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Table of contents :
Cover......Page 1
Title......Page 4
Copyright......Page 5
Contents......Page 8
Preface......Page 11
Acknowledgments......Page 15
Prologue: Literacy for the Modern World......Page 18
1 THINKING CRITICALLY......Page 31
Activity Bursting Bubble......Page 33
1A Living in the Media Age......Page 34
1B Propositions and Truth Values......Page 43
1C Sets and Venn Diagrams......Page 54
Brief Review: Sets of Numbers......Page 57
1D Analyzing Arguments......Page 70
1E Critical Thinking in Everyday Life......Page 84
2 APPROACHES TO PROBLEM SOLVING......Page 97
Activity Global Melting......Page 99
2A Working with Units......Page 100
Brief Review: Common Fractions......Page 101
Brief Review Decimal Fractions......Page 104
Brief Review Powers of 10......Page 110
Using Technology: Metric Conversions......Page 112
Using Technology: Currency Exchange Rates......Page 113
2B Problem Solving with Units......Page 120
2C Problem-Solving Guidelines and Hints......Page 133
3 NUMBERS IN THE REAL WORLD......Page 147
3A Uses and Abuses of Percentages......Page 149
Brief Review: Percentages......Page 150
Brief Review: What Is a Ratio?......Page 155
3B Putting Numbers in Perspective......Page 164
Brief Review Working with Scientific Notation......Page 165
Using Technology: Scientific Notation......Page 168
3C Dealing with Uncertainty......Page 180
Brief Review: Rounding......Page 182
Using Technology: Rounding in Excel......Page 187
3D Index Numbers: The CPI and Beyond......Page 191
Using Technology: The Inflation Calculator......Page 196
3E How Numbers Can Deceive: Polygraphs, Mammograms,and More......Page 201
4 MANAGING MONEY......Page 213
4A Taking Control of Your Finances......Page 215
4B The Power of Compounding......Page 226
Brief Review: Powers and Roots......Page 227
Using Technology: Powers......Page 229
Using Technology: The Compound Interest Formula......Page 231
Using Technology: The Compound Interest Formula for Interest Paid More than Once a Year......Page 236
Using Technology: APY in Excel......Page 237
Using Technology: Powers of e......Page 238
Brief Review: Four Basic Rules of Algebra......Page 239
4CSavings Plans and Investments......Page 246
Using Technology: The Savings Plan Formula......Page 251
Using Technology: Fractional Powers (Roots)......Page 253
4D Loan Payments, Credit Cards, and Mortgages......Page 265
Using Technology: The Loan Payment Formula (Installment Loans)......Page 268
Using Technology: Principal and Interest Payments......Page 270
4E Income Taxes......Page 283
4F Understanding the Federal Budget......Page 295
5 STATISTICAL REASONING......Page 313
5A Fundamentals of Statistics......Page 315
Using Technology: Random Numbers......Page 319
5B Should You Believe a Statistical Study?......Page 329
5CStatistical Tables and Graphs......Page 339
Using Technology: Frequency Tables in Excel......Page 340
Using Technology: Bar Graphs and Pie Charts in Excel......Page 345
Using Technology: Line Charts in Excel......Page 347
5D Graphics in the Media......Page 353
5E Correlation and Causality......Page 371
Using Technology: Scatterplots in Excel......Page 376
6 PUTTING STATISTICS TO WORK......Page 387
Activity Are We Smarter Than Our Parents?......Page 389
6A Characterizing Data......Page 390
Using Technology: Mean, Median, Mode in Excel......Page 392
6B Measures of Variation......Page 402
Using Technology: Standard Deviation in Excel......Page 408
6CThe Normal Distribution......Page 412
Using Technology: Standard Scores in Excel......Page 417
Using Technology: Normal Distribution Percentiles in Excel......Page 420
6D Statistical Inference......Page 423
7 PROBABILITY: LIVING WITH THE ODDS......Page 437
7A Fundamentals of Probability......Page 439
Brief Review: The Multiplication Principle......Page 444
7B Combining Probabilities......Page 454
7CThe Law of Large Numbers......Page 466
7D Assessing Risk......Page 475
7E Counting and Probability......Page 484
Using Technology: Factorials......Page 486
Brief Review: Factorials......Page 487
Using Technology: Permutations......Page 488
Using Technology: Combinations......Page 490
8 EXPONENTIAL ASTONISHMENT......Page 499
Activity Towers of Hanoi......Page 501
8A Growth: Linear versus Exponential......Page 502
8B Doubling Time and Half-Life......Page 510
Using Technology: Logarithms......Page 516
Brief Review: Logarithms......Page 517
8CReal Population Growth......Page 521
8D Logarithmic Scales: Earthquakes, Sounds, and Acids......Page 531
9 MODELING OUR WORLD......Page 541
Activity Climate Modeling......Page 543
9A Functions: The Building Blocks of Mathematical Models......Page 545
Brief Review: The Coordinate Plane......Page 548
9B Linear Modeling......Page 555
Using Technology: Graphing Functions......Page 560
9C Exponential Modeling......Page 568
Brief Review: Algebra with Logarithms......Page 571
10 Modeling with Geometry......Page 583
Activity Eyes in the Sky......Page 585
10A Fundamentals of Geometry......Page 586
10B Problem Solving with Geometry......Page 600
10C Fractal Geometry......Page 615
11 MATHEMATICS AND THE ARTS......Page 627
Activity Digital Music Files......Page 629
11A Mathematics and Music......Page 630
11B Perspective and Symmetry......Page 637
11C Proportion and the Golden Ratio......Page 650
12 MATHEMATICS AND POLITICS......Page 659
Activity Partisan Redistricting......Page 661
12A Voting: Does the Majority Always Rule?......Page 662
12B Theory of Voting......Page 679
12C Apportionment: The House of Representatives and Beyond......Page 689
12D Dividing the Political Pie......Page 704
Credits......Page 718
Answers to Quick Quizzes and Odd-Numbered Exercises......Page 720
Index......Page 750
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Using and Understanding Mathematics

