 142 .. 383 842
2 188 840 1 072 090 1 116 750 1 396 639 495 300 62 740 149 928 814 151 2 513 389 1 641 855 478 459 216 257 947 139 871 535 455 693 .. .. .. 415 841 .. .. .. ..
2 757 395 1 503 316 1 254 079 1 470 494 467 122 54 425 338 075 719 722 2 724 573 1 471 397 439 005 232 694 799 698 1 253 176 1 050 915 .. .. .. 202 262 67 825 134 437 2 852 131 584
.. .. .. .. ..
.. .. .. .. ..
855 010 .. 4 473 560 1 038 379 693 293
900 579 .. 6 385 965 1 399 348 958 812
1 246 693 .. 9 464 342 1 743 725 1 421 300
1 716 117 .. 14 286 492 2 244 169 1 783 399
2 784 683 .. 19 937 821 2 359 093 2 749 208
2 473 894 .. 19 877 162 4 293 810 2 679 357
.. .. .. .. .. ..
.. .. .. .. .. ..
1 003 266 19 549 737 023 2 738 654 30 595 2 531 156
1 316 537 20 204 1 086 337 4 031 913 67 294 3 122 418
1 777 673 13 781 1 730 472 5 955 737 168 301 4 230 096
2 804 541 34 020 2 807 313 8 676 587 290 156 5 417 560
3 102 856 3 370 297 3 639 412 10 850 471 375 255 6 492 515
3 756 868 1 423 128 3 117 069 12 950 590 412 662 7 663 907
.. ..
.. ..
7 060 242 6 169 367
9 644 703 8 131 585
13 876 061 11 307 813
20 030 178 16 645 883
27 830 805 22 906 057
29 324 223 28 204 732
.. .. .. ..
.. .. .. ..
.. 726 122 118 923 556 533
.. 997 321 192 005 889 319
.. 1 249 698 264 782 1 391 538
.. 1 534 913 458 199 1 976 931
.. 1 754 211 405 371 3 835 505
.. 3 363 486 696 320 4 165 960
..
..
773 230
1 278 270
2 308 176
3 510 565
4 436 044
3 502 491
.. .. .. .. ..
.. .. .. .. ..
770 950 212 123 37 837 945 237 5 561 234
985 914 366 520 112 698 1 239 736 7 761 782
1 313 409 508 406 131 940 1 689 875 11 346 567
2 189 811 673 255 195 270 2 667 797 17 241 473
2 688 157 1 625 298 507 903 3 805 552 22 676 340
3 354 849 1 760 127 502 602 4 612 373 22 137 112
.. .. ..
.. .. ..
1 249 3 232 ..
1 205 3 283 ..
1 143 3 272 ..
1 092 3 442 ..
1 058 3 455 ..
1 007 3 163 ..
Million RUB
Number
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
249
RUSSIAN FEDERATION Table 1.2.b. Income statement and balance sheet, commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
8.54 3.83 4.71 5.04 1.90 0.21 1.32 2.03 9.76 5.98 2.30 0.82 2.86 3.78 0.88 .. .. .. 2.90 0.53 2.37 .. 2.35
8.68 3.54 5.15 5.33 2.11 0.23 1.43 2.02 10.47 6.05 2.30 0.83 2.92 4.42 1.21 .. .. .. 3.22 0.73 2.49 .. 2.47
8.64 3.79 4.85 6.10 2.48 0.25 1.28 2.60 10.95 6.55 2.30 0.82 3.43 4.40 1.13 .. .. .. 3.28 0.78 2.49 .. 2.48
8.52 3.99 4.53 5.28 2.26 0.22 1.06 2.18 9.81 5.82 2.21 0.89 2.71 3.99 0.95 .. .. .. 3.04 0.72 2.32 .. 2.31
9.56 4.68 4.88 6.10 2.16 0.27 0.66 3.55 10.97 7.17 2.09 0.94 4.14 3.81 1.99 .. .. .. 1.82 .. .. .. ..
