Personal Finance Workbook for Beginners: Practical Exercises for Smarter Money Management and Financial Empowerment 9781638786979, 9781685393458
Take charge of your finances and build your future If managing money feels intimidating, you’re not alone. The Personal
197 44 3MB
English Pages 166 Year 2022
Table of contents :
Contents
Introduction
How to Use This Book
How to Use This Workbook on an Ebook Device
Part I: Essential Steps to Get Started with Personal Finance
Chapter 1: Focus on the Person in Personal Finance
Financial Beliefs Checklist
How Your Spending Reflects Your Values
Are Your Habits Costing You Money?
Conscious vs. Unconscious Spending
Chapter 2: Assess Where You Are and Decide Where You Want to Go
Making a SMART Financial Goal
Rate Your Financial Health Metrics
Myths about Financial Health
Short- and Long-Term Financial Goals
Chapter 3: Make a Plan to Stabilize Your Foundation
Your Financial Foundation
Your Current Budget
Changes to Your Monthly Budget
Financial Foundation Action Checklist
Part II: Building a Financially Healthy Life
Chapter 4: Dealing with Debt
Test Your Knowledge about Debt
Using the Avalanche Method to Pay Down Your Debts
Using the Snowball Method to Pay Down Your Debts
Cutting Through the Myths about Debt
Chapter 5: Employment, Benefits, and Earnings
Rating Different Compensation Packages
Your Plan to Get a Promotion and Raise
Yearly Calendar to Achieve a Promotion or a Better Job
What Do You Know about Employment?
Chapter 6: Buying a Home, Renting a Home
Test Your Knowledge about Buying a Home
Evaluating Whether to Buy or Rent Your Home
Your Monthly Budget: Renting vs. Owning
Rating Top Features for Your Next Home
Chapter 7: Planning for Retirement
Busting Retirement Planning Myths
Checklist for Planning Your Retirement
Budgeting Your Retirement Expenses
Long-Term Retirement Planning Calendar
Chapter 8: Investing in Your Future
Test Your Knowledge about Investing
Determining Your Risk Tolerance
How to Evaluate What to Invest In
Researching Your Investing Options
Final Thoughts
Resources
References
Acknowledgments
About the Authors
Contents
Introduction
How to Use This Book
How to Use This Workbook on an Ebook Device
Part I: Essential Steps to Get Started with Personal Finance
Chapter 1: Focus on the Person in Personal Finance
Financial Beliefs Checklist
How Your Spending Reflects Your Values
Are Your Habits Costing You Money?
Conscious vs. Unconscious Spending
Chapter 2: Assess Where You Are and Decide Where You Want to Go
Making a SMART Financial Goal
Rate Your Financial Health Metrics
Myths about Financial Health
Short- and Long-Term Financial Goals
Chapter 3: Make a Plan to Stabilize Your Foundation
Your Financial Foundation
Your Current Budget
Changes to Your Monthly Budget
Financial Foundation Action Checklist
Part II: Building a Financially Healthy Life
Chapter 4: Dealing with Debt
Test Your Knowledge about Debt
Using the Avalanche Method to Pay Down Your Debts
Using the Snowball Method to Pay Down Your Debts
Cutting Through the Myths about Debt
Chapter 5: Employment, Benefits, and Earnings
Rating Different Compensation Packages
Your Plan to Get a Promotion and Raise
Yearly Calendar to Achieve a Promotion or a Better Job
What Do You Know about Employment?
Chapter 6: Buying a Home, Renting a Home
Test Your Knowledge about Buying a Home
Evaluating Whether to Buy or Rent Your Home
Your Monthly Budget: Renting vs. Owning
Rating Top Features for Your Next Home
Chapter 7: Planning for Retirement
Busting Retirement Planning Myths
Checklist for Planning Your Retirement
Budgeting Your Retirement Expenses
Long-Term Retirement Planning Calendar
Chapter 8: Investing in Your Future
Test Your Knowledge about Investing
Determining Your Risk Tolerance
How to Evaluate What to Invest In
Researching Your Investing Options
Final Thoughts
Resources
References
Acknowledgments
About the Authors
- Author / Uploaded
- Redling
- Dylin; Tom
- Allison
- Commentary
- Personal Finance Workbook, for Beginners, Practical Exercises, Smarter Money Management, Financial Empowerment