A Quantitative Reasoning Approach

For these Global Editions, the editorial team at Pearson has collaborated with educators across the world to address a wide range of subjects and requirements, equipping students with the best possible learning tools. This Global Edition preserves the cutting-edge approach and pedagogy of the original, but also features alterations, customization, and adaptation from the North American version.

sixth edition

Bennett Briggs

This is a special edition of an established title widely used by colleges and universities throughout the world. Pearson published this exclusive edition for the benefit of students outside the United States and Canada. If you purchased this book within the United States or Canada you should be aware that it has been imported without the approval of the Publisher or Author.

Global edition

Global edition

Global edition

U   sing and Understanding  Mathematics  A Quantitative Reasoning Approach  SIXth edition

 Jeffrey Bennett • William Briggs

Pearson Global Edition

BENNETT_1292062304_mech.indd 1

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Math for College, Career, and Life

AC

We use math in our day-to-day lives even when we don’t realize it. The goal of this book is to increase mathematical literacy so we use it more effectively in everyday life. Mathematics can help us to understand a variety of topics and issues, making us more aware of both the uses and abuses of math. The ultimate goal is to become better educated citizens and be successful in our college experiences, our careers, and our lives. vity ti

Cell Phones and Driving Each chapter offers an Activity designed to spur discussion of some interesting facet of the topics covered in the chapter. [p. 314, 5A]

352

cHAPteR 5

Use this activity to gain a sense of the kinds of problems this chapter will enable you to study. Is it safe to use a cell phone while driving? The science of statistics provides a way to approach this question, and the results of many studies indicate that the answer is no. The National Safety Council estimates that approximately 1.6 million car crashes each year (more than a quarter of the total) are caused by some type of distraction, most commonly the use of a cell phone for talking or texting. In fact, some studies suggest that merely talking on a cell phone makes you as dangerous as a drunk driver. As preparation for your study of statistics in this chapter, work individually or in groups to research the issues raised in the following questions. Discuss your findings.

Statistical Reasoning

1 Think about the physical process of using a cell phone while driving (either talking or tex-

ting), and list possible reasons why it could be distracting and cause accidents. thethe link second-hand between cell phone use and accidents firstdefects, discovered, many people 2 When a claim that smoke caused the was birth the problem could beto solved by mandating that only hands-free cell phone systems whatthought else should you expect find?

3. If the points on a scatterplot fall on a nearly straight line sloping upward, the two variables have

be allowed in cars, and many localities, states, and nations enacted laws allowing drivers to

a. a strong positive correlation.

ebt increases at an annual und interest formula to 0 years and in 50 years. debt (the principal for the trillion.

ebt increases at an annual und interest formula to 0 years and in 50 years. debt (the principal for the trillion.

al revenue is projected to level of $2.45 trillion. By ease by about 20% from w would these changes the 2012 deficit?

increase described in nding increase is also 4%, re to the 2012 deficit?

the publicly held debt of loan payment formula to eded to pay this debt off in t rate of 4%.

the publicly held debt of loan payment formula to eded to pay this debt off in t rate of 2%.

t, through some political t stopped rising. To retire ided to have a national zen bought a $1 lottery ng about $315 million in teries typically use half operations, assume that t reduction each week. e debt through this lotout $17 trillion.

Understanding the Federal Budget 281 c. a weak negative correlation.

iN y

4F

r WorLD ob.uno correlation.

a. evidence higher ratesHowever, of defects are correlated withthat hands-free systems use only that hands-free systems. more recent studies show exposure amounts smoke are nearlyto asgreater dangerous as regularof cell phones—and that talking on a hands-free system is

much more dangerous than talking to adefects passenger sitting next in to you. Why don’t hands-free Web Searches to Verify Web b. evidence that theseSources types of birth occur only systems eliminate the danger of cell phone use while driving?