9.78 5.33 4.45 5.21 1.66 0.19 1.20 2.55 9.66 5.22 1.56 0.83 2.84 4.44 3.73 .. .. .. 0.72 0.24 0.48 0.01 0.47
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
48.31 51.69 19.46 2.12 13.51 20.83 61.28 23.56 8.43 29.30 38.72 8.99 .. .. .. 29.73 5.40 24.33
49.14 50.86 20.12 2.19 13.61 19.33 57.79 21.96 7.90 27.93 42.21 11.50 .. .. .. 30.71 6.94 23.77
44.30 55.70 22.62 2.31 11.68 23.71 59.79 20.95 7.53 31.32 40.21 10.30 .. .. .. 29.91 7.16 22.76
46.16 53.84 23.06 2.23 10.83 22.18 59.30 22.57 9.07 27.65 40.70 9.72 .. .. .. 30.99 7.34 23.65
44.43 55.57 19.71 2.50 5.97 32.39 65.32 19.04 8.60 37.68 34.68 18.13 .. .. .. 16.55 .. ..
46.03 53.97 17.15 2.00 12.41 26.42 54.01 16.11 8.54 29.35 46.00 38.57 .. .. .. 7.42 2.49 4.93
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
23.22 .. .. .. 76.78 13.95 62.83
27.25 .. .. .. 72.75 16.44 56.31
25.61 .. .. .. 74.39 17.80 56.60
23.87 .. .. .. 76.13 18.03 58.10
52.29 .. .. .. 47.71 .. ..
83.86 .. .. .. 16.14 5.41 10.73
.. .. .. .. ..
.. .. .. .. ..
12.11 .. 63.36 14.71 9.82
9.34 .. 66.21 14.51 9.94
8.98 .. 68.21 12.57 10.24
8.57 .. 71.33 11.20 8.90
10.01 .. 71.64 8.48 9.88
8.44 .. 67.78 14.64 9.14
.. .. .. .. .. ..
.. .. .. .. .. ..
14.21 0.28 10.44 38.79 0.43 35.85
13.65 0.21 11.26 41.80 0.70 32.37
12.81 0.10 12.47 42.92 1.21 30.49
14.00 0.17 14.02 43.32 1.45 27.05
11.15 12.11 13.08 38.99 1.35 23.33
12.81 4.85 10.63 44.16 1.41 26.14
.. .. .. .. ..
.. .. .. .. ..
.. .. 10.29 1.68 7.88
.. .. 10.34 1.99 9.22
.. .. 9.01 1.91 10.03
.. .. 7.66 2.29 9.87
.. .. 6.30 1.46 13.78
.. .. 11.47 2.38 14.21
..
..
10.95
13.25
16.63
17.53
15.94
11.94
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
250
RUSSIAN FEDERATION Table 1.2.1.a. Income statement and balance sheet, large commercial banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million RUB
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
346 542 161 702 184 840 201 217 68 838 6 769 53 629 85 519 386 057 233 968 89 479 26 422 118 067 152 088 30 044 .. .. .. 122 044 21 448 100 596 .. 100 275
483 044 199 035 284 009 277 157 108 790 11 183 72 524 107 027 561 166 319 441 120 615 37 789 161 038 241 725 59 759 .. .. .. 181 966 41 701 140 265 .. 140 243
672 929 297 404 375 526 455 612 186 910 18 343 75 870 211 176 831 138 488 096 162 696 52 983 272 416 343 042 87 648 .. .. .. 255 394 61 808 193 586 .. 192 873
982 331 466 114 516 217 581 487 232 422 22 422 115 836 255 651 1 097 704 635 256 223 124 89 761 322 371 462 448 107 347 .. .. .. 355 101 88 375 266 726 .. 266 622
1 537 520 752 091 785 429 1 101 825 299 827 39 459 134 176 707 280 1 887 254 1 219 442 284 876 125 959 808 607 667 812 342 464 .. .. .. 325 348 .. .. .. ..
2 036 057 1 111 872 924 185 1 127 888 307 003 33 136 236 740 617 281 2 052 073 1 082 833 262 257 134 613 685 963 969 240 845 024 .. .. .. 124 216 41 849 82 367 2 148 80 219
.. .. .. .. ..