4. If the points on a scatterplot fall into a broad swath that 46. National Debt Lottery. Supposeslopes the government hopes downward, the two variables have to pay off the 2013 gross debtWhile of about $17 trilliononwith some information the Web is inaccurate or biased, a.toa be strong positive correlation. a national lottery. For the debt paid off in 50 years, the Web is also a great source for checking the accuracy of b. a weak negative correlation. how much would each citizen have to spend onway lottery information. A good to start is with “fact checking” websites, tickets each year? Assume that half ofyou thealso lottery asc.long verifyrevenue that the fact checkers have a reputation no as correlation. goes toward debt reduction and that there are 315 million fairness and accuracy. A few reputable fact-checking sites 5.forWhen can you rule out the possibility that changes to citizens. include: variable X cause changes to variable Y?

babies whose mothers were exposed to smoke and never

that babies many accidents involve cell phone use does not necessarily prove that the use 3 to The anyfact other of cell phones caused the accidents. What kinds of studies might prove that cell phone use

evidence that the types birth by defects intry these babies are • To checkc.the validity of messages youofreceive e-mail, is the cause of accidents? How could such studies be conducted? Look for more debilitating than other types of abirth defects TruthOrFiction.com, run by results a private individual with of actual studies of this issue. reputation for fairness 8. Based on the and dataaccuracy. Figure how much some5.38, actualabout data that shed light on the issue of cell phones and 4in Find

(on average) would you expect a what 0.5-carat diamond driving. Explain the data show. Do you think the data are summa-

If noneto of cost? those sources has covered the claim you rized clearly, or could they have been displayed in a better way? are investigating, try a plain language Web search. For you personally ever been involved in an accident or a close call in 5 Have a. $2000 b. $7000 c. $12,000 example, if you type the first sentence of the Mars claim which you think a cell phone played a role? If so, how confident are you 9. Which of the statements best describes the there no correlation between X andby Y the non• a. Forwhen political fact is checking: FactCheck.org, supported (“On August 27, Mars will following look as that large and bright as the IN YoUr WorLD the cell phone use was responsible? between accidents texting partisan nonprofit Annenberg Public Policy Center;XPolitiFact. full Moon .correlation . . ”) into a search engine, you’ll getand dozens of while driving? b. whenand there is a negative correlation between and Y 6 Statistical studies are most useful when they lead to intelligent action. 47. Political Action. This unit outlined numerous budgetary com, from the Tampa Bay Times; and “The Fact Checker,” a blog hits that discuss claim and why it is the false. a. It isthe a coincidence. Given apparent link between cell phone use and driving, what do c. whenasathey scatterplot the two variables shows points lying problems facing the U.S. government, stood atofthe hosted on the Washington Post website. Of course,b. if your search turns up you conflictthink shouldcause. be done about the issue? Defend your opinion. There is a common underlying in abeen straight time the book was written. Has there anyline significant poing claims about accuracy, you’ll still need • For rumors, urban myths, other odd claims, Snopes.com litical action to deal with any6.of these problems? Learnand what, c. Texting while driving is a likely cause of accidents. What type of correlation would you expect between exerciseto decide which claims to believe. has a solid reputation for accuracy.

if anything, has changed over the past couple years,(athen and body massofindex measure of how much body fat a 10. A finding by a jury that a person is guilty “beyond reasonable write a one-page position paperperson outlining own weight)? recomhasyour for their doubt” is supposed to mean that mendations for the future. a. none a. the person is definitely guilty. 48. Debt Problem. How serious a problem thethe gross debt? Find arose in 2003, when on August 27 Mars came slightly showisthat claim originally positive: more exercise would go with higher body mass index b. all 12 members of the jury believed that there was more arguments on both sides of this b. question. Summarize the arcloser to Earth than it will come again for at least 200 years. However, Mars was still 50%topics chance that thestudents person was guilty. than aon c. nowhere negative: more exercise would go with body mass guments, and state your own opinion. UNIT Inlower Your World boxes focus that are likely to encounter in near as large and bright in our sky as the full index Moon. c.The any reasonable personplays would conclude that the evidence miss big picture. This defects step asks us to stand back and think about subject of statistics a major role in modern society. It’s used to determine 7. 5. YouDon’t have foundthe a status higher among babies 49. Social Security Problems. Research the current ofrate theof birth the world around them, whether in the news, in consumer decisions, or in whether ainnew is effective in treating cancer. It’s involved when agricultural inwashint sufficient to establish guilt. whether the claim make sense, which you can To do support by thinking about the the drug born to women exposed to in second-hand smoke. Social Security trust fund and potential future problems spectors check the safety of the food supply. in every opinion poll and survey. political discussions. This is further enhanced withIt’sInused Your World exercises, Mars the Sun, while the Moon orbits Earth. paying out benefits. For example,chapter when isopener: the fund pro-is a planet orbiting business, it’s used for market research. Sports statistics are part of daily conversation Thisit fact that the Moon is designed always much to closer to usadditional than In Mars; inresearch fact, jected to start paying out more than takesmeans in each year? spur or discussion that will help students for millions of people. Indeed, you’ll be hard-pressed to think of a topic that is not evensummarizes at its closest, Mars is about 150 times as far from Earth as the Moon. You can Write a one- to two-page report that your linked in some way to statistics. relate unit tosky the of college, careers, and life. [p. 309, 4F then conclude that Mars could never appearthe as large andcontent bright in our as themes the findings. full Moon. (If you want to be moreand quantitative: At 150 times the distance of the p. 39, 1A,] 50. Social Security Solutions. Research various proposals for 314as large as the Moon in diameter in order Moon, Mars would have to be 150 times solving the problems with Social Security. Choose one pro-in our sky. However, Mars is only about twice as large in to appear equally large posal that you think is worthwhile,diameter and write oneto two Now try Exercises 21–24. as athe Moon.) page report summarizing it and describing why you think it is a good idea.