.. .. .. .. ..
471 781 .. 3 123 399 744 983 404 694
446 992 .. 4 512 966 969 151 612 079
666 457 .. 6 760 731 1 160 163 950 873
947 605 .. 10 373 770 1 561 443 1 178 795
2 011 130 .. 15 130 607 1 731 211 1 725 974
1 625 774 .. 15 300 883 3 109 050 1 654 638
.. .. .. .. .. ..
.. .. .. .. .. ..
562 358 19 424 518 502 2 082 271 18 400 1 543 901
788 632 20 148 755 217 3 065 879 45 054 1 866 259
1 104 549 13 316 1 216 417 4 539 105 115 333 2 549 507
1 927 060 29 700 2 061 046 6 546 538 204 299 3 292 969
2 071 845 2 860 278 2 683 494 8 380 196 272 102 4 331 007
2 602 489 1 160 028 2 292 924 9 982 497 332 325 5 320 082
.. ..
.. ..
4 744 856 4 083 397
6 541 189 5 493 142
9 538 225 7 752 223
14 061 613 11 688 999
20 598 921 16 197 566
21 690 345 21 020 297
.. .. .. ..
.. .. .. ..
.. 580 992 86 215 383 688
.. 753 908 153 504 648 803
.. 903 487 181 808 1 068 985
.. 1 105 022 376 142 1 557 310
.. 1 325 803 327 116 2 980 881
.. 2 503 331 551 016 3 203 527
..
..
568 961
975 781
1 813 625
2 684 687
3 384 754
2 682 322
.. .. .. .. ..
.. .. .. .. ..
402 826 138 066 28 844 512 048 3 824 003
560 607 263 789 95 148 729 248 5 436 800
783 352 360 882 106 655 1 037 579 7 938 733
1 497 842 462 840 164 941 1 795 742 12 525 835
1 769 797 1 375 787 427 162 2 718 423 17 026 588
2 345 515 1 445 864 394 321 3 397 058 16 586 066
.. .. ..
.. .. ..
30 1 661 ..
30 1 773 ..
30 1 682 ..
30 1 702 ..
30 1 603 ..
30 1 475 ..
Million RUB
Number
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
251
RUSSIAN FEDERATION Table 1.2.1.b. Income statement and balance sheet, large commercial banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
8.49 3.96 4.53 4.93 1.69 0.17 1.31 2.09 9.45 5.73 2.19 0.65 2.89 3.73 0.74 .. .. .. 2.99 0.53 2.46 .. 2.46
8.79 3.62 5.17 5.05 1.98 0.20 1.32 1.95 10.22 5.82 2.20 0.69 2.93 4.40 1.09 .. .. .. 3.31 0.76 2.55 .. 2.55
8.68 3.84 4.84 5.88 2.41 0.24 0.98 2.72 10.72 6.30 2.10 0.68 3.51 4.43 1.13 .. .. .. 3.29 0.80 2.50 .. 2.49
8.40 3.99 4.42 4.98 1.99 0.19 0.99 2.19 9.39 5.44 1.91 0.77 2.76 3.96 0.92 .. .. .. 3.04 0.76 2.28 .. 2.28
9.49 4.64 4.85 6.80 1.85 0.24 0.83 4.37 11.65 7.53 1.76 0.78 4.99 4.12 2.11 .. .. .. 2.01 .. .. .. ..
9.69 5.29 4.40 5.37 1.46 0.16 1.13 2.94 9.76 5.15 1.25 0.64 3.26 4.61 4.02 .. .. .. 0.59 0.20 0.39 0.01 0.38
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
47.88 52.12 17.83 1.75 13.89 22.15 60.61 23.18 6.84 30.58 39.40 7.78 .. .. .. 31.61 5.56 26.06
50.61 49.39 19.39 1.99 12.92 19.07 56.93 21.49 6.73 28.70 43.08 10.65 .. .. .. 32.43 7.43 25.00
45.18 54.82 22.49 2.21 9.13 25.41 58.73 19.58 6.38 32.78 41.27 10.55 .. .. .. 30.73 7.44 23.29
47.03 52.97 21.17 2.04 10.55 23.29 57.87 20.33 8.18 29.37 42.13 9.78 .. .. .. 32.35 8.05 24.30
41.62 58.38 15.89 2.09 7.11 37.48 64.62 15.10 6.67 42.85 35.39 18.15 .. .. .. 17.24 .. ..
45.04 54.96 14.96 1.62 11.54 30.08 52.77 12.78 6.56 33.43 47.23 41.18 .. .. .. 6.05 2.04 4.01
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
19.76 .. .. .. 80.25 14.10 66.14
24.72 .. .. .. 75.28 17.25 58.03
25.55 .. .. .. 74.45 18.02 56.43
23.21 .. .. .. 76.79 19.11 57.68
51.28 .. .. .. 48.72 .. ..
87.18 .. .. .. 12.82 4.32 8.50
.. .. .. .. ..
.. .. .. .. ..
9.94 .. 65.83 15.70 8.53
6.83 .. 68.99 14.82 9.36
6.99 .. 70.88 12.16 9.97
6.74 .. 73.77 11.10 8.38
9.76 .. 73.45 8.40 8.38
7.50 .. 70.54 14.33 7.63
.. .. .. .. .. ..
.. .. .. .. .. ..
11.85 0.41 10.93 43.89 0.39 32.54
12.06 0.31 11.55 46.87 0.69 28.53
11.58 0.14 12.75 47.59 1.21 26.73
13.70 0.21 14.66 46.56 1.45 23.42
10.06 13.89 13.03 40.68 1.32 21.03
12.00 5.35 10.57 46.02 1.53 24.53
.. .. .. .. ..
.. .. .. .. ..
.. .. 12.25 1.82 8.09
.. .. 11.53 2.35 9.92
.. .. 9.47 1.91 11.21
.. .. 7.86 2.68 11.08
.. .. 6.44 1.59 14.47
.. .. 11.54 2.54 14.77
..
..
11.99
14.92
19.01
19.09
16.43
12.37
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
252
RUSSIAN FEDERATION Table 1.5.a. Income statement and balance sheet, other banks, levels Amounts outstanding at end of period
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13
14 15 16 17 18 19 20 21 22 23 24 25 26
27 28 29 30 31 32 33 34 35 36 37 38 39
INCOME STATEMENT Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit BALANCE SHEET Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Balance sheet total End-year total Average total Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents Capital adequacy Tier 1 Capital Tier 2 Capital Supervisory deductions Total regulatory capital Risk-weighted assets SUPPLEMENTARY INFORMATION Institutions Branches Employees
Unit Million RUB
2002
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
364 83 281 1 165 1 983 891 27 46 1 445 1 038 336 314 388 407 10 .. .. .. 398 103 294 .. 292
491 73 417 1 604 2 673 1 150 45 36 2 021 1 370 441 448 482 651 21 .. .. .. 630 158 472 .. 471
908 83 825 2 072 3 392 1 368 47 0 2 897 1 842 711 532 598 1 055 -8 .. .. .. 1 064 277 787 .. 784
1 611 91 1 520 2 940 4 220 1 498 -76 293 4 460 2 549 997 712 841 1 911 43 .. .. .. 1 867 474 1 394 .. 1 387
2 818 281 2 538 3 681 5 561 1 868 -3 -9 6 219 3 534 1 387 897 1 250 2 685 47 .. .. .. 2 638 .. .. .. ..
3 761 498 3 263 4 737 6 201 2 220 651 105 8 000 4 636 1 583 1 587 1 467 3 364 -303 .. .. .. 3 667 809 2 858 75 2 783
.. .. .. .. ..
.. .. .. .. ..
36 805 .. 1 107 383 2 066
46 966 .. 1 130 755 2 684
77 432 .. 1 879 1 706 6 374
80 241 .. 2 064 6 449 6 193
123 276 .. 3 130 6 117 59 001
77 112 0 1 217 15 614 11 858
.. .. .. .. .. ..
.. .. .. .. .. ..