5A

exercises

Fundamentals of Statistics

5e

revieW QueSTioNS

M05_BENN2303_06_GE_C05.indd 314

DoeS iT MAke SeNSe?

51. Medicare. Like Social Security, Medicare is projected to consume a growing share of federal spending as the population 1. What is a correlation? Give threeChoose examples of pairs of to variables Decide whether each of the following statements makes sense (or is the best answer each of the following questions. Quick Does It Make Sense? testarticles conceptual ages and health care costs rise.questions Find onecorrelated. orQuiz more that Explainunderstandyour reasoning with one or more complete that are clearly true)sentences. or does not make sense (or is clearly false). Explain your detail problems and potential solutions for Medicare. Write a reasoning. ing by asking studentsandto decide whether theisgiven statements What isown a scatterplot, how one made? How can we use short summary of the issues 2. your opinion always ofand what 1. A logical includes b. 7. a list of premises that do not leadcorrelation to a conclusion a scatterplot to look fornot. a correlation? There is a strong negative between the price of are sensible whyargument or why These questions should be done.and to explain a. at least one premise and one conclusion. c. a series of statements that generate heatedsold. debate tickets and the number of tickets This suggests that if 3. Define and distinguish among positive correlation, negative encourage students to stop and think critically about a probwe want sell the a lotconclusion of tickets,essentially we should lowerthethe price. 4. An argument into which restates b. at least one and one fallacy. correlation, andpremise no correlation. How do we determine the

04/09/14 4:51 PM

1A

lem rather than just focusing onone getting answer. [p. 380, 5E] strength of a correlation? c. at least fallacy and an one conclusion.

4. 2. Describe A fallacythe is three general categories of explanation for a correlation. Give an example of each. a. a statement that is untrue. 5. Briefly describe each of the six guidelines presented in b. a heated argument. this unit for establishing causality. Give an example of the c. a deceptive argument. application of each guideline. 3. Which of the following could not qualify as a logical

6. Briefly describe three levels of confidence in causality and argument? how they can be useful when we do not have absolute proof a series of statements in which the conclusion comes of a.causality. before the premises

CVR_BENN2303_06_SE_FEP.indd 1

premise is anisexample of positive correlation between the amount of 8. There a strong a. circular b. grades limited in choice. timereasoning. spent studying and mathematics classes. This

suggests that if you want to get a good grade, you should c. logic. spendofmore studying.occurs when 5. The fallacy appealtime to ignorance found perfect positive correlation between variable p is true is taken to imply that the a. 9. the Ifact that aa nearly statement A and B and therefore was able to conclude that an opposite of pvariable must be false. in cannot variable A causes an increase B. p to be in truevariable is b. the increase fact that we prove a statement taken imply athat p is false. 10. Itofound nearly perfect negative correlation between variable C and variable D and therefore wasperson able to conclude that an p is disregarded because the who c. a conclusion statedincrease it is ignorant. in variable C causes a decrease in variable D. 04/09/14 4:53 PM

Why Should You Care About Quantitative Reasoning? Quantitative reasoning is the ability to interpret and reason with information that involves numbers or mathematical ideas. It is a crucial aspect of literacy, and it is essential in making important decisions and understanding contemporary issues. The topics covered in this text will help you work with quantitative information and make critical decisions. For example: • You should possess strong skills in critical and logical thinking so that you can make wise personal decisions, navigate the media, and be an informed citizen. For example, do you know why you’d end up behind if you accepted a temporary 10% pay cut now and then received a 10% pay raise later? This particular question is covered in Unit 3A, but throughout the book you’ll learn how to evaluate quantitative questions on topics ranging from personal decisions to major global issues. • You should have a strong number sense and be proficient at estimation so that you can put numbers from the news into a context that makes them understandable. For example, do you know how to make sense of the more than $17 trillion federal debt? Unit 3B dis cusses how you can put such huge numbers in perspective, and Unit 4F discusses how the federal debt grew so large. • You should possess the mathematical tools needed to make basic financial decisions. For example, do you enjoy a latte every morning before class? Sometimes two? Unit 4A explores how such a seemingly harmless habit can drain more than $2400 from your wallet every year. • You should be able to read news reports of statistical studies in a way that will allow you to evaluate them critically and decide whether and how they should affect your personal beliefs. For example, how should you decide whether a new opinion poll accurately re flects the views of Americans? Chapter 5 covers the basic concepts that lie behind the statistical studies and graphics you’ll see in the news, and discusses how you can decide for yourself whether you should believe a statistical study. • You should be familiar with basic ideas of probability and risk and be aware of how they affect your life. For example, would you pay $20,000 for a product that, over 20 years, will kill nearly as many people as live in San Francisco? In Unit 7D, you’ll see that the answer is very likely yes—just one of many surprises that you’ll encounter as you study probability in Chapter 7. • You should understand how mathematics helps us study important social issues, such as global warming, the growth of populations, the depletion of resources, apportionment of Congressional representatives, and methods of voting. For example, Unit 12D discusses the nature of redistricting and how gerrymandering has made congressional elections less competitive than they might otherwise be. In sum, this text will focus on understanding and interpreting mathematical topics to help you develop the quantitative reasoning skills you will need for college, career, and life.