2 846 0 125 93 0 37 298
3 649 0 112 418 0 47 356
5 333 5 77 712 0 81 265
4 649 10 94 2 622 0 87 572
6 386 148 171 1 953 0 182 865
9 490 5 234 961 0 95 111
.. ..
.. ..
40 361 42 510
51 535 57 077
87 392 90 624
94 947 119 394
191 523 141 600
105 802 167 968
.. .. .. ..
.. .. .. ..
.. 298 38 906
.. 690 3 1 346
.. 1 703 3 3 736
.. 6 442 7 2 873
.. 6 110 7 55 285
.. 15 599 7 2 332
..
..
112
326
659
663
895
736
.. .. .. .. ..
.. .. .. .. ..
1 093 266 7 1 352 2 243
1 639 421 10 2 050 2 359
2 163 700 24 2 839 2 816
2 561 1 346 170 3 738 3 188
3 785 1 897 148 5 534 14 859
6 074 2 324 194 8 204 7 903
.. .. ..
.. .. ..
50 6 ..
48 12 ..
46 9 ..
44 13 ..
50 15 ..
51 20 ..
Million RUB
Number
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
253
RUSSIAN FEDERATION Table 1.5.b. Income statement and balance sheet, other banks, percentages Analysis in percentage of aggregates 2002
1 2 3 4 4.a 4.b 4.c 4.d 5 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 12 13 3 4 4.a 4.b 4.c 4.d 6 6.a 6.b 6.c 7 8 8.a 8.b 8.c 9 10 11 8 8.a 8.b 8.c 9 10 11
14 15 16 17 18 19 20 21 22 23 24
27 28 29 30 31
INCOME STATEMENT ANALYSIS % of balance sheet total, average total Interest income Interest expenses Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Net interest and non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax Distributed profit Retained profit % of net interest and non-interest income Net interest income Net non-interest income Fees and commissions receivable Fees and commissions payable Net profit or loss on financial operations Other net non-interest income Operating expenses Staff costs Property costs Other operating expenses Net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax % of net income before provisions Net provisions Provisions on loans Provisions on securities Other net provisions Income before tax Income tax Net income after tax BALANCE SHEET ANALYSIS % of balance sheet total, end-year total Assets Cash and balance with Central bank Interbank deposits Loans Securities Other assets Liabilities Capital and reserves Borrowing from Central bank Interbank deposits Customer deposits Bonds Other liabilities Memo items: Assets Short-term securities Bonds Shares and participations Claims on non-residents Liabilities Liabilities to non-residents
2003
2004
2005
2006
2007
2008
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
0.86 0.20 0.66 2.74 4.66 2.10 0.06 0.11 3.40 2.44 0.79 0.74 0.91 0.96 0.02 .. .. .. 0.94 0.24 0.69 .. 0.69
0.86 0.13 0.73 2.81 4.68 2.02 0.08 0.06 3.54 2.40 0.77 0.79 0.85 1.14 0.04 .. .. .. 1.10 0.28 0.83 .. 0.83
1.00 0.09 0.91 2.29 3.74 1.51 0.05 0.00 3.20 2.03 0.79 0.59 0.66 1.16 -0.01 .. .. .. 1.17 0.31 0.87 .. 0.87
1.35 0.08 1.27 2.46 3.54 1.25 -0.06 0.25 3.74 2.14 0.84 0.60 0.70 1.60 0.04 .. .. .. 1.56 0.40 1.17 .. 1.16
1.99 0.20 1.79 2.60 3.93 1.32 0.00 -0.01 4.39 2.50 0.98 0.63 0.88 1.90 0.03 .. .. .. 1.86 .. .. .. ..