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6TH EDITION

Using & Understanding

Mathematics

A Quantitative Reasoning Approach Global Edition

Jeffrey Bennett

University of Colorado at Boulder

William Briggs

University of Colorado at Denver

Boston Columbus Indianapolis New York San Francisco Upper Saddle River  Amsterdam Cape Town Dubai London Madrid Milan Munich Paris Montréal Toronto Delhi Mexico City São Paulo Sydney Hong Kong Seoul Singapore Taipei Tokyo

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Editor-in-Chief: Anne Kelly Senior Acquisitions Editor: Marnie Greenhut Senior Content Editor: Rachel S. Reeve Content Editor: Mary St. Thomas Editorial Assistant: Christopher Tominich Senior Managing Editor: Karen Wernholm Senior Production Project Manager: Patty Bergin Project Manager, Global Edition: Beth Houston Program Design Lead: Barbara T. Atkinson Associate Marketing Manager: Alicia Frankel Marketing Assistant: Brooke Smith

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For permission to use copyrighted material, grateful acknowledgment is made to the copyright holders on page 717, which is hereby made part of this copyright page. Many of the designations used by manufacturers and sellers to distinguish their products are claimed as trademarks. Where those designations appear in this book, and Pearson was aware of a trademark claim, the designations have been printed in initial caps or all caps. Pearson Education Limited Edinburgh Gate Harlow Essex CM20 2JE England and Associated Companies throughout the world Visit us on the World Wide Web at: www.pearsonglobaleditions.com © Pearson Education Limited, 2015 The rights of Jeffrey Bennett and William Briggs to be identified as the authors of this work have been asserted by them in accordance with the Copyright, Designs and Patents Act 1988. Authorized adaptation from the United States edition, entitled Using and Understanding Mathematics: A Quantitative Reasoning Approach, 6th edition, ISBN 978-0-321-91462-0, by Jeffrey Bennett and William Briggs, published by Pearson Education © 2015. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without either the prior written permission of the publisher or a license permitting restricted copying in the United Kingdom issued by the Copyright Licensing Agency Ltd, Saffron House, 6–10 Kirby Street, London EC1N 8TS. All trademarks used herein are the property of their respective owners. The use of any trademark in this text does not vest in the author or publisher any trademark ownership rights in such trademarks, nor does the use of such trademarks imply any affiliation with or endorsement of this book by such owners. ISBN 10: 1-292-06230-4 ISBN 13: 978-1-292-06230-3 British Library Cataloguing-in-Publication Data A catalogue record for this book is available from the British Library 10 9 8 7 6 5 4 3 2 1 Typeset in 11 MyriadPro-Regular by Integra Publishing Services. Printed and Bound in Great Britain by CPI Group (UK) Ltd. Croydon, CR0 4YY.

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This book is dedicated to everyone who wants a better understanding of our world, and especially to those who have struggled with mathematics in the past. We hope this book will help you achieve your goals. And it is dedicated to those who make our own lives brighter, especially Lisa, Julie, Katie, Grant, and Brooke.

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Contents Preface  10 Acknowledgments  14 Prologue: Literacy for the Modern World   17

PART ONE  Logic and Problem Solving  

1

Thinking Critically

30

Activity  Bursting Bubble  32

1A 1B 1C

Living in the Media Age   33 Propositions and Truth Values   Sets and Venn Diagrams   53

42

Brief Review: Sets of Numbers   56

1D 1E

2

Analyzing Arguments   69 Critical Thinking in Everyday Life   83

Approaches to Problem Solving

96

Activity  Global Melting  98

2A

Working with Units   99 Brief Review: Common Fractions   100 Brief Review: Decimal Fractions   103 Brief Review: Powers of 10   109 Using Technology: Metric Conversions   111 Using Technology: Currency Exchange Rates   112

2B 2C

Problem Solving with Units   119 Problem-Solving Guidelines and Hints   132

PART TWO  Quantitative Information in Everyday Life  

3

Numbers in the Real World

146

Activity  Big Numbers  148

3A

Uses and Abuses of Percentages   148 Brief Review: Percentages   149 Brief Review: What Is a Ratio?   154

3B

Putting Numbers in Perspective   163 Brief Review: Working with Scientific Notation   164 Using Technology: Scientific Notation   167

3C 3D

Dealing with Uncertainty   179 Brief Review: Rounding   181 Using Technology: Rounding in Excel   186 Index Numbers: The CPI and Beyond   190 Using Technology: The Inflation Calculator   195

3E

How Numbers Can Deceive: Polygraphs, Mammograms, and More   200

7

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8

Contents

4

Managing Money

212

Activity  Student Loans  214

4A 4B

Taking Control of Your Finances   214 The Power of Compounding   225 Brief Review: Powers and Roots   226 Using Technology: Powers   228 Using Technology: The Compound Interest Formula   230 Using Technology: The Compound Interest Formula for Interest Paid More than Once a Year   235 Using Technology: APY in Excel   236 Using Technology: Powers of e  237 Brief Review: Four Basic Rules of Algebra   238

4C

Savings Plans and Investments   245 Using Technology: The Savings Plan Formula   250 Using Technology: Fractional Powers (Roots)   252

4D

Loan Payments, Credit Cards, and Mortgages   264 Using Technology: The Loan Payment Formula (Installment Loans)   267 Using Technology: Principal and Interest Payments   269

4E 4F

Income Taxes   282 Understanding the Federal Budget   294

PART THREE  Probability and Statistics  

5

Statistical Reasoning

312

Activity  Cell Phones and Driving  314

5A

Fundamentals of Statistics   314

5B 5C

Should You Believe a Statistical Study?   328 Statistical Tables and Graphs   338

Using Technology: Random Numbers   318

Using Technology: Frequency Tables in Excel   339 Using Technology: Bar Graphs and Pie Charts in Excel   344 Using Technology: Line Charts in Excel   346

5D 5E

Graphics in the Media   352 Correlation and Causality   370 Using Technology: Scatterplots in Excel   375

6

Putting Statistics to Work

386

Activity  Are We Smarter Than Our Parents?  388

6A

Characterizing Data   389

6B

Measures of Variation  

6C

The Normal Distribution   411 Using Technology: Standard Scores in Excel   416 Using Technology: Normal Distribution Percentiles in Excel   419

6D

Statistical Inference   422

Using Technology: Mean, Median, Mode in Excel   391

7

401 Using Technology: Standard Deviation in Excel   407

Probability: Living with the Odds



436

Activity 

7A

Lotteries  438 Fundamentals of Probability   438 Brief Review: The Multiplication Principle   443

7B 7C

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Combining Probabilities   453 The Law of Large Numbers   465

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Contents 9

7D 7E

Assessing Risk   474 Counting and Probability   483 Using Technology: Factorials   485 Brief Review: Factorials   486 Using Technology: Permutations   487 Using Technology: Combinations   489

PART FOUR  Modeling  

8

Exponential Astonishment



498

Activity  Towers of Hanoi  500

8A 8B

Growth: Linear versus Exponential   501 Doubling Time and Half-Life   509 Using Technology: Logarithms   515 Brief Review: Logarithms   516

8C 8D

9

Real Population Growth   520 Logarithmic Scales: Earthquakes, Sounds, and Acids   530

Modeling Our World



540

Activity  Climate Modeling  542

9A

Functions: The Building Blocks of Mathematical Models   544 Brief Review: The Coordinate Plane   547

9B

Linear Modeling   554 Using Technology: Graphing Functions   559

9C

Exponential Modeling   567 Brief Review: Algebra with Logarithms   570

10 Modeling with Geometry

582

Activity  Eyes in the Sky  584

10A 10B 10C

Fundamentals of Geometry   585 Problem Solving with Geometry   599 Fractal Geometry   614

PART FIVE  Further Applications  

11 Mathematics and the Arts

626

Activity  Digital Music Files  628



11A 11B 11C

Mathematics and Music   629 Perspective and Symmetry   636 Proportion and the Golden Ratio   649

12 Mathematics and Politics

658

Activity  Partisan Redistricting  660

12A 12B 12C 12D

Voting: Does the Majority Always Rule?   661 Theory of Voting   678 Apportionment: The House of Representatives and Beyond   688 Dividing the Political Pie   703

Credits  717 Answers to Quick Quizzes and Odd-Numbered Exercises  719 Index  749

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Preface To the Student There is no escaping the importance of mathematics in the modern world. However, for most people, the importance of mathematics lies not in its abstract ideas, but in its application to personal and social issues. This book is designed with such practical considerations in mind. In particular, we’ve designed this book with three specific purposes: • To prepare you for the mathematics you will encounter in other college courses, particularly core courses in social and natural sciences. • To develop your ability to reason with quantitative information in a way that will help you achieve success in your career. • To provide you with the critical thinking and quantitative reasoning skills needed to understand major issues in life. We hope this book will be useful to everyone, but it is designed primarily for those who are not planning to major in a field that requires advanced mathematical skills. In particular, if you’ve ever felt any fear or anxiety about mathematics, we’ve written this book with you in mind. Through this book, you will discover that mathematics is much more important and relevant to your life than you had guessed and not as difficult as previously imagined. Whatever your interests—social sciences, environmental issues, politics, business and economics, art and music, or any of many other topics—you will find many relevant and up-to-date examples in this book. But the most important idea to take away from this book is that mathematics can help you understand a variety of topics and issues, making you a more aware and better educated citizen. Once you have completed your study of this book, you should be prepared to understand most quantitative issues that you will encounter.

To the Instructor Whether you’ve taught this course many times or are teaching it for the first time, you are undoubtedly aware that mathematics courses for nonmajors present challenges that differ from those presented by more traditional courses. First and foremost, there isn’t even a clear consensus on what exactly should be taught in these courses. While there’s little debate about what mathematical content is necessary for science,

“Human history becomes more and more a race between education and catastrophe.”

—H. G. Wells, The Outline of History, 1920

technology, engineering, and mathematics (STEM) students— for example, these students all need to learn algebra and calculus—there’s great debate about what we should teach non-STEM students, especially the large majority who will not make use of formal mathematics in their careers or daily lives. As a result of this debate, core mathematics courses for non-STEM students fall into a broad and diverse range. Some schools require these students to take a traditional, calculus-track course, such as college algebra. Others have instituted courses that teach students about the ways in which contemporary mathematics contributes to society, focusing on mathematical ideas that students are unlikely to encounter elsewhere. These courses have their merits, and they can certainly be made interesting and relevant, but we believe there are better options because of the following important fact: The vast majority (typically 95%) of nonSTEM students will never take another college mathematics course after completing their core requirements. Given this fact, we believe it is essential to teach these students the mathematical ideas that they will need for their remaining college course work, their careers, and their daily lives. In other words, while there are many topics that might be new and interesting, we must emphasize those topics that are truly important to the future success of these students. The focus of this approach is less on formal calculation—though some is certainly required—and more on teaching students how to think critically with numerical or mathematical information. In the terminology adopted by MAA, AMATYC, and other mathematical organizations, students need to learn quantitative reasoning and to become quantitatively literate. There’s been a recent rise in the popularity of quantitative reasoning courses for the non-STEM student. This book has been integral to the quantitative reasoning movement for years and continues to be at the forefront as an established entity designed to help you succeed in teaching quantitative reasoning to your students.

The Key to Success: A Context-Driven Approach Broadly speaking, approaches to teaching mathematics can be divided into two categories: • A content-driven approach is organized by mathematical ideas. After each mathematical topic is presented, examples of its applications are shown.

10

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• A context-driven approach is organized by practical contexts. Applications drive the course, and mathematical ideas are presented as needed to support the applications. The same content can be covered through either approach, but the context-driven approach has an enormous advantage: It motivates students by showing them directly how relevant mathematics is to their lives. In contrast, the content-driven approach tends to come across as “learn this content because it’s good for you,” causing many students to tune out before reaching the practical applications. For more details, see our article “General Education Mathematics: New Approaches for a New Millennium” (AMATYC Review, Fall 1999) or the discussion in the Epilogue of the book Math for Life by Jeffrey Bennett (Big Kid Science, 2014).

The Challenge: Winning Over Your Students Perhaps the greatest challenge in teaching mathematics to students lies in winning them over—that is, convincing them that you have something useful to teach them. This challenge arises because by the time they reach college, many students dislike or fear mathematics. Indeed, the vast majority of students in general education mathematics courses are there not by choice, but because such courses are required for graduation. Reaching your students therefore requires that you teach with enthusiasm and convince them that mathematics is useful and enjoyable. We’ve built this book around two important strategies that are designed to help you win students over: • Confront negative attitudes about mathematics head on, showing students that their fear or loathing is ungrounded and that mathematics actually is relevant to their lives. This strategy is embodied in the Prologue of this book (pages 29–41), which we urge you to emphasize in class. It continues implicitly throughout the rest of the text. • Focus on goals that are meaningful to students— namely, on the goals of learning mathematics for college, career, and life. Your students will then learn mathematics because they will see how it affects their lives. This strategy forms the backbone of this book, as we have tried to build every unit around topics relevant to college, career, and life.

Modular Structure of the Book Many of us would love to have a year or more to teach mathematics to general education students. Unfortunately, most schools have only a one-quarter or one-semester mathematics requirement, so we can cover only a fraction of the material we’d cover in an ideal course. This book is

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therefore organized with a modular structure that allows you to create a course to meet your (or your students’) particular interests and constraints. The 12 chapters are organized broadly by contextual areas. Each chapter, in turn, is divided into a set of self-contained units that focus on particular concepts or applications. In most cases, you can cover chapters in any order; and while the units within each chapter build sequentially in terms of sophistication, in many cases you can skip certain units, particularly those toward the end of the chapter.