2.24 0.30 1.94 2.82 3.69 1.32 0.39 0.06 4.76 2.76 0.94 0.95 0.87 2.00 -0.18 .. .. .. 2.18 0.48 1.70 0.05 1.66
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
19.41 80.59 137.19 61.68 1.88 3.20 71.81 23.25 21.75 26.82 28.19 0.69 .. .. .. 27.51 7.15 20.36
20.65 79.35 132.26 56.90 2.22 1.77 67.80 21.80 22.15 23.85 32.20 1.03 .. .. .. 31.17 7.79 23.37
28.49 71.51 117.12 47.21 1.61 0.00 63.57 24.55 18.37 20.66 36.43 -0.29 .. .. .. 36.72 9.56 27.16
34.08 65.92 94.62 33.58 -1.70 6.58 57.16 22.35 15.96 18.85 42.84 0.97 .. .. .. 41.87 10.62 31.25
40.81 59.19 89.42 30.05 -0.04 -0.14 56.83 22.30 14.42 20.10 43.17 0.76 .. .. .. 42.42 .. ..
40.79 59.21 77.51 27.75 8.14 1.31 57.95 19.78 19.84 18.33 42.05 -3.79 .. .. .. 45.84 10.11 35.73
.. .. .. .. .. .. ..
.. .. .. .. .. .. ..
2.43 .. .. .. 97.57 25.35 72.22
3.21 .. .. .. 96.79 24.20 72.59
-0.80 .. .. .. 100.80 26.23 74.57
2.27 .. .. .. 97.73 24.78 72.95
1.75 .. .. .. 98.25 .. ..
-9.01 .. .. .. 109.01 24.05 84.96
.. .. .. .. ..
.. .. .. .. ..
91.19 .. 2.74 0.95 5.12
91.13 .. 2.19 1.47 5.21
88.60 .. 2.15 1.95 7.29
84.51 .. 2.17 6.79 6.52
64.37 .. 1.63 3.19 30.81
72.88 0.00 1.15 14.76 11.21
.. .. .. .. .. ..
.. .. .. .. .. ..
7.05 0.00 0.31 0.23 0.00 92.41
7.08 0.00 0.22 0.81 0.00 91.89
6.10 0.01 0.09 0.82 0.00 92.99
4.90 0.01 0.10 2.76 0.00 92.23
3.34 0.08 0.09 1.02 0.00 95.48
8.97 0.01 0.22 0.91 0.00 89.90
.. .. .. .. ..
.. .. .. .. ..
.. .. 0.74 0.09 2.24
.. .. 1.34 0.01 2.61
.. .. 1.95 0.00 4.28
.. .. 6.79 0.01 3.03
.. .. 3.19 0.00 28.87
.. .. 14.74 0.01 2.20
..
..
0.28
0.63
0.75
0.70
0.47
0.70
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/95e0
OECD BANKING STATISTICS 2012 – © OECD 2012
254
RUSSIAN FEDERATION Table 2. Structure of the financial system Number 2007 Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
.. 1 136 1 092 85 .. .. 44 .. .. .. .. .. .. .. .. .. ..
Institutions 2008 .. 1 108 1 058 101 .. .. 50 .. .. .. .. .. .. .. .. .. ..
2009 .. 1 058 1 007 106 .. .. 51 .. .. .. .. .. .. .. .. .. ..
Branches 2008
2007 .. 3 455 3 442 338 .. .. 13 .. .. .. .. .. .. .. .. .. ..
.. 3 470 3 455 437 .. .. 15 .. .. .. .. .. .. .. .. .. ..
2009
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Employees 2008 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
2007
.. 3 183 3 163 457 .. .. 20 .. .. .. .. .. .. .. .. .. ..
2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Million RUB Total assets or liabilities 2008 2009 .. .. .. 20 125 125 28 022 329 29 430 025 20 030 178 27 830 805 29 324 223 3 467 936 5 241 942 5 371 462 .. .. .. .. .. .. 94 947 191 523 105 802 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. 2007
Central bank Other monetary institutions Commercial banks Foreign-owned banks Savings banks Co-operative banks Other miscellaneous monetary institutions Other financial institutions Mortgage credit institutions Development credit institutions Finance companies Other miscellaneous financial institutions Insurance institutions Insurance companies Pension funds and foundations Other insurance institutions All financial institutions
2007
Total financial assets 2008 2009 .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/73f8
OECD BANKING STATISTICS 2012 – © OECD 2012
255
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. ..