Prerequisite Mathematical Background Because of its modular structure, this book can be used by students with a wide range of mathematical backgrounds. Many of the units require nothing more than arithmetic and a willingness to think about quantitative issues in new ways. Only a few units use techniques of algebra or geometry, and those skills are reviewed as they arise. This book should therefore be accessible to any student who has completed two or more years of high school mathematics. However, this book is not remedial: Although much of the book relies on mathematical techniques from secondary school, the techniques always arise in applications that students generally are not taught in high school and that require students to demonstrate their critical thinking skills.

Changes in the Sixth Edition We’ve been pleased by the positive responses of so many users to prior editions of this text. Nevertheless, a book that relies heavily on facts and data always requires a major updating effort to keep it current, and we are always looking for ways to improve clarity and pedagogy. As a result, users of prior editions will find many sections of this book to have been substantially revised or rewritten. Throughout the book we have added more examples and exercises pertaining to vocational careers, which should make the material more relevant to a wider variety of students. We have also made many other changes; while these are too many to list here, they include the following:

Chapter Openers   Each chapter now opens with a multiple-choice question designed to illustrate an important way in which the chapter content connects with the book themes of college, careers, and life. These questions can spur lively in-class discussions.

Chapter 1  We significantly revised several units in Chapter 1. In particular, Unit 1A has been expanded to include a focus on evaluation of media information, and we rewrote portions of Units 1C and 1D to help students better understand and interpret Venn diagrams and tests of validity.

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12

Preface

Chapter 2  We rewrote and reorganized Units 2A and 2B so basic ideas of units and systems of standardized units are now all covered in Unit 2A while Unit 2B focuses on more sophisticated problem solving with units.

Chapters 3 and 4  These two chapters contain several units that revolve around economic data—such as census data, the consumer price index, interest rates, taxes, and the federal budget—which obviously required major updates given the changes that have occurred in the U.S. economy in the four years since the previous edition was published.

questions designed to help students pause and reflect on important new ideas. They also serve as excellent starting points for class discussions and/or clicker questions.

Summary Boxes  Flowing right along with the narrative are boxes that summarize key ideas, definitions, and formulas.

Examples and Case Studies  Numbered examples are

Chapters 5 and 6  These chapters focus on statistical

designed to build understanding and to offer practice with the types of questions that appear in the exercises. Each example is accompanied by a “Now Try” tag that relates the example to specific similar exercises. Occasional case studies go into more depth than the numbered examples.

data, which means we ­updated or replaced large sections of the chapter content to reflect current data.

In Your World  These boxes focus on topics that stu-

Chapter 7  We significantly revised the discussion of several key probability ideas to help students better understand them and overcome misconceptions. Chapters 8 and 9  Units 8B, 8C, and 9C all rely heavily on population data, which means we revised significant portions of these units to reflect the 2010 U.S. Census and updated global demographic data.

Chapter 12  We significantly rewrote major portions of this chapter, particularly in Units 12A and 12C, both to update the political data and to clarify key ­concepts ­including those of preference schedules and ­redistricting.

Pedagogical Features Besides the main narrative of the text, this book includes the following features, each designed with a specific pedagogical purpose in mind.

Chapter Overview  Each chapter begins with a brief overview and a unit-by-unit listing of key content, designed both to show students how the chapter is organized and to help instructors decide which units to cover in class. It is then followed by a multiple-choice question designed to illustrate an important way in which the chapter content connects with the book themes of college, careers, and life. Chapter Activity  After the overview, each chapter offers an activity designed to spur student discussion of some interesting facet of the topics covered in the chapter. The activities may be done either individually or in small groups. Time Out to Think  Appearing throughout the book, the “Time Out to Think” features pose short conceptual

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dents are likely to encounter in the world around them, whether in the news, in consumer decisions, or in political discussions. Examples include topics such as how to understand jewelry purchases, how to invest money in a sensible way, and how the chained consumer price index (CPI) differs from the standard CPI. This is further enhanced with a section of In Your World exercises in the exercise sets.

Brief Review  This feature reviews key mathematical skills that students should have learned previously but in which many students still need review and practice. They appear in the book wherever a particular skill is first needed, and exercises based on the review boxes can be found at the end of the unit.

Using Technology  These features give students clear instructions in the use of various technologies for computation, including scientific calculators, Microsoft Excel, and online technologies such as those built in to Google.

Margin Features • By the Way features contain interesting notes and asides relevant to the topic at hand. • Historical Note remarks give historical context to the ideas presented in the chapter. • Technical Note comments contain details that are ­important mathematically, but generally do not affect students’ understanding of the material.

Mathematical Insight  This feature builds upon mathematical ideas in the main narrative but goes somewhat beyond the level of other material in the book. Examples include boxes on the proof of the Pythagorean theorem, on Zeno’s paradox, and on derivations of the financial formulas used for savings plans and mortgage loans.

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Preface 13

Chapter Summary  Appearing at the end of each chapter, the Chapter Summary offers a detailed outline of the chapter that students can use as a study guide.<