RUSSIAN FEDERATION Table 3. Classification of bank assets and liabilities Million RUB 2002 Assets Domestic currency Residents Non-residents Total Foreign currencies Residents Non-residents Total Total Residents Non-residents Total Liabilities Domestic currency Residents Non-residents Total Foreign currency Residents Non-residents Total Total Residents Non-residents Total
2003
2004
2005
2006
2007
2008
2009
.. .. ..
.. .. ..
.. .. 5 213 951
.. .. 6 992 197
.. .. 10 503 471
.. .. 15 482 675
.. .. 18 981 715
.. .. 21 301 176
.. .. ..
.. .. ..
.. .. 1 886 652
.. .. 2 704 041
.. .. 3 459 981
.. .. 4 642 450
.. .. 9 040 613
.. .. 8 128 849
.. .. ..
.. .. ..
.. .. 7 100 603
.. .. 9 696 238
.. .. 13 963 453
.. .. 20 125 125
.. .. 28 022 329
.. .. 29 430 025
.. .. ..
.. .. ..
.. .. 5 154 113
.. .. 6 953 146
.. .. 10 476 827
.. .. 15 512 824
.. .. 20 059 131
.. .. 21 993 541
.. .. ..
.. .. ..
.. .. 1 946 490
.. .. 2 743 092
.. .. 3 486 626
.. .. 4 612 302
.. .. 7 963 197
.. .. 7 436 484
.. .. ..
.. .. ..
.. .. 7 100 603
.. .. 9 696 238
.. .. 13 963 453
.. .. 20 125 125
.. .. 28 022 329
.. .. 29 430 025
Note: Detailed metadata: http://metalinks.oecd.org/banking/20120904/9b4a
OECD BANKING STATISTICS 2012 – © OECD 2012
256
ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT The OECD is a unique forum where governments work together to address the economic, social and environmental challenges of globalisation. The OECD is also at the forefront of efforts to understand and to help governments respond to new developments and concerns, such as corporate governance, the information economy and the challenges of an ageing population. The Organisation provides a setting where governments can compare policy experiences, seek answers to common problems, identify good practice and work to co-ordinate domestic and international policies. The OECD member countries are: Australia, Austria, Belgium, Canada, Chile, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Japan, Korea, Luxembourg, Mexico, the Netherlands, New Zealand, Norway, Poland, Portugal, the Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey, the United Kingdom and the United States. The European Commission takes part in the work of the OECD. OECD Publishing disseminates widely the results of the Organisation’s statistics gathering and research on economic, social and environmental issues, as well as the conventions, guidelines and standards agreed by its members.
OECD PUBLISHING, 2, rue André-Pascal, 75775 PARIS CEDEX 16 (01 2012 12 1P) ISBN 978-92-64-17978-3 – No. 60237 2012
Available on line
OECD Banking Statistics: Financial Statements of Banks 2002-2009 Trends in bank profitability and factors affecting it are major indicators of changes in the state of health of national banking systems. This publication provides information on financial statements of banks in OECD member countries. The coverage of banks is not the same in each country, though the objective is to include all institutions that conduct ordinary banking business, namely institutions which primarily take deposits from the public at large and provide finance for a wide range of purposes. Some information on the number of reporting banks, their branches and staff is also included, as well as structural information regarding the whole financial sector. Moreover, ratios, based on various items of the financial statements of banks in percentage of some specific aggregates, are supplied to facilitate the analysis of trends in bank profitability of OECD countries. ALSO AVAILABLE ON CD-ROM AND ON LINE The data in this publication are also available on line via www.oecd-ilibrary.org under the title OECD Bankings Statistics (http://dx.doi.org/10.1787/bank-data-en) and on CD-ROM under the title OECD Banking Statistics.
Please cite this publication as: OECD (2012), OECD Banking Statistics: Financial Statements of Banks 2012, OECD Publishing. http://dx.doi.org/10.1787/9789264180291-en This work is published on the OECD iLibrary, which gathers all OECD books, periodicals and statistical databases. Visit www.oecd-ilibrary.org, and do not hesitate to contact us for more information.
2012
ISBN 978-92-64-17978-3 01 2012 12 1 p
-:HSTCQE=V\^\]X: